Bhai seven point two five bolte hai..seven point twenty-five nhi....and zero point five zero bolte hai naki point fifty.. baki bahat acha bataya bhai..
Good video, but when you say any number which has a decimal part so after decimal don't call the full number instead say one-one individually i.e. 6.25 so call it six point two five not six point twenty-five. It doesn't look good.
Banking Guruji, agar interest received less than 10000 hai to bhi taxable income me cover hoga, interest received ki koi limit hai tax ke liye yaa jitna bhi interest mila hai say for example 6000 to wo bhi taxable income me cover hoga, please guide
क्या मैं RD में 2000 का मिनिमम डिपॉजिट PER MONTH कर सकता हूँ, और ये RD अकाउंट के शुरुवात में ही मैं 50,000 ₹ डाल कर दूसरे मंथ से 2000 का मंथली डिपॉजिट से RD अकाउंट चला सकता हूँ ।। Pls रिप्लाई।।
Humko jo Interest milenga after investing money in recurring deposit for 3 or 2 or whatever year, wo interest saare bank's ka different hota hai kya? Means humko kisi bank se zyada ya kam Interest milenga kya?
Sir jo apne ist intest rate btaya 6.15 % 12000 ka maine total kiya 12000 ×6.15 ÷ 100 = 12738 aa rha hai aur aapka 12406 aa rha hai kaise kam kuu aa rha hai agr kisi ko pta ho tou btaooo kaise ...
sir maine recently apne posb account me internet banking ki facility li hai lekin dikat ye hai ki mere account me sari rd show nhi kr rha kuch hi show kr rha hai mera joint account hai posb bhi and sari rd bhi ? koi trika btae sir ki kaise main sari rd online dekh skta hu ?
Derhashat... This answer differ from bank to bank. 1. In some banks, If you don’t have enough money in your Savings account, there might be a small penalty for every month you don’t pay. Your won’t lose your existing money, only you would have to pay extra charges when you continue. 2. Or In some cases, they doesn't charge any penalty at the end of your recurring account...But while handovering the maturity amount some banks cut the penal part from Interest of that recurring deposit.
@@Bankinguruji Par agar bank mein only Saving account hai aur hum newly RD account kholte hai toh apni half salary Saving mein aur half RD mein rakh sakte hai na ?
Sir well explain lekin 1 queries hai agar 48 month ka period ho deposit ka lekin kisi wajah se in between period me deposit nahi kar paye toh kya account closed hojayegaa ya phir penalty charge hogi
Hello sarika, Thanks... There are some banks who offer flexible RD schemes like ICICI, where you can change your RD installment every month as per your convenience. 😊👍
Yes, Saving compulsory hoga may be...Because it's easy to divert your RD installment from your savings. Yes, there are some nationalise banks which offers flexible rd - 1. SBI Flexi Deposit - State Bank of India 2. PNB Swecha Jama Yojna/Flexi RD - Punjab National Bank 3. Star Flexi Recurring Deposit - Bank of India 4. Union Monthly Plus - Union Bank of India 5. Corp Recur Deposit - Corporation Ban 6. Canara Dhanvarsha - Flexi Recurring Deposit Scheme 7. Flexi recurring - Cent Swa Shakti - Central Bank of India 8. Variable Recurring Deposit - Indian Bank I hope, the above mentioned nationalise banks will fulfill your need 😊👍
Ek bat I hve salary account in yes bank aur 7% annual interest milta h to mujhe Rd krwane ki koi jarurat nhi h na.kuki Rd me bhi mujhe itna hi interest milega isse to acha hoga ki paise bank me hi rhne dia Jaye. Plz suggest
