My Dad Wants Me To Get A Prenup (My Boyfriend Refuses)
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- เผยแพร่เมื่อ 21 ม.ค. 2023
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The dad is 100% correct. The last thing the family business needs is a non-family member ending up with an ownership interest.
Tell him bye bye without a pre nup.
The boyfriend that isn't working won't do the prenup, shocking.
And how many gals are the ones who are not working? HMMMMMMM?! >:(
@@wewhoareabouttodiesaluteyo9303 this call isn't about a woman who isn't working that reuses to sign a prenup.
@@elizabetha8565 I like how you tried to flip the question. Still it stands, how many gals do not work and refuse to sign a prenup?
A HELLA A LOT.
@@wewhoareabouttodiesaluteyo9303 I have no idea maybe Google it?
@wehoareabouttodie salute you This particular call is a bout a girl who is a part of a family business. It it were a guy, I would feel the same way. A pre-nup for the family business is a good idea. I am not sure why all this hmmmmm and reeee constantly show up in comments. It is ridiculous!!
If it’s a family business, the father has a right to want to protect the business should something happen to the relationship down the road; she is only a partial owner and should respect the other owners of the business by protecting it.
If I was her father and she didn't get a prenup, I would remove her as partial owner until there is a prenup.
She only owns three percent. That is not that much.
Right but to be clear a prenup is about planning for divorce. Not if this guy dies. That is estate planning and can be done with no prenup ever having been in place so Mr. John here is confused
@@unelectedleader6494 prenups can protect a partner after death, estates and wills can still be attacked and fought by other family members who believe they have a claim. If the partners had signed that he had nothing to do with the business/he wasn’t entitled to any of it, it’s adds an extra layer of protection.
If he wants to protect his business, then he needs to draft a partnership agreement to avoid these types of concerns rather than meddling
It is shocking how many callers cannot answer questions directly.
Our Publix school system has made, evasive, fearful, ignorant cowards
If people get married and they are working on a life together, then fine. A four generation family business needs to be protected. Get the prenup already.
Exactly!
If he marries is he not PART of the family? 😐😐😐😐😐😐
@@Scarface_445 Did you watch the video? The whole point of the prenup is to protect the business from random people on his side of the family coming in and attempting to lay claim to a piece of it. They've had the business for a long time, it's their duty to protect it and their employees from chaos.
There not family when if they get divorced
I don't blame the father. He built a $6 million/year business. Stubborn people making demands according to their flawed vision.
Don’t marry someone who doesn’t also want to help protect you.
They both want to protect each other it’s the dad that doesn’t want his daughter to do it
Good point!
It’s very obvious from the video that she is not very attractive, and he is more attractive than her. So she is smitten, he probably wants her money and she’s blinded
She’s pretending, in this fairytale land, where if she doesn’t get a prenup, then they will live happily ever after. Real life doesn’t work that way. He’s not even working a full time job, FFS
“Oh, he’s a seasonal worker” that’s BS, he can work his good paying job for three months and then get another side job for the other nine months. Even if it’s just door-to-door sales or something. It’s insane that she doesn’t realize the red flag of him wanting to sit home for nine months, while she is having a portion of the family business.
My then fiance my husband now told my dad he would be OK signing a prenup. This should not be an issue if the man loves you and is not afraid of working for his own money.
Please listen to your dad.
Dad knows best.
Yes!
Just don’t buy in. Simple. If they both don’t want a prenup, then just make your own business.
3% of a business that only makes 6 million in revenue is not a lot 😂. After expenses the bottom line is much smaller
@@Scarface_445 It's still money compared to zero money. Plus, a lot of businesses fail in their first year and then the ones that did not fail will also fail in the future, around 5 years. It is not easy to keep a business going for decades and generations.
Lol. She has nothing.
Your family may not allow you to buy in if you don’t get a prenup. They want to make sure the business exclusively goes to their blood.
You are exactly right!!
That was my first thought. I think she didn't even consider that. Still very young, the lady
i don't drive a car without car insurance. JUST IN CASE. Prenup? YES...just in case.
