So glad you touched on your education. I feel like nowadays so many influencers and prominent figures (especially on TH-cam) are pushing this ‘high school dropout’ image that seems dangerous for younger people to follow. Keep up the great work ❤️
It's so important. It's not everyone that can be famous after dropout school, I had friends that decided don't go to college and they have less options of job and they missed the experience.
FCN_ Art, my husband didn’t go to college and I have two B.A.’s and an M.A., he creates opportunity through sheer force of will. He’s super smart but not obedient enough for a typical degree. I think it depends a lot on the individual what type of education is a good idea and if you are going to opt out you need to be willing and able to reinvent yourself, to huddle, and to have some serious networking and social skills. I think the big thing is to always move forward and not get stuck at entry level.
I think education is necessary for certain fields but a lot of the time it is a scam, my husband was a history major wanting to be a professor but when he found out how difficult it can be to find a job in that field along with how little pay you receive for 6 years worth of school/debt he decided to drop out. He now does management work for construction companies and makes at least double what he would have made if he'd stayed in school.
@FCN_ Art probably in your country. In my country, Portugal, everyone needs to have college. If you have only high school or less you curriculum is weak. There is many people here that have less than 9th grade because the school system was different before the 90's, they don't find job because you can see that at time the focus was get out of school and get a job, so today they don't speak and wrote well. Also it was really expensive study after the 6the grade at that time, so everyone now needs to have one college coarse. There is place where we can try find job and they offer the option to that people come back to school and learn more but they don't want, they fell the school system changed too much.
I wonder if this is just a Uk thing? Because it’s definitely not in the US I can’t even tell you how many people I know that don’t have jobs in there degree. Here everyone hires on experience. The earlier you get in for the experience is who gets the job. Come to think of it I probably know more well off people my age who dropped out of highschool to get internships and now get payed major money then I do people who work in the degree they paid 50k for
@@carter7808 it depends on what you get your degree in. A degree in any of the STEM fields, business and marketing, the medical sciences, a trades degree, or a double major in teaching and a subject like science, English, languages, etc. will be more likely to get you a steady job than say, a degree in gender studies or philosophy.
@@carter7808 I think it's because in the UK it's free. You don't pay back until you financially ready to. If I was American I wouldn't go to uni because of the crippling debt. But I agree with Soph, education is vital
I absolutely love that you highlight the value of education. I graduated with an Associate Degree at the age of 54. It was hard managing work, family & school. But I did it. I’m a first generation college graduate and very proud the day I received my degree as Phi Theta Kappa in Legal Studies-Paralegal. Thank you for adding education as part of your best purchases. Love you 😍
I totally agree on the debt being a taboo thing. I'm also in debt because I was confused and didn't fully pay my health and social insurance for a long time. I don't mind telling my friends about it but when I speak about it with my family, they keep judging me instead of being supportive.
Everyone has something, we are just the ones that admit it! I starting building a house in 2007 right before the crash (my builder went bankrupt) . I lost just about everything. My brother didn't say a word until a year later when he admitted returning 5 rentals under "cash for keys" program his bank offered. Like many of us, you will overcome!! Cheers!
SvobodovaEva, just keep going. We had a huge disaster with an insurance company about five years ago. The interim has been hard but as of this week actually we are finally debt free (no more student loans, car payments, or credit cards). I never would have believed we’d make it out the other side. Make a plan and know cutting back isn’t forever. The reality is I’ll never be able to afford the things Sophie can, and the truth is that’s ok, because I’m not exactly where I want to be. You’ve got this!
I died when she got out the egg pan :)) Also, I'm really glad that she mentioned about education, I have graduated in my country (Romania) as a marketing specialist, and now, after just 1 year of working in London I have been promoted as a manager...studies are really important! xx
I just graduated from high school and nowhere near being able to afford luxury with my summer job. I just love how there's a natural genuineness to you! I enjoy all your videos, whether it's about luxury or finances. Thank you for taking time to make amazing content.
Pls do a LONG detailed vid all abour uni! How u got in, how to do well, how to secure a job, ur expeience and post uni. I been watching you for the past 3 years I absosultlty love your vids! ❤❤
I believe in Uni and College for many jobs like the medical field. But, I also believe we should reinstate apprenticeships because many people waste their time and money with Uni.
Uni is good if you go for something like STEM, business, education, or the medical fields. You could then get a minor in something like English, or Gender studies; or get a double major in teaching and English to be a teacher. It's just not good to go into 70K of student debt for a degree that will not get you a good paying job unless you double major in something that will get you a good job. I lucked out because my 70k of student debt is going toward a STEM degree in a viable field and a Spanish degree as well, but I have a friend who did only English with a film emphasis, got into student debt, and he is pushing carts for $10.00 an hour. It's awful.
University is affordable for me because I have a low income and I had a 4.0 GPA in high school. My scholarship covers $18K and grants cover almost all the rest. The school and government is paying me more to go to school than I am paying to go to school.
Loved the video, especially the part when you speak about the benefits of having an education and that it is never too late to get it. I got my first master degree 15 years after graduating from the University and my second master when I was 50. I love to learn about new things! Big hug Sophie, you are so beautiful and smart!
I LOVE that you added education as a best purchase. I cannot be more grateful to have been given the opportunity to study at tertiary level - I swear it teaches you to think logically and analytically. So fab! x
N Desai still don’t see a use in mine. Too many unnecessary classes and paying international fees made me bleed. I could have learned those concepts in 2 years.
I'm a lawyer, I can't afford a Porsche. I Bought a used 2010 Range Rover.,for 7.000,and my husband Cadillac is already pay for,so we're car debt free,thank God. I stop buying expensive stuff years ago. Thinking about open a Trifht store.and sell everything,.
I wonder about that too. How is that even possible. I work in huge international tobacco company and we are paid really great but I don't see my colleges, even the ones in high positions being able to afford a Porsche. And we talk about that kind of staff so I know they cant, I'm not just guessing.
@@maldahar sometimes you have the money to afford it.. But u don't want to make the Step. Here in Germany it's a social status it means you have done great. It brings you jealousy😂😂😂
University should be closed, only 1 from 3 students get nice payed job after, i waste time studing when my friends work like a croupiers in uk and see all world and get salary
I see regrets as lessons to be chewed and swallowed(learned). It is my first time seeing you wear your Chanel necklace and it looks fabulous on you without being too much.
My daughter is a scientist, and graduated with her PhD from a top school (everyone knows the name)...best thing ever. She can never lose it. And she is living her best life for sure! But she also loves her job. Worth the work.
After watching my son go through graduate school and getting an 18% raise after he finished I want to thank you for mentioning how important education is
Excellent watch choice. So many people who are into luxury fashion choose a watch from a designer clothing brand that is a cheaply made mechanism with a license to use the brand’s name. You have a watch from a watchmaking company with a rich heritage and dedication to quality time keeping. That will earn you respect in the business world and from other people who understand horology.
