What is PPF Account | Public Provident Fund explained in Hindi | PPF withdrawal and investment rules

แชร์
ฝัง
  • เผยแพร่เมื่อ 30 ต.ค. 2024

ความคิดเห็น • 3.4K

  • @pranjalkamra
    @pranjalkamra  4 ปีที่แล้ว +810

    A mistake in the video between 6:18 - 6:50 i have said you don't have to pay interest, what i meant was you don't have to pay tax.
    Correct position -
    1. PPF ki earnings pe tax nahi bharna
    2. FD ki earnings pe tax bharna hai

    • @kunwar1679
      @kunwar1679 4 ปีที่แล้ว +8

      Sir apka kitna corpus hai total money?

    • @100ecesudhanshuranjan7
      @100ecesudhanshuranjan7 4 ปีที่แล้ว +4

      Sir please translates your book in hindi please reply

    • @100ecesudhanshuranjan7
      @100ecesudhanshuranjan7 4 ปีที่แล้ว +5

      Sir please translates your book in hindi please reply kb tak aayega

    • @rajm8682
      @rajm8682 4 ปีที่แล้ว

      @@kunwar1679 hahaj

    • @nupthote262
      @nupthote262 4 ปีที่แล้ว +8

      What's better to do monthly installment before 5 of every month or Lumpsum once in year(By making RD of same every month) for better intrest rate..please suggest

  • @pinakisahoo9260
    @pinakisahoo9260 4 ปีที่แล้ว +48

    I am not coming under the tax budern, but I already opened this account in postal since from 2 yr. . Yes I already know the rules before, but the things today I know from you are the complete information. So thanku sir.

  • @janhavimhatre921
    @janhavimhatre921 11 หลายเดือนก่อน +8

    Jitne bhi ppf pe videos dekhe usame sabse best video.. Thanks

  • @rakeshpenni
    @rakeshpenni 3 ปีที่แล้ว +28

    Great knowledge brother, going to open PPF account next month because i am salaried but pf not cut from company so i was looking the best saving plan and got the perfect knowledge from you thank and god bless you dear

  • @jigneshjoshi3362
    @jigneshjoshi3362 4 ปีที่แล้ว +53

    I already having a PPF aacount and also getting great awareness about this scheme. But After watching your video i very clear about PPF.

  • @poojakherwar9253
    @poojakherwar9253 2 ปีที่แล้ว +6

    You are the best teacher in financial education.... Thanks a lot for your all knowledgeable information.... 🙌

  • @sumitmakhija9979
    @sumitmakhija9979 4 ปีที่แล้ว +148

    Very nice info. Me and my wife both have ppf accounts and will continue 1.5 lkhs per annum in both accounts uptil we are 60. At the age of 60 I’ll have a great amount at maturity and that too free from any tax . It’s the best investment scheme for long term. Compounding has its magic when u remain invested for long. Ppf is best 👍🏻

    • @up2660
      @up2660 2 ปีที่แล้ว +17

      Chicha kisi ne pucha kya tumse 🤣🤣

    • @sumitmakhija9979
      @sumitmakhija9979 2 ปีที่แล้ว +21

      @@up2660 chicha ek saal pehle likha tha tanne aaj dekho 😂

    • @siddhishreejalifestyle9467
      @siddhishreejalifestyle9467 2 ปีที่แล้ว +2

      Sir can we increase the deposit amount after 2 or 3 years. Suppose I open ppf account with monthly 2000 rupee, can I increase it to 3000 per month next year?

    • @ranjit3raj
      @ranjit3raj 2 ปีที่แล้ว +2

      @@siddhishreejalifestyle9467 yes we can invest different amounts every year according to our budget

    • @eshimabhalla2419
      @eshimabhalla2419 2 ปีที่แล้ว +1

      Please let me know if my calculations is right.
      If i invest 2000 every month 24k yearly.
      24000*180= 4,320,000 will be the amount excluding tax???
      Please answer

  • @chaitanyaagrawal
    @chaitanyaagrawal 4 ปีที่แล้ว +86

    Best stock market teacher. Your Stock market classes series are very up-to-the-point. No nonsense. Never seen these type of videos on youtube. We should thank you for providing actual paid material for free. Love you bhai ♥️

  • @sudipde5966
    @sudipde5966 3 ปีที่แล้ว +8

    After listening this video, I have great interest for other interesting saving schemes. Illustrations are very clear to all. Waiting eagerly for other schemes.

