Non Tax free investments In India by asset Yogi Three stages of investment : 1. Contribution 2. Accumulation 3. Withdrawal Section 80 c is if u invest 1.5 lac then tax free TEE stands for taxed income in contribution stage and when accumulation stage is started no tax meaning u r exempted and after withdrawal it is also tax free . TET : Contribution - taxed income Accumulation - exempted return Withdrawal - taxed income Stocks and mutual fund: TTE Contribution - taxed income Accumulation - taxed return Withdrawal - exempted returns FD , RD , bonds : Tax savings investments EET Contribution - exempted under sec. 80c Accumulation - exempted Withdrawal - taxed returns ELSS mutual fund : ETE Contribution- exempted under sec 80 c Accumulation - taxed return Withdrawal - exempted return 5 yr . Tax saving FD , NSC , Post office savings EEE Contribution - exempted under sec 80 c Accumulation - exempted return . Withdrawal - exempted return PF , EPF , Insurance & ULIP NPS lump sum 60% .
Namaste Mukul ji, aapka channel bahut informative hai aur aapka samjhane ka tarreka ek dum professional hai. I m lucky to find this channel on the subject of finance. Please aise hi videos post karte rahiye! Dhanyavad
Very good explanation... please share a video about how to read bank sanction letter of a company and pls cover all items like( CC, TL, BG ,LC etc)... request you to please also explain important statement we must read carefully......hope you make it ASAP
@@AssetYogi sir what if a company has invested it's money in a corporate bond and is earning 40 lac in interesr for example then how much will a company pay tax. Plz tell
Mukulsir, LIC SAMRIDDHI PLUS policy(Ulip) is EEE or EET (holding more than 10yrs)pls guide bcoz it is skipped at the end of the video which was there on slide.. :)
Can you please make a vidoe on Tax free bonds - TEE? Very Lucid details shared. Please write a blog with more insightful explanation on the topic. Q: How to buy and what is bond open period? Q: Are the previous years' interest taxable.. when sold in secondary market, except capital gains? Q: when purchased frpm secondary market, are these bonds still tax free, held till maturity? Q: how are the annual interest income declared, during tax filing?
Then what's should we go for NPS or non Elss mutual fund which will yield more ... Please suggest.. should I stop my non Elss mutual fund and divert it to Elss or NPS... kindly suggest
Very much important.. Sir please make a video on- if investment is more than 1.5L then what will be the case? In which category will it be? For example if I invest 1.5L in PPF, 0.5L in NPS, and 1L in other tax savings schemes.. then what will happen? How tax will be calculated
Hello sir Maine Hdfc bank mein home loan apply kiya tha unhone bola tha ki 8.9% interst rate lgega..kuch din pehle unka fon aya ki 10% lgega Maine bola ki sir aap dekh Lo aapne kam bola tha...phir unko jo processing fees ka cheque diya wo debit ho gya Hai.. phir unka fon aata hai ki thoda mushkil hai loan milna..maine bola ki sir cheque toh abhi debit ho gya hai toh bolte hai ki ruko check kr ke btata hu..kya kr sakte hai ye case mein
Hello sir , mutual funds are described as large cap, mid cap , small cap etc... But ELSS Mutual funds jo hote hain, unke bare me easily ye pta ni chlta k vo kis category k stocks mein investment krte hai? Ye kese pta chlega? Plz btana... And one more question k elss mutual funds lete time ye dhyan me rkhna chahiye k ve kis cap k stocks mein investment kr rhe hai ya koi bhi elss mutual fund le le?
Dear sir The information you provided in your vlog is very good and useful but it helps if you explain clearly all the process involved in such scheme Please give some pro tips on choosing right fund and stock so we make investments correctly Please start mutual fund and stock series also
@@prakashchaudhary839 सुन ने में ये आ रहा है कि जिसके नाम पर जितनी properties होगी वो सभी उसे अपने demate a/c में दिखानी होगी , जो property नहीं दिखेगी वो बेनामी मानी जायेगी, काफी कुछ नया लाने की तैयारी चल रही है overall आम आदमी का फायदा ही होगा प्रॉपर्टी के दाम कंट्रोल होंगे, कानून सख्त होने चाहिए,,
Thank you Sir for your informative video :) I have one question regarding ELSS mutual funds... Question : We know that ELSS has 3 years of lock in period and I have a SIP of ELSS mutual fund. So I want to know that after 3 years all the units accumulated will be locked out at once or it will take 3 years of time for each of monthly purchased units. Hope for your reply : ) Regards, Amit
Thank you Sir for reply. In the case of each unit's maturity date calculated separately it's gonna take another 3 year to recover fully invested amount,I wanted to know if there is any way around so that I can use all accumulated units just after 3 years or any lesser time otherwise it will take total 6 years to recover fully from ELSS investment Kindly reply.
