Why wealth explodes after 1 crore?
ฝัง
- เผยแพร่เมื่อ 5 ก.พ. 2025
- Ever wonder why money grows so much faster after ₹1 crore? It’s not magic-it’s just compounding doing its job. But here’s the tough part: getting to your first crore is the hardest. After that, your money starts working harder than you do.
In this video, I’ll show you a super simple 4-step plan to reach ₹1 crore faster. We’ll talk about why you need a safety net, how to invest smartly, keeping your spending in check, and staying out of debt.
Do show us your love in the comments below!
Here is your SIP calculator: docs.google.co...
1. Safety fund of 6 moths
2. Investing enough portion of your salary
3. Lifestyle inflation
4. Caution with debts
"The grass is always greener on the other side because it is fertilized with bullshit."💀 Funny but true!
I will remember this
I'm going shamelessly steal this
He further stated, "Introducing friction improves decision-making."
A 10-minute masterclass for basics of personal finance. Can be literally understood as we wait for our 10-minute groceries getting delivered.
Nice idea
And no ads
A single video compiling all the "BASICS". This video is like the single source to start your financial journey. Super Simple, Super effective.... Thanks Team Zero1, your content continues to enrich...
Thank you ❤So happy to know it's helping you kickstart your journey!
It just ended abruptly
@@vijayjain5311 True. Maybe they tried to fit it in the "10-minute" space😅
The real influencer India needs right now! Favourite finance channel on youtube!❤
Loved your narration, edit and storytelling!😊
"The grass is always greener on the other side because it is fertilized with bullshit." _ Sir Prateek
😂
BTW bull's shit is good manure, no wonder its greener on other side
The grass is always greener on the other side because it is fertilized with bullshit- Best line I have ever heard.
Omg.. Give a rise or bonus to video editing guys 😅... Quality and presentation is top notch.
The video ended so abruptly... Don't think they deserve a bonus right now.
Looks like they missed few more mins of the video.
Hitting 0ne crore is hardest. Once 30-40 lakh is visible in account, Greed for bigger car and bigger house, foreign trip starts to come in dream.
i have been saying this to my friends for a very long time. the hardest part is to resist the urge to spend this "big, but yet small" amount...
Dude that "untimely death" representation was too graphic 😂
That's true 😅
My comment is 💀☠️
Reality
What people are missing out on is the fact that you'll be old asf when you get your portfolio reaches 10 cr
And inflation will make sure that the 10Cr is only worth 1 Cr.
What people are also forgetting is that if they don’t do this they will not only be old but also poor as f
It doesnt work like that my buddy , I was born in middle class, never bought anything I liked from childhood and it's acceptable, now I don't want my kids to be like that , I want him to have best life so I'm investing thrice to change his quality of life thats it , I'm doing it for my future wife and kids
Grow old poor or grow old rich is a choice, old age without money isnt easy...agree that its about choices.Also inflation eats purchasing power when you reach 10cr....but choice is if you want eaten up 1 cr or 10cr
@@neferpitou3934 onky if your lifestyle cost inflation matches the return on assets…
My parents do own a credit card but we hardly use it and its kept safe for the time of medical emergency(even though we have a family insurance)
This has become my favorite finance channel. After scrolling through other channels and influencers, this is where I gain the most finance knowledge and also get good 'truth pinches' when a money fact is mentioned that I am not doing. Please keep making more videos! Love your content. 🙏
Thank you ❤
Bro just built Maslow hierarchy of financial needs, one of my favourite finance channels ever 🙏
6:34 greatest gem quote about grass being greener on other side because of that magic fertilizer 😂😂
As a high school student, I often find these videos really insightful in life. Though I don't have much of a finance to worry about, it still builds me a mindset of financial management. In the era of fake finance gurus rotting your brain against traditional mindset, zero1 network across all its ventures integrate the traditional mindset with the modern approach. Fantastic!!
0:30 video ends here
literally best you can assume is 10% if you are planning for your life
@AnkitSingh-wq2rk what are you trying to say bro 😂
Simple and straightforward explanation which makes it engaging and insightful. Just wish, someone explained like that earlier when I was on my 20s
❤
People make money off of these basic finances from others in the name of courses.
This has been a wake up call for me
bro that untimely death was brutal
😂
This is a really good video
"I WILL NOT ANTI COMPOUND" 🤣
" THE GRASS IS ALWAYS GREENER ON THE OTHERSIDE BECAUSE IT IS FERTILISED WITH BULLSHIT!"
Best personal finance channel.
It's a really good video. So simple and easy to understand the investment journey. Thank you!