I bought a house two years ago, half an hour out of my northern city. People asked me why. It was really simple. I wanted a house with a mortgage that I could pay off with ease. I didn't want to stay up at night with a huge 3 bed house in a fancy area, worrying about losing a job, going off sick etc. My location was a sacrifice but a huge gain in terms of finance. My brother is 4 years older than me and isn't close to buying his home because its in a super expensive area. He's in debt with credit cards and he's going on fancy holidays. People look at me and wonder how I've done it. I've just been smarter and bought things within my means.
Sunny Ray yes! I used to work for a credit card company and so many people ruined their credit scores going on repayment plans because they were simply living a lifestyle they couldn’t afford. I’d go through their income and outgoings with them and they’d be shocked at how much they spent each month (some were spending thousands over their income!). working there made me so aware of what I was earning vs spending each month.
When I graduated from college, I got my first job and have used my income to get my next degree up and now am almost done with my master's. I think school has been my best purchase. I love you vlogs where speak about the importance of education and debt. Thank you for talking about those things.
I love my neverfulls...I actually have two lol. One of my biggest regrets is my education. With that being said, I often get paid higher than others simply because I have a degree BUT I wish I would have gotten a degree in a different field.
If you don't mind sharing, what would you have studied if you go back and change? Also, what degree do you have? Thank you, I have struggled to figure out what I want to do for too long now, after starting a degree and almost finishing until the reality of actually working in that industry made me feel so heavy with depression that I opted to not finish so that I would never allow myself to fall back into that industry just because I could. Without the degree its not an option for me and Im grateful for that. But now im afraid of starting something else I won't finish....
I LOVE what you said about education and it never being to late to start again. You are brilliant at the motivational stuff. My fave video of yours is how you went from cleaner to director. That was so inspiring x
I'm a recent subscriber and have to say how impressed I am by your content. Like so many of your subscribers, I so appreciate how honest, real, and down to earth you are! Keep up the great work!
Audacious. It means daring, impudent. I learned a new word! :) Thank you Sophie for using interesting words when you are talking and for being so eloquent when explaining things. I agree with you, that car salesman should have not let the two of you get those cars...he was the real grown-up adult and he should have declined your request and explained it better. As a uni student you are really closer to being a teenager than an adult. I am really proud of you that you got out of debt and thriving! Thank you for sharing your journey.
@@Shasha-jo5iv If you think that was rude, you need to wake up from your barbie dream life, because it seems like you have no idea what actual rudeness is.
This video was right on time for me. I've gotten myself into a bit of credit card debt recently so I'm "tightening the belt", as they say, and hearing your story of triumph over debt is so encouraging. Also, I'm considering going back to school in my 50's (I just turned 53 a few days ago) and finishing my degree so hearing you say "it's never too late" was, again, very encouraging. Thank you so much! You are, by far, my favorite TH-camr. You're so genuine and a real class act.
I'm German so literally nobody pronounces it like that so it's even more interesting why other people do. In the end it is a German brand but doesn't mean that everyone has to pronounce it like we do.
@@DieAlteistwiederda Same goes for italian brands. very few are pronounced correctly, but as long as people all over the world appreciate them, it's all fine by me.
I appreciate that you remember to clarify things that you discuss to clarify for those of us in different countries. I haven't purchased many luxury items. But as I move up in my career and want to look more professional I want to avoid pitfalls and spend my money well. I have been enjoying your channel.
Fortunaly I ended college last month without any debt but my family has a lot of debt. We almost lost our house becausw of two credit cards, so I learn a lesson just seeing them having shame, I only buy things I can pay with my money, because I don't drive, I don't have my own house and I only have my education. So I want to have good things but at the right situation and with my money and without shame.
People look at me weird for bring up my education all the time!But for me that is the most expensive thing I own.I could’ve bought so many luxury bags,shoes,clothes during those 5 years but instead I payed for uni and bills(since I studied abroad).Also is not a matter of bragging,but of sharing a hard experience with a positive outcome,smth that in 2021 we hear less and less about🤷🏻♀️
OH MY GOD - thank you for telling people to get a degree! It opens doors that you otherwise wouldn't have and the perspective you gain whilst your being educated, as well as afterwards, no one can replace that. Kudos to you! Thanks for your great videos.
SOPHIE! I have the fix for your GM neverfull. I have that bag but I don’t wear it like that. I push each side in and tighten the side straps like it’s designed to do. Then! I bought another LV lock and brought both side straps to the front of the bag and locked them together. I can’t tell you how many compliments I get on it. It makes it looks like a whole new bag and solves the problem of it falling open and it makes it appear much smaller or a bag in general.
Honestly, your voice is so relaxing and your advices are so inspiring, that even when I try to avoid keeping up w lux items, so I don't feel tempted, I still watch your videos!
I agree of having a degree. I went to nursing school while raising 3 kids. It was difficult and brutal. I have no social life and i was deprived with sleep, but in the end it was all worth. After earning a degree I have a greater Self Satisfaction, and I believe that my job as a nurse is meaningful. On my graduation I got a Porsche Cayenne as a gift from my husband but, nothing can compare the feeling of sense of satisfaction from earning a degree that I work so hard for. Kudos to Sophie for emphasizing about the importance of education.
Education for me was/is a total disaster. For most, it works, and it works well, but I'm $95,000 US in debt and I still can't find a job in my field of study. I went back to Uni in my 30's and at this point, I will never pay this debt off.
I’m about to turn 25 and want to go back to school, but keep getting sucked into thinking “you are too old for uni! You’re no longer 18!”, so the fact that you touched on how many doors college has opened and that we’re never too old to go back meant a lot to me. 💕
"I wanted something that I could feel good in..." very relatable and understandable 🤣 but I love the LV never full bcos it has saved me during my Uni days carrying all my stuff everywhere and I still have it 😁
I love this video. So real and honest about discussing debt and how making big purchases at a young age can lead you into debt (if you don’t have a job). I’m currently in my 30s going back to school for my MBA and super excited. You are never to old to learn new tricks ☺️
Yes education was my best investment too started at 17 yo and spent a total of 22 years getting my degrees. Finished my doctorate at 60 with no debt. Worked full time the entire time night shift. Received my Rolex when I finished grad school at Georgetown Univ. have worn it Everday since 1983. . However I have now traveled the world, have a horse farm and finally got my dream car four years ago. So appreciate you encouraging others. While a degree is not the only way to success it adds many layers to our knowledge and understanding of the world. Thank you for the pleasurable vid. After a long day with very sick patients this is my treat.
