Influencer . . . Modern-Day Dream Job or Money Pit?

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  • เผยแพร่เมื่อ 1 ส.ค. 2024
  • 💵 Create a free budget. Sign up for EveryDollar today! ⮕ ter.li/owvnye
    We’re covering the ins and outs of social media influencing-is it a realistic side hustle? Listen to hear Rachel and George cover popular internet lingo and find out how likely you are to make it as a successful influencer.
    In This Episode: 
    • ShamWow, OxiClean and other founding fathers of modern influencer culture
    • The multiple “tiers” of influencing and how much money each one makes on average
    • A few of Rachel’s favorite follows, including Babs and bougie Utah moms
    Helpful Resources:  
    • Feeling like your money habits need a refresh? Check out our sponsor, Financial Peace University, to start making money moves with confidence today!
    • Be entered to win a $100 Visa gift card when you take our listener survey! survey.alchemer.com/s3/701462...
    • Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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    This Week’s Happy Hour Special: Classic Cosmo
    Ingredients:
    • 2 ounces vodka
    • 1/2 ounce Cointreau orange liqueur
    • 3/4 ounce cranberry juice
    • 1/2 ounce lime juice
    • Lime to garnish
    Pour vodka, liqueur and juice over ice in a cocktail mixer. Shake to chill, then strain liquid into a stemmed glass. Garnish with fresh lime and enjoy!
    Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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ความคิดเห็น • 235

  • @sophiastudebaker6490
    @sophiastudebaker6490 ปีที่แล้ว +12

    My dad knew the Oxyclean guy back in the day. My dad hadn’t talked to him in years, he randomly called my dad two weeks before he died and told him he got saved and became a Christian! Right before he died, crazy 😌

    • @averynmitchell
      @averynmitchell 2 หลายเดือนก่อน

      That's so good to know ❤

  • @sharonlynn609
    @sharonlynn609 9 หลายเดือนก่อน +13

    I’m a widowed disabled boomer. Believe it or not I listen for entertainment. You two are a hoot. Retired have my finances in order. I find Rachel’s laughter infectious & it’s good for old ppl to laugh. George your humor is also infectious. Keep up the great money information it really is common sense but it appears not many people have any of that these day’s. I have grandchildren your age & will often send them your you tube videos. It’s nice to see there are young people like the two of you. I’m sure both sets of parents are very proud of both of you.

    • @averynmitchell
      @averynmitchell 2 หลายเดือนก่อน

      Love this, what a sweet compliment ❤

  • @connieburke9738
    @connieburke9738 ปีที่แล้ว +100

    I’m a boomer and I’ve listened/watched all your episodes. Such good advice and helps me keep current so I know what my friends’ kids are talking about 😊

    • @genxx2724
      @genxx2724 ปีที่แล้ว

      Look into that ridiculous Olivia Jade Giannulli - daughter of Lori Louglin and Mossimo. After her parents committed fraud and bribery to get this silly unqualified girl into USC, her first priority was to post about outfitting a dorm room with products and looking forward to partying. Parents went to prison and sold their house in Bel Air because they were shunned.

    • @calkinsfamily2436
      @calkinsfamily2436 ปีที่แล้ว +4

      They skipped over Gen X. I've listened to every episode too

    • @suerandall3929
      @suerandall3929 ปีที่แล้ว

      I’m a boomer also!!

    • @genxx2724
      @genxx2724 ปีที่แล้ว +3

      @@calkinsfamily2436 Everyone forgets about Gen X. Holderness Family TH-camrs even have a song about it.

    • @bonniehalf-elven
      @bonniehalf-elven ปีที่แล้ว +1

      I'm a boomer, too!

  • @TaylorOwen
    @TaylorOwen 4 หลายเดือนก่อน +4

    “The guy that looks like he is on drugs.” I love how real George is… this podcast really is like a normal chat with friends. Not too performative and polished. Love! ❤️

  • @psychedelicybin
    @psychedelicybin ปีที่แล้ว +4

    I would totally put a bumper sticker on my car that said “Rice and Beans” shout out to Dave!

