Good initiative, hope other Chief Investment Officers (CIOs) from NBP, UBL, NIT would also be invited in future podcasts. Also suggest to invite people dealing with Circular (Gas/Electricity debts) etc.
This was one o the most informative value about Mutual funds. Mr Mustafa really knows his trade very well. Thank you sir for bringing such great minded people.
Good discussions lots of things you've discussed, In my observations people are want to know about real profit after all deductions like if you mention all government bank fees and taxes it will help to understand. the real picture will come out
Really enjoyed the whole conversation, a tremendous amount of learning as i,m in my research stage of finding the right investment, so it was truly helpful to set my ship on right direction and how to cope with inflation and tax exemptions also.❤🎉
Laeeq Bhai you should invite Chief Investment Officers of other Asset Management Companies too like Al Meezan, UBL etc. Mutual Fund investment is the gateway to capital markets. Ch Mehmood
He is saying dont invest in daily dividend fund. Is NBP mahana munafa Amdni Account which pays daily profit falls in same category which he mentioned.. plz reoly if some one understnad that point
The idea is with daily dividend funds you pay tax every single time you get a dividend. So you’re getting taxed everyday, and if you are a filer, you’re losing on 15% of profit every day. If you compare it to a fund that gives less frequent dividends, and relies on increasing NAV prices, you only get hit with CGT when you redeem. You essentially avoid the compounding taxes. It is important to note that the most important thing is the return of the funds. Prefer the fund which has an increasing NAV over daily dividend fund when the annual return of the two are similar Plus, a filer pays 10% on Capital Gain Taxes and 15% on dividends. So not only do you avoid compounding taxes, you also pay less a lower tax rate
@1:18:23 daily dividend funds main compounding effect zyada nahi hoga kiya? Monthly ya yearly main compounding jab dividend aye ga to compounding hoga.
After pod cast thanks to your honest discuaaion I came to the conclussion that for bigger investers stocka ia much better for longer teerm and they should jump on and off kepping market sotuations under consideration am I right ?
qsm se aj tk gali e di sarmaya ko smj ni thi ye wali video dekh ke one sided love hogya he sarmaya se and imagine sarmaya reply me love u 2 then its dual side love so love u hogya laeeq bhai apsy ❤🎉❤🎉❤🎉
Great talk.sir koi cyber security option is trha ka mil skta ha ka ap online app se investment karain Lekin online redeem na ho ske ap ko branch ja ke inperson redemption ho
Pension funds give you tax credit. This means that you can save on 20% of your taxes. If you had to pay 100,000 in taxes this year, you can reduce it to 80,000. You have to hold it until 60 years of age or else you’ll have to repay your tax credits When you redeem at 60, 50% will be completely tax free, 50% will be taxed at the avg tax rate you had from 57-60
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Very good and informative program, do more programs on mutual funds investment abroad from Pakistan with lakson group with mustafa pasha.
Good initiative, hope other Chief Investment Officers (CIOs) from NBP, UBL, NIT would also be invited in future podcasts. Also suggest to invite people dealing with Circular (Gas/Electricity debts) etc.
Awesome conversation. The fact that this video does not even have a million views says a lot about Pakistan. Truly sad.
Dear laeeq,God bless you for effort you are doing for literate people
This was one o the most informative value about Mutual funds. Mr Mustafa really knows his trade very well. Thank you sir for bringing such great minded people.
Great talk! Mr. Mustafa Pasha is very articulate and informative
Good discussions lots of things you've discussed,
In my observations people are want to know about real profit after all deductions like if you mention all government bank fees and taxes it will help to understand. the real picture will come out
Very informative. This video is going to become very viral and the most watched video on #Sarmaaya. Ch Mehmood
Great interview. Very informative. Thanks!
Mr. Pasha seems very knowledgeable.
Very informative video. thankyou sarmaya and the guest 💯
Thanks Mr. Mustafa, very informative.