Very nice video and thanx a lot sir jo apki vjh se hame current information mil rahi hi aur hamara knowledge bhi badh raha hi sir ek query hi meri mummy ka FD hi bank me but unnka adhar card unki finger print ki vjh se nahi ban pa raha hi to adhar card hum bank me link nahi kara pa rahe hi to unka bank me 31 dec tak account close ho jayega to sir jo FD hi vo after 6 month ke baad puri hogi to kya sir bank wale FD ke paise hame kaise denge kyonki vo to account me dalte hi jb fd break hota hi lekin account band ho jayega to kaise denge ab hame samjh nahi aata ki hum kya kare fd ke paise abhi break karva de ya after 6 month plz reply sir
+Ajay Bari Pehle to aapka shukriya....apko meri videos ke vajah se information mil rahi hai...sun ke kafi khushi hue...aisehi channel par bane rahiye aur apne dosto se share karte rahiye... 🙏 Ab karte hai baat apke samasya ki...aapke mataji ka adhar card abhi tak ban nahi paya hai...fingerprint ki wajah se...par pehle to...ye fingerprint ka issue sabhi ko aata hai...apka adhar center jo hai unko req. Karke aap unka dhyan se aadhaar banvaiye. Agar baat karein FD ki...to aapko bank jo hai wo DD ya PAYORDER de sakati hai...FD mature hone par...magar wo apko kisi bank ke account me deposit karna hoga...aur wo account tabhi live hoga jab aapka adhaar link ho... Me aapko 3 salah deta hu... 1. Aap bank manager se baat karje dekhiye ...aur apani samasya bataye... 2. Adhaar ke liye prayas jari rakhe... 3. Agar kuch bhi nahi hua to 31st ko aap khud hi account close kar dijiye...aur paise nikal lijiye. Agar meri salah mane to aap pehle 2 options ko try kar sakte hai. ☺👍
Banking Guruji bank manager ne kha hi ki apki hum cash dedenge sir agar adhar nahi banega to mummy ka kahi par bhi account open nahi karva sakte aur adhar ke karan unka pan bhi nahi bane)a
+Ajay Bari Filhal mere hisab se...cash lelo...31st dec ke pehle...aur badme fursat se aadhaar ka problem agar sort hojaye...to aadhaar ke sath sath Pan bhi banva sakte hai. Abhi jaldbazi me kuch karne se accha....fursat se dono document banavakar aap naya account khulva sakte hai...kisi bhi bank me ☺👍
Agar ek RD start karne ke time pe interest rate 6.15% tha aur maturity ke time pe 7% ho gaya...tab humko konse interest rate me maturity amount milega?
Aapko apke saving account mein paise dalne hote hai...Wo paise waha se RD me transfer kiye jate hai...Agar aapne saving account ko standing instruction diya ho to... Recurring account ma interest aapko period khatam hone ke baad hi milata hai...
Savni har ek bank ka procedure alag hota hai. Kai banks me , RD book par hi instructions hoti hai waha aapko sign karna hota hai and likhna hota hai ki 'PLEASE CLOSE BEFORE MATURITY AND TRANSFER TO MY ACCOUNT NO....'
It is not necessary but it will beneficiary to you to have an account, so that with the help of standing instruction your RD amount will automatically deducted from your saving account.
Agar ye account open karege to muje har mahine ye bharna padega or agar Mene ye mahine 2 thousands bhara he to next month b 2 thusnd hi bharna padega or koi date fix Hoti he kya
Hello asha, Aapko apke savings account mein paise rakhne honge...Aap jab RD account open karoge , thik usi din har mahine aapke account se fixed rakam RD account mein transfer ki jayegi. Jinha ye har mene ka amount fixed hota hai...
Sir ji manlo mera RD rs 500 per month bnaliya...kya mai paisa 500 se jyada dal sktai??. Eg: ish month mene dala rs 500 aur kya mein next month rs 1000 dal sktai?? Ya pir mujhe sirf rs 500 hrr month dalna hai
Savings Account mein advance mein jama kare...Aur Uss account ka Standing Instructions de ke rakhe...jisase aapke RD ke account mein particular fixed date ko paise bank transfer kar degi 👍
Great Explanation about RD...:)
Bhai seven point two five bolte hai..seven point twenty-five nhi....and zero point five zero bolte hai naki point fifty..
baki bahat acha bataya bhai..
