😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632 Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!
@@CBReal1290 Do you really think trump cares. He's 80 years old, with bone spurs and dementia but yet he gets up and goes to work. What makes you think he cares about common people. Name one act that he has done for the good of humanity. It's not in his nature. He has no bond with his family, friends, no ability to feel anything but for himself . He is only comfortable with his own kind. Social security recipients aren't his type
Couple suggestions… I’m 11 minutes in and I don’t know exactly what you want your viewers to do. What are their action steps. Call their representatives? Which ones, how? Is there a script to follow? Maybe act out how this should work, including how to respond to their politicians in certain situations. Also, can Biden do anything? Should there be steps before and after the transition period? Thanks!
@franciet99 I know in most states there is a .gov number or website that will guide you to your politicians, you can leave message or even write the old fashioned letter.
You could take every rich person’s entire assets, their money they’re holding their stocks and that would run the country for about three months. But if you wanna keep believing that is the problem keep going. The billions given to Ukraine ( for which they can’t account for 62 billions, the billions it’s costing us for illegals, the millions for asinine programs such as teaching Afghan girls about gender theory. Yes, that’s a thing. Government waste and there is a plan to deal with that on day one of the new administration.
Biden announced it several times. He wants the people that make over 400K a year to pay their fair share. But they won't. Mitch thee Ole turtle 🐢 👎killed it
@ is this meant to be sarcastic? They pay over 60% federal and state combined. How much of somebody else’s money can you take to make it your definition of “fair?”
start by adding 8 year term limits to all in congress and supreme court - add the no cap to income - and put all people in congress on the same retirement and medical care as all US citizens are allowed instead of their own benefits -- with the term limits all of them go back into the working public
I went to Social Security office to ask some questions. I did not have an appointment. I waited in the waiting area until my number was called. It went quickly and orderly. I had no problems.
Unfortunately, women today can’t get pregnant like my daughter-in-law. So women are not having children and some women don’t want children. I wonder how that’s going to do years to come?
BIden wanted to tax the billionaires 25% back fill the security shortage. house Republicans struck down. Google what I said. That is also the reason Elon Musk ousted Biden to help Trump.
Biden and the Senate this month, December, 2024 can fix this WEP fairness act this week. This Bill, already passed congress now in the Senate, with strong support to pass this bill. Needs to be put on the floor to vote on.
WEP applies to workers who receive a pension from a job that didn't pay Social Security taxes, but still qualify for Social Security benefits based on other jobs they had before, during or after their pension jobs. It has nothing to do with people who are on SS right now who don't have pensions.
Thats the where it will crash DOA, like the border bill that was killed 6months ago. The🍊👐 felon will instruct Mitch thee old turtle 🐢 to give it the 👎💀😅😅😅😅
SS needs to increase the amount a couple can bring in before taxes start being charged. Currently it is $25,000.00 single, and $35,000.00 joint. How in the world does a retired couple survive on $35,000.00? It should be $50,000.00 for couples.
When you get old your house is paid for. Basically all you have is a little insurance, utilities, food. Save some for emergencies and you still have plenty left for entertainment. Unless you have expensive taste you will live like a king and queen 👑 love my social security
When taxes & insurances take 2/3 of your SS & pension ( lower earner, one- income household), what's left isn't enough, even with savings. Yes, those who've had two incomes, high incomes and/or the ability to save a lot are in a much more comfortable position. For many, those times have run out and now they're retired/unemployed with little income and few options. .@@maw6456
Couldn't have said it better regarding the kick the can. This should have been done decades ago and kept up with according to the times. Thank you, Ed.
Some ppl calling ss socialism are now complaining FEMA isn't helping them after natural disasters & voted for ppl who don't want it. I don't get it. Just vote for ppl who will take care of the public. 😢
One day guaranteed! Social Security WILL fail! And be gone! With ALL who are still alive and paid their whole lives into it will be left holding the EMPTY bag!
@@foreignerescapestothephi-lj3ls yet we keep the same old tired white men making our laws and pointing fingers at each other wasting billions in tax dollars as the live a good life on your money. The only thing they have to do is point their finger at the other side and say it's their fault. They won't make boarder law but yet point straight to the president and say it's his fault 😂😂😂 they know their job is safe. Refuse to strengthen social security laws and both sides point at the president 😂 all he can do is sing a law . Americans love an abusive relationship 💔 because we keep believing it'll be the last time they will let us down vote for them one more time
He’s been telling us he is going to cut Social Security. He’s been telling us he’s going to defund the police and fire everybody in the DOJ and the FBI and the DHS etc. and he has already named the people that are going into those positions. What makes you think he’s not gonna do it😢
@@4dogs999 those words never left his mouth those words are via Mainstream media listen to his rally he specifically says I WONT CUT SS I WONT DEFUND THE POLICE it's all media lies to smear him..... Look it up
I really hope he makes SS a priority. If he doesn't then it would be absolute proof that he doesn't care about non wealthy seniors. And if that's the case then he absolutely doesn't care about non SS citizens.
@@MD77SA search the senators for your state and representative for your district. Example "senators for Texas" and "house representative for Houston" and you should be able to find them. Each person should have a contact link. You fill in the form and if you want a response, click the box for send me a response. I always ask for a response and if I don't hear from them in a couple weeks, I follow up.
I wish you would talk about medicare for people on SSDI younger than retirement age. I understand that the options aren't all the same. Also, about finding and selecting help or advisor to help with medicare decisions. SSDI, reviews and in relation to age. ...
