Parents Forced Me To Sign $25000 Loan To Gift My Sister A Car, Now Years Later I Claimed Their House
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- เผยแพร่เมื่อ 5 ส.ค. 2024
- #AITA #AITAUpdate #Stories
Story :-
OP (28M) has a financially irresponsible sister named Ella (24F) and parents who enable her irresponsibility. Five years ago, OP’s parents forced him to co-sign a $25,000 loan with Ella to buy her a new car. They promised to pay their share of the loan back, but after multiple payments from OP alone, OP finally realizes that they are not planning to keep their word and decides to stop paying it back. That sparks an argument between him and his parents and sister, who seem to be taking OP for their cash cow, although they don’t outright admit it. Soon after, OP finds out that his parents had fallen behind on their mortgage payments and lost their house, which is for sale at an auction. OP attends the auction and miraculously bids the highest on the house, thus buying it, which makes his parents furious against him. That starts a series of family drama events for OP, his parents, and Ella. Ella and her parents keep digging their holes deeper and getting themselves into more debt, with Ella eventually resorting to fraud and getting arrested. Somehow, OP’s parents finally see reason after a long and tiring fight between OP and them, and all’s well that ends well…
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I think OP did the right decision in pressing charges and putting Ella behind bars. It seems like after Ella was put away, the parents finally understood that they created a monster and realized their wrongful doings. I do think what OP is doing right now is what's best for his well being, with Ella out of the picture, OP can finally help the parents get back up on their feet without being bothered with spoiling Ella.
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Why should he help them, they are their daughter's accomplices. Everything in this story happened because of them, they raised their daughter to be a user and fraudster, they treated OP like an ATM instead of a child, they encouraged their daughter to financially abuse him like them. They apologized only because they need his help again.
let them hit supper rock bottom.....
@@jameseet they found out that sometimes rock bottom actually has a basement
I dont even need to finish this story to know that they are only apologizing to OP because they need his money. The daughter disowned them, and they are about to live on the streets. Even a narcissist can squeeze out some tears if it means avoiding being homeless. Oh, and only his father actually mumbled, "I'm sorry." His mom just stood there like a loaf of bread. OP will learn. I know this is not the end for his suffering. As long as his parents are in his life, they will try to ruin him. Guaranteed.
A lot of the commenters are morons. This is either a fake story to get attention or OP is the most naïve person on the planet. I just can't believe any human being would endure all of that drama and then share it on Reddit for sympathy. The Russians have a saying, "Fool me once shame on you, fool me twice and I'll put in on Reddit for pieces of flair from perfect strangers."
That is almost like my stepmother. I would defend her ways til I realized that she only needed me to benefit her. Whenever I needed help nada. Then she would guilt trip me. I AM MUCH BETTER WITHOUT HER BEING IN MY LIFE. TOOK ME A LONG TIME TO DISTANCE MYSELF.
@@annkupke4263Good for you for taking care of yourself. That is a hard decision even when it's the right one.
But no matter what, it is still his parents. He won't be happy either if they lived on the street.
Story 1: NTA Reclaim the car, too. You paid for both, so you rightfully own both.
Edit: Fake apology. Do not fall for it.
And not surprised that the parasite demanded to not see their faces because she's mad that she's in jail, has to pay hefty fines and won't get what she wants anymore. So not surprised that she called them useless, it's THEIR fault for raising such a horrible person.
@@onepieceisking5493 is
Story 1-Head, meet brick wall. The parents and sister are a lost cause. Repeating efforts to help people who do not want to be helped is a fool's errand. Leave them to their inevitable Chapter 13(bankruptcy).
OP get a lawyer and cut them out of your life. I'm so sorry for you. I have family members like that. I feel for you
Me to.
If I were OP the moment they mentioned needing help I would've told them the magical four words. Good Luck With That
😂😂😂
OP has a very big and forgiving heart
The reason mediation didn't/couldn't work was that OP was reasonable/ a doormat. The mediator couldn't find a middle ground because OP's idea's were the best.
Doormats shouldn't have an opinion on how much Bantha Poodoo there is on someone's boots when getting trampled. I have zero sympathy for doormats, but I guess that's why Reddit has badges to help salve their feelings.
Unfortunately, when the sister gets out, she will get back in her parents' heads, and they will end up in the same situation
OP is a remarkable human being! The fact that he allowed his parents to live in "his" home is evident that finally, his parents had come to the realization of their need for listening to what had been previously suggested: therapy and financial counseling! Way to go, OP!
