How Much Does Motorcycle Insurance Cost For A New Rider?

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  • เผยแพร่เมื่อ 21 ม.ค. 2025

ความคิดเห็น • 54

  • @ericrabadan9086
    @ericrabadan9086 9 หลายเดือนก่อน +6

    I’m 23 got my first bike (new 500cc scrambler) and paid $451/yr for full coverage from Allstate. Progressive quoted me $850/yr, Geico quoted me $7600/yr. Recently I’ve been looking into buying a sports bike. Allstate and progressive both quoted me over $10k/yr. I have 0 tickets, 0 accidents, MFS, basically check all the discounts except for time riding. The sports bike I want is ~25% more expensive than my current bike.

    • @mkecarconnection3808
      @mkecarconnection3808  9 หลายเดือนก่อน +1

      That's absolutely insane. I'm 27 with one auto claim on my record (blown semi truck tire in the road on the highway was kicked up after a truck it and smoked my bumper and hood). I have three cars insured as well as apartment and totaled it's around 186. The bike added about 25-30 through voom so my total was around $210 a month. Live in the Midwest. Cars are fully insured with roadside, uninsured and under insured coverage as well

  • @andrewmcrae5057
    @andrewmcrae5057 ปีที่แล้ว +23

    for a 2012 ninja 650 as a first time rider at 30 Years old I paid 137 for the year (yes, 1 lump sum of 137 for the entire year) through progressive.

    • @mkecarconnection3808
      @mkecarconnection3808  ปีที่แล้ว +4

      Must be nice 😭

    • @PromzGamer
      @PromzGamer 11 หลายเดือนก่อน +1

      how tf did u do that mane

    • @andrewmcrae5057
      @andrewmcrae5057 11 หลายเดือนก่อน +1

      @@PromzGamerI’m 30, married, the bike is paid off, and no prior tickets. I drive like a “grandpa” on the streets (no more than 5 over), but I frequent the track in both my corvette and in the future my bike.

    • @Voltomess
      @Voltomess 10 หลายเดือนก่อน +1

      you forgot to add that you have a fucking bare minimum on that insureace and in case of accident you're fucked. so comeback and say your numbers after you upgrade to PREMIUM

    • @andrewmcrae5057
      @andrewmcrae5057 10 หลายเดือนก่อน +1

      @@Voltomess homie, it’s with full coverage including towing and full cash value of the bike.

  • @wyatt1682
    @wyatt1682 10 หลายเดือนก่อน +15

    Im so confused on how everyone is getting such low rates. Im 21 got a ninja 500 with abs. Passed my course and everything. I’ve insured all my cars through State Farm for years and my rates are super good! But yet they want $306 a month for full coverage on my motorcycle, yes you read that right, A MONTH. No accidents, no tickets, even went to driving school

    • @antoniopedinelli
      @antoniopedinelli 9 หลายเดือนก่อน +4

      That’s nuts, I’m looking to buy a ninja 400 and I’m 17, no idea how much it’s gonna cost

    • @wyatt1682
      @wyatt1682 9 หลายเดือนก่อน +2

      @@antoniopedinelli good luck brotha, I’ve heard some good about farm bureau

    • @keltonjohnson6197
      @keltonjohnson6197 8 หลายเดือนก่อน +2

      I’d check progressive if I were you. I’ve noticed progressive is the best deal for me at least. I’ve also heard Dairyland is good, but for me they don’t touch Progressive.

    • @Drlaserzz
      @Drlaserzz 8 หลายเดือนก่อน +1

      Your age bro after 25 you'll be good

    • @NardoCortes
      @NardoCortes 7 หลายเดือนก่อน

      i just got a quote from progressive for 1000 a year which you can pay upfront or monthly which roughly comes out to 84 a month, check them out (i’m a 21 year old male in the military looking to buy a 2024 ninja 500 abs)

  • @bearwolffish
    @bearwolffish ปีที่แล้ว +3

    In 30's and a ninja 4rr is £3300 a year for me if pay in one go, £3800 if paid monthly, for 3rd party only. No insurer will insure me for theft on it. No insurer will insure me for a 600 f4i at all. Insurance here is insane from bike theft.