Bernie Sanders has had the solution And tried to present it time after time And then all Conservative people who don't want to go through keep saying oh we need to study it some more and he yells at them saying we've studied it enough we need to pass it
I REALLY appreciate your format: 10-20 min. addressing the Title Topic... Then on to the Q&A. I wish more YT channels were so efficient with our listening time. Thank You. (BTW: of course ... Eliminate the FICA Cap IMMEDIATELY, is the FIRST way.... Many of those High Paid politicians don't like that idea... too bad, AMERICA does!)
Congress better do something to fix Social Security to increase its solvency without cuts. If there are cuts it could result in civil war in the future.
I truly appreciate your immense knowledge and care for the SS system and your invaluable guidance!! because I'm at a lost and confused I got to go in January to the SS office
I really do want to know where I'm going to stand when it comes to my social security in 9 years I don't get social security for two more years I'm on disability so there's a whole different situation for me and I know you've explained it but I'm still very very uncertain about where I stand
On C-span Congress sent bill to Senate $200 more a month. Will hopefully pass. I had meeting with SS rep last week COLA 2.5% increase will be in next direct deposit.
12/1/2024 Please try to do a (daily) Zoom meeting with Dr. Andrew Boozary (not a typo!) interviewed recently on 'Invisible People' about how to get better care for the homeless. Canada is very similar to the USA. We can learn from each other. Also on 'Invisible People' interviews in Finland, which has had great success copying the American idea called 'Housing First'. The politician in Finland who started this "Housing First" considers himself a conservative. Best Wishes to All
Well rich elon musk is not going to want to get rid of the cap then, if I am understanding it all right. Also what's all the talk about privatizing soc sec , wouldn't that be bad?
Trump floated the idea during his first term..... It will probably happen, but more like Medicare. You have "Medicare" and you have "Medicare Advantage" (the privatized version). They will link Soc Sec to a stabe crypto coin (DT now owns a crypto company btw), and offer folks a little bump to switch. And many will, sadly.
When you refer to the "rich", define who you consider "rich". There are many "rich" people, but very few megarich people. The megarich live in a different set of rules, but they follow the tax laws that our representatives voted into law. They take advantage of laws most of us are not aware of. So, the people to blame are our Congressmen and women. Contact them and let them know you want the laws changed to level the playing field. Most people don't know they can make a difference and many just don't want to bother. Which are you? As citizens, it's our responsibility to stay active with our representatives and let them know we're watching what they're doing and remind them, they are our employees, we pay their salaries. Have a blessed day.
Hey Dr. Ed, Thanks for all your helpful informative videos. I like the idea about lifting the cap. I only went above the cap a couple of times in my career, but when I did the cap was lower than it was today. I was happy to have earned enough to earn above the cap, but if they didn't stop deducting the FICA tax, I wouldn't have missed it much.
@@Mars-77 Your comment: "And there needs to be a cap on benefits." Do you realize the wrongness of forcing someone to pay for something they do not get?
If Trump didnt do anything for Social Security in his first term he wont do anything in his second. I am so sick of politicians, they do not care about seniors at all.
I agree. Just trying to instill fear in people. That is how you can manipulate them. Anything good this man has to say about Trump? He was president for four years and the economy was good. Biden came and we got invaded by people we do not know anything about. I work in a hospital. They are in ER but don’t pay anything. The schools have to hire additional people because we are paying for their education. Food stamps, rent for free, etc etc.
Not necessarily.. Trump is Not a Politician, and in his first term he didn't know what he knows now + he spent the majority of his time dealing with the attacks from the corrupt life long self serving Politician 😉
If you are receiving SSI and in your forties what happens when you turn 65 or 70. If you've only had SSI and not work to pay into the system what happens when you are aged 65 or older do you have any insurance are you put on Medicare and how do they issue money for you to live on at that point thank you for your wisdom
Why are we waiting for Trump to be inaugurated? Why can't Joe Biden scrap the cap or ask Congress to get the job done before Christmas? Is anyone shouting this would increase our GDP by 7-10%?
???Do you think AARP is helpful as lobbyists for supporting all things Social Security? Are there other groups that would be good for us voters to support that speak for us, that our government will listen to?
How about these idiots in Congress fix it. Remove the cap on wages to apply FICA tax against. Allow a portion as a tax deduction but not all of it. Once you get past $400K in total wages and other income, change the formula so that the benefit amount is calculated with a different formula to cap benefits at a certain amount.
Hey Sir, I have a question? I heard the new people, Presedent Trump, has qualifying to position's, that they are going to go after the IRS because the IRS people are not paying taxes. They say , how do they have a right to filter through our taxes when they pay no taxes? I was wondering if this was true or not? Do you know?
I called SS and spoke to a woman that was working from home. Her young child cried and threw a fit in the background and it was very distracting. She ended up giving me the incorrect information that would have cost me $10k. I called back in and made an appointment with another person and that person was very professional and gave me the correct information finally.
If you find your x makes more than twice your benefit then you can file correct? He’s still working, age 68 and not taking soc security. If I applied for it is he notified and am I depleting his benefit for himself. Will he know I’m doing it??
It doesn't take away from his benefits at all. The SSA isn't supposed to contact him/her. If you qualify, and you've inquired on here about IEDS, why not file? Good luck 👍
It does not affect his, but your share is only half of his. You probably wouldn’t be able to live on it. I’m not sure why spouses qualify using someone else’s work history.
Trump also said he knew nothing about Project 2025. He also said Covid would go away with less than fifteen deaths. He also thought ingesting disinfect was a solution to get rid of Covid. What about him saying "there eating the cats". Trump is controlled by whoever donated millions to his rules for thee and not for he campaign.
I’m about to file for retirement at FRA, spouse has been collecting after her FRA for almost a year. Are our benefits calculated on our own earnings history independent of each other? TU for what you do. Semper Fi.
