This is really useful. But majority of people wish to go down that way..but get caught up with constraints which is A) not into high pay jobs B) savings for down payments C) locked into EMIs D) family obligations Which leaves little savings in the end
Loved “The Simple Path to Wealth”. Started reading it the moment I got my first tech job offer. Thank you for the recommendation. Please share the time management book and how you do it all.
+1 to both book recommendations! 📚After getting a job at Google, I was hounded by personal finance advisors who wanted to manage my money. I read Ramit's book to first educate myself so that I would at least know what they were doing, and I learned that I was better off doing it on my own 💰(in index funds of course 😄).
Exactly, that's how I felt too. I wish I had read Ramit's book right after immigrating to USA because it gives a comprehensive of the USA financial systems. I would have avoided so many mistakes if I had read the book earlier.
Thank you so much for this Sundas! Talking about money and wealth management is unfortunately almost seen as a taboo topic especially where I'm from, and it was great to see someone speak so openly and honestly about their experiences and their path to financial literacy. There's so much I could learn from this video and I'll definitely be reading the books you mentioned. Too often we spend a lot of time working and not really focusing on the reason we all work, which is to be financially stable for life. So kudos to you!
hi sundas you should definetly start a data science course or oulines on youtube as you have better ideas for what is going on in market. it will help many beginners
Thank you so much for this! It would be great if you could do more videos on finance and investment, especially to freshers. Please do share your 6 month journey of finance literacy step by step or make a video on investing in stocks/crypto/... for beginners. It would be of great help for the youth!
I would suggest to start with the 2 books I mentioned if you are in USA. If not, then find something equivalent for your region. Reading a book and then building on top of it is the best way to learn in my opinion.
I really wished that finance education be part of schooling. It is actually way more important compared to some other subjects which could have been even omitted. Because financial literacy is what is needed to live a good life and make the most out of the money you earn. If children are educated about finance and investment from school, they'll be able to save up for life right from the beginning of their earning.
I completely agree. I hope it's part of school curriculum one day. It does make you wonder who benefits from not making financial education accessible?!
You’re genuinely an inspiration! Love to see more women out there teaching us young ladies and opening our eyes to the field of data science! Thank you 🤍
Hi Sundas, thank you for another helpful video. I have a video request for you - on your data science learning or interview prep schedule. What time of the day/night, how many hours, weekend schedule, how you managed the prep with your full time job. Thank you.
I read “The Simple Path To Wealth” based on your recommendation and I loved the way it was written. It provides practical advise written in a language that’s easy to understand, what else could one ask for!
Thank you very much ma'am for your this video, I am currently in my third year in college and I have a keen passion for tech , specifically data science Having this background, I feel like you are an inspiration for me as I follow you on instagram too and I am aware of the struggles you have been through and how much strong and independent you are to this day Just wanted to let you know all of this and please make more videos, I'd love to know what goes around in the life of a female data scientist at google, which pretty much seems to be a perfect goal to me Love from India ✨❤️
I find you are good at explaining things. Could you please share something on how to develop communication skills or key things to note when communicating ? Thank you!
Hey Sundas, thank you for your overview on financial literacy. I really liked it. I however have one suggestion- if you can talk it out in a bit more detail like what kind of S&Ps you invested in or you know other details i believe your viewers can benefit from that more than from a general overview. Keeping in mind that a lot of people who follows you also work in tech gigs and FAANG - so having someone we can relate to personally is always exciting. Please dont get me wrong- i simply love your work !!
A pretty safe, conservative approach would be to invest in a low-cost ETF that tracks the S&P500. I like Vanguard brokerage and they have a good total stock market fund. I think they typically return around 6-8% annually.
Radhika, thanks for the suggestion. I appreciate it. I hesitate from telling people which stocks/funds to invest in but I like your approach where I discuss it as what I invest in instead of "here is what you should invest in" considering I am not a financial advisor.
That’s amazing, Cathrine! I know you have been following me on IG for sometime now and I am very happy that the tips have been helpful and they inspired you.
Hi Sundas, loved the video, the info and your passion for this. Do you have any recommendations for similar books (or resources) for people based in the UK?
