Not Paying Loan emi: What Happens If You don't Repay?

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  • เผยแพร่เมื่อ 3 ธ.ค. 2024

ความคิดเห็น • 121

  • @TheArtOfWealthBuilding
    @TheArtOfWealthBuilding  ปีที่แล้ว +8

    ✅To Consult Bhaven, CFP for your personal financial planning, click on the below link
    wa.me/919004789500?text=consu...

    • @mrolypain8142
      @mrolypain8142 ปีที่แล้ว +1

      Cancer ke liye personal loan liya tha ab kya karu jitne ka liya tha ab bhar nahi sakta

  • @Desicomedyjunctionz
    @Desicomedyjunctionz ปีที่แล้ว +5

    If student loan get default , and when cibil score is 530 can we get personal loan ? From other bank ?

  • @Swangara
    @Swangara 11 หลายเดือนก่อน +8

    I checked with bank all options like moratorium, intrest pay long tenure they are not willing to agree anything !

    • @tameemsayed27
      @tameemsayed27 5 หลายเดือนก่อน +1

      What u did then, I am facing this problem now, please suggest

    • @Swangara
      @Swangara 5 หลายเดือนก่อน +4

      @@tameemsayed27 I sent notice to them saying inability to pay legally so that they stop harassing as well . Your lawyer should able to guide u

    • @ravihugar9398
      @ravihugar9398 4 หลายเดือนก่อน

      What happened next

    • @shaziafathimajameel1658
      @shaziafathimajameel1658 2 หลายเดือนก่อน

      ​@@SwangaraHi.. did u take loan to give someone else??

    • @Swangara
      @Swangara 2 หลายเดือนก่อน

      @@shaziafathimajameel1658 yes

  • @AZ-si2ic
    @AZ-si2ic ปีที่แล้ว +5

    What if you are totally incapable of paying emi for a long time.
    Can a loan defaulter out of country for job.

  • @deepakmaheshwari2434
    @deepakmaheshwari2434 2 ปีที่แล้ว +4

    underconstruction property par loan le rakha h.or property bhi nahi mili abhi tak.or emi nahi bhar sakta mein ab toh kya hoga.

  • @rasikbhaikarmata9887
    @rasikbhaikarmata9887 11 หลายเดือนก่อน +1

    પૈસા ભરતો નથી મીલકતમા મારી ર અને એક બીજી એમ તણ દુકાનો આવેલી છે બેંક અમારી દુકાન ને પણ સિલ કરવા આવે છે સોમનાથથી અમરે શુ કરવુ 3:40

  • @karticksantanu3018
    @karticksantanu3018 หลายเดือนก่อน +1

    Lone nahi vara to samajme aaya agar gold lone varne k bad aagar gold na Lene jaunto kiya hoga..

  • @sportsspecial6353
    @sportsspecial6353 ปีที่แล้ว +1

    Can you tell me mere papa before six month ak tractor laye hai installment me usko kese bhagau Kya process hoga

  • @laxmikanthwacha1185
    @laxmikanthwacha1185 ปีที่แล้ว +5

    Kindly do personal loan video

  • @poulamisarkar8186
    @poulamisarkar8186 9 หลายเดือนก่อน +1

    Home loan katta hai mera har mahine.. par is mahine account mein enough paise na hone k karan nhi katt paya.. to next month se kya sm date mein ayse paise kat lenge as usual?

  • @bengalistorylovers4323
    @bengalistorylovers4323 ปีที่แล้ว +9

    My father is a victim of loan scam, someone hack my Father's bank account and take loan. Now bank say that my father have to pay emi. But our economy condition is not good so we don't be able to pay emi. So if my father didn't pay emi then what happen?

    • @pramodg8279
      @pramodg8279 4 วันที่ผ่านมา

      Which bank ???

