Appreciate a video on analysing increased share volumes and share values but no share price increase, these nos are published in the ST newspapers! why?
Great video as always. Beside identifying companies with strong moats paying growing dividends, an impt point is knowing when to buy at a Low risk price . Identifying such price by Intrinsic value calculations may not be practical as such calculation has many assumptions which may not be accurate and is tedious. Does your course teaches the When to buy and Sell in easy to apply formula? Tks
Thanks Philip! Yes, we teach how to value dividend stocks and REITs, and the best time to buy/sell based on these metrics. The metrics we use are simple and commonsense, and don't require complicated financial models. We believe in keeping things simple!
Pardon me, I think QAF forward dividend and yield is 2.34% not 5% (mentioned) asindicated from Chart in Yahoo Finance. Could help check in on this. Maybe I’m seeing the figures wrongly. Thank u.
Can incorporate margin financing on dividend stocks if you have some risk appetite... and get the dividend to go back paying the principal and interest (technically reinvesting back). Eventually the whole pot will belongs to you.
Yes, Malaysia doesn't have a dividend tax: taxsummaries.pwc.com/malaysia/individual/income-determination#:~:text=Dividend%20income&text=Dividends%20are%20exempt%20in%20the,against%20the%20recipient's%20tax%20liability.
Are SG Reits' dividends tax free or only stocks dividends are tax free? Or as long as it is dividend no matter it is Reits or Stocks they are tax free in SG? I think I heard something about 10% tax withholding for Reits in Malaysia. What about in SG? Thanks.
Hi Adam, dividends from Singapore stocks and REITs are tax-free. Malaysian REITs have a 10% withholding tax. www.iras.gov.sg/taxes/individual-income-tax/basics-of-individual-income-tax/what-is-taxable-what-is-not/dividends
Is dividend investing really safe? because QAF 5 years ago was 1.5, and capital wouldve dropped around 50%, despite the 5% dividend. How can we be sure that we should hold this long term with the assurance our capital will not depreciate further?
Great question! Even though many quality dividend stocks are relatively stable, it's still important to know when to enter and exit a stock based on its valuation. Five years ago, QAF was trading near their historical low yields and would have been a bad time to enter.
To sumise the whole video, is all about having sufficient capital and buying at the right time. Not easy for the common folks to buy the dips. How about DCA strategy for ppl with low capital.
understandably, the purpose of buying dividend stocks is to maintain steady cash flow but dividend are slow if you're not yet retired. I have a couple dividend stocks. I've rather opted for more aggressive approach. Investing has no one way to it if you ask me
Great video yet again! May I ask, what is the next common financial goal after hitting 100k by 30? Is it 200k by 35 or something like that? Have u guys heard of any?
Maybe can come out with video for ppl who had 10k or below will be better. Not all are as rich to have saving of 50k or more. Thanks. Also if possible come out with more recent example not using like 10 15yrs ago. That are history.
You can discount your returns with the rate of inflation: www.investopedia.com/terms/i/inflation_adjusted_return.asp#:~:text=What%20Is%20the%20Inflation%2DAdjusted,removing%20the%20effects%20of%20inflation.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns
Time. They invest prudently, avoid unnecessary risks, and let time and compound interest to run its course. Before you invest, it's also important to know what your financial needs/goals are, and to create a portfolio that's tailored toward achieving them. This will be different for everyone. You can use this free resource to help get started: fifthperson.com/how-to-start-investing-in-singapore-a-practical-guide-for-beginners/
to differentiate yourselfs from the many internet gurus, instead of giving retrospective examples you may want to give specific price & time-targeted stock picks. otherwise, its all just showcasing your 'wisdom' after a stock has popped.
Hi Kiat Yong, we totally understand where you're coming from. At the same time, we won't advise people what/when to invest in because everyone has different investment goals and risk profiles. Our channel is to educate our viewers and show them how we personally arrive at an investment decision (based on our research and analysis), so they too can learn how to make more informed decisions for themselves.
one of the best channels that get the brain cracking & not into the screen saving modes.
Thanks Eugene!!
I love bank stock, S-Reits , dividend stocks, after watching ur channel❤❤
Thanks for watching, Paul!
Appreciate a video on analysing increased share volumes and share values but no share price increase, these nos are published in the ST newspapers! why?
Thank you for such great insights. There are so many takeaways that I can use. New subscriber here from the Philippines.
Welcome! Glad to have you onboard!
Some good points - need to know what to buy when a crisis happens, given the environment at the time
Thanks! Yes, which is why doing research in the meantime and having a watchlist of quality stocks is so important
Great video as always. Beside identifying companies with strong moats paying growing dividends, an impt point is knowing when to buy at a Low risk price . Identifying such price by Intrinsic value calculations may not be practical as such calculation has many assumptions which may not be accurate and is tedious. Does your course teaches the When to buy and Sell in easy to apply formula? Tks
Thanks Philip! Yes, we teach how to value dividend stocks and REITs, and the best time to buy/sell based on these metrics. The metrics we use are simple and commonsense, and don't require complicated financial models. We believe in keeping things simple!
