Offcourse this only applies to common men like you & me. If your name is Veejay Maliya or Neerav Godi, common men will pay your dues 👍🏻 Also, you will get new loans, absolutely free! free! free!
ok yaar.. stop this bullshit of vijay maliya or others if bank or govt leave all the common people becos they left those few people you told then there will be no banking system left use common sense
@@NandaGovindaYou are absolutely right. People don't have any common sense. To make the banking system survive, we should also adopt the strategy to become next Vijay Mayla or Nirav Modi or Lalit Modi....
Can you clarify on Home loan charges. Where i feel most of those charges like Processing/Documentation/Legal/Valuation/MoDT are mainly for Bank's benifit and why customer's should pay?
Mam mera jana small finance me 650000 ka loan hai 13.5% byaj se to maine pnb transfer ke liye aply kiya tha loan pass bhi hua par jana bank wale bolre hai ki hum bhi utne me karwa denge bus hamko sanction later do pnb ka aur 2 month huye Loan for closer later nhi de rahe bahut sata rahe hai sir mai kya karu loan jana bank me hi rahene du kya plz bataiye mam 🙏🙏🙏🙏🙏
No , didi , aapki expectations bilkul galat hain , na meine koi loan ya EMI default ki hai , na hi koi aur default Kiya hai , mein to just isliye ye video dekh raha hu ki pata to chale ki kya batane wali hain didi 😂
SIR PLEASE SUGGEST IF I HAVE A CREDIT CARD LOAN OVER DUE FROM CITI BANK, AND NOW IF CITY BANK MARGE TO AXIS BANK , AND THE OVER DUE IS MORE THAN 3 YEARS, NO CHEQUE BOUNCE OF LAST PAYMENT PAST 3 YEARS BACK, NOW AFTER MARGER CITY TO AXIS DOES AXIS IS COMING LIMITATION ACT ? DOES HERE LIMITATION ACT WORKS WHEN AXIS CAN STARTING TO RECOVERY FROM CURRENT DATE OR IT CONSIDERED AS LIMITATION ACT AND CAN NOT TAKE ANY LEGAL ACTION. LOOKING FORWARD YOUR REPLY MADAM...
Suppose someone took a secured loan of ₹1CR and then bank size and sold the property. Property got Sold in 2CR+ will they take the rest of the money also? This Question I have got always whenever I listen to the news. Please reply ASAP.
@@aasiyashaikh2978 If security is there it should have started within 30 days. If cgtmse they have 3 years time. So don't worry they will start. If your amt is small they may be waiting for you to come forward.
Maim ola scooty 1.5 years se battery kharab hai...warranty me hai fir bhi company battery रिप्लेस nahi kar rahi... Emi wale pareshan kar rahe emi kaha se du scooty se hi kamata hu jo kharab hoke khadi hai... Kya karu maim plz help
Ma'am please clarify one thing. This 30/60/90 days slab will be applicable for NBFCs app or not? Because I have taken a loan from one NBFC app and it's 15 days over. Couldn't pay. But I I am trying to pay as early as possible.
@@bekifaayatiMaine too wheeler loan pe liya tha 5 saalse ek bhi EMI Nahi de raha hu kyunki meri haalat itni kharab haiki Maine Gaon hi chod diya hai 5 saalse apne gharhi Nahi jaaraha hu jitna bhi kamata hun khane me Chala jata hai..... please bataiye merepr leagal action kya hoga....leagal action se bachne ke liye kya karu...
My father took a loan 10lack last yr but died due to cardiac arrest So we re not able to pay the emi My mother only get pension 20000 Which is now on hold So we have no money,blocked pension acc,lost my father 😢😢 Pls help
Sare Loan me Insurance hota hai iss case me jitne bhi amount aapke father ne pay kiye the abhi tak wo aapko wapis milega or aapko 1 bhi rupye jama nhi kerna bank ko. Mere sath bhi abhi aesha hi hua tha Bank me ja k baat kero
@@AbsamosafanpageHi, I am a banker. If the loan taken was unsecured and only on your late father's name (no co applicant or guarantor), then the debt CANNOT BE RECOVERED FROM SURVIVING MEMBERS. If an insurance policy was taken at the time of loan application, you can approach them for payout. Collection agents will be very aggressive and will try to pressurize you to repay the loan as they receive a commission for every recovery made. Please remember - if your family has sufficient funds to pay off the loan, by all means do it. If you do not have the funds, DO NOT FALL INTO PRESSURE TACTICS OF COLLECTION AGENTS REGARDLESS OF WHAT THEY SAY. Just tell them firmly that the person who took the loan has expired and you are not liable to pay. Hope this helps.