  • @riteshkambale5396
    @riteshkambale5396 ปีที่แล้ว +6

    Mai to bank ke pass gaya tha unhone muze apne batya o konsi bhi sayata nahi kari mera ek personal loan hai or covid ke karan mera job gaya hai

    • @OnlyBgmi-ou2pr
      @OnlyBgmi-ou2pr หลายเดือนก่อน

      How much loan u have taken personal loan mai kuch problem nhi hai upto 5 lakhs tak aap 6 mahine tak loan jama. Bhi nhi Karoge toh bank apko 6 mahine ke baad npa kar dega aur phir settlement bank karwayegi bas uske baad apni emi start kar sakte ho aaram se..bank ko bas apne emi chahiye 😊

  • @Gojo_-gamer-49
    @Gojo_-gamer-49 2 ปีที่แล้ว +8

    Very nice👍 infomative & helpful video, who are going to take loan...

  • @digitalshorts3858
    @digitalshorts3858 ปีที่แล้ว +4

    Sir...mere papa ne loan liya tha ab usse naa bhare hue 1 saal se Jada ho gaya kuch din phale notice aya tha per receive nahi kiya hum ne toh bank aage kya karega plz batana ???

    • @vijaythakor3428
      @vijaythakor3428 ปีที่แล้ว +1

      Kya hua fir?

    • @OnlyBgmi-ou2pr
      @OnlyBgmi-ou2pr หลายเดือนก่อน

      Dekho bank ko sirf apna paise chahiye aur kuch nahi ...😊

  • @shafarh
    @shafarh ปีที่แล้ว +2

    Very informative thank you

  • @luckyluckydeepakbist7976
    @luckyluckydeepakbist7976 2 ปีที่แล้ว +4

    Sir home loan ka default hua ha bank pds cheque mang rhe ha dena cahiya kya possibility an amount apna bank withdraw kar le us account se yaa other account linked se

    • @ayushtakalkar3894
      @ayushtakalkar3894 ปีที่แล้ว

      Cheque mat do

    • @anshbohemia3979
      @anshbohemia3979 ปีที่แล้ว

      Cheque Dene ke bad agr tumne payment nhi ki to wo tumhara cheque dal ke bounce krwa denge fir apke upar case kr denge fir bhot musibat jhelni pdegi

  • @vinisuji6034
    @vinisuji6034 3 หลายเดือนก่อน

    Very Informative..Good job Sir👏

  • @alone_kkr
    @alone_kkr ปีที่แล้ว +4

    Mera job chali gayi or mere 2 mahina ka salary bhi mar diya abhi Mera 20000 rupay loan ha ab main kya karu 😭😭

  • @ajjumali1071
    @ajjumali1071 ปีที่แล้ว +2

    What happen if we dont pay the loan

  • @srupattnayak4282
    @srupattnayak4282 ปีที่แล้ว +5

    Hello sir,
    If due to medical issue a person got paralyzed and cant pay emi for personal loan, can bank force him to pay emi?

  • @madhupriya7260
    @madhupriya7260 ปีที่แล้ว +43

    My husband took personal loan before marriage liyea ..after marriage he didnt pay he close his account now I'm affraid what happens if something happens to him and he added me as home loan payer as well

    • @pocketmeran2944
      @pocketmeran2944 ปีที่แล้ว +9

      Take a term insurance

    • @fakeid2430
      @fakeid2430 ปีที่แล้ว +7

      😂😂😂

    • @kpb9010
      @kpb9010 ปีที่แล้ว +10

      Greedy greedy....want to stay but not to pay.

    • @Watchandcommenti9g
      @Watchandcommenti9g ปีที่แล้ว +6

      Your husband is one who is very kaanjoos ... People like him make money lenders upset angry but the good thing is effect will surely come upon your husband life ... He will have to suffer more upset more and with lovely penalty fine ... Karna... Your husband enjoyed too much now upset very much...

    • @justtrainworld
      @justtrainworld ปีที่แล้ว +1

      Take mortgage loan against your husband

  • @vishaledits04
    @vishaledits04 ปีที่แล้ว +4

    Today is, my EMI date, My EMI will deduct at 11:00AM and I put EMI balance In My account On 7:00AM . Will It Be My EMI deduct?

