This is great info to know. I am Active Duty member myself and this info I just shared to a few of my coworkers who is interested in home buying. I actually sent them your TH-cam page and watch videos to help out your channel and also to ensure my coworkers are also knowledgeable on home buying, especially as a 1st time home buyer. Your videos never cease to amaze me and like you mentioned in your other previous before, I wish American High School or College teach a Semester of home buying lessons 101. Haha =) Thanks again for what you and your team do not only helping out others but also applicable to Active Military members like myself =)
4% pay off debt, no one told me about that and truly could of use that. Am buying a 2nd home when i separate from the service next year and i already contacted Jennifer's team.
Hi Mrs. Beeston, i asked a few weeks ago and gonna ask again now, if you were expected to close on a new build by the 15th Feb 2024, would you lock now or still wait it out?
Jennifer, as always, you are a breath of fresh air! Even though we are well underway with you and your AMAZING team, we love to listen to your incredibly informative videos and learn something new every time! Give Jennifer a call everyone! She knows her stuff!!! 😊
Who is responsible for negotiating 4% towards debt and closeing costs? I was pre-approved already with my current mortgage company but am always looking for better options. Do i have to have a realtor to negotiate?
It’s the real estate agent who would negotiate. If you are representing yourself doing a FSBO you would negotiate. We are always happy to compete for your business as a lender 707-478-0637
You could use a VA rehab loan for that but keep in mind the rates are much higher on them. If you have questions about them reach out to Cristine her email is. Chrisd@rate.com
Question, if I purchase a new construction with a next gen suite. Would I be able to factor in the income of renting the next gen as if it were a two unit property with a VA loan?
Jennifer I have a home that we just purchased last August 2022 we were told it was a land lease but we wasn't aware of what it really meant so we got involved in it and not happy with it and I'm trying to sell it and get another VA loan is that possible?
I thought VA loans allowed no more than 728K? I live in Virginia and I was told no more than 728K. We used VA in 2009, but sold that house in 2016. I believe we still get our full amount and I was told the amount above. Thanks. Great content.
@@JenniferBeestonI just got pre approved with your company. But the guy wants to use a conventional loan. Because he think I’m going to have issues buying a duplex. I moved out of my first home for medical reasons. And I been renting it out for the last two years.
For debt 4% is the max yes but you can get 4% towards debt AND closing costs covered. Amount you get depends on what the builder is willing to give so negotiate hard
@JenniferBeeston I had no clue about this, I don't think my previous lender was informed about this. This is badass. From the sounds of it, it's quite difficult to get a builder to do?
This is great info to know. I am Active Duty member myself and this info I just shared to a few of my coworkers who is interested in home buying. I actually sent them your TH-cam page and watch videos to help out your channel and also to ensure my coworkers are also knowledgeable on home buying, especially as a 1st time home buyer.
Your videos never cease to amaze me and like you mentioned in your other previous before, I wish American High School or College teach a Semester of home buying lessons 101. Haha =)
Thanks again for what you and your team do not only helping out others but also applicable to Active Military members like myself =)
4% pay off debt, no one told me about that and truly could of use that. Am buying a 2nd home when i separate from the service next year and i already contacted Jennifer's team.
Welp I'm ready to buy a home! 1st time buyer and I've just received 100% Rating Last month❤
What does 100% get you?
@@flelite3994property tax exemption depending on the state you live un
VA Wednesday!! Always here to learn more...
I didn’t know that. That would help a lot. Yeah I’m waiting for interest rates to go down though. I feel I’ll be paying a fortune.
Yayyyy Jennifer’s VA Wednesday🎉🎉
This info is awesome! Thanks for making such a well organized video explaining this!
Glad it was helpful! Thank you for watching!
it is not awesome where are the men ? i not see any men
Thanks for making this information easy and fun. You're the best.
Thank you for watching!! :)
Hi Mrs. Beeston, i asked a few weeks ago and gonna ask again now, if you were expected to close on a new build by the 15th Feb 2024, would you lock now or still wait it out?
I would be exploring long term lock options as a just in case.
