I really thought oh heck why not I'll try it out. 2 bikes 2012 CB1000R and a 2003 Harley..... I'm saving around $700 or more a year now.... you're the best papa Sam-yam-bam.
Weird that none of these really discuss saving money, rather pushing you to spend on insurance. It's almost like it's sponsored by an insurance company and can't be taken seriously
I did, I think there were a lot of good points made, like looking out for new deals on policy, but in general I think there was a lot of fear mogering to buy additional insurace, which would support my conercerns. In the end, I don't know how much influence your sponsor had in the making of this video, so I guess it is up to the viewer to decide what they want to do with the information given in the video.
@@chrigix8 Correct - it’s a video discussing common beginner rider myths about insurance. Progressive doesn’t have any creative or production input besides making sure we accurately report anything about their business. It’s a video that hopefully provides value to new riders looking to be penny wise and pound foolish when it comes to insurance. Hope that helps clear anything up
@@yammienoob I get what you are trying to achieve with this video and I think there would have been a lot of valuable information, but as a viewer you can't ignore this is a video about insurance sponsored by an insurance company whose traget demografic is your viewership. Why not make an independend video about the topic? There has to be a lot of freely accessible information around to get the same facts.
Progressive must have paid yall a pretty penny to up sale their insurance, liability on my bike with progressive and un insured is 400 a year, slap comprehensive on that bad boy or gir and boom 3500 dollars a year, i have a speeding ticket from 2018, if I don't wreck for a year and a half I'll make my money back for what I paid for my bike. Ngl I like this channels content but this is definitely just a 10 min ad, no thanks.
When I insured my Ninja 250 the agent asked what kind of motorcycle is it ? I said it's an Kawasaki ex250. She said "Oh a Ninja !" I said , we don't say Ninja to insurance agents ! She laughed out loud and said ok its an ex250.
Not one tip to save on insurance has ever been true for me in Ontario. I pay $210 a month for my GSX S750, nothing changed when I aged past 25, and the MSF was literally a requirement to get insured, and still only 2 out of 10 insurance companies would even look at me for not riding a cruiser and being over 35. Perfectly clean driving record for over 10 years now. Insurance IS a total scam and the only reason I really have it on my bike is because I'm required too.
yeah... its sad... they take every penny they can then fight you for anything... and any issue and they raise the prices. They offer me a MSF discount and warned me that it was about to expire 3 years after I hadn't taken one. I checked with them and they were going to take $50/year off and the course is good for 3 years again... it cost me more than $150 to take the course, talk about a loss of money. They didn't seem to understand that no matter what I explained. Isn't MSF to help people be better and less likely to wreck, but you want me to lose money to do it? "but we are giving you a discount." 🤦♀️
Same exact case here. 31 year old new rider and almost no one will give me a chance. Progressive is literally ONLY giving me a plausible rate because I'm a usaa member. Without the member number, I'd be at a 6k premium.
A lot of businesses will get you to sign up and then slide your premiums up arbitrarily hoping you don't notice. So one of the best ways to save money is to just swap out your insurance everyone once in a while or get them to price match.
Really just a commercial for Progressive. The most important aspect of motorcycle insurance is not really replacing your bike or providing for roadside towing, but keeping you protected from getting sued if the accident is your fault. And you should have other health insurance because Progressive is not going to pay your medical bills in full you get seriously injured.
One of the other weird things I ran into is when people ask me about riding it's not automatically assumed that I also have a license, in fact they're surprised I have a license. That would be like meeting someone who owns a nice car and being surprised that they have a driver license.
You have a driver’s license? Jeez look at Betty Bureaucrat over here, someone just looooves the DMV I drive my car the same way I approach women. With a firm belief in black magic, and wild confidence unbefitting of my ability.
I’m 21, new rider, 2021 sv650, have a garage. BUT, progressive quoted me 7k/yr. THEN I called Geico, they gave me $178/yr for only liability, and comprehensive is like $600/yr. what the hell progressive, I trusted u.
Lol had the same exact experience with my 2022 yamaha R7. Progressive told me $7,500 per year. I'm 39, no accidents, no tickets. I told them I could get another new R7 for that price and i laughed at them. Their money is obviously going into commercials full of blatant lies. I don't even want to know any rates for my cars or homes. Im at state farm for 750 a year with top coverage. Fuck Progressive I'm out.
My girl and I both share a Harley Davidson insurance plan on her Yamaha Bolt, and my Kawasaki Z900. She's 30, and I'm 26 and we only pay $48 for BOTH of our bikes!
One BIG point: if youre like me, you dont ride all year. So ask your motorcycle insurance if they have whats called “storage”, where essentially, you have a bare insurance plan and its expected that you arent riding. I do this in the Fall to not pay the premium price for the winter months. I did this with a couple cars I own too. My motorcycle is stored in a garage
You forgot to mention how your bike is classified by insurance will affect the rates. A $13k "Sport-bike" will run you $150 a month, while a $25k "Cruiser" can be as little as $350 a year. I ditched my Triumph Daytona 675 when rates got to $200 a month. As a married, old guy with no accidents that was unbearable. Now I have a Triumph 765 Street Triple RS, basically the same bike and pay $325 a year. Get an insurance quote before you buy the bike!!!
