😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632 Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!!
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I’ve had Plan G since 2023. I paid a deductible of $226 at the beginning of the year. I was in the ER 2 xs, urgent care a few times, CT scans, knee surgery, etc., never received an additional bill.
@ChrisSadowski-pp1np Yep my plan G is great about paying everything that Meducre doesn't but the premium keeps going up every year.When my husband passed away suddenly back in 2014, I lost 2/3 of my income. My plan which cost me around 135.00 when I retired, now costs me 289.00. I'm trying to live on my Social Security check. I am on a strict budget I can't afford the annual deduction and with the price of food going up and up, I can't afford enough groceries to last the month. I am in very bad health now so I can't switch to another company because the very second I type in heart failure they turn me down. I'm also trying to support my 50 year old manic depressive/ many other mental problems that I applied fir Social Security disability years ago and they turned him down. I'm 77 years old. 97 percent deaf, can't drive anymore by doctors orders. Can't afford a car and upkeep anyway. I'm stressed to the limit. I can't afford to live anymore
Thank you for helping everyone understand all this. I have "plan F" its been discontinued by Congress a few years ago. They claimed everyone on Plan F was hanging out at their Dr. too often and was abusing this plan LOL? I have done lots of things in my life but never hung out at Doctors because I have PLAN F that I still have, but no one can get it anymore.
Same for my Mom who rarely went to a doctor. My sister got her switched to a G plan to lower the premiums. A couple of years later she had a major medical event that cost a fortune surprisingly the part B deductible didn’t cause her to not get medical care🙄 It’s just an excuse to transfer some of the costs to the individual.
I got Plan N in New York, but I got it late, three years after getting regular Medicare Parts A and B. My plan N with AARP/UnitedHealthCare costs me $193.50/month this year; next year, the same plan goes up to $233.75. That seems a bit much to me! What's AARP up to? Would it make any sense to switch to the cheapest alternative every year, or stay with a strong company like UHC and hope future increases aren't so much?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I have Mutual of Omaha. Ist year was $96/m all year. This year it is approx $106/m. (I forgot and don’t want to look it up but about a $10 increase). (Edit) This is a plan G for me. (AARP isn’t up to anything except endorsements of business’ that pay them the most. Like more companies. AARP is NOT an insurance company)
@@catpaladin1AARP is a scam sham ploy pretending to be for the elderly. They are for making as much millions as possible. It used to be for helping old people back when it started in 1970's. It's all greedy stuff now.
I'm 81 w 1 thyroid pill no health issues I change from Aetna plan G 2025 I would have been paying $233.00 I changed to plan G w AllState @ $178.00 still got that $240 deductible An I don't have a co pay. Hope this helps I'm in IL.
I have G & am switching to N. The annual percentage increases in the long run are lower on N. Yes, you will pay $20 for a md visit but so what? You are paying less per month and u will get a smaller raise every year!
I agree! I always recommend Plan N first. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I've been on an ACA plan since 2021 and looking forward to going on a Medicare+Plan N next month! Found a Part D for 2025 that covers most my Rx. No More Networks!! Did some homework and I see a PCP and 9 specialists. None of them would be on the SAME Part C Network, so I don't want to start changing doctors (again). Also, turning 65 next month means that my Medigap plan will be the cheapest ever, with lower premium increases as I get older (no medical underwriting for now). Now, ALL of this could change in 2026, depending on what the new U.S. Administration does (RFK Jr in charge?!?!) next year.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I had to take an advantage plan when I enrolled as I was on SSDI at the time, it was all I could get with my health. I still have a advantage plan, I cannot complain. I am Blessed to have insurance!
I agree. Just make sure you review your plan every year. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Not true! When you first go on SS you cannot be denied medicare supplement medigap G ir N or any other plan based on your health. It us always 100% acceptance by law. If you continue it each year u can't be cancelled nor singled out for a higher premium if u get sick or use it alot or have mant claims. If you don't take it that 1st year, and continue it each year, only THEN can you be denied due to health.
My sister is in the same boat. Luckily there are 2 fee for service advantage plans in her area, one of which includes prescription coverage. There are no prior authorizations on this plan, a rare find in the advantage world.
