VA Assumable Loans explained with no BS Pros and Cons www.eztouse.org/1810sw1stplace
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- เผยแพร่เมื่อ 8 ก.ย. 2024
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Assumable mortgages and why it is better to pay more money for a house and to pay less in monthly payments.
Buy this home for $390,000 At 1810 Southwest 1st place Cape Coral Florida 33991 and assume this 2.375% VA Mortgage and $1400 monthly payment.
We are seeking a buyer capable of qualifying for a conventional mortgage and possessing the financial means to cover the equity stake of approximately $130,000. Presently, we are welcoming offers accompanied by a pre-approval letter or buyers who can fulfill the upfront cash requirement or a cash buyer.
PennyMac’s Assumption Team will take all the work out of your hands. They have decades of experience and will process everything on your behalf directly with the lender.
Google the term doctor calculator that's a fantastic mortgage calculator. Carl's mortgage calculator is what it's called. Look at the difference of a $390,000 mortgage and look at what a 2.375% interest rate on a 30-year fixed is going to cost you per month, and then look at what it cost you over 30 years and then do the same thing at a 6, 7, or 8% rate.
You will see that it really makes sense to pay more for a house and get a lower interest rate than it does to pay less for a house and get a higher interest rate. It's hard to wrap your mind around that until you see it on paper but it is absolutely the case.
This video is designed to sell my house to educated buyers and to find a buyer who will understand the savings and advantages of buying my house even above my asking price or Market valuations.
Most agents know very little, or false information about VA government-backed mortgages. No real estate agent or loan officer is needed.
PennyMac mortgage has assumption specialists who will manage every detail of the process to ensure a smooth and seamless experience from start to finish.
In fact, some agents will try to sabotage a For sale by owner VA assumable mortgage because they feel this is cutting their commission structure of 6%. If you have an agent make sure you're working with an agent that understands assumable loans. A deal like this is done best without agents. Get a real estate lawyer instead if you need assistance Is best, in my opinion, then my buyer and I will save a lot of money the agent is actually a costly Middleman.
This home is perfect for entertaining family and friends. It’s a win-win situation for everyone involved.
Assumable Mortgage Details and links:
If you're not familiar with assumable mortgages, check out these resources for a detailed explanation and a balanced view of the process: Roam Startup hopes to make home-buying more affordable with assumable mortgages • Startup hopes to make ...
Below, you'll find links regarding assumable loans, along with my attached research papers on the subject and the PennyMac purchase agreement and their process. These documents outline the various pros and cons associated with assumable loans. I believe reviewing them will assist you in determining whether this option aligns with your interests.
Video 1: Assumable Mortgages Explained • Assumable Mortgages Ex...
Video 2: Huge savings with assumable mortgages, even at higher prices! • There is huge savings ...
Video 3: Assumable Loans - everything you need to know • Assumable Loans - ever...
Video 4: NBC4 Washington assumable mortgage may help you buy a home you can afford • How an assumable mortg...
Video 5: Here's how to get an ultra-low mortgage • Here's how to get an u...
Video 6: CNBC Television • Startup hopes to make ...
Video 7: Sellers Secret Weapon - Assumable Mortgages for a Quick Sale • Sellers Secret Weapon ...
Video 8: Unbelievable Tips for Assumable Mortgage Loans | Don't Miss Out! • Unbelievable Tips for ...
Video 9: The Strategy NO Lender is Talking About! Assume a Mortgage for a Lower Rate | Mortgage Assumption
• The Strategy NO Lender...
Video 10: What Sellers Should Know About Assumable Mortgages • What Sellers Should Kn...
Video 11: We Did it! 2.875%. What it took to assume a mortgage.
• We Did it! 2.875%. W...