First Cash Condensing | over 2K! |SCOTTISH MAMA BUDGETS

Hello, and welcome or welcome back to Scottish Mama Budgets.
We are a family of five living in Scotland documenting our journey using the cash envelope system.
Special mentions
Michelle at ‪@yorkshirebudgets‬
Iris at ‪@irisbudgets‬
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15% off at with SCOTTISHMAMA15
Resin Binder Covers from - Little Carousel Gifts
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Frosted Vellum Envelopes - OxMailStudios
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Scottish Highlander On a Budget - Harry Potter + 50p challenge
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The Budgeting Bear - Fiver Fri-yay + Gold Rush + Back to School + O Christmas Tree + Pop the Rainbow
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The Practical Mum
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WoodlandBlossomCreations- Personalised Zippy Wallet (Shell Baby)
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My Money Matters - Pippin LittleFoots Shell Baby challenge (custom order)
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Budget Lux Opticians Wallet + Challenge
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Birthday Treats Challenge DeeDee Louise
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The Aesthetic Budget - Rainy Day Fund
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Saphiras Digitals - Custom Christmas Challenge
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Budget With Ped - Pumpkin Spice + Easter + Jingle Bells
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Budget with Zo - 100 Penny and Emergency Fund
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Minimalistic Budget - Christmas Frosted Envelopes
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Iris Budgets 4K Binder
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Planning with Ella - Self Care 50 + Christmas 300
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Budget with Char - 12 Months to Christmas + Weekend Away
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Whatififly17 - Car and Tortoise challenge
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If you can’t spot something from the video linked above and would like it please comment below or message me on Instagram, I try to remember everything but sometimes I may miss an item x
Insta: Scottish.Mama.Budgets
Email: [e-mail]
#cashstuffing #cashenvelopes #cashenvelopesystem
#sinkingfunds #emergency #emergencyfund #daveramsey #challengecompleted #challenge #savingschallenge #savemoney #cash #cashbinder #budget #ukbudget #budgeting #resin #smallbusiness #smallyoutuber #etsy #scotland #family #mama #youtubemom #youtubemama #youtube #roadto1k #monzo #scottishmamabudgetslsb

[@yorkshirebudgets]

This was a fab video Hayley. Loved seeing the big wad of cash together. You have done so well with saving. You should be super proud of yourself. Thank you so much for my beautiful placeholders and for the shoutout 💚💚💚xx

[@scottishmamabudgets]

Thanks so much michelle! 💛 cash stuffing just WORKS! You absolutely deserve it, incredible channel and person xxxx

[@yorkshirebudgets]

Forgot my orange emoji (watched the video back this morning to make sure I didn’t miss anything during the premiere 😂😂)🍊🍊🍊xxx

[@scottishmamabudgets]

@@yorkshirebudgets I would of never doubted you had lol 🧡🧡 xx

[@KrystalsKash]

I know this videos is old but I wanna say I'm so jealous of Scottish money. Its gorgeous!

[@HappyHomeBudgit]

Don't know how I missed this video. An amazing amount condensed. You're doing amazing 👏

[@scottishmamabudgets]

Thank you 🧡🧡 YT didn’t like this video for some reason, it hadn’t been pushed and had comments turned off 4 times 😩 not sure why!

[@budgetsdreams]

This made me giggle, that Iris is a stubborn one if she wants to give you a gift 😂 🍊

[@scottishmamabudgets]

Sooo stubborn! Thought I’d won and got to pay and had a cancelled order email come through 🤣 JUST TAKE MY MONEY IRIS! 😆🧡

[@budgetsdreams]

@@scottishmamabudgets 🤣🤣🤣

[@SimpleBudgets]

Amazing well done 👏💜🧡

[@scottishmamabudgets]

Thank you SB 🧡🧡🧡

[@AbundantBudgets]

Sooo satisfying to watch! You're doing so incredibly Hayley xx

[@scottishmamabudgets]