Yayyy I’m so glad you are into this. We have a lot more to talk about now. Hopefully will catch up you soon. And +1 you are right on backdoor and mega Backdoor. 2 different options
Sunday this was a great video thanks so much, as someone who is an immigrant and earning good salary I want to maximize my 401k and my savings. I wanted to ask for your stock investments do you use any brokerage services or your just buy stocks on your own? Also an other thing is there any other 401k a person should have other than company 401k?
Ma'am, First of all your video is very informative thank you for sharing the financial literacy thought. Secondly i like your way that you communicate in English language with fluent. I'm also learning data science field through IIT but the main problem is that my english is not so bright and good . Could you please make a video on how to learn or improve english in effective way for tech domain. And lastly you are so adorable ma'am Thank you 😃
I have both Vangaurd and Fidelity but I love love love vangaurd. They make it super simple and the customer service is top notch. For crypto I have been using Coinbase. I have a Robin Hood account as well but I have not been using it as much as I prefer to buy through Vangaurd or coinbase
Hi ma'am, I enrolled in careera for the course data science, I really don't have experience in this field but I am willing to learn, I just want to ask after I finish the course do I still need a google or ibm certificate? thank you.
Hello mam, I'm in the final year of aeronautical engineering bachelors. Now I want to do ms in data scientist for that what problem I will face because I don't know the coding language like c++, java so is this decision right for me ?
Hey Yash! As long as you are to do the data science core work, it shouldn’t be an issue. I would also suggest to be very mindful of which company you go after because the culture can influence your journey.
Depends on what kind of risk reward you seeking, and what your risk apetite is, that being said if you want make fast money than crypto is your way, if you want safe 6% interest also crypto got you covered in the form of stablecoins. Stock market could be also good but it is also volatile with market crashes which is happening more then ever before. But, the main lesson is never invest more then you are ready to loose. Most importanly in investment is timing when you get in, most beginner make mistake by buying stocks or cryptos when it is rising..that is when the holders sells. Make wise informative decisions and always try to do your own research or someone you trust.
@@SundasKhalid My comment was for others, but glad you agree! And… before this starts sounding too confrontational , I meant no harm to you. I personally didn’t get anything out of it. I’m sure you meant well.
This is really useful. But majority of people wish to go down that way..but get caught up with constraints which is
A) not into high pay jobs
B) savings for down payments
C) locked into EMIs
D) family obligations
Which leaves little savings in the end
Loved “The Simple Path to Wealth”. Started reading it the moment I got my first tech job offer. Thank you for the recommendation. Please share the time management book and how you do it all.
Amazing, Melinda! I’m so glad you like it and read at perfect time too. It’s an important education to have when we are earning.
+1 to both book recommendations! 📚After getting a job at Google, I was hounded by personal finance advisors who wanted to manage my money. I read Ramit's book to first educate myself so that I would at least know what they were doing, and I learned that I was better off doing it on my own 💰(in index funds of course 😄).
Exactly, that's how I felt too. I wish I had read Ramit's book right after immigrating to USA because it gives a comprehensive of the USA financial systems. I would have avoided so many mistakes if I had read the book earlier.
you should do a video about your portfolio.
Thank you so much for this Sundas! Talking about money and wealth management is unfortunately almost seen as a taboo topic especially where I'm from, and it was great to see someone speak so openly and honestly about their experiences and their path to financial literacy. There's so much I could learn from this video and I'll definitely be reading the books you mentioned. Too often we spend a lot of time working and not really focusing on the reason we all work, which is to be financially stable for life. So kudos to you!
Watching this video for the 2nd time and so motivated now to learn more about my own finances. Thanks for inspiring Sundas!
hi sundas you should definetly start a data science course or oulines on youtube as you have better ideas for what is going on in market. it will help many beginners
Thank you so much for this! It would be great if you could do more videos on finance and investment, especially to freshers. Please do share your 6 month journey of finance literacy step by step or make a video on investing in stocks/crypto/... for beginners. It would be of great help for the youth!
I would suggest to start with the 2 books I mentioned if you are in USA. If not, then find something equivalent for your region. Reading a book and then building on top of it is the best way to learn in my opinion.