Geico wanted to charge me almost $400 a month for a new rider with just basic coverage Vs progressive now charging me $140 a month for way better coverage
Just as a note, I have full coverage and GAP insurance as my bike is on loan with the bank. I highly recommend you do this, especially if you have a nice bike, this covers the difference between insurance and the actual value of your bike.
Living in Texas I have full coverage with a higher policy limit then the crappy state minimum. The roadside assistance is totally worth it at around $15 a year. Plus the number of times I’ve used it. Make sure you save up when your new policy starts I usually save 20% by paying in full.
Progressive wanted astronomical amounts for my bike. I didn't want to leave them but they wanted more per month than my bike payment, it was nuts. Which sucks because when I did have an accident years before, they took really good care of me and had great service. But I saved over $100 a month by leaving to another company.
Step 1) Get state minimums. Step 2) Tell them you passed the MSF. Step 3) Save 15% or more by switching to Geico. Step 4) Literally pay $15/mo for insurance. Step 5) If you get into a wreck, make sure you were not the cause, and you did not hit somebody else. You can't be at fault if you want a new bike out of your wreck. Step 6) ^ Welcome to USA insurance.
As someone who got hit by a driver without insurance, I will tell you not to get state minimum. Because the hospital stay will be much better when you can afford the full cushy benefits. I wasnt able to walk for 2 months, so safe to say I had some time in a hospital. Also covered my outpatient therapy so I wasnt just sent home unable to walk
Progressive towing left me on the side of the freeway for 5+ hours and sent the wrong type of truck at the end. Ended up just riding on the rim to the next exit with chp making sure I didn't get run over.
In the UK here's 2 things I've tested thoroughly 1 insure the vehicle for 14 days time you can wait 2 weeks if it saves you a lot for note it Brought my insurance from 3200 to 300 when also using the next tip 2 insure it at night like 9pm-11pm
Impeccable timing no really, I called progressive for 250 deductible and full coverage 2 days ago. I also called state farm as well. Progressive 590 for the year. State farm 251 for the year which is 21 a month. Progressive was high in more ways than one lol.
progressive quoted me at 8k for one year, i ended up going with state farm for 363 a month for 6 months. i don’t have a clean record by any means but that’s a LOT of money. ima just be a seasonal rider at this point
I have progressive and pay 300 a month. No speeding tickets and I took the msf course. I also have progressive for my car. Starting to think I got ripped off.
I have insurance, registration, but I don’t have an endorsement. And not by choice. Since covid I literally can’t get a permit or even sign up for a MSF course. It’s insane. I’ve been trying for over a year. The government is a joke. Website is like attempting to crack the da Vinci code. I gave up. Just learned on my own and from channels like this how to ride safely. I can proudly say I’m a smart rider.
I took the MSF course during Covid-19 in Ohio and got my motorcycle license after passing the course. I am not sure where you live but you should be able to take the MSF course any place anytime now.
Honestly you can tell the agent you took your msf course and they will apply it. Also say you had more then a yesr experience driving. Mine didnt even check or ask any more questions.
Be happy you live where you do, Yammie... up here in Ontario, bike insurance is highway robbery. A new rider is looking at $300 to $400 a MONTH (!!!)... and can't even THINK about getting any bike OVER 1000 cc's, or just won't be able to get insurance at all. (And yes, it's mandatory.) Oh, and that "new rider" status... the insurance companies define that as less than 6 YEARS in the saddle. How to kill the motorcycling hobby for anyone but the rich......
I got progressive motorcycle insurance because I already had homeowners and auto insurance through them. Still, $18/ month for total loss and a ton of extras; is pretty nice.
I dont know how it works w/ Texas banks but everywhere else if you have a loan on your ride the bank/credit union REQUIRES comprehensive or "full" coverage & if you don't prove you have it they add the cost of finding it themselves to you payment
Insurance is worth it! I’ve used my insurance provided roadside assistance twice in 18 years of riding. Nothing is worst than a dead vehicle on the side of the road.
I’m 26 in Texas just east of Dallas, got a quote from progressive for a 2024 S1000RR i really thought I did something wrong when filling out the info, $15,000 a year, what the hell… absolute lowest quote I got was thru diaryland insurance $515 a month..
My State Farm policy for five vehicles with full coverage was somehow cheaper when I added my bike. The bike is a 2019 GSX-S1000FZ. The policy was only cheaper because I added a hospital plan with it. (Which pays $500/day and somehow, also LOWERED my insurance “premiums”)
I’m 32 yo. I have a commercial drivers license and haven’t had an auto accident in over 10 years. I ride a 2020 Yamaha MT03 and I use progressive as my insurer. I pay about $60 a month for basic coverage. What is everyone else paying?