Thank you so so much AB 🧡 still can’t get over how well this journey is going, wish we started sooner xxx

[@aglasgowmumslife]

Definitely see those lovely placeholders being used this year, you are smashing it.xx

[@scottishmamabudgets]

Thanks so much L 🧡 maybe when pigs fly lol xx

[@Linaaaa8923]

Great video. Awesome binders and placeholders🙂

[@scottishmamabudgets]

Thank you Lina 🍊🧡🧡 x

[@LeighsBudget]

Great condensing,your binders are looking great with those Iris placeholders x🍊

[@scottishmamabudgets]

Thank you Leigh 🧡🧡 x

[@jessicacoyne4730]

I don't usually comment, I'm a quiet watcher.. but thought I'd comment as I do enjoy watching you and listening to you waffle 🍊🧡

[@scottishmamabudgets]

Aw thank you so much Jessica, truly means a lot I appreciate it 🍊🧡🧡

[@50somethingbudgets]

What a fantastic amount, well done you 🎉 That was a lovely kind thing to do, sending the placeholders to Yorkshire Budgets 🍊

[@scottishmamabudgets]

Thanks so much 50SB ☺️ always kind to pay it forward 🧡🧡 xxx

[@sunflowerbudgets]

Wonderful condensing Hayley 🧡

[@scottishmamabudgets]

Thank you so much 🌻 💛

[@paulamonaghan3280]

Great Job! Such nice placeholders.

[@scottishmamabudgets]

Thank you Paula ☺️🧡🧡

[@BronwenBudgets]

Great video! What a great amount to be able to put back into the bank! Beautiful place holders! 🧡

[@scottishmamabudgets]

Thanks so much Bronwen ☺️🍊🧡🧡

[@crumblecrafts2963]

🧡= best colour ever!

[@scottishmamabudgets]

Definitely! 🍊🧡

[@crumblecrafts2963]

@@scottishmamabudgets link is working now

[@scottishmamabudgets]

@@crumblecrafts2963 oh yay! Thanks for updating me 🧡

[@jfife4211]

Place holders beautiful

[@scottishmamabudgets]

Aren’t they just! Iris’s designs are always amazing x

[@xLouisexox3]

The place holders shining through your envelopes are stunning 😍

[@scottishmamabudgets]

Thanks Louise 😍 love them! x

[@thebudgetlifeuk]

The placeholders in the binders look phenomenal 😍 as if I wasn’t in love with your set up anyway 😍😍 I already bought a Filofax and the expanding style wallet through watching your channel and now I think I need the binders and place holders 😭 (also love the Scottish notes 😂) loved the cash condensing 💚 forgot to add the emoji I promise I watched till the end 🍊🧡

[@scottishmamabudgets]

They definitely aren’t needed but they help me want to use them, I’m like a human magpie! 🤣 thanks so much for the watching and taking the time to comment 🧡🧡 xx

[@seriouslycarla]

Gorge video 🥰 you should be so proud. I'm manifesting this for myself in the not so distant future 🤞🤞🤞

[@scottishmamabudgets]

Oh I hope so Carla! Can’t wait to see what you achieve 🧡🧡🧡

[@seriouslycarla]

❤️❤️❤️❤️❤️ Thank youuuuuu @scottishmamabudgets

[@saadiasfinances]

Lovely video Hayley, amazing job with the savings and the placeholders look really nice x

[@scottishmamabudgets]

Thanks so much Saadia for watching and taking the time to comment 🧡🧡 love iris’s placeholders! And binder. I’m sure I’d like anything she made at this point 🙈 xx

[@BudgetWithBliss]

What a satisfying video! Well done on your savings!!

[@scottishmamabudgets]

Thank you Bliss! Can’t get over how well cash stuffing works!

