Wind Damage Roof Claim, How To. (Turn up your resolution to read paperwork)
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- เผยแพร่เมื่อ 21 ส.ค. 2024
- How to capitalize on a wind damaged roof. How to deal with an insurance claim from beginning to end, from spotting potential storm related roof damage, to estimating, writing the paper work, getting the job and finishing. How xactimate works and how to maximize your insurance claim, making sure every dollar that is available is paid. Also how to do and read the Xactimate paperwork.
I love you. I don't watch TV. I work long days, do my paperwork, mix a drink and watch TH-cam. I'm pretty damn good at the trades, but I suck as a businessman. Either some piece of shit roofing outfit or some insurance company is going to off your ass. (I hope that is a joke) I watch TH-cam because as good as I am, there's always someone smarter, a new product, a new shortcut (that doesn't cheat the customer) or a new technique that I can make a little more money or give my customers a better job a little bit cheaper.
So in other words I watch TH-cam hoping to find YOU. There is a tile guy Sal Diblasi who is for real, Essential Craftsman, Reg Coates, Sherbrooke Tree Service, a very few others, and now YOU. I've done enough roofing and flood damage with insurance payouts. I've turned down offers to specialize in insurance work. If I'd of seen your videos years ago I'd be retired now.
Thank you for being as honest as you are and for being willing to share in your success. You are one hell of a man. I can see the pride in your work when you talk about it. I always tell my crew that we don't get paid to do a bath remodel or replace a roof, we get paid to put a smile on our customer's faces. Long as we do that we always will have work. So far that's been true. I also make my guys understand we leave things better than we find them. I don't care if the neighbors dog is taking crap in my customers yard, we clean that up to when we clean up at the end of each day. And I always try to give the customer something extra for no charge. Don't even mention it to them. See how many referrals that gets you.
Like I said, I love you Bro. You're one of a kind. Keep making videos and stay as honest and like I wish my guys would be- stay curious.
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This was extremely helpful from a homeowners perspective. Just got my roof fully covered! Thanks Eric
Eric, i own a small dba roofing company in maine. I do tons of insurance work. I keep everything u say in the back of my mind. You give great advice. I hv definitely gotten more work sense I started watching you. Thanks bro. Keep it up bro. Merry Christmas
I was a roofer and now I'm looking into roof sales because these guys don't have to put roofs on and get paid double what I do! I subscribed when I heard you don't have social media. You must be a genuine man.
Eric, I do a lot of hail/wind insurance work and supplemental as well down south. I was surprised to see that you did temporary repairs. On a roof that I feel confident will be approved by adjuster but needs repairs in meantime, I typically use a tarp and here is why. I've seen adjusters consider repairs as mitigated damages and will then possibly deny claim altogether. Being that a homeowner is required to mitigate damages per their policy, I tarp over the areas (after agent or insurance company is made aware and approves tarping) because then adjuster can still see damage when they arrive. Not only that, but anything beneath tarp then has to be replaced. This is especially nice when you have to go over a hip/ridge because then you can get the entire other side. Insurance then pays claim plus supplemental and O&P, and then also will cover your fee for tarps.
That's what I was thinking
Your exactly right Randy...
Randy R hey Randy where you . I’m in Marietta GA . Would love to meet and talk about roofs with you. And see what we can learn from eachother
exactly. im working huge storms up here in the buffalo area. ive sold over 2.6 million in insurance alone (myself as a salesman). the majority of the companies up here don't have an idea about the insurance game or get too frustrated to process it. Plus, the highest deductible ive seen this year was for $1,600 (majority are $500 or $1,000) and im dealing with a few $250's. its basically order taking at this point.
You interested in coming to work in South Florida?
@@neweraroofingconcepts3793 if you need any help to send me a direct message on my IG account at @insuranceclaimspractitioner
Thank you bro so frickin much these are the things that NOBODY you will ever work for will tell you. I been roofing for 10 years and only making 15 an hour and I'm about to quit for real...then I found this video. Thank you
Thomas what area do you live in? Interested in moving to south florida?
