Love it! Love everything ❤. your new resin binder is STUNNING. That £50 note is so pretty. So glad you started the 4K! You’re going to smash it! 👏🏻👏🏻👏🏻👏🏻
Turned out so nice, I was abit nervous with it having no colour in it but it came out brilliant! So happy to have started it, can’t wait to complete and unstuff it xx
It’s from Australia! I just did a giveaway for two from Chresury that are smaller and compact but same idea - definitely check her out the owner is so lovely xx
I absolutely love your set up....I could watch you stuff all day. Well done on starting your 4k binder. Looking forward to seeing you complete it. Hope you're well. Gx
Great video- love the idea of dividing Christmas into smaller categories 😃 going to try this instead of one wallet. I prefer to have lots of smaller challenges than one big one x
so glad i got to meet you, now i can feel motivated with my savings and also learn a little bit of english with your scottish accent that is the cutest, absolutely love it! brazilian fan over here ❤️
You have such a beautiful set up Hayley 😍😍. This was exciting to see your new Christmas binder/envelopes/trackers started plus starting your fab 4K Iris binder 💖💖. You are gonna smash this year 🥳🎉💚💚xx
I was laughing when I saw it 🤣 it’s bloody amazing! I wanted a blue based challenge for the family gifts envelope because the envelope has blue. Leila did so well with the challenge lol xx
Thank you Saleena 🥰 it’s going smooth for now, but I know we’ll hit a blip at some point so I hope whenever that happens we’ll be able to get right back on track and not put us off xx
Oh wow a £100 note!! That’s amazing! Love all the binders they all compliment each other. The iris binder is so pretty so excited for you cannot wait to see your journey with that 💚
We’re lucky Scotland print polymer 100’s! They are amazing I love them 🧡 hoping to complete iris’s binder this year! Fingers crossed we can achieve that 🤞🏼 xx
It’s from a company called Wilde Printable’s but I wouldn’t recommend them with their customer service. Chresury on Etsy sell very similar with 3 styles to choose from and the lady who runs it is absolutely brilliant x
EF is only paused at its first marker of 1K while i concentrate on getting home to 1K, month ahead to at least 1K (ideally 2.6K), 4K for moving home and 2K for new bedroom furniture for the kids. I don’t want to stretch myself too thin when I have some other lofty goals x when the 4K is done I’ll be back to adding to it xx
Oh goodness that Christmas binder is absolutely gorgeous!!! Great stuffing 🌻🤗
Thank you Sunflower 🌻 🧡🧡
Lovely shout outs, everything you have is so pretty 😍 well done on all those savings! 🥰💜🧡
Thanks so much Sara 🧡🧡
Love it! Love everything ❤. your new resin binder is STUNNING. That £50 note is so pretty. So glad you started the 4K! You’re going to smash it! 👏🏻👏🏻👏🏻👏🏻
Turned out so nice, I was abit nervous with it having no colour in it but it came out brilliant!
So happy to have started it, can’t wait to complete and unstuff it xx
Loved the video! And finally someone with short,natural nails!! I also enjoy the accent!
