How Much I Saved Before Moving Into My First Apartment | FIRST APARTMENT SERIES
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- เผยแพร่เมื่อ 9 มิ.ย. 2024
- How Much I Saved Before Moving Into My First Apartment
By Sophia Lee
This is the second video of my first apartment series and it's all about how much to save before moving into your first apartment!
Click here for a first apartment packing list: bysophialee.com/first-apartme...
Here are the Dave Ramsey books that I read (but really his free podcasts were SUPER helpful):
-The Complete Guide To Money: amzn.to/37Ws0z8
-The Total Money Makeover (I read this one too but I think for just learning about money the book above would be best...this book is more about paying off debt): amzn.to/35S9aH0
Moving into your first apartment can be a really overwhelming process. There were SO many questions I had when moving into my first apartment. From how much I can afford on my first apartment, what utilities I would have, how to set up internet, how much do I need to save for apartment essentials, and so on.
I want you to be prepared with everything you need to make your first apartment a home. Everything from the first apartment essentials you can't forget, to moving tips and hacks, I'm here to give you alll the information no one else is talking about! Since I didn't have someone to ask when I was moving into my first apartment, I thought it would be really helpful to guide you through some first apartment questions and just give you real life advice on exactly what I'm doing.
Hope you enjoy the second video of my First Apartment Series!!
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Instagram: / bysophialee
Website: bysophialee.com/
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Please subscribe to my channel th-cam.com/channels/xyZ.html... to see more videos on first apartment tips, decorating, recipes, and organization + cleaning tips. - แนวปฏิบัติและการใช้ชีวิต
bruh i’m only 12 and i’m watching videos like this, they fascinate me so much. I’ve always loved being alone and I like to imagine myself when i’m older and i have an apartment, idk why. I’m not normal
sameee
Haha you're completely normal but don't over stress about it though; It's good to plan ahead but you're super young to be worrying about rent yet lol. I dreamt about having my own apartment as well from a young age, and still do and I'm 21 😂
You are normal. It's not that big of a deal
@@thenorthwillow1536 they’re 12 lmao. that’s when “i’m not like the others 🤪” is cool lol
nah thats normal
1. 20- 30% rule
2. 6k saved up or 3 months savings
3. Bring old furniture you already have
4. Call and check how much utilities will be
ty
Thank you for this . Moving in next month and I’ve been binge watching your videos
Me too! Her videos have been a life saver
This is super helpful. As far as savings if you can: Apartment savings (at least 6 months rent), Emergency fund (at least $2500) and what I did I created a separate furniture savings and picked out my dream furniture, not saying I would get those pieces but at least I had an idea of how much the things I wanted would really cost.
I’m using my tax refund as emergency rent and it adds up every year.
Such great tips! You were the one that actually inspired me to re-decorate our place! Loving how creatively inspired I am. So thankful for you, and for being able to do it during these times 🤍
Thank you, thank you, thank you! I am saving and planning for my first apartment right now. I am so thankful I found you!
You dropped so many gems! I would have never thought of some of this nor would I have been taught it. Thanks so much for sharing this knowledge.
I found this video super helpful! It lets me know I’m on the right track to saving up to move out! Thank you! 🤗
I'm hoping to be out of my mom's house a year from now and I'm just trying to prepare and your tips are very insightful. thank you!
I love this. Thanks for helping people like me out. I’m also currently obsessed with Dave Ramsey and on the right track with money and I’m sooooo much more stable. Hoping to be able to get this new apartment next month!
girl i’m so proud of you 💛🙌🏽
I loved this video! Thanks girl! Deff helpful 👌🏻
You did so good explaining this , this is exactly what I did and now I’m about to start looking for a place . It’s so much better having a savings and checking and budgeting before you leave so you won’t have to go back home lol GREAT VIDEO !! New sub is.
I’m moving out soon, so I’ve been preparing myself for my first ever apartment!
Hey! How's it going with your move in?
I love these series💗
This was soo helpful!!
Thank you for this video!!
I’m just graduated May 2020. I love Dave Ramsey. I thought I was the only one.
Thanks so much, I'm moving in acouple of months I'm so excited.
This is soo good, so many young people don't know how much it costs to live alone!
Generally I think moving out with $10,000 saved up is a pretty good number.
This was super useful information thankyou. 🙌
I love this series, it’s so helpful. I’m moving in 3 months🥰
these videos are super helpful
You actually did such a great job on giving tips on how to save up to move in!!! Thanks so much I wish you all in the comment section Good luck WE CAN DO IT GUYS !!! 😊 😃
You did amazing! Don't worry. God bless you!!
I’m obsessed with Dave Ramsey too! Since I watched his videos I saved what I would save in a year in two months.
Thank you for this video!! I am working on looking at moving into my first apartment next year by the end of the year. If I can get a good savings going now then I think I will be okay for when I'm ready to move out. I need to get it together. Thank you!!
Thanks for this
I love this series wish I had something like this when I first moved cause I'm a total numbers girl.
Hey love your name!
Super helpful 🥰 I’m moving out in the new year. Going to create a new savings account with the goal of 3 months of my mortgage!
I hope you hit your goal. After last year and all of the uncertainties - aiming for a 1 year cushion that covers utilities and taxes as well the mortgage is what my goal is.
Always love being the first
I’m 18 and wanna move out in a year or probably 2 so I definitely need to start saving
I watch dave ramesy also keep me on track 💯
I'm almost there !🙂👍
I'm watching all these videos to help prepare myself and it sucks every time they say rent needs to be less than 25% of pay or a third of your pay, ect. I only make 2000 a month and there are no safe apartments for that cheap.