Thank you for the information! I live in Michigan, have worked for the government for approximately 20 years and private industry 25 years. I turn 64 February of 2025. I am still working and plan to do so until FRA of 67. I admit I am clueless in choosing a medicare plan. I’ve watched your channel and have learned from your content and the comment section but still not secure in making the right choice. Can you share more about your partner agency, please. You’ve mentioned it’s a free service but they must need to make money for this individualized advice. I feel pretty vulnerable and don’t want to be taken advantage of in my effort. Thank you, sir for your choice to make these videos. I’ve shared your channel with coworkers my age.You are providing a very necessary service to the American public!
I have a Texas Medicare Advantage plan now and a different one for 2025 which pays 174.00 towards the part B with prescription coverage if needed. With my bills, the cost for one of the plans you list are way too expensive. Also, according to much research and ongoing information many hospitals are closing nationwide as well as numerous nursing layoffs. The medical environment is changing drastically. Hospitals and Doctors are high risk negative facilities not there to help patients in the least. Holistic care has always been my plan.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What is average cost of G or N plans? We have had FEHB now being moved to PSHB - never had to think about anything but original Medicare - no 13:46 worry till NOW
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
It really depends on the plan version and YOUR needs. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I am 76. Female widow. I have been with Omaha for years now it’s getting higher. Will they stay in good standing. It’s a g plan. Will hospital s begin not to except them
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
I’ll be calling the people you’re recommending. I’m think in I’ll be on a dual plan because I still get a partial SSI along with SSA. And my amount totals $943
Hello, give them a call and they'll see what you are eligible for. (352) 841-0632. They will review ALL the plans in your area and go over ALL your options. 100% FREE!
It depends on your state. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
Correct. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
The problem with all of them, even the 'cheap' Plan G, is that as you get older the cost will increase, generally every 6 months, and they are no longer cheap. But the alternative of getting a bill for tens of thousands of dollars is not real great either.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
My cousin bought a suppliment she's rich then they don't have d plan drug plan so she paid 50 a year for and got senior care .50 dollors a year but she don't use it just to say you have it.she uses good rx.i wish I could by medial suppliment plan I have united heath care advantage! What do you think
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
A lot of factors...might be time to shop around. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@billiesheads212 Thank Veep Harris for casting the deciding vote and Joe for signing this so called inflation reduction act into law. This law is the reason for massive increases. And remember if your drug(s) AREN'T in the formulary the 2K Ceiling DOESN'T apply. It's out of your pocket.
Is it useless to just have Medicare A&B not affording to get sick on any plan. Age 69 haven’t been to a doctor in 35 years (take no medications) since childbirth and take total care of my health nutritionally and physically so maybe drop paying $174 month for doctor office part of Medicare?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Not going to a doctor for 35 years can mean that a simple problem is not diagnosed before it becomes a major issue. The trouble with deciding what to do for insurance is not knowing what will happen in the future. I was in great health and suddenly developed a very rare condition that required a hospital stay, several specialists, and a very expensive drug that needed to be taken weekly for 8 months. i was fortunate enough to be thoroughly insured. If I had relied upon being healthy for most of my life and had minimal insurance, I would have had to spend many thousands of dollars. With the insurance, I got back all of the premiums I paid, many times over.
Our local Blue Cross (supposedly non-profit) offers Plans G and N on a community rated basis. Both cost over $400 per month (2024 rate) and surprisingly, plan N costs $27 MORE per month than Plan G. They do NOT offer a Part D plan, so one has to go elsewhere for that at a average in this area of over $100 per month, although there are some less expensive plans. Five hundred plus dollars a month in premiums make area Advantage plans look fairly good, even after this year's benefit reductions. There are two non-profit Advantage providers with a choice of about a dozen plans overall, plus at least a half dozen profit-making providers.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Don't forget to review your Part D. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I am retired and have Postal Service Health Benefits, I am not yet eligible for Medicare, but I am wondering if Medicare and a supplement plan like you talk about in this video, is less expensive then keeping my Postal plan and Medicare?my current Blue cross blue shield plan fee is approx. $600 for self plus one Thanks you
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Part b should cover it all.Sounds like a scam...And who can understand it all...especially the elderly...And those nasty tv commercials...OMG...You do have great info though.
