If you ever decide to do lease purchase, always go with companies that pay percentage rather than per mile. You got loads out here that are 167 miles that pay 915.00 (furniture). Getting paid 1.25 per mile for that load would have been trash. Even based off the national average you are still getting underpaid.
@@PhucYuBich Percentage also sucks if the rates are low. You need to figure out how much you’re going to make, how much total time, including fueling and pre-trip hours and then figure out your dollar per hour. Many people are not considering the taxes and other expenses. They have when they say what they get paid. The first year I did my lease I wrote off everything and still, my accountant told me I owed the IRS $9800. One other thing to remember when you are 1099 or a lease operator you will have a very hard time if any being able to obtain a mortgage because the amount of money you report to the IRS will be what they consider your income is. Even though I had a mortgage house and sold it I claimed in 2016 that I only made $15,000 for the year. In 2017 I filed a $750 loss. Needless to say I had to become a W-2 employee for six months to be able to show a finance company that I am able to pay a mortgage.
I appreciate the video. Sorry you had to experience what you did. The honest truth with lease purchase is that the company controls your success; not you. If you depend on them for miles, then they have the control. Your sacrifice isn’t in vain, though. People will find your video and think twice about leasing. Others will still do it, anyway. I hope you are doing better now, and I wish you well.
I’ve worked for companies that do leasing. It was the biggest rip off because you’re buying yourself a job with no benefits. When they tried twice to give me a load under 600 miles which were set to work four days, pick up 69 miles away, load the next day and deliver three days later on 545 loaded miles I told him that I cannot pay for this truck with that kind of run. I told them you find me big miles or you send me a bus ticket. I don’t put up with that shit no more.
As long as YOU pay their truck payment, they do not care. Your right IT IS A SCAM GET OUT of that mess. You will make MORE as a COMPANY DRIVER. Go to a BETTER company.
Sorry you’re having to go through this. If it’s any consolation, your information was a key part of my decision to stay a company driver instead of doing a lease. Hang in there and it will get better. You are learning right now. 👍🏻
As much as I disagree with over regulation, I wish lease purchases were banned. They bring rates down for everyone. Swift is able to run this driver ragged for 500 bucks a week and that's if his truck doesn't break down. The mexican drivers are making more than that.
The lease purchase drivers at Swift who make a little money are the ones training students. That's what the program is designed to channel you into doing. But if you do train then at the end of your lease you will have a truck that for four years has been beat up by students who grind your gears, lug your motor, and bounce over curbs. It won't be worth the balloon note. I was a company driver at Swift for four years. I lived in their truck to save money. No rent. No light bill. No car payment. When I left I bought my own truck and went to Landstar. You will never get ahead by doing the same thing every one else is doing.
Imagine that a recruiter not telling you the truth? I have to say I can't feel sorry for you. Today there's so much information available, you should be making informed decisions when looking for a company.
You are the classic example of somebody who jumped into owning the truck that has no absolutely no idea what it means to own a truck and how to run one profitably.
True and I hope he takes this not as critism it's just reality. He wants to be dispat he'd good loads and is probably hauling dry van which is shit right now.
Please explain how you can run a truck profitably if you're not even getting the loads. Seems to me that this driver would run if he was given the miles. I don't see that he did anything wrong, other than signing up for a lease purchase.
Please let us all know when your “Super Trucker” book comes out. Since you know everything and all. This young man is willing to work and may not have a lot of experience but we should all help him out, not criticize him.
@itisbab , this. He seemed like a genuine person to me that tried, and it just didn't work. If he's not getting the loads, he can't run. And he's not alone. Others have had similar problems.
@BrandonLeechI get that but if that's the case why not just go work in a factory or something. I mean I guess if you have no family then going over the road for $500 a week still let you make a living and if you're not paying any bills and living out of your truck then I guess you could stack some cash. But the only type of videos I ever hear are bad ones. Rarely do I hear a good video about trucking. It's always just garbage. Get people continually go to these companies even when they have been forewarned by multiple videos from other people.
Bro. If your leasing, your not an OO. It is a scam. You will end up owing about 10K to 15 K at the end of the year to make a couple hundred dollars per week extra. Plus you still work for them. Exclusive. You cant take any loads from anyone else. I drove for 20 years and tried 2 different Leases, both were a scam. Ben out of Trucking for 15 years doing Air conditioning. I make over 125K a year and am home every single night. Get OUT of Trucking and get some real trade bro. Its worth it.
