The Brutal Truth: The One Thing You Must Avoid to Save Thousands on Your Mortgage

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  • เผยแพร่เมื่อ 7 มิ.ย. 2023
  • #jenniferbeeston #mortgage #firsttimehomebuyer
    Settle in, this is an 18 min video but will save you $$$ and headache.
    GET PRE-APPROVED: www.zerostressmortgage.com
    FOR MORTGAGE QUESTIONS: calendly.com/jennifer-beeston
    I am licensed in 48 states for purchase and refinance mortgage and YES you would work with me and my team, NOT some random lender in a call center. I stand 100% behind everything I say and want to get YOU to the finish line. My cellphone is 707-478-0637. Never be afraid to call or text. Let’s get you home!:)
    Google Review from REAL clients: www.google.com/search?q=Guara...

    Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
    Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071
    Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org Top 1% in the nation 2016-2022 www.zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 www.guaranteedrate.com/discla... www.guaranteedrate.com/licens... Equal Housing Lender - www.nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

ความคิดเห็น • 98

  • @CMBBmc-jd6ur
    @CMBBmc-jd6ur หลายเดือนก่อน +3

    I was quickly underwritten for a VA loan with Guaranteed Rate (Jen Beeston) and they were/are Fantastic! Process was thorough, yet went smoothly as their people are total professionals!

    • @JenniferBeeston
      @JenniferBeeston  หลายเดือนก่อน

      Thank you for sharing your experience with us. We appreciate:)!

  • @khadijahdavis1572
    @khadijahdavis1572 หลายเดือนก่อน +2

    Mannnnn this sister is gold, seriously she's a breath of fresh air

  • @mitchbandalan9450
    @mitchbandalan9450 ปีที่แล้ว +3

    My morning... Get my morning coffee... log in and take care of my morning work...watch Jennifer and learn....

  • @brad5815
    @brad5815 ปีที่แล้ว +6

    Translation:
    You get what you pay for and those who know pay for experience and quality. Give Jen a shot, she'll represent your best interest and you won't be disappointed.

  • @BrianMckelvey-vh1gi
    @BrianMckelvey-vh1gi 5 วันที่ผ่านมา +1

    I appreciate your time and being truthful with the videos and onasty. I have learned a lot from the video that you have done.

  • @shadeaquaticbreeder2914
    @shadeaquaticbreeder2914 3 หลายเดือนก่อน +3

    Been watching a few of your vids and they have made me think it's actually possible to buy a house. Thank you. I look forward to working with you guys soon.

    • @JenniferBeeston
      @JenniferBeeston  3 หลายเดือนก่อน +1

      Look forward to working with you:) you got this!

  • @ClutchCarson
    @ClutchCarson 22 ชั่วโมงที่ผ่านมา +1

    Love it, not even looking for a loan, but someday when I do, boy will I be full of great insights!

  • @jamaul8909
    @jamaul8909 10 หลายเดือนก่อน +1

    Applied with the preferred lender yesterday and will be submitting my loan application with you today and im excited!

  • @lexglowup977
    @lexglowup977 11 หลายเดือนก่อน +1

    I really love you and your videos!!! It’s just the personality. You make this topic fun. 🎉

  • @awholenewleaf
    @awholenewleaf ปีที่แล้ว +5

    I freaking love you, Jen! You’re passionate, you’re honest, and you play 0️⃣ games. My loan with you was so smooth and it pains me watching others go through a horrible buying process with bad lenders! Keep up the great work!

  • @cd-rom.
    @cd-rom. ปีที่แล้ว +3

    Keep these coming! no bs

  • @johnniejacobs3199
    @johnniejacobs3199 3 หลายเดือนก่อน +1

    Great video! As someone looking to buy my first home this year, my plan was to look at 4 local banks and credit unions to apply for pre-approval and focus on who can give the best rate based on the pre-approval rates at that time compared to the others. But your video taught me that I need to research lenders and then wait to compare rates until right before making an offer. I had no idea. Thank you for you'd videos. I learn more each time I watch you and hopefully I'll be more prepared when I get ready to apply for pre-approval in March for a conventional loan.