Thanks sarmaya
Such a wonderful broadcast
Really enjoyed the whole conversation, a tremendous amount of learning as i,m in my research stage of finding the right investment, so it was truly helpful to set my ship on right direction and how to cope with inflation and tax exemptions also.❤🎉
Very informative, thank you 😊
excellent session and learning opportunity
Loved this episode, learned a lot!
Great Laeeq Bhai, got some good additional investment knowledge which will be more beneficial for investing in mutual fund.
Zabardast laeq bhai great session
Best Information about money market and Income fund thanks alot sarmaya and the guest ❤❤❤
Laeeq Bhai you should invite Chief Investment Officers of other Asset Management Companies too like Al Meezan, UBL etc. Mutual Fund investment is the gateway to capital markets. Ch Mehmood
Very interesting and informative!
Loved this Podcast! Came across your website randomly, such an amazing podcast!
Learned a lot, very good episode 👍
Keep it up sarmayaa really great work for awareness regarding financial markets
Sir
Google podcast pr b upload krain. Thanķs
wonderfull season
behtreen talk.
He is saying dont invest in daily dividend fund. Is NBP mahana munafa Amdni Account which pays daily profit falls in same category which he mentioned.. plz reoly if some one understnad that point
Yes
The idea is with daily dividend funds you pay tax every single time you get a dividend. So you’re getting taxed everyday, and if you are a filer, you’re losing on 15% of profit every day.
If you compare it to a fund that gives less frequent dividends, and relies on increasing NAV prices, you only get hit with CGT when you redeem. You essentially avoid the compounding taxes.
It is important to note that the most important thing is the return of the funds. Prefer the fund which has an increasing NAV over daily dividend fund when the annual return of the two are similar
Plus, a filer pays 10% on Capital Gain Taxes and 15% on dividends. So not only do you avoid compounding taxes, you also pay less a lower tax rate
So thanx to both of you...
My one question from Pasha sir is that
is mutual fund manager change their top holding every day ,week or every month ??
Every month via their fund manager report.
@@Sarmaayapk how to invest in lakson mutual fund
is there compounding effect in money market funds?
Thanks sir
@1:18:23 daily dividend funds main compounding effect zyada nahi hoga kiya? Monthly ya yearly main compounding jab dividend aye ga to compounding hoga.
After pod cast thanks to your honest discuaaion I came to the conclussion that for bigger investers stocka ia much better for longer teerm and they should jump on and off kepping market sotuations under consideration am I right ?
qsm se aj tk gali e di sarmaya ko smj ni thi ye wali video dekh ke one sided love hogya he sarmaya se and imagine sarmaya reply me love u 2 then its dual side love so love u hogya laeeq bhai apsy ❤🎉❤🎉❤🎉
صدقے جاؤان'
Nice info
Great talk.sir koi cyber security option is trha ka mil skta ha ka ap online app se investment karain Lekin online redeem na ho ske ap ko branch ja ke inperson redemption ho
What is anuaual return mutual funds in Pakistan
Unable to find TER ratio in any fund. Can you please guide where it is written ?
lekin dollar to neechay agya,.. whats your prediction now.. because your prediction has gone wrong as of 14 October.. With due respect.
Nice❤
1:09:48 could not understand clearly, please any one explain!
Pension funds give you tax credit. This means that you can save on 20% of your taxes.
If you had to pay 100,000 in taxes this year, you can reduce it to 80,000.
You have to hold it until 60 years of age or else you’ll have to repay your tax credits
When you redeem at 60, 50% will be completely tax free, 50% will be taxed at the avg tax rate you had from 57-60
Sir I heard that Mutual funds are biggest cause of scam and this is biggest loop hole. Where money is no where. is it right?
what is H&Ws ? any one plz answer
High net worth individuals
Mustafa O. Pasha at the end of this video to Laeeq Ahmad.
Bas kar daay yar buhat lamba ho gya hai video
Videos should be sweet short smart, 1hour50mints too long
Mehman khubsoort lekin thumbnail pic not good
Anyone here jis ne NBP Funds me invest kiya ho? Please reply me kch guidance chahta hn