Great analysis, thank you! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
Non-citizens may not be getting Social Security but they do get Medicaid and they do get ssi. I worked in a hospital surgery department for many years in a Detroit Michigan suburb. We have many visitors from Islamic countries who come to see their family they live with them for a few months and sign up for Medicaid so they can have surgery and once they're recovered they go back home. I was told that by a family member of one of these non-citizen temporary immigrants who was translating for me over the phone while I was screening them for their surgery. It's total bs! And to say that they don't get anything from the government is not true. I saw it on a weekly basis for years. And besides that there had to be interpreters because that was required by the state accreditation agencies. All of that costs money and it's not the Immigrant that pays for it!
When Trump said “I’m not going to touch social security or Medicare “I think he was implying he is not making cuts to benefits of recipients. My opinion.
Another change to Social Security that should be changed is to allow the the surviving spouse to continue collecting their deceased spouses full benefits to survive and pay their Rent for housing and other bills, that would be leave the surviving spouse out in the coals with less income? And thrust into poverty and possible homeless situation. Maybe one way to help retired and disabled citizens would be to adapt Rent and price controls for those living on fixed incomes.
Socialism in favor of seniors and disabled citizens living on SS and low 4011k or IRA monthly distribution that is lower then $75,000.00 yearly considering the current cost of living in the U.S. and the rate of inflation.
Maybe give prority in getting section 8 housing to seniors and disabled citizens living on fixed incomes. And at the current seniors residence due to a shortage of section 8 housing.
He will not put any burden on his rich friends. He has to keep them happy because they funded his campaign and he and smush could care less about seniors or Americans in general
Trump is implementing a program called DOGE. Department of Government Efficiency. Where he hopes to find a Trillion Dollars of waste in the Federal Government. Like this man said. The Republicans and Democrats have been ignoring the Debt Elephant in the room. Maybe Trump will do the right thing and solve or at least address this coming catastrophic problem. Please listen to private podcasts for news. The Main Stream Media is corrupt.
A ❤ballot measure to remove the or crush the caps by having we the people side stepping Congress to get done what Congress is unwilling to do by the vote of the. People. Could it work?
It's already stated that in January 2025 cost of living regarding food is going up 2.6% the Social Security increase is 2.5% so we start off having less money for food and we're already not able to buy what we were once eating 6 months ago instead of getting three or four cans of something you can maybe get one sometimes two cans of the same thing with little or no bread and the fresh vegetables you can't always afford or the fruits not to mention how very very expensive it is to have a piece of meat like a roast or even a chicken ridiculous. Always being slighted yet when we were working from the age of 16 to retirement we didn't slack off or couldn't slack off and paying all those fake attacks and Social Security taxes Medicare taxes being towed or sold the pipe dream that when we get older it'll be there for us well I'm 72 and I'm still waiting when is it going to be there for us it's been a terrible struggle. But something has to be done somebody just has to do it and somebody has to take a good look on who it's going to affect and how to be fair about it because all of the many millions that have paid into the system and some died before even getting to enjoy a month or two of their benefits it went back into the government yeah I really think if you have more you pay more you're not going to miss it you won't miss a meal maybe instead of taking three vacations you'll only be able to take one but think about those who can't even afford to get a tank of gas when they need it much less eat two times a day. God help us all
@@soniathomas1362 ??????? I live in the Largest American City with no Primary Property tax. The City make money on Utilities: Gas, Electricity, Water, Wastewater, Trash, Recycle, ...... My utility bill is close to $700/mo
Since there are so many exceptions please join one of my FREE LIVE TH-cam Q&A sessions so I can give you a more complete and accurate answer. MORE HELP HERE: linktr.ee/MyGovExpert
More and more cuts to SS yet my paycheck shows a big deduction for SS ! So big …… it’s bigger than all the tax’s combined ! And yet - when it’s my time to collect ….. there won’t be crap ! No more ! It needs to stop !
No it needs to be reformed by eliminating the cap and everyone pays into social security FICA for 12 months a year that will make social solvent permanently and you will receive social security benefits when you get too old to work I hope you understand this because there will come a day you are too old to work if you live long enough or something happens that you become disabled and you are unable to work
Thank you for this. Is there boiler plate language we can email our representatives regarding the FICAcap, or a petition we can sign to the same effect?
Yesterday, I discovered that SSDI took $584 out of my disability check. I can't afford to live without that. I received NO notification. I'm devastated.
The resulting effect on cuts will be greater than the tax, which only applies to 1/2 of the benefits in most cases. Cuts will be 33% instead of 21% and will begin 3 years earlier, as the result of this proposal. So, you get to keep your 5-6% of the check but the check will be 11% smaller. Those who cant do the arithmetic will be blissfully ignorant of how they got screwed, as try to find someone who will hire them.
There is tons of places they can cut cost. They do not need to cut SS and leave sick and disabled in the streets. Not only can they cut wasteful spending, they can put MORE in SS.
Illuminating the cap ? OK, who all would that effect? Who pays to put butt's in those seats? That will never be allowed by either Right or Left. Yes, it is real easy for them to say "I don't want to cut ssa". In other words "sunset the ssa program ". "I won't touch SSA" these are both the same and both will end ssa.
@ 9.5% make $150-200k and 14.5% make over $200k. I agree it’s not going make a huge dent but I think part of the problem is making changes too fast. The bigger the change the more resistance. Like the minimum wage. Jumping to $15 in two years becomes untenable for many businesses.
Every time I call social security I hit “1” as the automatic system says will call me back in the order my call was received but they never call back. I Need to find out if I have spousal benefit. I have my ex husband ss#
@@howardfriedman7077 Raising the cap does not unduly affect the wealthy, it simply.means they pay on a very small percent more of their income. We have a country where currently the top have more wealth than the bottom 92% of the population. Drawing on a vastly higher percent of the income the working poor and middle income earners than the infinitesimal percent of the wealthy to fund social security makes absolutely no sense.
