If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Sir I have a question. Why do u always ignore the inflation and future circumstances waiting. For example his marriage expense, after marriage couple expense, after than their 2-3 children expense( their hospital bills, education bills, nutrition, skin care etc.) , Home utilities, lumsum expenses waiting and can occur anytime ( When anyof these will be defective - new phone, new tv, bike/car/scooter, AC/Cooler etc etc) , Also health policy is valid only when they're hospitalized, So there is also health expenses if anyone gets ill but not admitted which is very normal + medicine expense+ doctor visit charges, also dentist expense I can keep the list going but I leave it over here. Moral of the Story - Sir thinks he will survive on 5k for the next 30 years ( Also, reality is he will not get 10% rise in salary every year or even if he does by luck then as per recommendation he will be doing steup up SIP = He ends with 5k again)
@@htxgaming4946bhai vo kehna chahta h ki family ke sath rehne ke alag fayde hote h, you don't have to pay rent, aap khana vagerah bhi gharka khapaate ho. It's much better compared to living alone, when you pay rent, spend on food etc. Obviously family wise differ krta h, maybe you live with family but still pay rent, maybe your father is not earning etc. he just mentioned a specific case and should have been more clear definitely. But I don't think he meant anything wrong.
I believe most of the people understand less about the life insurance, health insurance, (insurance stuffs). Would you please educate us more in that regard? because your way of expressing/elaborating things makes it easier to us. Those who agree on this topic please give a like, so that he notices.
It is advisable to save at least 15% of your income in a 401(k). Online calculators can help you estimate the appropriate savings amount based on your age and income. By saving at least 15% of your income in a 401(k), you can work towards a comfortable retirement. This strategy allows you to benefit from compound interest, potentially growing your retirement savings significantly over time.
I'll suggest you create a diversification strategy because building a good financial-portfolio has been more complex since covid. Recently my colleague advised me to hire an advisor, surprisingly I have accrued over $120K under the guidance of my coach during this crash. She figured out Defensive strategies to protect my portfolio and make profit from this roller coaster market.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just received my 1st month salary. And coincidentally came across this video. Gonna make exact same investment. Thank you so much 😊 very helpful very informative
Sir, please keep doing this work, irrespective of the numbers you get. It is helping a lot like me who are in 40s and still trying to come out of the struggle loop 😊
This guy reminded me of me and my family 3 years ago where our combined family monthly income was around 40000 and how i was eager to learn about investments to grow my income.
This is literally the best podcast I came across in the last few days. It has all the information that an entry-level middle class employee needs to hear about this.
I used to hate Ankur sir due to his ads , but his content is so amazing , I actually follow his advice and its really worked for me , thank you so much sir , love your spirit and attitude ! ❤😊
No matter how much money we earn, we always live in scarcity thinking of house responsibilities. 😅 These videos of you sir , really a game changer to better manage our finances
This is a great selfless service to humanity. Whatever is told otherwise, I believe this is something every Indian would love to know apart from fd, gold & real estate investment. Great service Mr. Warikoo!! Would love to help in this people's movement whenever required. ❤
This video is what that every Normal job worker need to bcz in India there is a lot of people earn somewhere between 20k-25k per month and this plan should give him a future ❤
this series is game changer for this youtube channel and I wish ankur sir to continue this series and I expect other financial channels to start releasing podcast series like this
Omg what an explanation what an experience of knowing this knowledge in bits and pieces of financial management and family planning in smart investment. At this point of time me lying down n watching this video along with my wife who is WFH, even she felt awestruck hw to invest smarty while listening this, her comments to this " how nicely his saying and explaining" just brilliant both of doubts got cleared now for sure but there is always to learn more. 40:09 at this point I also have very less doubts just got excited to the amount lol but on serious note this is what I have just felt . Thank you so so much, Masterpiece! ❤️ Thank you sir, n thank you champ all best to you for your future endeavours n upcoming goals. And sir nothing to say much ur a genius ❤ Regards.😊
For Whatever cause u spending ur rest 35k on ur family is also an investment which will give unmatched return better than stock market..paise badme kama loge abhi rishte kama lo, and remember upar wale ne tumko choose kiya h for a reason keep the fight going..