    • @OnlyBgmi-ou2pr
      @OnlyBgmi-ou2pr หลายเดือนก่อน +1

      See Vishal u have to pay your loan 1 day before due date because after 12 am day changes and bank sees your account one day before😊

  • @saatvikgogoi3920
    @saatvikgogoi3920 ปีที่แล้ว +2

    Very valuable information😮

  • @kiranmasram5769
    @kiranmasram5769 ปีที่แล้ว +4

    Thank you sir for your kind information

  • @rajdeepghosh4672
    @rajdeepghosh4672 ปีที่แล้ว +4

    I never took any loans or emi, i hate the concept of being in debt, here compounding works against you. Whatever i earn i only spend 10% and the amount i save half goes in fd and the other half i buy fundamentally good stocks.

  • @Fatuk1205
    @Fatuk1205 3 หลายเดือนก่อน

    Mere cousin car loan liya hai or second hand hai lekin vo lene ke ek hafte baad se bohot problem ho rahi hai car me humare pass itna paisa nahi ki baar baar car pr kharch karein emi khudh k pocket se bharna padh raha hai idhar udhar se udaari leke car surrender karna sahi hai kya. Hamari rozi roti usi pr thi lekin vo hume or karz me duba rahi hai

  • @bhavinparekh5412
    @bhavinparekh5412 2 หลายเดือนก่อน

    Me gaya tha sor bank ke pas mana hi bol rahe hai ki humko pata nhe ap pay karo mene bola emi kam karo year badav kuch ans nhe de rahe hai

  • @Alfa210A
    @Alfa210A 5 หลายเดือนก่อน

    Mere papa kiso aur ka loan keliye signature lagaya h.
    Loank keliye unlogonka jameen security h... Court noticed hamara pass bi aya h kya kare

  • @sharathkumar3447
    @sharathkumar3447 2 ปีที่แล้ว +2

    Thank you soooooooooo much 🙏🙏

  • @jitinrajput550
    @jitinrajput550 ปีที่แล้ว +1

    Hi i took loan from u.k as i am working here last 2.5 years but for some reason my visa wll not renew and i have to move india within a 3 months and i cant able to pay anymore because of no job and all. So it wll be a problem for me.

  • @bhubandas8464
    @bhubandas8464 ปีที่แล้ว +2

    mera 2019 ka hdfc bank credit card written off hua
    180000/ principal ko 4 lakh kar dia
    to day email me message aya within 15days to contact and
    pay otherwise legal action suru karega
    what will happen ultimately

    • @SJchanel-n8p
      @SJchanel-n8p ปีที่แล้ว

      Hdfc faltu bank hai.. Staff wala log bhi customer bhi baat karna dhang nehi hai.

  • @kishorbhundere6932
    @kishorbhundere6932 10 หลายเดือนก่อน +1

    Thank you Sir.

  • @student1321
    @student1321 2 ปีที่แล้ว +4

    What is your fees for personal finance plan

    • @kpb9010
      @kpb9010 ปีที่แล้ว +1

      It's an unfortunate thing that most writings and videos are becoming ad features. Firstly one must understand that taking loans is a sign of trying ro eat more than you can chew so basically salivating greediness and lack of self control. Second never restructure loans. Banks just commit big scams in that area. I would say that you must actively commit dacoity in the bank as that's what they will do. If you have an EMI and lost your job, tell the bank to do what they wish and pay back your capital. Try and find a lawyer and associate with more litigation parties against the same bank. Build bargaining power not by restructuring g but stepping on the neck of the bank. If you act and behave like a beggar then that's what you will end up as.

  • @manlimbu9515
    @manlimbu9515 10 หลายเดือนก่อน

    Are bhai loan lene k baad kya me three years baad use ek saath me de sakta hu kya????