@@deescalatenow So, if someone earning $2 million in wages has to pay $113,000 more in extra SS taxes without any additional benefit, you think that is fair?
@@howardfriedman7077 Noone is discussing raising the cap that far. Be reasonable. What is happening now is regressive against poor people who pay a vastly higher percentage. We have the largest wealth gap that the US has EVER had Historically. It is worse than the 1800s. and Continues to get worse.
You know that the cap will never be removed. Like George Carlin said, the ones that run this country have their little club and we aren't part of that club. Democrats or Republicans, they follow orders from those that dictated the cap.
![[LIVE] : ONE ลุมพินี 89 | คู่เอก "ยอดไอคิว vs คิริลล์"](http://i.ytimg.com/vi/Z3vYkHJ_5Ig/mqdefault.jpg)
😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632
Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!
Did you post thisnon Truth Social- Trump’s platform or get to his “box” somehow?
@@CBReal1290 Do you really think trump cares. He's 80 years old, with bone spurs and dementia but yet he gets up and goes to work. What makes you think he cares about common people. Name one act that he has done for the good of humanity. It's not in his nature. He has no bond with his family, friends, no ability to feel anything but for himself . He is only comfortable with his own kind. Social security recipients aren't his type
Couple suggestions… I’m 11 minutes in and I don’t know exactly what you want your viewers to do. What are their action steps. Call their representatives? Which ones, how? Is there a script to follow?
Maybe act out how this should work, including how to respond to their politicians in certain situations.
Also, can Biden do anything? Should there be steps before and after the transition period?
Thanks!
Are the medicare advantages?
@franciet99 I know in most states there is a .gov number or website that will guide you to your politicians, you can leave message or even write the old fashioned letter.
You can tell alot about a government by the way they treat their senior citizens.
How about an entire society? The USA is disrespectful to elder ppl in general.
Zero cut tax the rich more they won't miss it. Their greed is the only thing that needs to be cut. 😮
You could take every rich person’s entire assets, their money they’re holding their stocks and that would run the country for about three months. But if you wanna keep believing that is the problem keep going. The billions given to Ukraine ( for which they can’t account for 62 billions, the billions it’s costing us for illegals, the millions for asinine programs such as teaching Afghan girls about gender theory. Yes, that’s a thing. Government waste and there is a plan to deal with that on day one of the new administration.
Biden announced it several times. He wants the people that make over 400K a year to pay their fair share. But they won't. Mitch thee Ole turtle 🐢 👎killed it
If they only paid their fair share it would be solved.
@ is this meant to be sarcastic? They pay over 60% federal and state combined. How much of somebody else’s money can you take to make it your definition of “fair?”
@ImToastAlso Show me your proof, Warren Buffet admits to paying less taxes than his secretary. Wherever you get your propaganda is misinforming you.
start by adding 8 year term limits to all in congress and supreme court - add the no cap to income - and put all people in congress on the same retirement and medical care as all US citizens are allowed instead of their own benefits -- with the term limits all of them go back into the working public
Or less 🫤
If it's a ten minute process, can't Biden do that before he leaves?
He could, but he won't because he wants Trump to be blamed for the problems, so does every other RINIO in congress.
Needs Congress.But he should have...they all should have.
He won't because they are all on the same page.
They want a "Soc Sec Advantage" plan that will run parallel and eventually replace.
He's busy pardoning his criminal son
@@alvarodias68which he should absolutely do...run along MOR0N
I really appreciate your work here, your professionalism and your savvy way to discuss hot topics! Thanks Dr Ed Weir
They needed to tax the rich and take the cap off so the rich pay more. 😢Why didn't Biden do that? Cuz the republicans voted against taxing the rich!!
I went to Social Security office to ask some questions. I did not have an appointment. I waited in the waiting area until my number was called. It went quickly and orderly. I had no problems.
I believe the appointment changes go into effect in January.
@@my1vice Many offices has already changed. If you can walk in now consider yourself lucky.
Very good. Thanks for your comment.
Cut the congress and senate salaries to cover Social Security.
@@joyceelmer131
Think that will cover it? lol
Dr. Weir. You should send this proposal (video) to someone in the Trump administration.
Unfortunately, women today can’t get pregnant like my daughter-in-law. So women are not having children and some women don’t want children. I wonder how that’s going to do years to come?
@@patburton837what are you rattling on about?
It's what Congress should have done!
BIden wanted to tax the billionaires 25% back fill the security shortage. house Republicans struck down. Google what I said. That is also the reason Elon Musk ousted Biden to help Trump.
Biden and the Senate this month, December, 2024 can fix this WEP fairness act this week. This Bill, already passed congress now in the Senate, with strong support to pass this bill. Needs to be put on the floor to vote on.
Trump acts like he wants everything to fail. It needs to go to the floor & PASSED! Do I have faith it will be fixed??
fix it by vetoing it.
As if a dictator can’t end any thing they want….
WEP applies to workers who receive a pension from a job that didn't pay Social Security taxes, but still qualify for Social Security benefits based on other jobs they had before, during or after their pension jobs. It has nothing to do with people who are on SS right now who don't have pensions.
Thats the where it will crash DOA, like the border bill that was killed 6months ago. The🍊👐 felon will instruct Mitch thee old turtle 🐢 to give it the 👎💀😅😅😅😅
SS needs to increase the amount a couple can bring in before taxes start being charged. Currently it is $25,000.00 single, and $35,000.00 joint. How in the world does a retired couple survive on $35,000.00? It should be $50,000.00 for couples.
that is why people divorce or don't bother getting married
When you get old your house is paid for. Basically all you have is a little insurance, utilities, food. Save some for emergencies and you still have plenty left for entertainment. Unless you have expensive taste you will live like a king and queen 👑 love my social security
@@maw6456you must have made a lot more money than this retired teacher who worked 44 years.