Hi Sophie. I have watched this a few times and am still in awe of your honesty.. You are so well spoken and down to earth and a real pleasure to listen too! Thank you. 💐🌼
I was so happy for how happy Sophie is while telling us the story of things she could conquer hahaha I'll rewatch it everytime I think things are far from what I can reach.
I remember when I bought my Mercedes, it was black and beige inside, beautiful, I felt so guilty for a while, like I didn't deserve it. After 2 weeks I knew that car was made for me. A great feeling.
So inspiring about college! I have my Master’s degree, and I’m encouraging my boys. One is getting his degree in welding, not a certificate because he feels the degree will earn more. The other is just deciding where to go for school for art and business. Love your videos!
I’ve just bought a degree with OU - starting in October, I thought I started to regret it because I work full time, my job is demanding, I’ve got 3 kids... I needed to hear this!!
Great vlog Sophie. I agree that education is the key that unlocks the world and great things for people. Take good care. Sending much love from Deepest, Darkest Devon. xxxx
Dear Sophie, I have to thank you for this video! It was the kick in the butt I needed to go back to school, I’m 28 and felt like I was super late going back and made a million excuses, but this video really gave me the confidence I needed. Thaaaaank you : ]
I am 37 and going into my last year of uni. Will be doing a Master after this, and it’s the best thing I have done for myself and the next 30 years I will have to work!
Haha, I absolutely love you! You can talk about Porsche and Chanel and then just throw in an egg cooker at the end like it's no big deal. 😂😂😂 I'm turning 30 this year, and I'm going back to school in September. Although it's only for a year and a half, I still feel like it will make a big change for me. Or so I hope. 🤞
I love this video for so many reasons! Education is so important. My mom is very well off and is generous enough to give me a very comfortable life and sometimes help me with luxury purchases, but she always says the greatest gift she'll give me is my education. I'm in my second year of medical school and I hate it some days especially when I see people my age having fun and not studying on weekends...but I know it'll be worth it. I want a Porsche Cayenne one day! Also have a Tag watch right now and love it. Awesome video :)
The bit at the end about education really resonated with me! I'm 23 and I've always had crappy hospitality or retail jobs paying minimum wage. In June I finished my Bachelor of Science and started applying for jobs straight away. Last week I found out that I got an amazing job, paying triple what I've ever been paid before! It feels so amazing to be finished with school and I almost can't believe how quickly its changed my job prospects. I'm starting my career now yeah baby!
Another great video, Sophie! I'm a struggling, 50yr old single Mom and I get alot of great info, laughs as well as even some envy too! I recommended you to my 16yr old niece today....there's always something for everyone. Keep up the awesome videos! 😊👍🏻
You had me at egg poacher. Hook, line and sinker I am in. It's a fact...I simply adore you! : ) ps. Yes I agree, a fat filled meal is going to satiate you far longer. I often forget to eat again.
I love everything about you, your baby face, voice, personality and how down to earth you are. Enjoying every video your uploading. And bdw love your name and it’s my daughter name💕💕💕
Game changer is really impressive:) It's so cute of you to stay true to yourself! I adore you and your attitude to life. Thank you, Sophie! You are awesome!
I bought the egg poaching pan after watching this and you are so right. It’s fantastic and it’s changed my life. I love my poached eggs but got thoroughly sick of wasting so many eggs that went all manky in water. Now they are perfect every single time. It’s really helpful that you do reviews on lots of lifestyle things as well as luxury.
I liked you before but when you said one of the smartest things you've spent money on is your education, I was just blown way. You are a genuinely lovely person. You are considerate. Very beautiful. Someone I genuinely am inspired by.
I love my NF MM though. I am glad i can own it. The way yours looks "ugly" maybe because you bought wrong size. That GM is too big for your body, Sophie. Plus, you don't even put bag organizer in it. So that everything is messy inside that. Lastly, you great to state that "education is the most important thing in life" . Could not agree more for it. Awesome, Sophie!
Retired uni administrator here and also I ran a state agency of the Guaranteed Student Loan program in the USA many years ago where I was asst director of the agency (we also gave millions annually of state taxpayer money to needy student each year for tuition, payment was sent directly to the institutions)..We testified before the US Congress when it was reauthorizing the Higher Education Act that increasing the maximum guaranteed student loan would only lead to rampant tuition inflation nationally. This was in the late 70s!! I was a fresh PhD . They ignored us and raised the ceiling and lo and behold tuition rose at a rate well above the rate of inflation and continued to so do so right up to today. What students and the public don't realize is that higher education is a business first and foremost. Professors usually teach for the passion they have for the subject matter, at least at the start of their careers and many maintain that passion throughout. Presidents or chancellors or whoever is at the top of a uni or college has THEIR career first and foremost in their minds. If they increase enrollment (ie sell more "product") or expand the physical footprint through donations , whatever source of capital they themselves benefit. In the USA if they raise the mission from a 2 yr college to 4yr or a 4yr college to regional uni, or a regional uni to a research uni (we call this mission creep and is it is HUGELY costly to taxpayers, students everyone who pays)...well ,that president raiss the salary and prestige of their NEXT job.That is how they grow their OWN careers and salaries and prestige. Dept chars want more equipment, or nicer classrooms, larger office, or a larger travel budget...on and on and on it goes, frittering away money that has ZERO to do with educating students.The taxpayers pay through various subsidies they are totally unaware of, the students pay through debt. It is unconscionable that this is the state of affairs, but there is the truth higher education.It is big business. On a personal level for the student some professors add immeasurably to what one does in life, others, not so much. Same with subjects , same with degree programs...some are highly useful, others are totally worthless. It used to be early in my early career that most degrees doubled a persons lifetime earnings, the research showed. Not so today. My best advice is for a student to have some idea WHAT field they are interested in. FInd out if a degree is helpful at ALL or not, eg most entrepreneurs are successful with or without degrees...most are degrees for them are unnecessary, unless it is a highly technical field.,..even then people like Bill Gates and many others have shown that degrees were not necessary for even technical success...for entrepreneurs. If you want to be a physician or lawyer (USA)/barrister well then, you must have the degrees to be licensed to practice, period. No way around that. Today in the USA many trades people like plumbers, electricians etc make more money than graduates with a 4 yr general degree. At least now you know what you were really paying for...sorry, I did MY best to talk reason into my colleagues, but where there is money to be made, well it is hard to be one of few protesting instead of just raking in for oneself whatever one can. The profit motive reigns supreme in most people's hearts.
Smart to get a good watch before the designer bag! I got my Omega before my Gucci Marmont bag. And my PhD before my Omega! I recently bought a Chanel Gabrielle bag! Prefer the modern lines! I also love kitchen gadgets and porridge & eggs! U go girl! Doing everything right!