I wanna like this like 10000000000000 times...
The idea that people don't realize that marriage is as much about love and companionship as it is a business arrangement is crazy. Marrying the wrong person can devastate you financially and emotionally. Her family has substantial wealth and it is not unreasonable to at the very least look into a prenup to get an idea about what is at stake.
But marriage should not be handled by the state in a secular society we should not have laws for marriages approved by the state what should happen is contract that says if our relationship should end this is what each person should get and what will happen to the kids and all assets. Accumulated during the relationship.
Her family may, but she doesn’t. There is nothing special about her situation from anybody else’s.
But it shouldn’t matter if there isn’t a divorce
@@sumner2q simple solution for that then, don't ask the state for a marriage license. You want their title, you have to play by their rules.
@@godfathaofyo I didn't ask for the state to marry me I got married in church by a pastor don't want any of the financial benefits of marriage give to me by the state in secular society religious ordinances or sacraments should not give anyone an unfair advantage.
PRENUP is MARRIAGE INSURANCE 👌🏿
Divorce insurance
Exactly. I don't plan to have a car accident but won't drive without car insurance. Why is it different to protect yourself against divorce?
Correct. Also correct: Marriage is financial insurance for the woman.
@@alvin3009 🤯
@@alvin3009 Not if the man doesn't have a job
The dad doesn't want to lose his business through family divorce that owns part of the business it's got to be separated simple as that it's got to be protected the business has to be protected
Then daddy needs to write a better partnership agreement.
"Hope for the best, plan for the worst"
Girl has growing stake in family business/wealth, guy is broke and doesn’t work in the “off season”, and guy curiously doesn’t want a prenup. Hmm, this is a really tough one… Have this conversation, young couple:
Girl: Why don’t you want to sign a prenup? Don’t you know that it will protect your wealth from me in case we get divorced?
Guy: I don’t have any wealth and don’t plan to have any in the future, so the prenup cannot help me in any way. However, it can hurt me in that it will protect YOUR wealth from ME in case we get divorced.
Yes
Now swap genders, and he's a coward. Who needs to man up and accept the risks moving forward.
If her dad is aware of this………it makes all the sense to enforce that prenup! If he was a hard working, ethical guy and running his own stuff probably less concern for that.
So bluntly stated.😆
The boyfriend sounds like he has no purpose.
If she is not mature enough to understand the purpose of the prenup in this situation, she is not the kind of person i want involved in my family business
I agree!
💯 💯💯💯💯💯💯💯
best comment so far lol
Exactly
As Emeril Laggase would say...BAM!!!!!!!! The caller definitely needs to do one if she is part of a family business.
You must do a prenup because the consequences aren't worth it. Too many things can happen and you never know what happens down the road.
Get that prenup, girl. That business belongs to your family.
A man not wanting to sign a PreNup is very weird to me.
She doesn’t want it either
What about a woman not wanting to sign one?
@Ricky you really think that women understands what a prenup is or why is valuable or not shes only using emotion and she being influenced by others
@rue the day according to her facts why would i need to understand the prenup sounds like hes has more to gain in the dissolution of marriage... the person who has more to lose needs to understand prenups the most
He’s obviously tall, and more attractive than her, and she’s smitten. She’s clearly not using her common sense here. He has her swooning, thirsty and whipped, let’s be honest
Prenup is nothing but a piece of paper...if you stay with someone long enough for the rest of their lives that paper means nothing...but if you are not,,, that piece of paper means everything. You have a fourth generation business that took four generations to build and you want your boyfriend to take half of yours if you break up. I encourage everyone who did not start life together and started a savings account AT THE SAME TIME ,,,to sign a prenup...protect your yourself and your family
People buy life insurance yet the majority will never need it. They also buy homeowners' insurance, yet the majority won't ever need a payout. There's also car insurance, renters' insurance, cell phone insurance, pet insurance, health insurance, etc. A large majority of the time people will never actually cash out on an insurance policy. But it's a good idea to have those insurances anyway. Yet, marriage insurance (i.e. prenups) is bad, even though somewhere between 25-50% of marriages end in divorce?
well everyone dies so its not bad to have life insurance, people dont like prenups because it makes your partner thinks your marriage might end in a divorce.