@@maw6456don't assume everyone has a house that's paid for. Because it's far from true.
When taxes & insurances take 2/3 of your SS & pension ( lower earner, one- income household), what's left isn't enough, even with savings. Yes, those who've had two incomes, high incomes and/or the ability to save a lot are in a much more comfortable position. For many, those times have run out and now they're retired/unemployed with little income and few options. .@@maw6456
Couldn't have said it better regarding the kick the can. This should have been done decades ago and kept up with according to the times. Thank you, Ed.
You are so awesome, Dr. Ed. I share you with all my friends and I love to tell others about you when this topic arises. God bless you, always!
Thanks for sharing!! You are too awesome!!
I agree with your assessment as long as they don't tie it to any other BS to pass
Thank you for all you do to help us. God bless you.
Some ppl calling ss socialism are now complaining FEMA isn't helping them after natural disasters & voted for ppl who don't want it. I don't get it. Just vote for ppl who will take care of the public. 😢
@@AndreaSimone57 politicians lie... they take care of themselves..
I agree with with, but many groups of interests who buy politicians don't want this to happen.
I agree with doing away with a cap that should not have had to start with.
What kind of human being would want SS to fail? What in the world are Seniors to do when SS is completely gone in 10 years?
Rich people that don't need it 😂😂😂
There people that don't like socialism of any type. Usually very wealthy types.
One day guaranteed! Social Security WILL fail! And be gone! With ALL who are still alive and paid their whole lives into it will be left holding the EMPTY bag!
@@foreignerescapestothephi-lj3ls yet we keep the same old tired white men making our laws and pointing fingers at each other wasting billions in tax dollars as the live a good life on your money. The only thing they have to do is point their finger at the other side and say it's their fault. They won't make boarder law but yet point straight to the president and say it's his fault 😂😂😂 they know their job is safe. Refuse to strengthen social security laws and both sides point at the president 😂 all he can do is sing a law . Americans love an abusive relationship 💔 because we keep believing it'll be the last time they will let us down vote for them one more time
Republicans, Magas..
He’s been telling us he is going to cut Social Security. He’s been telling us he’s going to defund the police and fire everybody in the DOJ and the FBI and the DHS etc. and he has already named the people that are going into those positions. What makes you think he’s not gonna do it😢
@@4dogs999 those words never left his mouth those words are via Mainstream media listen to his rally he specifically says I WONT CUT SS I WONT DEFUND THE POLICE it's all media lies to smear him..... Look it up
Do you honestly believe that President Trump would support eliminating the cap? It seems that he is more prone to protect high-earning individuals.
I really hope he makes SS a priority. If he doesn't then it would be absolute proof that he doesn't care about non wealthy seniors. And if that's the case then he absolutely doesn't care about non SS citizens.
Totally Agree.
Oh, DT will make it a priority all right....
Turning that 2.7 trillion $ trust fund over to Wall St. will be his highest priority.
Or to his son in laws hedge fund.
He is more prone to protect the rich. That's because they give him something back. 💲💲💲
I contacted my Congress people. I hope it helps 🤞🏽
Awesome!!! Thank you so much!!!
How did you do it?
@@MD77SA search the senators for your state and representative for your district. Example "senators for Texas" and "house representative for Houston" and you should be able to find them. Each person should have a contact link. You fill in the form and if you want a response, click the box for send me a response. I always ask for a response and if I don't hear from them in a couple weeks, I follow up.
@@MD77SA contact congressman? Look up how to contact my congressmen
I contacted my congressman
I wish you would talk about medicare for people on SSDI younger than retirement age. I understand that the options aren't all the same.
Also, about finding and selecting help or advisor to help with medicare decisions.
SSDI, reviews and in relation to age. ...
Bernie Sanders has had the solution And tried to present it time after time And then all Conservative people who don't want to go through keep saying oh we need to study it some more and he yells at them saying we've studied it enough we need to pass it
Thanks!
Thank you Dr.
Most welcome!
I REALLY appreciate your format: 10-20 min. addressing the Title Topic... Then on to the Q&A. I wish more YT channels were so efficient with our listening time. Thank You. (BTW: of course ... Eliminate the FICA Cap IMMEDIATELY, is the FIRST way.... Many of those High Paid politicians don't like that idea... too bad, AMERICA does!)
Congress better do something to fix Social Security to increase its solvency without cuts. If there are cuts it could result in civil war in the future.
I agree with you Ed! They need to change the rules of this game for sure.
I truly appreciate your immense knowledge and care for the SS system and your invaluable guidance!! because I'm at a lost and confused I got to go in January to the SS office
I really do want to know where I'm going to stand when it comes to my social security in 9 years I don't get social security for two more years I'm on disability so there's a whole different situation for me and I know you've explained it but I'm still very very uncertain about where I stand
Trump plans to make cuts to social security and Medicare, Medicaid. The republicans loath disability and will cut it first.
Will you please repost the report that you showed in the beginning that told us the ideas of how to keep S.S.viable?
Scrap the cap om social security. This isn't rocket science
Thank you for all you do ❤
You are so welcome
Remove FICA CAP
I'm addition to raising the fica and income caps what SPECIFIC other things do you recommend we stand for to make up the other 33%?
On C-span Congress sent bill to Senate $200 more a month. Will hopefully pass. I had meeting with SS rep last week COLA 2.5% increase will be in next direct deposit.
deeann: No bill got passed by the House for a $200 increase.