  • @lindadorman2869
    @lindadorman2869 ปีที่แล้ว +28

    I'm a boomer and I see influencers - including Ramsey - as the latest form of marketing. On various channels, you promote a successful financial management plan that has worked for you all, and we watch and sometimes decide to try the "product". Although you're paid employees, the company also earns revenue from social media channels, book sales, event tickets, merch, strategic partnerships, etc...You also share stories from your personal experience and life, though at a much lesser degree than influencers.

  • @debt2none
    @debt2none ปีที่แล้ว +16

    😂I love George! “I like when they’re not too ShamWow” So perfect!😂 He has a way with words. 6:39

  • @kimberlybotkin7060
    @kimberlybotkin7060 ปีที่แล้ว +20

    *chanting* WE WANT MERCH, WE WANT MERCH

  • @francoisnguyen6623
    @francoisnguyen6623 ปีที่แล้ว +12

    I’m so glad we got this podcast on video. Racheal’s reaction to “The Ultimate Love Song Collection” is priceless. 😂

    • @45jessiemad
      @45jessiemad ปีที่แล้ว

      Yes!!! Seeing it vs. Just hearing it was so much better. I was laughing so hard with her.

  • @sydneyford3799
    @sydneyford3799 6 หลายเดือนก่อน +1

    i'm 72 and I think you two are adorable. I usually learn someting useful every time I listen and you always make me smile.

  • @admjs1226
    @admjs1226 11 หลายเดือนก่อน +4

    I love George's genuine shock and dismay when Rachel told him the start of her old screen name "lil". Great episode.

  • @russlea6383
    @russlea6383 19 วันที่ผ่านมา

    Rachel, you are more than an influencer, you are a therapist because laughter is the best medicine. 🤣

  • @pescecanella4742
    @pescecanella4742 7 หลายเดือนก่อน +2

    "Noone under 50 just has raisins." I wanted to oppose but I realised it is true. I'm dying 😂😂😂

  • @inmanwoman8077
    @inmanwoman8077 ปีที่แล้ว +5

    I normally only listen to this on podcast but I had to come to watch the “guilty as charged.” 😂

  • @Matt_in_TEXAS
    @Matt_in_TEXAS ปีที่แล้ว +45

    I'm so glad that y'all are putting this show on video! Keep up the great work y'all!

    • @debbiefried3533
      @debbiefried3533 ปีที่แล้ว +1

      Same. I couldn't get into it when I tried it on Ramsey'
      s website with no video.

    • @dgovekar1
      @dgovekar1 ปีที่แล้ว

      Absolutely agree with you!!

  • @deniseharvey8924
    @deniseharvey8924 ปีที่แล้ว +4

    I’m a boomer and listen to you and Rachel and all of the Ramsey personnel!! All of you are who I listen to while I work everyday

  • @LadyMatriarch.
    @LadyMatriarch. ปีที่แล้ว +15

    I’d DIE for a George kamel air freshener ! Lol

    • @dianal8520
      @dianal8520 ปีที่แล้ว +6

      😂😂😂 his face hanging from the rear view mirror keepin’ your car fresh

  • @bettedavis9261
    @bettedavis9261 ปีที่แล้ว +11

    I'm a boomer (and proud of it). I've listened to every episode of Smart Money Happy Hour. I love the advice, as well as the opportunity to stay on trend. You are my two favorite Ramsey Personalities. Btw, I knew all the songs on your CD, Rachel.

  • @45jessiemad
    @45jessiemad ปีที่แล้ว +5

    Older Millennial here and OMG, Rachel had me rolling with the Love song collection.
    Great episode , and definitely a good one to watch on youtube! Keep up the amazing work yall! 👏
    Also.. influencer, youtube is not a good get money quick side hustle. Yall are so right. It takes a lot of time and effort! Working a full time job while trying to keep my channel up is tough, but I love my flower farm community.