I would ABSOLUTELY save money by not getting insurance, simply by saving the money i would have spent on insurance, and then if i do get in a crash, i can just take the money i saved and use it to fix my bike
I always called Progressive and asked them why every time Flo showed up on TV my rates would go up. Switched to State Farm and cut that bill in half, with better coverage.
Progressive did well partnering with your channel. Progressive sells more motorcycle policies than any other insurance provider in the country for good reason.
Love your videos but Progressive tried to rip me off so bad before and take advantage of me... had to get an attorney to finally get them to do the right thing. Bunch of jerks I'd never do business with them.
The roadside service offered by dealerships, yeah they will take 5 hours. AAA has been good to me, the one time I had to call due to a flat they were there within one hour.
How is this an ad for Progressive? Lol y’all so salty. A lot of this info can be found if you take the time to research it, but it’s been nicely covered by yammie. Also, the screaming in the beginning gave me that lawyer commercial vibe with the “444-444-4444” 😂
I’m planning to buy a kasasaki zx6r 2023 but I recently moved here in US last 2020. both geico and progressive quoted me around 3500-4000 yearly. 😢 I’m 28 years old and I got my M1 license last 3 weeks ago
This is all bullshit! I signed up and took the MSF course because I thought it would save me money on insurance and technically he was right.. After I finish my course I called my insurance agent told them everything and they gave me a rebate check of exactly one penny!! No joke I swear to God that's what I got back.
I stopped after 4 minutes. Progressive is not only NOT competitive in pricing, they also do their damned best to not payout valid claims, either. Almost as bad as State Farm.
@@bidness I found out later on, because no one told me in the beginning, that I pay for the whole year within 6 months. With full coverage turns out to be a pretty good deal.
Insurance is 100% a scam...until you actually need it and realize that it's actually great to have. Though my Insurance is a bit higher because I'm 23 and I hate that.
i don’t know about a scam but definitely crazy expensive. but again I pay a small premium and in return am covered $300,000 in damages or injuries to others. Yet I’ll never know if I’ll need it
Property and casualty insurance typically only pays out half of premiums collected in claims paid. So yeah, it is pretty much a scam. No one in their right mind would agree to such an arrangement unless they are crappy drivers. That's why the government has to force everyone to buy it: to avoid the self-selection bias. On the other hand, if it wasn't for the insurance industry, there would probably be a lot more road fatalities (and therefore, more losses) as they are the primary advocates for safety.
I have USAA and it’s amazing! I hear amazing things about Progressive too tho! They’re speaking truth, so if you aren’t veteran or a family member of a veteran which allows you to get USAA, then get Progressive.
In Hungary the insurance cost a 110 usd per year with a fresh driving licence for an import yamaha r1 😊 in the UK and in the USA insurance companies rip off their clients ! Ok the salaries are significantly lower but still it takes only 1% of your monthly income to pay your monthly insurance!
When bundled with 4 cars and a house I am only paying $1.50 per month more than I would if I didn't own a motorcycle. That's full coverage on a 2021 Z900
Insurance where I live is insane around 250-500 dollars a month for beginner bikes, that is based on my age but it’s still expensive for someone with more experience.
Isn't it better to save the money that you would pay on insurance on a separate bank account in case of any accident you can use that money to pay for the costs instead of paying to a company that can arbitrary approve or refuse to pay.
The quirkiest thing I’ve seen so far is a quote through USAA (Progressive underwrites) that was $30 cheaper a year vs a quote directly from Progressive with a multi policy discount (which is my current policy through Progressive). But if I do the same multi policy bundle through USAA, it’s $20 more a month than Progressive. I can’t make any sense of it. TL;DR - Motorcycle insurance is cheaper through USAA (Progressive) than through Progressive directly.
No insurance company is worth it guys do NOT listen to. Just ensure you have a good coverage for liability. Better not to pay your hard earned money to these insurance scams
I had/have a $500 deductible from state farm..i hit a deer last yr. Endee up totaling my bike....STATE FARM told me WORRY ABOUT YOUR SELF...WE GOT THIS. THEY EVEN ATE THE DEDUCTIBLE AND TOOK IT OUT OF MY CHECK TO REPLACE the bike. State farm is THERE LIKE A NEIGHBOR FOR REAL. PS: MY NEIGHBOR CAME AN GOT MY RIDE THAT NIGHT.
We have our vehicles with progressive and I ran a quote on a gsxr750 and it quoted me $1300 a year. I put in the gsx s750 and I got $412 a year with same coverage as the gsxr and I am 44 years old. And this includes 5 discounts with progressive. Can only imagine how much gsxr insurance for a teen or people in their 20’s. Sport bikes are expensive to insure. The Honda cbr650r cost more than the gsx s750 too which surprised me.
definitely right on the Honda part Im 20 years old and just got my first bike Cbr 650 and I’ve gotten quotes up to 9,000 a year luckily I found a decent one for 1,100 with pretty good coverage.