  • @rakeshjoshi6681
    @rakeshjoshi6681 4 ปีที่แล้ว +66

    Small correction. Interest on PPF is tax free and withdrawal of lumpsum amount is also not taxable. You have used interest free instead of tax free. All other info well and good. 👍🏼

  • @viddy515
    @viddy515 4 ปีที่แล้ว +9

    Paying before 5th of every month is super cool tip. Thank you.

  • @trilokkanyal8995
    @trilokkanyal8995 3 ปีที่แล้ว +5

    Very well explained,. I am already PPF account holder since long time, still I learnt many things through this video,. Thanks a lot,. Very good job, keep it up

    • @laxidhir2672
      @laxidhir2672 2 ปีที่แล้ว

      Hi, can you tell if we can open our PPF account online from the bank website. Is it compulsory to visit bank or post office to open the account?

  • @ketanmaurya779
    @ketanmaurya779 3 ปีที่แล้ว +14

    Your explanation and details are much better than others

  • @arkadas1993
    @arkadas1993 4 ปีที่แล้ว +8

    The last bonus point about putting the money before 5th of every month is really really HELPFUL... Thank you

  • @rajendramali5988
    @rajendramali5988 3 ปีที่แล้ว +2

    I like your all video.. aapke video muje bahut hi acche tarh samj aate h ..bcoz aap acchi tarh se details me samjate ho😊

  • @NikhLogic
    @NikhLogic 4 ปีที่แล้ว +21

    One of the best videos I've watched on PPF. Well structured and easily explained.

  • @akrphysicaltraining
    @akrphysicaltraining 3 ปีที่แล้ว +9

    Thank you so much sir for ur valuable information. I am a government servant. This information is very useful to me

  • @growwithwealthnation7403
    @growwithwealthnation7403 3 ปีที่แล้ว +78

    This guy educated me more than my entire schooling and college.

    • @IndianBoy77
      @IndianBoy77 2 ปีที่แล้ว +7

      Up,bihar me rehta hai kya

    • @kaushamvisingh
      @kaushamvisingh ปีที่แล้ว +1

      ​@@IndianBoy77 😢yep banaras

    • @vaibhavpatil3672
      @vaibhavpatil3672 ปีที่แล้ว

      @@IndianBoy77 😀😀

    • @Airops-td4qs
      @Airops-td4qs ปีที่แล้ว

      ​@@IndianBoy77Anpadh up Bihar walon ko English nhi aati. Itna nhi pata tujhe

    • @Rishi23399
      @Rishi23399 10 หลายเดือนก่อน

      ​@@IndianBoy77Same situation of whole India.. Not few particular states

  • @weextinctin8338
    @weextinctin8338 4 ปีที่แล้ว +35

    I'm regular viewer and I'm 17yrs old boy who started investment , influenced by you . You are my guruji 😄 ek din aapse aake jaroor milunga ..🙏🙏

    • @harshthanvi
      @harshthanvi 4 ปีที่แล้ว +1

      Start passive investment in index funds research karo mutual fund se 100% best option hai. And only and only index fund ka investment kaafi hai.

    • @weextinctin8338
      @weextinctin8338 4 ปีที่แล้ว

      @@harshthanvi mere khud ka portfolio hai

    • @kunwar1679
      @kunwar1679 4 ปีที่แล้ว +3

      @@weextinctin8338 mai 15 years ka hu I am learning stock market since 3 months

    • @kunwar1679
      @kunwar1679 4 ปีที่แล้ว +1

      @@harshthanvi we should also have mutual fund in our Portfolio

    • @weextinctin8338
      @weextinctin8338 4 ปีที่แล้ว +1

      @@kunwar1679 tumahre parents bhi na share market ko gambling samjhte hai na

  • @ravinderrawat6244
    @ravinderrawat6244 3 ปีที่แล้ว +4

    बहुत महत्वपूर्ण जानकारी के लिए बहुत बहुत धन्यवाद🙏

  • @remarkableproremodelingcha8802
    @remarkableproremodelingcha8802 2 ปีที่แล้ว +2