@@SirKitAlot 40$ hour plus commission of 20% of net sales. Yah- its hard work. Mentally as well as Physically challenging, but remembering those twenty years of being on the road is what is wild. Cant believe I wasted all those years away from my loved ones for next to nothing.
so a few points to the video most of the dispatcher need to keep there truck over 3.00 bucks a mile best way to do that is run short miles they pay 3.00-4.00 a bucks a mile long stuff pays less from 2.00 to 2.50 so for a newer dispatch they are doing what is best for them and not you. ill offer you the best advice that was given to me 10 years ago buy a cash truck and learn to turn a wrench, then find a small carrier cause its a win win you need to be running to help pay the bills.
Why does everyone think miles equals money. I make more in short loads than I ever did running any long miles. I rarely go over 1000 miles a week an live very comfortably.
This is true. One time they had me running loads in WA/OR that were under 300 miles, but they were back to back and it ended up being one of my best weeks for miles and pay. A lot of times those loads with big miles have too much extra time on them.
Dude I would’ve quit as soon as I got that first negative check. You shouldn’t work all week to be negative. I’m at Roehl only getting 1k on a good week… as a flatbedder. I hate the pay here and am trying to leave. You’d be better off sitting at home watching tv from the sound of it. They’re just using you to pay their truck payment. Also I thought $2 per mile was on the low end for loads so how are they paying you $1.25? Are they taking some of the pay and still sticking you with the bills? I’d be trying to sue. I’m pretty sure there was a class action lawsuit against felony express for their predatory lease program.
Just about every industry in America you should preface your remarks with the disclaimer, "Speaking for my company, and my company only..." No brother, you are completely safe. Your experiences basically cover the industry as a whole as of today.
Just stumbled across this video I’m not sure if you’re new to the industry or not but I can tell you from a 30 year veteran. These are all scams you’re doing is making a monthly truck payment for these companies.
Do not take loads that are 1.15 mile get a new driver manager. Also mileage is based on map mileage which is based on city to city not actual mileage. The trucking industry rips scams and steals everyone s actual miles. They should be sued for not paying every single mile you run. It is like they are not paying you overtime for hours work. Truck drivers need to sue these and every company for lost wages and you can prove it by your actual miles verses paid miles. Start suing for actual miles. You will win and the companies will have to pay not for the unpaid miles but damages!!!
No lease purchase is “quite” what they say anywhere! Do research research then more research talk to drivers at truck stops ect. Never believe what a recruiter says ever. There are some ok L/P out there but not one is at a mega
First of all, you’re not an over operator, unless you own the pink slip to the truck. You are a company driver being paid to take care of the truck at your own expense. As soon as the mindset of being an owner operator is extinguished in those who lease purchase, you are misinformed, miss classified, and basically going to run yourself broke.
How the hell can you work as a owner operator for shit money,it's better for you to work as a company driver.I am a retired truckdriver from Sweden, and I has always been working for good companys that paid me good.Think a little ahead so you don't get bankruptse and have to pay your depst for the rest of your life. Andy from Sweden .
Im just here for all the "expert" advice via the concrete cowboy club. You goofballs have all the woulda shoulda coulda nonsense mastered dont ya? 😅😅😅 You come in and knock a guy that took a risk. For all the 💩 talkers in the comments , By all means let us all know how the expert you portray youselves to be are able to master the trucking industry???? Weees a waitin'
These giant companies are not just in the logistics industry. They are also a huge part of the truck leasing industry. You best believe they getting some kind of monetary kick back for lease/selling all these trucks.
😂 these people calling themselves owner operator, it actually takes more than that to call yourself an O/O, anyway is crazy how people jump to these lease purchase Aka “modern slavery” without doing a single research or math before jumping in, I’ve seen thousand of lease operators getting into huge financial situations, the most crazy one was a guy who was making 150-250 $ after all weekly settlements, avoid yourself to get into this type of trap fellows, is crazy man
I don’t think it’s the carrier. I think it’s the leasing a truck is a scam and it drives down wages for company drivers. I’m a company driver. I made 103K in 20 2296K last year and I’m tracking about 90 this year. Are you doing better than that leasing a truck? I just wonder what the draw to leasing is by the way I get my 34 at home every week and can take off anytime I want with two weeks notice.