My friend I have to thank you for being such a saint when I feel down I go back and see all the videos many times over you make me feel important. Your a genius to remember all your sinuses and deeply of each and everyone of us. I pray every day for your health and well-being as you care so much about us thank you so much my love 😍
Unexpected but loved the poaching pan! I think that the main reason why porridge never kept you full is, if I am not mistaken, you’ve always used either quick cooking or instant oats. If you still like porridge, try getting jumbo oats and cook them on the stove for a while. Add some banana, flaxseed and milk inside (besides the toppings) to keep you full longer. I hate instant oats because not only they don’t taste anywhere near as good, they don’t keep you full even for an hour. I know a lot of people don’t really like to spend a lot of time cooking, but trust me, it makes a huge difference!
So strong of you to talk about all this. Wanna make a comment :) Honestly, it's really simple. Really simple. If you know how the financial market is built. The banks normally offer you two kind of cards: CREDIT and DEBIT card. They hope you gonna pick the Credit Card - and there's a good and simple reason for that. With Credit Cards you can buy "whatever you want" today, and go into debt. You cannot do that with Debit Cards. With a Debit Card you may have to save money for months or longer than that to afford the thing you wanna buy. So it's about this: can you REALLY wait to buy the things you wanna have? So it's a society problem! Fewer and fewer people knows that you have to save money to afford something. The banks and credit card companies has really made MOST people change their behaviour when spending money. My STRONG advice is this: always start with a DEBIT card. It may sound so boring, but that is the GOOD card for you. Credit card is the BAD card. I know you get "cash back" with a credit card, but WHY do you get that? It's only a trick from the banks to make you wanna stay in this trap. Cuz that's what it is. A credit card is a trap! Some people are smart enough to avoid going into debt with a credit card, but too many are not that smart. You need soooo much discipline when owning and using a credit card. So yeah - it's easy. Go for a Debit Card.
cjeelde some people are smart and know how to use credit to their advantage. Because of my credit card I was able to buy a brand new car at 21. I’ve never missed a payment and my credit is important to me. It’s people who don’t control themselves that are an issue but as a safety net a credit card is a good thing to have in case of emergency.
I always hear TH-camRS (of all people) say that their degree was a waste of money. Like NO SHIT! You work on TH-cam! It really influences their younger viewers so it’s refreshing to hear you talk about education
I mean, platform heels in general were definitely inspired by Pleasers (the actual brand of "stripper shoes"), so you aren't wrong when you say they look like them, haha.
I love that Sophie said about education. I got my undergrad and I have gone back to the OU for my masters because you can never take those qualifications away from me
I don't own any luxury items but I admire you as a fashion and lifestyle content creator for putting MORE value on education, specifically having a degree, something that some "level-up femininity" gurus never did.
I had a nice laugh in the best of ways when you introduced the egg poacher pan and the ice cream maker as some of your best purchases. From the Chanel Flap Bag straight to cookware, love you Soph -
Thank you for saying that it's never too late to educate myself. I "knew" it, but I needed to hear it from someone else to push myself a bit harder and stop regretting why I didn't get it done in my 20's :)
I'm glad your education was on the best purchase list. and from cars, to purses, to kitchen stuff XD BUT, food keeps us alive and able to enjoy the other stuff we own, so... I'm really happy with my juicer, and i should be using it more. Also, i'm happy with my skills and my first sewing machine /beginner one and cheap, but gotta start somewhere, lol. Thanks for the video!
So glad you touched on your education. I feel like nowadays so many influencers and prominent figures (especially on TH-cam) are pushing this ‘high school dropout’ image that seems dangerous for younger people to follow. Keep up the great work ❤️
It's so important. It's not everyone that can be famous after dropout school, I had friends that decided don't go to college and they have less options of job and they missed the experience.
Travel In Pages Agreed
FCN_ Art, my husband didn’t go to college and I have two B.A.’s and an M.A., he creates opportunity through sheer force of will. He’s super smart but not obedient enough for a typical degree. I think it depends a lot on the individual what type of education is a good idea and if you are going to opt out you need to be willing and able to reinvent yourself, to huddle, and to have some serious networking and social skills. I think the big thing is to always move forward and not get stuck at entry level.
I think education is necessary for certain fields but a lot of the time it is a scam, my husband was a history major wanting to be a professor but when he found out how difficult it can be to find a job in that field along with how little pay you receive for 6 years worth of school/debt he decided to drop out. He now does management work for construction companies and makes at least double what he would have made if he'd stayed in school.
@FCN_ Art probably in your country. In my country, Portugal, everyone needs to have college. If you have only high school or less you curriculum is weak. There is many people here that have less than 9th grade because the school system was different before the 90's, they don't find job because you can see that at time the focus was get out of school and get a job, so today they don't speak and wrote well. Also it was really expensive study after the 6the grade at that time, so everyone now needs to have one college coarse.
There is place where we can try find job and they offer the option to that people come back to school and learn more but they don't want, they fell the school system changed too much.
The smartest thing I’ve heard a TH-camr said: “Education is one of the most important things” kudos for that Sophie 🙌🏽
I wonder if this is just a Uk thing? Because it’s definitely not in the US I can’t even tell you how many people I know that don’t have jobs in there degree. Here everyone hires on experience. The earlier you get in for the experience is who gets the job. Come to think of it I probably know more well off people my age who dropped out of highschool to get internships and now get payed major money then I do people who work in the degree they paid 50k for
@@carter7808 it depends on what you get your degree in. A degree in any of the STEM fields, business and marketing, the medical sciences, a trades degree, or a double major in teaching and a subject like science, English, languages, etc. will be more likely to get you a steady job than say, a degree in gender studies or philosophy.
@@carter7808 I think it's because in the UK it's free. You don't pay back until you financially ready to. If I was American I wouldn't go to uni because of the crippling debt. But I agree with Soph, education is vital
Mae Runway crazy interesting it’s free in the UK. You could definitely see how that would change things.
@@carter7808 but what kind of jobs are they doing?
I absolutely love that you highlight the value of education. I graduated with an Associate Degree at the age of 54. It was hard managing work, family & school. But I did it. I’m a first generation college graduate and very proud the day I received my degree as Phi Theta Kappa in Legal Studies-Paralegal. Thank you for adding education as part of your best purchases. Love you 😍
I'm proud of you
Me, too! Nice to see a fellow Phi Theta Kappa! I kept going and just graduated with my master’s degree 📜 👩🏽🎓
Awwww 🥰
Well Done!!!! It’s never to late! 🥰🥰
I totally agree on the debt being a taboo thing. I'm also in debt because I was confused and didn't fully pay my health and social insurance for a long time. I don't mind telling my friends about it but when I speak about it with my family, they keep judging me instead of being supportive.