    Aapne bataye baki information ke liye thank you so much sir 💖

  • @mr_sarks
    @mr_sarks 4 ปีที่แล้ว +15

    My goodness... 🙆🏻‍♂️ I was about to search for PPF details but coincidentally I found your video in my 2nd recommendation video 😀

    • @genglobalplatforms
      @genglobalplatforms 3 ปีที่แล้ว

      Power of Artificial Intelligence & machine Learning.

  • @nishantkumarsharma2548
    @nishantkumarsharma2548 3 ปีที่แล้ว +4

    Way of explanation is very fine...everything is crystal clear

  • @safarsufiyana1
    @safarsufiyana1 ปีที่แล้ว +1

    Thanku so much batane ke liye mujhe to kuch nahi pata tha bas PPF chalu kar li thi

  • @sanny87100
    @sanny87100 4 ปีที่แล้ว +8

    Sir, aaj aapko Zee Business par dekh kar dil khush ho gaya 😊

  • @ps.15_
    @ps.15_ 4 ปีที่แล้ว +27

    Thank you pranjal SIR BUT PLS MAKE A NEW VEDIO ON NPS & OTHER BEST SAVING SCHEME PLS SIR🙏💛

  • @easyfun1800
    @easyfun1800 4 ปีที่แล้ว +17

    What a honest person love you ❤️

  • @arpitsaxena108
    @arpitsaxena108 4 ปีที่แล้ว +16

    Thanks Pranjal, I do have a PPF account, but didn’t aware much abt it. Thanks for making this vedio

    • @Chucklevision12
      @Chucklevision12 3 ปีที่แล้ว

      Yogesh Joshi:
      @letsmakeitogether
      Bro join this group free of cost.basicaly this is group of scalping in stock option where we took only 0.50 paisa to 1 rupee because of lot size is big
      First see our trade for 5 days of you like then take

    • @surajbhagat651
      @surajbhagat651 3 ปีที่แล้ว

      @@Chucklevision12 is it a telegram group?

    • @harikrishnachandaluri5221
      @harikrishnachandaluri5221 3 ปีที่แล้ว

      th-cam.com/video/d821wyXMe7Y/w-d-xo.html

  • @dhruvsharma3389
    @dhruvsharma3389 2 ปีที่แล้ว +1

    seriously most comprehensive explanation of ppf so far i have seen :):):)

  • @sunilchougala6831
    @sunilchougala6831 4 ปีที่แล้ว +16

    Sir Thanks for providing the detail Knowledge Of PPF , & suggestion of paying on or before of 5th of every month...
    It's vary valuable & helpful Sir...... Thanks once again for your valuable support....mm

  • @girishsharma6595
    @girishsharma6595 3 ปีที่แล้ว +5

    your content is very rich. love your videos and work. simple straight and on point.

  • @ShivayaSanJay
    @ShivayaSanJay 3 ปีที่แล้ว

    Nice... mine 98% plan cleared... Keep it up. Yadi aap maan lijiye 1k per month installment ka upto 15 yrs ka calculation example dete to aur jyada concept clear ho jaata.

  • @hariomkumar0303
    @hariomkumar0303 ปีที่แล้ว +5

    मैं 23 साल से शुरू कर दिया हूं इन्वेस्ट करना ppf account में
    और lic में ।जय माता दी❤🙏🏼

    • @rameshahir4735
      @rameshahir4735 3 หลายเดือนก่อน

      Lic me monthly kitna bharte Ho aap

    • @rameshahir4735
      @rameshahir4735 3 หลายเดือนก่อน

      Ppf account online khula tha ki post ki beach me ja ke

    • @hariomkumar0303
      @hariomkumar0303 3 หลายเดือนก่อน

      @@rameshahir4735 lic se achha hai sip

  • @akshyakumar.4227
    @akshyakumar.4227 4 ปีที่แล้ว +14

    I allways hit the like button before watching bcz i know that some new thing is going to learn today.