Love the energy, time and effort that goes into these. One of the main channels I’ll binge in a day 💯
Story 1, Crappy parents gaslighting their own son SAD !! And made the little sister the entitled heartless jerk she is !! Op.shouldnt help any of them all they did was treat him like 2nd best and manipulate him his whole life !! Why would the bank call Op.for his parents and his sisters Debt ?! You can't help someone that doesn't want to be Helped ! Mom decided to Burdened her sister with the Situation not Op. Why didn't all 3 of them go to jail for credit card fraud?
Doormats are meant to be stepped on and they shouldn't complain when someone's boot is full of Bantha Poodoo. I honestly hope his parents guilt him into giving his sister a place to live after she gets out so they can all hatch a plan to steal his identity and bankrupt him.
Nope! Not the Jerk on that one! I'm glad that you got the house.
I would do exactly what OP did. Cut off my sister and never support her and my parents financially. They have to learn to stand and support themselves financially and stopped backing their daughter’s selfishness and incompetence.
Very entitled! This Video need way more thumbs up 👍
Update 4. OP needs to go nuclear!
Go full NC with parents and sister. Get his credit locked. Plus pursue criminal charges thru bank/credit card company. Report everything to the police. Identity theft, fraud, forgery makes a good starting place.
Serious prison time is the only way the entitled sister may learn.
And pursue any civil legal remedies. Deformation or slander would be a good start here. Plus tolls for injury and suffering.
OP needs to be careful as parents may just be biding their time till his sister gets out of prison. When sister gets out OP shouldn't let her back into the house and should try to get parents out of his house before then.
So proud of the OP for learning how to be the responsible adult on his own and standing firm on his boundaries, stories like this give me some hope for humankind. Love how he temporarily kicked his parents out of his life but was compassionate enough once they finally took accountability and apologized and then he helped them yet at the same still held and taught them how to be responsible. That’s a real man right there. His sister still has a lot of maturing and rewiring to do..
I just watched my siblings and did opposite of them. That is why I don't have any kids. They had kids out of wedlock and the men all were deadbeat daddy's and one sibling sunk low, she got married to a guy had an affair with one of her other kids deadbeat daddy's and tried to say the kid was his. Different skin color she is white her husband is white but baby daddy is dark Mexican. Her husband divorced her but got a DNA ON KID SO HE DID NOT HAVE TO PAY CHILD SUPPORT
Yep he was the only adult
I agree with you. Some people may think he's being a doormat. Maybe he is, maybe he isn't. Although he's maintaining the boundaries he's set in place despite giving his family a second chance, so I don't really think he's a doormat at all. I know you're not obligated to forgive your parents if they abused you, nor do you owe them anything and you should definitely keep toxic people out of your life, but I'm also a believer of second chances and if someone was genuinely remorseful and are actually taking responsibility for their actions, genuinely apologize for their actions and are genuinely trying to be a better person, then they should be allowed a second chance, albeit with boundaries set in place.
I extremely doubt that the parasite will follow in the parents footsteps. She's fuming that she's in jail, has pay the money back and that she's no longer getting what she wants. More than likely she's going cut everyone off and leave.
NOT a dilemma……NO ONE would EVER force ME to sign ANYTHING!! Real simple ……NO!
OP should have sold the house and gone NC and moved to where they couldn't find him.
NAH, hope you threw them out.
OP should have taken out life insurance policies on each of his parents and his rotten sister that each are large enough to cover their debts and offenses by double. Then reject his parents to eventually die in the streets and hopefully the sister dies in prison. Then they can't cause him any further grief and karma will have balanced the scales.
S1: Seems like this is another case of NTA.
Any parent that would take advantage of a child to benefit their “golden child” is a proven life long air snatching tax burden, and are beyond a shadow of a doubt TA.
So OP’s parents were just moments away from taking over making loan payments.
Now that is a massive amount of horse manure.
They were not even making payments on their mortgage, so where was the money for the car payment going to come from?
Time to call the police and recover your car (providing you did not let them put someone else’s name on the title.
Give them a 30 day eviction notice, contact the utilities company, gas company and electric companies to have them cut off on the 30 day mark as well as schedule an appointment for a lock smith to change out all the locks. If you don’t have deadbolts, install them too.