I'm going to prime for Tanker and thinking of doing their lease/purchase program. Here's why. I'm good with money, already have an LLC and can put money back for emergencies. No credit check or down payment for a new truck, no forced dispatch, go home whenever, walk away from the lease any time and go company without any financial backlash. Now, the truck payment is expensive at 1-1.2k/week, BUT that includes maintenance (Blown tire, breakdown, electric issues, tow, breakdown pay etc.) that payment also includes insurance, an emergency fund, and its a 3year note, meaning the truck is paid off and yours at the end of that 3 years, this is Prime, not swift so maybe swift is different. Now, yes, you can go buy a new truck, but how many people have 25-30k CASH to put down, plus a great credit score, your monthly payment will also be lower buying a new truck, BUT you're gonna be paying it off for 7-8yrs, by that time you probably already got over 500k miles on it, vs having it paid off in 3 years. Yes, you can buy an older truck cheaper, but many brokers and companies require a truck be under 10 years old.
@@frontlinewitnessI don't get it so if your truck payment is $1,200 a weak and you only make $3,000 a week as a owner operator leased then how does that work. That would leave you with 1800 dollars left over before taxes and all of that. I mean if that's all you got to pay for it then I guess that ain't bad because after taxes you would have maybe $1500. I try to watch these videos but I still get confused on how all of that Leasing and owner operator stuff works. I'll be out of a kind of one owner operator does but I just get confused whenever they talk about being an owner operator but still working under a company
Two weeks and you only made $50?! I call BS. It sounds like you aren't cut out for trucking. No offense, but all you've done is complain. No company will make their drivers *lose* money. If that were the case, they'd lose everyone overnight. Trucking is a people business. If you are complaining constantly, your dispatch will gravitate to other drivers. It's just the way it is. I know two lease drivers for Swift who clear $3k per week. Will you become the next Elon Musk or Bill Gates driving a truck? No. But you aren't going to go in the hole or only make $50 in two weeks. Sorry. I don't buy it. Stay safe out there.
Don't be so naive. Study the behind the scenes of trucking. It's as corrupt as it gets. Absolutely they need their token success stories to bait unwitting candidates and driver retention. Just like the casino advertised jackpots. Get a grip. There's a sucker born every minute. The criminal minds behind Trucking is a fascinating and clever money grab. Almost enjoyable to watch if it weren't so hurtful, damaging and far reaching.
majority of these common carriers are about the same ! They prey on wannabe owner operators ! Hod prime inc was shyte in the 90s still the same lol dont know if the associates are still operating but used to have a boat load of trucks turned in 😮😅
Man you need to get on a better account to get miles as owner op. I know a swift lease op getting 3000 a week, on the bush beans account. Another good one is the miller coors account. Im a company driver, so i see alot of lease drivers, and most of them seem to be doing alright.
40 years OTR all lease purchase deals are a scam don't do it ever ,the best advice you will ever get!.
I was thinking of buying a truck cash lol
Not true
Been there done it! Saved my $ as a company driver and bought my own rig outright. Discipline son and patience!!
Wish the best for you brother we all have been the in depths of shit, but I have faith you will overcome this.
If you ever decide to do lease purchase, always go with companies that pay percentage rather than per mile. You got loads out here that are 167 miles that pay 915.00 (furniture). Getting paid 1.25 per mile for that load would have been trash. Even based off the national average you are still getting underpaid.
@@PhucYuBich Percentage also sucks if the rates are low. You need to figure out how much you’re going to make, how much total time, including fueling and pre-trip hours and then figure out your dollar per hour. Many people are not considering the taxes and other expenses. They have when they say what they get paid. The first year I did my lease I wrote off everything and still, my accountant told me I owed the IRS $9800. One other thing to remember when you are 1099 or a lease operator you will have a very hard time if any being able to obtain a mortgage because the amount of money you report to the IRS will be what they consider your income is. Even though I had a mortgage house and sold it I claimed in 2016 that I only made $15,000 for the year. In 2017 I filed a $750 loss. Needless to say I had to become a W-2 employee for six months to be able to show a finance company that I am able to pay a mortgage.
I appreciate the video. Sorry you had to experience what you did. The honest truth with lease purchase is that the company controls your success; not you. If you depend on them for miles, then they have the control.