  • @R.c.turning_2337
    @R.c.turning_2337 2 ปีที่แล้ว +1

    Sirji aap bht acche se samjhte ho...mazaa aa gya..mene to sabse subscribe kra Diya

    • @R.c.turning_2337
      @R.c.turning_2337 2 ปีที่แล้ว

      Sirji konse bnk se krau main ppf

    • @stayhealthy9125
      @stayhealthy9125 2 ปีที่แล้ว

      @@R.c.turning_2337 sbi theek hai, baaki jisme saving account hai usne karwa lo. Net banking se ppf bhi link ho jayega

  • @saffanvohra3436
    @saffanvohra3436 4 ปีที่แล้ว +8

    Ur honesty is ur success... ❤️

  • @SuperSantoshMore
    @SuperSantoshMore 4 ปีที่แล้ว +5

    I know most of the details related to ppf however I saw ur video notification and saw this video. And trust me I got many other details those i was not aware of. very useful video.

  • @feelyourbeat7820
    @feelyourbeat7820 2 ปีที่แล้ว

    Aaj pehli baar mujhe iss CHANNEL ka video pasand aaya

  • @therevolution1615
    @therevolution1615 3 ปีที่แล้ว +13

    Such a wonderful teacher, how could one be so effective... Big salute, how beautifully you explain everything...🙏🙏👍so helpful Sir🙏

  • @LongWay2G0
    @LongWay2G0 3 ปีที่แล้ว +13

    Thanks for making this very informative video, you have covered all the points for PPF in easy language. Cheers!

    • @pranjalkamra
      @pranjalkamra  3 ปีที่แล้ว +2

      Glad you liked it

    • @jyotikumar4002
      @jyotikumar4002 3 ปีที่แล้ว

      @@pranjalkamra sir mai govt employee h mera nps me account h kya mai ppf account khol sakta dono ek sath

    • @amarshiwankar1995
      @amarshiwankar1995 2 ปีที่แล้ว

      @@pranjalkamra and

  • @santanuganguly6596
    @santanuganguly6596 3 ปีที่แล้ว

    Aap explain bohot achha karte ho dekhte he subscribe kar liya

  • @kiyarasharma4050
    @kiyarasharma4050 3 ปีที่แล้ว +7

    Please give analysis on investing in PPF and investing in mutual fund which one is best for longer term.
    PPF Features well described in this video.

    • @AnkitKrsingh08
      @AnkitKrsingh08 3 ปีที่แล้ว

      You should go for both..
      You dont have to Pay tax for PPF interest and u will get Tax relaxation also.
      For High return(with risk) you should definitely go for Mutual Fund.

  • @ramesherrabolu1590
    @ramesherrabolu1590 3 ปีที่แล้ว +17

    thanks for explaining PPF. It would have been helpful if you had used some charts to explain how the scheme would have worked given the fact that this scheme was operational for many decades now. For example how would someone who opened a PPF in 2000 see his account value. Also it would have been helpful to see the difference in account value if the investment was committed by the 05 of the month

  • @nandikanikam6317
    @nandikanikam6317 3 ปีที่แล้ว +1

    Bahothi helpful aur detailed vidios

  • @nikhilsurange6674
    @nikhilsurange6674 3 ปีที่แล้ว +8

    Considering Inflation rate, is it worth investing in ppf? And to get inflation beating returns how much we should invest?

  • @vishalsamnani2109
    @vishalsamnani2109 4 ปีที่แล้ว +16

    My like on this video was for the interest increasing trick shared in the end. 👍😊

  • @mrignayanisingh8715
    @mrignayanisingh8715 3 ปีที่แล้ว +1

    Bahut achchhi jankari thanks

  • @Raja-up6yv
    @Raja-up6yv 3 ปีที่แล้ว +8

    Sir, as per new rule one can withdraw money after completion of six years, and not after five years.
    One can not withdraw 50% of the balance amount, but it is 50% of the 4th year back from the preceding year.

  • @santoshpiyamail
    @santoshpiyamail 4 ปีที่แล้ว +21

    Lovely explanation, really enjoyed as always,
    Im good in the Financial literacy now.

