Touch n' Go GO+ Honest Review | A Genius Marketing Gimmick

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  • เผยแพร่เมื่อ 14 ธ.ค. 2024

ความคิดเห็น • 153

  • @edison2964
    @edison2964 3 ปีที่แล้ว +30

    Great review on explaining all the fundamentals for TNG+ ! Although I dully support your point of the return fund being as useless as not singing up for it but again it’s their first bold step especially in Malaysia

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +4

      Haha right, gotta give them some time, Malaysia is slow in all aspect 🥲

  • @AidaMay
    @AidaMay 3 ปีที่แล้ว +21

    Such a clear, no nonsense video. Nice

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Thank you so much Aida😊

  • @saifulazlin
    @saifulazlin 3 ปีที่แล้ว +8

    Bagus penerangan anda. Lengkap tapi ringkas dan masuk akal, mudah untuk difahami. Terima kasih!

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +1

      Hehe terima kasih Saiful!

  • @danial888cash6
    @danial888cash6 2 ปีที่แล้ว +3

    Wah terbaik, penerangan yg jelas, good job lencai

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Terima kasih Danial!!

  • @syazwan2300
    @syazwan2300 3 ปีที่แล้ว +20

    For me. This is good if you consider it really liquid compare to normal bank. You can save as emergency fund with return.

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +4

      Totally, there will always be a product for everyone!

  • @r.n2af847
    @r.n2af847 2 ปีที่แล้ว +7

    Thanx for the explanation bro... Exactly the information ive been looking for on this Go+ feature... Now i understand. Keep'em coming !

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      Glad you find them useful! ☺️

  • @samaladooma
    @samaladooma ปีที่แล้ว

    Thank you so much for the explanation! I have zero sense in this investment field but your video helps a lot hahaha

  • @amirulsyahid3414
    @amirulsyahid3414 3 ปีที่แล้ว +6

    thank you for the good explanation sir, love that

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +2

      My pleasure Amirul, thank you so much for watching! 🥰

  • @RiazShah90
    @RiazShah90 2 ปีที่แล้ว +3

    well said bro, thanks! Perhaps it'd be more attractive if the limit and returns are higher. Loving your explanation, subscribed!

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Thank you so much Riaz! See you in future videos 😁

  • @AnonozChong
    @AnonozChong 3 ปีที่แล้ว +9

    Its not higher than short term auto renewed fixed deposit placements here, just set 2-3 months auto renew, add to principal.

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +2

      100%! Though I think the "attraction point" here is its automated reload from the GO+ balance into the wallet, i don't think anyone with a sane mind would be here for the return haha!

  • @DanioPaskal
    @DanioPaskal 3 ปีที่แล้ว +5

    Good info! Btw I just realized the fork-mic at mid of the video 😅

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Haha not sure if my face was too distracting, or the fork was too illusive? 😝

  • @kapitantanTV
    @kapitantanTV 3 ปีที่แล้ว +4

    eyyy, that fork with mic trademark from sneakysushi gorgor XD

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Haha glad you noticed it, love his content!

  • @03noeyeat
    @03noeyeat 3 ปีที่แล้ว +6

    Hi, have you thought about making a video about trading options in US market with different brokers for Malaysians?

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Hi Christopher, thank you for your suggestion. I do have that in my future to-do list but at the moment I don’t have that much knowledge with options trading yet 😬 still learning it

  • @mystvearn83
    @mystvearn83 2 ปีที่แล้ว +3

    It is syariah compliant now. Few months it is giving 5.5% daily.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      Yup it is now shariah compliant! How many referrals did you got to get that 5.5%/365 daily interest?

    • @mystvearn83
      @mystvearn83 2 ปีที่แล้ว +1

      @@ZietInvests no referrals. There is a campaign for 3 months or so. So park in go+ for that amount of time.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      @@mystvearn83 Ahh that one, I didn't cover it because the campaign period was too short haha

    • @mystvearn83
      @mystvearn83 2 ปีที่แล้ว

      @@ZietInvests later when it goes down, park somewhere else. If got campaign again, put there 😂

  • @jackchuah4183
    @jackchuah4183 ปีที่แล้ว +1

    hi, now the rate is 3.6% above the FD in the bank. and daily return, kinda good

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว +1

      Its definitely a good spot to park some extra cash, after all it doesnt hurt since its free money!