Within the first 60 seconds, i knew by your body language, i must add this to my favorites list haha, thanks bro.
Mr. Reno, I would like to thank you for all your information. I lost so many customers, since I didn't know how to file a claim. Thanks to you I have an Idea of how to do it and now Im on my way to be very successful so I can help out others like you do.
Hey did you ever figure it out? I'm in the process of my first claim now. Any other input would be awesome.
Im not gonna lie... almost didnt finish my history final because i got caught up watching this. You are way more interesting to learn from than history. Thanks for the knowledge!
Eric Reno I made an A. Thanks for the ecouragement.
Great video very informative, I just got into the industry a few months ago and now I am dealing with a claim exactly what you explained today on this video and ,I have the recoverable depreciation that has to be done at the end and it happens to be a $14,800 claim and it has water damage on the inside as well it couldn’t have been a more perfect video to watch for the exact same job that I have going on ,appreciate it.
In addition to adding line items for steep pitch and 2 story+ heights for the replacement, add them in as well for the tear off. In your video example that would add in $500.
The only time a contractor has gone through the details of a real job with the paperwork. Excellent work! Very well explained. Get some sleep man. Go get it !!
Nice catch on the wind damage. Some dudes, your right, won't hop up and look. Crazy
Always get on the roof. You will never regret getting up there and getting your hands on it.
Congrats dude,I've been roofing for over 15 years and made lots of money but always with the Rong dudes partying all the time and it always gets me back nice to someone hammer down and get er done.
I just Subscribed because you're going to help me make money and save money. I just got into roofing here in the south... thanks man I was staring at that paperwork for an hour
Hey Eric, your spot on. I have been a cat adjuster for 27 years. It does vary from one carrier to the next. however. Some want to fight to keep every dime, others want it repaired as if it was their own house. It is funny because most carriers use an ISO policy which is close to identical to the others. Then there are different policies within every company. I am going to retire in a year and thought about doing roofing sales. Knowing the policies and major company OGs will really help dealing with those day-um adjusters. Peace
Always appreciate advice like this, it's nice to have people out there that do vidz like this for any small business owners just getting started, thanks a lot for taking the time to help fellow workers be successful. Im just getting started on my own I'm landscaping, your buddies videos have help me a lot with pricing, keep up the good work
Thanks bro your an inspiration for us little guys here trying everyday
Eric, hope everything is well. I found you through Keith, and been watching all your videos since then. I started my own roofing company a couple months ago after working for my dad for about 7 years, and I have learned much from your videos. Thanks man, keep them coming, and LET'S GET THAT MONEY!!!
Eric , grt job dude!
Look I have insurance co. With bad rep. Finally after two years I was told I m approved.
But. My patio lifted and pulled it away a bit from main roof on house. All inspectors said it was wind uplift. How would I know! I m sure insurance will say it wasn’t but what else could it be. Many trees have gone down laying same way as seems logical for roof damage.
Help somebody. Everybody knows the company and ran when they found out who I had. Thanks
Thanks for the new video. I own an exterior home improvement company in Tennessee. Been in business for 12 years and still enjoy watching your videos. Its always helpful to see what everyone else in the business is up to. Found you through Keith Kelfas.
Thanks for taking the time to reply to me.
I wanted to ask what types of advertising and marketing is working well for you with a good ROI? Also how many jobs or projects are you doing a year?
We are doing about the exact same as you on advertising and marketing. Networking, store front, internet and some paper type ads.
We just signed up with Angies List. How does it work for you and do you have anything advise on Angies List?
Who does your seo? And do you use subs-installers or employees. Also we do installs for Lowes, roofing siding windows gutters decks and fencing. Have done 748 installs for lowes this year alone plus our work outside of lowes. We install for 7 stores. That makes it easy to keep good crews and if a storm hits in our town or near by I have plenty of crews on hand to take on lots of storm damage when it hits. Anyways man I enjoy your videos. I watch keith Kelfas too. I am going to start a vlog.
thank you for this video. it was of great help to me as my company is starting to get into the insurance claim process.
awesome videos man!!! it's awesome you share this knowledge. it keeps the price for roofing competitive. much respect.