  • @rmugade
    @rmugade 3 ปีที่แล้ว +2

    sir, you are extraordinary teacher. very simplified way.

  • @cajainshubh
    @cajainshubh 3 ปีที่แล้ว +8

    Very informative video. Just need one correction - there is a cap on maximum investment in a FY. One can't deposit more than 150k in one FY.

    • @rohanshinde5287
      @rohanshinde5287 2 ปีที่แล้ว

      He has mentioned that

    • @DeviS-w8r
      @DeviS-w8r 5 หลายเดือนก่อน

      He said we can invest>1.5L also, which is wrong. There is a Max cap.

  • @harshthanvi
    @harshthanvi 4 ปีที่แล้ว +32

    6:15
    Mistakes corrected.
    Ppf ke interest pe tax nahi bharna
    And FD ke interest pe tax bharna hai

  • @KoShisHVlogs930
    @KoShisHVlogs930 2 ปีที่แล้ว +1

    Bahut achcha samjhaya

  • @drkamalbhardwaj2786
    @drkamalbhardwaj2786 2 ปีที่แล้ว +3

    Bhai I really liked your comprehensive and extremely simplified in-depth analysis ….. The best part was you asked for the like the video part towards the end…. No question remains unanswered ….Really happy….Have liked and subscribed too….. would even love to be a part of your channel for life

  • @SS-yk8df
    @SS-yk8df 3 ปีที่แล้ว +5

    What a video.. cut to cut information.. you got a subscriber bro.. 👍

  • @ajittanti202
    @ajittanti202 2 ปีที่แล้ว +1

    Bohot badhiya samjaie sir ji

  • @5123karan
    @5123karan 2 ปีที่แล้ว +3

    Investing in PPF has been one of the greatest decisions of my life.

  • @bhuvan1787
    @bhuvan1787 3 ปีที่แล้ว +6

    Your content is really good sir 🙏👏✌️

  • @MadhavS9045
    @MadhavS9045 2 ปีที่แล้ว

    Everytime i watch a new video, i am blank about the topic but end up having so much knowledge that i can educate anyone.. Thanks 🙏

  • @sidmahagreat
    @sidmahagreat 4 ปีที่แล้ว +9

    Very informative. Can you please also share your views on NPS v/s PPF. I am sure, this would be a doubt in lot's of subscribers' mind. Thanks.

  • @destinator23
    @destinator23 4 ปีที่แล้ว +4

    Beautiful as always sir🙏
    Please make videos on bonds and how to select attractive bonds with pros and cons , how to invest etc etc
    Thank you!

  • @rohinisingh6425
    @rohinisingh6425 2 หลายเดือนก่อน

    What wonderful video!!! 🎉🎉🎉 Very well explained absolutely amazing!!

  • @first9292
    @first9292 4 ปีที่แล้ว +23

    SEBI के नये Rule explain करो ना आसान भाषा में सर 🙏

  • @harshgandhi7848
    @harshgandhi7848 4 ปีที่แล้ว +7

    Sir mera 1 questions hai.... Shares mein compounding intreste kese lagta hai... Sir please is par 1 video.... Sir please.... 😊👍🙏🙏🙏🙏

    • @itsboyshubham
      @itsboyshubham 4 ปีที่แล้ว

      Search on google ppf calculation u can calculate according to ur monthly sip in ppf account.

  • @rasikanaik1947
    @rasikanaik1947 3 ปีที่แล้ว +1

    I press the like button as soon as I start the video bcz I m confident I wl get best advise

  • @bhaskardutta4052
    @bhaskardutta4052 4 ปีที่แล้ว +14

    Every point well explained.

  • @Daisy-lh5xk
    @Daisy-lh5xk 4 ปีที่แล้ว +4

    Very well explained

  • @madhusaxena1617
    @madhusaxena1617 6 หลายเดือนก่อน

    Namaste sir very nicely explained. No confusion and doubts. Very clear video. Thanks.