Bohot baidya....bohot achcha laga .... Thanks3 bhaiya ...aur bhi video chahiye
Hello kazi
Thanks for compliment bhai. 😊👍
Thank you sir for this informative video..
Thanks sir Nice informative video
Your hard work can be seen
Video is informative
Keep it up
Thank you so much Sourav 🙏
Amount apne account se cut hoga fixed date par ya hame deposit karna padta hai?
Thanku very much apaka ye video bahot hi helpful rha
Thanks Shrikant
Thank you so much sir❤
Welcome Neeshika 👍
Very nice video g Great knowledgeable video g Thanks for your Information g
Best video of rd account
Thanks dear ☺️👍
Good video, but when you say any number which has a decimal part so after decimal don't call the full number instead say one-one individually i.e. 6.25 so call it six point two five not six point twenty-five. It doesn't look good.
Sure arjun.
Thanks for the feedback.
Will keep this in mind, while making videos 😊
Thank you so much sir
Glad to hear the information of recurring deposit
Thanks Prasad 😊👍
Helpful
Banking Guruji, agar interest received less than 10000 hai to bhi taxable income me cover hoga, interest received ki koi limit hai tax ke liye yaa jitna bhi interest mila hai say for example 6000 to wo bhi taxable income me cover hoga, please guide
Thanku
Awesome information sir.
I'm doing 20k per month RD after watching this videl
Till before I was just have a RD of 3000 ₹ only
Very informative 👏
Congrats for completing 500 subscribers and video is nice detailed information about RD 👌
+Cultural Fever Congratulations to you too...😊 for making 500...
Let's move together and grow together 👍
And thanks for the appreciation.
Thank you for the information.
Welcome Mahesh 👍
Hm isme se withdraw kr skte h n. Kbhi jarurat pade to ATM se
Very good 👍🏻
Very good information
Thanks for your knowledge sir
Very nice explain sir
Thanks dear
क्या मैं RD में 2000 का मिनिमम डिपॉजिट PER MONTH कर सकता हूँ, और ये RD अकाउंट के शुरुवात में ही मैं 50,000 ₹ डाल कर दूसरे मंथ से 2000 का मंथली डिपॉजिट से RD अकाउंट चला सकता हूँ ।।
Pls रिप्लाई।।
आपको हार महिने फिक्स्ड रकम रखनी होती है RD में, अगर आप 2000 प्रति महिना राखते है, तो RD खत्म होने तक 2000 ही रखना है |
Thanks Sr
Humko jo Interest milenga after investing money in recurring deposit for 3 or 2 or whatever year, wo interest saare bank's ka different hota hai kya? Means humko kisi bank se zyada ya kam Interest milenga kya?
Depending on ROI of Evey bank
Nicely explained
Sir jo apne ist intest rate btaya 6.15 % 12000 ka maine total kiya 12000 ×6.15 ÷ 100 = 12738 aa rha hai aur aapka 12406 aa rha hai kaise kam kuu aa rha hai agr kisi ko pta ho tou btaooo kaise ...
Good expense sir Thanks you so much
My pleasure dear 👍
sir maine recently apne posb account me internet banking ki facility li hai
lekin dikat ye hai ki mere account me sari rd show nhi kr rha
kuch hi show kr rha hai
mera joint account hai posb bhi and sari rd bhi ?
koi trika btae sir ki kaise main sari rd online dekh skta hu ?
Contact to your home branch, raise this issue. This might be technical glitch and can be resolved by the technical team of bank 👍
How do we know that we're in No Tax Slave?
If not balance on account to deduct for RD then What will be RD account ????
Derhashat... This answer differ from bank to bank.
1. In some banks, If you don’t have enough money in your Savings account, there might be a small penalty for every month you don’t pay. Your won’t lose your existing money, only you would have to pay extra charges when you continue.
2. Or In some cases, they doesn't charge any penalty at the end of your recurring account...But while handovering the maturity amount some banks cut the penal part from Interest of that recurring deposit.
