PPF vs Mutual Funds with Returns Calculation Video kaisa laga? COMMENT KARO 👇👇 PPF Calculator: fincalc-blog.in/ppf-calculator-online-public-provident-fund-india/
Kya majedar hai yeh zindegi bhi, jab peise ke zarurat padti hai tab peisa jama karne ki khayal atahe, koi bhi 10 se 15 saal ka banda keise invest karega income bhi nahi hota hai na , aur jab 20 se 30 saal ka hoga toh tab future ke liye bhi chinta aur present ka bhi chinta, aur income bhi just suru hi hua hota hai normally
Yaha per 10 se 15 saal ke banda ki bat nhi he.aap kisi bhi age me acount open kar sakte ho.agar aap 20 ki age me acount open kar rhe ho to agle 15 sal Tak PESA jama karna he.
Sir, I have watched one of your vedio, not this one, about SIP. I appreciate your knowledge. But I have one doubt. If possible pl give me a reply. Every one as like you, are saying that due to compounding the SIP gives huge profi. My doubt is that where there is the compounding? When we deposit an amount it will be converted to units. After one year there is no interest to add with next years depositing amont. In RD or FD after one year there will be an intetrest to add next year. Then compounding can be happen. But in SIP/LUMPSUM only the units are there. So on which factor the compounding is happening. Are you saying the adding of units to the next month's units of next months depositing amount? I am confused.Pl clarrfy. Thank you.
The compounding effect takes place on the NAV of the MF. So your units will increase slightly every month but actual benefit comes when the NAV increases which means all your units are worth more than you bought it for.
Vasudev has really brought out an important points in his query. In case of SIP in mutual fund compounding will happen only of the fund grows same is not the case for RD or FD. Plus on top of that gains in MF are taxable. Overall for long term investors, history says that equity investment beats RD or other investments in debt or secured fund.
2000 ka deposit karunga toh iska double hoga yeh aur kuch , please bataye ,kyunki mera income monthly 2000 hai jo bhi income hotahe sab dal doonga salla
5 funds me lumsum krna hai konsa fund lu or kab karu mujhe smjh nhi aata h ki market kb down horhi hai Please aap fund ke naam or sahi samay kaise pata kare bata dijiye
PPF IS GOOD SCHEME.. BUT GOVT EVERY QUARTER REVIEW PPF INTEREST RATES.. IT WILL DEFINITELY DECREASE IN FUTURE ..... (FROM PAST IT IS NOT INCREASED) WHEREAS IN MUTUAL FUNDS THE PROFITS FOR LONG TERM CAPITAL Gains UPTO 1 LAKH IN MUTUAL FUNDS ARE EXEMPTED ... HOWEVER FOR THIS THE GOVT MAY INCREASE THE AMOUNT FROM 1 Lakh TO MORE IN FUTURE.. FOR WHICH THEY WILL NO TAX...... CORRECT ME IF AM WRONG
jis din redeem karenge poora usi din MF aukaat dikha dega apni jab tax pe tax pelega company aur it department mil ke. MF me profit tabhi tak achcha lagta hai jab tak redeem na ho.
@@slipperyrebel518 bhai short term me 15 percent wo bhi porofit ke upar aur long term capital gain 10 percent tax only profit pr lgta he. Meri mf holding 30 lac se jyada he bhai
PPF vs Mutual Funds with Returns Calculation Video kaisa laga? COMMENT KARO 👇👇
PPF Calculator:
fincalc-blog.in/ppf-calculator-online-public-provident-fund-india/
Good dear
Kya majedar hai yeh zindegi bhi, jab peise ke zarurat padti hai tab peisa jama karne ki khayal atahe, koi bhi 10 se 15 saal ka banda keise invest karega income bhi nahi hota hai na , aur jab 20 se 30 saal ka hoga toh tab future ke liye bhi chinta aur present ka bhi chinta, aur income bhi just suru hi hua hota hai normally
Yaha per 10 se 15 saal ke banda ki bat nhi he.aap kisi bhi age me acount open kar sakte ho.agar aap 20 ki age me acount open kar rhe ho to agle 15 sal Tak PESA jama karna he.
Nothing beats SIP 😊
Right
very informative video
Glad you liked it
Both funds are Good 👍
yes
In PPF 15th year investment will have 15 years lock in? Or 15 years calculate from the start?
Money invested in 15th year will be immediately available next year.
@@MohanPednekar thank you
Good evening.
Senior citizens are eligible to claim HRA ?
He is working in a private organisation
Sir mera beta 1year ka hai mai 50000rs lumsum and 1000per moth sip start Krna chahta hu lekin kaha kru pls help ?