    • @JenniferBeeston
      @JenniferBeeston  3 หลายเดือนก่อน

      I am so glad the videos were helpful :-)

  • @noe6499
    @noe6499 ปีที่แล้ว +2

    I appreciate the knowledge 😊

  • @Ryancuasay
    @Ryancuasay 7 หลายเดือนก่อน

    Morning Jen. Your videos are very educational and motivating. You kinda look like Chelsea Handler as well (take it as a compliment) Happy Friday!

  • @TheItachai
    @TheItachai ปีที่แล้ว +2

    This is true, channel like these help!

  • @totallytiffany8064
    @totallytiffany8064 9 หลายเดือนก่อน +1

    Love you Jen new subscribed

  • @MrBlainet999
    @MrBlainet999 8 หลายเดือนก่อน +1

    Thumbs up Jennifer. Keep the tough love coming.

  • @mikefeddersen2476
    @mikefeddersen2476 ปีที่แล้ว +1

    Seems to me it would be easy to become a Jennifer Beeston follower. 😊

  • @VStarMama64
    @VStarMama64 11 หลายเดือนก่อน +1

    I love tough love❤ no one has ever told me to look for a expert first. Ty!

  • @topsecretbear9918
    @topsecretbear9918 ปีที่แล้ว +4

    "Research up front" is always a good idea, the trick though is to not let it lead to "analysis paralysis". That happens alot too. Just call Jen, problem solved.

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว +1

      TY! I like just call Jen. May start using that

  • @galinagause6273
    @galinagause6273 6 หลายเดือนก่อน +1

    Thank you❤

  • @2short1968
    @2short1968 ปีที่แล้ว +5

    I love your honesty and sincerity ......👍

  • @TxHoneyBee
    @TxHoneyBee ปีที่แล้ว +2

    What is disturbing is that people sign the estimate and disclosure documents without reading them. My documents described the difference between rate lock v floating rate and clearly noted the option I chose.

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว

      Yes it happens all the time. Glad you are looking at your docs

  • @user-pr6rt2vv9b
    @user-pr6rt2vv9b หลายเดือนก่อน +2

    Absolutely true

  • @brad5815
    @brad5815 ปีที่แล้ว +3

    To those in the industry:
    1. Watch out and mind your P's and Q's.
    2. There are phenomenal knowledge bombs if you listen carefully and are hungry to learn.

  • @JenniferBeeston
    @JenniferBeeston  ปีที่แล้ว +11

    Min 9 is where I start doing voices. Enjoy

    • @sunset3458
      @sunset3458 ปีที่แล้ว

      No no. We watch from the beginning. Thank you. 😂 jk jk. Not kidding but jk.

    • @leejennifercorlewayres9193
      @leejennifercorlewayres9193 9 หลายเดือนก่อน

      I love your channel. It's so interesting and I'm learning and laughing. Good job! 👍

  • @jesssbe5point7
    @jesssbe5point7 2 หลายเดือนก่อน +2

    ABSOLUTELY LOVE your honesty!! if you shop cheap, you will get cheap results!

  • @DC-pe6kd
    @DC-pe6kd ปีที่แล้ว

    Can I leverage whole life insurance even I don’t have enough cash value.

  • @amf703
    @amf703 6 หลายเดือนก่อน +1

    I wish there was checklist or step by step guide for this stuff

  • @meganlroman
    @meganlroman ปีที่แล้ว

    Should we shop around during pre-approvals or once we've found a home for a formal approval?

  • @janejones2439
    @janejones2439 11 หลายเดือนก่อน +1

    Hey Jen, I bank with a credit union, and they said that if I use their preferred realtor program that I would get money back from the realtors commission. The amount will depend on the cost of the house. What is your take on this?

    • @JenniferBeeston
      @JenniferBeeston  11 หลายเดือนก่อน +2

      They have a deal with the Realtor to give up some of their commission. It’s a hook. If the realtor and credit union give great service and have solid rates and fees great otherwise it is just a hook

  • @adeolaotukoya7349
    @adeolaotukoya7349 10 หลายเดือนก่อน +1

    Jen, what do you say if the builder says you will need to use our lender to get some money as an incentive that can help towards closing costs?

    • @JenniferBeeston
      @JenniferBeeston  9 หลายเดือนก่อน

      I have a video about this for tomorrow:)

  • @kerib2535
    @kerib2535 ปีที่แล้ว +1

    You are a boss for sure !!

  • @bconnor1598
    @bconnor1598 ปีที่แล้ว +1

    How do you find an expert in self employed P&L or Bank Statement loans in NJ? I tried that Scotsman guide and it didn’t give me any in the search results?