Bhai PPF is the best if you have time.. aankh band kar k PPF me 60% of yearly saving amount dal sakte ho.. MF / stock market me baki 40% se risk le sakte ho.
Mukul sir ome genuine query: W Suppose someone invests in FD for 3 years, interest is calculated annually, but instead of taking it in account, the investor chooses to compound the interest. So in this case will the final withdrawal interest will be taxed? Or will the interest be taxed each year?
sir envester itna bada nahi hota hai, Jo govt. itna TeX leti hai. jabki hamara envester ke paiso par mutual fund, bank loan ya share market me envest karke paisa lakho me kamate hai. ye jayaj nahi hai. agar envester ki itni kamai hoti to vah FD/ envest nahi karta? envester aur treder me kafi anter hai. share market me treder lakho ka business karte hai vah bhi janta ke paiso par. jaise fund mng. banker, broker aadi. isliye mera anurodh hai ki chhote amount vale investaro par govt. TeX naa lagaye.
नमस्कार साहब मैं एक वेतनभोगी कर्मचारी हूं और मेरी वार्षिक आय (300000) है मैं स्टैंडर्ड deduction 16 के तहत छूट क्लेम रूपए 40000 हजार का करूंगा या 25000 का करूंगा अगर मैने क्लेम 40000 का कर दिया है और रिटर्न फाइल कर दिया है तो क्या समाधान है कृपया मेरी मदद कीजिए आपका बहुत बहुत आभार (लक्ष्मण)
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Non Tax free investments In India by asset Yogi
Three stages of investment :
1. Contribution
2. Accumulation
3. Withdrawal
Section 80 c is if u invest 1.5 lac then tax free
TEE stands for taxed income in contribution stage and when accumulation stage is started no tax meaning u r exempted and after withdrawal it is also tax free .
TET :
Contribution - taxed income
Accumulation - exempted return
Withdrawal - taxed income
Stocks and mutual fund:
TTE
Contribution - taxed income
Accumulation - taxed return
Withdrawal - exempted returns
FD , RD , bonds :
Tax savings investments
EET
Contribution - exempted under sec. 80c
Accumulation - exempted
Withdrawal - taxed returns
ELSS mutual fund :
ETE
Contribution- exempted under sec 80 c
Accumulation - taxed return
Withdrawal - exempted return
5 yr . Tax saving FD , NSC , Post office savings
EEE
Contribution - exempted under sec 80 c
Accumulation - exempted return .
Withdrawal - exempted return
PF , EPF , Insurance & ULIP
NPS lump sum 60% .
Namaste Mukul ji, aapka channel bahut informative hai aur aapka samjhane ka tarreka ek dum professional hai. I m lucky to find this channel on the subject of finance.
Please aise hi videos post karte rahiye! Dhanyavad
That's wonderful and detailed video sir!! Appreciate it!!
Thank you so much, very good explaination
Thanks Parag
बहुत बढ़िया से समझाया... thanks dada
:)
1:28 video start
Thanks
Thanks a lot. Much helpful content for a fresher. Keep it up. Subbed 👍
Dear Mukul Sir
I love this video.
This video cleared my all confusion towards 80c.
Thank you so much.
Very nice video as well as nicely explained, thanks
Perfect explanation.... Hats off you sir
Excellent video.
Great information.
Please make more such videos.
Thank you.
Keep learning 😊
Excellent, it has clear my all doubts .thanks
Keep learning Arvind
NPS Lump-sum pet Tex lagega, Anuty per Nahi lagega
Very good explained. Thank you sir.
You are welcome
Very good explanation... please share a video about how to read bank sanction letter of a company and pls cover all items like( CC, TL, BG ,LC etc)... request you to please also explain important statement we must read carefully......hope you make it ASAP
Thanks for comprehensive information 👍🏻
My pleasure
Excellent way to explain things. I just saw your video and subscribed to your channel Immediately. Thank you for sharing your knowledge.
Keep learning Krishna 😊
@@AssetYogi sir what if a company has invested it's money in a corporate bond and is earning 40 lac in interesr for example then how much will a company pay tax. Plz tell
Very good explanation.thank you.
Hope it helps :)
Namaste sir G ,ppf vs index fund koun better rahega
Thank You for explaining each and everything so nicely...
अचछा वर्गीकरण किया है ।धन्यवाद
Dhanywaad :)
Mukulsir, LIC SAMRIDDHI PLUS policy(Ulip) is EEE or EET (holding more than 10yrs)pls guide bcoz it is skipped at the end of the video which was there on slide.. :)
बहुत he achi जानकारी मुकुल जी😊😊😊😊😊👌🏻👌🏻👌🏻🇮🇳🇮🇳🇮🇳🙏🏻🙏🏻🙏🏻🙏🏻
Dhanywaad :)
😊😊🇮🇳🇮🇳🙏🏻🙏🏻🙏🏻
नहीं मुकुल जी ये भी तो बताइये ना की property जब sale करेंगे तो उस पर heavy टेक्सस लगेगा यदि property में reinvest नहीं करेंगे तो ...
