Join My Private community ( access to my exclusive content)- www.skool.com/london-9966/about *FREE STUFF* File Your LLC for FREE- tinyurl.com/bdfkzu5e Free discover call- sppmanagementinc.com/free-discovery-call Free DIY Credit Repair ( AI Software Included)- bit.ly/3HM1I35 Free Lender’s List- sppmanagementservices.ac-page.com/lenders-list 24hr hard inquiry removal guide- sppmanagementservices.ac-page.com/inquiry FREE Business Checking Account, (NO FEES)- novo.pxf.io/c/4566998/1253772/15435 *London Mentorship* 1 0n 1 Mentorship sppmanagementinc.com/free-discovery-call *Business Funding Products* Nav Prime business credit card ( NO Personal Credit Check) tinyurl.com/bdf44k49 * ROK Financial* No Hard Credit Check Business Loans tinyurl.com/yc8p6brf Get a virtual office here ( $99 discount use promo code LDC100 inside the link below) tinyurl.com/yf4z5ech PROTECT YOU AND YOUR FAMILY'S IDENTITY - Start a 14-day free trial: aura.com/london *Business Credit Ebooks* New LLC Build Business Credit- tinyurl.com/mvd3y8dj New LLC Fast Track Business Funding- tinyurl.com/4ucd8zzx
what if you had a previous personal bk more than 10 years ago and some of those bank were included in bk can you still get a business line or c/c credit with them
The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.
" It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid , instead of trying to be very intelligent."
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.
I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Crypto Trade(Bitcoin) and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.
Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.
If you are having problem getting approved for a business or personal loan because of your poor credit you might want to consider hiring a private loan attorney and also a credit expert, that knows the exact funding option that suit your business. My credit was very poor around 400 I never thought I would still be able to get approved for $156k business loan to finance my business project. So never give up and keep applying... your idea and business worth to get recognised. Stay Bless!!!
As an 11 years veteran myself I would like to explore all the opportunities that are available to us. If you don’t mind giving the the contact details of the loan attorney that help you out with your application please 🙏🏼
Planning ahead can really minimize taxes! I've made a smart reinvestments, especially with some great guidance from a pro for a half year now, and it's been a game changer. I was able to reinvest my RMD strategically, and I'm now pulling in about $25k a week, despite doing very little trading myself. It's a nice cushion against financial stress. Best of luck with your RMD decisions!
It's time to acknowledge that a return to 3% mortgage rates may be unrealistic. If homeowners are forced to sell, we will likely see a drop in home prices, leading to lower property valuations. I know I'm not the only one who shares this outlook.
If you're in the market, now is the time to buy. Home prices are unlikely to decrease further, and if interest rates do decline in the future, refinancing is always an option.
In my opinion, home prices need to decrease by at least 40% before the market finds balance. For those unsure about buying property right now, seeking advice from an experienced financial advisor for optimal portfolio allocation is crucial. This approach has worked for me-I’ve managed to stay profitable over the past five years, accumulating nearly $1 million in investment returns.
That's impressive! I'd be happy to share more details. I understand the hesitation, especially when it feels like many firms offer similar services. However, finding a trustworthy advisor has been key to my success.
Julianne Niemann Iwersen has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
Thank you for taking my advice. I'm glad you were able to research her background and feel confident moving forward. I hope your call goes well-her track record speaks for itself, and I'm optimistic you'll find her guidance valuable
I did stated income with Truist Bank in NC for a brand new LLC. I opened it in June of 2023 and two weeks later I got a 20K business credit card and the business isn’t even open yet. Just take action and make things happen. Great video, brother. 👍🏽
Excellent video. It clarified why Amex offered me a pre approved business platinum card with 120k points bonus. I used my sole prop Amex Plum card to pay for the fees to open an LLC, and boom Amex sent me an email stating that I am pre approved to apply using the LLC I had just opened 5 days ago. I haven't applied yet because I was a little nervous as far as what I was going to put for income since I just started the LLC. It should have occurred to me that Amex already knows that I haven't made a dime yet in that LLC because it was just opened. LOL
Look you guys you ain't gotta go through all that come up with $5k and purchase a shell or shelf company that's over 7 years old cause banks don't mess with company's too much if there of 5-7 years if they are earlier they look all up and down your business. This is how you do it look it up.