  • @lindapetersen2875
    @lindapetersen2875 28 วันที่ผ่านมา

    I’m a boomer (66) and I love this show! Somehow found y’all a few months ago. I do know what influencers are…

  • @lisagilmore1882
    @lisagilmore1882 4 หลายเดือนก่อน +1

    57 and hooked on your show as I always laugh and have a smile on my face, and yes I have raisins in my pantry 🙌

  • @LeMErin21
    @LeMErin21 ปีที่แล้ว +3

    The guy in the green shirt is the best 🤣🤣
    P.S. “I Swear” is not by Boyz II Men 😜

  • @veerebel7112
    @veerebel7112 ปีที่แล้ว +1

    Rachel, you are a boomer at heart! lol. Love these two. George needs his own stand up comedy show.

  • @carleajussila8886
    @carleajussila8886 ปีที่แล้ว +11

    I want Smart Money Happy Hour merch

    • @carleajussila8886
      @carleajussila8886 ปีที่แล้ว +1

      I would settle for a random George Kamel pin

  • @c.j.valentine3027
    @c.j.valentine3027 ปีที่แล้ว +13

    Hey, I'm a Boomer! Love you guys! I follow several influencers:)

  • @chadeburns
    @chadeburns ปีที่แล้ว +13

    😂😂 Thanks for being real, Rachel. I loved your 2 laughing fits. It made me smile😊

  • @lesliehiggins1222
    @lesliehiggins1222 10 หลายเดือนก่อน +2

    I died when George said Shamwow. I used to buy ALL the infomercial things on tv!!! 😂😂😂😂😂

  • @jenniferkuo6650
    @jenniferkuo6650 ปีที่แล้ว +5

    I'm a boomer, and I enjoy your show very much.

  • @rebeccacella922
    @rebeccacella922 ปีที่แล้ว +3

    Rachel, I was dying when they put up the CD you bought!!!! But honestly….great song choices. I could totally get behind it. 😂😂😂

  • @thealexandraway
    @thealexandraway ปีที่แล้ว +2

    I know some people who are getting tired of watching influencer hauls (clothing and makeup) and just want influencers to teach them how to be independent and learn how to take care of home to save money. I don't blame them it would be refreshing to see someone teach me on social media how to fix the sink or fix the pipes, etc.

  • @eviet5255
    @eviet5255 ปีที่แล้ว +2

    I’m so glad you’re on the video now and not just audio, I’ll watch more often now! 😊

  • @user-px4op1hn5j
    @user-px4op1hn5j 5 หลายเดือนก่อน

    I'm a boomer too. Enjoy your show AND I know what an influencer is.

  • @danjones-ow2yv
    @danjones-ow2yv ปีที่แล้ว +8

    I am a boomer and I LOVE your show!

  • @avenj4659
    @avenj4659 ปีที่แล้ว +1

    I like you George lol
    He is so brutally straight forward.
    I like your friendship with Rachel. The two of you are funny together

  • @lisamerriman255
    @lisamerriman255 ปีที่แล้ว

    George, I’m a boomer (64) and listen to all of the Smart Money Happy Hour shows. Love them!!

  • @emmalarson
    @emmalarson 5 หลายเดือนก่อน +1

    I do post on social media & actively post on my YT channel & as someone that’s been working on it for about 2-3 years, it’s not a get rich quick scheme. It’s a lot of work & staying on top of it is HARD! There’s no way I could quit my day job but I enjoy what I do. The hate is real though, you need to build a tough a skin. First time I went viral on Instagram I got destroyed & it was eye opening. Don’t consider myself an influencer even though I probably would be classified as a micro-influencer. 😅

  • @mwmere
    @mwmere ปีที่แล้ว

    I'm a boomer and I've watched all your episodes. The videos are great as I enjoy watching Rachel's mannerisms and George's side looks.

  • @jillgott6567
    @jillgott6567 ปีที่แล้ว +3

    I am a boomer and I watch several TH-cam channels However, I do not purchase items suggested. I do enjoy grocery hauls, saving money and budgeting videos.
    There was a movie several years ago about influences. 4 actors were hired to
    " be " a family in an upper middle class neighborhood. They were paid to promote high end brands for everything. It was incredible how people fell in line with their psychology of needing MORE until, one man faced bankruptcy and committed suicide . It was an interesting movie

  • @mariad3011
    @mariad3011 ปีที่แล้ว +2

    Love ya'll! Keep it Up! I enjoy watching George, Rachel and crew! So much fun!