  • @kpb9010
    @kpb9010 ปีที่แล้ว +8

    It's an unfortunate thing that most writings and videos are becoming ad features. Firstly one must understand that taking loans is a sign of trying ro eat more than you can chew so basically salivating greediness and lack of self control. Second never restructure loans. Banks just commit big scams in that area. I would say that you must actively commit dacoity in the bank as that's what they will do. If you have an EMI and lost your job, tell the bank to do what they wish and pay back your capital. Try and find a lawyer and associate with more litigation parties against the same bank. Build bargaining power not by restructuring g but stepping on the neck of the bank. If you act and behave like a beggar then that's what you will end up as.

  • @worldstourstravels
    @worldstourstravels ปีที่แล้ว +3

    जिस मकान पर होम लोन है बैंक वही मकान कब्जा करेगा
    या आपकी अन्य प्रोपर्टी कब्जा करेगी

  • @inspirestyletailor
    @inspirestyletailor ปีที่แล้ว +1

    Bhai nycc video. Achha laga

  • @Motivationalyogirawat
    @Motivationalyogirawat 2 หลายเดือนก่อน

    Can i bank deny loan grace period ir holiday period for few months, i reached out to bank but they denied any such service.

    • @OnlyBgmi-ou2pr
      @OnlyBgmi-ou2pr หลายเดือนก่อน

      No there is no such thing bank only wants their loan 😊

  • @axrchi
    @axrchi 10 หลายเดือนก่อน +1

    Bhai humne toh sari instalments bhar di phir bhi due dikhata hai iska kya kare 😢

    • @Ansh_nimje_0712
      @Ansh_nimje_0712 5 หลายเดือนก่อน

      Kya Kiya Bhai ab ?? Or kitna hai ??

    • @axrchi
      @axrchi 5 หลายเดือนก่อน

      @@Ansh_nimje_0712 15k due dikhata hai humne Dene se mana kar diya are yaar 1.85 lacks rupees de diye toh kya 15k nhi de sakte kya in logon ne last ki 2 instalments chadhayi hi nhi

  • @ektakumari8474
    @ektakumari8474 5 หลายเดือนก่อน

    Please share about educational loan

  • @nareshchoudhury85
    @nareshchoudhury85 2 ปีที่แล้ว +4

    Valuable information ❤Thanks

  • @bhavinparekh5412
    @bhavinparekh5412 2 หลายเดือนก่อน

    Sir ap jo bol rahe hai mene sab bataya bank me ruburu wo bol rahe hai ki kuch bhi nhe hoga ab kya rasta kare plz replay persnol loan hai mera

    • @OnlyBgmi-ou2pr
      @OnlyBgmi-ou2pr หลายเดือนก่อน

      Ok how much personal loan hai apka btaaye mai help kar doonga 😊

  • @kd8469
    @kd8469 ปีที่แล้ว +1

    Only 1 emi missed for 1 month what happened?

    • @SarkarMan-lr2lg
      @SarkarMan-lr2lg 13 วันที่ผ่านมา

      Kuch nahi hoga, late fee lagegi bs, wo bhi customer care se call krke wapis mang lena one time refund de dete h

  • @RamkeshMeena-co1cs
    @RamkeshMeena-co1cs ปีที่แล้ว +3

    सर ये बताओ सरकारी नौकरी पर तो कोई आंच नहीं आयेगी परशनल लोन की EMI नहीं भर पा रहा हूं

    • @prashantvyascg9499
      @prashantvyascg9499 ปีที่แล้ว +2

      Ach nahi aag ayegi

    • @rajvaibhav16
      @rajvaibhav16 ปีที่แล้ว +1

      Kuch nahi hota dost mai bhi government service me hu ....Mera bhi hai ek loan 7 mahine se payment nahi kiya kuch nahi hota

    • @RamkeshMeena-co1cs
      @RamkeshMeena-co1cs ปีที่แล้ว

      @@prashantvyascg9499 ...आग को तो बुझा देंगे पर बात सरकारी जोब की है वरना हम भी हमेशा 20 लठ्ठ धारी साथ रखते हैं

    • @rajvaibhav16
      @rajvaibhav16 ปีที่แล้ว

      @@RamkeshMeena-co1cs are sir kuch nahi hoga mere 10 12 app ke loan hai abhitak kuch nahi kiya 3 credit card ka baki hai

    • @N60734
      @N60734 ปีที่แล้ว

      ​@@rajvaibhav16 kitna time ho gaya bhai credit card ki payment kiye

  • @TruthSeeker23-m4o
    @TruthSeeker23-m4o ปีที่แล้ว +2

    if I take loan against property and do not want to pay my EMI of Loan chahe bank bhale Property bech de. Aisa possible hai ?? koi case ya dikkat to nahi???