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว

      If you only want a bank statement loan call Debra Schultz 917-757-6633

  • @AlliNW0nderland.
    @AlliNW0nderland. 11 หลายเดือนก่อน +1

    First time buyer here. So PreApprovals are never locked rates?

    • @JenniferBeeston
      @JenniferBeeston  11 หลายเดือนก่อน

      Very very rarely. Already ask the lender but 99% they are not

  • @jpyang05
    @jpyang05 ปีที่แล้ว +1

    This sounds like the kind of thing a lender or broker will say to justify charging higher fees. Most mortgages aren’t complicated, shop the rate on Zillow mortgages and go with a business with decent reviews.

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว +5

      Disagree. Online rates are never accurate and always have a disclaimer to call. Also the only lenders that advertise on zillow are call centers that can't get leads any other way. They pay zillow for space so it is not an actual representation of the market or lowest rates. It is a bunch of call center with click bait rates that change when you call..

  • @amandalee714
    @amandalee714 6 หลายเดือนก่อน

    How does waiting 30 days or 15 days make a better deal? Why does that matter at all? Why not lock it in as soon as you crunch the numbers? How does it save money to dink around with my time?

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    My paster sed he gave ekahall get church biled pis them off at church.

  • @user-pr6rt2vv9b
    @user-pr6rt2vv9b หลายเดือนก่อน +2

    Tough luv

  • @arleneboyd9536
    @arleneboyd9536 2 หลายเดือนก่อน +1

    Can you help us please.

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Thay allexspesive

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Slob sell houes

  • @stoicdarwin
    @stoicdarwin ปีที่แล้ว +1

    Commenting for shady shhhh @7:48

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว +1

      You always comment for the best reasons

  • @strangepeopleare3046
    @strangepeopleare3046 ปีที่แล้ว +3

    You got me at compare a fresh banana to a week old banana 😊

  • @TheItachai
    @TheItachai ปีที่แล้ว +1

    That reenactment sounds familiar💀💀

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว +1

      lol

    • @TheItachai
      @TheItachai ปีที่แล้ว

      @@JenniferBeeston I’m sorry I had to run to you to get out of that situation I was in with VU.

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว +1

      @@TheItachai Never be sorry. I am glad you escaped their clutches:)

  • @russlea6383
    @russlea6383 ปีที่แล้ว +3

    I'm impressed -- you do impressions. :) :/ :\ :(

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว +1

      Thank you! I worked on it for when I recorded my audiobook for Brainhacked;)

    • @mikefeddersen2476
      @mikefeddersen2476 ปีที่แล้ว

      ​@@JenniferBeestonand here I was thinking you should be an audiobook narrator. 😊

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Thay cold get what thay needed dune

  • @eddieslittlestack7919
    @eddieslittlestack7919 ปีที่แล้ว

    So are you a lender or are you a mortgage broker? Saying we’ll compare rates at 30 days from closing? I’m confused girl!

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว

      Lender. Most closings take 30 days once you are in contract. We can close quicker but that is generally the time frame realtors right for.

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    I see same person on ph#

  • @kennys8661
    @kennys8661 ปีที่แล้ว +1

    Hello, do you offer refinancing?

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว

      Yes we do 707-478-0637

    • @kennys8661
      @kennys8661 ปีที่แล้ว +1

      Thank you for the quick response, we will reach out when the need arises.
      Thank you for doing these videos, very informative.

    • @JenniferBeeston
      @JenniferBeeston  ปีที่แล้ว

      Sounds good!

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Then againe mite get ript off!

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Saply beer drugs houes up

  • @tetocaloscojones8229
    @tetocaloscojones8229 ปีที่แล้ว +1

    dont BS a BSter

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Cant beer druging eddit to go sell houes

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Men shudd m elttish wife make lots of mony

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Lady sod was trans isceddel

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    Have dave griffin give him make qrit dreaking make him bild 5:21 5:21 5:22 5:22 5:22 5:22 5:23 5:23 5:23 5:24 5:24 5:24 5:25 5:25 😊😊 5:25 😊😊 heal put drug cru to work

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    That w dud xfinty

  • @angelagriffin1404
    @angelagriffin1404 4 หลายเดือนก่อน

    You hide them thay work ch3ap st