So true Eva, I think not being able to talk about it can make it worse in every possible way xx😘😘
Everyone has something, we are just the ones that admit it! I starting building a house in 2007 right before the crash (my builder went bankrupt) . I lost just about everything. My brother didn't say a word until a year later when he admitted returning 5 rentals under "cash for keys" program his bank offered. Like many of us, you will overcome!! Cheers!
SvobodovaEva, just keep going. We had a huge disaster with an insurance company about five years ago. The interim has been hard but as of this week actually we are finally debt free (no more student loans, car payments, or credit cards). I never would have believed we’d make it out the other side. Make a plan and know cutting back isn’t forever. The reality is I’ll never be able to afford the things Sophie can, and the truth is that’s ok, because I’m not exactly where I want to be. You’ve got this!
it might be taboo, but tons of people have it
@@KimberFarms Yes, I think in general people don't want to speak about negative things in their lives to not look like their life is a failure.
I died when she got out the egg pan :)) Also, I'm really glad that she mentioned about education, I have graduated in my country (Romania) as a marketing specialist, and now, after just 1 year of working in London I have been promoted as a manager...studies are really important! xx
Omg congrats!!! O româncă frumoasa și deșteaptă! Felicitări! ❤️
@@letitiamalus9418 multumesc:)
I just graduated from high school and nowhere near being able to afford luxury with my summer job. I just love how there's a natural genuineness to you! I enjoy all your videos, whether it's about luxury or finances. Thank you for taking time to make amazing content.
agreed
Victoria Vann save some money and in the future You will be able to buy things that you like even it’s pricey! Enjoy life we only live once!
Pls do a LONG detailed vid all abour uni! How u got in, how to do well, how to secure a job, ur expeience and post uni. I been watching you for the past 3 years I absosultlty love your vids! ❤❤
I believe in Uni and College for many jobs like the medical field. But, I also believe we should reinstate apprenticeships because many people waste their time and money with Uni.
Uni is good if you go for something like STEM, business, education, or the medical fields. You could then get a minor in something like English, or Gender studies; or get a double major in teaching and English to be a teacher. It's just not good to go into 70K of student debt for a degree that will not get you a good paying job unless you double major in something that will get you a good job. I lucked out because my 70k of student debt is going toward a STEM degree in a viable field and a Spanish degree as well, but I have a friend who did only English with a film emphasis, got into student debt, and he is pushing carts for $10.00 an hour. It's awful.
University is affordable for me because I have a low income and I had a 4.0 GPA in high school. My scholarship covers $18K and grants cover almost all the rest. The school and government is paying me more to go to school than I am paying to go to school.
Yes!
Wasting name and money is also a liked lesson. Better wake up early then later
Oh my gosh I thoroughly enjoyed this😂 From Porsche’s to egg poachers ... this was the best!! I’m inspired...I want to film this too!! Great job!❤️❤️❤️
Loved the video, especially the part when you speak about the benefits of having an education and that it is never too late to get it. I got my first master degree 15 years after graduating from the University and my second master when I was 50. I love to learn about new things! Big hug Sophie, you are so beautiful and smart!
My brother used to work for Jaguar - Land Rover, he 's always said a brand new car is the worst investment, the value will only decrease
I LOVE that you added education as a best purchase. I cannot be more grateful to have been given the opportunity to study at tertiary level - I swear it teaches you to think logically and analytically. So fab! x
N Desai still don’t see a use in mine. Too many unnecessary classes and paying international fees made me bleed. I could have learned those concepts in 2 years.
STEM degrees and trades degrees have the best return on your investment.
most of the 20s in huge debt and by 26 being able to afford a Porsche? WOW!
I dont think she bought it luv!
I'm a lawyer, I can't afford a Porsche. I Bought a used 2010 Range Rover.,for 7.000,and my husband Cadillac is already pay for,so we're car debt free,thank God. I stop buying expensive stuff years ago. Thinking about open a Trifht store.and sell everything,.
Credit is everything
I wonder about that too. How is that even possible. I work in huge international tobacco company and we are paid really great but I don't see my colleges, even the ones in high positions being able to afford a Porsche. And we talk about that kind of staff so I know they cant, I'm not just guessing.
@@maldahar sometimes you have the money to afford it.. But u don't want to make the Step. Here in Germany it's a social status it means you have done great. It brings you jealousy😂😂😂
Hey everyone and happy Friday to you all!! I'm sorry for missing Wednesday's video - this is to make up for it :) I hope you enjoy watching xxx
Happy Friday to you too Sophie and David, thank you for uploading!
You are so sweet StoneAF! 😊🙏🏽💖 Hope you have a lovely weekend my friend 🙌🏽🥳xx😘😘
@@SophieShohetOfficial thank you for uploading the video. So considering of you. Lots of love from Australia 😘
Thank you for your content ❤️❤️❤️ you’re such an inspiration
I believed your last best purchase was going to be your Balmain blazers lol when you show the pan 🤗🤣
university is all about discipline and pushing through!
University should be closed, only 1 from 3 students get nice payed job after, i waste time studing when my friends work like a croupiers in uk and see all world and get salary
Yes!
I see regrets as lessons to be chewed and swallowed(learned). It is my first time seeing you wear your Chanel necklace and it looks fabulous on you without being too much.
agreed, the necklace is so cool
It works, doesn't it! I was honestly pleasantly surprised it wasn't gaudy. She looks fantastic and sophisticated with it on.
@@viviangod_win yes she does🙂
My daughter is a scientist, and graduated with her PhD from a top school (everyone knows the name)...best thing ever. She can never lose it. And she is living her best life for sure! But she also loves her job. Worth the work.
Egg poaching pan. I can't... I mean how did we get from Porsche to egg poaching pan? 😂 you're low key hilarious
After watching my son go through graduate school and getting an 18% raise after he finished I want to thank you for mentioning how important education is
Excellent watch choice. So many people who are into luxury fashion choose a watch from a designer clothing brand that is a cheaply made mechanism with a license to use the brand’s name. You have a watch from a watchmaking company with a rich heritage and dedication to quality time keeping. That will earn you respect in the business world and from other people who understand horology.
I bought a house two years ago, half an hour out of my northern city. People asked me why.
It was really simple. I wanted a house with a mortgage that I could pay off with ease. I didn't want to stay up at night with a huge 3 bed house in a fancy area, worrying about losing a job, going off sick etc.
My location was a sacrifice but a huge gain in terms of finance. My brother is 4 years older than me and isn't close to buying his home because its in a super expensive area. He's in debt with credit cards and he's going on fancy holidays.
People look at me and wonder how I've done it. I've just been smarter and bought things within my means.
Sunny Ray yes! I used to work for a credit card company and so many people ruined their credit scores going on repayment plans because they were simply living a lifestyle they couldn’t afford. I’d go through their income and outgoings with them and they’d be shocked at how much they spent each month (some were spending thousands over their income!). working there made me so aware of what I was earning vs spending each month.