Good expansion sir , thanks you sir
Sir RD har mahine auto maticali account se cut ho jati h yar fir jma krana pdta h
Agar account me amount ho aur aapne standing instruction de rakhi ho bank ko....To automatically amount deduct hoga 👍
Sir Rd ka maturity period abhitak khatam nehi hua hai but Mera death hoijaa to Kiya hoga mujhe please sari jankari dijiye🙏🙏🙏🙏
Hello,
Mrutyu ke pacchat bank ke kisi bhi deposit ki rakam aapne jis varis ka naam register kiye hai...Use milega.
NRE account ke liye bhi same hai kya?
Abdul Razaq yes NRI b kr skte hai
Sir kya ham pahle se open saving account ko RD account me convert kra skte hai
Nahi bhai...RD aur saving account ye dono alag alag chize hai.
@@Bankinguruji Par agar bank mein only Saving account hai aur hum newly RD account kholte hai toh apni half salary Saving mein aur half RD mein rakh sakte hai na ?
You need to transfer from Saving to Rd. Direct salary bifurcation nahi hoga dono account mein.
Sir pan card bank me kis age se jama kara sakte hi
+Ajay Bari bhai...1 din ka baccha bhi pan card nikal sakta hai...
Pan card banane ke liye umra ka koi limit nahi hai.
Great information
बेहतरीन
Sir well explain lekin 1 queries hai agar 48 month ka period ho deposit ka lekin kisi wajah se in between period me deposit nahi kar paye toh kya account closed hojayegaa ya phir penalty charge hogi
Nahi account close hoga aur nahi penalty lagegi.
Aapko Interest kam milega.
Well explained
Well explained...
PPF account honge ke baad bhi kya hum RD account open krwa skte h ?
Bilkul 👍
Wonderful information 😇✌️
Withdrawal kaisa hota Hai jab.. Time pura ho jai to?
Kitne rs se Rd krne me bank interest kaat ta he ?
Sir rd banane ke baad kisi problem ke bajese 1month jama nahi kar paye toh kya hoga. Pls reply Sir.
Intrest loss ho jayega bhaiya
Very well explained.but what if we want to increase our monthly investment after one year .is it possible ?
Hello sarika,
Thanks... There are some banks who offer flexible RD schemes like ICICI, where you can change your RD installment every month as per your convenience. 😊👍
@@Bankinguruji any nationalised bank? Also it is necessary to open an saving account for rd investment or we can open the latter only ?
Yes, Saving compulsory hoga may be...Because it's easy to divert your RD installment from your savings.
Yes, there are some nationalise banks which offers flexible rd -
1. SBI Flexi Deposit - State Bank of India
2. PNB Swecha Jama Yojna/Flexi RD - Punjab National Bank
3. Star Flexi Recurring Deposit - Bank of India
4. Union Monthly Plus - Union Bank of India
5. Corp Recur Deposit - Corporation Ban
6. Canara Dhanvarsha - Flexi Recurring Deposit Scheme
7. Flexi recurring - Cent Swa Shakti - Central Bank of India
8. Variable Recurring Deposit - Indian Bank
I hope, the above mentioned nationalise banks will fulfill your need 😊👍
@@Bankinguruji thanks for the information
Pleasure 👍
Thanks
Ek bat I hve salary account in yes bank aur 7% annual interest milta h to mujhe Rd krwane ki koi jarurat nhi h na.kuki Rd me bhi mujhe itna hi interest milega isse to acha hoga ki paise bank me hi rhne dia Jaye.
Plz suggest
Mejor Cinema - Dear 7% is a simple interest rate but their CAGR is around 4-4.5% only.
Bro rd account open karne par koi slip milti h rd ki account ki
Rd ka alag se passbook milta hai 👍
Sir maine 1 yr ke liye RD account khola tha .but after 1 yr mera ac close nahi ho raha and mujhe money bhi nahi mila. Sir koi solution bataye pls !!
Hello
Account kyu nahi close ho raha?
Bank mein enquiry kiya kya iss ke bareme?