Damn man I have been roofing for a min n I have my own business now I dont do a ton of total reroofs mainly repairs but I've been stepping up lately. Monday I gotta meet an adjuster for my first time. Your info is on point I'm gonna have a ton more confidence now. Definitely gonna follow u
Great content man. Much respect really appreciate it. Got one business and starting a roofing/renovation business currently. Doing my first insurance job now so Thanks for the tips, great success story also.
Yes sir. Thank you
Eric, another great video! I'm not in the roofing business but I always enjoy learning about it! Thank you for posting!
Huge amount of respect and praise for these videos.
Great video, very helpful! Thanks for going out of your way to help educate others.
Good job Eric. I have been watching your videos for a little while now and glad to see you are posting more content. But this is good information, thank you for educating us!
Great Video Eric! Can't wait to see those videos you say you have coming soon , your the millionaire mentor i never had ... thanks for giving back and helping the world out with your great content
I'm not a roofer but exterior roof & render cleaner, great video Eric 🖒💪
I’m opening a company because of you
Curious did ya do that? I thought same thing after seeing this back around then.. I lazily kept doing remodeling..
Great video! I'm currently in the process of getting a new roof due to wind damage myself. I always like learning up on a subject that I'm not entirely familiar with. This helps a ton.
I may take you up on that exactimate offer Eric. I'm new to this page (BTW, Great job with these videos they're extremely informative) I'm from Clarkston and I've seen your company around. I'm in Florida right now getting some roofs done from the hurricane that came through and I could use someone to do some exactimate takeoffs for us.
Hey Tom, if you need any help send me a direct message on my IG account at @insuranceclaimspractitioner
This is great info. I'm having the hardest time getting my roof covered for ice damming. I've had the inside damage covered but not the outside (roof) the source of the problem.
Appreciate the video and insight bro. Looking forward to future videos! Winter is always a good time to look back, reflect on the year and make changes.
Thank you for showing us the how to. I appreciate your time.
Eric, Best gift is the one given for free! Preciate the blessing
You done a job and 1/2 explaining this
Thank you for making this video! It helped my understand my situation so much better!
Great video. Always enjoy that like Keith you keep swearing to a minimum. Soooooo many Vloggers seem to see how many curse words they can fit in each video. Hope 2018 treats you well.
This is sooooooo helpful! Thank you so much!!!
Really appreciate the good vibes yoyr sending just trying to help some people out im a fan thanks
Awesome Eric keep the videos coming!
Great information Eric! Thanks
Wow you are 110% a pro
You are such an impressive person Eric!
You are giving a master class. Thank you!
Everything is said pretty much dead on, but I would go back edit out the part about eating deductibles. Everytime you do it, it is felony insurance fraud for you and the customer. If an insurance guy was to see that they could audit all your claims.
The legal way to eat deductibles is the get screens, fence and deck staining and interior paid for and then only bill for ACV on those trades and credit that $ to ward the deductible
Love your videos bro, very inspirational
Great job Eric!
Trying to learn as much possible about insurance roof claims, if you have any suggestions on content and more in depth training courses shoot em my way if you could. Video content is amazing thanks man!
Eric very good video man, i love watching you videos there is so much good content in them. I got a question for you how do you find good workers that you can trust. I have my crew of 5 guys that i trust with every job, but I'm looking to expand and every time I take on a new crew i end up having to babysit them. Any hints???
Thank you Eric Reno and Happy New Year to you and your Family.
Please come here to Panama City FL. WE need you!
Great video my friend
Eric you the man, i do the same thing you do down in northern va keep up the good work
Great video, Eric, thank you!
