The BEST TD Travel Credit Card - TD Aeroplan Infinite Visa (I WAS WRONG)
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- เผยแพร่เมื่อ 21 ก.ย. 2024
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Let's talk about the TD Aeroplan Visa Infinite Credit Card. In my opinion, the best TD travel credit card for canadians!
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Knowing what I know now, I made a mistake with the last video and I hope this update helps :)
I’ve held this card for a while and have been happy with it. Worth mentioning again that the annual fee can be waived indefinitely if you have the TD All-Inclusive Banking Plan, which is $30/mo or rebated so long as your account balance is always minimum $5,000.
Hi, do you mean that if you have a td bank account fees can be waived?
Can you open that inclusive banking plan checking account after getting the credit card and still be eligible for that annual fee to be waived ?
Yes, and yes! I opened my account after I received the CC, right before my 1st-year-waived was up for renewal. They initially charged me so I called them and they fixed it within 24hrs.
@@NarrBitaYarr nice. And there is no minimum to have in the checking account for the credit card’s fee to be free every year. The minimum of 5000$ on that inclusive banking checking account only applies to that 30$ banking plan being waved per month for the plan itself, like you mentioned in your original post. I do wonder though if an amex or avion card from rbc tops the TD aeroplan cc. With Rbc and Amex, you get to convert the points to avios for example. The aeroplan is limited to air Canada.
Having the all inclusive chequing to skip the annual fee for the credit card is actually more expensive.
I spoke to 2 td agents yesterday about the aeroplan card - and they said you get points with any airline flights you book - you just get more with air canada and there list of many other airlines. Regardless you get areoplan points with any flights booked. You get areoplan points with groceries and gas plus the list of business and merchants they have on there programs. The first checked bags is amazing as well. Thank goodness yesterday when I was watching your other video I did my own research and went with the areoplan
I've had this card for a year, and it works well for me. Though with the travel chaos lately my family went carry-on only for a trip 2 weeks ago because we were afraid that any free checked bags would just get lost.
I would recommend to buy an AirTag or similar product, so you leave inside the checked bag, and can track in case the luggage gets lost. A bit of piece of mind IMO.
Yes, when you did that last video I disagreed with you and I have had the infinite card for years. The free 1st baggage, if you do 2-4 trips a year, with what they charge for baggage fees, MORE than pays for the yearly credit card fee. Recently, re: aeroplan points, I have noticed few places on the aeroplan program, like Esso gas and Homehardware store. These were two of my go to places so now it takes longer to collect enough points.
The 7,500 spent to get all those extra points is also a wonderful feature. Thank you for being upfront and honest. Glad the community checked in with you and reached out to give you the right info. Cheers from Eastern Canada.
LOL i choked myself when i saw my name appearing in ur video LOL
Earning aeroplan points is def more worth it. Im not saying TD Aeroplan VI is the best card in the "Airline points" earning category in Canada, but its def competitive and versatile for most people, especially not having a crazy high annual fee, which to many beginners can be a huge hurdle.
But Good job in switching. I make youtube videos also in my main channel, not gonna plug it in here lol, but one day maybe ill explain more about points/miles and how to maximize your points/miles value
what's ur main channel called?
just making sure if you're not Ricky?
What if you don’t like air Canada
Buyer beware aeroplan is changing their redemption rates sept 1. Yes the rates to sign up for year 1 on card are good but it's also with their intentions to bait you in. History of aeroplan is always changing their points redemption unfortunately
The Amex Cobalt card is even better. You can transfer points 1:1 to Aeroplan
The Amex Cobalt + TD Aeroplan VI/VIP have such good synergy with each other that if you get one you sort of _have_ to get the other to absolutely maximize the potential earnings.
The problem I have with the infinite travel card is I finally went to book a trip in TD for expedia, and wanted to go to puerto plata in September, trip on Air transat or on selloff vacations was around $899 each, but on TD expedia it was $1299 and it wasnt direct flights... so I feel like its a ripoff.
Yes it happens to me too , when I compare from just Expedia or other sites it much cheaper!
Exactly! There are other websites that offer much cheaper prices compared to Expedia.
As a single person whose main expenses are food and groceries (no house, no car) it kinda sucks I cant get into this now. It doesnt make sense financially as I use Tangerines free card to get cash back. One day!