Your sacrifice isn’t in vain, though. People will find your video and think twice about leasing. Others will still do it, anyway. I hope you are doing better now, and I wish you well.
I’ve worked for companies that do leasing. It was the biggest rip off because you’re buying yourself a job with no benefits. When they tried twice to give me a load under 600 miles which were set to work four days, pick up 69 miles away, load the next day and deliver three days later on 545 loaded miles I told him that I cannot pay for this truck with that kind of run. I told them you find me big miles or you send me a bus ticket. I don’t put up with that shit no more.
You need to get on that dedicated haul delivering rebuilt hoods to the Swift body shop.
😂😂😂
As long as YOU pay their truck payment, they do not care. Your right IT IS A SCAM
GET OUT of that mess. You will make MORE as a COMPANY DRIVER. Go to a BETTER company.
The sooner you get out of a situation like that the better man good luck
Sorry you’re having to go through this. If it’s any consolation, your information was a key part of my decision to stay a company driver instead of doing a lease. Hang in there and it will get better. You are learning right now. 👍🏻
If you are not holding the title of your truck in your hand, you are not an Owner Operator.
Well I don’t have the title but my names on it lol I’m financed through a bank for truck & trailer check out Dakota financing
I wouldn't even work for a company that had lease purchase deals
As much as I disagree with over regulation, I wish lease purchases were banned. They bring rates down for everyone. Swift is able to run this driver ragged for 500 bucks a week and that's if his truck doesn't break down. The mexican drivers are making more than that.
Cut your losses and get out fast
Get a job and never lease purchase again as long as you live !!
So sad.
Brother find a small old school company. Be a company driver for a man with good caricature .
The lease purchase drivers at Swift who make a little money are the ones training students. That's what the program is designed to channel you into doing. But if you do train then at the end of your lease you will have a truck that for four years has been beat up by students who grind your gears, lug your motor, and bounce over curbs. It won't be worth the balloon note.
I was a company driver at Swift for four years. I lived in their truck to save money. No rent. No light bill. No car payment. When I left I bought my own truck and went to Landstar. You will never get ahead by doing the same thing every one else is doing.
Imagine that a recruiter not telling you the truth? I have to say I can't feel sorry for you. Today there's so much information available, you should be making informed decisions when looking for a company.
Bro your killin it!
If your truck is regulated and you can't take it with you to another company....
You aren't an owner/op.
You are the classic example of somebody who jumped into owning the truck that has no absolutely no idea what it means to own a truck and how to run one profitably.
True and I hope he takes this not as critism it's just reality. He wants to be dispat he'd good loads and is probably hauling dry van which is shit right now.
Please explain how you can run a truck profitably if you're not even getting the loads. Seems to me that this driver would run if he was given the miles. I don't see that he did anything wrong, other than signing up for a lease purchase.
Please let us all know when your “Super Trucker” book comes out. Since you know everything and all. This young man is willing to work and may not have a lot of experience but we should all help him out, not criticize him.
@itisbab , this. He seemed like a genuine person to me that tried, and it just didn't work. If he's not getting the loads, he can't run. And he's not alone. Others have had similar problems.
Recruiters in trucking are like recruiters in the service if it’s not on paper it doesn’t exist.
I cannot believe that someone still picks swift,walmart,shneidder, jb hunt, other big companies 😢
@BrandonLeechI get that but if that's the case why not just go work in a factory or something. I mean I guess if you have no family then going over the road for $500 a week still let you make a living and if you're not paying any bills and living out of your truck then I guess you could stack some cash. But the only type of videos I ever hear are bad ones. Rarely do I hear a good video about trucking. It's always just garbage. Get people continually go to these companies even when they have been forewarned by multiple videos from other people.
Bro. If your leasing, your not an OO. It is a scam. You will end up owing about 10K to 15 K at the end of the year to make a couple hundred dollars per week extra. Plus you still work for them. Exclusive. You cant take any loads from anyone else. I drove for 20 years and tried 2 different Leases, both were a scam. Ben out of Trucking for 15 years doing Air conditioning. I make over 125K a year and am home every single night. Get OUT of Trucking and get some real trade bro. Its worth it.
125k that's wild! good for you homie.
@@SirKitAlot 40$ hour plus commission of 20% of net sales. Yah- its hard work. Mentally as well as Physically challenging, but remembering those twenty years of being on the road is what is wild. Cant believe I wasted all those years away from my loved ones for next to nothing.