I'm 24 and earning 46thousand per month,, I'm sending 30thousand to my family and spending 15 thousand on me,,but at the end of the month I feel like a beggar 😅😂
The personal investment of 10k per month with 10% step up become 27cr its look cool but the real fact is in 30th year you need to invest 158630/- per month. So as per income ratio you need to increase your income from 25k per to 4lac per month . Note - Don't take it as negative perspective its just a calculation with clear image .
This was the video I was looking for. I appreciate how you broke down each step and it really made a huge difference for someone like me who's just starting out.
I don’t know this Aman guy, but for his so very positive attitude and dedication to his family, his future, and most importantly, the innocence and honesty he showed, I wish all the best of this world for him! May ALLAH bless him with everything that’s best for him! 🖤
This is impractical solution 1st you need to have a house 2nd you need to have a set of parents who can take care of you It's just for view Wht about those who doesn't have this facilities.. Not for those who has to work for every penny
Ankur Ji, first of all thank you for guiding the youth of our country for better financial growth. I need some advice and guidance from you. It will be so helpful for me to get assistance from a mentor like you. A 35+ years married guy. Earning nearly 50k+ per month. What should be the best way to use this amount for investing and to make ends meet ?!?
Everyone becomes happy how their 10000 savings becomes crores 10-20years with 10% stepup rate. Please let everyone know how much they have to invest to get these amounts. monthly savings = 10000 After 1st year monthly savings = 11000 After 2nd year monthly savings = 12100 … … Every year increasing by 10% as said by him. … … And for 20th year one has to save 67275 per month to get your said amount. Everyone think it’s easy to make crores by doing your calculations.
Hello Sir I'm from Assam and I'm a regular viewer of your channel and you are my best financial mentor I have learnt a lot from you. Sir recently I heard about the Business idea of earning from a Life Insurance and making a Cash Value Account. I searched over TH-cam but I didn't find such proper knowledge about it. Can you please make a video on it in detail? Hoping a Positive response from you Sir. Love you Sir❤
I earn a good amount and in my 19 Analysed that i got significantly ego living having best phone and best drive best clothes on me.. this episode gonna help me alot into my upcoming chapters of life Thanks for this guidance ❤️
Since his job isnt permanent, and judging from the current job market your advice should have included an emergency fund. Because if god forbids he loses his job and couldnt find any, the insurance premium would be a extra burden for their family. And also you should have explained the meaning of "stepup" plan as he doesnt know, and while starting with a mf, most people forget to choose the stepup plan and hence loses on the benefit.
Hi ankur, my investment are going on in nps - 10 k from June 2018 to 20 k till May 2024 on monthly basis. It will grow up by 5 percent on yearly basis because of growth in da and annual increment. Till now invested 11 lack and there current value is 14 lack approx. Even though it seems that at my retirement I will earn approx 3.5 cr. I think in future this will not good enough because of inflation
This series that you do, make me so happy. You truly are reassuring in your ways and show a ray of hope to the guys who are willing to participate in these episodes. The smile on this guys face, made me so happy. Good going and I wish more power to you for changing people’s lives and instilling a sense of positivity in them. Great work
Hello 🙋♂️ Sir!!! I start my investment journey in 2020 ✈️ to 👀 see your videos 🎥. You really change my mindset 😊. Now I invested in stock 25%, mutual fund 35%, liquid fund 5%, Gold 10%, Scss 25%(My Dad account Int. Rs. 8%). Also I take health insurance for my family 👪 (Me, wife and son) with 10 lakhs covered. But unfortunately don't take a term insurance. Now I'm ready to take a team insurance for 60Y with 50 lakhs covered, it sufficient for me. And I have a PF account, ESI facility also. My parents are 60Y that's why I don't take health insurance. But ESI covered my parents. Now my target 🎯 to 🎯 achieve 🎯 financial 🎯 freedom🗽 in 50Y(Now I'm 33Y). Buildup a wealth in CR. I continue SIP and buy on deep also. We have a wone house 🏠. And my hobby traveling with reasonable cost. 😊😊😊😊😊
I'm 19 now and working in refinary since 1 year 2 months. My family is financially very poor, Only one hut type room in which 5 members lives ; no car , no gas connection for cooking, empty bank account with zero investment and debt of 5 lakh for making new home and younger brother's studies. I just completed diploma and started doing job, At age of 17 i get job of 25 and now 35 k/month . I gives every sellery to my parents due to high expenses of studies. I invested 50 k in market and got 35 % returns but i sell my portfolio to give at home. I hve SIP of 2k and want to increase How should i Start investing? I can't invest for 3 to 4 years to pay debt and other expenses.
