[NEW] TNG GOinvest Review (2.70% p.a. Money Market Fund)

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  • เผยแพร่เมื่อ 15 ธ.ค. 2024

ความคิดเห็น • 95

  • @ZietInvests
    @ZietInvests  2 ปีที่แล้ว +8

    📌𝗟𝗲𝗮𝗿𝗻 𝗠𝗼𝗿𝗲 𝗔𝗯𝗼𝘂𝘁 𝗜𝗻𝘁𝗲𝗿𝗮𝗰𝘁𝗶𝘃𝗲 𝗕𝗿𝗼𝗸𝗲𝗿𝘀 ➡️ www.interactivebrokers.com/mkt/?src=zietPY2&url=%2Fen%2Fwhyib%2Foverview.php%3Fnored%3Dt
    1. Update (1st August) - For some reason the rate have been revised up to 2.85%, not 2.70% anymore!
    2. Update 2 - Rate updated to "up to 3.0% p.a."

  • @atikatk9320
    @atikatk9320 2 ปีที่แล้ว +11

    Thanks, you provide better info compared to Principal Malaysia when I contacted them. Just additional info : StashAway and KDI is better but not syariah compliant. Thats why Go+ and Go Invest is appealing to me andthose looking for that aspect.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Haha thank you so much Atika, I try my best to summarise and provide info from a consumer's POV! And thank you very much for the reminder on the Shariah compliance!

  • @seanchen9265
    @seanchen9265 2 ปีที่แล้ว +21

    Finally you are the 1st one to review it.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +2

      Haha! Lots of articles online reviewed them already though (they are really fast!)

    • @viraljohor
      @viraljohor 2 ปีที่แล้ว

      Not the first one dude

  • @nelson6705
    @nelson6705 2 ปีที่แล้ว +8

    Is a good start to educate the tngo users to invest

  • @raymingng9610
    @raymingng9610 6 หลายเดือนก่อน

    Some say good some say bad... but i think ppl say good r those who patient n wait... mine return 12.5% in juz almost 4 months ... so not bad the return ... keep here better than inside saving acc... y not... extra money keep in for extra income 👍👍👍

  • @liewnyokmeng9687
    @liewnyokmeng9687 2 ปีที่แล้ว +2

    Go invest! I rather put my money on unit Trust & mature fund bcoz government protection our money

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Understandable! You have a point too!

  • @chillmusicdoggo
    @chillmusicdoggo 2 ปีที่แล้ว +5

    Hi Ziet, great video comparison! Would have loved to see Versa being added into the mix as well!

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +2

      Thank you my friend! Will definitely take note of that!

  • @dzulbakery6643
    @dzulbakery6643 2 ปีที่แล้ว +12

    Already put 1.5k in Go Invest. Increase rm1 after 12day😂

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +6

      Hahaha! It ain't much but it's honest work!🤣

  • @kunwing8669
    @kunwing8669 2 ปีที่แล้ว +7

    FSM RHB Cash Management Fund 2 will be better for withdrawal only need T+2 Day , plus Ret also around 2.0x %, if large amount money i think nobody dare put into T&G GO+ for platform security issue.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Yup you have a point, being with established bank for larger sum of money makes more sense!

  • @david_lifeandgames
    @david_lifeandgames 2 ปีที่แล้ว +4

    U forgot compare their withdrawal time which is important if we use it to park our emergency fund. So far KDI save is the fastest within one biz day if withdraw before 11am. Try it bro. Stashaway simple is the longest sometimes up to 5 days! Tng invest 2 days also seem forever.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Thanks for sharing! Will look into KDI Save!

  • @farhanisma1080
    @farhanisma1080 5 หลายเดือนก่อน

    Apa maksud income distribution yaa?? Dia ada bgtau saya dpt rm1.65 tapi kat mana dia letak duit tu ek?😅

  • @eureka-8272
    @eureka-8272 2 ปีที่แล้ว +3

    Hmmm wht i dont like is it take time b4 i can get the money . I just stick with go+ then end of the month i put 1.2k on asb then 300 on invesment a.k.a unit trust

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Yeah that is definitely something to consider since its not as liquid as GO+ and the dividend distribution only comes in once a month :x

  • @papa-dt1cv
    @papa-dt1cv 2 ปีที่แล้ว +2

    Crazy, valid card ,touch and go card cannot upload credit. How to drive in malaysia for foreigners too.
    Even new cards not available for sales
    Likely create Unnecessary traffic jams

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      🙈 scalpers probably made that worse

  • @yslsoon346
    @yslsoon346 2 ปีที่แล้ว +3

    The money market fund monthly pay out. Will I entitle the daily interest if I withdraw in middle of the month?