12/1/2024 Please try to do a (daily) Zoom meeting with Dr. Andrew Boozary (not a typo!) interviewed recently on 'Invisible People' about how to get better care for the homeless. Canada is very similar to the USA. We can learn from each other. Also on 'Invisible People' interviews in Finland, which has had great success copying the American idea called 'Housing First'. The politician in Finland who started this "Housing First" considers himself a conservative. Best Wishes to All
Well rich elon musk is not going to want to get rid of the cap then, if I am understanding it all right. Also what's all the talk about privatizing soc sec , wouldn't that be bad?
Yes. Very bad
Trump floated the idea during his first term.....
It will probably happen, but more like Medicare.
You have "Medicare" and you have "Medicare Advantage" (the privatized version).
They will link Soc Sec to a stabe crypto coin (DT now owns a crypto company btw),
and offer folks a little bump to switch. And many will, sadly.
You did answer some questions I had.I feel better.Thank you for that
When you refer to the "rich", define who you consider "rich". There are many "rich" people, but very few megarich people. The megarich live in a different set of rules, but they follow the tax laws that our representatives voted into law. They take advantage of laws most of us are not aware of. So, the people to blame are our Congressmen and women. Contact them and let them know you want the laws changed to level the playing field. Most people don't know they can make a difference and many just don't want to bother. Which are you? As citizens, it's our responsibility to stay active with our representatives and let them know we're watching what they're doing and remind them, they are our employees, we pay their salaries.
Have a blessed day.
Lift the income cap on FICA tax
Hey Dr. Ed, Thanks for all your helpful informative videos. I like the idea about lifting the cap. I only went above the cap a couple of times in my career, but when I did the cap was lower than it was today. I was happy to have earned enough to earn above the cap, but if they didn't stop deducting the FICA tax, I wouldn't have missed it much.
Everyone should be made to pay fica, regardless of how much they make. And there needs to be a cap on benefits.
there is a cap on benefits.
@aolvaar8792 Yes, but there's also a cap on who has to pay fica.
@@Mars-77
Your comment:
"And there needs to be a cap on benefits."
Do you realize the wrongness of forcing
someone to pay for something they do not get?
@@aolvaar8792 Do you realize the wrongness of someone making an exuberant amount of money all their life. While the rest of us eat crumbs.
Lift the cap!
Doubt that will happen.
@@my1vice then it wont be fixed.
@@philipeli1192
Nope. But I think a privatized version is on the way.
@@my1vice privatized is a word for stealing our ss away,dont fall for that bs!
If Trump didnt do anything for Social Security in his first term he wont do anything in his second. I am so sick of politicians, they do not care about seniors at all.
But Biden could have done something, also.
Trump is not a politician and Biden hasn't done anything to fix SS in the last 4 years either.
I agree. Just trying to instill fear in people. That is how you can manipulate them.
Anything good this man has to say about Trump?
He was president for four years and the economy was good. Biden came and we got invaded by people we do not know anything about.
I work in a hospital. They are in ER but don’t pay anything. The schools have to hire additional people because we are paying for their education. Food stamps, rent for free, etc etc.
@@DebLindley-xg8gz
He SAID politicians. Trump is next. Don't count on him.
Not necessarily.. Trump is Not a Politician, and in his first term he didn't know what he knows now + he spent the majority of his time dealing with the attacks from the corrupt life long self serving Politician 😉
Great segment.
People on here use to being lied to didn't trump promise to protect social security
No. He said, "I won't touch it."
Big difference.
With rep controlling Congress and Senate with Trump SS and Medicare will never be safe.
He’s a felon who lied through his trials. The phrase “didn’t Trump say” is laughable.
He is a pathological liar
If you are receiving SSI and in your forties what happens when you turn 65 or 70. If you've only had SSI and not work to pay into the system what happens when you are aged 65 or older do you have any insurance are you put on Medicare and how do they issue money for you to live on at that point thank you for your wisdom
Why are we waiting for Trump to be inaugurated? Why can't Joe Biden scrap the cap or ask Congress to get the job done before Christmas? Is anyone shouting this would increase our GDP by 7-10%?
This thread is full of Trump haters. Old Joe didn’t do cr*p and is still president ( kind of), but he gets a pass.
Biden to busy pardoning his son today. 😂
He won't do it because he's a demented old fool and his boss Obama ain't going to do it either!
@@janetwethepeople9390and drump will be too busy pardoning the Jan 6th rioters and more criminals like he did last time....😮
@@KAZHE63You reap what you sow..
Please tell me and other seniors what the deal is about the card that gives $3000.00 for groceries, etc. I feel it's a scam. Right or wrong?
It's too good to be right,I feel scam!
???Do you think AARP is helpful as lobbyists for supporting all things Social Security? Are there other groups that would be good for us voters to support that speak for us, that our government will listen to?
Stop the government workers that already get 5000.00 pluse. From getting social security. They get enough money from government
On there retirement.
That will have a very minimal effect ....less than 1% fix.
@@MyGovExpert this is what happens when repubs/magas do math
@@vendora1 What about Clinton, Obama, and O'Biden? They did nothing.
@@101448 we doing whataboutism? really? cmon man trump said he will fix EVERYTHING so far he hasnt fixed shit NEXT
How about these idiots in Congress fix it. Remove the cap on wages to apply FICA tax against. Allow a portion as a tax deduction but not all of it. Once you get past $400K in total wages and other income, change the formula so that the benefit amount is calculated with a different formula to cap benefits at a certain amount.
but thats called logic since when has the govt ever been logical
Hey Sir, I have a question? I heard the new people, Presedent Trump, has qualifying to position's, that they are going to go after the IRS because the IRS people are not paying taxes. They say , how do they have a right to filter through our taxes when they pay no taxes?