Learned so many new things in this video. But 18% CAGR not ideal when nifty 50 index fund is major part of portfolio, I think 10% to 12% can be ideal while calculations. Also 10% step up is not possible for everyone, 3% to 5% can be as age grows responsibilities also grows so the expenses.
Best Health insurance to purchase right now in the market is RB health Insurance plan. Where the sum Insured starts from 2 lac rupees to 10 lac rupees. With no room rent capping and welness plan too.
If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Sir I have a question.
Why do u always ignore the inflation and future circumstances waiting. For example his marriage expense, after marriage couple expense, after than their 2-3 children expense( their hospital bills, education bills, nutrition, skin care etc.) , Home utilities, lumsum expenses waiting and can occur anytime ( When anyof these will be defective - new phone, new tv, bike/car/scooter, AC/Cooler etc etc) , Also health policy is valid only when they're hospitalized, So there is also health expenses if anyone gets ill but not admitted which is very normal + medicine expense+ doctor visit charges, also dentist expense
I can keep the list going but I leave it over here.
Moral of the Story - Sir thinks he will survive on 5k for the next 30 years ( Also, reality is he will not get 10% rise in salary every year or even if he does by luck then as per recommendation he will be doing steup up SIP = He ends with 5k again)
আপকা ঘর কিধার হে
Aapka Ghar kidhar hai
Please bataiye kyunki mere sath aap Jo video banaa rahe hain na mere samajh mein nahin a raha hai isliye main aapke sath Milana chahta hun
Sir make one video on about how to avoid distractions please sir because all of telling theorital things not practical
His total investment is 20K per month, even people with 50K - 100K income are not able to do so.
Benefits of living with family.
He presummed that mom is saving all his money not sure about it
reslly I live with my family my dad , he is not earning.. sabki life alag hai gyaan kam de or compare mt kr apni life sudhar le
@@htxgaming4946 🤣🤣🤣🤣🤣🤣 very great reply
@@htxgaming4946bhai vo kehna chahta h ki family ke sath rehne ke alag fayde hote h, you don't have to pay rent, aap khana vagerah bhi gharka khapaate ho. It's much better compared to living alone, when you pay rent, spend on food etc. Obviously family wise differ krta h, maybe you live with family but still pay rent, maybe your father is not earning etc. he just mentioned a specific case and should have been more clear definitely. But I don't think he meant anything wrong.
@@clever8138 I know buddy but still its not same for everyone
This guy radiates positivity.
I believe most of the people understand less about the life insurance, health insurance, (insurance stuffs). Would you please educate us more in that regard? because your way of expressing/elaborating things makes it easier to us. Those who agree on this topic please give a like, so that he notices.
Yeah please make videos on different insurances @warikoo
Yup we need it
Money Matters Video को देखकर एक बात तो समझ में आ रहा है की अपने पैसे को कैसे मैनेज करे
Thanku sir jee❤❤❤
It is advisable to save at least 15% of your income in a 401(k). Online calculators can help you estimate the appropriate savings amount based on your age and income. By saving at least 15% of your income in a 401(k), you can work towards a comfortable retirement. This strategy allows you to benefit from compound interest, potentially growing your retirement savings significantly over time.
I'll suggest you create a diversification strategy because building a good financial-portfolio has been more complex since covid. Recently my colleague advised me to hire an advisor, surprisingly I have accrued over $120K under the guidance of my coach during this crash. She figured out Defensive strategies to protect my portfolio and make profit from this roller coaster market.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
Mind if I ask you to recommend this particular coach you using their service?
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you
I just received my 1st month salary. And coincidentally came across this video. Gonna make exact same investment. Thank you so much 😊 very helpful very informative
Eat some pizza 🍕 and enjoy
Google's tracking your statement? 😅
I am 27 and i have learned from you in the past 1 year than anywhere
aman is a great well brought up kid .. he knows the value of money and contribution of his parents towards him
Sir, please keep doing this work, irrespective of the numbers you get. It is helping a lot like me who are in 40s and still trying to come out of the struggle loop 😊
You are spreading financial literacy.great job.Thanks ankur
This guy reminded me of me and my family 3 years ago where our combined family monthly income was around 40000 and how i was eager to learn about investments to grow my income.