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +2

      Good question, they didn’t seem to mention that, but if by usual ETF standard you should not be entitled for dividend distribution if you pull out before distribution date (not sure if unit trusts like these have slightly different structure)

    • @yslsoon346
      @yslsoon346 2 ปีที่แล้ว +2

      @@ZietInvests KDI and GO+ is doing very good on daily net return. I love them.

    • @yslsoon346
      @yslsoon346 2 ปีที่แล้ว

      I love them too because they show the daily interest. VERSA and Stashaway only update once per month. I don't really like them.

  • @najwahamdan6223
    @najwahamdan6223 2 ปีที่แล้ว +2

    is there any withdrawal fees and when is the distribution done? annually or daily as the TNG GO+ product? thank you!

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      No withdrawal fee as far as im aware!
      Monthly distribution if based on their income distribution history: www.principal.com.my/en/immfd

  • @rn.1376
    @rn.1376 ปีที่แล้ว +2

    Hey Ziet, I put in goinvest last few weeks, it increase in the first week. BUT now it decrease nearly back to my original amount. Why is it decreasing?

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว +2

      Hi, that could fluctuate due to the market situation / USD:MYR foreign exchange, give it a few more week and it should be a stable positive gain

  • @Mizqr
    @Mizqr ปีที่แล้ว +1

    Can you review new touch & go investment

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว

      Will definitely look into !!

  • @pakrahman7222
    @pakrahman7222 2 ปีที่แล้ว +2

    Ini dy withdraw masuk bank kita ataw touch n go

  • @savinmal
    @savinmal ปีที่แล้ว +3

    I wanted to transfer my 50k asb fund entirely to go+ plus but i afraid the interest is low because im still young waiting my asb funds to increase going to take a long time. Any suggestions?

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว +1

      Hey there, you got to assess your goal and make decision then!

  • @gaayatreeraokrishna6716
    @gaayatreeraokrishna6716 2 ปีที่แล้ว +1

    Do you have video where you explain about KDI?

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Hi Krishna, I don't have unfortunately, never covered KDI before :x

    • @BbyXxXBeaST
      @BbyXxXBeaST 2 ปีที่แล้ว

      @@ZietInvests please cover kdi, im really interested to know the details. Im new to investments and i wish to know the best safe option in the market. And it would be best too if you include the prox of returns. Ex rm10k, how many will i get as returns. Idk how to count it.

  • @hsl1652
    @hsl1652 2 ปีที่แล้ว +2

    Hi sir, I created account for go invest but they need me to whatapps Principal Malaysia. Anyone face this? Is this a scam?

    • @asrinosman7661
      @asrinosman7661 2 ปีที่แล้ว +1

      The investment is done by Pricipal Malaysia..they need to verify your credential..no need to worry..just follow their instruction..i have done it and it took me a month to get investing..

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      As long as its from a verified number, it should be fine. But just watch out for any scammy red flags ya, and dont reveal your personal detail or credit card number/cvv

  • @Zhung36
    @Zhung36 2 ปีที่แล้ว +8

    Great video! I think I'll be keeping mine at Versa because of its shorter withdrawal time compared to many others. What do you think about Versa Cash and Versa Invest?

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      Hmmmm Versa, i didn't mention it because I read some Twitter users have issue withdrawing from them (constant offline) - maybe you can give it a try and let us know how it went 😝

    • @asianism8127
      @asianism8127 2 ปีที่แล้ว

      KDI Save is the best money market fund until 31st Dec 2022. 3% pa, 1 day withdrawal period. I sent my withdrawal request at 10am, i got my money back at 7pm. Less than 24 hours withdrawal period.

    • @realvegetariansambal366
      @realvegetariansambal366 2 ปีที่แล้ว

      For me the Versa withdrawal works as advertised ;)

  • @seanchen9265
    @seanchen9265 2 ปีที่แล้ว +2

    Dividend wise, Go invest is better

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +2

      I'd think its not bad ;P

  • @liewnyokmeng9687
    @liewnyokmeng9687 2 ปีที่แล้ว

    TNG like jackma Ant campany right?

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      It is a JV between CIMB and Ant Financials if not mistaken

  • @deejaynesh9915
    @deejaynesh9915 2 ปีที่แล้ว +6

    Today the Goinvest rate 2.85%.. Any new video about this bro..

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +2

      Wow i just noticed that 😂 thanks for letting me know Deejay!

  • @CodeCrafted1008
    @CodeCrafted1008 2 ปีที่แล้ว +1

    Toll RFID can straight deduct from GO+??