@@AlexanderOrona-m1g You realize it now and that is what matters.
so a few points to the video most of the dispatcher need to keep there truck over 3.00 bucks a mile best way to do that is run short miles they pay 3.00-4.00 a bucks a mile long stuff pays less from 2.00 to 2.50 so for a newer dispatch they are doing what is best for them and not you. ill offer you the best advice that was given to me 10 years ago buy a cash truck and learn to turn a wrench, then find a small carrier cause its a win win you need to be running to help pay the bills.
Why does everyone think miles equals money. I make more in short loads than I ever did running any long miles. I rarely go over 1000 miles a week an live very comfortably.
This is true. One time they had me running loads in WA/OR that were under 300 miles, but they were back to back and it ended up being one of my best weeks for miles and pay. A lot of times those loads with big miles have too much extra time on them.
Dude I would’ve quit as soon as I got that first negative check. You shouldn’t work all week to be negative. I’m at Roehl only getting 1k on a good week… as a flatbedder. I hate the pay here and am trying to leave. You’d be better off sitting at home watching tv from the sound of it. They’re just using you to pay their truck payment. Also I thought $2 per mile was on the low end for loads so how are they paying you $1.25? Are they taking some of the pay and still sticking you with the bills? I’d be trying to sue. I’m pretty sure there was a class action lawsuit against felony express for their predatory lease program.
Lease means FLEECE!
Driver makes nothing. Company makes big $.
They (Swift) only care about the miles that will cover their costs not the lease operator’s expenses.
Just about every industry in America you should preface your remarks with the disclaimer, "Speaking for my company, and my company only..."
No brother, you are completely safe. Your experiences basically cover the industry as a whole as of today.
Try to get the most cpm as a w2 company driver. Leases put all the risk on you.
Just stumbled across this video I’m not sure if you’re new to the industry or not but I can tell you from a 30 year veteran. These are all scams you’re doing is making a monthly truck payment for these companies.
Do not take loads that are 1.15 mile get a new driver manager. Also mileage is based on map mileage which is based on city to city not actual mileage. The trucking industry rips scams and steals everyone s actual miles. They should be sued for not paying every single mile you run. It is like they are not paying you overtime for hours work. Truck drivers need to sue these and every company for lost wages and you can prove it by your actual miles verses paid miles. Start suing for actual miles. You will win and the companies will have to pay not for the unpaid miles but damages!!!
the thing is when you get hired on they will make you sign paper work that you accept that pay system that is a scam
You need to learn to dispatch yourself, negotiate your rate and find a company that let's you do it. Your just a company driver with your own truck.
No lease purchase is “quite” what they say anywhere! Do research research then more research talk to drivers at truck stops ect. Never believe what a recruiter says ever. There are some ok L/P out there but not one is at a mega
i worked for swift but it doesn’t make any sense to get paid 700 as a company driver and 500 or 600 for owner operator 🤔🤔 something is wrong
First of all, you’re not an over operator, unless you own the pink slip to the truck. You are a company driver being paid to take care of the truck at your own expense. As soon as the mindset of being an owner operator is extinguished in those who lease purchase, you are misinformed, miss classified, and basically going to run yourself broke.
How the hell can you work as a owner operator for shit money,it's better for you to work as a company driver.I am a retired truckdriver from Sweden, and I has always been working for good companys that paid me good.Think a little ahead so you don't get bankruptse and have to pay your depst for the rest of your life.
Andy from Sweden .
It's called "lease" for a reason bud. Just stick to company driver no expenses other than food and other essentials.
Owner - Operator - Swift? Yes Alex I’ll take 3 words that never go together for 300 please. RUN my friend.
What, you mean the recruiters lied to you?
When I was there I was making more money as a company driver versus the lease ops. But I met a lot of lease ops that loved being one.
Mistake number one being at swift as an owner operator
Im just here for all the "expert" advice via the concrete cowboy club. You goofballs have all the woulda shoulda coulda nonsense mastered dont ya? 😅😅😅 You come in and knock a guy that took a risk. For all the 💩 talkers in the comments , By all means let us all know how the expert you portray youselves to be are able to master the trucking industry???? Weees a waitin'
Owner operator program or rental/lease agreement?
These giant companies are not just in the logistics industry. They are also a huge part of the truck leasing industry. You best believe they getting some kind of monetary kick back for lease/selling all these trucks.