When I graduated from college, I got my first job and have used my income to get my next degree up and now am almost done with my master's. I think school has been my best purchase. I love you vlogs where speak about the importance of education and debt. Thank you for talking about those things.
I love my neverfulls...I actually have two lol. One of my biggest regrets is my education. With that being said, I often get paid higher than others simply because I have a degree BUT I wish I would have gotten a degree in a different field.
If you don't mind sharing, what would you have studied if you go back and change? Also, what degree do you have? Thank you, I have struggled to figure out what I want to do for too long now, after starting a degree and almost finishing until the reality of actually working in that industry made me feel so heavy with depression that I opted to not finish so that I would never allow myself to fall back into that industry just because I could. Without the degree its not an option for me and Im grateful for that. But now im afraid of starting something else I won't finish....
I LOVE what you said about education and it never being to late to start again. You are brilliant at the motivational stuff. My fave video of yours is how you went from cleaner to director. That was so inspiring x
The poaching pan was my favorite hands down! SO DOWN TO EARTH . I LOVED IT
Owning a BMW, wanting a Porsche, and recently graduating, I clicked on this video so fast.
I'm a recent subscriber and have to say how impressed I am by your content. Like so many of your subscribers, I so appreciate how honest, real, and down to earth you are! Keep up the great work!
Audacious. It means daring, impudent. I learned a new word! :) Thank you Sophie for using interesting words when you are talking and for being so eloquent when explaining things. I agree with you, that car salesman should have not let the two of you get those cars...he was the real grown-up adult and he should have declined your request and explained it better. As a uni student you are really closer to being a teenager than an adult. I am really proud of you that you got out of debt and thriving! Thank you for sharing your journey.
When Sophie says “most of my 20’s “ . She’s not still in her 20’s? 😱😱
Dammit why can’t I be her 😍
OMG You are so sweet! Thank you for your kindness 🙏🏽💖😊xx
I love my Neverfull, mine seems sturdier than yours but even you holding it made me think how lovely it looks. To each their own! x
It look very very cheap and tasteless, especially with all those Chinese A+ replica's that look exactly the same.
@@blackcat6508 uhm... sorry but you came over as quite rude in your answer.
@@Shasha-jo5iv yes very rude!
@@blackcat6508 Like I said, to each their own. But thanks for your opinion.
@@Shasha-jo5iv If you think that was rude, you need to wake up from your barbie dream life, because it seems like you have no idea what actual rudeness is.
Sophie gushing over kitchenware is such a mood 😂
This video was right on time for me. I've gotten myself into a bit of credit card debt recently so I'm "tightening the belt", as they say, and hearing your story of triumph over debt is so encouraging. Also, I'm considering going back to school in my 50's (I just turned 53 a few days ago) and finishing my degree so hearing you say "it's never too late" was, again, very encouraging. Thank you so much! You are, by far, my favorite TH-camr. You're so genuine and a real class act.
Unrelated note: In Italy most people - me included - pronouce Porsche like you.
Abby L same here in Australia
Same in London
In Canada too
I'm German so literally nobody pronounces it like that so it's even more interesting why other people do.
In the end it is a German brand but doesn't mean that everyone has to pronounce it like we do.
@@DieAlteistwiederda Same goes for italian brands. very few are pronounced correctly, but as long as people all over the world appreciate them, it's all fine by me.
I appreciate that you remember to clarify things that you discuss to clarify for those of us in different countries. I haven't purchased many luxury items. But as I move up in my career and want to look more professional I want to avoid pitfalls and spend my money well. I have been enjoying your channel.
Fortunaly I ended college last month without any debt but my family has a lot of debt. We almost lost our house becausw of two credit cards, so I learn a lesson just seeing them having shame, I only buy things I can pay with my money, because I don't drive, I don't have my own house and I only have my education. So I want to have good things but at the right situation and with my money and without shame.
Travel In Pages You sound very realistic and intelligent. Well done!
I’ve always said that the most expensive and most valuable thing I own are my diplomas / education!!!
💯💯💯💯💯
People look at me weird for bring up my education all the time!But for me that is the most expensive thing I own.I could’ve bought so many luxury bags,shoes,clothes during those 5 years but instead I payed for uni and bills(since I studied abroad).Also is not a matter of bragging,but of sharing a hard experience with a positive outcome,smth that in 2021 we hear less and less about🤷🏻♀️
OH MY GOD - thank you for telling people to get a degree! It opens doors that you otherwise wouldn't have and the perspective you gain whilst your being educated, as well as afterwards, no one can replace that. Kudos to you! Thanks for your great videos.
SOPHIE! I have the fix for your GM neverfull. I have that bag but I don’t wear it like that. I push each side in and tighten the side straps like it’s designed to do. Then! I bought another LV lock and brought both side straps to the front of the bag and locked them together. I can’t tell you how many compliments I get on it. It makes it looks like a whole new bag and solves the problem of it falling open and it makes it appear much smaller or a bag in general.
Honestly, your voice is so relaxing and your advices are so inspiring, that even when I try to avoid keeping up w lux items, so I don't feel tempted, I still watch your videos!
I agree of having a degree. I went to nursing school while raising 3 kids. It was difficult and brutal. I have no social life and i was deprived with sleep, but in the end it was all worth. After earning a degree I have a greater Self Satisfaction, and I believe that my job as a nurse is meaningful. On my graduation I got a Porsche Cayenne as a gift from my husband but, nothing can compare the feeling of sense of satisfaction from earning a degree that I work so hard for. Kudos to Sophie for emphasizing about the importance of education.
Education for me was/is a total disaster. For most, it works, and it works well, but I'm $95,000 US in debt and I still can't find a job in my field of study. I went back to Uni in my 30's and at this point, I will never pay this debt off.
What did you choose to study?
@@EL-wm9fk exactly. Médecine, finance, law will alyways help
I’m about to turn 25 and want to go back to school, but keep getting sucked into thinking “you are too old for uni! You’re no longer 18!”, so the fact that you touched on how many doors college has opened and that we’re never too old to go back meant a lot to me. 💕
"I wanted something that I could feel good in..." very relatable and understandable 🤣 but I love the LV never full bcos it has saved me during my Uni days carrying all my stuff everywhere and I still have it 😁
Ive recently perfected poaching eggs in boiling water (no special pan) and my breakfast game has changed! soft poached egg on toast with pesto....mmm
I love this video. So real and honest about discussing debt and how making big purchases at a young age can lead you into debt (if you don’t have a job).