Wow Great help Brother you’re the best
Eric, this was my first video of yours to watch and it was great info. Well done. I just subscribed. You mentioned that you add a sign on top of your regular yard sign saying "Wind damage" or "Hail damage". That is a great idea. Any chance you could send me a pic so that I can see exactly what kind of sign you are using and how you are adding that on top. I would greatly appreciate it!! Thanks again
If the roof is brittle, it cannot be repaired. If it cannot be repaired, it must be replaced. That is policy language. There should not be a certain number of creased tabs. That number system typically applies to hail hits only.
Thank you for your videos!
What’s up man diggin your vids I just got a roofing sales job
Another good one, keep them coming.
Thanks for the great videos Eric
Your videios are extremely informational and absolutely what I needed to understand this business more. Are you still making videos is my first question? And my second one is are you still offering to do exactimates for 100-150$?
Exactly same as guy bellow "great content man" .
Good info homie. ..I need to get in to the roofing business....I mostly do decorative concrete and framing. .it's still good but I really think the green is in the $hingle$
Eric Reno I feel u homie sht gets hard sometimes....to much competitives that be knocking the prices dwn ...in okc ...a lot of the framing work is not pay good any more.like it was man some people want to pay $1.75 sq ft u lucky if u get one that pays $3 SQ ft. for a house that's with framing. Decking. And Cornish homie..we jst got to keep hustling day by day
Eric, great work. Love your videos sir.
I would caution saying that they have to pay for code items on a roof. In some cases it wouldn’t matter as code with some insurance is a rider. Also it also depends on if the item is damaged by the peril. Just wanting to clarify.
You nail this
love your videos dude but honestly your stuff would look and sounds so much better if you updated your camera content, message me if you'd like some suggestions bro. big money on youtube and you have the charm for it. might i also recommend a mavic pro drone especially for your type of work,
Good Video but the wood under the shingle is not related to wind or hail, therefore considered wear and tear. As a adjuster that portion would be denied.
This was very helpful. Thank you.
Hey Eric, Just want to say a couple things. First, your videos are the most informative that I have found, so thank you for that. Second, do you have any advice for a guy that wants to run a small crew? I've been in the trades for about 12 years now and I'm looking for that balance between making good money and not having to referee a bunch of employees. Thanks.
Hi bro. Great video. Do you know the rule of thumb on (how many missing pieces per roof slope) and does every slope of the roof need to have missing pieces to be considered total roof replacement? Thanks
That would depend on the insurance company, shingle type, and age of the roof. Can you be a little more specific maybe I can help you?
I think this video was great! Ive commented on your videos before, I worked for a roofing company but since moved on and now the Executive Director for All Star Public Adjusters. I will soon take the state exam for a public adjuster license. Are you familiar with public adjusters?
Thanks buddy. Yessir, I am familiar seems like a good gig.
Nice job on getting O&P on this
What is this “supplemental” insurance payment you speak of! Please, tell me more! I would love to be able to get some decking covered like that for our clients!
Great information! I am getting a second inspection Friday because the first inspector missed the temporary shingle replacement in front. They sent me a nice check for the back of my house and the inside damage ( I fixing that myself cause that is my trade).
I did a video walk through with in house adjuster so I believe I won't have any problems on the front side.
I have 4 missing or or broken shingles in front, my bathroom vent got blown/torn off and I had to temporarily replace, and found some shingles where the wind tore over the nail. Also found like 3 obvious creased shingles. Do you think I will get covered in your opinion ( that's just what I found, my roofing contractor going to be here on this inspection to make sure I didn't miss anything and the adjuster gets everything documented).
In short, The have already agree to pay for back over 8-10 shingles torn or missing.
So my thoughts are that is 50% and time you add in front damage I will be well over 60% total portion damage.
I also have few pieces of sheathing to replace and one rafter to bring to code.
From what I understand they will reimburse under supplemental at the end.
Lastly, it's November and I am Tennessee, at what temperature do you put a roof on.
I know you have to do something to heat those shingles up in cold weather, right?
