BEST Credit Cards for Bad Credit 2024 - Unsecured Credit Cards for Low Credit Scores
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- เผยแพร่เมื่อ 21 ก.ย. 2024
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- TRAVEL: www.proudmoney...
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- BALANCE TRANSFER: www.proudmoney...
- GAS: www.proudmoney...
- BEST AMEX CARDS: www.proudmoney...
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NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
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Contact: Adam Jusko adam@proudmoney.com
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#badcredit #creditcards #credit
Support our channel by choosing your next credit card using one of the card links at:
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- BEST OVERALL: www.proudmoney.com/best-credit-cards-on-the-market/
- CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/
- TRAVEL: www.proudmoney.com/best-travel-credit-cards/
- BONUS: www.proudmoney.com/best-credit-card-bonus-offers/
- BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/
- GAS: www.proudmoney.com/best-gas-credit-cards/
- BEST AMEX CARDS: www.proudmoney.com/best-american-express-credit-cards/
- BEST CHASE CARDS: www.proudmoney.com/best-chase-credit-cards/
- BEST CITI CARDS: www.proudmoney.com/best-citi-credit-cards/
- BEST CAP ONE CARDS: www.proudmoney.com/best-capital-one-credit-cards/
- BUSINESS: www.proudmoney.com/best-business-credit-cards/
(We'll get compensated if you're approved, and we thank you kindly.)
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NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
What do think about Atlas credit card?
800s excellent credit
700s good credit
600s fair credit
500s bad credit
This keeps you motivated to improve when you look at it this way
You never know when you may hit a rough patch in life and this information may come in real handy as you’re trying to get yourself back on your feet.
Honestly, you can be 29 days late if you have to and it wont show on your report.
I owe Capital One so much, just with Capital One I rebuilt my score from 500 to 630!
I found this app called kickoff and I built my credit from zero to 668 lol I only had to deposit 5$ too but good job to you as well
Same. I was low 500s. Got a platinum offer and they gave me a higher credit limit and I built up my credit to 720s. They also offered an upgrade to a Savor One. They’re stingy with credit line increases but once I built my credit I was able to get higher limit cards.
For reals ?
@@nickimillennium
How long did it take for them to offer you the S1?
Hi, I have a capital one 500 limit card
How can I start my increases, if you have info on that...plz and thanku 😊
As much as that bottom tier sucks, if you follow the rules, it gets the job done and you can cancel once your credit profile starts improving!
Mission lane is a sleeper. 1.5 cashback, automatic every month. Better than my quicksilver
I can confirm that the Capital One Platinum secured Cards looks for an automatic 7 month credit line increase. My credit line jumped $500 automatically and helped my credit score as well. I actually didn’t realize they did this but was pleasantly surprised. Great card that has helped me rebuild pretty well over the past 7 months.
Well it's been bout 2 years now with secured capt 1 card and no increase
@@ssimp211 That is unfortunate.. You can always request one.
@@ssimp211it took me an entire 2 years and. 7 months to finally graduate to unsecured platinum, just last month. My tip what I did it. Zero your platinum unsecured card for a statement, and ask for a limit increase. They won't give you one but they WILL review your profile and likely graduate your card., I feel they forget to graduate us.
My advice is to get a secured discover card. You can start with $200 and add to that every month.
Make your payments on time and they will eventually refund your deposit and give you a credit line increase.
Hands down the best credit card for not so good credit.
Also customer service is excellent. I always been able to speak with someone who speaks good English and it seems like they genuinely care.
If I could only have one credit card I would keep my discover card.
In addition is their app is very easy to use.
I second this. They were my first credit card and super easy to sign up and use. Really helped build my credit up fast
I got approved for mission lane. Thank you.
what was your limit?
@@ristonalaimo5048 Only $500
Do you mind me asking what was your credit score when you applied?
@@Jastherealest 680
Exactly! 😅
I would say Merrick to be better than mission lane because Merrick does the double your credit line. 🤷🏼♀️
I would also suggest if anyone is thinking secure, don’t do US Bank because it’s rare when you graduate.
Capital one- don’t do quicksilver one as it is hard to get out of the AF one
Lastly, there is also Avant credit card which can help you grow.
But they do have a monthly maintenance fee, which sucks it’s not high Merrick
@@King45692 I didn’t have a monthly fee on mine. I suppose it’s still on what you qualify for. Despite it, if you’re rebuilding its best to stay away from most predatory lenders. Luckily, Merrick isn’t too predatory 😬
I have a credit one they’re not that bad I don’t have a monthly fee but I do have a $39 annual fee interest is high. My credit limit is $1200. It’s not good but it’s not great but it did help me get my navy federal credit union credit card.
I have credit one for 11 years. My limit grew to $3200 limit. I was at 500 Your 1200 may be low but you will get more, slowly, but more. They give small increases though like $200 each time.
Home Depot card give large credit limits with decent credit .
I don't like your videos ... I LOVE them (hahaha). Great informative video. I'm a big fan of you channel.
Great video as usual! It'll definitely help people who need a little bit of a rehab to their credit score and hopefully their discipline will lead them to better cards in the future
Thank you, my guy I was just looking up a credit card to get a rental car because I had a huge issue with that over the weekend at the airport. This video came in handy. Thanks again for doing what you’re doing. God bless.
