Niyo Global Card - The Most Affordable Card For International Students | Review And My Experience
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- เผยแพร่เมื่อ 13 มิ.ย. 2022
- Niyo Global Link - bit.ly/NiyoGlobal_DUK
Hi everyone! This is Ritwik Arya. I'm pursuing my Master’s in Marketing at the University of Edinburgh. On this channel, I’m sharing my journey in the UK as a student. Subscribe to my channel and press the bell icon to get notified about my latest uploads!
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/ @dream_uk
Topics I will cover on this channel:
UK university admission process
IELTS tips
UK student visa
Student life in UK
Part-time jobs in UK
Student living expense
Cost of masters in UK
Accommodation in UK
Jobs in UK
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Hey Ritwik, I would be also moving to UK for my masters this September, I had a query regarding Niyo global card , for instance I create my account on a mobile phone here and if in future I buy a new mobile , would it be any problem to log in to my account on my new mobile phone ?
FOREX charges are free but what about Visa FX rates applicable means? Are you paying any extra money when you do any transaction when compared to the original cost.
Can you please tell me which one is better for UK, Niyo Global or Thomas Cook?
Hi I got admission from Essex I’m planning to move with my spouse.we have started our process with a consultancy which is suggesting to show 10-11lacs funds in spouse account saying £1023*12 months but no where in ukvi website it’s mentioned.They are saying it would be a risk to keep less funds where according to ukvi student dependent have to show £845*9 months for London or £680*9 months outside London.my other question is - my program is a 2 year so £1023*9 months sufficient to show ?
How are you using UPI outside india? Without sim how will UPI work?
Hi bro, I have a small query like can we apply for scholarship in University as well as British Council I mean at time both place? Please give me guidance.
Can you transfer money from Niyo Global card to the bank?
Brother booster lena zaruri hai kya september intake valo ke liye?
Which niyo global card is best for international students? Niyo X , niyo sbm or niyo dcb?
How about FI card? Does it offer better exchange rates?
Very informative video.. thanks.
Can I pay the university fees online using Niyo Global Card?
How much is the currency conversion fee ?
Hi, Can we pay our Fees to the University using Niyo Global Card?
Hey Ritwik! I have been searching for such international card to make my transactions in the UK. I was content with this card until I came across that Niyo global card charges around Rs.500 + GST per year after the first year. As you suggested someone in the comments, that having two such cards is beneficial. But we will have to pay twice the expense each year? Also the per year limit is only 5lacs. It wont be sufficient for paying the university fees.
The per year limit is 2 crore not 5lakhs. The daily limit of the card is 7.5L.
Hey ! Can students under 18 apply for this card and open a bank account in uk?
Bro plz tell me about msc in Marketing from Stirling University...Is this university good?
How can i pay my fee through niyo. Am i eligible to pay 8L tution fee at a time.
Hello Ritwik , thank you for sharing this information, I'm admitted to Teesside University, Will you please tell me how to get Niyo Global card ?
Hey hai,
I'm planning for masters in university if essex/ manchester metropolitan universty in data science. I hope u r already studying there. Can u share a few experience about placemnts, part time, student life etc. Thank in advance.
What are the fees for transferring fees from GBP to INR
Bro ,is it possible to apply niyo card after reaching uk
I too have that. I request every student to get that before going anywhere for abroad studies. ITS VERY USEFUL and I even paid my fees using that
I have seen the google review. Many people are saying that they have faced issues with the company. Did you face any?
@@rabibasumatary764 no
Can I book hotel for UK from India by niyo global debit card
Can one open niyo global bank account from Uk?
Hello Ritwik! Thank you for making such informative videos. I'm prepping to come to the UK in Sept'22 and your videos have been so helpful. My first doubt is that should we only carry a Niyo card or is it advisable to have one more forex card? and secondly, how early before leaving should we get them ?
Thank you so much, Toral! It's advisable to carry two. You can get them as soon as possible!
@@Dream_UK Thank you !
Can I pay NHS and visa pay through niyo global
Video was informative 💯 keep going🥂
Advantages of:
1. Niyo Global -
A. No markup fee.
B. On spot conversion.
2. Forex Card -
A. You can load money when the conversation rate is low, that way the money you will save courtesy low conversation rate can easily offset the withdrawal charges that it will cost.
Eg: It's better to load money in the forex card when the rate is 91-92 INR per pound rather than withdrawing it directly using Niyo Global after a while at 96-97 INR per pound.
Consider both the options, be super smart as it can save you a lot of money. 😉
Hi Ritwik! I will be travelling to UK for a short period. I want to know how we can top-up our Niyo balance without my Indian UPI registered SIM (I might take a local sim that is cheaper than international roaming).
Keep your sim to your mom or dad than ask for it when you need
Hi ,
I have a small query its related to my student visa.
I have applied for uk student visa for my master'studies. As i have completed my Diploma and BTech in lateral entry, could it be any impact on my visa ? As in lateral entry student can directly promote in 2nd year for both diploma and btech .
