Below are the estimated expenses of family of 4 living in Canada, Ontario region. Water/Electricity: 100-150 CAD Gas in winter : 100 Gas in summer : 50 around Internet broad bank : 70 Grocery + toiletries : 500-600 House rent : 2000-2500 If basement: 1200-1500 Family dinner : 30-40 Transportation: 200-300 cad Total : 3500-4000 CAD. Thanks 😊
That is very informative Video. Can you please make video on analysis "Is it worth to invest in Education as most jobs are manual labor and tough competition in higher Education and professions"
There are a few good basements that get a lot of sunlight which means bigger windows, so that might be manageable but usually without a job & credit score it's harder to get normal houses as well & basements are easier to get.
also, sometimes apartments are cheaper to get as you might get something which is all inclusive of utilities. Below is one of the apartment websites which might help you to get understanding. www.greenwin.ca/
Divya, very informative video! Have you enrolled your elder kid for daycare ? What is the expense and waiting period? Also for CCB is there a long waiting period ? Where do you stay ?
Hi Shraddha, Yes we have applied but are still in the queue for the last 3 months. CCB we haven't applied but we will apply once my husband's tax return is processed. We stay in milton
Education is free except university education, Toronto weather is extreme cold from December end till March but manageable and healthcare is good for general physician issues but specialist appointments take time
Hi Shilpa, First of all, if education is greater than six months then minor children coming to Canada with their parents need to apply for a study permit and you don’t need to provide a letter of acceptance from a school when they apply for a study permit. Second, if there is a fee or not you need to find the school district board, for example, Mississauga Ontario district board is Peel district board and contact them for example communications@peelsb.com , if they will charge a fee or not for such scenario as I am not 100% sure but I am assuming it should be free for work permit holders as they will be paying taxes. www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/study-permit/prepare/minor-children.html
here are additional details for Toronto School Board on the below thread , where they have told about in what scenario they don't charge a fee. So you definitely need to check with the respective school board for 100% surety. www.canadavisa.com/canada-immigration-discussion-board/threads/is-public-education-for-minor-dependents-of-international-students-free.726388/
👋 new viewer hoping you can add English sub. I can understand little Hindi because I'm married to indian guy but it will be a great option for subtitles 🙏
Hello, thank you for making good videos. It would be good if you can tell that is it possible to survive with one salary with family of four with 5000 CAD in hand after tax? Also what would be the average expense after owning the place where you are staying currently if we give 20% down payment? I would really appreciate if you answer my query
Hi Manjot, this is a personal call as the amount of money required depends upon your lifestyle, I can talk about my expectation which is around 5000$ per month after tax 2500 -2700 for a townhouse which can be reduced by 1000 if you are ok to live in basement or apartment + 1000$ for house expenses which will include grocery & once or twice a month going out including taxi plus some saving, 95% home cooking and no car And then start adding more money based on your need , car expenses for cheaper new car means 400-500$ per month + 100-200 for gas and 200$ for car insurance
on top of this if you buy a home your monthly expense will go up based on the monthly mortgage payment assuming you are planning to buy 800K - 1 million house, so you would need more money if you buy house for any additional cushion
Thank you for replying. I was calculating the cost of living in Europe vs Canada. As per my calculations it seems, In Canada 63 percent of the household income will go if we buy an apartment where as in Europe this is around 30 percent of the household income. Not sure is it worth moving to Canada from Europe. Even with 2 kids your household expense will not cross 50 percent whereas in Canada it will be 70 percent or event more. I am asuming 10000 CAD household income in Canada and 6000 Eur income in Europe
Thank you once again for replying. There are not many videos on TH-cam which gives realistic comparison between Canada and Europe. This is my personal feeling, with the crazy housing market in Canada it will be difficult to survive with one income of 5000 if due to some reason your partner is not able to earn. I know its a big decision to choose between Canada and Europe and looking at the cost of living in Canada it even more difficult. I always wanted to migrate to Canada because of culture and friends but now it looks difficult to me to choose Canada.
Below are the estimated expenses of family of 4 living in Canada, Ontario region.
Water/Electricity: 100-150 CAD
Gas in winter : 100
Gas in summer : 50 around
Internet broad bank : 70
Grocery + toiletries : 500-600
House rent : 2000-2500
If basement: 1200-1500
Family dinner : 30-40
Transportation: 200-300 cad
Total : 3500-4000 CAD.
Thanks 😊
Thank you so much for the video. Helped us a lot.
You're welcome!
What about Education for Kids what is the expense
Inflation has hit the price of curry. How's about a nice curry burger?
Hi Divya i am planning to move will it be a right decision..now family of 3 and i am a software engineer by profession...please guide me
Is it possible to live a comfortable live on 1 salary for a family of 4? How is calgary for living?
Thanks. Could you please share the types and number of clothing i should bring for kids (3&5yrs) of we land in May?