Can anyone please help 🙏. I took a loan for 5 lack in high interest for emergency. I paid nearly 2.5 lack. Now i unabyto pay emi due to no job. Bank days i need to pay more 5 lack bacause i only paid interest 2.5 lack😢😢 What is gonna happn with me😢 8:27 e😢
Mere saath cyber fraud wale police banke 10 lakh ka preapproved personal loan karwa dia h aur mujhse hi paise transfer karwa liye h. Ab icici bank bol rha ham nhi jante aapko emi bharna padega 20 hajar 6 saal tak
Kush nhi hota hai mughe jisne chek diya hai usko 4 years ho gye bouse ko abhi tak court me pes tak nhi hua 138 daromat case chalega jisne mughe chek diya vo bindaas ghum rha hai 😅😅😅😅
Madam please 🙏 Ye btaye ki credit card default h mera or abhi budget bhi nhi h mera To kya hoga Recovery agent aya tha bola ki pay krao maine bola mai pay krunga lekin abhi time lgega To madam ab kya hoga I am preparaing for govt. Job Please guide me Your old subscriber want ur help please 🙏 u
Try to contact bank directly explain them full situation the truth dont lie and try to get some time to pay or any other option that suites in both the interests of you and bank.
@@VikramSingh-cj6gx Without harrasment how many defaulters will return money ?? ... If their intentions were pure then they would have paid their dues .... I am not supporting harrasment but people after borrowing monay behave like you are a slave to them ... And because of these defaulters many genuine people who are in problem also face these harrasments
Give me the information when we are taking gold loan from bank the gold and it has been stolen from staff how we should react and what to do and in gold loan their are two opinions one bullet and another emi give the details
Sare Loan me Insurance hota hai iss case me jitne bhi amount aapke father ne pay kiye the abhi tak wo aapko wapis milega or aapko 1 bhi rupye jama nhi kerna bank ko. Mere sath bhi abhi aesha hi hua tha Bank me ja k baat kero
I took the credit card personal loan in Axis Bank, they said 18 % intrest per year, after taking the loan they said 36% intrest per year😢. Don't take credit card personal loans😢😢😢😢 it's very dangerous.
![[#2024MAMA] ROSÉ (로제), Bruno Mars - APT. | Mnet 241122 방송](http://i.ytimg.com/vi/dgGqD28J6aQ/mqdefault.jpg)
Offcourse this only applies to common men like you & me. If your name is Veejay Maliya or Neerav Godi, common men will pay your dues 👍🏻 Also, you will get new loans, absolutely free! free! free!
ok yaar.. stop this bullshit of vijay maliya or others
if bank or govt leave all the common people becos they left those few people you told then there will be no banking system left
use common sense
I think you use your brain brother Vijay maliya neerav modi left India when there was ED,CBI,RBI and your Chaiwala from Gujrat 😆😆😆😆😆@@NandaGovinda
@@NandaGovindaYou are absolutely right. People don't have any common sense. To make the banking system survive, we should also adopt the strategy to become next Vijay Mayla or Nirav Modi or Lalit Modi....
Bhai khaine wali baat hai uske loan se jayada asset property in india bank or govt ne seize kiye hue hai or recovery bhi ki hui hai
Or aisi life ka kya fayada jisme apne itna naam kamaya apna empire khada kiya or aap wha ja bhi nhi sakte or har jagah se izzat or gyi
as a banker, this is more or less pretty accurate.
Most awaited video
Can you clarify on Home loan charges. Where i feel most of those charges like Processing/Documentation/Legal/Valuation/MoDT are mainly for Bank's benifit and why customer's should pay?