Sir, I have watched one of your vedio, not this one, about SIP. I appreciate your knowledge. But I have one doubt. If possible pl give me a reply. Every one as like you, are saying that due to compounding the SIP gives huge profi. My doubt is that where there is the compounding?
When we deposit an amount it will be converted to units. After one year there is no interest to add with next years depositing amont. In RD or FD after one year there will be an intetrest to add next year. Then compounding can be happen. But in SIP/LUMPSUM only the units are there. So on which factor the compounding is happening.
Are you saying the adding of units to the next month's units of next months depositing amount? I am confused.Pl clarrfy. Thank you.
The compounding effect takes place on the NAV of the MF. So your units will increase slightly every month but actual benefit comes when the NAV increases which means all your units are worth more than you bought it for.
Vasudev has really brought out an important points in his query. In case of SIP in mutual fund compounding will happen only of the fund grows same is not the case for RD or FD. Plus on top of that gains in MF are taxable.
Overall for long term investors, history says that equity investment beats RD or other investments in debt or secured fund.
Ppf is relax free । No tension ।
Mutual fund is also tension free overall
index mutual fund is also a tension free tool😊
2000 ka deposit karunga toh iska double hoga yeh aur kuch , please bataye ,kyunki mera income monthly 2000 hai jo bhi income hotahe sab dal doonga salla
While division of assets during divorce the PPF savings are not considered for division.
But,you have not considered deduction of expense ratio and long term capital gain from the returns of SIP/ Mutual fund investments.
Nor Inflation...
5 funds me lumsum krna hai konsa fund lu or kab karu mujhe smjh nhi aata h ki market kb down horhi hai
Please aap fund ke naam or sahi samay kaise pata kare bata dijiye
Mutual fund me invest isiliye Kiya jata hai taaki aapko ye na samjhna pade ki stock market kaise kaam karegi
better to go with elss
Could you please share the nav Excel sheet pls let me where to download?
PPF Money garenty
Long term mai tax kitna Dena padta hai on mf
Best mutual fund???
PPF IS GOOD SCHEME..
BUT GOVT EVERY QUARTER REVIEW PPF INTEREST RATES..
IT WILL DEFINITELY DECREASE IN FUTURE ..... (FROM PAST IT IS NOT INCREASED)
WHEREAS IN MUTUAL FUNDS THE PROFITS FOR LONG TERM CAPITAL Gains UPTO 1 LAKH IN MUTUAL FUNDS ARE EXEMPTED ...
HOWEVER FOR THIS THE GOVT MAY INCREASE THE AMOUNT FROM 1 Lakh TO MORE IN FUTURE..
FOR WHICH THEY WILL NO TAX......
CORRECT ME IF AM WRONG
But,the mutual fund houses will charge expense ratio which will get compounded annually irrespective of whether your NAV increases or decreases.
😊fir bhi MF far better hai .... Mujhe 8 month mei 140000 profit hua jisme se 15%tax laga kya bura hai
Sip amount kitne ka ?
Sir I'm railway employee I have nps account can I invest in PPF account?
Yes
provide excel file?
Bhai sahab aur ppf me tax nhi h aur mutual fund me tax h
LIC 😂😂😂😂😂😂😂❤❤
LIC marne k bad hi shi hai bhai bas😂
PPF is 200% best, No Tax from Govt plus 7.1% return means 10+7% means 17% return so ppf is best
17%kese
jis din redeem karenge poora usi din MF aukaat dikha dega apni jab tax pe tax pelega company aur it department mil ke. MF me profit tabhi tak achcha lagta hai jab tak redeem na ho.
Dear balance sheet, profit and loss account, capital account excel firmat provid file pls dear
Only fools go for PPF.
Why
Then why not whole country goes with only mf bro. They all are fool according to you. Only you know about mf in whole country🤣🤣
Hello Genius ,how much you invested in SIP and speaking like Ambani.. 😂😂..Empty vessel make more noise😂😂
Mutual fund me tax bhi lagta hai, 18% katega
Knowledge to lo bhai phle
@@prashantpardeshi2554 Are MF me sacchi me kat ta hai..... Viswaas karo mera, ppf me nai kat ta
@@prashantpardeshi2554 tax katne ki baat karr raha
@@slipperyrebel518 10% LTCG and 15% STCG on profit amount bro ..
@@slipperyrebel518 bhai short term me 15 percent wo bhi porofit ke upar aur long term capital gain 10 percent tax only profit pr lgta he. Meri mf holding 30 lac se jyada he bhai