I’m currently in my 30s going back to school for my MBA and super excited. You are never to old to learn new tricks ☺️
Yes education was my best investment too started at 17 yo and spent a total of 22 years getting my degrees. Finished my doctorate at 60 with no debt. Worked full time the entire time night shift. Received my Rolex when I finished grad school at Georgetown Univ. have worn it Everday since 1983. . However I have now traveled the world, have a horse farm and finally got my dream car four years ago. So appreciate you encouraging others. While a degree is not the only way to success it adds many layers to our knowledge and understanding of the world. Thank you for the pleasurable vid. After a long day with very sick patients this is my treat.
I purchased an insert for my neverfull, keeps its shape . I also adjust the side pulls to keep partially closed. No problem at all
Lol. I feel the same way. I was so excited when I bought my Dyson vacuum. How does this vacuum make me so happy
I just love how humble and down to earth you are 💕💕💕
Hi Sophie. I have watched this a few times and am still in awe of your honesty.. You are so well spoken and down to earth and a real pleasure to listen too! Thank you. 💐🌼
Hhahhah i just love how you have to explain yourself on the porshe pronunciation 🤣
I was so happy for how happy Sophie is while telling us the story of things she could conquer hahaha I'll rewatch it everytime I think things are far from what I can reach.
Totally agree on the education. However, having a nursing degree has certainly not kept me having the best lifestyle by far 🙄
MissBrie Couldn’t agree more 😞
Ugh this makes me nervous to hear this since I’m in nursing school. I pray that you find happiness ❤️
I remember when I bought my Mercedes, it was black and beige inside, beautiful, I felt so guilty for a while, like I didn't deserve it. After 2 weeks I knew that car was made for me. A great feeling.
I felt the same way about my Chevy Volt, but I worked hard for that car. And you worked hard for your car.
From egg poachers to a chanel jumbo!! Gotta love..so real ..that's life😂🤗💞
So inspiring about college! I have my Master’s degree, and I’m encouraging my boys. One is getting his degree in welding, not a certificate because he feels the degree will earn more. The other is just deciding where to go for school for art and business. Love your videos!
15:47 I died of laughter when you lifted up the egg poaching pan! You made me laugh so hard, you're really funny Sophie
I’ve just bought a degree with OU - starting in October, I thought I started to regret it because I work full time, my job is demanding, I’ve got 3 kids... I needed to hear this!!
Best of luck girl ! ❤️
Douaa Brad thank you so much, I’m going to need it!! X
Great vlog Sophie. I agree that education is the key that unlocks the world and great things for people. Take good care. Sending much love from Deepest, Darkest Devon. xxxx
Dear Sophie, I have to thank you for this video! It was the kick in the butt I needed to go back to school, I’m 28 and felt like I was super late going back and made a million excuses, but this video really gave me the confidence I needed. Thaaaaank you : ]
Your can not understate the importance of the choices you make in your 20’s, they will impact your later life.
I am 37 and going into my last year of uni. Will be doing a Master after this, and it’s the best thing I have done for myself and the next 30 years I will have to work!
Haha, I absolutely love you! You can talk about Porsche and Chanel and then just throw in an egg cooker at the end like it's no big deal. 😂😂😂
I'm turning 30 this year, and I'm going back to school in September. Although it's only for a year and a half, I still feel like it will make a big change for me. Or so I hope. 🤞
I absolutely love your videos because of your candid-ness and honesty and your approach is so down to earth.
People love to trash Louboutins in these videos, yet his shoes still sell like crazy.
prl08 they’re neat but they’re for pros
I love this video for so many reasons! Education is so important. My mom is very well off and is generous enough to give me a very comfortable life and sometimes help me with luxury purchases, but she always says the greatest gift she'll give me is my education. I'm in my second year of medical school and I hate it some days especially when I see people my age having fun and not studying on weekends...but I know it'll be worth it. I want a Porsche Cayenne one day! Also have a Tag watch right now and love it. Awesome video :)
The bit at the end about education really resonated with me! I'm 23 and I've always had crappy hospitality or retail jobs paying minimum wage. In June I finished my Bachelor of Science and started applying for jobs straight away. Last week I found out that I got an amazing job, paying triple what I've ever been paid before! It feels so amazing to be finished with school and I almost can't believe how quickly its changed my job prospects. I'm starting my career now yeah baby!
You’re sense of humor is fabulous! Lol. You touching on the poaching pan made me laugh out loud and that’s difficult to do! Lol. Love your channel!!
Another great video, Sophie! I'm a struggling, 50yr old single Mom and I get alot of great info, laughs as well as even some envy too! I recommended you to my 16yr old niece today....there's always something for everyone. Keep up the awesome videos! 😊👍🏻
You are such a joy Sophie! Can’t get enough of your videos 🥰🥰
You had me at egg poacher. Hook, line and sinker I am in. It's a fact...I simply adore you! : ) ps. Yes I agree, a fat filled meal is going to satiate you far longer. I often forget to eat again.
I love everything about you, your baby face, voice, personality and how down to earth you are. Enjoying every video your uploading. And bdw love your name and it’s my daughter name💕💕💕
the way you light up about your kitchen gadgets makes me so happy!
Oh Sophie, you’re growing on me. Thanks for the pearls of wisdom. Love how your best buys include an egg poacher and an ice cream maker. Love it!!
Game changer is really impressive:) It's so cute of you to stay true to yourself! I adore you and your attitude to life. Thank you, Sophie! You are awesome!
I so agree about the Louboutins! I'm trying to sell a few of mine with no luck...Plus they are so painful!
Exactly... Don't buy them...
I bought the egg poaching pan after watching this and you are so right. It’s fantastic and it’s changed my life. I love my poached eggs but got thoroughly sick of wasting so many eggs that went all manky in water. Now they are perfect every single time. It’s really helpful that you do reviews on lots of lifestyle things as well as luxury.
I liked you before but when you said one of the smartest things you've spent money on is your education, I was just blown way. You are a genuinely lovely person. You are considerate. Very beautiful. Someone I genuinely am inspired by.
I love my NF MM though. I am glad i can own it. The way yours looks "ugly" maybe because you bought wrong size. That GM is too big for your body, Sophie. Plus, you don't even put bag organizer in it. So that everything is messy inside that.
Lastly, you great to state that "education is the most important thing in life" . Could not agree more for it. Awesome, Sophie!