Pardon me, I think QAF forward dividend and yield is 2.34% not 5% (mentioned) asindicated from Chart in Yahoo Finance. Could help check in on this. Maybe I’m seeing the figures wrongly. Thank u.
We used historical dividends in our chart. Yahoo Finance uses forward dividends. Hope this explains!
Where do i start? Throught what app?
Why are you still bringing up $5.8 OCBC price? That price is history. It is always easy to talk in retrospective.....
Thank you for another great video. How do we know when there is a crisis in the Singapore stock market?
When prices crash 20% or more...
how much money did you put into the dividend to get that 10k per year?
How i usually calculate is : 10,000 / 4% (est yield) = 2500 x 100% = 250k
Can incorporate margin financing on dividend stocks if you have some risk appetite... and get the dividend to go back paying the principal and interest (technically reinvesting back). Eventually the whole pot will belongs to you.
DBS as a pure dividend play?
Is to have more money invested
For Malaysian investors, is it worth it after tax deductions and brokerage processing fee for dividends received?
Yes, Malaysia doesn't have a dividend tax: taxsummaries.pwc.com/malaysia/individual/income-determination#:~:text=Dividend%20income&text=Dividends%20are%20exempt%20in%20the,against%20the%20recipient's%20tax%20liability.
Are SG Reits' dividends tax free or only stocks dividends are tax free? Or as long as it is dividend no matter it is Reits or Stocks they are tax free in SG? I think I heard something about 10% tax withholding for Reits in Malaysia. What about in SG? Thanks.
Hi Adam, dividends from Singapore stocks and REITs are tax-free. Malaysian REITs have a 10% withholding tax.
www.iras.gov.sg/taxes/individual-income-tax/basics-of-individual-income-tax/what-is-taxable-what-is-not/dividends
Qaf paying more div than earnings. Is it sustainable?
Earnings have to recover or it's not sustainable in the long run
Importantly, make sure one re-invest the dividends !
Yes, even better!
Is dividend investing really safe? because QAF 5 years ago was 1.5, and capital wouldve dropped around 50%, despite the 5% dividend. How can we be sure that we should hold this long term with the assurance our capital will not depreciate further?
Great question! Even though many quality dividend stocks are relatively stable, it's still important to know when to enter and exit a stock based on its valuation. Five years ago, QAF was trading near their historical low yields and would have been a bad time to enter.
To sumise the whole video, is all about having sufficient capital and buying at the right time. Not easy for the common folks to buy the dips. How about DCA strategy for ppl with low capital.
You can apply a DCA strategy with a well-diversified ETF for dividends.
understandably, the purpose of buying dividend stocks is to maintain steady cash flow but dividend are slow if you're not yet retired. I have a couple dividend stocks. I've rather opted for more aggressive approach. Investing has no one way to it if you ask me
Yes! Your portfolio should be tailored toward your financial goals/needs.
Great video yet again! May I ask, what is the next common financial goal after hitting 100k by 30? Is it 200k by 35 or something like that? Have u guys heard of any?
Thanks! 100K by 30 is the first stepping stone. Past that, it's really up to you to define what your financial goals are. ($1M by 40?) 😊
Maybe can come out with video for ppl who had 10k or below will be better. Not all are as rich to have saving of 50k or more. Thanks. Also if possible come out with more recent example not using like 10 15yrs ago. That are history.
How to account for the effect of inflation?
You can discount your returns with the rate of inflation: www.investopedia.com/terms/i/inflation_adjusted_return.asp#:~:text=What%20Is%20the%20Inflation%2DAdjusted,removing%20the%20effects%20of%20inflation.
i have to move to Singapure
Come! You'll be most welcome here! 🇸🇬
any malaysian join the dividend machine before?
Yes, we have many Malaysians as members, and we cover Bursa Malaysia stocks and REITs in Dividend Machines too!
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns
Time. They invest prudently, avoid unnecessary risks, and let time and compound interest to run its course. Before you invest, it's also important to know what your financial needs/goals are, and to create a portfolio that's tailored toward achieving them. This will be different for everyone.
You can use this free resource to help get started: fifthperson.com/how-to-start-investing-in-singapore-a-practical-guide-for-beginners/
It is possible. I have invested $500,000 in 10 yrs ago in OCBC & now my PaperGain already $200,000 and my yearly return $20,000.
Well done! 👍👍
It is possible!
Yes it is!
Great
always that top 2% ! :)
Haha! 😂
easy, just need to have 1 million , then get 1% a yr
You don't need that much actually!
to differentiate yourselfs from the many internet gurus, instead of giving retrospective examples you may want to give specific price & time-targeted stock picks.
otherwise, its all just showcasing your 'wisdom' after a stock has popped.
Hi Kiat Yong, we totally understand where you're coming from. At the same time, we won't advise people what/when to invest in because everyone has different investment goals and risk profiles. Our channel is to educate our viewers and show them how we personally arrive at an investment decision (based on our research and analysis), so they too can learn how to make more informed decisions for themselves.
haha