@@MyGovExpert Fair point Dr Ed, but the moop with HDG is generally less than moop with advantage plan. HDG is a fair compromise between medigap and advantage. Plus I have 50 K plus HSA.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I don't have one... they are all different based on area and year. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632
Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!!
It’s a shame that Medicare is so complicated ☹️
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Thank goodness I have a incredible broker,he called me to tell my plan for Medicare is canceled for 2025,so he walked me through a new plan.
Get blue cross blue shield
I’ve had Plan G since 2023. I paid a deductible of $226 at the beginning of the year. I was in the ER 2 xs, urgent care a few times, CT scans, knee surgery, etc., never received an additional bill.
Unfortunately, that plan G premium will be an albatross around your neck by the time you're 85.
You are a God send! Thank you for your dedication and invaluable information!
@ChrisSadowski-pp1np Yep my plan G is great about paying everything that Meducre doesn't but the premium keeps going up every year.When my husband passed away suddenly back in 2014, I lost 2/3 of my income. My plan which cost me around 135.00 when I retired, now costs me 289.00. I'm trying to live on my Social Security check. I am on a strict budget I can't afford the annual deduction and with the price of food going up and up, I can't afford enough groceries to last the month. I am in very bad health now so I can't switch to another company because the very second I type in heart failure they turn me down. I'm also trying to support my 50 year old manic depressive/ many other mental problems that I applied fir Social Security disability years ago and they turned him down. I'm 77 years old. 97 percent deaf, can't drive anymore by doctors orders. Can't afford a car and upkeep anyway. I'm stressed to the limit. I can't afford to live anymore
@@ItsMe-rr9nh Even if it's $500 a month.
@@ItsMe-rr9nh Even if it's $500 a month?
Thank you for helping everyone understand all this. I have "plan F" its been discontinued by Congress a few years ago. They claimed everyone on Plan F was hanging out at their Dr. too often and was abusing this plan LOL? I have done lots of things in my life but never hung out at Doctors because I have PLAN F that I still have, but no one can get it anymore.
Same for my Mom who rarely went to a doctor. My sister got her switched to a G plan to lower the premiums. A couple of years later she had a major medical event that cost a fortune surprisingly the part B deductible didn’t cause her to not get medical care🙄 It’s just an excuse to transfer some of the costs to the individual.
Thank you so much for your time and explanation
You are very welcome
I got Plan N in New York, but I got it late, three years after getting regular Medicare Parts A and B. My plan N with AARP/UnitedHealthCare costs me $193.50/month this year; next year, the same plan goes up to $233.75. That seems a bit much to me! What's AARP up to? Would it make any sense to switch to the cheapest alternative every year, or stay with a strong company like UHC and hope future increases aren't so much?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Switch. AARP/United Healthcare jacks up prices every year. Even if you rarely use it. Same with their life insurance.
I have Mutual of Omaha. Ist year was $96/m all year. This year it is approx $106/m. (I forgot and don’t want to look it up but about a $10 increase). (Edit) This is a plan G for me. (AARP isn’t up to anything except endorsements of business’ that pay them the most. Like more companies. AARP is NOT an insurance company)
@@catpaladin1AARP is a scam sham ploy pretending to be for the elderly. They are for making as much millions as possible. It used to be for helping old people back when it started in 1970's. It's all greedy stuff now.
I'm 81 w 1 thyroid pill no health issues I change from Aetna plan G 2025 I would have been paying $233.00 I changed to plan G w AllState @ $178.00 still got that $240 deductible An I don't have a co pay. Hope this helps I'm in IL.
I have G & am switching to N. The annual percentage increases in the long run are lower on N. Yes, you will pay $20 for a md visit but so what? You are paying less per month and u will get a smaller raise every year!