You are a lie, don’t buy a shelf Corp talking about getting history. Banks are hip to that they want verified tax reports for atleast last 2 yrs of taxes. Don’t get scammed
The information have gotten from here has really helped me bunch. My LLC is just six months old. They’ve always told me I can’t get funded anywhere, but let me tell you, I got funded today. I got information here, made my research, connect with the right people and got helped.
Sadly, banks continue to stumble, mortgage rates is on the rise with higher imports and lower exports, yet the FED is to lessen cost. So, where do we grow and safeguard our money now? something will eventually break if they keep raising interests and quantitative tightening.
Well agreed, I'm quite lucky exposed to finance at early age, started job at 19, purchased first home at 28, got married shortly afterwards to raise kids early. Going forward, got laid-off at 40 amid covid '19 outbreak, immediately consulted with an advisor in order to stay afloat and after subsequent investments, I'm barely 25% short of $1m ballpark goal as of today.
That's incredible! would you mind if I vet your advisor pleas? started investing in stocks november 2022, but not confident to make the correct investments as of now, seeking professional help to achieve my financial goals
My Financial adviser is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
@@LagerthaJackson Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
You are the source 🏆. My LLC is just 6 month old and I was able to get $89k approved in businesses loan funding to support my business capital. Your mentorship is a great tool! Excitement and joy all over my body 🎉💃🏽💃🏽
Hey London, I stumbled across this video and just by coincidence, I opened my first LLC a few days ago. Your platform is necessary to us newbies. Keep pushing this great financial literacy! I took great notes and will be implementing them this week!! 👏 👏
Thank you for the video. First, congrats to everyone who was able to get funding. I wish I had seen this video before I started it on my own and/or partnered with a 3rd party company. I am still trying to get funding. Even with good credit, on time payments, and a decent career; I have not been able to get funding for my new business venture. Watching this video and seeing those whom have gotten funding has encourage me to keep trying --but at the right time. Blessings to the creator of the video and everyone on the thread.
This channel provide helpful informations to secure funding. I got a whopping loan amount approved through the attorney information I got from this channel two months ago. Gladly I found this video again. Thank you so much you earn a new sub ❤️
How does a defunct business get a Paycheck Protection loan? I know of a business that has been shuttered for over a decade that got $120,000. Can your attorney help me
Thanks for this wonderful video you made that changed my life, I subscribed I came across a comment on your video some time ago about hiring a licensed loan editor on here and I decided to give it a try as to that moment it was my last possible option to taking the first step on my dream business and to my greatest surprise I was approved funding of $53k and just got funded, I’m in great awe,I’m sure some of you could tell my excitement. I’m finally off the haul of 9-5 job lol.
Congratulations on securing that loan, quick question. Can you explain a bit more about the role of a Licensed loan editor and how they assisted you in obtaining the loan?
@@ernestestrada625 A Licensed loan editor is a professional who specializes in helping businesses with their loan applications. They review and edit loan documents, ensure all necessary information is included, and provide guidance on how to present the business in the best possible light to lenders. They helped me organize and present my financial information effectively, increasing my chances of loan approval.
@@Lauraln-w1 During the loan application process, I faced challenges such as understanding complex financial requirements and ensuring all necessary documents were in order. However, with the help of the loan editor, I was able to overcome these challenges by gaining clarity and presenting my financial information accurately.
@@bobbywilliams21 Can you share any resources or websites that you found helpful for researching Licensed loan editors or obtaining information about business loans and grants?
Whether you’re an individual in need of a personal loan or a business in need of funding to expand your operations, it’s important to understand what financing options are available to you. Loans and grants are the two most common ways to obtain funding. While the two accomplish the same end result, grants and loans are fundamentally different. Before submitting an application for either one, it’s important to understand the difference between a grant and a loan.The main difference between a grant and a loan is repayment. A loan requires you to repay the money you borrow, whereas a grant does not. Grants are, essentially, a gift. In other words, they’re non-repayable. I really appreciate this Chanel for letting have full knowledge about it.
Absolutely life-changing service! I never knew a service could have such a profound impact check *911day-to-day* . It's like having a personal assistant for every aspect of life. Highly recommended!
yes because people keep telling me to build my business credit, and that I wont need to use my personal credit at all. I just started my LLC march 2024 and just received my Dun and bradstreet number this week. Everything that I have applied for has been denied. and I have been so discouraged. thanks for this video I am going to look into someone to help me build my personal credit as well as my business credit which is just brand new nothing on it.video very helpful. I will be staying tuned in with this channel. thanks again!
Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
I won't recommend gold and coop although it's a good investment. I'II suggest digital assets as it's the best future investment. It's advisable to seek financial assistance based on your available capital and area of interest or preference.
@ArridanoCasgrainThanks for sharing, I just looked her up on the web and I would sav she really has an impressive background in investing. I will write her an e-mail shortly.
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
I am so happy I came across this video today I watch business content all the time but this is the first video I felt explained detail by detail how to obtain business funding as a new business thanks for this gem .
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $485k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
Cioffibrown Alison* is the licensed fiduciary I use. he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me he strategy works hence my result. He provides entry and exit point for the securities I focus on.
I got a usbank and this video is very useful to me, thanks buddy. There’s some lending companies I know that grants loans up to 50k too at very reasonable interest rates.
Deposit and withdrawals don’t take too much time. The SBA grant process is very comfortable.. I highly recommend Financial Source both for novice and professional
I opened a business account at BOA for my LLC with no income from the llc yet also applied for a business credit card at the request of the banker and got approved for over 10k with no business income however, my personal credit is 800.
I been on TH-cam for about 6 months watching different TH-cam channels break down business credit and other gems. You stand at the top of that list. Best info I have gotten thus far. Greatly appreciate the free information.
I literally just filed for my LLC today, the timing of me seeing this video is impeccable!! Such great info bro! Keep it up!!!! Appreciate the information
@26sajdah thank you for saying this. The lesson we all have to learn is: you can get the business credit/business loan bag quickest once you have fixed up all issues on your personal credit file **first!** There's no shortcuts to it. Start today, and 30 days to 60 days later when your personal credit file is all nice, apply for as many business credit cards as you like.
@@_dayanaluna from my experience, as soon as your FICO reaches the minimum that that particular credit card issuer requires. But if you want to play it safe, you should wait until your FICO is at least 15 points above the minimum score required, just to give some wiggle room.
@@Londondagans to qualify for these stated income credit cards what would your credit score have to be? I have a 670 would I qualify once I get an LLC??? please help
To be honest, I will always be productive and appreciative to you Grantdocks for getting me approved for a $60,000 small business grant for my furniture business. What I could not do myself, you did it all in just a few days as you promised! You are magnificent and God bless you for your good deeds.
Everywhere ive checked they want my LLC to be at least 2 years old .. ive heard this a lot but thats what the issue i keep running in to. And ive checked all the ones these videos talk about
@Londondagans Thanks , ima re watch this video cause that is what I tried to do so I'm guessing I missed something lol .. thanks for the reply as well .
I remember doing “stated income” back in the early 2000’s to buy properties and then 2008 hit and that was the end of the “stated income” era but I see it’s creeping back!
How Awesome is That Wonderful information, My Business Credit Someone Used it through Bank of America so I'm Trying to Finalize My investigation Sometimes you have to investigate things to protect from these Thieves. Documented Well Said. Thank you Jesus for this information I need for my LLC Business.
So basically you’re saying if your personal credit is trash you can’t get business funding ? Although the LLC is supposed to separate the person from their business. I’m a criminal lawyer but for some reason many have asked me to be an agent on their LLC application and I know some of them personally have bad credit but thriving businesses.
Business account don’t show on personal credit profile so you are keeping it separate. Also, you can thrive in business with bad credit because of the revenue you make
Any business can choose any reliable person to be a registered agent for their LLC! It can be your aunt, a close friend, ect! Just looks more professional when it's someone with a profession.That's why they ask you to be their agent.
The best way to attain financial security and being debt free is making better investment decisions. I always tell myself you don't need that new Car or that vacation just yet and that mindset helps me make more money investing. For example last year I invested 70k in stocks and Defi and made about 380k, but guess what? I put it back and traded with her again and now I'm rounding up close to a million. Delayed gratification always pays off.
@@Meriamguetat Aside from a good capital, you will most importantly need the service of a broker who understands the market, with those you’d be able to preserve your capital and make high yields investment
@@Meriamguetat Having a broker is essential for portfolio growth and diversification. My broker is "Doris Janette Maule" You can easily search her on Google. She has extensive knowledge of the financial markets and will be of great help to you
Thanks great information but u right my score is at 750 and so far I have 2 Amex business cc / one for 2k and the other for 10k going for Chase Ink next 🎉
Did you have any business lender accounts reporting before? Did you wait to get your PAYDEX score with vendor accounts or did you have the business set up properly with great personal credit only?