3:57 compete, this is the time, now or never
Best Video Encompassing A LOT 🎉 Tqsm Zero1 Team
Sir i am in my early 20s, now only getting to know about the sip, compounding ... Where can i learn more about such topics which will improve my knowledge about money management
The idea of 6 month cash reserve/safety net to keep the lights running works well in a favorable job market. For situation we have seen through 09 recession and 19 covid, getting another job can take longer.
So it means if i land a job of lets say 30-50 LPA through my tier 1 engineering institution. I should try to save up more money and invest as much as i can in early years. Ofcourse practically it's far from ideal but i need to ask intelligent investors, is this a way to speed up compounding or there is any other way considering for the first 5 years i have very minimum expenditure.
Thank god Zerodha did not hide knowledge behind a paywall! Insightful
The irony is if check the FD rates in 90s was 12% now the stock market / mutual fund is giving you 12 CAGR So there is not much difference only way of investing is changed
Sad reality is that, middle class will remain middle class 😊😊
Guys do not forget about inflation it’s about 6% so the real growth is only 6% congratulations 🙌 😂😂
Thank you Prateek for this really informational video, top notch stuff.
Great strategies.
Here's a micro level strategy that's working well for me. This has made me realise how significant are small psychological tactics are.
I never had upi activated till recently. The pinch of wallet getting thinner by the transaction is not felt in upi.
Now that upi is inevitable, I've created a dedicated account just for upi. This does help in two ways.
1. My dedicated account is like a wallet now, with monthly top ups, helps me keep expenses in check. Upi not linked to main salary account is very helpful.
2. Incase of a scam or error, I'll only be exposing a small amount from that dedicated account.
And yes no EMI or loans at any cost. Even if it's zero cost emi
Content, Explanation n Editing ❤🔥🔥
The market was very kind. I started after Covid and reached first cr last month with my 50k salary. But but but during this correction of one month it is now around 10% down.
Ab fir se 1 cr dekhna padega. 😂
Roughly how much were you investing every month?
@WolfyMarcus more than 90% of my salary plus previous 3 years savings so roughly 7 years saving with 4 years compounding. I live with my parents in a small town so don't need much spending.
From salary of 6 LPA to 1Cr in 4-5 years is definitely not an easy task.
Great job!, I didn't feel distracted or felt the video is long enough at any point, I felt it's over so soon at the end.
I love what you did with the top of the pyramid. Absolute respects!
What are your thoughts on using a credit card like a debit card (ie. Paying in full each month) because of all the rewards?
Awesome class that too short and sweet.. but I do disagree on credit cards. Credit cards is using the bank’s money to buy stuff and not touching your account. It only becomes a problem if you don’t repay the bank in full at the designated time. If you do that, you get cash back, loyalty point etc., which you can then use and save more money. I’ve been on this strategy and so far it’s no issues.. 😀
I am to get placed in a year it's so tiring thinking about life like this. I have not worked yet I don't know how it will go, I am tired already. I hope I can do okay in life.
Don't think too much, it's gonna take the most energy put of you and leave you tired for tackling basic things, take a step back, make time for yourself, even if it is 1 hour and do whatever you want to in your free time to reset your brain, and if you're feeling isolated inside, go out and just take walks and breathe heavily it will calm you down in almost all situations, hope this helps, just keep on doing things that take you near your goal, be it money or education or anything else, ups and downs will come but the journey should be yours and only yours
Same bro , currently in 3rd year waiting to be placed
Spending in a spree feels good for only about 3 months unless you have a mental condition (OCD Spectrum).
If you have to,do spend initially.
But don't make that a habit.😊
I am a 2024 grad and trust me it just works out. 1-3 months you get excited and anxious after that it becomes the new normal and then you wish to switch to X company because more money and better wlb etc.
As a fresher I think one should invest about 10% of his money in something. It can be RD/FD/MF/Shares whatever you feel like to just get a habit for timely investments.
One should focus more on experiences and learnings before 30s and try to increase that salary exponentially first. Once you are there you can think more about personal finance.
I just keep it simple. 10% base salary small+mid cap mutual fund SIP baaki salary for living costs lifestyle etc. and jo baad me jo month end me bch jaata hai vo jaata hai stock market me which for me is like learning.
I don't need an emergency fund because the account that I got from dad already has some money that covers about 6 months of living cost i.e. around 2L.
As always, very insightful and I am starting at the bottom of the pyarmid.
Debatable on the debt part. Everything else seems great😊
why did the video ended abruptly ???
Very needed video just before salary date😂
Im gonna try this splitting money into other bank accounts thing this month
Please make some video for not loosing money in Future and option.