  • @staciclaffey6488
    @staciclaffey6488 ปีที่แล้ว +1

    Rachel - Thanks for sharing brunchwithbabs. I never had a grandmother. My heart smiles when I see her on my instagram feed.

  • @modfarmgirl5671
    @modfarmgirl5671 ปีที่แล้ว +4

    We need to see one of George’s air fresheners! After this episode, it’s going to be the up and coming way cool influencer merch to have! This episode was so fun! TTYL 😂

    • @lcedraga579
      @lcedraga579 ปีที่แล้ว

      I totally thought of the same thing! I said watch them sell out and him have to make more! 😂

  • @cissimariehimple6184
    @cissimariehimple6184 ปีที่แล้ว +2

    I'm listening you two! I'm a boomer and proud of it!!! Some great practical advice and also, entertaining!

  • @jherualba
    @jherualba ปีที่แล้ว +3

    I’m a middle millennial I grew up watching TV Saturday morning cartoons then watched as the internet took hold and participated as it evolved. I’d argue that an influencer career can simply be understood as a media personality. Having a media company ie this channel, all that it stemmed from and all that will stem from it- will all be normalized. It won’t be a hot new career though it will still be coveted and all who do it well and with good intention will win thus becoming an ✨influencer✨

  • @Danzilly
    @Danzilly ปีที่แล้ว +3

    I wish this was an hr long. Really enjoy there interactions.

  • @mfbikle
    @mfbikle ปีที่แล้ว +3

    Yes, please get the mech..

  • @TTaddicted
    @TTaddicted ปีที่แล้ว +1

    I love that you have added video to the podcast. I like to see people as they are talking.
    I got the biggest kick out of Rachel being embarrassed about The Ultimate Love Song Collection and that George actually found it! I would have bought that too Rachel. No shame. 🙂

  • @roynerand1523
    @roynerand1523 11 หลายเดือนก่อน

    I am 63 years old and your videos are some of my favorites!

  • @user-rn6cz5nt7w
    @user-rn6cz5nt7w 6 หลายเดือนก่อน

    To answer your question, I am a 61 year old female and think you two are too cute with good information, educating me on how the younger generation thinks! George, you are hilarious and Rachel, you are so sweet.

  • @TheGrussingCrew
    @TheGrussingCrew 7 หลายเดือนก่อน

    Bahahaha! Just here to say my pantry is full loaded with individual raisin boxes. We love them 😂

  • @rominavarillas6894
    @rominavarillas6894 ปีที่แล้ว

    Great show! I got a new perspective on the influencer life. It’s a lot of work!! Well done you both!

  • @brianadams6204
    @brianadams6204 ปีที่แล้ว

    I Bought that same cd set I still listen to it LOVE IT.

  • @Yo_soy_Annna
    @Yo_soy_Annna ปีที่แล้ว +1

    Love that this is not just audio now 🔥 also, George, I'll take one of those air fresheners 😊

  • @tammykissing3615
    @tammykissing3615 11 หลายเดือนก่อน

    I'm 59 and I'm listening. I think you two are funny!

  • @jamiestanley9234
    @jamiestanley9234 ปีที่แล้ว

    Omg I always wanted the RonCo set it and forget it rotisserie oven!!! I would legit watch that infomercial every time it came on! Haha!

  • @misssocialdeb3777
    @misssocialdeb3777 ปีที่แล้ว +1

    Boomer here also, love your episodes! Quirky & fun, great tips & ideas!

  • @nadinebecker1314
    @nadinebecker1314 ปีที่แล้ว +2

    I laughed so hard. I would take one of Georges airfresheners 😀. Looking forward to every new episode.
    Keep going.

