Sept 2024 consolidation the binders

As I close off Quarter 3 of 2024 I'm taking stock of my sinking funds and debt, partly to move some money to the bank to earn interest and for safe keeping, but also because this is the first step in setting new goals for the last quarter of the year. This process of discovery is the same no matter where you are in your budgeting journey - you need to know where you start from before you decide where you can get to. Hope you enjoy, a planning and reset video is coming in a day or two
Your support matters - I hope you'll stick around and subscribe, like, make a comment; or share with others. It really helps to get this kaupapa out there on the 'tube (and it's totally free!).
Where'd I get that?
Vintage Dog scratch off ‪@EllieOnEarth‬
Trackers, all other scratch offs and savings challenges, clear Celebrations Budget Binder: www.buymeacoff...
FREEBIES, DOWNLOADS AND MEMBERSHIPS -
I deeply appreciate everyone who found it in their budget to support my small business, kia ora! All my stuffs and membership for loads of freebies can be accessed here:
www.buymeacoff...
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WHAT IS CASH STUFFING ANYWAY?
In a nutshell #cashstuffing is a form of #budgeting where you pay for everything in cash - no swiping, no consumer debt. It's a flexible system - you decide which parts of your budget you want to use cash.
I still pay my fixed expenses on automatic payment, it's cheaper and easier for me. I do take out and use cash each week for everything else. This has allowed me to challenge myself to have money left over at the end of every week that I can put towards saving. I have a small set of goals I'm working toward, that will give me a sense of peace and abundance. It's not easy on a low income, but it is so worth it!
I am not a professional registered to give financial advice - this is just a real and raw look at how I budget my money, I'm sharing it because talking about money, especially when you don't have a lot can be whakamā (embarrassing) even in families. Please seek your own advice to fit your situation.

[@natalie7049]

Woo-hoo that's awesome! I love condensing videos! So great to see how much you have managed to save and now get back into the bank for that interest :)

[@leelahperise4455]

👌🏾

[@debrasjourney]

Nice job on your savings! 🎉😊

[@TheJoyNinjaNZ]

Thanks hun!

[@b.onabudget8405]

Definitely worth it! Good work Nin ❤

[@TheJoyNinjaNZ]

Thanks B