  • @rideordiesquad7700
    @rideordiesquad7700 11 วันที่ผ่านมา +1

    This guy just earned a sub for being 100 people need to mind their business

  • @Chase-fd4ok
    @Chase-fd4ok 6 หลายเดือนก่อน +1

    2024 Kawasaki versys abs coverage for new rider in California is 3-5 thousand dollars annually! That’s wild and I’m 32

    • @mkecarconnection3808
      @mkecarconnection3808  6 หลายเดือนก่อน

      That’s insane. The most I got quoted was like progressive and they wanted $153 a month

  • @TrueLoyalty11
    @TrueLoyalty11 ปีที่แล้ว +7

    I pay 89 with progressive

  • @quicksandxx4763
    @quicksandxx4763 9 หลายเดือนก่อน +2

    Just asked for a quote and both State Farm and Geico want way too much. Who’s the cheapest. Geico wanted 600$ a month and State Farm 205$.
    This being said I’m over 25 with no tickets or accidents.

    • @chasehandy6984
      @chasehandy6984 8 หลายเดือนก่อน

      did you find any reasonable ones?

  • @gullygocrazy5006
    @gullygocrazy5006 ปีที่แล้ว +6

    i pay 115 with harley davidson

  • @Torrmac
    @Torrmac ปีที่แล้ว +2

    2023 ninja 650, first time rider, im paying 87 a month with state farm full coverage, lowest quote i could get. Thats more than my car insurance !

    • @JaydenFaroola
      @JaydenFaroola 10 หลายเดือนก่อน +1

      do you mind if i ask how old you are? i'm 16, have my class m permit, and im in the market. Im getting quoted just around 100 per month for a ninja 400 on just basic(progressive insurance) not even full coverage. This includes all the discounts, including the MSF course

    • @Youknowood
      @Youknowood 8 หลายเดือนก่อน +1

      @@JaydenFaroolayou should be much better on a older bike

  • @BestEverZach
    @BestEverZach 7 หลายเดือนก่อน +2

    seeing some of the comments, must be nice being over 25 years old

    • @mkecarconnection3808
      @mkecarconnection3808  7 หลายเดือนก่อน

      Only perk is cheaper insurance and rental cars haha

  • @papa1351
    @papa1351 5 หลายเดือนก่อน +1

    $25,000 Geico and $27,000 Progressive per year 18years old MSF Zero accidents bike has ABS Full coverage

  • @LADudeYo
    @LADudeYo 11 หลายเดือนก่อน +2

    $49 per month with Statefarm for just the liability only. Too expensive to ride.

    • @mkecarconnection3808
      @mkecarconnection3808  11 หลายเดือนก่อน

      Look into voom!

    • @rayrayrun
      @rayrayrun 10 หลายเดือนก่อน +1

      @@mkecarconnection3808damn voom doesnt cover california. I'm lost for words my progressive quote is around $165 and my car insurance is only $50 lol

    • @mkecarconnection3808
      @mkecarconnection3808  10 หลายเดือนก่อน

      Yeah voom isn’t everywhere. Holy hell lmao keep looking

    • @Ryzuuko
      @Ryzuuko 10 หลายเดือนก่อน

      My car insurance is roughly 400 what the hecc

    • @eznemo2346
      @eznemo2346 6 หลายเดือนก่อน

      bro im getting quoted for 300+ per month at 18 with a 2024 r7 what do u think i can get?

  • @DarthTwilight
    @DarthTwilight 9 หลายเดือนก่อน +2

    Yeah, State Farm and Progressive are horrible.

  • @LanaAberle
    @LanaAberle 10 หลายเดือนก่อน

    A motorcycle would never cause that much damage 😂 if you're going to cause serious damage, the reality is you're hauling ass and will most likely not survive.

  • @GreedyJofficiall
    @GreedyJofficiall 9 หลายเดือนก่อน +3

    Umm whats insurance? 😂

    • @mkecarconnection3808
      @mkecarconnection3808  9 หลายเดือนก่อน +1

      I was insured with voom. Was the cheapest. Not in every state and it goes by how much you ride (mileage)

    • @GreedyJofficiall
      @GreedyJofficiall 9 หลายเดือนก่อน

      @@mkecarconnection3808 ima check that out actually 🙏💯

    • @ReelSocialize
      @ReelSocialize 3 หลายเดือนก่อน

      @@mkecarconnection3808 damn it’s not available in my state 😢

  • @Antonio-kx5rd
    @Antonio-kx5rd หลายเดือนก่อน

    Too much