Watched this video, applied to Mission Lane and was instantly approved. Thanx 💯
Mission lane is a good card
Exxon gas credit way back in the college days 😅
I used to want the Marathon card so bad. I might still get it if they make it right.
One card I think you missed from this list that would be great for bad credit is the Tomo credit card.
It takes forever to get. I’ve been on their waitlist for three months.
No way! The worst
@@meyertee8515 at the time that I posted the comment, I thought it was a great pick.
Once they added annual fee, I canceled my card immediately.
Thank you keep doing what you are doing!
I feel ashamed presenting my "Bad Credit" credit card. I feel like I am being judged =( . My credit score crashed during my divorce and medical bills. Now I am slowly building it back up.
I wonder if these types of cards can be added to a mobile wallet? If you tap pay no one can even see what the card looks like. Also, cashiers 99% don’t even look to see what kind of card you’re swiping.
If it makes you feel any better I got the amex gold for about 6 months, I use it everywhere and I've never had anyone even notice it.
medical bills don't affect credit scores
@@zacharyhall7466 wrong
I promise you nobody cares about your credit card it’s okay you’re overthinking it
DONT USE ANYTHING through SYNCHRONY BANK or CREDIT ONE
Why not?
Learned that a little too late bud lol
Great content as always, thanks Adam!!!
Awesome videos people, please keep up the awesome work people, you're welcome people!
Well lost some work went from a 680 to 540 been sued twice while nursing my mother dying of stage 4 gbm,got the car current then 2 more people wanted to sue because I wasn't able to pay three months while helping her,now I make 42.000 and can't borrow 5000 well I'll pay everything off and he'll with them😂😂😂😂😂
Denied on capital one
I would chose ollobor mercury before mission lane I own all three and only mission don't offer cash back, I have all no annual fee
Great information, thank you.
When applying for Credit cards, I have 3-4 that I'd like to apply for. Should I apply for them all at the same time to avoid get multiple hits to my credit score?
Please do a review for petal 1 Rise card for bad credit
Oh wow! I didn't know Mercury is for bad credit! I did research before choosing that offer in the mail and it being for bad credit didn't come up. I don't have bad credit and never did. So, should I keep the card or cancel it?
It depends on whether or not it’s serving your needs. I have 720 credit, an AMEX and Savor One and I keep a Mercury visa on-hand. I keep it because it has a decent credit limit at $4K and, because it’s a VISA, it makes for a good back up in case I go to a location that doesn’t accept AMEX or MasterCard.
@@nickimillennium Thanks! I have the Mercury visa with a 4K limit too and decided to keep it. It's a good card as long as you're not carrying a balance.
Whats a good fair credit cc to replace my Credit one Amex wth 1500 limit
great content!
Great content
thank you
Thank You
Second 2nd not too bad ? Great video as always
🥈
What about Macy's
Premier is also one that helps
Petal and Cap One doesnt work for bad credit
Details?
What do you consider bad? I just got a capital one card score was in the low 6s
Great vid
How do I go about canceling one of those bad cards if they won’t let me cancel
Canceling cards hurts your score
@@brandonwittcop it only subtracts from your utilization, depending on where your uti is at the time, it can have no impact if youre are responsible and have good uti. It remains on your credit report for 10 years after closure
@@GeeW-tf6jeyou also lose that credit history, which isn’t good if you’ve had that card for a couple of years.
Credit one is awesome!
@@youtubekeepscensoringme3357well if your paying your balance in full then the interest shouldn’t be a problem. It’s a good starter card for people with not so great credit.
@@kwardlaw42annual fees 99 doesnt go away. have to eventually try to upgrade card
wasted my time clicking on this video everybody knows 300 to 500 is considered bad credit not 600 & ^
No you didn’t , he talks about all tops all credit cards for 300 to 500 . He just used 600 as the ceiling. You have to watch the whole video
You silly guy. Watch the video
please do one for fair credit 630-690?
That one needs an update, but did do one about a year ago.
Citi, Amex, Discover, Cap1 are all available at those scores they just give you a 25% interest rate.
is 644 considered bad?
No
not good
Very 😂
It’s not terrible but it’s on the line of bad credit
This range is considered poor to bad credit depending on the company. You’re still in a good place though because you’re nearly 650 and overtime you can definitely get it up to at least 700.
MISSION LANE WILL DENY YOU
First?
🎉
🏆🏆🏆
best thing to do sometimes when you have low credit is to leave the game
Thats a bad take bruh. Anybody can get a secured card and if thats all you can get you should appreciate it.
@@BlackJesus8463 only god can judge me
@@berryzedzero lol
I think the point of video was to help those trying to build their credit. If you are in the game and get out, even if you clean up your credit, you will have no improvement in your credit scores. These cards can be a tool to improve credit while trying to clean credit profile if done right of course. Better option than leaving the game is to build good credit history while working on the bad stuff.
I love mission lane!
Me too. I got a Mission Lane right after a bankruptcy with a $1000 limit. They increased it by $100 in 6 months that I thought was pretty useless, but I didn't complain and then in 3 weeks later they raised my limit to $3600. Not bad, I think.
imo it's better to get the Petal 1 Rise Visa than mission lane because they both share the same thing but unlike Petal 1 rise it has cash back rewards