Paycheck Breakdown & Monthly Visual | How To Zero Based Budget
ฝัง
- เผยแพร่เมื่อ 10 ธ.ค. 2024
- Part 2 of how to zero base budget is concentrating on how to visually see your expenses/bills/needs and income interact with one another and extracting it to create a paycheck breakdown.
We assign every dollar a job and we make sure to revise/tweak/adjust to our needs and to events that pop up.
A budget is not permission to spend or to restrain you from a life of fun. Its a tool to manage your overspending, to keep you clothed, fed, safe and in CONTROL of your MONEY!
If you feel like your life is over by creating a budget you are doing it Wrong! You like coffee add it to your budget BUT if your income is saying NO then sacrifice cable or sell something to keep other factors of your life that you love.
Hope this helps you learn something new in learning how to start budgeting. And like always no 2 budgets are alike :)
Best of Luck,
Erika💕
______________________________________________
*These are affiliate links. Doesn’t cost you extra, but I make a small commission from it. *
Pen Im using : Arteza Gel Pen in Black 0.7
arteza.com/col...
( *Use code erikalifevlogs1 for 10%off your order*)
Budget Planner: RONGRONG Babes Support Babes Notebook
www.joann.com/...
_______________________________________________
CONNECT WITH ME!
Instagram : @erika_lifevlogs
/ erika_lifevlogs
Twitter: @erika_lifevlogs
/ erika_lifevlogs
My Etsy Shop: www.etsy.com/s...
Email: erikalifevlogs@gmail.com
♡ Send me Mail ♡
Erika
P.O.Box #227339
LA CA 90022
___
How to Zero Base Budget Part 1 : • How To Setup a Zero Ba...
What I film with: • My Filming Setup | eri...
_______________________________________________
Music Credit to:
Song: Lazy Crazy - Dance With Me [Concordia Recordings]
• Lazy Crazy - Dance Wit...
I just got my cash envelopes today and I laid out my monthly budget already for next month. I’m getting paid on Friday and I’ll officially be starting my budgeting journey thanks to your videos! This video got me so excited to calculate everything and schedule everything out when I get my check 😊
update: we can see a breakdown of our paychecks a couple of days before they’re deposited, so i budgeted it all out and i feel SO FREAKING GOOD about seeing a full breakdown of where i’m allowing my money to go! thank you so much for teaching me how to budget. i’m eternally grateful to you
Your system is so easy to follow....I enjoy these so much while I try to figure out how to manage my money
You have been the most helpful to me!!! Now I don’t feel as overwhelmed!
This continuation of zero based budget is AMAZING!!! Thank you for all you did in putting this together. Awesome!
I get paid weekly. I do the 1/4 method. Every bill gets devided into 4 and I put 1/4 in every envelope every week for the next month and on my last pay check the next months Bill' envelopes are all stuffed and I just deposit each on the day it's due. I only do 4 weeks. If there is a week 5 it's a bonus and mine to do as I wish..savings. ...treat. it was hard to start it and I was on a strict budget to save over 1000.00.
.
I get paid weekly too! When I tell this to friends, they are jealous. JEALOUS! I also think if there is a week 5 paycheck it's such a blessing.
amy fletcher omg yes I do the same thing! It makes paying bills manageable, but i actually pay it weekly and don’t wait until it’s due to pay it because it helps cuts interest in half (my car bills)
I’m new at budgeting. I liked the step by step, it helped me understand the process. I’m very motivated to start my budget journey. Thank you for making this video!
I absolutely love this video! You've made a huge difference in my life, I just want to thank you for this is super in-depth, real life tutorial!
Yes passed your video on to my daughter...thanks
I would too!
That's the Planner I need. I have to see everything that's happening in that month~because out of sight...out of mind.
Wow. Thanks for this visualization of breaking down your paychecks the best I've seen on the subject. Cheers to you being debt free!!!
thank you!
I enjoyed this video and I will be using this layout for my next biweekly paycheck budget breakdown. 😊 Enjoy the rest of your week.
I love your cover! 😍 Thanks so much for making these video, love watching them and super helpful☺️
I can't thank you enough, to really show how to do a budget. Your video helped so much! Love your channel. Thank you, Thank You, Thank you!!!!
Thanks for doing this video series!!! Loved how you kept it real & the breakdowns are explained so well!
Im glad you enjoyed them!
I like how you gave good budgeting tips on the side
i saw BSB in august too of this year. amazing show!! hope you had a great experience :)
It was a great experience!
I definitely have been learning a lot from you about budgeting. I love it
awesome budget. very inspiring
I just saw Backstreet Boys in July and they were AMAZING! I hope you have a great time!!
Omg they were amazing. One of them teared up a bit. But it felt like a club up in that stadium
Thanks for the video! Super helpful
i learned a lot from you videos! thank you so much!
Do you spend any money outside of this budget like lunch, nails, going to movies, or out for ice cream, random crap people always buy at like a Marshalls TJMaxx Walmart etc lol
I need help in these areas
Pretty good at the budgeting and prioritizing but what’s left over I tend to just spend just on day to day stuff
Loved this series.
Man you make me want to buy a new planner. I haven't had one for 2 years I use my phone calendar and memos now😂 but you make them look so pretty
😂 thank you
You are a great teacher
Thank you! 😃
awesome video!
Very good information loved this video
Awesome video 👌👍
Can you do a video about budgeting for Disney? Like how much for food and stuff?
I have a whole playlist dedicated to them!
Haaaa. I don't know if everyone has their target bill due that day or not but that's the day mine is due too.
Great video
Thank you
So I have a question, I love your videos by the way! Super helpful!!! My husband gets paid biweekly and I get paid weekly. How can I incorporate both our incomes in to one??
you added a calendar extension to your regular notebook, correct? or did you get a planner?
Yes. I added 2 - 6 month extension packs
Can someone please explain what shutdown is at 25:00?
I am following everything you say, but would like your opinion if you have a minute?
My wife and I are in a much different situation than you. While you are paying off your previous debt, we are using our single credit card to pay for all of our expenses, excluding our mortgage. Then at the end of the month, we pay the credit card off and we reap the benefit of getting hotel points for our yearly vacation.
Do any of your bills or expenses go on a credit card? I know you breakdown each paycheck into which bills are paid. How does Dave describe this particular situation and/or how do you handle it yourself?
Thank you!
I dont do that. All my bills whether for house expenses or general bills get taken out through my debit card. But Im not against earning points or cash back on creditcarda as long as you know how to manage you spending and are paying off the balance each month.
As for Dave he would not approve. Hes stated this before in many of his videos. You cant convince that man that credit cards are a good thing whether you pay it off each month. He will forever preach cash or out of your checking account
It’s so crazy hearing you make all these plans and thing “but covid” ... anyways you have a great plan, easy to follow
Except this was 2 years ago so no covid
@@erikalifevlogs yeah I see that ...
Please don’t think I’m being negative, it just caught me off guard, and brought back some feelings
This actually makes a lot of sense‼️ thank you🤗
Youre welcome
Where did u get that book from plz ? X
😊
i like her she is real someone say reaal
Who said we need an accountant when we can budget our own funds... Thanks to our TH-cam channels...lol
Right ?! 😂
Why not call it a Float Fund, so it has a more positive subconsciously psychological spin? And instead of a Shutdown fund, call it a Free-cation and you'll be much more likely to fund both of them! 😃