middle class ko to fansi bhi mil jayegi or jo hazaroon crore leke bhagge unka Kuch ni ukhad sakti govt.. GREAT JOB
1 crore bank se lo or do hi nhi
@@Dakhte_raho utha ke le jayenge hum logon ko
@@anil00740 adress galat Dena ka 🤣🤣🤣
@@anil00740 adress hi wrong do na fir
Recvory walo ki bajav
You're encouraging people to do more default
jiski job ho chali gyi ho vo kya karega or new job bhi easly nhi mil rhi ho kyuki new job milne me kitna bhi time lag sakta hai
Please make educational videos on how to escape to UK after taking bank loans in Billions .... please make the video only if you have " *aaukad* "
😂😂😂
Main toh personal loan per 5000 liya tha abhi tak bara nahi
Hi, please do a video on ULI and UPS. Your videos are very much easy to understand thank you. Sending Love from Nagaland❤
Welcome 😊🙌
We will try to cover this in our future videos
Mam mera jana small finance me 650000 ka loan hai 13.5% byaj se to maine pnb transfer ke liye aply kiya tha loan pass bhi hua par jana bank wale bolre hai ki hum bhi utne me karwa denge bus hamko sanction later do pnb ka aur 2 month huye Loan for closer later nhi de rahe bahut sata rahe hai sir mai kya karu loan jana bank me hi rahene du kya plz bataiye mam 🙏🙏🙏🙏🙏
No problem for old loans and this not a criminal case jai hind 🙏 OM NAMAH SHIVAY 🙏
Vijay malaya .... Nirav modi ka 1000 crore ka loan maaf kar diya tho janta ka bhi maaf karna chaiye
You have to mention the IBC
No , didi , aapki expectations bilkul galat hain , na meine koi loan ya EMI default ki hai , na hi koi aur default Kiya hai , mein to just isliye ye video dekh raha hu ki pata to chale ki kya batane wali hain didi 😂
Same here 😂
Mei bhi.. But mei apne cousin ke liye dekh rha hun. He is in big trouble due to my uncle's loan that couldn't payed timely.
Mebhi
Same
@@STARNITINMEENA didi views increase karahi aur dollar bana rahi hai😂
Great job 👍
Thank you 😊🙌
डिफाउल्ट के बाद भाईयो सेटलमेंट करलो और कर्ज मुक्त रहो, चटनी रोटी खालो
Gg Kiya hu but age loan nehi milega 😂
@@sayanRoy-fx9iytoh kya jindgi khatam ho jayegi
Any guidelines for millions of NPAs,
Marna kewal gareeb aur जरूरतमंद को है।
So beautiful dear
Great information
Thank you 😊🙌
SIR PLEASE SUGGEST IF I HAVE A CREDIT CARD LOAN OVER DUE FROM CITI BANK, AND NOW IF CITY BANK MARGE TO AXIS BANK , AND THE OVER DUE IS MORE THAN 3 YEARS, NO CHEQUE BOUNCE OF LAST PAYMENT PAST 3 YEARS BACK, NOW AFTER MARGER CITY TO AXIS DOES AXIS IS COMING LIMITATION ACT ?
DOES HERE LIMITATION ACT WORKS WHEN AXIS CAN STARTING TO RECOVERY FROM CURRENT DATE OR IT CONSIDERED AS LIMITATION ACT AND CAN NOT TAKE ANY LEGAL ACTION.
LOOKING FORWARD YOUR REPLY MADAM...
Suppose someone took a secured loan of ₹1CR and then bank size and sold the property.
Property got Sold in 2CR+ will they take the rest of the money also?
This Question I have got always whenever I listen to the news.
Please reply ASAP.
No they will return after adjustment of entire loan
@@ajitreloaded oh ok
Thank you
And the good news is it never gets adjusted 😂🤣 so everything goes to bank 🤭🤭
Can u tell me why a particular bank have not yet started with legal proceedings after 10 months emi isn't cleared....
@@aasiyashaikh2978 If security is there it should have started within 30 days. If cgtmse they have 3 years time. So don't worry they will start. If your amt is small they may be waiting for you to come forward.
Mam recovery agent when come i mean how many days after?
Mam, Can you make a video on the best current account bank for choosing to register businesses?
Sure, we will try to cover this in our future videos.
Good Information 👍
Thank you 😊🙌
Tq didi nice information
Welcome 😊🙌
Thank you mam 👍
Welcome 😊🙌
Maim ola scooty 1.5 years se battery kharab hai...warranty me hai fir bhi company battery रिप्लेस nahi kar rahi...
Emi wale pareshan kar rahe emi kaha se du scooty se hi kamata hu jo kharab hoke khadi hai...