This is literally the best podcast I came across in the last few days. It has all the information that an entry-level middle class employee needs to hear about this.
"Its just about consistency" Alone this sentence shows maturity in his mindset.
Nice to see this change happening.. And fab Aman, very genuinely shared with Ankur for his guidance and inputs! 👍👍
I used to hate Ankur sir due to his ads , but his content is so amazing , I actually follow his advice and its really worked for me , thank you so much sir , love your spirit and attitude ! ❤😊
It was a great learning session for me...first tym in my life I have watched such type of video on financial planning....thanx to WARIKOO SIr🙏
Great explanation, much needed sir
No matter how much money we earn, we always live in scarcity thinking of house responsibilities. 😅 These videos of you sir , really a game changer to better manage our finances
You are doing really great work by improving finances of other hats off to you by heart ❤
Thank you so much 😀
This is a great selfless service to humanity. Whatever is told otherwise, I believe this is something every Indian would love to know apart from fd, gold & real estate investment. Great service Mr. Warikoo!! Would love to help in this people's movement whenever required. ❤
This guy is a green flag. I loved his positive and learning attitude. Love the dude. Keep growing!
All the best brother for your future. You will do great.
This is the first episode I watched of 'money matters' and the way you helping people with this is epic ❤
Love, cheers and all my good wishes 🙏
This video is what that every Normal job worker need to bcz in India there is a lot of people earn somewhere between 20k-25k per month and this plan should give him a future ❤
this series is game changer for this youtube channel and I wish ankur sir to continue this series and I expect other financial channels to start releasing podcast series like this
48k salary hai fir bhi 2000 spend krne main dar lgta hu Q Qki family ka bhoj itna hai mere upr bada beta hai na ghr ka😢😢
Same here brother.
aap ki age kitni hai sir?
27 running
Wife se bolo koi job kre 😑
@@blackHatman007 Aisa kya monthly spending h bhai
Love it sir. Good initiative Series. Looking forward many more Episodes 😊
Omg what an explanation what an experience of knowing this knowledge in bits and pieces of financial management and family planning in smart investment. At this point of time me lying down n watching this video along with my wife who is WFH, even she felt awestruck hw to invest smarty while listening this, her comments to this " how nicely his saying and explaining" just brilliant both of doubts got cleared now for sure but there is always to learn more. 40:09 at this point I also have very less doubts just got excited to the amount lol but on serious note this is what I have just felt . Thank you so so much, Masterpiece! ❤️ Thank you sir, n thank you champ all best to you for your future endeavours n upcoming goals. And sir nothing to say much ur a genius ❤ Regards.😊
40k salary hokar bhi khud ke liye 5 thousand spend nhi kar sakte😢😢😢 just lower middle class kids thing😅
But in the end ye acha hi hai agar aap apni wants ko Kam hi rakho to mere opinion me😅
For Whatever cause u spending ur rest 35k on ur family is also an investment which will give unmatched return better than stock market..paise badme kama loge abhi rishte kama lo, and remember upar wale ne tumko choose kiya h for a reason keep the fight going..
70k p bhi nhi kr pate😂😂😂
Eder koi job hi nhi hai kya kare logo ko litna shuru kare yar chori daka mare 😢
Bhai mein 50k + Accomodation ke sath nhi kr paaa raha hunn.....
I'm 24 and earning 46thousand per month,, I'm sending 30thousand to my family and spending 15 thousand on me,,but at the end of the month I feel like a beggar 😅😂
Bro i earn 1.2 L and its the sane for me😭
What's your job and position bro?
What do you do for a living bro?
@@ultranoobpromaxInfinitybro what you do for a living?
Broo 😂😂
The personal investment of 10k per month with 10% step up become 27cr its look cool but the real fact is in 30th year you need to invest 158630/- per month.
So as per income ratio you need to increase your income from 25k per to 4lac per month .
Note - Don't take it as negative perspective its just a calculation with clear image .
So true
Thank you Ankur sir after watching your vedio. I started SIP. I learned a lot from your vedio. You r a great teacher and a motivation.
True gentleman with golden heart ❤
Such a good attitude, he is really here to learn. If he was a stock i'd invest in him cuz this guy is going somewhere, mark my word
This is batter than podcast
Aise episode ache lg re h ❤
Sikhne ko mil ra h km salery m saving or investment ❤
True
Really a great financial session with great explanation..
