I was not happy about my home inspection at all. I made a mistake by not calling around but trusted the recommendation made by my agent. Big mistake, thanks for the video .
Good call and that is if you are driving it yourself. I moved my mom right after Covid from ca to Washington. It was 26k😱 in fairness she needed help packing but in many cases it’s easier just to buy new stuff.
@JenniferBeeston becareful hiring a company most of them are scumbags. I moved pre covi19 from Cali to out in the country illinois "chillicothe bought 10 acres love it"
Thank you for all of your informative videos, Jen. We appreciated you taking the time to call us yesterday even though we're now in a wait and see what happens. lol
Ninja costs show now mercy. Once they get in, it takes hard combat to force them out. Thanks for covering these costs and how to anticipate/prevent/prepare for them.
Hello Jennifer! did you say Chubb insurance? I am having a very hard time finding home insurance for a house in santee,CA. It is in a big city but categorized as high wildfire risk. I’ve called all the major companies and some local, and all they say it to use the FAIR plan (which is a band-aid solution) and shop later, or use a company that wouldn’t pay anything if there’s a lot of claims. I am getting the loan through you guys and so far you’ve been so helpful, thanks again!
Linda and I spoke last week, and she was so great to talk to! The first person to actually listen to my goals for saving while still buying a home, without pushing me to a higher price point ❤️ For property tax, I do have a question - I've researched the tax percentage in the county that I'm looking to buy (Florida, 2 hours away from my home county of Pinellas because I can no longer afford to live here), but I'm seeing taxes that are way above the percentage in relation to the assessed price. I understand lower taxes, because homestead and such, but seeing such high taxes in relation to assessed value has my head spinning. Any direction as to how that happens? Thank you again for your content ❤️
I wish you well on your relocation. My elderly mother is experiencing a significant property tax raise in the MidWest as her town is pushing a refurbishment of a mall onto homeowners rather than onto the businesses. The city council wants to entice businesses to stay/come to their town rather than to a nearby town. This is horrible because the businesses may not even succeed and taxpayers will still be footing the bill. The consumers will be double paying, in taxes and if they support the stores; while the national businesses that will rent the spaces in the mall have little loyalty to support the town.
We actually don’t have a max debt to income anymore however, I will say it’s really hard on a manual to get an underwriter comfortable if it’s over 55. We would have to have serious compensating factors. With VA ultimately the underwriter is signing their license to it.
![[ TEASER ] เงาะป่า - วงL.กฮ. | TMG RECORD](http://i.ytimg.com/vi/M4ObdFfcPww/mqdefault.jpg)
I was not happy about my home inspection at all. I made a mistake by not calling around but trusted the recommendation made by my agent. Big mistake, thanks for the video .
Always buy home warranty insurance. It's worth its weight in gold. Helped me repair a lot of issues with ac, water heater, washer and dryer etc...
Rental trucks cost around $9k to cross the country from California.
Good call and that is if you are driving it yourself. I moved my mom right after Covid from ca to Washington. It was 26k😱 in fairness she needed help packing but in many cases it’s easier just to buy new stuff.
@JenniferBeeston becareful hiring a company most of them are scumbags. I moved pre covi19 from Cali to out in the country illinois "chillicothe bought 10 acres love it"
Thank you for all of your informative videos, Jen. We appreciated you taking the time to call us yesterday even though we're now in a wait and see what happens. lol
Ninja costs show now mercy. Once they get in, it takes hard combat to force them out. Thanks for covering these costs and how to anticipate/prevent/prepare for them.
Hope you are well:)
Hello Jennifer! did you say Chubb insurance? I am having a very hard time finding home insurance for a house in santee,CA. It is in a big city but categorized as high wildfire risk. I’ve called all the major companies and some local, and all they say it to use the FAIR plan (which is a band-aid solution) and shop later, or use a company that wouldn’t pay anything if there’s a lot of claims. I am getting the loan through you guys and so far you’ve been so helpful, thanks again!
Linda and I spoke last week, and she was so great to talk to! The first person to actually listen to my goals for saving while still buying a home, without pushing me to a higher price point ❤️
For property tax, I do have a question - I've researched the tax percentage in the county that I'm looking to buy (Florida, 2 hours away from my home county of Pinellas because I can no longer afford to live here), but I'm seeing taxes that are way above the percentage in relation to the assessed price. I understand lower taxes, because homestead and such, but seeing such high taxes in relation to assessed value has my head spinning. Any direction as to how that happens? Thank you again for your content ❤️
I wish you well on your relocation. My elderly mother is experiencing a significant property tax raise in the MidWest as her town is pushing a refurbishment of a mall onto homeowners rather than onto the businesses. The city council wants to entice businesses to stay/come to their town rather than to a nearby town. This is horrible because the businesses may not even succeed and taxpayers will still be footing the bill. The consumers will be double paying, in taxes and if they support the stores; while the national businesses that will rent the spaces in the mall have little loyalty to support the town.
@@TheGarnetObsidian interesting, I've never heard of that, thank you! And also I'm sorry about your mother ❤️
Thank you. Wishing you all the best.@@jessicamccreary8488
It could be specific additional taxes as well. I would call the county property tax assessor and just have a conversation and ask them what to expect.
We see a lot of this type of extra tax in CA
is Homeowners insurance the same as Condo Insurance if you own a condo?
From my understanding, if your HOA covers the exterior of your property, then no, you'd only have to cover the interior.
Homeowners insurance is for a home and it covers the exterior and interior whereas condo as Jessica said generally just covers the interior
Is the max DTI 45% for manual underwriting by chance?
We actually don’t have a max debt to income anymore however, I will say it’s really hard on a manual to get an underwriter comfortable if it’s over 55. We would have to have serious compensating factors. With VA ultimately the underwriter is signing their license to it.
Hi my name is Kaleb