Then go full NC
It is way past time for you to cut the dead weight loose.
OP for heaven sake tale them to court already and stop letting them walk all over you
Story 1. Tell the rest of the relatives so they don’t get involved with them.
Nope you bought home far and square. Your parents didn't manage their finances and lost house to the bank. Boo hoo your house now
"Don't you want to....." = The first steps of a 1,000 mile guilt trip
No matter what OP's parents had done before, when they came truly sorry and asked forgiveness. OP couldn't let them be homeless. They did work with him on trying to get jobs. After OP recommended them, was thankful when they did get the jobs too. Hope they have learned not to give into Ella now or when she gets out.
A legitimate bank or finance company would have repossessed Ella's car a long time ago.
Like that's the ONLY hole in this piece of fiction.
Bro, op (son/brother) is a naive saint. Good lord, who in the f would put in so much effort to reason with those kind of people? He needs a medal or a firm slap across the cheek(both probably). Knock some sense into him
I bought my brother his 1st car. I was 5 yrs older. I didn't and still don't think much about it but everyone in my in-law's family that hears about it thinks its a big deal. The only thing I regret is him using that Orange Camaro as a trade-in. I would love to have that car today.
Wow! That was a great ending to a horrible story. OP handled the whole situation very well.
I would have written them off and never gave them another chance.
Thank you for content makes my day at work to go bett
OP should tell them all to get lost and live his own life
NTA Reclaim whatever you need to get your money back, put a lein on there house and car.
Thanks again
They could title this "The Prodigal Parents".
Towards the end I thought OP had learned his lesson. But no, when they can no longer leech on their daughter because she went to prison, they returned to OP.
I am not sure Ella is the villain in this. It definitely feels like it is all on the parents.
The parents were not leeching on the sister. She was an unemployed loser that lived with them and put them in debt.
@@franciscopereira2341 "They always intended to pay off the loan, when Ella found a better job." So she had a job, just not a high paying one. But once she was put behind bars, they suddenly had nobody to leech from. Hence they had to return to OP.
@@dianabialaskahansen2972 not to mention only way Ella would have found information like his social security number is if parents gave it to her
If I was in your situation I wouldn't let them back in the house regardless if they were sorry, they should have said they were sorry way before all of this and your childhood
The dangers of codependency
Wow! Those parents idiots or ignorant. My parents taught us to never ever share our personal information to anyone, especially friends and family, for personal gain. Or else we'll never be able to buy a car or home when we grow up. I thank my parents for that life lesson.
A debt collector would never have called them in the United States as he is not a co-signer on the loan and that would be a violation of the FDCPA.
Unless this is in another country, I call this one fake.
I am eternally amazed at how long people in these AITAs allow people to walk all over them. Parents needed to be out on the street. The fraud matter was criminal. Period. Looks like OP needs therapy in order to cease being a doormat more generally and should seek therapy.
How dare Op look out for themselves and purchase the house. Kick their arses out and report where the car can be picked up
You are not the a whole your parents are and your sister Ella and good for you
Then it's simple sell the house and either take the car or have it removed you can repo it just hire it out .
Always glad when people acting badly try to do a 180 and get a second chance.
The real world sure humbled them.
Sometimes, people have to hit rock bottom before any bad habits can be forced to change.
I will forgiver her when she earns that forgiveness.
Oh even close to the AH story 1. That’s called Karma.
This is why you shouldn't loan money between friends or family, becomeing the family debtor or creditor almost always causes bad blood. There is a certain about of professional distance that is needed, and those family ties are going to be abused or pull eachother into a conspiracy of fraud.
The OP should consider selling their debt to professional collectors so he is no longer someone they can bully over it.
Edit; And they escalated into ID and credit fraud. 😤 🤦♂️
Their additional debt is NOT YOUR PROBLEM.The Credit Card FRAUD should be enough to finish them all.
Wow! OP is awesome! What a gracious open son. I really want to know what happens when Ella is out. Will the parents cave and revert?
It won't get any better until you really press charges against them
You need to cut the ties,boot them out and and tell your family the truth! Also sell the house if you don't need to live there.
OMG loving the end of this one almost made me cry. It’s nice when people see the error in there ways and try to change for the better.
Good. You were the only adult in the family.
Dude needs to walk away and let them deal with the consequences
Even after Ella comes out of prison, she can never live in your house> Ever!! You need to get that one sorted right now.