Retired uni administrator here and also I ran a state agency of the Guaranteed Student Loan program in the USA many years ago where I was asst director of the agency (we also gave millions annually of state taxpayer money to needy student each year for tuition, payment was sent directly to the institutions)..We testified before the US Congress when it was reauthorizing the Higher Education Act that increasing the maximum guaranteed student loan would only lead to rampant tuition inflation nationally. This was in the late 70s!! I was a fresh PhD . They ignored us and raised the ceiling and lo and behold tuition rose at a rate well above the rate of inflation and continued to so do so right up to today. What students and the public don't realize is that higher education is a business first and foremost. Professors usually teach for the passion they have for the subject matter, at least at the start of their careers and many maintain that passion throughout. Presidents or chancellors or whoever is at the top of a uni or college has THEIR career first and foremost in their minds. If they increase enrollment (ie sell more "product") or expand the physical footprint through donations , whatever source of capital they themselves benefit. In the USA if they raise the mission from a 2 yr college to 4yr or a 4yr college to regional uni, or a regional uni to a research uni (we call this mission creep and is it is HUGELY costly to taxpayers, students everyone who pays)...well ,that president raiss the salary and prestige of their NEXT job.That is how they grow their OWN careers and salaries and prestige. Dept chars want more equipment, or nicer classrooms, larger office, or a larger travel budget...on and on and on it goes, frittering away money that has ZERO to do with educating students.The taxpayers pay through various subsidies they are totally unaware of, the students pay through debt. It is unconscionable that this is the state of affairs, but there is the truth higher education.It is big business.
On a personal level for the student some professors add immeasurably to what one does in life, others, not so much. Same with subjects , same with degree programs...some are highly useful, others are totally worthless. It used to be early in my early career that most degrees doubled a persons lifetime earnings, the research showed. Not so today. My best advice is for a student to have some idea WHAT field they are interested in. FInd out if a degree is helpful at ALL or not, eg most entrepreneurs are successful with or without degrees...most are degrees for them are unnecessary, unless it is a highly technical field.,..even then people like Bill Gates and many others have shown that degrees were not necessary for even technical success...for entrepreneurs. If you want to be a physician or lawyer (USA)/barrister well then, you must have the degrees to be licensed to practice, period. No way around that. Today in the USA many trades people like plumbers, electricians etc make more money than graduates with a 4 yr general degree. At least now you know what you were really paying for...sorry, I did MY best to talk reason into my colleagues, but where there is money to be made, well it is hard to be one of few protesting instead of just raking in for oneself whatever one can. The profit motive reigns supreme in most people's hearts.
Really appreciate your honesty, transparency, and that you included education as one of your best purchases. Love your necklace so much!
This video sums up why we love watching your videos. From Porsche to poaching eggs 😅 ❤️
I Love you so much for underlining the importance of Education again and again ❤️
Smart to get a good watch before the designer bag! I got my Omega before my Gucci Marmont bag. And my PhD before my Omega! I recently bought a Chanel Gabrielle bag! Prefer the modern lines! I also love kitchen gadgets and porridge & eggs! U go girl! Doing everything right!
If you say “porsha” in the uk you would get punched in the face 😂😂😂😂 xxx
My friend I have to thank you for being such a saint when I feel down I go back and see all the videos many times over you make me feel important. Your a genius to remember all your sinuses and deeply of each and everyone of us. I pray every day for your health and well-being as you care so much about us thank you so much my love 😍
Unexpected but loved the poaching pan! I think that the main reason why porridge never kept you full is, if I am not mistaken, you’ve always used either quick cooking or instant oats. If you still like porridge, try getting jumbo oats and cook them on the stove for a while. Add some banana, flaxseed and milk inside (besides the toppings) to keep you full longer. I hate instant oats because not only they don’t taste anywhere near as good, they don’t keep you full even for an hour. I know a lot of people don’t really like to spend a lot of time cooking, but trust me, it makes a huge difference!
So strong of you to talk about all this. Wanna make a comment :)
Honestly, it's really simple. Really simple. If you know how the financial market is built.
The banks normally offer you two kind of cards: CREDIT and DEBIT card. They hope you gonna pick the Credit Card - and there's a good and simple reason for that.
With Credit Cards you can buy "whatever you want" today, and go into debt. You cannot do that with Debit Cards. With a Debit Card you may have to save money for months or longer than that to afford the thing you wanna buy.
So it's about this: can you REALLY wait to buy the things you wanna have?
So it's a society problem! Fewer and fewer people knows that you have to save money to afford something. The banks and credit card companies has really made MOST people change their behaviour when spending money.
My STRONG advice is this: always start with a DEBIT card. It may sound so boring, but that is the GOOD card for you. Credit card is the BAD card.
I know you get "cash back" with a credit card, but WHY do you get that? It's only a trick from the banks to make you wanna stay in this trap. Cuz that's what it is. A credit card is a trap! Some people are smart enough to avoid going into debt with a credit card, but too many are not that smart. You need soooo much discipline when owning and using a credit card.
So yeah - it's easy. Go for a Debit Card.
cjeelde some people are smart and know how to use credit to their advantage. Because of my credit card I was able to buy a brand new car at 21. I’ve never missed a payment and my credit is important to me. It’s people who don’t control themselves that are an issue but as a safety net a credit card is a good thing to have in case of emergency.
Only Sophie can make a expensive but cheaplooking necklace from chanel look like a effin million bucks! Iconic. And great video as usual! X
I always hear TH-camRS (of all people) say that their degree was a waste of money. Like NO SHIT! You work on TH-cam! It really influences their younger viewers so it’s refreshing to hear you talk about education
Especially seeing all your luxury purchases and all 🤑🤑🤑🤑
I mean, platform heels in general were definitely inspired by Pleasers (the actual brand of "stripper shoes"), so you aren't wrong when you say they look like them, haha.
My man was confused when the eggs hadn't cooked after half an hour and 3 top ups of water...Remember the lid everyone! haha
You’re so humble and down to earth! Love your videos
I love that Sophie said about education. I got my undergrad and I have gone back to the OU for my masters because you can never take those qualifications away from me
If the Louboutin shoes are “ostentatious”, how would you describe your “CHANEL” necklace?
Maybe in 5 years she will make a video about the necklace Lol.
@@dinasantos5800 I actually love the design of it but wish it said something cooler lol
I don't own any luxury items but I admire you as a fashion and lifestyle content creator for putting MORE value on education, specifically having a degree, something that some "level-up femininity" gurus never did.
I had a nice laugh in the best of ways when you introduced the egg poacher pan and the ice cream maker as some of your best purchases. From the Chanel Flap Bag straight to cookware, love you Soph -
Thank you for saying that it's never too late to educate myself. I "knew" it, but I needed to hear it from someone else to push myself a bit harder and stop regretting why I didn't get it done in my 20's :)
Was totally expecting luxury... but have added the pan to my to do list 🤣🤣🤣🤣
I'm glad your education was on the best purchase list. and from cars, to purses, to kitchen stuff XD BUT, food keeps us alive and able to enjoy the other stuff we own, so... I'm really happy with my juicer, and i should be using it more. Also, i'm happy with my skills and my first sewing machine /beginner one and cheap, but gotta start somewhere, lol. Thanks for the video!