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Never tried it myself (i dont use GO+), but technically it should work since RFID deduct from e-Wallet, and if e-Wallet habis then take from GO+.
      You can read up on TNG's website regarding GO+, i saw they got some guidance on that Quick Reload Payment feature in the FAQ: www.touchngo.com.my/goplus/

    • @deejaynesh9915
      @deejaynesh9915 2 ปีที่แล้ว

      I put all money in Go+ and its work good..

    • @koozhenyuan1473
      @koozhenyuan1473 2 ปีที่แล้ว

      No Task Checked
      1 Database with required tables
      2 Frontend - Welfare Aid Application Form
      3 Backend - Administrator login page
      4 Backend - List of welfare application
      5 Backend - Add/Edit/Delete Welfare Package
      6 Backend - Profile page to update password
      7 Presentation
      这个也是

  • @jasonchoon5183
    @jasonchoon5183 2 ปีที่แล้ว +1

    我不明白怎样拿

  • @ooo3833
    @ooo3833 ปีที่แล้ว

    ‘kdi imvest vs versa invest ‘ Which is better

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว

      Hmmm marginal difference, either works in my opinion - though pls do check their promotion period and cap amount ya

    • @ooo3833
      @ooo3833 ปีที่แล้ว

      Your response is super fast. At a glance, kdi invest offers a wider range of funds cater to 5 different types of profile investor.. Am looking for index funds or etfs a mixed of overseas/Asia/asean.. which broker? Am not ready to go for international broker such as IB.

  • @professionalyoutubecomment7272
    @professionalyoutubecomment7272 2 ปีที่แล้ว +1

    If I put only 3 months, will I still get returns?

  • @ranggupangupan5729
    @ranggupangupan5729 ปีที่แล้ว

    patuh syariah ke touch n go ewallet go invest ni

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว +1

      Yes Shariah compliant!

    • @ranggupangupan5729
      @ranggupangupan5729 ปีที่แล้ว

      @@ZietInvests berapa lama tunggu lepas invest sebulan

    • @jailaniyusof6567
      @jailaniyusof6567 ปีที่แล้ว

      @@ranggupangupan5729 goinvest saya pernah request utk withdrawal... Lama juga... Seminggu baru dapat... Mungkin ada cuti umum... Kalau go+ 1 hari dah dapat 😅

  • @DT-cm1pc
    @DT-cm1pc 2 ปีที่แล้ว +2

    Stashaway simple or go invest?

  • @SaadonAksah
    @SaadonAksah ปีที่แล้ว +1

    Nice one 👍

  • @aqilmunir9456
    @aqilmunir9456 2 หลายเดือนก่อน

    great video!!

    • @ZietInvests
      @ZietInvests  2 หลายเดือนก่อน

      Glad you liked it!

  • @irfannaufal504
    @irfannaufal504 2 ปีที่แล้ว +2

    Already invest for 10 days..but im not good enough to explain the benefit.haha

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Haha how did it went so far?

    • @dzulbakery6643
      @dzulbakery6643 2 ปีที่แล้ว

      Me put 1.5k, got increase around +- 0.15sen perday

    • @irfannaufal504
      @irfannaufal504 2 ปีที่แล้ว

      @@ZietInvests invest 1.5k, result in rm2.10 within 16 days...I guess, I could it's say much better than go+

  • @liewnyokmeng9687
    @liewnyokmeng9687 2 ปีที่แล้ว +1

    My bank Stash has given me 2.85% & why we want to put high amount of money in TNG ah.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Ah 2.85% - priority banking?

  • @engjm4856
    @engjm4856 2 ปีที่แล้ว

    How to cash out?😂

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Uhm…click withdraw?

  • @zedmohamad890
    @zedmohamad890 2 ปีที่แล้ว +2

    Goog info👍

  • @hxnraziel
    @hxnraziel 2 ปีที่แล้ว +3

    the "verdict" = its good, not special, good product, good initiative, not strong product. The video was informative when explaining the product, but the verdict = non verdict. Let me do it instead, with unconfirmed 2.7% just go with fixed deposit at this moment. That's how a verdict should be.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      I agree that I could have worded it better, thank you for your feedback ;)

  • @Narutod26
    @Narutod26 ปีที่แล้ว

    27/1/2023 >>3.56%😂

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว

      Ooo! Thanks for sharing the update!

  • @Cincololol
    @Cincololol 2 ปีที่แล้ว +2

    My experience with Go+ wasn't instant. Like more than 1 business day. For me I just put in M2U saver-i account. This I confirm is instant.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Ah i see, thank you for your feedback! Others can chip in too!