Very good
Very nice video and thanx a lot sir jo apki vjh se hame current information mil rahi hi aur hamara knowledge bhi badh raha hi sir ek query hi meri mummy ka FD hi bank me but unnka adhar card unki finger print ki vjh se nahi ban pa raha hi to adhar card hum bank me link nahi kara pa rahe hi to unka bank me 31 dec tak account close ho jayega to sir jo FD hi vo after 6 month ke baad puri hogi to kya sir bank wale FD ke paise hame kaise denge kyonki vo to account me dalte hi jb fd break hota hi lekin account band ho jayega to kaise denge ab hame samjh nahi aata ki hum kya kare fd ke paise abhi break karva de ya after 6 month plz reply sir
+Ajay Bari Pehle to aapka shukriya....apko meri videos ke vajah se information mil rahi hai...sun ke kafi khushi hue...aisehi channel par bane rahiye aur apne dosto se share karte rahiye... 🙏
Ab karte hai baat apke samasya ki...aapke mataji ka adhar card abhi tak ban nahi paya hai...fingerprint ki wajah se...par pehle to...ye fingerprint ka issue sabhi ko aata hai...apka adhar center jo hai unko req. Karke aap unka dhyan se aadhaar banvaiye.
Agar baat karein FD ki...to aapko bank jo hai wo DD ya PAYORDER de sakati hai...FD mature hone par...magar wo apko kisi bank ke account me deposit karna hoga...aur wo account tabhi live hoga jab aapka adhaar link ho...
Me aapko 3 salah deta hu...
1. Aap bank manager se baat karje dekhiye ...aur apani samasya bataye...
2. Adhaar ke liye prayas jari rakhe...
3. Agar kuch bhi nahi hua to 31st ko aap khud hi account close kar dijiye...aur paise nikal lijiye.
Agar meri salah mane to aap pehle 2 options ko try kar sakte hai. ☺👍
Banking Guruji bank manager ne kha hi ki apki hum cash dedenge sir agar adhar nahi banega to mummy ka kahi par bhi account open nahi karva sakte aur adhar ke karan unka pan bhi nahi bane)a
+Ajay Bari Filhal mere hisab se...cash lelo...31st dec ke pehle...aur badme fursat se aadhaar ka problem agar sort hojaye...to aadhaar ke sath sath Pan bhi banva sakte hai.
Abhi jaldbazi me kuch karne se accha....fursat se dono document banavakar aap naya account khulva sakte hai...kisi bhi bank me ☺👍
👍
Thank u very much
stock market pe bhi videos banayen.
Jald hi banayenge Kunal bhai ☺️👍
Awesome sir
👌👌👌👌👌👌👌👌👌👌👌
Thank you khushi
Tnqq sir
Good explan
Very helpful
🙏🙏🙏Thank you sir❤❤
If housewife is applying for RD account then will she be charged of TDS....She doesn't have Pan card.
Sir which is better RD in post office or sbi?
Both are good.
You may prefer SBI, India's biggest bank 👍
Agar ek RD start karne ke time pe interest rate 6.15% tha aur maturity ke time pe 7% ho gaya...tab humko konse interest rate me maturity amount milega?
sir hm monthly paise deposit krne pdte hai kya ????? aur kya hum monthly apna interest withdraw kra skte hai recuring deposit me ??
Aapko apke saving account mein paise dalne hote hai...Wo paise waha se RD me transfer kiye jate hai...Agar aapne saving account ko standing instruction diya ho to...
Recurring account ma interest aapko period khatam hone ke baad hi milata hai...
@@Bankinguruji thanku soo much fr ur reply
Sukuriya
Nice lecture 😏😏😏😏
Thanks for being attentive on my lecture cum video 👍
Nice sir
RD kse todenge uski from kse fill karte h plz tell me sir?
Savni har ek bank ka procedure alag hota hai.
Kai banks me , RD book par hi instructions hoti hai waha aapko sign karna hota hai and likhna hota hai ki 'PLEASE CLOSE BEFORE MATURITY AND TRANSFER TO MY ACCOUNT NO....'