  • @seventhsol5410
    @seventhsol5410 2 ปีที่แล้ว +1

    I respect your ‘fork’

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Hahaha thank you so much XDD

  • @SaadonAksah
    @SaadonAksah ปีที่แล้ว +1

    Wow. It has changed since 🤔

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว

      Yeah need to update soon🫣

  • @TuisyenEksklusifPakar
    @TuisyenEksklusifPakar 3 ปีที่แล้ว +1

    Excellent video 👍🏼👍🏼

  • @sandrasuetjing9813
    @sandrasuetjing9813 3 ปีที่แล้ว +2

    看了很久才发现原来你是把麦克风插在叉子上😂 好创意哈哈哈

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      哈哈哈!忽然又不见,忽然又出现😝

  • @nurulaliea5809
    @nurulaliea5809 ปีที่แล้ว

    It says in the app that the principal e-cash is Shariah compliant money market fund

  • @kavindranrajindra8988
    @kavindranrajindra8988 3 ปีที่แล้ว +1

    Very informative
    I just invested

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Glad you liked it Kavindran!😊

  • @Syukurtuhan
    @Syukurtuhan 2 ปีที่แล้ว +1

    It's a good video but hehe I can't help but noticed that fork you used to cover your mic😅

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Hahaha hopefully it doesn't distract you from the video!

  • @sainadneko
    @sainadneko 2 ปีที่แล้ว +1

    Great and informative video. Thanks! 👍

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      Hehe glad you liked it! 😄

  • @dustyops
    @dustyops 3 ปีที่แล้ว +2

    Thanks for your review @Ziet Invests. Very helpful insight!

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Thank you very much! Glad you liked it 😄

  • @chinyanyie
    @chinyanyie 3 ปีที่แล้ว +3

    Sorry for the stupid question if I load some money to the normal e wallet but after that I full load the money when upgrade to go+ can i still use the go+wallet like normal?

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +9

      Hi Stanley, if you load money into GO+, your normal transactions will always subtract from your eWallet balance.
      When your eWallet balance is too low, then it will automatically eat into your GO+ account balance.
      Hope this helps!

  • @aloha_im_harshh
    @aloha_im_harshh 3 ปีที่แล้ว +1

    Good info man, tqsm

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +1

      You're most welcome Harshan!

  • @advent.j5036
    @advent.j5036 3 ปีที่แล้ว +3

    Its the fork for me😂👍

  • @danial888cash6
    @danial888cash6 2 ปีที่แล้ว +1

    Sepanjang video, baru i perasan u pegang fork, 😂😂

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      😂😂😂😂😂😂

  • @amirulsyahirah
    @amirulsyahirah 3 ปีที่แล้ว +1

    haha. please laaaa enable the top up tng card from e wallet. its annoying when u don't have cash and not enough balance in tng card to go on the mrt

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Haha exactly, especially when drop below RM 20 cannot enter car parks with TNG🥲

    • @asifhaja6070
      @asifhaja6070 2 ปีที่แล้ว

      I think the reason why they don't want people to reload the card via tng is because of the kiosk taking comission and tng themselves are profitting from this method of reload. Please advise me if I am wrong.

  • @seanchen9265
    @seanchen9265 3 ปีที่แล้ว +4

    like like...at least not like pokemon GO ; I kinda get the short term investment part thou...but one need lots of cash in the GO+ to get instant daily return then cash out the next day

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +2

      Yeah, even then, the return is really low, only makes the littlest sense for heavy TNG users. For the rest like me, nope :X

    • @seanchen9265
      @seanchen9265 3 ปีที่แล้ว +1

      @@ZietInvests the only way foward ---> if they open all their RFID toll lane. So far havent but i guess that's their 'final card'.

    • @seanchen9265
      @seanchen9265 3 ปีที่แล้ว +2

      @@ZietInvests i am paying my water bill using TnG thou but i am looking foward for TNB in the app. So far only Sarawak energy. Long term, i see the return as a way to pay off my bills too. Like a rebate in a way.

