Types Of Mortgage Lenders Explained

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  • เผยแพร่เมื่อ 27 พ.ย. 2024

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  • @DeborahSkipper-sk4hb
    @DeborahSkipper-sk4hb 4 หลายเดือนก่อน

    You left a big one out of this conversation that can be Extremely beneficial!

  • @ZER0_G
    @ZER0_G 6 หลายเดือนก่อน +4

    I think making informative YT videos would be a plus too. Just saying. Thanks for the breakdown.

  • @rogerjeong9976
    @rogerjeong9976 6 หลายเดือนก่อน +2

    When I got my loan 2 1/2 years ago, I went through a broker who used UWM and Rocket mortage. UWM sent out a letter to brokers in December 2021 that said if a broker used Rocket and UWM, then UWM would not be deal with that broker.

    • @JenniferBeeston
      @JenniferBeeston  6 หลายเดือนก่อน

      yep that is one of the things the lawsuit is over as some brokers were sending 90% of their business to one place while saying to clients they were shopping for them.

  • @daynescott1
    @daynescott1 6 หลายเดือนก่อน +1

    Amazing breakdown! I just closed escrow and my loan amount is a little over $2.3M. Purchase price was $2.9M. I know I can’t refi until another 6 months, but are there any banks you know or recommend who are of being competitive? Thank you!

    • @JenniferBeeston
      @JenniferBeeston  6 หลายเดือนก่อน +1

      Congrats on your new home! 🏡❤️It depends on the type of loan you have. Also within six months whoever’s lowest now likely won’t be the lowest then. Banks are always moving in and out of the market to a large extent .

  • @LittleCabin
    @LittleCabin 6 หลายเดือนก่อน

    Any specific suggestions with respect to construction loans? In particular, those for someone borrowing when retired (if that even matters)? I've heard it's best to go with local, community-type banks since "they know the area," but not sure of that's true??? I assume there's some amount of interaction needed between the builder and the bank...

    • @JenniferBeeston
      @JenniferBeeston  6 หลายเดือนก่อน

      Construction loans where you’re buying the land and then building the house often community release, small community banks and credit unions Do have the best products for that.

  • @russlea6383
    @russlea6383 6 หลายเดือนก่อน +3

    A Teacher is better. 😇

  • @Sari_Ariel
    @Sari_Ariel 6 หลายเดือนก่อน +1

    Will my credit go down if I shop around for different mortgage rates?

    • @JenniferBeeston
      @JenniferBeeston  6 หลายเดือนก่อน +1

      not if you do within a 30 day window

    • @Sari_Ariel
      @Sari_Ariel 6 หลายเดือนก่อน +1

      @@JenniferBeeston Hiii and thanks! Your channel is so helpful!

    • @JenniferBeeston
      @JenniferBeeston  6 หลายเดือนก่อน

      I am glad the channels helping :-)