Kya karu maim plz help
Great info, Mam, when r u visitng Bombay
Thank you 😊🙌
Forget 90days... i missed my emi and after 5days recovery agent came to house
Nice information
Thank you 😊🙌
Mam debit card loan ka bhi batao bina permission gale daal diya 25000 ka
Ma'am please clarify one thing. This 30/60/90 days slab will be applicable for NBFCs app or not? Because I have taken a loan from one NBFC app and it's 15 days over. Couldn't pay. But I I am trying to pay as early as possible.
meine Finenes par bike liya tha aur 25 emi nahi bari to kya hoga😢
Principal dedu toh cibil main impact hota h kya
Credit card due hai uska solution btaye
To maintain *Cibil score*
Thankyou didi😅
Welcome 😊🙌
@@bekifaayatiMaine too wheeler loan pe liya tha 5 saalse ek bhi EMI Nahi de raha hu kyunki meri haalat itni kharab haiki Maine Gaon hi chod diya hai 5 saalse apne gharhi Nahi jaaraha hu jitna bhi kamata hun khane me Chala jata hai..... please bataiye merepr leagal action kya hoga....leagal action se bachne ke liye kya karu...
Nice video
Thank you 😊🙌
Unsecured loan ka batao
My father took a loan 10lack last yr but died due to cardiac arrest
So we re not able to pay the emi
My mother only get pension 20000
Which is now on hold
So we have no money,blocked pension acc,lost my father
😢😢
Pls help
Is this an unsecured loan or a secured loan?
Sare Loan me Insurance hota hai iss case me jitne bhi amount aapke father ne pay kiye the abhi tak wo aapko wapis milega or aapko 1 bhi rupye jama nhi kerna bank ko. Mere sath bhi abhi aesha hi hua tha Bank me ja k baat kero
Aapko ek bhi rupya nhi dena bank ko ja k aap bolo aapni puri baat
Loan unsecured
@@AbsamosafanpageHi, I am a banker. If the loan taken was unsecured and only on your late father's name (no co applicant or guarantor), then the debt CANNOT BE RECOVERED FROM SURVIVING MEMBERS. If an insurance policy was taken at the time of loan application, you can approach them for payout. Collection agents will be very aggressive and will try to pressurize you to repay the loan as they receive a commission for every recovery made. Please remember - if your family has sufficient funds to pay off the loan, by all means do it. If you do not have the funds, DO NOT FALL INTO PRESSURE TACTICS OF COLLECTION AGENTS REGARDLESS OF WHAT THEY SAY. Just tell them firmly that the person who took the loan has expired and you are not liable to pay. Hope this helps.
Same situation is going in my home.....We have only 10 days 🤐😔
Which type?
Run and fly away to Dubai and enjoy
Can anyone please help 🙏. I took a loan for 5 lack in high interest for emergency. I paid nearly 2.5 lack. Now i unabyto pay emi due to no job. Bank days i need to pay more 5 lack bacause i only paid interest 2.5 lack😢😢
What is gonna happn with me😢 8:27 e😢
Kuch nahi hoga bhai 3 6 months gayab ho jao bht litre banks credit card k loan k medium se
Hello, my emi exceed my salary, is it possible to reduce my emi amount
Ma'am please one video for Axis Gold Fund
Sure, we will try to cover this in our future videos.
Mere saath cyber fraud wale police banke 10 lakh ka preapproved personal loan karwa dia h aur mujhse hi paise transfer karwa liye h. Ab icici bank bol rha ham nhi jante aapko emi bharna padega 20 hajar 6 saal tak
Moye Moye ho gaya apka😂
@chandankumar-xg8bw where are you from
Kush nhi hota hai mughe jisne chek diya hai usko 4 years ho gye bouse ko abhi tak court me pes tak nhi hua 138 daromat case chalega jisne mughe chek diya vo bindaas ghum rha hai 😅😅😅😅
Maine 500 rupay ka personal loan liya tha ek app se aaj pure 8 month hogya kya mujhe jail ho jayega???
Nahi lekin harrasment face karna oadega
Nhi bro.. Aram se life enjoy kro
Bhai 500 rupiye k liye Tune apna Cibil kharab kar liya Emergency mein kya karega ab
@@firozmansoori3259 mtlb mai jindgi bhar loan leta rahu yahi kahna chahte h aap
Dear 💕 mobikwik 12 club xtra p2p rbi k jo new rules aye h video bna do aur jo money lga safe h mil yo jayga na
Nice
Thank you 😊🙌
Good
Thank you 😊🙌
Madam please 🙏
Ye btaye ki credit card default h mera or abhi budget bhi nhi h mera
To kya hoga
Recovery agent aya tha bola ki pay krao maine bola mai pay krunga lekin abhi time lgega
To madam ab kya hoga
I am preparaing for govt. Job
Please guide me
Your old subscriber want ur help please 🙏 u
Try to contact bank directly explain them full situation the truth dont lie and try to get some time to pay or any other option that suites in both the interests of you and bank.