What do you mean that people don’t always need life insurance, everyone dies bro 😂
Because divorce is preventable, and people getting divorced more than once skews that statistic.
50-60% of 1st marriages end in divorce, not 25-50%, 75% of 2nd marriages end in divorce and 85% of 3rd marriages end in divorce.
Women initiate 80% of divorce in the middle class bracket, and women initiate 90% of divorce in the higher income bracket.
@@Richard-wl2nh maybe your partner had the divorce planned before the wedding plans.
It’s not planning for disaster, it’s insurance against a disaster!! She has a smart dad! Protecting the family business. That’s why we are an S Corp.
Yeah if money is all that matters in your famly than sure.
If she doesn’t want the prenup than sell your portion back to your father and see your boyfriend’s reaction. If he complains about it, move on. He cc already has red flags and you’re ignoring them.
Prenuptial is a requirement with today's divorce rates. Unless you own nothing and/or are young first marriage.
This woman is not even a tiny bit business savvy. She sounds clueless about her own financial situation. Does it even occur to her that a man who only works seasonally is not an equal partner in a childless marriage. When children are involved in a marriage the dynamics change. There are multiple ways to be an equal partner in a marriage where young children must be considered. This boyfriend is living large off her and she doesn’t get it. Her father does get it.
I hate this idea that pre-nups are “planning the end”. Nobody gets married thinking “im gonna divorce this person” or even “I don’t trust this person”. The pre-nup is more like, “I trust him/her now, but people change in an instant. I trust who he/she is in this point of time but I don’t trust the new person they could possibly change to become.”
I hate the idea that good husbands get robbed legally by their ex-wives and don't get to see their children.
Actually, there are some people who get married everyday to people they don't trust🤔
That is a fantastic way of looking at it
I 100% agree!
Yeah, you buy insurance not because you think you will need it, but if the time comes when you do need it, you have it.
Forget divorce, and forget the value of the business. If the couple gets in a plane wreck on their honeymoon, his parents will then own a portion of the family business and it becomes a mess to disentangle them. Even if they remain a silent owner, that stake can also be used as collateral on a loan, and the those creditors become part owners of the business. A prenup and a will are absolutely appropriate to this situation. We don't know if her father explained it properly, or if she just tuned out everything he said, but she admitted on the call that she hadn't even thought about any of those types of scenarios.
No prenup? No business. She gets her own business then.
Just stay as boyfriend and girlfriend and you won't have to worry about it.
In my town there was a similar situation, all the brides and grooms who married on a rich family were asked to firm a prenup, only one of the future spouses refused, when was told that without the prenup his future husband wont have a job on the family bussines she reluctantly signed, guess who asked for a divorce a few years later and tried to get his husband to the cleaners and take over part of the family bussines prenup or not, massive headache for dozens of persons who didn't married her but were caught on the drama, OP needs to hear his father.
Got married this past July. You bet your ass we have a prenup. And we arent anything special. Its SMART to lay everything out up front. EVERYONE should have one!
Most people don’t go into a marriage thinking we are going to get divorce but sh!t happens and the divorce rate is very high. Anyone with a substantial income difference, net worth, possibility of inheriting a business, kids from a previous relationship, should consider a prenup. Love can turn into bitterness and vengeance quickly when it turns to hate.
Ramsey and company live in fantasy land where everything is perfect all the time.
If one of his three kids ever got divorced he would likely disown them
@@johnallen3497 They live in a Disney world.
Yeah, divorce is 50%…. Do you want to gamble with everything on a coin flip?
You need to listen to your parents on this one. I would definitely protect the family business.
Marriage is a contract putting you even deeper into the system. If you ever want out of this contract it will make it much easier with a prenup. Nobody gets married to get divorce. Be smart and perhaps stay out of this sort of contract.