When i bought my first bike (chinese 125cc), the insurance from the previous owner was sent to me, calculated with me being a new rider and all, the total price for ONE YEAR was $2984 USD. I'm legit not kidding, i gave $720 for the bike, without the owners transfer payment of $100. This is in Denmark so the prices for all vehicles are a bit higher than in the US, but that was a crazy price to see. Now i pay $540 for one year of insurance and that could still be lowered a bit more.
WOW, I pay under 100 bucks in the america for full coverage with$ 50,000 medical and theft for the entire year for a 125cc bike. I also have over a million miles of safe driving as a over the road truck driver, probably why its so cheap.
@@fatbongripz4207 or, I’ll put it another way… in an accident you’re screwed….in an incident, you screwed up, usually by not paying attention or getting in over your head…
In 2007 i was 17 i bought a 06 r6 and paid $165/mo for full coverage now i have a 22 s1000rr carbon and only pay $38/month for full coverage lol and i NEVER get the minimum I actually getvthe nost coverage for everything! getting old sucks but it has its benefits! Lol
idk about motorcycles but progressive is crazy high on autos......ive tried them 3 or 4 times and their quotes were way higher than what i ended up getting....... FLO has to get paid too, and commercials arent cheap......
Get a free quote to see how much you can save on your motorcycle insurance with Progressive: pgrs.in/3q321NK
no headlight mod. when? ( ͡° ͜ʖ ͡°)
I really thought oh heck why not I'll try it out. 2 bikes 2012 CB1000R and a 2003 Harley..... I'm saving around $700 or more a year now.... you're the best papa Sam-yam-bam.
Progressive is great! I save about 1K per year on my 3 bikes with them
I'll stick to safety insurance full coverage for a good price
@@2WheelPursuit my insurance is not even 500 a year and I have full coverage to boot
Weird that none of these really discuss saving money, rather pushing you to spend on insurance.
It's almost like it's sponsored by an insurance company and can't be taken seriously
👍👍👍👍👍
Facts
Ouf, I don't know how I feel about an episode about saving money on isurance sponsored by an insurance. Seems like a conflict of interest to me!
I was thinking the exact same thing when I saw that it was sponsored by progressive.....
The end of good content from yammie? maybe so.
Did you watch the video?
I did, I think there were a lot of good points made, like looking out for new deals on policy, but in general I think there was a lot of fear mogering to buy additional insurace, which would support my conercerns. In the end, I don't know how much influence your sponsor had in the making of this video, so I guess it is up to the viewer to decide what they want to do with the information given in the video.
@@chrigix8 Correct - it’s a video discussing common beginner rider myths about insurance. Progressive doesn’t have any creative or production input besides making sure we accurately report anything about their business. It’s a video that hopefully provides value to new riders looking to be penny wise and pound foolish when it comes to insurance. Hope that helps clear anything up
@@yammienoob I get what you are trying to achieve with this video and I think there would have been a lot of valuable information, but as a viewer you can't ignore this is a video about insurance sponsored by an insurance company whose traget demografic is your viewership. Why not make an independend video about the topic? There has to be a lot of freely accessible information around to get the same facts.
Myth #8: Progressive has great rates. 😂
Idk… I have 4 bikes and only pay 62$ a month. 2017 Chief Darkhorse, 2017 Scout, an Intruder and Shadow. I thought that was pretty fair.
@@indecentchords for me at every renewal, they PROGRESSIVELY went up. Not a little bit either.
who would you recommend using?
Exactly, i got quoted over 20 grand a year for a 600, no thanks
@@zacharykubsch5073I chose the same coverage options with GEICO and progressive- GEICO was half of progressive
Progressive must have paid yall a pretty penny to up sale their insurance, liability on my bike with progressive and un insured is 400 a year, slap comprehensive on that bad boy or gir and boom 3500 dollars a year, i have a speeding ticket from 2018, if I don't wreck for a year and a half I'll make my money back for what I paid for my bike. Ngl I like this channels content but this is definitely just a 10 min ad, no thanks.
I just picked up my first bike today. Ktm 390 adventure! And dropped it as soon as I got home. I hope your proud of me yams
You are a fool
Lol
When I insured my Ninja 250 the agent asked what kind of motorcycle is it ? I said it's an Kawasaki ex250. She said "Oh a Ninja !" I said , we don't say Ninja to insurance agents ! She laughed out loud and said ok its an ex250.
Did you know that a turbo Hayabusa could cost you 15% or more on your life insurance?
Turbo busa, turbo busa, turbo busa!!!!