😂 these people calling themselves owner operator, it actually takes more than that to call yourself an O/O, anyway is crazy how people jump to these lease purchase Aka “modern slavery” without doing a single research or math before jumping in, I’ve seen thousand of lease operators getting into huge financial situations, the most crazy one was a guy who was making 150-250 $ after all weekly settlements, avoid yourself to get into this type of trap fellows, is crazy man
OK, this video is from 3 months ago. Are you still at swift?
I was wondering that, too. He only has 4 videos.
I don’t think it’s the carrier. I think it’s the leasing a truck is a scam and it drives down wages for company drivers. I’m a company driver. I made 103K in 20 2296K last year and I’m tracking about 90 this year. Are you doing better than that leasing a truck? I just wonder what the draw to leasing is by the way I get my 34 at home every week and can take off anytime I want with two weeks notice.
I'm going to prime for Tanker and thinking of doing their lease/purchase program. Here's why. I'm good with money, already have an LLC and can put money back for emergencies. No credit check or down payment for a new truck, no forced dispatch, go home whenever, walk away from the lease any time and go company without any financial backlash. Now, the truck payment is expensive at 1-1.2k/week, BUT that includes maintenance (Blown tire, breakdown, electric issues, tow, breakdown pay etc.) that payment also includes insurance, an emergency fund, and its a 3year note, meaning the truck is paid off and yours at the end of that 3 years, this is Prime, not swift so maybe swift is different. Now, yes, you can go buy a new truck, but how many people have 25-30k CASH to put down, plus a great credit score, your monthly payment will also be lower buying a new truck, BUT you're gonna be paying it off for 7-8yrs, by that time you probably already got over 500k miles on it, vs having it paid off in 3 years. Yes, you can buy an older truck cheaper, but many brokers and companies require a truck be under 10 years old.
@@frontlinewitnessI don't get it so if your truck payment is $1,200 a weak and you only make $3,000 a week as a owner operator leased then how does that work. That would leave you with 1800 dollars left over before taxes and all of that. I mean if that's all you got to pay for it then I guess that ain't bad because after taxes you would have maybe $1500. I try to watch these videos but I still get confused on how all of that Leasing and owner operator stuff works. I'll be out of a kind of one owner operator does but I just get confused whenever they talk about being an owner operator but still working under a company
No shit Swift is one of the biggest jokes in trucking in every aspect.
So sorry come to J.B. Hunt from Trucker Jon
Are the lease truck still at 55 mph
They’re at 70mph, I was given one accidentally as a company driver
So don't put yourself in an area you know you'll have too deadhead out of
Two weeks and you only made $50?! I call BS. It sounds like you aren't cut out for trucking. No offense, but all you've done is complain. No company will make their drivers *lose* money. If that were the case, they'd lose everyone overnight. Trucking is a people business. If you are complaining constantly, your dispatch will gravitate to other drivers. It's just the way it is. I know two lease drivers for Swift who clear $3k per week. Will you become the next Elon Musk or Bill Gates driving a truck? No. But you aren't going to go in the hole or only make $50 in two weeks. Sorry. I don't buy it. Stay safe out there.
Don't be so naive. Study the behind the scenes of trucking. It's as corrupt as it gets. Absolutely they need their token success stories to bait unwitting candidates and driver retention. Just like the casino advertised jackpots. Get a grip. There's a sucker born every minute. The criminal minds behind Trucking is a fascinating and clever money grab. Almost enjoyable to watch if it weren't so hurtful, damaging and far reaching.
majority of these common carriers are about the same ! They prey on wannabe owner operators ! Hod prime inc was shyte in the 90s still the same lol dont know if the associates are still operating but used to have a boat load of trucks turned in 😮😅
PS retreads always been there lol 😆
DANG you should have found me to help,,
you make way better money off the spot market
Get out
Yea you don’t know about being an o/o az is a dead market lol
It's a learning process. You aren't special cup cake. You weren't baptized with knowledge in this industry either.
Man you need to get on a better account to get miles as owner op. I know a swift lease op getting 3000 a week, on the bush beans account.
Another good one is the miller coors account.
Im a company driver, so i see alot of lease drivers, and most of them seem to be doing alright.
I hate to say this to you but you sound like a new driver.
I've been driving for 3+ years, just new to swift.