Cristal clear explanation
Can you please make a vidoe on Tax free bonds - TEE?
Very Lucid details shared. Please write a blog with more insightful explanation on the topic.
Q: How to buy and what is bond open period?
Q: Are the previous years' interest taxable.. when sold in secondary market, except capital gains?
Q: when purchased frpm secondary market, are these bonds still tax free, held till maturity?
Q: how are the annual interest income declared, during tax filing?
आपकी शब्दावली स्पष्ट है ,1.5 सभी के कंप्लीट हो चुके होते हैं अर्थात उसके बाद के इनवेस्टमेंट विस्तार पूर्वक बताएं
Then what's should we go for NPS or non Elss mutual fund which will yield more ... Please suggest.. should I stop my non Elss mutual fund and divert it to Elss or NPS... kindly suggest
PLI Retun pr kitna tax lagta hai
Best 1 I really need this
Sir, make a video on builder collaboration please.
Very nice examples
Thanks 😊
Clearly and to the point... thanku sir
Keep Supporting Ravi :)
WHY PPF was not emphasized ?
What should b our first saving investment ? Pls make a video on it!
ELSS pe above 1 lac tax lagta hai.. but 1 lac profit hai ya phir total investment value hai ?
Sir please make a video on the growth rate of companies... with live example
Want to know,good options to invest money after 80C
Excellent explained
Glad you liked it
Very much important..
Sir please make a video on- if investment is more than 1.5L then what will be the case? In which category will it be?
For example if I invest 1.5L in PPF, 0.5L in NPS, and 1L in other tax savings schemes.. then what will happen? How tax will be calculated
I have same question
You can get tax exampt upto 1.5 lac under 80c +50k in NPS... other investment will be taxed
Gold coin or bar ?
Where to invest for short term and long-term ?
Where to purchase ?
On which website I can find interest income of company
Sir if someone have earned 10 lakh after 1 yr of investment in stocks.... will that income after LTCG will be taxed again according to the tax slab?
Can someone do APY and NPS both ?
Please make a video on KYC and anti money laundering.
Very informative video Sir, keep up the good work. 👍
Thanks for appreciation
NSC par interest milata he vo 80C par le liya to 5 year ke bad ka interest par income tax lagega
Very nicely briefed
Awesome information sir Thank you so much for sharing such valuable info with us
Nice info sir.. Thank you 🙏
Hi, if I make a investment in any startup, is it tax free?
Brilliant, thanku sir
Keep learning 😊
@@AssetYogi sure
sir please make a video on IPO of LIC what will be its pros and cons for company , for government , for public, for LIC employ .
Mukul ji, Kindly plan a detailed video on NFT.
Regards
Bhupinder Malik
Great sir 👍👍🙏
Thanks
Mukul Sir lottery pe bhi tax lagta hai????
Yes
Excellent Video. You have a great sense of Training. Great work ! @asset Yogi
Simply excellent 👍
Thanks Shiv :)
FD @ RD 80C ke andar aata hai ki nahi
Thanks for share Good information...
Sir 40000 tk fdr me tax deductions h kya
very nice information
Hello, what is upper limit for tax free bonds?
Very good topic sir
Thanks :)
Sir please make a video on ECB
Sir i am a private tutor and my all transaction is in cash so how could I bank account and how wiil I
Return it? Pls help
Hello sir Maine Hdfc bank mein home loan apply kiya tha unhone bola tha ki 8.9% interst rate lgega..kuch din pehle unka fon aya ki 10% lgega Maine bola ki sir aap dekh Lo aapne kam bola tha...phir unko jo processing fees ka cheque diya wo debit ho gya Hai.. phir unka fon aata hai ki thoda mushkil hai loan milna..maine bola ki sir cheque toh abhi debit ho gya hai toh bolte hai ki ruko check kr ke btata hu..kya kr sakte hai ye case mein
Sir please give an example any companies i.e Tata motors, Bharti Airtel etc... Then We are understand very easily
You made videos very good
Hello sir , mutual funds are described as large cap, mid cap , small cap etc... But ELSS Mutual funds jo hote hain, unke bare me easily ye pta ni chlta k vo kis category k stocks mein investment krte hai? Ye kese pta chlega? Plz btana... And one more question k elss mutual funds lete time ye dhyan me rkhna chahiye k ve kis cap k stocks mein investment kr rhe hai ya koi bhi elss mutual fund le le?