Not one tip to save on insurance has ever been true for me in Ontario. I pay $210 a month for my GSX S750, nothing changed when I aged past 25, and the MSF was literally a requirement to get insured, and still only 2 out of 10 insurance companies would even look at me for not riding a cruiser and being over 35. Perfectly clean driving record for over 10 years now. Insurance IS a total scam and the only reason I really have it on my bike is because I'm required too.
yeah... its sad... they take every penny they can then fight you for anything... and any issue and they raise the prices. They offer me a MSF discount and warned me that it was about to expire 3 years after I hadn't taken one. I checked with them and they were going to take $50/year off and the course is good for 3 years again... it cost me more than $150 to take the course, talk about a loss of money. They didn't seem to understand that no matter what I explained. Isn't MSF to help people be better and less likely to wreck, but you want me to lose money to do it? "but we are giving you a discount." 🤦♀️
Same exact case here. 31 year old new rider and almost no one will give me a chance. Progressive is literally ONLY giving me a plausible rate because I'm a usaa member. Without the member number, I'd be at a 6k premium.
A lot of businesses will get you to sign up and then slide your premiums up arbitrarily hoping you don't notice. So one of the best ways to save money is to just swap out your insurance everyone once in a while or get them to price match.
Yep same with cable TV, Internet stuff like that, good advice
Really just a commercial for Progressive. The most important aspect of motorcycle insurance is not really replacing your bike or providing for roadside towing, but keeping you protected from getting sued if the accident is your fault. And you should have other health insurance because Progressive is not going to pay your medical bills in full you get seriously injured.
One of the other weird things I ran into is when people ask me about riding it's not automatically assumed that I also have a license, in fact they're surprised I have a license. That would be like meeting someone who owns a nice car and being surprised that they have a driver license.
You have a driver’s license? Jeez look at Betty Bureaucrat over here, someone just looooves the DMV
I drive my car the same way I approach women. With a firm belief in black magic, and wild confidence unbefitting of my ability.
Yeah I didnt know people rode without a license. I dont know how that works.
Those coverages are for Texas every state has different coverages
They stated that they're for Texas. They were transparent about it.
I was not ready for papa to yell at me as soon as I started the video ;-;
But I bet you secretly liked it regardless.
I’m 21, new rider, 2021 sv650, have a garage. BUT, progressive quoted me 7k/yr. THEN I called Geico, they gave me $178/yr for only liability, and comprehensive is like $600/yr. what the hell progressive, I trusted u.
Lol had the same exact experience with my 2022 yamaha R7. Progressive told me $7,500 per year. I'm 39, no accidents, no tickets. I told them I could get another new R7 for that price and i laughed at them. Their money is obviously going into commercials full of blatant lies. I don't even want to know any rates for my cars or homes. Im at state farm for 750 a year with top coverage. Fuck Progressive I'm out.
My girl and I both share a Harley Davidson insurance plan on her Yamaha Bolt, and my Kawasaki Z900. She's 30, and I'm 26 and we only pay $48 for BOTH of our bikes!
One BIG point: if youre like me, you dont ride all year. So ask your motorcycle insurance if they have whats called “storage”, where essentially, you have a bare insurance plan and its expected that you arent riding. I do this in the Fall to not pay the premium price for the winter months. I did this with a couple cars I own too. My motorcycle is stored in a garage
You forgot to mention how your bike is classified by insurance will affect the rates. A $13k "Sport-bike" will run you $150 a month, while a $25k "Cruiser" can be as little as $350 a year.
I ditched my Triumph Daytona 675 when rates got to $200 a month. As a married, old guy with no accidents that was unbearable. Now I have a Triumph 765 Street Triple RS, basically the same bike and pay $325 a year.
Get an insurance quote before you buy the bike!!!
Lol people it's 2021, TH-cam creators have had sponsors for a while now.
Tried getting a quote, ended up being way more expensive than my current insurance through Geico.
Geico wanted to charge me almost $400 a month for a new rider with just basic coverage Vs progressive now charging me $140 a month for way better coverage
they want me to pay almost 300 for zx6r
Just as a note, I have full coverage and GAP insurance as my bike is on loan with the bank. I highly recommend you do this, especially if you have a nice bike, this covers the difference between insurance and the actual value of your bike.
This episode brought to you by Carl’s Jr.
Living in Texas I have full coverage with a higher policy limit then the crappy state minimum. The roadside assistance is totally worth it at around $15 a year. Plus the number of times I’ve used it. Make sure you save up when your new policy starts I usually save 20% by paying in full.
Coming up next yammy endorses shamWow the best rag to clean your bike!!
Progressive wanted astronomical amounts for my bike. I didn't want to leave them but they wanted more per month than my bike payment, it was nuts. Which sucks because when I did have an accident years before, they took really good care of me and had great service. But I saved over $100 a month by leaving to another company.
Yeah, you gotta do what you gotta do
Save 15% percent by switching to Yammi 😂
Save 15% off you lap times by switching to the lawnmower 4.0
Against the only 12% with the 3.0
Yammi would be a great insurance company, if you actually won the giveaway lol
Step 1) Get state minimums.