Thanks for any information.
p.s I have a policy where I get my appreciation back after repairs are done.
ERIC WE MISS YOU DAWG....MAKE ANOTHER VIDEO...I HAVE RE-WATCHED ALL THESE VIDEOS LIKE 10 TIMES...HOPE ALL IS WELL HOMIE
Lol im on it homie!
Roofolution Eric Reno cheers from GA . I’ll be in Grand Rapids these summer for vacation.
Xmate breaks wc rate by trade cat. But state wc doesn’t care you’ll be charged full roofers rate on all your payroll books plus they consider salesmen roofer rate also at least in ok...have to be creative to make it
Hi Eric! Nice video! How do you handle people who "need help" with deductible. You did mention "waiving" a 1K deductible. This is potentially a no no isn't it? As a roofer we can not double invoice. I am not naive enough to think this doesn't go on. How do you offer this legally? There is no doubt you are a go getter and applaud your hustle!
A new state law makes it clear that it's illegal for a contractor or roofer to waive an insurance deductible. This law takes effect September 1, 2019.
Great it all makes sense. In your past video you said you don't put a tarp for less than 500$ are you talking about all damaged houses in general or that's for the ones that the insurance company will cover
Jorge Cabanas gym 5day work outs all in general I assume.
Hey thank you for the content you create, it's quite valuable for some of us :) Just getting started as a sales guy on a roofing company. Would you let a rookie ride with you for a few days? I work with social media marketing as well, and bilingual.
Thank you for the great info brother
What do you recommend for a small company in regards to getting exactimate? I deal with a couple insurance roofs per year but can't justify 1500$/year for the program as of yet. How do I best tackle those claims in the most efficient way? I'm in Canada so don't think your offer would apply to me. Enjoy your vids man, motivating me to keep pushing to grow !
Hey Eric, I own a new tree service, after I yank a limb out of somones roof should I be tarping/billing the insurence company?
Easiest stuff ever love insurance jobs
I feel sorry for those who claim its a scam when its insurance to cover damages including damage only detectable to insurance roof engineers and inspectors.
Thanks for the great video buddy
Cool! I do a lot of subbing for a major building supplier in my state and some of my own remodel projects but want to grow and work my way out of the install part. Im 34 and been in the trades for 14 years on my own for 3. Just curious what makes the machine grow. Thanks for the knowledge on the insurance stuff always wondered how that worked.
I had depreciation on my own home, and the insurance company deducted the depreciation from what they would pay. Should have been $7500 but roof was older ( huge wind and hail damage though), and they would only pay $5,000.
You get 2 checks you still need to collect the depreciation
This is a great video! Where can I email you regarding writing up an xactimate estimate? (Also own a roofing company)
Hey Christian, if you need any help to send me a direct message on my IG account at @insuranceclaimspractitioner
Great video man, quick question will ever do codes (IRC or IBC) the people usually forget or never take inconsideration when formatting a bid?
I'm about to step in the roofing, but where to start first? What do i need to go out there? Thanks in advance, PEACE ✌
Yellow Jacket Lawn Care tools man. Tools. Always have spare tools to avoid downtime
. If something breaks just switch to its replacement. You can fix tools at night or rain days.
Eric Reno - Lol!! Already have 3 guys. Thanks for replying your word changes everything. Thanks bro 👍
theham staa - I apreciate you bro... That helps a lot more than u imagine. Im new into this game.
I am wondering how you get the insurance company to replace the wood as they only pay for sudden occurrence. Soft and spongy wood is generally a maintenance issue. I see them paying for a piece of wood here or there where there is a leak or storm created opening but I have never known them to pay for all plywood on a roof. How do you get this paid?
I did not see on the insurance work scope where the insurance was paying for all the decking you said you were putting on the home. I have not been able to get insurance to pay for that as they say its not storm related so the customers has to come out of pocket. Rarely do we receive O&P. Insurance tells us that its based on complexity, not trades and if they do not deem it complex enough, too bad for the contractor... How do you get them to pay?