  • @motiva638
    @motiva638 ปีที่แล้ว +2

    Me khud ka shop chalata hu but market ekdm down hai emi nhi bhar pa raha हू.. But mushe bar bar call aa raha hu.. Kya karu samaj nhi aa raha

    • @AZ-si2ic
      @AZ-si2ic ปีที่แล้ว

      Modi ko tweet kijiye or uski man ki bat suniye

    • @motiva638
      @motiva638 ปีที่แล้ว

      @@AZ-si2ic कुछ नहीं होगा brother

    • @gulnarbhiwandiwala232
      @gulnarbhiwandiwala232 ปีที่แล้ว

      Settlement karke finish karo matter ko

    • @akshaykunal0022
      @akshaykunal0022 ปีที่แล้ว

      Kuch mt kro kuch ni hoga

  • @Arcane_shorts
    @Arcane_shorts ปีที่แล้ว +1

    Yaar mene 3000 kam hogaya loan payment abb kiya hoga

  • @ikhlaqkhan6501
    @ikhlaqkhan6501 ปีที่แล้ว +1

    में ने लोन कि गरनटि दि थी जिस अदमि ने होम लोन लिया था ओस कि जाब चलि गई हे बंक ने मुझे नोटस दिया हे अब मैं क्या करूं

  • @DisclosedbittertruthWhileAlive
    @DisclosedbittertruthWhileAlive ปีที่แล้ว +1

    Please change the title of video, Please replace don't by can't, and then speak.

  • @anupachat
    @anupachat 3 หลายเดือนก่อน

    Koi Jan bujhcke nahi ata hai. Setuation ho jata hai. Jab lete hai tabh to samal lete hai.

  • @iamkishansuthar
    @iamkishansuthar ปีที่แล้ว +1

    Education loan is secured loan

  • @AjeetSingh-mk8pv
    @AjeetSingh-mk8pv 2 ปีที่แล้ว +2

    Hi Sir

  • @anupachat
    @anupachat 3 หลายเดือนก่อน

    NHi samajhta hai sir. Samajh ta hai ki Paisa Jan buchkr nahi de rahe hai. Ghar ake battamiz karta hai.

  • @venomfedup912
    @venomfedup912 10 หลายเดือนก่อน

    I am staying in gokul township sir my owner have taken from me 5 lakh rupees. Legal paper I have done and cheque I have given. Now honour is not paying emi to bank of 4 month. In door the have put banner what to do sir tell

  • @heyitsarzoo.
    @heyitsarzoo. 8 หลายเดือนก่อน +1

    Harami hote h recovery agents or bnk kuch reply nh krta mail ko

  • @kirtanpatel6743
    @kirtanpatel6743 2 หลายเดือนก่อน

    Ok

  • @bhautik3233
    @bhautik3233 ปีที่แล้ว +8

    Due to high liabilities I could not pay my personal loan EMI. I want to pay EMI but after paying all the EMI there is nothing left after that.
    Is there any legal solution for this? or any possible solution for this?
    I tried to contact with bank try to restructure my loan but didn't get any sucsess

  • @bhallaldev2553
    @bhallaldev2553 11 หลายเดือนก่อน +1

    Recovery walon ko to me dekh lunga latth bjaye h zindagi me aur bja lenge thode bht

  • @Daddy_is_liv
    @Daddy_is_liv ปีที่แล้ว +2

    Agr auction m wo property koi nahi liya or 3 saal se jyada time hojaye fir?

    • @donsahab1970
      @donsahab1970 8 หลายเดือนก่อน

      Umarkaid