Different cards for different life stages! Tangerine sounds like a superb option 👌🏼
If you want to maximize your aeroplan point, totals, American Express, cobalt credit card, you seem like a millennial like myself, and with a young family how you can transfer membership points, one to one to aeroplan instantaneously that is another way to maximize your ability to travel
Thanks for the video brandon, I’ve got the first class travel one and I’ll probably make the switch now as I wasn’t quite sure which one was better.
Def worth the switch now that I’ve been through it 👍🏻
Would love if you compared RBC credit cards too!
I would check out the Prince of Travel TH-cam channel and website for that. Ricky is more knowledgeable on credit cards and its perks.
RBC cards are terrible
Doesn't matter how good it is if you can only fly on Air Canada because Air Canada sucks
How's this card doing? Still holding it? I have the TD FC VI and looking to switch to either this or something else, since I bank with TD I can have either for free.
I got the CIBC dividend card. Cash back, not Travel.
TD is good, scotiabank visa passport is better; scene is now partnered with sobeys. I like HSBC Premier good benefits
Scotiabank visa passport is sweet. As a person who is in the USA for the next 6 months, I'm getting my use with it.
0% currency exchange rules
great video Brandon. Thanks
Awesome video Brandon!
This TD add was brought to you by........ If you actually travel allot and crunch the numbers you will find AMEX Business Platinum ALWAYS comes on top.
Even when you redeme your points. Have you seen a TD Lounge? No. An AMEX lounge is like a home.
This is an add push for sure sorry. I travel allot and I tried to swit h from AMEX, and no one even came close in perks.
Hey Brandon, any chance to cover as well which cashback card is the best? With rising interests rates, I'm looking to get a cashback card to have some savings over my purchases..
How does this card compare to amex cobalt?
Great Follow up video!! and Thanks for making this one. How about comparing the Amex Cobalt vs TD Aeroplan Infinite visa. As AMEX cobalt does give 5x on Food, groceries and drinks, which is better than TD one. I am just thinking, if the option of annual fees to be waived (All inclusive account) for TD card would make a difference, for not opting the Amex ?
Just got the visa infinite, I am also a big fan of AMEX. I decided to add this card for things that don't accept AMEX. This should cover and collect so many points
Would still recommend you get the vip version of it. Or better still get the Amex platinum
Can I use all the passes in one visit for my family of 4 accompanying ? And can I het access to almost 1000 plus lounges as other priority pass or dragon pass holders?or only valid for maple leaf lounges and star airline lounges which are almost less then 100 worldwide?
If I have a joint account with my wife, will we each be able to sign up for a TD credit card and get the annual fee waived?
Can you please explain the math of the points?
visa infinite cash back still for me MAX FLEX with great perks
Will i still be eligible for a free checked in bag if I didn't purchase the air canada ticket using my credit card, but i put my aeroplan number on the flight details?
I laugh every time I see the TH-cam ad for this cad with the song "Pumped Up Kicks" by Foster the People. They don't seem to know what the song is about or they would choose another.
Spoilers: It's about a school shooting
Maybe you should take the other video down then, for the people that don’t see this one first. (Me)
how you doing?, brother!aamazing done~have a good day~🔥
never liked any point system or portal/reward/coupon book system for credit cards as you said before in one of your videos its hard to compare the dollar value had the cash back infinite card but excited for the new AMEX PERFERED cash back card update ccming soon which is 4% gas and groceries and 2% everything else, best in the game right now imo
Yes but it sucks there is no way to waive the annual fee , there are others that you can wave like the CIBC dividend Visa Infinite that gives you 4% gas and groceries , 2
Brandon, it would be appropriate for you to declare a promotion as a promotion rather than disguise it as a video.
There's nothing wrong with promoting but you owe it to your subscribers to be open and honest about it.
This isn’t a promotion lol u guys crack me up
Get the rewards and dumb for another card before annual fee
Can you also share best starter credit card for students (immigrants who are just starting their credit journey in Canada )
Hi
Hi Marvin :)
TD is disgusting. Filth working there. TD Bank in the US actually could really teach their Canadian parent company how things are done. But oh well. In Canada, a huge pass on anything TD.
I would Give "Wise" Aka TransferWise a Try Brandon. Easily The Better Travelling Card.
I use it. Just make sure all your flights, hotels or airbnbs are charged on your TD Areoplan or Amex for insurance benefits and then load your wise card for when you're in another country so you're not missing out on points.