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +1

      @@seanchen9265 that sounds better! I think their app and brand have a lot of potential to go, just need to unlock them and it could be a really powerful malaysian app

  • @LeCatte
    @LeCatte ปีที่แล้ว

    Considering that its increasing to 3+% p.a. it seems more and more enticing

    • @ZietInvests
      @ZietInvests  ปีที่แล้ว

      Definitely a good place to park extra cash if you use tng frequently!

  • @thirumalai-8489
    @thirumalai-8489 3 ปีที่แล้ว

    Again it seem that I have to ask more questions. What if I have money in the acc and I die -covid destroys me.--what happens to the money?

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +1

      If no one claims for you, the government/tng take it lor

  • @cammydreamz
    @cammydreamz 3 ปีที่แล้ว

    Then how bout the 1.45+4% per anum? Take example of 9500 deposited in

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +4

      That’s another level of gimmick. It’s per annum basis, so on a monthly basis you would get a (Divided by 12) number. And their campaign usually runs for a few months only, so nothing special in my opinion.
      It is just a tiny bonus, if one really wants that, by all means go for it. But to me, it’s not worth the effort, its just a tiny bonus for a short period of time.

  • @johantoong4357
    @johantoong4357 3 ปีที่แล้ว

    Why is "ethnicity" required in personal info? How is that relevant to setting up a money market fund?

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      😂😂 they probably asked as part of their survey on their target group

  • @thewantedboy01
    @thewantedboy01 3 ปีที่แล้ว

    How about foreigners who live in Malaysia? Can use this go+?

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Hi fethi, I believe GO+ is only available for Malaysians at the moment :x

  • @gohyonghongluke3443
    @gohyonghongluke3443 2 ปีที่แล้ว

    Malaysia will be the first cashless payment country in South East Asia.

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +2

      Faster than Singapore? 🤔

  • @jotodd11
    @jotodd11 2 ปีที่แล้ว +2

    I prefer Grab anytime...I get way better deals/rewards if I use it as my main trxn for like anything...in one month >15000k points, man...there's a simple tactic to this...Touch n Go gives me nothing at all...it is just a boring app that acts like meh debit replacement card...Grab I just spend on my daily transactions with the Grab credit card, but spend however much I have in my debit card...basically still spending on what I can afford...best way to control expenses...just pay as frequently as you can your credit card to control your spending...

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      Haha to each of their own, i personally use a lot of Grab too, but for GrabFood only ;P

  • @aaronthiong5584
    @aaronthiong5584 3 ปีที่แล้ว +3

    as a student, what do you recommend for me to do with my money?

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +23

      1. Read up on what are assets / liabilities
      2. Learn new skills from internet in your free time (blogging, SEO writing, designing, see this video th-cam.com/video/Unm8rxOnidw/w-d-xo.html)
      Forget about getting rich with stocks/investments, you need income to able to sustain your investments. Focus on learning new skill, that will make you wealthier than owning some stocks at your age.

  • @jnyscollective
    @jnyscollective 2 ปีที่แล้ว

    what's with the fork??

  • @miszsnd6711
    @miszsnd6711 3 ปีที่แล้ว +1

    Can withdraw daily earning

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      How much are you getting each day?

  • @walter8758
    @walter8758 2 ปีที่แล้ว

    Saw very bad reviews on the TNG app. Seems they are asking for many personal details which in the opinion of the users are not necessary. Even apple gives a warning that the app can access your personal data in the device. What do you think of the security measures of the app and personal data?

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      Hmmm, this can be very subjective, imo it doesn't really matter since our database has long been wholesale all over the internet lol

  • @napinapi1865
    @napinapi1865 3 ปีที่แล้ว +1

    not the fork microphone holder :')))))

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      🤣🤣🤣

    • @HanisHamid93
      @HanisHamid93 3 ปีที่แล้ว

      Fork is danger cuz sharp, use spoon next time

  • @georgelee8280
    @georgelee8280 2 ปีที่แล้ว

    can youtrip card top up TNG?