Love from Madrid
Aww thank you Kathrin! Amazing to know your all the way over in Madrid watching too ☺️🧡
Scottish notes are so pretty!!😍 loved this vid!! You’re smashing it❤
Thank you BB ☺️🧡 your first video was fab! xx
Loved this ! Your wallet is very clever with its little compartments! So many cute challenges
It’s from Australia! I just did a giveaway for two from Chresury that are smaller and compact but same idea - definitely check her out the owner is so lovely xx
@@scottishmamabudgets oh wow really!! Awesome :D
I absolutely love your set up....I could watch you stuff all day. Well done on starting your 4k binder. Looking forward to seeing you complete it. Hope you're well. Gx
Thanks so much gillian! I love seeing your community posts on your grocery challenge aswell your doing so well on it! xx
Great video- love the idea of dividing Christmas into smaller categories 😃 going to try this instead of one wallet. I prefer to have lots of smaller challenges than one big one x
Thanks Faye 🧡 completely agree, it broken down feels easier ☺️ xx
How am I not subbed to your channel! New sub here, your binders are divine 😊❤
Oh thank you! I absolutely love your channel 🥰 your always so wholesome 🧡🧡 xx
so glad i got to meet you, now i can feel motivated with my savings and also learn a little bit of english with your scottish accent that is the cutest, absolutely love it! brazilian fan over here ❤️
Aww thank you so much Lindsay! Amazing your watching all the way from over there! ☺️🧡🧡🧡
Love that you started the 4k challenge
Me too I was so excited! 🧡
Wow absolutely beautiful setup 😍x
Thanks so much Sam 🧡🧡 xx
Omg Scottish notes are so so pretty!! Love ur set up and all your challenges :-) New subscriber here ❤❤
Thanks so much JT ☺️ so appreciate you taking the time to watch and comment 🧡🧡 xx
Love that Harry Potter challenge 😊 your binders are beautiful too ❤️ well done on your savings you are doing so well xx
It’s so cool isn’t it! Thank you MS ☺️ just chugging along, I imagine life will pop up and give it all a good blip but it hasn’t as of yet xx
I love your binders,our Scottish notes look beautiful in them x
They look awesome don’t they 🧡 we’re lucky to have such cool ones x
Wow what beautiful binders ❤❤❤xx
Thanks MC 🧡 xx
You have such a beautiful set up Hayley 😍😍. This was exciting to see your new Christmas binder/envelopes/trackers started plus starting your fab 4K Iris binder 💖💖. You are gonna smash this year 🥳🎉💚💚xx
Thanks Michelle 😍 here’s hoping we both smash 2023 with our targets, you’ve already got an incredible start on yours 🧡🧡 xx
@@scottishmamabudgets we both most certainly will 💚💚xx
Omg love your Scottish Xmas challenge, lol xxxx
I was laughing when I saw it 🤣 it’s bloody amazing! I wanted a blue based challenge for the family gifts envelope because the envelope has blue. Leila did so well with the challenge lol xx
@scottishmamabudgets she's amazing at it isn't she. Iv so many ideas to throw at her just when my surgery is done xxx
@@MissBudgets she really is, she has abit of everything as it is but always making new stuff still it’s brilliant xx
You're doing so well girly. It looks beautiful 😍 xxxx
Thank you Saleena 🥰 it’s going smooth for now, but I know we’ll hit a blip at some point so I hope whenever that happens we’ll be able to get right back on track and not put us off xx
So exciting, your binders are stunning xx
Thank you AB 🧡 xx
Love this! Trying not to fall in love with your binders 😅
Thanks mate 🧡 I do love them tbf lol
That Christmas binder is just stunning, well done for being so ahead on Christmas 🎉❤
Thank you L 🧡 feels crazy to have money by for Xmas won’t lie xx
loving the new binders and trackers! you are so organised for christmas already!
Thank you Lee! Cannot get over i have money set aside for Xmas either 🤣 definitely a different Hayley who stuffed it!
I did not even know you could get £100 note in Scotland!
Yeah we’re very lucky Bank Of Scotland prints polymer £100 notes! It’s the only pound Sterling bank that does anymore x
Oh wow a £100 note!! That’s amazing! Love all the binders they all compliment each other. The iris binder is so pretty so excited for you cannot wait to see your journey with that 💚
We’re lucky Scotland print polymer 100’s! They are amazing I love them 🧡 hoping to complete iris’s binder this year! Fingers crossed we can achieve that 🤞🏼 xx
The resin binders look so pretty all stacked together. Can't wait to see you smash Iris 4k challenge this year 💜
Thanks BB 🥰
Great video, Where did you get your purse from please ?
It’s from a company called Wilde Printable’s but I wouldn’t recommend them with their customer service. Chresury on Etsy sell very similar with 3 styles to choose from and the lady who runs it is absolutely brilliant x
You are doing real good job of your binders but keep stuffing emergency because that's the ongoing envelope you never know when an emergency will come
EF is only paused at its first marker of 1K while i concentrate on getting home to 1K, month ahead to at least 1K (ideally 2.6K), 4K for moving home and 2K for new bedroom furniture for the kids. I don’t want to stretch myself too thin when I have some other lofty goals x when the 4K is done I’ll be back to adding to it xx
This keeps tricking me into thinking it’s live 🫣🤣
Sorry 🤣 I did panic when I saw the comment wondering if it had gone up already!
@@scottishmamabudgets 😅 my baddd!