@@en.kunalguptathanks for suggestion
I missed my emi for 1 day and they called me more than 20 time
But defaulting of loan should be penalise .... Forgiving will promote these types of default 😢
First stop recovery agents harassments
@@VikramSingh-cj6gx Without harrasment how many defaulters will return money ?? ... If their intentions were pure then they would have paid their dues ....
I am not supporting harrasment but people after borrowing monay behave like you are a slave to them ...
And because of these defaulters many genuine people who are in problem also face these harrasments
😂you belong to recovery side @@Suvm_7
Ye recovery agent hai😅
@@kkb299 bhakk 😅 ... Mera field bilkul alag hai ...
Give me the information when we are taking gold loan from bank the gold and it has been stolen from staff how we should react and what to do and in gold loan their are two opinions one bullet and another emi give the details
We will try to cover this in our future videos.
Hi ma'am, section 25 se kaise deal kare..?
Bhai sir recoverrey wale dara kr rakhege lekin court tak nhi pahuchege
How can I improve my bad cibil score ? It went down because i settled my credit card due
th-cam.com/video/BS39-sT8mk8/w-d-xo.htmlsi=uRPXTvbF5XULc_xf
Buddy Gold loan le lo
Sbse best तरीका है
इससे best कुछ नही मैंने ऐसे ही किया है
kuch nahi hota hai. kuch nahi hota hai. mai keh raha hun
Mam after beath bank kise paise wasul krega
Kuch nhi dena, kyuki loan apne nahi liya, apka documents or cibil pan card sab apka hai, uspr koi. Loan nhi h
Bekifaayati❤❤❤❤
Is it really true ?
Yes
Mem aap hama ri kya madat karsakte ho
If there was a settlement in past and now cibil is good can we reapply for loan?
Yes
Agar dena wale ki death ho jaye to
Mere dad ki death hui ja or loan chal raha
Sare Loan me Insurance hota hai iss case me jitne bhi amount aapke father ne pay kiye the abhi tak wo aapko wapis milega or aapko 1 bhi rupye jama nhi kerna bank ko. Mere sath bhi abhi aesha hi hua tha Bank me ja k baat kero
@@avashsaurav6165no sir it will depend bank to bank
Unsecured loan me koi case nhi Banta ye bank ke taraf se hsi😅😅
Veejay maliya ko kitne saal ki jail hoi
You think a person who takes has any money to pay the bank....😂
90% people run away 😂😂😂
Ye common man k liye hai vijay malya ko to koi nhi pakadta
Bank ko chq lana chahiye
Aisa kuch nahi hota sab raat ko bhi pauch jate hai aur ph contacts par call karte rehate hai
900+ days
अगर वो आपके रेस्तेदारो को call करके परेशान करे तो क्या करे😢
Relax guys ye sab amiro ke liye nhi hai unko maaf kar diya jayega 😅
😂😂😂😂kitabi gyaan aur asli dunia m frak hai ,,,koi saza nhi h
I took the credit card personal loan in Axis Bank, they said 18 % intrest per year, after taking the loan they said 36% intrest per year😢.
Don't take credit card personal loans😢😢😢😢 it's very dangerous.
Hindi me yaa English me bolo dono mix mat karo
Dear please help me
Jo liya h bhar do yr kyu civil girate ho apna
Ye bhi h
Kuch jail bal nahe Hota loan mein 😂😂😂😂
Mai bol raha tha 😂...Read more
Bhai log ye ring ka due payment kar ne ko bol raha hai 😂
Ae
ma'am arbitration miss ho gaya...
Koi problem ni h adhe jada fake hote h 99%
Irrelevant information & worst case scenarios
Aaap ko aur jankari leni chahiye aap kuch pata naahi loan
Madam you so beautiful girl really
Half knowledge dangerous.....
😄😄😄
Or tum tho Dara rahe ho kuch bhi bolkar....
Click bate se views nahi milga 😂
Stop supporting defaulters
😂😂
Weight badh rha h pahle se moti hote ja rhi.. weight pe bhi dhyaan do cutie
India mein defaulters k liye rules banna chahiye
Guy's my free legal advice don't give anyone personal loan it's totally unsecured loan just OTS
Koi help kr skta hai im in big trouble 😭
Vijay maliya , neerav modi then don't get any section even though they take 20000 crore. 🫸