Prenups are a gate that swings both ways. Anyone who won't sign one....run
Dave is needed for this situation. They are not helping her.
I am a financial advisor, prenups are important. If you are recommending no prenup, then you must recommend no auto insurance. No one expects an auto accident- but they happen. Having auto insurance does NOT make one drive carelessly. Emotional mistakes happen, prenups protect ONLY WHAT YOU CAME INTO THE RELATIONSHIP WITH. This is terrible financial and legal advice.
Doesn't matter one bit to me if it is a man asking for a prenup or a woman. If you have something big to lose, in todays current state of affairs, it is a no brainer. You should absolutely do it. No amount of positivity should ever overcome common sense and reality.
The issue is that more and more people are arguing in court and sometimes winning the case to have the prenup thrown out. They claim the ultimatum causes someone to sign a prenup under duress which can make the prenup void. I don’t agree with that but have heard this has been happening.
@@sococomfort22s34 Yikes that's really wrong
My three favorite channels: The Ramsey Show, Stock Brotha, & Anthony Oneal. Make my week complete!
Daddy sees that this guy may be a bad deal, but the daughter is quite love-blind. Lord, preserve Your elect. 🙏🏽
True!
The dad made his son sign a prenup as well. Dad is smart, he knows most marriages end in break up and wants to protect his wealth
BF is a Seasonal worker, he sees his bread and butter in her and doesn't want to get a Prenuptial because of that. Man up and get a real job.
Dr. John is right about honoring the future family he is marrying into...they have built a tremendous amount of wealth which he has no right to, marrying the daughter or not.
“I don’t like prenups at all” Easy to say until you get divorced and lose 50% of everything you fought for.
If I was marrying a woman that owned part of a family business, and her father wanted me to sign a prenup protecting that business, I would have zero issues with that. The business has nothing to do with me and I am marrying this woman because I love her. I have no rights to that business and take pride in my ability to provide for myself and support myself. I wouldn't want someone else's money, even my future wife's. I agree that this guy's actions are a red flag.
You are an honest man, hard to find anyone male or female that is honest.
A prenup can also protect him. They should get a good attorney and get a prenup that makes sense and is fair. It will be good for both of them in the long run if they are open to it.
Maybe her boyfriend wants a stake in the business if there was a divorce, red flag.
Huge red flag from the boyfriend’s reaction to the prenup
ANY case where prior to marriage wealth is involved GET A PRENUPTIAL AGREEMENT.... ....PERIOD
Not PERIOD, you can use a configured Trust or Titles
I have a friend, who lives on a $1B property,
it is a family ranch for 250+ years.
He is the "Caretaker"
He tells his oldest grandson, "some day you will be the Caretaker."
If I was dad it would be a tough call, but if she didn’t get the prenup, then she won’t get another percent of that business.
The golden question that Dave Ramsey would have asked: Are you shacked up with him now?
I was thinking the same. Keep up the good work!
dad wants one.... we assume that dad owns most of the shares. Dad can write a contract that makes it impossible for her to buy into biz. She needs to trend carefully.
Dad can also leave business to someone other than her.
They are both immature because they aren't willing to listen. She didn't look at it that way because she's not willing to listen. He just doesn't work during the off season? They need to grow up. If I were her dad I wouldn't allow her to buy any more of the business because they need to mature. He sounds like a bum but only time will tell.
Prenups are just another type of insurance. You have house insurance just in case your house burns down but you hope to God it doesn't. You have car insurance just in case you get into an accident but you hope to God you never get into an accident. If I ever got married a prenup is a requirement and if a girl wouldn't be okay with that then she can go find somebody else that will make her happy 🤷♂️
Hope for the best and prepare for the worst. The idea of not liking prenups because you're planning for the end of your marriage is just silly. Everything comes to an end. Nothing lasts forever. So of course you should be prepared and protect yourself. Also, 50% of marriages end in divorce. So she should most definitely protect herself. Or else she is going to have to live with that regret if she doesn't.