I really wished that finance education be part of schooling. It is actually way more important compared to some other subjects which could have been even omitted. Because financial literacy is what is needed to live a good life and make the most out of the money you earn. If children are educated about finance and investment from school, they'll be able to save up for life right from the beginning of their earning.
I completely agree. I hope it's part of school curriculum one day. It does make you wonder who benefits from not making financial education accessible?!
You’re genuinely an inspiration! Love to see more women out there teaching us young ladies and opening our eyes to the field of data science! Thank you 🤍
Hi Sundas, thank you for another helpful video. I have a video request for you - on your data science learning or interview prep schedule. What time of the day/night, how many hours, weekend schedule, how you managed the prep with your full time job. Thank you.
Hi Ekta, thanks for the suggestion. I have added it to my TH-cam videos to-do doc. I will think more around how to structure the video.
I read “The Simple Path To Wealth” based on your recommendation and I loved the way it was written. It provides practical advise written in a language that’s easy to understand, what else could one ask for!
So glad you liked it too. It is in plain language, which is the best part.
Thank you very much ma'am for your this video, I am currently in my third year in college and I have a keen passion for tech , specifically data science
Having this background, I feel like you are an inspiration for me as I follow you on instagram too and I am aware of the struggles you have been through and how much strong and independent you are to this day
Just wanted to let you know all of this and please make more videos, I'd love to know what goes around in the life of a female data scientist at google, which pretty much seems to be a perfect goal to me
Love from India ✨❤️
Saumya, thank you so much. I really appreciate the note. I will sharing "A day in my life' over the weekend, keep an eye out for that.
@@SundasKhalid sure! ^_^
I find you are good at explaining things. Could you please share something on how to develop communication skills or key things to note when communicating ? Thank you!
Hey Sundas, thank you for your overview on financial literacy. I really liked it. I however have one suggestion- if you can talk it out in a bit more detail like what kind of S&Ps you invested in or you know other details i believe your viewers can benefit from that more than from a general overview. Keeping in mind that a lot of people who follows you also work in tech gigs and FAANG - so having someone we can relate to personally is always exciting. Please dont get me wrong- i simply love your work !!
A pretty safe, conservative approach would be to invest in a low-cost ETF that tracks the S&P500. I like Vanguard brokerage and they have a good total stock market fund. I think they typically return around 6-8% annually.
Radhika, thanks for the suggestion. I appreciate it. I hesitate from telling people which stocks/funds to invest in but I like your approach where I discuss it as what I invest in instead of "here is what you should invest in" considering I am not a financial advisor.
+1 to Vamsi. Index funds and ETFs are pretty safe approach.
@@SundasKhalid thank you for replying!! More power to you !! ❤️
Thank you again for sharing your journey and recommending these books. These books and your advice helped me a lot with my finances!
That’s amazing, Cathrine! I know you have been following me on IG for sometime now and I am very happy that the tips have been helpful and they inspired you.
Hi Sundas, loved the video, the info and your passion for this. Do you have any recommendations for similar books (or resources) for people based in the UK?
Hello Deedee..thank you for your sharing
Hiii...thank you for sharing this..can u pls share the time management tips n books. Thanks in advance
I find you very inspiring ma'am. Thank you for such amazing content! And please talk about ways to manage time
Hey Meghna! Thank you so much. Yes I would love to talk about time management and the book that helped me.
Financial literacy is important working on it now stop taking unnecessary debts etc
I love this video Sundas!! We are on the FIRE journey, and Big Tech is helping us get there ;)
There's back door roth AND mega back door roth!!! SEPARATE, amazing loopholes, but important to understand.
Yayyy I’m so glad you are into this. We have a lot more to talk about now. Hopefully will catch up you soon. And +1 you are right on backdoor and mega Backdoor. 2 different options
this is interesting to know your approach towards investment and financial learning but want to know how you moving ahead with it?
Please talk more in depth about this! I love your content
It is so helpful ! Greetings from China .
This is awesome, thank you!
Neatly put! 👍🏻
Thank you!
Sunday this was a great video thanks so much, as someone who is an immigrant and earning good salary I want to maximize my 401k and my savings. I wanted to ask for your stock investments do you use any brokerage services or your just buy stocks on your own?