Thank you for sharing
♥️
Why is it that only people trying to take something of value from you without your consent are the ones who yip loudest about you being 'selfish'?
Unfortunately that won't be the end until OP's sister is released from Jail and then we will hear a FINAL update ... does OP's sister change her ways or stay as an entitled brat
LUV YOU !!!!! TOTALLY UPGRADE EVERYTHING IN HOME 🏡. GRANTS FROM GOVERNMENT !!!!! DOING PAINTING YOURSELF
When the parents came to say sorry, how come OP didn't send them to his aunt? Letting them back in is just a recipie for disaster.
op did the right thing, Ella and her parents is a royal pain that don't respect op.
So sorry...NOT your responsibility! Parents needed to sign the loan! Horrible parents! You need to repossess YOUR car!
We are sorry *door shutting on his face*
HOW EXACTLY did they FORCE YOU to Co sign a loan ? If they Guilt Tripped you into it YOU'REE a SAP ! As for getting their house that way...KUDOS they deserve no less.
OP should have let them repo the car. Idiot should have never told them he bought the house and acted like he was out of state
Hope, hope, hope.
That's called delusional.
I have a guiding principle regarding hope.
It has served me well.
Never let hope triumph over experience.
Wouldn't that car loan signing be considered going into a legal agreement under duress? Are there no protections for that kind of situation?
Like father like daughter
It sounds like the child is raising the family. I just wonder what job he has where he can cosign on a $25,000 loan at 23 years old, then buy a house at auction a few years later. I also thought if a person was in default and their home went up for auction, a family member or friend could not buy the house? Oh, well...
If I was Op I will never let those toxic parents use me as money but instead choosing favoritism towards Ella it's the parents fault who do not know how the finance money or raising their daughter to become a thief I swear if op parents let Ella in and forgiving her op would have kicked them out immediately
Sounds like op is a scapegoat and is grappling with escaping.
If the story is true...he def isnt their bio kid lol. Or they crazy
Yeh def a bs story...but super entertaining.
Lots of people have some revenge fantasies. Kinda worried about the future..not enough "good people." In the world
He went to far talking about the court proceedings. He did it as someone who does not know how a criminal trial works. He said he testified to things that would have never been allowed, that his sister sat by the parents, and that it was his lawyer. All things that show it was bs
if i was OP, after screwing them over, to just NC with ALL family, ESPECIALLY the parents!!!! theyll try & try to get back into OPs life, JUST to try & screw with it out of spite /:
play stupid games, win stupid prizes xD
Take Ella's car since she's not paying her share and is in jail. Put the money you get on payment for the loan to get rid of the payment.
Just wait til the sister gets out and comes knocking😂
Sounds like their idea of familyunity is them and Ella and all the op to them is a cash cow to exploit.
I just wander whenever Ella gets out is she going to look for them? Only for a handout.😂
I definitely agree that OP made the best decision for his peace of mind. His parents forced him into that position by guilt pressuring him in making a loan for a new car for his sister. They further tried to inflict more guilt upon him after he purchased his childhood home. They only saw him as their personal ATM!
Give them walking papers
The parents r really lucky they themselves did not end up in jail too
1st story need to file fraud charges against your family. Your sister Ella's does belong in jail.
I can only imagine all the work that goes into animating each video. You're doing a great job. Keep up the good work.
good for him...😂
You need to check on dad losing his job. I bet he quit or did something that he knew would cost him his job. Probably embezzled $ or stole stuff to sell. Get a safe. A gun safe for rifles & shotguns would be perfect. Lots of room & come in different sizes. Keep everything valuable locked up. You only have mom/dad's word that she talked to them like that. You know they're going to steal from you right? You should also put cameras up at least in common areas so you know what they're up to behind your back & Don't tell them about it. Good luck
He did the right thing
I would never co-sign somebody else car loan! All BS!
I just love it when shit like this happens to non confrontational people like this doormat that op is they did you wrong and you still think they are going to change you're stupid.
I don't think OP was not in the wrong at all.
Where's the 3rd last update???
Cut your losses and divorce your parents.
Look out for the knife in the back
Makes one wonder about the validity of this story when OP was going to stop payments on the original loan. This would affect his credit and would severely impact his ability to obtain a loan in order to bid on his parent’s foreclosed home.
Repossess the car and resell it hello
I doubt there was even a car.