I agree! I always recommend Plan N first.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Medigap plans are universal....they are exactly the same in each category, ie. plan N, plan G etc., so shop around for the cheapest one.
thank you for sharing your knowledge
I've been on an ACA plan since 2021 and looking forward to going on a Medicare+Plan N next month! Found a Part D for 2025 that covers most my Rx. No More Networks!! Did some homework and I see a PCP and 9 specialists. None of them would be on the SAME Part C Network, so I don't want to start changing doctors (again). Also, turning 65 next month means that my Medigap plan will be the cheapest ever, with lower premium increases as I get older (no medical underwriting for now). Now, ALL of this could change in 2026, depending on what the new U.S. Administration does (RFK Jr in charge?!?!) next year.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
God help us.
I had to take an advantage plan when I enrolled as I was on SSDI at the time, it was all I could get with my health. I still have a advantage plan, I cannot complain. I am Blessed to have insurance!
I agree. Just make sure you review your plan every year.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Not true! When you first go on SS you cannot be denied medicare supplement medigap G ir N or any other plan based on your health. It us always 100% acceptance by law. If you continue it each year u can't be cancelled nor singled out for a higher premium if u get sick or use it alot or have mant claims. If you don't take it that 1st year, and continue it each year, only THEN can you be denied due to health.
My sister is in the same boat. Luckily there are 2 fee for service advantage plans in her area, one of which includes prescription coverage. There are no prior authorizations on this plan, a rare find in the advantage world.
Thank you for the information! I live in Michigan, have worked for the government for approximately 20 years and private industry 25 years. I turn 64 February of 2025. I am still working and plan to do so until FRA of 67.
I admit I am clueless in choosing a medicare plan. I’ve watched your channel and have learned from your content and the comment section but still not secure in making the right choice.
Can you share more about your partner agency, please. You’ve mentioned it’s a free service but they must need to make money for this individualized advice. I feel pretty vulnerable and don’t want to be taken advantage of in my effort.
Thank you, sir for your choice to make these videos. I’ve shared your channel with coworkers my age.You are providing a very necessary service to the American public!
I have a Texas Medicare Advantage plan now and a different one for 2025 which pays 174.00 towards the part B with prescription coverage if needed. With my bills, the cost for one of the plans you list are way too expensive. Also, according to much research and ongoing information many hospitals are closing nationwide as well as numerous nursing layoffs. The medical environment is changing drastically. Hospitals and Doctors are high risk negative facilities not there to help patients in the least. Holistic care has always been my plan.
Do plan premiums increase during the year? And what is the best plan in 85635 area? thanks
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What is average cost of G or N plans? We have had FEHB now being moved to PSHB - never had to think about anything but original Medicare - no 13:46 worry till NOW
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
This helps a lot! Thank you
You're welcome!
Thanks so much!!
You're welcome!
What about Humana advantage plan?
It really depends on the plan version and YOUR needs.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What about if I have Medicare and medical. What group I need to choose ?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Medi medi right?
Can one switch from Plan G to another Plan G at Open Enrollment annually without medical underwriting?
I tried that it was still underwritten and they came back with a higher premium than I am paying. Baing on SS I can't afford plan G
I am 76. Female widow. I have been with Omaha for years now it’s getting higher. Will they stay in good standing. It’s a g plan. Will hospital s begin not to except them
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
They have the least raises on plan N. Just a copay of 20 to dr visits. No hospitals or drs dont take medigab plans. I do billing
I’ll be calling the people you’re recommending. I’m think in I’ll be on a dual plan because I still get a partial SSI along with SSA. And my amount totals $943
Hello, give them a call and they'll see what you are eligible for. (352) 841-0632. They will review ALL the plans in your area and go over ALL your options. 100% FREE!
If I am on Plan G high deductible and want to switch to Plan N in the future, would I have to go thru underwriting? TIA
It depends on your state.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Yes
@@MyGovExpert Absolutely YES
Washington state lets you change Medigap plans without underwriting.
That’s nice
VT doesn’t
Humana plans? Can we switch from Humana to regular Medicare?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
ED, can you do a talk on medical underwriting?
I've discussed it a few times. It's pretty easy. The broker asks you about 10-30 questions depending on the insurance company.
so the monthly premium for B is one price and then you pay another monthly amount for G or N plan?
Correct.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
thank you
You're welcome
What about plan C?