I was wondering if this was true or not? Do you know?
False information.
VERY VERY INFORMATIVE
Thank you for the information sir. 🙏👍
ZERO ZERO CUTS my lord really, bs
I called SS and spoke to a woman that was working from home. Her young child cried and threw a fit in the background and it was very distracting. She ended up giving me the incorrect information that would have cost me $10k. I called back in and made an appointment with another person and that person was very professional and gave me the correct information finally.
Do you want to know when a politician wants to deceive you, they speak.
If you find your x makes more than twice your benefit then you can file correct? He’s still working, age 68 and not taking soc security. If I applied for it is he notified and am I depleting his benefit for himself. Will he know I’m doing it??
I don’t want to do it if it’s so. I don’t want to hurt him
It doesn't take away from his benefits at all. The SSA isn't supposed to contact him/her. If you qualify, and you've inquired on here about IEDS, why not file? Good luck 👍
No..your activity does not effect his payout...you're good
It does not affect his, but your share is only half of his. You probably wouldn’t be able to live on it. I’m not sure why spouses qualify using someone else’s work history.
Trump said he wouldn't touch social security but has he ever told the truth.?????
Trump may not touch it and do absolutely nothing to fix it and let it go. If it does not benefit dtrump's pockets he is not interested.
HE NEEDS TO TOUCH IT. BUT HE IS MORE INTERESTED IN THE RICH GETTING RICHER THAN FIXING IT.
That's signal language.....
By "not touch" he means let it dissolve and replace it (at least in part) with a privatized version.
@my1vice I hope it's federally insured. He's lie's so much can't believe him. I like Elon a lot better
Trump also said he knew nothing about Project 2025. He also said Covid would go away with less than fifteen deaths. He also thought ingesting disinfect was a solution to get rid of Covid. What about him saying "there eating the cats". Trump is controlled by whoever donated millions to his rules for thee and not for he campaign.
Who in the heck made this law?We're rich don't have to pay.This is so ridiculous.I don't care who you are
Thank you..
You're welcome
I’m about to file for retirement at FRA, spouse has been collecting after her FRA for almost a year. Are our benefits calculated on our own earnings history independent of each other? TU for what you do. Semper Fi.
@@seagullplyr Yes, on your own work record.
GET IT DONE‼️
Do you have your next live Q&A sessions scheduled? Please advise
Great analysis, thank you! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
Non-citizens may not be getting Social Security but they do get Medicaid and they do get ssi. I worked in a hospital surgery department for many years in a Detroit Michigan suburb. We have many visitors from Islamic countries who come to see their family they live with them for a few months and sign up for Medicaid so they can have surgery and once they're recovered they go back home. I was told that by a family member of one of these non-citizen temporary immigrants who was translating for me over the phone while I was screening them for their surgery. It's total bs! And to say that they don't get anything from the government is not true. I saw it on a weekly basis for years. And besides that there had to be interpreters because that was required by the state accreditation agencies. All of that costs money and it's not the Immigrant that pays for it!
When Trump said “I’m not going to touch social security or Medicare “I think he was implying he is not making cuts to benefits of recipients.
My opinion.
Recently my husband and I received money from an accident related settlement. Is this going to effect our ss check that we are getting right now?
What happened to the bill for $200 increase that was sent to Senate Are Congress to be voted on?
Do I have to do a tax filing only having SSI income ?
Dr. Ed, I’m 75 in good health have part A & B am still working. Do I need to get a Medicare supplement?
20% of a $920K hospital bill, write a check?
Another change to Social Security that should be changed is to allow the the surviving spouse to continue collecting their deceased spouses full benefits to survive and pay their Rent for housing and other bills, that would be leave the surviving spouse out in the coals with less income? And thrust into poverty and possible homeless situation. Maybe one way to help retired and disabled citizens would be to adapt Rent and price controls for those living on fixed incomes.
Socialism in favor of seniors and disabled citizens living on SS and low 4011k or IRA monthly distribution that is lower then $75,000.00 yearly considering the current cost of living in the U.S. and the rate of inflation.
Maybe give prority in getting section 8 housing to seniors and disabled citizens living on fixed incomes. And at the current seniors residence due to a shortage of section 8 housing.
He will not put any burden on his rich friends. He has to keep them happy because they funded his campaign and he and smush could care less about seniors or Americans in general
Trump is implementing a program called DOGE. Department of Government Efficiency. Where he hopes to find a Trillion Dollars of waste in the Federal Government. Like this man said. The Republicans and Democrats have been ignoring the Debt Elephant in the room. Maybe Trump will do the right thing and solve or at least address this coming catastrophic problem. Please listen to private podcasts for news. The Main Stream Media is corrupt.
A ❤ballot measure to remove the or crush the caps by having we the people side stepping Congress to get done what Congress is unwilling to do by the vote of the. People. Could it work?
It's already stated that in January 2025 cost of living regarding food is going up 2.6% the Social Security increase is 2.5% so we start off having less money for food and we're already not able to buy what we were once eating 6 months ago instead of getting three or four cans of something you can maybe get one sometimes two cans of the same thing with little or no bread and the fresh vegetables you can't always afford or the fruits not to mention how very very expensive it is to have a piece of meat like a roast or even a chicken ridiculous. Always being slighted yet when we were working from the age of 16 to retirement we didn't slack off or couldn't slack off and paying all those fake attacks and Social Security taxes Medicare taxes being towed or sold the pipe dream that when we get older it'll be there for us well I'm 72 and I'm still waiting when is it going to be there for us it's been a terrible struggle. But something has to be done somebody just has to do it and somebody has to take a good look on who it's going to affect and how to be fair about it because all of the many millions that have paid into the system and some died before even getting to enjoy a month or two of their benefits it went back into the government yeah I really think if you have more you pay more you're not going to miss it you won't miss a meal maybe instead of taking three vacations you'll only be able to take one but think about those who can't even afford to get a tank of gas when they need it much less eat two times a day. God help us all
If you get social security disability is there a income limit for your spouse?