Looking more content related to this in future, Thanks for sharing 😊
Dear Ankur , thank you for giving very much information in a very less time in Financial Planning.
your talking style and encouraging people for their wellness is what i admire alot aabout you ankur sir
This was the video I was looking for. I appreciate how you broke down each step and it really made a huge difference for someone like me who's just starting out.
Brilliant video and very bright energetic guy loved his energy
I don’t know this Aman guy, but for his so very positive attitude and dedication to his family, his future, and most importantly, the innocence and honesty he showed, I wish all the best of this world for him! May ALLAH bless him with everything that’s best for him! 🖤
Really very informative sir. I am student and really passionate to learn more about financial management.Thank you so much ❤
This is impractical solution
1st you need to have a house
2nd you need to have a set of parents who can take care of you
It's just for view
Wht about those who doesn't have this facilities..
Not for those who has to work for every penny
very nice to hear the conversation with common people, love it
one of the greatest series i have ever seen
Please continue this series....I am 18 now I will surely like to join this after my first income
Bro is optimistic...good thing
Looking at him I can see the positive vibe
Kamal ka video hain Banda insurance company main Kam karke insurance ka basis nahi janta lk what is lf insurance what is term insurance.
He spend there only 3 or less month so...
Sabki ma same hi hoti hain❤️ they never spend the amount given by their child until and unless there is life threatening emergency.
Ankur Ji, first of all thank you for guiding the youth of our country for better financial growth.
I need some advice and guidance from you. It will be so helpful for me to get assistance from a mentor like you.
A 35+ years married guy. Earning nearly 50k+ per month. What should be the best way to use this amount for investing and to make ends meet ?!?
Everyone becomes happy how their 10000 savings becomes crores 10-20years with 10% stepup rate. Please let everyone know how much they have to invest to get these amounts.
monthly savings = 10000
After 1st year monthly savings = 11000
After 2nd year monthly savings = 12100
…
…
Every year increasing by 10% as said by him.
…
…
And for 20th year one has to save 67275 per month to get your said amount.
Everyone think it’s easy to make crores by doing your calculations.
Salary will also grow to more than 2 lakh .
Don't you know that ?
That's not a big deal because salary will also grow, but 1 crore after 20 years will be worth 20 lakhs today 😂
Very positive and determined boy...
Loved the way you explained however, teaching about inflation while investing or inflation on the invested amount after 20 40 years was missing.
Its literally great lesson. How to be a part of money matters
Hello Sir I'm from Assam and I'm a regular viewer of your channel and you are my best financial mentor I have learnt a lot from you. Sir recently I heard about the Business idea of earning from a Life Insurance and making a Cash Value Account. I searched over TH-cam but I didn't find such proper knowledge about it. Can you please make a video on it in detail? Hoping a Positive response from you Sir. Love you Sir❤
Good series. Keep motivating GenZ
I earn a good amount and in my 19
Analysed that i got significantly ego living having best phone and best drive best clothes on me.. this episode gonna help me alot into my upcoming chapters of life
Thanks for this guidance ❤️
love from rawalpindi 🇵🇰🇵🇰
Sweet guy, wish him all the success in life.
He's so genuine and helpful with this.
Since his job isnt permanent, and judging from the current job market your advice should have included an emergency fund. Because if god forbids he loses his job and couldnt find any, the insurance premium would be a extra burden for their family. And also you should have explained the meaning of "stepup" plan as he doesnt know, and while starting with a mf, most people forget to choose the stepup plan and hence loses on the benefit.
At 30th year his SIP will be 1,58,631 rupees monthly.😮
Ya bro it's right whatever u say 😕
@@dks6735Exactly my point...
How can Ankur expect to increase investment by 10% each year...??
It will be too much of an amount at the end...
Money management mere liye bhot jaruri hai i am FOREX trader thanku sir ❤️
Its a game changer. Thank you for making this video
Hey kartik on this side... I read your description and it quite interesting. 🚀
It is my first comment on TH-cam ever and if today I m doin it so uh deserve it sir.... thanks for this video and really appreciate it 🙏
Thanks Ankur for another boost up to our coming generation stay Blessed 🙏
Commendable Job Sir, You made me BUY insurance for parents
Mumbai jaise city me 25 se 20 bacha lete ho . Hats off to you man.