The problem with all of them, even the 'cheap' Plan G, is that as you get older the cost will increase, generally every 6 months, and they are no longer cheap. But the alternative of getting a bill for tens of thousands of dollars is not real great either.
That's incorrect......plan premiums are guaranteed for one year. And of course they go up as does everything in this world.
What do you think about scan health company?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
My cousin bought a suppliment she's rich then they don't have d plan drug plan so she paid 50 a year for and got senior care .50 dollors a year but she don't use it just to say you have it.she uses good rx.i wish I could by medial suppliment plan I have united heath care advantage! What do you think
Wait they will get rid of medicade as well.which is good
I have Plan A and B, B is 180.00 do I have to get Plan B it's costing me 180.00 month. I need dental insurance instead.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What is the reason for the 263% Part D increase of my plan?
@@rs4425 The inflation reduction act.
A lot of factors...might be time to shop around.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
My husband is 69 and I'm 67. We take no medications. Our D premium went up 500% from $5 to $25 so we switched from Aetna to Humana for $5.
@billiesheads212 Thank Veep Harris for casting the deciding vote and Joe for signing this so called inflation reduction act into law. This law is the reason for massive increases. And remember if your drug(s) AREN'T in the formulary the 2K Ceiling DOESN'T apply. It's out of your pocket.
what was that you said about being able to get you living ex spouses ss if we were married for 10yr
Is it useless to just have Medicare A&B not affording to get sick on any plan. Age 69 haven’t been to a doctor in 35 years (take no medications) since childbirth and take total care of my health nutritionally and physically so maybe drop paying $174 month for doctor office part of Medicare?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Not going to a doctor for 35 years can mean that a simple problem is not diagnosed before it becomes a major issue. The trouble with deciding what to do for insurance is not knowing what will happen in the future. I was in great health and suddenly developed a very rare condition that required a hospital stay, several specialists, and a very expensive drug that needed to be taken weekly for 8 months. i was fortunate enough to be thoroughly insured. If I had relied upon being healthy for most of my life and had minimal insurance, I would have had to spend many thousands of dollars. With the insurance, I got back all of the premiums I paid, many times over.
Correction: The penalty for delaying enrolling in Part D is 1% for each month that you go without Part D (not 1% per year).
Our local Blue Cross (supposedly non-profit) offers Plans G and N on a community rated basis. Both cost over $400 per month (2024 rate) and surprisingly, plan N costs $27 MORE per month than Plan G. They do NOT offer a Part D plan, so one has to go elsewhere for that at a average in this area of over $100 per month, although there are some less expensive plans. Five hundred plus dollars a month in premiums make area Advantage plans look fairly good, even after this year's benefit reductions. There are two non-profit Advantage providers with a choice of about a dozen plans overall, plus at least a half dozen profit-making providers.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Mutual of Omaha 90 a month plan N
Don't forget to review your Part D.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@@randyzeilinger9066 same group $96 for G for 2024. Just went up to $106 for 2025
What a mess of a mess!!!
Best comment yet. We just need to get rid of the insurance companies. They shouldn’t be riding roughshod over our healthcare.
I am retired and have Postal Service Health Benefits, I am not yet eligible for Medicare, but I am wondering if Medicare and a supplement plan like you talk about in this video, is less expensive then keeping my Postal plan and Medicare?my current Blue cross blue shield plan fee is approx. $600 for self plus one
Thanks you
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
never drop PSHB! Suspend if you want, so you can get back in.
Part b should cover it all.Sounds like a scam...And who can understand it all...especially the elderly...And those nasty tv commercials...OMG...You do have great info though.
Dr Ed since I'm cheap as you are. Why no love for HDG?
I agree. I like those, but a lot of people that consider those struggle to pay the deductible in later years. And their healthcare suffers.
@@MyGovExpert Fair point Dr Ed, but the moop with HDG is generally less than moop with advantage plan. HDG is a fair compromise between medigap and advantage. Plus I have 50 K plus HSA.
3.2% increase in 2025 ss income
OMG !😂
Which plan has a MedBed?😂
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What's you're favorite Medicare Advantage Plan?
I don't have one... they are all different based on area and year.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.