Yea same but you can also get a monthly air bnb
@@Bluebutt5 I don't know if you've looked at the costs to stay in airbnbs but it's more expensive than renting.
Actually there are monthly air bnb that are 800-1000 a month fully furnished with Utilities plus they don’t require credit or monthly income
Go vids the most helpful
What do you do for a living? Not trying to be invasive just trying to find a way out
Thank you so much
Gunna try this im. Trying to save for my. First to.
I had a apartment 4 years ago then a family passing , changed all that,my siblings had a share in the flat I was buying because it was not in my name, I agreed to selling it for them to have money from the sell ,but they used my share to gain more,and leave me with nothing . from this day I regret sharing and selling, it but I know the family member who was helping me at the time to buy the apartment would say I did the right thing , because there didn't what me to be saddle with the debt of the apartment ,and why it was in there name .so IAM grateful .and will try again
$200 for cleaning supplies??? Girl what?! The 99 cent store is 99 cents for a reason!!
Assuming mop, vacuum, broom, sponges adding all that stuff
@@abifelks8778 ya, shouldn’t be $200 dollars lol. You can get a basic cheap mop, ain’t gotta be fancy or expensive
@@omarramo5340 my G the vacuum alone is like $50 for a basic one now a days maybe $30 if you're lucky
@@YoungMonkei found a stick vacuum for $27 at Walmart.
Where is your white cardigan from?
I took a finance class in high school and it was based off of dave ramsey and he’s helped me with money so much !!!
He's AMAZING & a Believer ➕
I want my own apartment too.
1550 a month, dayummmmm, that's my house mortgage.
Note To Self Have 3 months of rent and stuff you spend to survive saved up the more you have saved up the better you will be in the future .
I’m screwed, I’m having to move at 18 to Texas alone. And only have 7 months to make as much money as possible (if I can find one bed one bath at and finish high school, before December because the company said will definitely want me as long as I finish my diploma,
Same moving to houston soon
If your gross income is $1,800, but your net income is $1,340 then the 25% from the net income would be $345, yet apartments are around $1,200 per month…. What do I do ? Get a second job ?
You could if you need to move asap but it can make your taxes a little harder to file. But if you don’t mind calling up you 2 jobs for the w2s then you should be good. Make sure you work for 3 month with those 2 jobs before getting the apartment.
Pray!
Get a skilled job don’t get another low paying job stay home until you make more than 20hr
@@ashhuber5909 Thank you, but if I get an apartment, and later on I need to move; how can I do that if I pay most of my money towards rent and the rest towards bills, then I can’t save enough money, or is there a budget thing for certain things. Tbh I’m scared of getting apartment when anything can go wrong
@@chriswilliams1578 I can’t get a skilled job if I don’t have a college education and getting a college education is so expensive… I’m from a poor family, and it’s really hard to make it out here. I just want to learn ya know
Her:live at home if you can
Me living with abusive family: yeah no lol 😐
Cant live at home forever aint nothing like your own place
Note To Self When You Do Come Back To This Vid Go To This Timestamp 3:20
I thought rent was supposed to be 30% of ur income?
3:40 Good Lord!! Do you know that's how much I make per month?? Dang girl! You're blessed fo sho 😄😅
Lmfao me trying to find a 250$ apartment
$1,550 a month for rent is absolutely fucking insane. I make roughly $2,100 a month 💀
@@DR053 add in utilities she's at 2100 a month with other expenses. I imagine her TH-cam brings in a grand and then she has some job that pays bare wage to keep afloat.
Never got an apartment, I think they're a waste of money in my opinion. Before I bought my first house, I estimated the amount of the down payment and what the closing costs would be, and I saved my money until I had what I was looking for.
Paying somewhere to stay is not a waste of money throwing money in the club is a waste
No wait wait go on? Why is it a waste of money?
@@blazinjaye45 you either like the idea of renting or you don't. I prefer home ownership over renting for a lot of reasons, mainly the fact that I can build equity in my homes and rent them out to other people when I'm not staying in them. I won't sell my homes, but if for whatever reason I have to, I know I can use the money from the sale to put towards another property instead of walking away from a lease empty-handed. Also, I don't go clubbing lol. I've got better things to do with my life than get drunk on overpriced liquor and dance in close quarters. I'd rather own the club.
@@15KHPCLUB club was a example i wanna own too i’m 19 credit score at 730 just waiting no need to rush
@@blazinjaye45 a 730 at 19 may as well be a 850, you have no real credit lol. Your not old enough go establish real credit.
I’m gonna save 12,000 before I move in
I did that and I’m moving in two months
Wait did you save an extra amount for decorating?
I would definitely do that and I would start getting things here and there before you move to make the expenses lower when it’s time
Obvy
cant u pay your utilities and your rent all together. and can u also pay the rent and utilities with a card. lol im 15
Some places include utilities, some partially some not at all
Those eyes tho 😍
👆👆 Thanks for the paystub and cpn
The loan officer needed my paystub urgently for my apartment to be approved tbh they came thru with a good paystub to prove i earn 3x the rent
Lol yeah good luck getting an apt 25% of your monthly in nyc
Or NJ where I am
Pain
Only
Pain
POP
Thanks Cyber Credible👆👆 great income calculations tbh
Miley Cyrus giving financial advice?
Jk thank you for this vid.
You are so beautiful :)
$1550 a month absolutely not buy a house
Seriously my rent is $750 utilities included
It depends on where you live because it’s $1200/month in most places unless it’s the poor areas
@@jaylynparris7176 wow what state do you live in
@@Georgiaklalie Philadelphia, PA my 1 bedroom is $750 . Newly remodeled, stairs, marble counters,
@@jaylynparris7176 i live in california and the apartment i rent with my sister is $1600 utilities not included :( its a one bed one bath