  • @kelliconlan8133
    @kelliconlan8133 ปีที่แล้ว

    I'm 41 and have always had raisins in my cupboard sence moving out of my parents' home. I love them in my oatmeal! And my kids love them also just to eat.

  • @autumncole3283
    @autumncole3283 ปีที่แล้ว +1

    This had to be the best episode!! 😂😂😂

  • @RamonaHiggs
    @RamonaHiggs ปีที่แล้ว

    Hey, I’m a boomer and I listen to every episode. It’s educational and helps me understand the world of my g’kids.

  • @GoldenAgeVentures
    @GoldenAgeVentures ปีที่แล้ว +1

    I'm behind on these episodes but this was a great one 😂😂😂 I also bought from the Seen on TV ads as well as go to the mall store, loved that place. The most favorite purchase was Tae Bo VHS 😂 I begged my mom to get them and gave my allowance for them. I do still have them ❤

  • @ekc2411
    @ekc2411 ปีที่แล้ว +1

    This was the best episode yet. 😂 The as seen on TV bit was hilarious.

  • @rmolina1026
    @rmolina1026 ปีที่แล้ว +1

    To be fair......... that cd had some bomb ass songs 😅😅😅

  • @Demonizar
    @Demonizar ปีที่แล้ว

    That thing at the end about stop looking at the phone to prevent buying stuff, same kinda thing I do about not carrying around my bank cards everywhere

  • @danisplantbasedeats
    @danisplantbasedeats ปีที่แล้ว +1

    Love listening to you guys and being able to see you too

  • @user-vb6sq9ml7b
    @user-vb6sq9ml7b 6 หลายเดือนก่อน

    We love you guys. Great show. You make us feel like we know you!!

  • @CloakedC
    @CloakedC ปีที่แล้ว +1

    I love this episode and so glad you got it on video!

  • @natalieseale4082
    @natalieseale4082 ปีที่แล้ว +1

    This episode had me absolutely cracking up 😂 you guys are awesome!

  • @joemartnz
    @joemartnz ปีที่แล้ว

    I'm 10 years younger that a boomer, but you guys are so young and love the content - crack up with some of your as-seen-on-tv confessions too :)

  • @kellyc9539
    @kellyc9539 ปีที่แล้ว

    Always Love this listening to this podcast

  • @babaybluerocks
    @babaybluerocks ปีที่แล้ว

    omg as soon as George pulled up the album and read the song list I knew EXACTLY what commercial Rachel was talking about🤣😂

  • @millmill67
    @millmill67 ปีที่แล้ว

    Rachel, I pulled into work laughing at your CD story 😂 good start for the work day. I listened to it again later when I could watch the video and it was even funnier seeing y’all laughing.

  • @uneuroalafois9313
    @uneuroalafois9313 ปีที่แล้ว +1

    it is surprising you did not talk about the "Dave Ramsey" influencers community. Back in 2015 when i first know about you, it was through them. An american Sarah Nourse, living in europe, and then i discovered chanels like the budget girl, pennies into pearls; his and her money etc. Back in those days i think Rachel was selling wallets for the envellop system. They were selling the erin condren system, the budget stickers, the cash envellops , and finding accomptability from the viewers. They deserved a shoutout as from me they are the one that made me discovers Ramsey etc.. (I am europeen so think are a lillte different for me but the 7 baby steps saved my life)

  • @Pandorash8
    @Pandorash8 ปีที่แล้ว +2

    Oh my gosh. This was hilarious lol.
    My own take on it all, is that influences have a lot of sway because it’s like a recommendation from a friend. Especially since lockdowns forced a lot of interaction to be via a screen. So these people can feel like a friend, and their words carry more weight than even a celebrity TV Ad I think.

  • @lpinman16
    @lpinman16 ปีที่แล้ว +1

    Dying 😂 with this episode! LOVE ❤ SMHH is on the Tube just to see George Rachel and producer Lindsey ❤

  • @pamp212
    @pamp212 ปีที่แล้ว

    Hey! Boomer here! Yeah we’re listening!! Love it!! ❤

  • @kosette14
    @kosette14 11 หลายเดือนก่อน

    I'll take an air freshener! 🙋‍♀️😂
    Also..... about those raisins sitting in my cabinet....