[@lifewithrayk]

Great video chick your doing amazing xx

[@scottishmamabudgets]

Thanks Ray 🧡🧡 xx

[@planswithl]

Fab video 🍊 x

[@scottishmamabudgets]

Thanks so much L 🍊🧡🧡 xxx

[@seeshellbudget]

Great video x

[@scottishmamabudgets]

Thank you lovely 🧡🧡 xx

[@mymoneymatterswithest]

🍊 I didn’t realise how much I enjoy condensing videos 😂 is that really sad 😂 ❤

[@scottishmamabudgets]

Well I hope not, because I had so much fun recording this 🤣 and felt like a low key criminal taking it to the post office to bank it! 😂🍊🧡

[@MC-hn5go]

Wow what a wad! So inspiring ❤xx

[@scottishmamabudgets]

Thanks MC 🧡🧡 xx

[@irisbudgets]

Such a fab video Hayley! Love a good unstuffing this was fabulous. And you’re so welcome for the placeholders. I have faith in you! You’ll be using them this year I bet 😀❤️❤️❤️

[@scottishmamabudgets]

Thanks Iris 🧡 I keep looking at them and wondering how many rolls of vinyl you must have 🤣 excited to see how it’ll be at the end of 2023 ☺️ xxx

[@ErinBudgets]

Ohh I’ve never seen the new £100 yet!

[@thecannytally]

Omg you lot are so cute, I saw Yorkshire Budgets video yesterday about it, and to hear your part too it's just lovely. We all have faith in you that you'll use those high number holders soon enough! X

[@scottishmamabudgets]

Thank you ☺️ there are just some amazing people in this community 🧡🧡 xx

[@jfife4211]

I believe your daughter is using the cash system too. If so, how is she doing with it. Maybe u can explain her sinking fund ideas. Would love to get my grandson using the cash system,

[@scottishmamabudgets]

Oh I’ll ask her and if she says yes I’ll share during a video next week 🧡 but apart from an unexpected spend, she’s got the concept amazingly and doing really well. The unexpected spend has made me realise even at her age she could do with a mini emergency fund xx

[@ThisMomBudgets]

Can’t beat a good condensing! What a complete doorstopper of a wad of cash you had there 😅 🧡

[@scottishmamabudgets]

Felt almost like a criminal going to the posties with it 🤣 like I promise it’s mine!

[@Lucyluxor]

I'm back 😂❤❤❤

[@scottishmamabudgets]

You are 🤣🧡

[@Daisy-xoxox]

Hey hun where did you get the red and gold binder from its beautiful

[@crochetwithapril]

🧡

[@scottishmamabudgets]

Thanks April 🍊🧡

[@TheBespokeBudgeter]

Yay all sorted now. Congratulations on £2050 - smashing it 🧡

[@scottishmamabudgets]

I was getting in a right flap 😂 thank you 💛 felt a little strange handing so much over at the post office 🙈 xx

[@jfife4211]

😉

[@aserrano36]

🍊

[@scottishmamabudgets]

Your the first person to do the 🍊 🧡🧡🧡🧡🧡

[@crumblecrafts2963]

Tried to use your Monzo link in the description and it doesn’t seem to be working.

[@scottishmamabudgets]

Oh no!! Let me go put a fresh link on and let me know if it works please x I know insta had a glitch for 24 hours where no links where working so I’m hoping the same isn’t happening on here x

[@lovesgoodstories2551]

🧡🧡🧡🧡🧡

[@scottishmamabudgets]

🍊🍊🧡🧡

[@tspacefullstop4161]

How cool is that...the generosity of people. Well done on saving that amount!

[@scottishmamabudgets]

Absolutely amazing, can’t get over it 🧡

[@cathmcgovern6301]

🎃

[@budgetingbyme]

🍊🍊🍊🍊🍊🍊🍊

[@scottishmamabudgets]

🧡🧡

[@haroldv730]

promo sm

[@budgetwithsiân]

Great video 🧡

[@scottishmamabudgets]

Thanks so much Sian 🧡🧡 x

[@Nanavsaves]

🍊

[@scottishmamabudgets]

🍊 🍊🧡🧡