We the people should not pay no more land tax should not pay no more taxes on anything
No roads, no fire protection, no police, no help for small farmers or small business. It would be insane.
@@soniathomas1362
???????
I live in the Largest American City with no Primary Property tax.
The City make money on Utilities:
Gas, Electricity, Water, Wastewater, Trash, Recycle, ......
My utility bill is close to $700/mo
@@aolvaar8792 That is still a tax, and a regressive tax that impacts poor people most.
@@soniathomas1362 ??????
Not a tax,
Don't use Gas, Electricity, Water, Wastewater, Trash, Recycle, ...
My City does not charge a non-connection fee.
What do we need if we are living on social security only
I’m 62 And working PT. Should I start receiving my benefits in case I lose out by waiting?
Since there are so many exceptions please join one of my FREE LIVE TH-cam Q&A sessions so I can give you a more complete and accurate answer. MORE HELP HERE: linktr.ee/MyGovExpert
More and more cuts to SS yet my paycheck shows a big deduction for SS ! So big …… it’s bigger than all the tax’s combined ! And yet - when it’s my time to collect ….. there won’t be crap ! No more ! It needs to stop !
No it needs to be reformed by eliminating the cap and everyone pays into social security FICA for 12 months a year that will make social solvent permanently and you will receive social security benefits when you get too old to work I hope you understand this because there will come a day you are too old to work if you live long enough or something happens that you become disabled and you are unable to work
Thank you for this. Is there boiler plate language we can email our representatives regarding the FICAcap, or a petition we can sign to the same effect?
Did not get the second installment for the november payment that I believe covers December. Did they change this again? thank you
Yesterday, I discovered that SSDI took $584 out of my disability check. I can't afford to live without that. I received NO notification. I'm devastated.
Why did they do that?
Did you call to find out why?
Yes, I just found out it was because I didn't update my Medicare & they dropped me & took 3 months worth of premiums out of it.
I reapplied.
No taxes on SS!
SS taxes HELP keep the bank full. They need to stay.
They don't tax SS alone, its only when you start taking money rom your other retirement funds. Then it's only a percentage of SS.
Don’t confuse SSI with SS two different programs.
The resulting effect on cuts will be greater than the tax, which only applies to 1/2 of the benefits in most cases. Cuts will be 33% instead of 21% and will begin 3 years earlier, as the result of this proposal. So, you get to keep your 5-6% of the check but the check will be 11% smaller. Those who cant do the arithmetic will be blissfully ignorant of how they got screwed, as try to find someone who will hire them.
There is tons of places they can cut cost. They do not need to cut SS and leave sick and disabled in the streets. Not only can they cut wasteful spending, they can put MORE in SS.
Where can I download the summary of provisions that would change the social security program? I tried but can't see what you show online.
"CSI, Social Security." 😂 That really got a chuckle out of me. Very clear explanations. Thank you!
And how are people getting the trust fund instead of SSI
My question is I have been waiting to take my SS. I am 68 should I take it now so I will have benefits since it will be running out?
I definitely would take it now. It will take you roughly age 79-80 to break even . If you don’t need all the monies invest 20% of it.
Illuminating the cap ? OK, who all would that effect? Who pays to put butt's in those seats?
That will never be allowed by either Right or Left. Yes, it is real easy for them to say "I don't want to cut ssa". In other words "sunset the ssa program ". "I won't touch SSA" these are both the same and both will end ssa.
What if the cap was raised to $200,000. How much would that affect the balance?
Not as much as you think Only around 4-5% today make over $175,000 a year
@ 9.5% make $150-200k and 14.5% make over $200k.
I agree it’s not going make a huge dent but I think part of the problem is making changes too fast. The bigger the change the more resistance. Like the minimum wage. Jumping to $15 in two years becomes untenable for many businesses.
@@Dbb277-2 Yes but some of that may not be as W2 income
@@Dbb277-2 Just a FYI .Your numbers are for Household incomes. Not individual incomes. Big difference.
Every time I call social security I hit “1” as the automatic system says will call me back in the order my call was received but they never call back. I Need to find out if I have spousal benefit. I have my ex husband ss#
Raise the CAP! The Wealthy need to pay their fair share. It an easy fix.
dee: How is raising the cap but not raising benefits, fair for the wealthy?
@@howardfriedman7077
Raising the cap does not unduly affect the wealthy, it simply.means they pay on a very small percent more of their income. We have a country where currently the top have more wealth than the bottom 92% of the population. Drawing on a vastly higher percent of the income the working poor and middle income earners than the infinitesimal percent of the wealthy to fund social security makes absolutely no sense.
@@deescalatenow So, if someone earning $2 million in wages has to pay $113,000 more in extra SS taxes without any additional benefit, you think that is fair?
@@howardfriedman7077 Noone is discussing raising the cap that far. Be reasonable. What is happening now is regressive against poor people who pay a vastly higher percentage. We have the largest wealth gap that the US has EVER had Historically. It is worse than the 1800s. and Continues to get worse.
@@deescalatenow So where would you put the cap?
Will my ss be taxed now that I am withdrawing from my IRA.
someone: It is possible. Ask your CPA.
You know that the cap will never be removed. Like George Carlin said, the ones that run this country have their little club and we aren't part of that club. Democrats or Republicans, they follow orders from those that dictated the cap.
Where are the old HENS?
I turn 64 in July. Do I have to do something now before the deadline?
Medicare