Should people not get life insurance because it's like you're planning to die?
C'mon dude.
If you need a prenup you shouldn't be getting married
@@swolehas1794 I agree. Don't get married if you're that worried and preparing for the 'worst' with someone.
@@swolehas1794 lol yes you should, prenups can also help lay out finances, a MAJOR player in divorce, you can pay out your expectations within a marriage etc. so it can actually be a really helpful thing for couples as they are forced to actually think about what they want, how they have and will continue to deal with finances in the future.
50% of marriages end in divorce so why not have both parties protected?
In this case it's more about protecting the family business. If they get divorced, he gets half of her ownership stake in the family business (unless a prenup stops that), and he may have a say in how the business is run.
@@swolehas1794 if you need car insurance you shouldn't buy a car.
Totally for prenups. I would sign one as I am not looking to gain from someone.... I have my own money. Don't want anyone trying to use me either.
Her family worked GENERATIONS on that business. It is not their wealth, it is her family’s wealth. The fact her husband refuses to sign one is a HUUUUUGE 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩
I don't think she owns enough of this company for this to be a worry right now. Instead of a prenup, the company should include clawbacks and other protections in their operating agreement for when people are buying shares. This isn't the couples responsibility - this is the company's responsibility. I'm surprised John is siding with the dad trying to institute barriers in their new marriage. I wouldn't want my father-in-law determining my financial future either.
'I don't think she owns enough of this company for this to be a worry right now'
that is the best reason to get a prenup before marriage......any assets gained or grown during the marriage makes it marital assets....Jeff Bozo ring a bell?
its protection from the future and the fact that boyfriend or husband to be can sue the company
Yeah very anti Ramsey advice. If you need a prenup to protect your business you shouldn’t be getting married.
If they are married he is entitled to any ownership of the business the daughter has. Don’t marry him if you care more about “protecting your business” your business is hiss business Karen.
@@wordsalad01 how is it not a family business anymore? When you marry someone you combine families. Basic critical thinking skills help.
it's one thing that you both don't want to get one, but if he flat out refuses to sign a prenup, then maybe you should really think about marrying him, and cut him off before it gets worse. if he's like this for something so fairly common, what will he be like down the road with kids, how to spend the money for vacations, etc. By planting his feet, he's also disrespecting you.
I agree with Dr. Delony that it’s a red flag her fiancé is digging his heels into the ground against her dad. This seems like foreshadowing for future family disagreements. Her family has a very legitimate concern to protect their lucrative business- especially since they saw her brother go through a divorce and a prenup protected the business through that.
Wow! I'm impressed. For once Delony's voice didn't sound like nails on a chalkboard. Good job dude👏👏👏👍🍻
No one does it intentionally but sometimes...often...people marry their best enemies. Prenup. Absolutely.
I have personal experience when it comes to how people act after the dead of a family member. In the end the lawyers got the lions share of the money and our family never healed. I agree with prenup's and protecting the business, estate and whatever else of value. People who had nothing with building it seems to have an entailment.
Dad wants her to get a prenup cuz they both don’t have stable jobs, and she owns part of the company is and working in buying her way in. It sounds extremely logical
The unemployed boyfriend doesn't want a prenup? I am literally laughing. Run girl run!
Call the family lawyer and have them explain to you the pros and cons of a prenup (or another legal measure) regarding your situation / family's concerns.
When I hear one party to a serious relationship opposing a prenup, it tells me he/she isn't planning to stay married til death do they part.
Don’t get married, if he refuses to sign a prenup. If you buy more of the business after marriage it becomes his also.
He is going to become a part of a family that does not want him.
This was actually some good advice here from Ramsey folks. Yes, she really needs to spend a few hundred dollars and go speak with an attorney. Probably wouldn't hurt to have Dad along as well as he can provide much needed information and perspective from the business side of things. Boyfriend can sit at home on this one because this is more about business continuity than it is about daughter getting married. It may even be that the business needs to be restructured, although it sounds like Dad has it well in hand. Contemporary with the prenuptial agreement, the daughter should also consider her will and final papers.