Step 2) Tell them you passed the MSF.
Step 3) Save 15% or more by switching to Geico.
Step 4) Literally pay $15/mo for insurance.
Step 5) If you get into a wreck, make sure you were not the cause, and you did not hit somebody else. You can't be at fault if you want a new bike out of your wreck.
Step 6) ^ Welcome to USA insurance.
As someone who got hit by a driver without insurance, I will tell you not to get state minimum. Because the hospital stay will be much better when you can afford the full cushy benefits. I wasnt able to walk for 2 months, so safe to say I had some time in a hospital. Also covered my outpatient therapy so I wasnt just sent home unable to walk
This is me except I didn't get in a wreck yet so far. I'm paying $16/month for my insurance.
Progressive towing left me on the side of the freeway for 5+ hours and sent the wrong type of truck at the end. Ended up just riding on the rim to the next exit with chp making sure I didn't get run over.
In the UK here's 2 things I've tested thoroughly
1 insure the vehicle for 14 days time you can wait 2 weeks if it saves you a lot for note it Brought my insurance from 3200 to 300 when also using the next tip
2 insure it at night like 9pm-11pm
Well fuck . I kept waiting for the skip ad to pop up and it never did.
Impeccable timing no really, I called progressive for 250 deductible and full coverage 2 days ago. I also called state farm as well. Progressive 590 for the year. State farm 251 for the year which is 21 a month. Progressive was high in more ways than one lol.
This video then represents a direct conflict of interest by promoting this insurance company, that actually is pricey.
Hell yeah! I switched to State Farm and my insurance cut in half, with better coverage.
@@TwoAMBlacktop exactly
progressive quoted me at 8k for one year, i ended up going with state farm for 363 a month for 6 months. i don’t have a clean record by any means but that’s a LOT of money. ima just be a seasonal rider at this point
I have progressive and pay 300 a month. No speeding tickets and I took the msf course. I also have progressive for my car. Starting to think I got ripped off.
I got a quote they were asking for 4 installments of around 560 but Allstate quoted me at 77$ a month
216 for gsxr 750 progressive
Bless me, Papa Yam!!!... Greetings from 🇭🇳 Honduras!!!...
I have insurance, registration, but I don’t have an endorsement. And not by choice. Since covid I literally can’t get a permit or even sign up for a MSF course. It’s insane. I’ve been trying for over a year. The government is a joke. Website is like attempting to crack the da Vinci code. I gave up. Just learned on my own and from channels like this how to ride safely. I can proudly say I’m a smart rider.
literally went to the DMV for my permit a few weeks ago and was in and out in 15 min.
I took the MSF course during Covid-19 in Ohio and got my motorcycle license after passing the course. I am not sure where you live but you should be able to take the MSF course any place anytime now.
Honestly you can tell the agent you took your msf course and they will apply it. Also say you had more then a yesr experience driving. Mine didnt even check or ask any more questions.
“Sponsored by progressive” hmmmmmm
Be happy you live where you do, Yammie... up here in Ontario, bike insurance is highway robbery. A new rider is looking at $300 to $400 a MONTH (!!!)... and can't even THINK about getting any bike OVER 1000 cc's, or just won't be able to get insurance at all. (And yes, it's mandatory.) Oh, and that "new rider" status... the insurance companies define that as less than 6 YEARS in the saddle. How to kill the motorcycling hobby for anyone but the rich......
Bro ur crazy, anything over 600cc is fucked up expensive here in Ontario. Let alone 1000 plus
I got progressive motorcycle insurance because I already had homeowners and auto insurance through them. Still, $18/ month for total loss and a ton of extras; is pretty nice.
I dont know how it works w/ Texas banks but everywhere else if you have a loan on your ride the bank/credit union REQUIRES comprehensive or "full" coverage & if you don't prove you have it they add the cost of finding it themselves to you payment
Insurance is worth it! I’ve used my insurance provided roadside assistance twice in 18 years of riding. Nothing is worst than a dead vehicle on the side of the road.
The greatest scrambler to ever be created right there wow. I’m blown away
I’m 26 in Texas just east of Dallas, got a quote from progressive for a 2024 S1000RR i really thought I did something wrong when filling out the info, $15,000 a year, what the hell… absolute lowest quote I got was thru diaryland insurance $515 a month..
My boy getting the big Boi sponsors
I'm paying $1450 a year in a 2018 Concours C14 with Erie insurance in Pa. I just did an online quote with Rider insurance and it was $775 a year.
My State Farm policy for five vehicles with full coverage was somehow cheaper when I added my bike. The bike is a 2019 GSX-S1000FZ. The policy was only cheaper because I added a hospital plan with it. (Which pays $500/day and somehow, also LOWERED my insurance “premiums”)
Spite, is that a flip phone in that holster on your belt? Tell me it's a multitool.
Again, as the self proclaimed discord insurance expert 😌 I absolutely love this video. Well done guys.