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Hi George, you can now order the new Enhanced TNG card to reload TNG card through your TNG e-wallet app yeah

    • @georgelee8280
      @georgelee8280 2 ปีที่แล้ว

      @@ZietInvests thanks 😊

  • @duanzchannel1389
    @duanzchannel1389 3 ปีที่แล้ว +4

    My friend said "wow its haram" .i reply who the fuck care 🤷 .asb also haram because have 30bluechip company malaysia .adoi ....nak masuk masuk laa ,tak nak sudah .im already join after Go+ launch .i just add to my portfolio to fight inflation .

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +2

      😂😂😂😂 that is one way to put it haha! Janji happy 😝

  • @faraain4362
    @faraain4362 3 ปีที่แล้ว +1

    nak tnya , klau kita just upgrade tapi taknak melabur just nak upgrade untuk kita dapat transfer duit ke bank sahaja boleh ke?

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +1

      boleh, upgrade tu free je (klo x silap)

  • @lyc2249
    @lyc2249 2 ปีที่แล้ว

    It still have a little risk right. I want to ask what would need to happen for me to loss my money if i put a large amount in it?

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      Yup because it is not insured as far as i can recall; might have to check the prospectus or TNG's website for that

  • @thirumalai-8489
    @thirumalai-8489 3 ปีที่แล้ว

    Honestly i dont understand it but i have an acc and also GO/. Deposited RM10.00. I am trying to understand it. So far no useful info.

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      It's just like a sub-account that can generate higher % that's all

  • @danialprolol6138
    @danialprolol6138 3 ปีที่แล้ว +2

    nice mic holder
    , i mean fork XDDD

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Forkin nice right mate? 😂

  • @modanny
    @modanny 2 ปีที่แล้ว +3

    I just realized u were holding a fork 😭

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว

      😂😂😂surprise!

  • @nadafro3116
    @nadafro3116 หลายเดือนก่อน

    2024 and it's 3.49% p.a.

    • @ZietInvests
      @ZietInvests  หลายเดือนก่อน

      Still decent imo

  • @ZahidKalissik
    @ZahidKalissik 3 ปีที่แล้ว +2

    Smacked it!

  • @豪好来
    @豪好来 3 ปีที่แล้ว +8

    I can see they're implementing this to Malaysian towards digital world, very good
    sounds convenient and efficient
    but do not provide topup function in toll (at the same time the toll do not support e-wallet function)
    need me myself, walk with my barefoot(with shoes) to the petrol station at the side there for top-up.
    Why?just because the topup thingy doesn't make them money? 🤣🤣

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +4

      Haha beats me! I also wish to see more function to be implemented with the TNG ewallet app, so underused! It has so much potential to make our lives better!

  • @gqn2
    @gqn2 3 ปีที่แล้ว

    At least my toll money is not just sitting there.

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว

      Nothing wrong at all!

  • @davidlimcs168
    @davidlimcs168 2 ปีที่แล้ว +1

    After I saw this Video, I decided to uninstall Touch & Go

    • @ZietInvests
      @ZietInvests  2 ปีที่แล้ว +1

      Wait wut 😂😂😂

  • @euginiasindy9783
    @euginiasindy9783 3 ปีที่แล้ว

    jadi ada saran tidak kat mana yg bagus buat invest money . Dulu pernah invest melalui CP tp rasa tertipu nasib baik 3k je skrg sy waspada sblm invest. Sy ada letak jg 1k je dlm p*incipal tp bknewat Tng baru 1bulan je tdk tahu apa hasilnya.

    • @ZietInvests
      @ZietInvests  3 ปีที่แล้ว +2

      pulangan tng ni makan pun tak cukup bang 😂

    • @apekorjekome5341
      @apekorjekome5341 2 ปีที่แล้ว

      @@ZietInvests ada cadangan lain tak yang lebih baik dari tngo+ ni

    • @ekynnicholl_15
      @ekynnicholl_15 2 ปีที่แล้ว

      invest di indonesia saja lah.. bibit (reksadana = money market), bbca (stock), bbri (stock).. naik terus