That is very informative Video. Can you please make video on analysis "Is it worth to invest in Education as most jobs are manual labor and tough competition in higher Education and professions"
Very useful information mam
Now what expenses wuth family tax
For 2 person family..how much cost....minimum...
Your videos are good... also can you suggest whether it is good to stay in basement with a kid .. specially during winters
There are a few good basements that get a lot of sunlight which means bigger windows, so that might be manageable but usually without a job & credit score it's harder to get normal houses as well & basements are easier to get.
also, sometimes apartments are cheaper to get as you might get something which is all inclusive of utilities. Below is one of the apartment websites which might help you to get understanding.
www.greenwin.ca/
and sometimes these apartments have one month or 2 month free rent offers
Divya, very informative video! Have you enrolled your elder kid for daycare ? What is the expense and waiting period? Also for CCB is there a long waiting period ? Where do you stay ?
Hi Shraddha, Yes we have applied but are still in the queue for the last 3 months. CCB we haven't applied but we will apply once my husband's tax return is processed. We stay in milton
Thank you very much.
Tell me about biritish Colombia exp😊
Is education free there?? How is the weather if i want to move with a 2 year old and how is healthcare system. Thank you.
Education is free except university education, Toronto weather is extreme cold from December end till March but manageable and healthcare is good for general physician issues but specialist appointments take time
Please is it possible to live a comfortable live on 1 salary for a family of 4? How is calgary for living?
Is it for a family of 3-4 or individual???
It is for family
Of four as mentioned :)
Will education for kids in public schools free if one holds a study permit or work permit?
Hi Shilpa, First of all, if education is greater than six months then minor children coming to Canada with their parents need to apply for a study permit and you don’t need to provide a letter of acceptance from a school when they apply for a study permit.
Second, if there is a fee or not you need to find the school district board, for example, Mississauga Ontario district board is Peel district board and contact them for example communications@peelsb.com , if they will charge a fee or not for such scenario as I am not 100% sure but I am assuming it should be free for work permit holders as they will be paying taxes.
www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/study-permit/prepare/minor-children.html
here are additional details for Toronto School Board on the below thread , where they have told about in what scenario they don't charge a fee. So you definitely need to check with the respective school board for 100% surety.
www.canadavisa.com/canada-immigration-discussion-board/threads/is-public-education-for-minor-dependents-of-international-students-free.726388/
👋 new viewer hoping you can add English sub. I can understand little Hindi because I'm married to indian guy but it will be a great option for subtitles 🙏
Mam rite now living in basement house?
Hi Shruthi, No, we are living in a stacked townhouse and rent is for that
can you speak English please ?
40 dollars??? Where?????
Sorry , what are you asking ?
Where is Mic 🎤 ?
Behind the camera :)
@@NautankiMom Volume is very low so need to change location 🙏
Hello, thank you for making good videos.
It would be good if you can tell that is it possible to survive with one salary with family of four with 5000 CAD in hand after tax?
Also what would be the average expense after owning the place where you are staying currently if we give 20% down payment?
I would really appreciate if you answer my query
Hi Manjot, this is a personal call as the amount of money required depends upon your lifestyle, I can talk about my expectation which is around 5000$ per month after tax 2500 -2700 for a townhouse which can be reduced by 1000 if you are ok to live in basement or apartment + 1000$ for house expenses which will include grocery & once or twice a month going out including taxi plus some saving, 95% home cooking and no car
And then start adding more money based on your need , car expenses for cheaper new car means 400-500$ per month + 100-200 for gas and 200$ for car insurance
on top of this if you buy a home your monthly expense will go up based on the monthly mortgage payment assuming you are planning to buy 800K - 1 million house, so you would need more money if you buy house for any additional cushion
Thank you for replying.
I was calculating the cost of living in Europe vs Canada. As per my calculations it seems, In Canada 63 percent of the household income will go if we buy an apartment where as in Europe this is around 30 percent of the household income.
Not sure is it worth moving to Canada from Europe. Even with 2 kids your household expense will not cross 50 percent whereas in Canada it will be 70 percent or event more.
I am asuming 10000 CAD household income in Canada and 6000 Eur income in Europe
Hi Manjot, Based on current canada's crazy housing prices, this can surely happen, we are here because it's easiest to get citizenship.
Thank you once again for replying.
There are not many videos on TH-cam which gives realistic comparison between Canada and Europe.
This is my personal feeling, with the crazy housing market in Canada it will be difficult to survive with one income of 5000 if due to some reason your partner is not able to earn.
I know its a big decision to choose between Canada and Europe and looking at the cost of living in Canada it even more difficult.
I always wanted to migrate to Canada because of culture and friends but now it looks difficult to me to choose Canada.
Need accommodation near fanshawe college London Ontario can you please me for the same
Start searching on realtor ca but usually credit check is done which means you will need a credit card
Not clear about expenses