  • @Jpmagictravel
    @Jpmagictravel ปีที่แล้ว

    I absolutely LOVE Smart Money Happy Hour!! 😂 🎉

  • @kelleyfarley1955
    @kelleyfarley1955 ปีที่แล้ว +1

    This is absolutely hilarious!!! Love this episode!! 😂🎉

  • @janae09
    @janae09 ปีที่แล้ว +3

    I want one of George’s air fresheners!!

  • @andiedubya
    @andiedubya ปีที่แล้ว

    I’m a Boomer (66) and listen all the time! My daughters listen too!

  • @tjgolabek
    @tjgolabek ปีที่แล้ว

    I'm a boomer and I'm watching... I love Rachel.

  • @kelleyfarley1955
    @kelleyfarley1955 ปีที่แล้ว

    I am a boomer and I LOVE your show!!! 💕💕

  • @stacyingram8132
    @stacyingram8132 ปีที่แล้ว

    ❤love the Podcast ! Glad I found the videos ..

  • @anhbarker
    @anhbarker 11 หลายเดือนก่อน

    "I Swear" was All-4-One, BTW. It's a good one! 😂

  • @margaretcraig6538
    @margaretcraig6538 10 หลายเดือนก่อน +1

    Ha ... I am a 76-year-old boomer and I watch you two on "Smart Money Happy Hour". 😂

  • @beverlyness7954
    @beverlyness7954 8 หลายเดือนก่อน

    I'm a boomer and I watch. I like to hear what 's new in the world - sometimes it doesn't make sense. haha I had to look up bougee or boojie. I understand what you're saying, but that word is new.

  • @andi.h.michelle
    @andi.h.michelle ปีที่แล้ว

    The ultimate love song collection has me in tearrrrs 😂

  • @AlexDom09
    @AlexDom09 ปีที่แล้ว +1

    This is such a great podcast! ❤

  • @PattyMedlin
    @PattyMedlin ปีที่แล้ว

    I am a boomer, AND I love your show!!!!

  • @gailhoover9263
    @gailhoover9263 ปีที่แล้ว +1

    Okay George, so after scrolling down I can see that your assumption that boomers (me too) aren't watching is way off base. Be careful or you might just lose a large percentage of your viewers. Love the rapport you two have. Keep it up.

  • @annetteseeber2117
    @annetteseeber2117 ปีที่แล้ว

    Ok George! I'm a boomer and really enjoy the show.

  • @meghancataldi7513
    @meghancataldi7513 ปีที่แล้ว

    😂 so glad to have the video on the podcast now.

  • @calizibluk
    @calizibluk 11 หลายเดือนก่อน

    This episode gives me life!!

  • @carolynmcneil9338
    @carolynmcneil9338 ปีที่แล้ว

    I had that CD lol. Great show

  • @rachelstephens8716
    @rachelstephens8716 ปีที่แล้ว

    You should have Babs on the show! I just love her!

  • @ahhnaalee
    @ahhnaalee 7 หลายเดือนก่อน

    I totally remember those CD collection commercials! I was definitely loling

  • @beckyscott9380
    @beckyscott9380 8 หลายเดือนก่อน

    Rachel, you have to know...I just love you! Bahahaha I'm dying over here!! I thought you were gonna say you bought "Now" But you bought the ultimate love collection. I'm officially dead. 🤣 LOL just to leave some letter lingo here since it's on trend in this episode. 😆

  • @AlexDom09
    @AlexDom09 ปีที่แล้ว

    I find that it’s true! You’ll see a lot of what you’re going through a tough time with 😞😞

  • @isabellaross1472
    @isabellaross1472 ปีที่แล้ว

    29 years old raisins in my pantry 🙋‍♀️ thanks for the reminder, now I’ll be munching on these through the rest of this podcast

  • @TCAPRecipes
    @TCAPRecipes 23 วันที่ผ่านมา

    Zorbeez is where it's at. RIP Billy Mays.