  • @sanjay_cwa
    @sanjay_cwa 6 หลายเดือนก่อน

    बहुत ही अच्छी जानकारी दी है आपने।
    मेरा एक सवाल है कि क्या पति और पत्नी अलग अलग पीपीएफ अकाउंट खुलवा सकते हैं, जबकि पत्नी हाउस वाइफ है।

  • @sagardam2989
    @sagardam2989 4 ปีที่แล้ว +5

    Best bank account described by the best teacher. I opened this when I was 19. For long term it's a very very very good (and safest) choice. Still some little information was unknown to me. Thank you Pranjal Sir.
    One question:
    You've told that for more than 150000/- in a year is not tax beneficial. Is it on the whole amount or the extra than 150000/- for that year?

    • @rohithsh007
      @rohithsh007 4 ปีที่แล้ว +1

      whatever you pay more than 1,50,000/-, only that will be taxable. For e.g., if you would have paid 2,00,000/-, then only for 50,000 will be taxable and 1,50,000/- will be tax exempted. Hope this helps

    • @nithin32166
      @nithin32166 2 ปีที่แล้ว

      @@rohithsh007 but will it give Interest on that exceeded amount ex. Here on 50,000 ?

  • @amanmurarka8666
    @amanmurarka8666 4 ปีที่แล้ว +5

    Sor u explained every topic very well and interactiveway, as student it is very beneficial in this time of pandemic👍

  • @praveenparamasivam5092
    @praveenparamasivam5092 3 ปีที่แล้ว

    I really don’t get why such amazing information and assistance is not given in English. There are other human beings living in India with diverse culture and language. What the hell is dheda lakh?? I’ve commented several times , please consider the broad audience.

  • @commutewithsrikant
    @commutewithsrikant 4 ปีที่แล้ว +9

    Sir thank you.
    great teacher. my all about finance management taught from you..make ticker apk.

  • @shilpa6877
    @shilpa6877 3 ปีที่แล้ว +4

    the last trick you mentioned. always wondered if its true. my understanding is if you pay before 5th its gonna contribute to current month if after 5th its gonna contribute to next month. does it make a difference. If it does make a difference it should be minute amount like one month interest or so right?

  • @sudipde5966
    @sudipde5966 3 ปีที่แล้ว +2

    Really, explanation is very very clear. Thank you so much.

  • @mohammadrizwannatyansh8716
    @mohammadrizwannatyansh8716 3 ปีที่แล้ว +6

    Brother you are doing really a great work and efforts for us.
    I have a request, please make a detailed video for Postal Life Insurance ( PLI & RPLI)
    it will be very beneficiary for Small investors and villagers 😇😇

    • @ppushkar1993
      @ppushkar1993 ปีที่แล้ว

      Are you from post office?

  • @hrdiaries1332
    @hrdiaries1332 3 ปีที่แล้ว +20

    Impressive how you cleared everything.

  • @dipaskitchen2593
    @dipaskitchen2593 2 ปีที่แล้ว +1

    Excellent. It's really help full. Thank you.

  • @bhupenhazarika5077
    @bhupenhazarika5077 3 ปีที่แล้ว +6

    Very good information. I would like to know whether NPS holder (govt employee with nps plan) can open a ppf account or not. Please let me know.

    • @akshaymahajan5383
      @akshaymahajan5383 3 ปีที่แล้ว +4

      Yes they can. One can open both NPS and PPF. Both are different schemes

    • @vinayakp9981
      @vinayakp9981 3 ปีที่แล้ว +2

      Yeah of course they can open ppf in parallel nps ...

    • @Supporter_Jay_pro_harsh
      @Supporter_Jay_pro_harsh 3 ปีที่แล้ว +2

      I have not only nps account but also ppf account. I am a Highschool teacher.

  • @gamedeepak1
    @gamedeepak1 4 ปีที่แล้ว +5

    First withdrawal is on 7 th year... On 50% of outstanding amount of 5th year

  • @sacheenbaranwal8190
    @sacheenbaranwal8190 3 ปีที่แล้ว +1

    Gret information
    सल्यूट

  • @apscoinscurrenciesmore7599
    @apscoinscurrenciesmore7599 4 ปีที่แล้ว +5

    Awesome video 🙌🌷good explanation about the features and various aspects of ppf 😎👍

    • @pranjalkamra
      @pranjalkamra  4 ปีที่แล้ว +1

      Glad you liked it!