I started strong but life happened. Wedding, car, home etc
You should have an outro or exit/ending line. Just like MKBHD has Peace!
As the video ends in a sudden manner.❤
Is this an incomplete video ? Ended without conclusion .
Awsome🔥
U do not calculate bear market like nifty going from 26000 to 20000
26k to 20k never happened, probably never will
Every video serves as a reminder. Well done folks!
Superb summary. Superlike 👍
1:55 The expression in that picture is 😂
My dad thought me to buy things only if you can afford it. Or save up and buy later. Today, people have gone a bit overboard with easy access to loans, buying luxuries they cant afford and then struggling to keep up with EMIs.
Pyramid conecpt is really amazing❤
Please make a video on how to get a good medical insurance covering all safety parameters and with minimum premium
Do you mean we shouldn't use credit cards even if the bill is paid on time?
Good reminder video! Thanks 😅
Thank you Sachin sir
Superb editing ❤
amazing !!! loved the mindset shared
Video ends abruptly. Is there a part 2?
where is the Excel sheet
Hey, it's there in the video description
@@Zero1byZerodha I don't see the excel sheet link in the video description. Not sure i am looking at a wrong place. Can you pls share the link? Thanks.
@@Zero1byZerodha somehow it's not available in description, kindly update it :)
Now the link is available. Thank you.
thank you guys, really appreciate your efforts.
I would tell you guys one thing that numbers on calculators don't comply with real life scenarios..
Loved the video, but a few BTS clips would've been great :)
Amazing content! Please keep this going!!! Cheers
You in one of your vedio said, if you do SIPS abd make 1 crore after 30 years, that 1 crore will be equal to 17 lacs of today due to increase in inflation every year, yet you suggest sips?
No anti-compound
bhai itna salary kese kru 24 ki umar hogyi
aur jo 10 cr on 30-40 years overall ka projection dikhaya - tab toh apun 64 ka hojayga tab 10 cr ki value kya rhegi bhai
If inflation is 10% then it would be 22 lakh approx
If inflation is 8% then it would be 48 lakh
All this sounds good on Paper. Focus on increasing your active income and invest aggresively
Please try and share excel sheets on description :)
I just turned 23 and confused about where to invest stocks crypto mf and what insurances to choose and how to enjoy in life
Can you help me out
Tell me 3 funds for 10k sip? for long time horizon of 30 years, for my retirement
So nifty will be giving 12% CAGR till this planet exists
I applied the health insurance formula and got 16 crore as my required coverage amount. 😮
Must be something wrong in my calculations. Could you pls explain that part?
I will not do Anti-Compounding
Good advice for kids
hi bro , i will be joining the state electricity board as a sub Engineer next month , with the same amount of money in hand how should i invest.. i am from lower middle class i have also a plan to avoid marrage and use that to invest or buisness , how should i do...i am following only you on financial thongy..bcz i found u r more genuine ...for an year....❤
Except for house (that too with some limits) we should never buy depreciating assets with debt
'Anti Compounding'
I will never anti compound
I loved the last strategy 😂🤩
What is the value of the final amount after 20 years due to INFLATION?
I also have 4 accounts to save money (from myself 😂): salary account, upi (spending) account, savings account (just to put there for extras), and emergency account
I have a doubt. Has prateek written a book yet.? About his experiences of trading and getting better n better with time.?
Not yet, would it be worth the effort? Never thought about this to be honest :)
@ i think it would be worth a quite much
What to do after one reached 1cr without prior investing knowledge
How to make it 10 Cr quickly
How to turn 10 Cr into 100Cr
Lets say I've that 1Cr then what
12% return kaha milega?
This has been very very insightful
Why are you giving me such powerful excel sheet in this silly winter morning??
I am not joking yesterday I was talking to a 23 year old about the credit card.
He said he was earning ₹12L but his spending was ₹15L.
Credit card ==== Instant Gratification.
Envelope method is good, but we need to advocate it more. Make more videos on it. ❤
Knowledgeable content as always, I have incurred so many losses trading on my own....I'm new to trading, How can I make more profitable investments in the trading field without incurring much losses?
Bro how come you posted the comment as soon as video was uploaded. Atleast watch the video first😊
Looks like replay of Ankur's video. But its nice
Should i buy medical insurance, if my conpany has a hospital ?
That's a good question!! Yes you should
Atleast tell us where to invest
Outro is missing in video
2:09 It’s unfortunate that not all parents are this supportive.
amazing details, where is 1 crore to 10 crore part 😄
Great❤
Love this content