I’m 32 yo. I have a commercial drivers license and haven’t had an auto accident in over 10 years. I ride a 2020 Yamaha MT03 and I use progressive as my insurer. I pay about $60 a month for basic coverage. What is everyone else paying?
I would ABSOLUTELY save money by not getting insurance, simply by saving the money i would have spent on insurance, and then if i do get in a crash, i can just take the money i saved and use it to fix my bike
I always called Progressive and asked them why every time Flo showed up on TV my rates would go up. Switched to State Farm and cut that bill in half, with better coverage.
Just got quoted $632 a month for two bikes. 😂😂😂😂😂😂😂😂
Well, that money I am saving I can put towards a new pair of speakers.
Progressive did well partnering with your channel. Progressive sells more motorcycle policies than any other insurance provider in the country for good reason.
Because they advertise enough that people don't shop around.
I learned the hard way. Get comprehensive.
Love your videos but Progressive tried to rip me off so bad before and take advantage of me... had to get an attorney to finally get them to do the right thing. Bunch of jerks I'd never do business with them.
Holy Rossi, my speaker volume wasn't prepared for that intro. Gave me a basic training flashback.
Great video. Nobody ever talks about insurance.👍
Rode side to me is a scam. Calling a buddy they’ll be there within the hour. Tow truck takes 5.
As if I have friends
The roadside service offered by dealerships, yeah they will take 5 hours. AAA has been good to me, the one time I had to call due to a flat they were there within one hour.
How is this an ad for Progressive? Lol y’all so salty. A lot of this info can be found if you take the time to research it, but it’s been nicely covered by yammie. Also, the screaming in the beginning gave me that lawyer commercial vibe with the “444-444-4444” 😂
“Say you’re from Texas without saying your from Texas”
I’m planning to buy a kasasaki zx6r 2023 but I recently moved here in US last 2020. both geico and progressive quoted me around 3500-4000 yearly. 😢 I’m 28 years old and I got my M1 license last 3 weeks ago
Comprehensive only saves you.If you're the one that's at fault for the accident
I grew up in Wisconsin. I never had insurance, it was not required when I lived in Wisconsin.
This is all bullshit! I signed up and took the MSF course because I thought it would save me money on insurance and technically he was right.. After I finish my course I called my insurance agent told them everything and they gave me a rebate check of exactly one penny!! No joke I swear to God that's what I got back.
1:50 can't lose your licence if you don't have one 😉
Riding without insurance is illegal in the UK...
Same in Canada
That's the point of why they said it... its illegal everywhere but people squid it.
i’ll switch from a 50cc scooter to a turbo busa. what could go wrong
Nothing at all. Do it
@@realgamerhourz8904 i will also do a top speed run. everything should be fine right?
100% death is just another path… one that we all must take.
@@realgamerhourz8904 yep. won’t even use safety gears because it’s safe and all good. definitely won’t die
Just found a quote for a new klx300 for 445 a year here in CA for dairyland seems like the cheapest
I just watched a 10 minute progressive ad
I mean... you didnt have to, you could have stopped watching at any point.
I stopped after 4 minutes. Progressive is not only NOT competitive in pricing, they also do their damned best to not payout valid claims, either. Almost as bad as State Farm.
@@jppitch6734 thats all insurance companies not just them
@@vector198 Never had an issue while I was with Country for over a decade or now back with All State.
I got a quote on an r6 for comprehensive with a clean driving record for 12k a year
I’m 29 and I learned a long time ago that full coverage is always worth it.
Frfr
The content quality on YN has been rising lately
I pay $40 a month more with Progressive for my bike than I do full coverage for my car. It's insane.
Dag. I was paying $90 a month for a Harley that I owned outright, now I bought a Road Star and am paying an entire $75 per year lol.
And both through Progressive
@@bidness I found out later on, because no one told me in the beginning, that I pay for the whole year within 6 months. With full coverage turns out to be a pretty good deal.
Insurance is 100% a scam...until you actually need it and realize that it's actually great to have. Though my Insurance is a bit higher because I'm 23 and I hate that.
i don’t know about a scam but definitely crazy expensive. but again I pay a small premium and in return am covered $300,000 in damages or injuries to others. Yet I’ll never know if I’ll need it
Property and casualty insurance typically only pays out half of premiums collected in claims paid. So yeah, it is pretty much a scam. No one in their right mind would agree to such an arrangement unless they are crappy drivers. That's why the government has to force everyone to buy it: to avoid the self-selection bias.
On the other hand, if it wasn't for the insurance industry, there would probably be a lot more road fatalities (and therefore, more losses) as they are the primary advocates for safety.
I have USAA and it’s amazing! I hear amazing things about Progressive too tho! They’re speaking truth, so if you aren’t veteran or a family member of a veteran which allows you to get USAA, then get Progressive.
Another Video that i'm too european to understand.