A prenuptial agreement is simply a contractual agreement. It is especially important when one party in the upcoming marriage has significantly more assets than the other and/or in this case, there are other considerations such as business or children from a previous marriage.
I agree, good advice.
I agree. She needs to learn about this, whether she marries this guy or not.
Listen to your parents! We can see when they snoop around for the family wealth.
I’m completely surprised in the answer to this young woman’s question! YES she should get a prenup. If the guy truly loves her, then take money out of the equation by getting a prenup
Every couple should have a prenup. The fact that John doesn't advise them is vicious to his audience
These are some good questions for Dave.
Should you have your family buy into the business and if so how does this work when you get married?
I wonder what Dave did with his kids and if he had them all do prenups.
It’s probably all setup in a trust
so I guess i shouldn't insure my BMW either, Prenups are a must for marriage
Lol did Dave make Winston sign a prenup or something?
Of course a lawyer is going to say yes. They’re trying to get paid!
Anyone IMHO who has substantial assets should get a prenup before they get married. And I mean anyone. Any assets owned before the marriage should be separated and not made part of the martial property.
Some people in the comments actually worried about the man leaving this relationship. Look up divorce statistics please. 😂
Exactly; if there is a divorce, 80% chance she initiates it.
That's exactly why they are worried about him...
@@amireallythatgrumpy6508 Lol, what? Can you read?
Some good advice.
If she doesn't trust him, that's a sign she shouldn't get married to him. He might be a good guy and all, but that's concerning.
It's not for him but his relatives who might try to take a piece.
If he's a good guy I would suggest the girl leave the business and marry the man with no prenuptial.
Man, i hate when this guy talks about having insurance. It's like he just expects and hopes something wrong to happen
They should configure it that if something happens to her, husband must sell her interest to the family.
If she doesn’t understand why she needs a prenup, she probably would have the business sense to run the business, should she inherit it. Prenups are pretty standard these days for modern couples who don’t marry at age 19
Just because a prenuptial agreement exists is no guarantee on anything.
This is more of a reason on why marriage needs to move away from the state and become a religious ceremony. It's become too centralized around, in divorce, around asset confiscation. Children need to be given 50-50 custody. In this day and age, factors like alimony and subsidizing bad behavior is one of the drivers of what leads to horrific divorce rates.
To be clear, in this case, the father should want to protect their assets.
horrific divorce rates?
70% of people married in the 1990's
have not divorced.
No one is forced to have a legal marriage.
What kind of self respecting man would not offer FIRST to sign one? - not wait to be asked
This signature is the ONLY proof of his intentions
I love what John advised. Right on!
No man of any value would refuse to sign a pre nup.
I hate Ramsey show's argument against prenups. It's like saying "don't get health insurance because that's planning for cancer". As if half of marriages dont end in divorce.
But then he goes on the bash the boyfriend for opposing the prenup.
Ramsey and his workers all live in some sort of fantasyland
What happened when her brother got a divorce? This is an entitlement world. Everybody want something. U need to protect your dad,'s company and yourself. If your boyfriend don't sign the prenup,I would remove your name from all of company's financial business. This guy is lazy.
Courts in the USA (Divorce, Family) are NOT required to acknowledge a pre-nup. A pre-nup falls under contract law where we live and that is handled seperately.
Get the prenup. Protect the family.
Why would you have a boyfriend for 41/2 years?
Why would one have a boyfriend at her age? Most people had wives when they were like 13 years old!
I understand why her dad is pushing for the prenup in this situation. It sounds like the boyfriend needs to hear this call and see that it's not against him because I bet that's what he thought it was for.
3% of $6M is $180,000. She has nothing.
Again, when it comes to prenup, it’s better to have it and don’t use it than to need it but don’t have it. Simple .
I say get the prenup but if he has his own money 💴 he shouldn’t be to worried about it