Same here sir I relate it bcz I don't also know all process of sip or any funds 😊
Hi ankur, my investment are going on in nps - 10 k from June 2018 to 20 k till May 2024 on monthly basis. It will grow up by 5 percent on yearly basis because of growth in da and annual increment. Till now invested 11 lack and there current value is 14 lack approx. Even though it seems that at my retirement I will earn approx 3.5 cr. I think in future this will not good enough because of inflation
What will be the value of this money after inflation adjusted sir?
Sahi bat hai bhai kaha invest kar raha hai
Hello brother, are you from CGL 16? Most probably Divisional Accountant?
@@shubhamanand6092 no
@@shubhamanand6092 nahi
This series that you do, make me so happy. You truly are reassuring in your ways and show a ray of hope to the guys who are willing to participate in these episodes. The smile on this guys face, made me so happy. Good going and I wish more power to you for changing people’s lives and instilling a sense of positivity in them. Great work
I loved his attutude. That smile. All the best
Sir you are the best i have seen in yrs... I saw most of the others..but yours is so simple
Thank you so much for your valuable time Ankur sir. Will always be grateful for this❤️
27 Crooooore. Smile on his face says it all 👌
18:49 Step 1
20:38 Step 2
21:58 Things to consider while buying a health insurance plan
33:17 Step 3
36:38 Excel
Hello 🙋♂️ Sir!!! I start my investment journey in 2020 ✈️ to 👀 see your videos 🎥. You really change my mindset 😊. Now I invested in stock 25%, mutual fund 35%, liquid fund 5%, Gold 10%, Scss 25%(My Dad account Int. Rs. 8%). Also I take health insurance for my family 👪 (Me, wife and son) with 10 lakhs covered. But unfortunately don't take a term insurance. Now I'm ready to take a team insurance for 60Y with 50 lakhs covered, it sufficient for me. And I have a PF account, ESI facility also. My parents are 60Y that's why I don't take health insurance. But ESI covered my parents. Now my target 🎯 to 🎯 achieve 🎯 financial 🎯 freedom🗽 in 50Y(Now I'm 33Y). Buildup a wealth in CR. I continue SIP and buy on deep also. We have a wone house 🏠. And my hobby traveling with reasonable cost. 😊😊😊😊😊
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I'm 19 now and working in refinary since 1 year 2 months.
My family is financially very poor,
Only one hut type room in which 5 members lives ; no car , no gas connection for cooking, empty bank account with zero investment and debt of 5 lakh for making new home and younger brother's studies.
I just completed diploma and started doing job,
At age of 17 i get job of 25 and now 35 k/month .
I gives every sellery to my parents due to high expenses of studies.
I invested 50 k in market and got 35 % returns but i sell my portfolio to give at home. I hve SIP of 2k and want to increase
How should i Start investing?
I can't invest for 3 to 4 years to pay debt and other expenses.
Very very informative video hats off to you. ❤
Very good explanation sir, I loved it
Learned so many new things in this video.
But 18% CAGR not ideal when nifty 50 index fund is major part of portfolio, I think 10% to 12% can be ideal while calculations.
Also 10% step up is not possible for everyone, 3% to 5% can be as age grows responsibilities also grows so the expenses.
it’s average of small, mid and large cap, so its logical right?
I really liked his spirit.
Very nice explanation, thank you sir
arey yeh toh ROHIT SHARMA hai
😂😂
Young age ka filter lgaa ke aya hai
Ur such a wonderful person sir 😎
Best Health insurance to purchase right now in the market is RB health Insurance plan. Where the sum Insured starts from 2 lac rupees to 10 lac rupees. With no room rent capping and welness plan too.
Ankur, you are doing super amazing job ❤
Sir jis din ameer ban gaya aapse jaroor milunga ❤
Nicely explained insuranxe and mitual funds . Thanks ankur♥️♥️
Great initiative for youngsters... How to manage your hard earn money 👍
thank you for changing lifes.
I urge you to make videos for government employees as they can not do side hustle to generate side income..
Life is unpredictable so jitna hai kush raho enjoy the life guys
Great sir, aaj tak kbi b ni suna ye sab
As Always Valueable Content 💥
Money matters ✅
Your strategy matters✅
Everything matters🔥
Investing is easy, but consistency is the most difficult thing to achieve
Ankoor Sir great videos. Very relatable. ❤