In Hungary the insurance cost a 110 usd per year with a fresh driving licence for an import yamaha r1 😊 in the UK and in the USA insurance companies rip off their clients ! Ok the salaries are significantly lower but still it takes only 1% of your monthly income to pay your monthly insurance!
When bundled with 4 cars and a house I am only paying $1.50 per month more than I would if I didn't own a motorcycle. That's full coverage on a 2021 Z900
Insurance where I live is insane around 250-500 dollars a month for beginner bikes, that is based on my age but it’s still expensive for someone with more experience.
my Grom is only $250/6 months at age 27
same
Clean driving record, 21 390cc Duke, full coverage, new rider, $78p/mos, SafeCo insurance. IMO insane.
Your insurance will not pay for all your add-ons and performance upgrades.
Progressive sucks i tried getting insurance and had to pay extra for any protection otherwise i get fucked and pay for nothing
Isn't it better to save the money that you would pay on insurance on a separate bank account in case of any accident you can use that money to pay for the costs instead of paying to a company that can arbitrary approve or refuse to pay.
Also motorcycle claims don’t effect your auto policy
They do in the UK
@@vector198 that sucks
@@eddiesmith3942 yeah it does and you have to report it for 5 years
I’m Canadian, just gonna gloss over this video unless there is something un-progressive about it.
Apparently, Pisa’s don’t need insurance.
Keep watching yammie noob! Keep watching yammie noob!
The quirkiest thing I’ve seen so far is a quote through USAA (Progressive underwrites) that was $30 cheaper a year vs a quote directly from Progressive with a multi policy discount (which is my current policy through Progressive). But if I do the same multi policy bundle through USAA, it’s $20 more a month than Progressive. I can’t make any sense of it.
TL;DR - Motorcycle insurance is cheaper through USAA (Progressive) than through Progressive directly.
No insurance company is worth it guys do NOT listen to. Just ensure you have a good coverage for liability. Better not to pay your hard earned money to these insurance scams
Lame video. Save your time, it’s a commercial for Progressive insurance.
I had/have a $500 deductible from state farm..i hit a deer last yr. Endee up totaling my bike....STATE FARM told me WORRY ABOUT YOUR SELF...WE GOT THIS. THEY EVEN ATE THE DEDUCTIBLE AND TOOK IT OUT OF MY CHECK TO REPLACE the bike. State farm is THERE LIKE A NEIGHBOR FOR REAL.
PS: MY NEIGHBOR CAME AN GOT MY RIDE THAT NIGHT.
We have our vehicles with progressive and I ran a quote on a gsxr750 and it quoted me $1300 a year. I put in the gsx s750 and I got $412 a year with same coverage as the gsxr and I am 44 years old. And this includes 5 discounts with progressive. Can only imagine how much gsxr insurance for a teen or people in their 20’s. Sport bikes are expensive to insure. The Honda cbr650r cost more than the gsx s750 too which surprised me.
definitely right on the Honda part Im 20 years old and just got my first bike Cbr 650 and I’ve gotten quotes up to 9,000 a year luckily I found a decent one for 1,100 with pretty good coverage.
My MSF course saved me $3 a year on my policy.
lmao
Insurance policies for electric motorcycles are quite biased too; pricey.
You paid $200 for heated grips? Mine were 50 bucks and I've been using them for 6 years without a problem.
would like to know why I was quoted 217$ with no record whatsoever for a Ducati from Progressive. I get it's a Ducati, but I am 31 year old. Wtf.
When i bought my first bike (chinese 125cc), the insurance from the previous owner was sent to me, calculated with me being a new rider and all, the total price for ONE YEAR was $2984 USD. I'm legit not kidding, i gave $720 for the bike, without the owners transfer payment of $100.
This is in Denmark so the prices for all vehicles are a bit higher than in the US, but that was a crazy price to see.
Now i pay $540 for one year of insurance and that could still be lowered a bit more.
WOW, I pay under 100 bucks in the america for full coverage with$ 50,000 medical and theft for the entire year for a 125cc bike. I also have over a million miles of safe driving as a over the road truck driver, probably why its so cheap.
How about stop saying “accident” and start saying “incident”…an incident is preventable, and accident simply happens…
its the same thing. its like comparing the spelling of potatoe vs potato
@@fatbongripz4207 an accident is an accident…an incident can be prevented
@@fatbongripz4207 or, I’ll put it another way… in an accident you’re screwed….in an incident, you screwed up, usually by not paying attention or getting in over your head…
This a real video or a 10 minute commercial?
In 2007 i was 17 i bought a 06 r6 and paid $165/mo for full coverage now i have a 22 s1000rr carbon and only pay $38/month for full coverage lol and i NEVER get the minimum I actually getvthe nost coverage for everything! getting old sucks but it has its benefits! Lol
idk about motorcycles but progressive is crazy high on autos......ive tried them 3 or 4 times and their quotes were way higher than what i ended up getting....... FLO has to get paid too, and commercials arent cheap......