EEE ke under PPF bhi ata hai na bhai
अगर मे मेरे bussiness मे ही reinvest करता हू हर दिन तो क्या मुझे टॅक्स भरणा होगा
Sir csp kese le sako sob bank nahi hoga bolraha ek video banayah please
Dear sir
The information you provided in your vlog is very good and useful but it helps if you explain clearly all the process involved in such scheme
Please give some pro tips on choosing right fund and stock so we make investments correctly
Please start mutual fund and stock series also
Govt. द्वारा Property demate account लाने की तैयारी चल रही है कृपया इस पर video बनाइये
bhai kya aapko pta hai iska kya asar hoga public pr please short me answer jrur de.
@@prakashchaudhary839 सुन ने में ये आ रहा है कि जिसके नाम पर जितनी properties होगी वो सभी उसे अपने demate a/c में दिखानी होगी , जो property नहीं दिखेगी वो बेनामी मानी जायेगी,
काफी कुछ नया लाने की तैयारी चल रही है overall आम आदमी का फायदा ही होगा प्रॉपर्टी के दाम कंट्रोल होंगे, कानून सख्त होने चाहिए,,
Is PPF under EEE category?
Finally lic amount per text lagega?
सुकन्या समृद्धी योजना Eee हे क्या सर
At last in EEE segment, you showed PF, EPF, INSURANCE & NPS. But you did not say any word about INSURANCE. Why?
Missed :)
Which category ppf falls under....is it EEE?
Yes
Is PPF is under EEE?
My present age is 53 years if I invest of Rs 5000 per month then how much pension will be getting at the age of 60
Very good and informative video
Thankyou
Sir I think NPS is EEE now.
Fssai license reg resigtra Ka video sir please kyu ki CSC Chor hai market 5000 leti hai sirf ek 500 rs k license
Couldn't a video be made on VRS - Voluntary Retirement Scheme?
Thank you Sir for your informative video :)
I have one question regarding ELSS mutual funds...
Question : We know that ELSS has 3 years of lock in period and I have a SIP of ELSS mutual fund. So I want to know that after 3 years all the units accumulated will be locked out at once or it will take 3 years of time for each of monthly purchased units.
Hope for your reply : )
Regards,
Amit
3 years will be calculated for each unit separately from its investment date
Thank you Sir for reply. In the case of each unit's maturity date calculated separately it's gonna take another 3 year to recover fully invested amount,I wanted to know if there is any way around so that I can use all accumulated units just after 3 years or any lesser time otherwise it will take total 6 years to recover fully from ELSS investment
Kindly reply.
@@thisisamittripathi yes absolutely ri8.
@@AssetYogi hi air
THANK YOU 🙏
Rd account ka bare batya
Good job, keep it up
Thanks Shobhit :)
Sir I m 30 yrs old.
Nd where should I invest .
Lic, mutual fund, ppf, which one is gud for me. Plz guide me
Bhai PPF is the best if you have time.. aankh band kar k PPF me 60% of yearly saving amount dal sakte ho.. MF / stock market me baki 40% se risk le sakte ho.
@@yashthakar9441 thank uh bro
sir g mere dad ki pension 45000 per month h ...to kitna tax pay krna hoga or elss fund me kitne ki sip kr wo tax ko bcha skte h hm ...kripya batye
Hire a good CA
Again new concept...
You are the best
I hope this will be helpful :)
Great❤
Mukul sir ome genuine query: W
Suppose someone invests in FD for 3 years, interest is calculated annually, but instead of taking it in account, the investor chooses to compound the interest. So in this case will the final withdrawal interest will be taxed? Or will the interest be taxed each year?
Petrol pump 2019 open ke liye term& working capital loan details video banaye petrol pump future Kaisa hai yah bhi batayein wait for video
Thank you for explaining beautifully. But, I have one doubt, If a person invests 5k in NSC every month for 5 years, should he pay tax?
ETE?
sir envester itna bada nahi hota hai, Jo govt. itna TeX leti hai. jabki hamara envester ke paiso par mutual fund, bank loan ya share market me envest karke paisa lakho me kamate hai. ye jayaj nahi hai. agar envester ki itni kamai hoti to vah FD/ envest nahi karta? envester aur treder me kafi anter hai. share market me treder lakho ka business karte hai vah bhi janta ke paiso par. jaise fund mng. banker, broker aadi. isliye mera anurodh hai ki chhote amount vale investaro par govt. TeX naa lagaye.
नमस्कार साहब मैं एक वेतनभोगी कर्मचारी हूं और मेरी वार्षिक आय (300000) है मैं स्टैंडर्ड deduction 16 के तहत छूट क्लेम रूपए 40000 हजार का करूंगा या 25000 का करूंगा अगर मैने क्लेम 40000 का कर दिया है और रिटर्न फाइल कर दिया है तो क्या समाधान है कृपया मेरी मदद कीजिए आपका बहुत बहुत आभार (लक्ष्मण)