    • @sheldonhomes23
      @sheldonhomes23 4 ปีที่แล้ว

      @@pranjalkamra
      Can the deposit amount be varied?
      Like if I invest 50k this year, can I invest 30k next year, 20k the year later
      Or
      The yearly amount cannot be changed? It shld be 50k every year?
      I am not talking abt the minimum deposit but the initial deposit from which I had started 50k, can that be varied?

    • @parthapratimthakuria9857
      @parthapratimthakuria9857 4 ปีที่แล้ว

      @@pranjalkamra sir why your website finology ticker shows Reliance industry's debt 2lac coror when it's become bebt free company..... Please update it

  • @rajatjain3043
    @rajatjain3043 4 ปีที่แล้ว +17

    Insightful as always 😍

    • @ShriGuru-g1c
      @ShriGuru-g1c 3 ปีที่แล้ว +1

      कन्या की तरह पीपीएफ में पैसे कभी भी जमा करो 1 साल में गुल्लक की तरह कभी पास जो कभी अगले महीने 811 दिन

  • @vk19
    @vk19 3 ปีที่แล้ว +1

    Very good info
    I will go with ppf
    Gbu pranjal n ur team

  • @manishankar1779
    @manishankar1779 3 ปีที่แล้ว +9

    you talked about how we can get the extra interest by depositing the amount before 5th of every month. That was nice but will I get this benefit if I am depositing the amount once in an year.

    • @manishsayankar2690
      @manishsayankar2690 3 ปีที่แล้ว +5

      Infact u get the max interest when u deposit the entire 1.5 lacs before 5th April

  • @vasuchauhan9723
    @vasuchauhan9723 4 ปีที่แล้ว +6

    What is
    ATAL PENSION SCHEME?
    NATIONAL PENSION SCHEME?
    PUBLIC PROVIDENT FUND?
    GPF ?

  • @informationispower1986
    @informationispower1986 3 ปีที่แล้ว +1

    Very nicely explained. I am regular viewer of your Channel Kamra साब😎

  • @deepshikhabhatt9401
    @deepshikhabhatt9401 4 ปีที่แล้ว +4

    Sir very insightful video.. have one question..
    Monthly installments ke lye aapne bataya to pay within 1-5 days of every month. But if am paying once in 3 or 6 months, then is there any timeline to pay this amount?

    • @maheshpandya1398
      @maheshpandya1398 2 ปีที่แล้ว

      In any condition, you have to pay on or before 5th of that month to get the benifit of intrest for that month

  • @abshar5
    @abshar5 4 ปีที่แล้ว +15

    This is not correct that during the extended period of 5 yrs, one can withdraw the entire amount. It's possible only at the "end of the extended period of 5 yrs", in April.

    • @VenuGopal-tt3ee
      @VenuGopal-tt3ee 3 ปีที่แล้ว

      Is it so? Can you please explain?

  • @chiranjitroy3554
    @chiranjitroy3554 7 หลายเดือนก่อน +1

    Thanks for this video.... God 🙏 bless you and your Family....

  • @anujmourya7471
    @anujmourya7471 3 ปีที่แล้ว +3

    Sir jo defence service me jaise Army, navy, State police unka ppf shayad date of joinning se he govt. Already cut krti h, to kya aise logo bhi post office me ppf scheme le skte h..

  • @thechinmoydeka
    @thechinmoydeka 4 ปีที่แล้ว +5

    Will the interest earned vary if we choose yearly over monthly?? The point that you mentioned about depositing before 5th of every month. What will happen if we do it once in a year??

    • @RajeevKumar-jb6om
      @RajeevKumar-jb6om 4 ปีที่แล้ว +1

      Yes it will earn more interest if you deposit whole amount on or before 5th of april...

    • @mjvlog4727
      @mjvlog4727 4 ปีที่แล้ว

      @@RajeevKumar-jb6om if I open a ppf account today..then will it be calculated as one year till march 31/2021.(the end of a financial year)?

    • @RajeevKumar-jb6om
      @RajeevKumar-jb6om 4 ปีที่แล้ว

      No@@mjvlog4727 It will around 7 months interest you will get.

