I used my increased credit limits to pay bills when I lost my income source for several months following a bad accident. My 700's suffered but I did not miss any payments on 2 car notes, a personal loan, and my 8 credit cards. Now, I am back to generating income with a payoff plan that will have me at 700's by April 2023, 720's by July 2023 and 760's by November 2023. I expect to get credit limits increases of $20,000 to $40,000 by the end of 2023.
That's what having a credit card with a high limit is for...glad to see you bounce back strong...make sure you share your story to the people who think it's impossible
@@Moneykingkevo My credit scores right now are 639/658/653. In 4 months they will rise to 722/738/724 and at the 6 month mark 757/758/749. My utilization at that point will be 25%! Right now it's at 93% with 4 cards at 100%, 3 cards at 95+% and $10,000 at 82%!! I will post my results in a at the end of July 2023 and September 2023. I will be setting up a TH-cam channel to share my no BS insights on credit cards which I learned from another.
Yea they even do the PLAN it now which I like with the AMEX card however they auto draft the payment. Those are 3 month 6 month and 1 year payments. That could come in handy if something you really need
Good tips brother. I personally like to spend no more than a hundred on a card in one given month then pay it off. I did this on all my cards for 6 months and still was able to get higher limits, even though my regular credit limit was high it got higher. Navy fed, Amex blue and capital one are pretty good with increases every 6 months.
Awesome video ❤️❤️❤️ I took your advice on not having a balance on a credit line. All my other cards were at $0 continually with the exception of my Discover. I paid the $194 off and Discover reported $0 balance to the credit bureaus. The next day I utilized Amex prequalify tool and qualified for 3 cards. Pulled the trigger and was approved for the Amex Delta Gold Card 😳 This channel is gold. Btw I love how you say water 😌 lol. Keep it up with the videos.
@@WaterYourSoil Thank you! I’m stoked due to receiving a special offer of 60,000 bonus miles after 2k spend within 3 months. This will be perfect for my upcoming trip 🤗
@@WaterYourSoil Yes and what seals the deal is $0 annual fee for the first year. Thereafter it’s $99. No issue for me due to product change options. This card will ensure I step out and travel again. My last flight was in 2019 for work lol.
Smart Brother he knows what he’s talking about
I appreciate that. Thanks for watching.
Eyy much respect for you my man… keeping it real all the way. 100
Thanks. I appreciate that.
Great video going back over your videos today thanks for the hard work you put in for us
Thanks for tuning in consistently, Betty.
It’s a catch 22. They can keep the increase I like my utilization low
That's a good strategy. Thanks for watching.
I used my increased credit limits to pay bills when I lost my income source for several months following a bad accident. My 700's suffered but I did not miss any payments on 2 car notes, a personal loan, and my 8 credit cards. Now, I am back to generating income with a payoff plan that will have me at 700's by April 2023, 720's by July 2023 and 760's by November 2023. I expect to get credit limits increases of $20,000 to $40,000 by the end of 2023.
Congrats with getting back on track. Thanks for watching.
That's what having a credit card with a high limit is for...glad to see you bounce back strong...make sure you share your story to the people who think it's impossible
@@Moneykingkevo My credit scores right now are 639/658/653. In 4 months they will rise to 722/738/724 and at the 6 month mark 757/758/749. My utilization at that point will be 25%! Right now it's at 93% with 4 cards at 100%, 3 cards at 95+% and $10,000 at 82%!! I will post my results in a at the end of July 2023 and September 2023. I will be setting up a TH-cam channel to share my no BS insights on credit cards which I learned from another.
Good tips! Well done!!!
Thanks for watching
Yea they even do the PLAN it now which I like with the AMEX card however they auto draft the payment. Those are 3 month 6 month and 1 year payments. That could come in handy if something you really need
True. Thanks for watching.
Good tips brother. I personally like to spend no more than a hundred on a card in one given month then pay it off. I did this on all my cards for 6 months and still was able to get higher limits, even though my regular credit limit was high it got higher. Navy fed, Amex blue and capital one are pretty good with increases every 6 months.
Nice. Thanks for watching.
@@WaterYourSoil You’re welcome.
my utilization is at about 2-3% but still not at 800 yet hopefully soon. trying to get more credit lines and availability.
Keep working towards it. It's a process. Thanks for watching.
Great info. Better football game. The Bills are foreal!!
Appreciate it. Yeah the game was good. Thanks for watching.
Great pts!
Thanks for watching.
Hey
Thanks for watching.
Got granted platlium rewards card + Just paid balance in Full today!! 🙃🙃😃
Congrats. Thanks for watching.
@@WaterYourSoil Welcome! 🙃🙃
i see that fitted on alot of people, what mark is that fitted?
Paper plane. Thanks for watching.
Awesome video ❤️❤️❤️ I took your advice on not having a balance on a credit line. All my other cards were at $0 continually with the exception of my Discover. I paid the $194 off and Discover reported $0 balance to the credit bureaus. The next day I utilized Amex prequalify tool and qualified for 3 cards. Pulled the trigger and was approved for the Amex Delta Gold Card 😳
This channel is gold. Btw I love how you say water 😌 lol. Keep it up with the videos.
I appreciate that. Congrats on your Delta Gold Card. I hope you get all of the perks from it.
@@WaterYourSoil Thank you! I’m stoked due to receiving a special offer of 60,000 bonus miles after 2k spend within 3 months. This will be perfect for my upcoming trip 🤗
@@burgundypearl nice. The 60k bonus is a great one. Those miles come in handy.
@@WaterYourSoil Yes and what seals the deal is $0 annual fee for the first year. Thereafter it’s $99. No issue for me due to product change options. This card will ensure I step out and travel again. My last flight was in 2019 for work lol.