Also an other thing is there any other 401k a person should have other than company 401k?
So Informative !!!!!!!
🙌🏼
Very useful video...Thank you 😊
you are like our elder sister. Thanks
Ma'am, First of all your video is very informative thank you for sharing the financial literacy thought.
Secondly i like your way that you communicate in English language with fluent. I'm also learning data science field through IIT but the main problem is that my english is not so bright and good . Could you please make a video on how to learn or improve english in effective way for tech domain.
And lastly you are so adorable ma'am
Thank you 😃
Yes I’d love to talk about that. English is not my first language and I struggled with it quite a bit. Will share how I learned and some tips
Which is your favorite investing method to get started with? Index funds? Crypto?
I have both Vangaurd and Fidelity but I love love love vangaurd. They make it super simple and the customer service is top notch. For crypto I have been using Coinbase. I have a Robin Hood account as well but I have not been using it as much as I prefer to buy through Vangaurd or coinbase
Please make a video on how you learn a new skill in data science.
Good idea. Let me think through how I would structure the video.
Also, could you please give us an insight on how you learnt to be so efficient at time management?
Thanks :)
Yes, planning to share something on time management
Thanks
Thank you for sharing this helpful video.
Glad it was helpful!
Ma'am are u belong to India also ?
Hi sundas ...🙂,how r u ?? Thank you for a wonderful vedio on financial literacy.
Thank you, Durga!
Hi ma'am, I enrolled in careera for the course data science, I really don't have experience in this field but I am willing to learn, I just want to ask after I finish the course do I still need a google or ibm certificate? thank you.
Very helpful
Also, isn't real estate a good investment, especially commercial buildings
It's is a good investment but require large capital to start, only downside.
Hello mam,
I'm in the final year of aeronautical engineering bachelors.
Now I want to do ms in data scientist for that what problem I will face because I don't know the coding language like c++, java so is this decision right for me ?
What about mutual funds, SIP's, FD's, gold, gold bond, etc. Any thoughts on these?
Mutual funds are great options. The others I am not familiar with.
тра-та-та 👍
How much google paid there data scientist ?
Hello. Mam i have stammering problem does it affect my software engineering career 😭
Hey Yash! As long as you are to do the data science core work, it shouldn’t be an issue. I would also suggest to be very mindful of which company you go after because the culture can influence your journey.
@@SundasKhalid mam does faang has good environment
follow pranjal kamra,archana ranade,labour law adviser,ankur warikoo best in india
I'm from India. Do you have any suggestions on particular investment options I can go for here?
I don't. But I am hoping someone else can chime in here.
Depends on what kind of risk reward you seeking, and what your risk apetite is, that being said if you want make fast money than crypto is your way, if you want safe 6% interest also crypto got you covered in the form of stablecoins. Stock market could be also good but it is also volatile with market crashes which is happening more then ever before. But, the main lesson is never invest more then you are ready to loose. Most importanly in investment is timing when you get in, most beginner make mistake by buying stocks or cryptos when it is rising..that is when the holders sells. Make wise informative decisions and always try to do your own research or someone you trust.
к концу видео кончилась энергия. успокоилась
How to monetize by saying nothing in 9 minutes.
Thanks for watching all 9 min btw.
@@SundasKhalid Absolutely! I enjoyed your previous videos. Credit where it’s deserved!
@@madhukrishnann no worries at all, you can skip this one.
@@SundasKhalid My comment was for others, but glad you agree! And… before this starts sounding too confrontational , I meant no harm to you. I personally didn’t get anything out of it. I’m sure you meant well.
@@madhukrishnann No worries at all. I appriciate the feedback.
глаза напряженные
More than Data Science , You Appear Official Brand Ambassador of "N I K E"
......
No Offense
lol hahah. Let's request Nike to pay me. I realized I have worn this shirt in 3 videos now, that's how much I love it hahah. It's pretty comfy
Awesome.Greetings from India. I wish if you do a podcast with silicon valley guru @bkshivani I heard her at apple HQ. Waiting for more such content.
Watching this video for the 2nd time and so motivated now to learn more about my own finances. Thanks for inspiring Sundas!