  • @humaali4636
    @humaali4636 ปีที่แล้ว +1

    Thanks alot pranjal, It was super helpful for me. Specially u cleared my long time doubt of "What if there is a gap in paying amount i.e not able to pay large amoung for a certain year in between?" I am relieved to know this. Thanks again 😊

  • @souravbhattacharyya1849
    @souravbhattacharyya1849 4 ปีที่แล้ว +13

    Sir many times you have mentioned PF instead of PPF. This will create confusion to many. Generally PF is used for EPF.

  • @vishalmuthal5780
    @vishalmuthal5780 4 ปีที่แล้ว +9

    Hi Pranjal,
    I like your videos on all the financial matters. Thanks for keeping the content so simple and useful. In regards to the PPF I've a question.
    -- I've daughter and I opened the Sukanya Samridhi Account for her already. Now in this video you said we can open an PPF account for minors as well. Now, can I also open for my daughter as well as she already has Sukanya Samridhi Account in her name and also do banks require PAN cards for the kids?

    • @Dave_en
      @Dave_en 5 หลายเดือนก่อน

      only one can be opened for an individual. For girl child sukanya samriddhi is better option.

  • @kamaldeep1885
    @kamaldeep1885 3 ปีที่แล้ว +1

    Bhai ultimate Video thanks for sharing your Knowledge

  • @saumenvidyarthi
    @saumenvidyarthi 4 ปีที่แล้ว +20

    The most important thing of higher (compound) interest earning has been missed

  • @ParasJoshiPj
    @ParasJoshiPj 4 ปีที่แล้ว +5

    प्रांजल भाई जैसे हम लोग इंडेक्स और म्यूच्यूअल फण्ड में पैसा लगाते हैं डायरेक्ट ग्रोथ ऑप्शन लेकर।।ऐसे में जो कंपनी डिविडेंट देती हैं या स्टॉक स्प्लिट होता है तब ये फण्ड वाले कैसे मैनेज करते हैं।।कृपया जवाब दें।।

    • @arpitshrivastav7387
      @arpitshrivastav7387 4 ปีที่แล้ว

      Tab bo fund wale dividend k pase ko reinvest kar dete h for more returns

    • @ParasJoshiPj
      @ParasJoshiPj 4 ปีที่แล้ว

      @@arpitshrivastav7387 aur stock split mein kya krte hain?

    • @rohansingh9007
      @rohansingh9007 4 ปีที่แล้ว

      @@ParasJoshiPj stock split me jab koi share aasman pe pahucy jaye jese eicher motor k sath hua

    • @arpitshrivastav7387
      @arpitshrivastav7387 4 ปีที่แล้ว

      @@ParasJoshiPj are stock split se koi farak thodi padta h bhai value same rheti h bas number of stock badh jate h

    • @ParasJoshiPj
      @ParasJoshiPj 4 ปีที่แล้ว

      Yes thanks bro..aur jese kpi stock bahar ho gya index se aur usme hmara paisa lga tha tab

  • @kishorkrsharma9430
    @kishorkrsharma9430 2 ปีที่แล้ว +1

    Very informative video thanks 👍 sir

  • @nupthote262
    @nupthote262 4 ปีที่แล้ว +4

    What's better to do monthly installment before 5 of every month or Lumpsum once in year(By making RD of same every month) for better intrest rate..please suggest

    • @map-creator
      @map-creator 4 ปีที่แล้ว +4

      suppose you have opened PPF account on April 2020. Make a lump sum deposit of 1,50,000. Then invest in RD till March 2021. Then again on before 5th April 2021, make the lumpsum deposit.
      In this way, you will get both RD and PPF interest.

    • @MyFraggi
      @MyFraggi 4 ปีที่แล้ว

      @@map-creator what is RD?

    • @nupthote262
      @nupthote262 4 ปีที่แล้ว +1

      @@MyFraggi Recurring Deposit

    • @MyFraggi
      @MyFraggi 4 ปีที่แล้ว

      @@nupthote262 so, does RD give higher interest rate than saving and FD, so u put your amount in RD for your next PPF instalment...