So UKVI will understand this thing ?
Please check this query.
I brought too , few weeks ago
While withdrawing money from international ATM, there is some flat fee of 100 Rs but other bank would also charge some charges for using their ATM..how much is that roughly?
1 pound
Wht does it means bRuh ??
"International ATM* (Cash Withdrawal and Balance Enquiry)
Financial and Non Financial Transactions"
---- INR 100 per transaction
I see a guitar behind you. Have you carried that from India? Will they ask me some questions during immigration for that?? (because they might think I would do some kind of self employment which is not allowed for students) ...
Hi Suvadeep! I didn't get that guitar from India. But I did get my ukelele in my check-in bag. No one asked any questions. Don't worry about it :)
NIYO Global - Zero Mark up fee on Forex transaction is a Myth. Complete Fraud. I paid USD 25. They charged me Rs 2042. Rs 81.68 per dollar. While prevailing rate was Rs 79.50. 11th July 2022
Hiee
I heard some vloggers saying that it charges 5% on each transaction when done internationally.
Is it true ?
That amount is returned within a few days if your annual international transactions are less than 7 lakh INR :)
Thank you @dreamuk
Thanks for the informative video Ritwik. One query does this provide international airport lounge access as well Like i Dubai and London?
I don't think so. Maybe for domestic but not international. But do cross check their website :)
@@Dream_UK Thanks Ritwik for your quick response:)
Cheers
How can you make upi payment in Uk?
Does your Indian SIM card works over there?
Upi payment in UK?
There will be a charge of 5% of TCS, for tranfsers above 7L per FY
YES! It's a government tax, it is applicable on all modes of accepted payments.
In other banks its just 3%
@@phantomlive9798 no
Hello Brother
Which indian bank you use for international?
Can we use Kotak for International?
Use any card that offers you 0% cross-currency fee.
UKvi is asking for additional docs to prove employment history. So, only exp. Letters are enough or i need to upload salary slips/bank statement entries ?
Better to submit last 3 payslips along with the bank statement...
Why will they ask for previous employment details? Is it necessary?
Applicants are getting mails for the same, who has gap more than 5 years. So, attach in advance!!
So it's like only for more than 5 years right....? Coz I have 3 years gap of employment.... And I work in my dad's company n I don't get any salary....what I should do?
Hey ritwik, please make video on how to pay fees to the university of Edinburgh
Alright!
Sir can we pay uk Visa and IHS fees that would be around 350 and 700 pounds respectively with forex cards please tell??
Not sure buddy. I paid it using Indian debit card
Yes it's possible to pay ihs and visa bu using niyo global card
Can't agree more but the only downfall is limit of 7lakh spending each year
It's per day because I paid my fees using that
In your previous video you told that you are taking hdfc forex card and suddenly you changed to niyo global?
I have both buddy. And I use both regularly. In my previous videos I have suggested that everyone should get two cards.
@@Dream_UK good.. then it will be 3rd card for me.. hehe
Haha okayy
Thanks for making videos in English
Bro your videos are great help thank you... Could you please also make a video on luggage like what to pack, size of bags.. Weight and what is allowed or not like laptop, utensils, spices???
Hey buddy yes I am planning to make this video! Thanks for watching my videos :)
@@Dream_UK Also please add on about gadgets whether we should buy it in india and come to UK or buy it in UK itself.. Thank you for your videos
Always best. ❤❤
Do we get physical card like Debit card ?
Just put 5000 in your account and order your card, you can use that money later after placing your order for the card
@@ajmerajainam2506 Thanks for reply
How can you use UPI to load money out of India?
Hello Zeenat! How is it going? Basically with Niyo, you will have an Indian bank account only. You can use UPI to add money. While making international transactions, your money will get deducted in Indian rupees, depending upon the currency conversion rate.
can we pay initial deposits of university by using this Niyo Global card?
Yes
Is free airport lounge access available at international airports in India?
Hi! It's for domestic airports :)
@@Dream_UK I read on their website that free airport lounge access is available at international and domestic airports in India.
@@khanyusuf_ yes same
@@khanyusuf_ international me sirf premium lounge ka access milta hai
@@khanyusuf_ delhi airport mei
How to add money in niyo make a video on that also
I add using UPI. You can so that by installing Niyo Global app
@@Dream_UK Indian upi still work in uk .?
@@taranjeetsingh7368 brother your money will be added in rupees only. When you make a transaction, it will be converted into other currencies on the spot.
Does upi transaction work in the UK?
Hello everyone,
I'm got married in 2020 but due to Corona Pendemic unable to get marriage certificate,
For now at the time of Visa filing there is option ( SINGLE, MARRIED).
Is there any problem in future for me or my wife if i represent my self as SINGLE for now and letter when I'll back to india ill get that certificate and show that?
Please please please help me to get rid of it.
Pls mail to the uk home office ... They can help you