@@Bankinguruji internet banking yono se ho sakta hai sir ???
Yono mobile banking app hai ji.
Par jo kaam aap internet banking se kar sakte ho wo sare yono se bhi kar sakte ho ji 😊👍
@@Bankinguruji thanks 😊
Useful ..
Can i deposit money other than that which is getting transferred monthly in rd
We should give income proof for rd account if I have paying in the form of cash
No need.
For fd wt is limit without income proof
And it is nessary to have bank account in the same bank in which we open rd and fb pls replay
It is not necessary but it will beneficiary to you to have an account, so that with the help of standing instruction your RD amount will automatically deducted from your saving account.
Good video
Interest 1 year ka hota hai ya mahine ka hai
Per annum means yearly
Mujhe return recurring deposit kaise milega.. Maine aaply kiya lekin kuch samjh nahi raha hai
Agar ye account open karege to muje har mahine ye bharna padega or agar Mene ye mahine 2 thousands bhara he to next month b 2 thusnd hi bharna padega or koi date fix Hoti he kya
Hello asha,
Aapko apke savings account mein paise rakhne honge...Aap jab RD account open karoge , thik usi din har mahine aapke account se fixed rakam RD account mein transfer ki jayegi.
Jinha ye har mene ka amount fixed hota hai...
Bhai, agar mein 2 years tak RD account open karo 1k per month k sum se ( Pan card ). If I submit 15G form to bank tho muje TDS nahi katega na..
Nahi lagega kyonki aapka interest amount 10k se upar nahi jata aur aapko 15G bhi dene ki jarurat nhi. 👍
Mene 1000 ki rd karwai he kya me 5 month ka ek sath 5000 rs jama kar sakta hu please sir reply me
agar hamara SBI m account na ho toh bhi hum yono app se ye kar sakte h kya sir???
Nahi
Lump-sum amount deposit Karu shakto Ka?
Mala long term sathi investment karaychi Aahe.
Lumsum investment sathi FD kara RD nahi 👍
@@Bankinguruji thank you 🤩
Technical Guruji lite Banking edition XD
Hahaha
Thanks for watching video !!!
Hope you will see new video as you see my older once. ☺️👍
This will definitely change your opinion about me !!!
Thank you sir
Sar mane 5 sal ke RD plan leya hai 10,000par manth ka tho mere kul amount kitna melga isme Tex bhi lagata hai Kya koi
Dear, First check it is Tax Saving Plan or Normal RD plan.
Rate of Interest kya hai? usake upar returns calculate hote hai...
Can i increase my tenure..for example if i open my rd for one year but in the middle of year can i increase my rd period for 2 years more
Actually answer is NO, but there are some private banks who allows for flexible RD scheme. So you can change the amount as well as tenure.
Nice❤️
Sir ji manlo mera RD rs 500 per month bnaliya...kya mai paisa 500 se jyada dal sktai??.
Eg: ish month mene dala rs 500 aur kya mein next month rs 1000 dal sktai??
Ya pir mujhe sirf rs 500 hrr month dalna hai
Sir mujhe LIC shubh nivesh ko band karwana h
Hello nitin aap ko LIC office mein jaakar application dena hoga...Ki aap aagese nivesh nahi karna chahte
Sir kya rd me advance me pesa jama kar sakte hai
Savings Account mein advance mein jama kare...Aur Uss account ka Standing Instructions de ke rakhe...jisase aapke RD ke account mein particular fixed date ko paise bank transfer kar degi 👍
App bohot intalijant ho sir
Minimum and maximum amount kya h rd ka.. kya 5000 rs. 10 sal k liye khol skte h?
Bilkul khol sakte hai.
No cap for maximum amount.
Minimum 500rs per month.
Nice 😇✌️
Thanks Nikshep 👍😊
Which one is better
RD or SIP
Go for SIP for long term better return and for short term goals go for RD
Super sir.
Can a person increase amount in recurring deposit after sometime if his salary increases??
No, you need to open another RD.
Some of the private banks offers flexible Rd account but they offer lower interest rate for the same.