Jennifer, as always, you are a breath of fresh air! Even though we are well underway with you and your AMAZING team, we love to listen to your incredibly informative videos and learn something new every time! Give Jennifer a call everyone! She knows her stuff!!! 😊
Appreciate you Barbara:)
so how to deal wit the get 4% toward our debt and 0 closing cost works?
You need to be working with a lender that understands the VA guideline and a real estate agent who can negotiate.
I'm a 75 year old Veteran. Can i still get my VA home lian?
Yes
4% of a debt? I DID not know that. Thank you jen
Happy to help:)
Who is responsible for negotiating 4% towards debt and closeing costs? I was pre-approved already with my current mortgage company but am always looking for better options. Do i have to have a realtor to negotiate?
It’s the real estate agent who would negotiate. If you are representing yourself doing a FSBO you would negotiate. We are always happy to compete for your business as a lender 707-478-0637
What I look forward to every Wednesday 😂
I assume the laughing emoji was meant to be a thumbs up or heart
What if you need a washer dryer fridge and stove c tht be included in the va loan when you buy the house
You would need to negotiate that with the seller
@@JenniferBeeston what bout the va rehab loan
You could use a VA rehab loan for that but keep in mind the rates are much higher on them. If you have questions about them reach out to Cristine her email is. Chrisd@rate.com
I was never told about the 4% or pay off any debt I had a lousy lender waterstone mortgage out of Orlando Florida.
👏👏 more great information 🎉
Appreciate you Pam!:)
Jennifer I'm interested in refinance by using my VA loan,do I have to call you.
I would be happy to help 707-478-0637
Hello Jen would you have any info in va contruction loans for multi family 3-4 units. Thank You
Call Indu, she does VA construction and can advise www.rate.com/loan-officers/indu-kapoor-296179
Question, if I purchase a new construction with a next gen suite. Would I be able to factor in the income of renting the next gen as if it were a two unit property with a VA loan?
To use projected income it has to be a legal 2nd unit
Could that 4% be applied to mortgage that you already have? Trying to get a second house
Only for credit cards, student loans and car debt.
Jennifer I have a home that we just purchased last August 2022 we were told it was a land lease but we wasn't aware of what it really meant so we got involved in it and not happy with it and I'm trying to sell it and get another VA loan is that possible?
yes lets chat 707-478-0637
I thought VA loans allowed no more than 728K? I live in Virginia and I was told no more than 728K. We used VA in 2009, but sold that house in 2016. I believe we still get our full amount and I was told the amount above. Thanks. Great content.
In 2020 the blue water act passed which got rid of VA loan limits if you have full entitlement
Thank you!@@JenniferBeeston
4% of debt!! I’m working with company that haven’t offered me any choice like that
Most lenders don’t know this and you do need to negotiate with the seller for them to pay. This is why with VA you always want to work with an expert
@@JenniferBeestonI just got pre approved with your company. But the guy wants to use a conventional loan. Because he think I’m going to have issues buying a duplex. I moved out of my first home for medical reasons. And I been renting it out for the last two years.
You need to get preapproved with my team. Tell them to transfer the loan to me. I don’t have a guy on my team.
Thank you ❤
I would not sell my home to anyone who request that. I am not that desperate to sell. You are giving away your profit.
Does the payment of up to 4% apply to new builds?
For debt 4% is the max yes but you can get 4% towards debt AND closing costs covered. Amount you get depends on what the builder is willing to give so negotiate hard
@JenniferBeeston I had no clue about this, I don't think my previous lender was informed about this.
This is badass. From the sounds of it, it's quite difficult to get a builder to do?
It can happen but you 100% need a motivated seller
I want a book!
On it's way:)
@@JenniferBeeston hahah I was kidding but thanks you for sure, ill read it.
Are you liscensed in Mississippi ?
yes i am :) 707-478-0637
What is the phone number to reach your office?
707-478-0637
jennifer AGHHGGHHHGGAAAAAAGHHGGGGHHH
No one notice the illuminati like picture on the left. Yeah I rather not
That is not an “Illuminati” picture. It is a picture by Shepard Fairey. Look him up. Def not an Illuminati artist.
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You like me bb I love you
You're so beautiful girl than i would like to know you bb beautiful girl