To be honest I first received my offer through my NAV Business Account. For American Express The Blue Cash Rewards card. I said okay I will just take the pre approved offer and hard inquiry on my report and keep it moving. Got the card in minutes. After submitting well approved for like 2k. Noting was reported as of yet I just started NAV like one month before the offer I believe. I got approved for a Wells Fargo Business credit card also for 10K before American Express.
@mickeytorres6630: they been sending me pre approvals since 2022 for there chase Ink Business card. I still haven’t taken they offer. I can get that anytime. Maybe I will get it for the fun of it 2024. Got more important personal things to get in place before them
Uhh London and viewers, fyi: Stated income vs projected income refer to different types of income: Stated income represents the actual earnings or revenue generated by a person, business, or investment over a specific period, such as a year or a quarter. Projected income, on the other hand, represents income that is anticipated or forecasted to be earned or generated in the future.
Please allow me a copy of the list of banks and financial institutions that will provide funding for a fairly new LLC. I have not yet made much income which is hindering my growth without working Capital. No Doc situation up front could work wonders for my present and future although I have the EIN# and my LLC intact my personal savings I've exhausted having invested in my own business and now we're both in desperate need of financial support to lift off. Having the vision is just partly great but it becomes only a dream without the right mix to bring it to pass. Thank you for all you do.
I had less than $5k in my account yesterday! Today I received $78k from a startup business grant program, I applied for 2 weeks ago. I'm very happy the grantors found my idea very worthy of this investment, and awarded this money. Thank you so much for this opportunity.
Big ups to everyone working effortlessly trying to earn a living while building wealth. I am 50 and my wife 44 we are both retired with the net worth of over $3million with no depts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now earn monthly through passive income. .
Not quite long I started investing. I did a trial investment in stock like Disney but to be honest I don’t know what am doing and I don’t think I made anything either. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated. .
@@stephaniejose5565 investing requires higher knowledge. I invest across the top markets but not by myself tho. i follow the guidelines of Alexandra Diana Jose. you might have heard of her.. I can correctly say she’s worth her salt as a investment advisor as her diversification skills are top notch/ I say because i see that in her results as my portfolio grows by averages of 30 to 5O% on a monthly basis, unlike i can say for my IRA which has just been trudging along. my portfolio just mirrors what her place and not just on some particular industries of my choosing. .
@@stephaniejose5565 She is easy to find , make a quick research of her on the internet with her name Alexandra Diana Jose . She works with anyone independent of their location.•.
So if it's business credit that relies on your personal credit, once approved which credit is impacted by the new credit line, the business or personal? How does that relate to an Limited Liability company?
What if I recently tried to acquire credit on my personal and was rejected? Will that hurt my chances? I applied to 3 credit cards and got denied for 2 and I got approved for 1 with a $4K starting limit...
After I explicitly told the Bank of America banker not to, she purposely labeled me as the "owner" instead of the manager, etc. I requested the number for the Credit Analyst department to request reconsideration and a potential title change, but I was informed that I have to wait 24 hours to make the request. I'm feeling really frustrated about this situation!
I just opened a Cargo Van business in January of 2023, but the company has been open since January of 2020. At this time, I'm averaging $9 to $10K a month. I need funds to expand by purchasing a new vehicle to get a contract.
I wish people would post accurate information. Most of these cards you started report to business credit and your personal credit report. Which then hurts your personal credit because of the added debit. Also, BOFA you would need to have established business credit already in order to qualify for a credit card. Most new business don't have business credit.
I have Amex business cards and the only time they will report to personal credit, is if you go into a negative situation with them. None of the business cards I have report to personal from Amex because I keep them in good standing. Now Capital One will report to personal regardless, but he didn’t mention them.
@@kathryn428LLC? How much were you approved for of you don't me asking? Also did they consider your personal credit to get the credit card or that didn't matter?
They are going to want bank statements and look at your credit. Chase will not hand you $50,000 on a stated income anybody can do that. People go try it and then they run into roadblocks. And you never hear a response from the Blogger they got their clickbait
In my video, I state that they will look at your credit 100%. However, when it comes to your credit if you meet the requirements you can get up to $50,000 with no proof of income. Thank you for your feedback
@@Londondaganswhere dog? Had my first business in 2009 and learned about business credit then. 4th business now and Chase is NOT giving no 50k to any new business without 2 years of business tax returns. Credit alone isn’t going to do it. SBA doesn’t even do that. Micro loan Dept of SBA and the cap is 25k and you better have 10k in your new business account, a STRONG marketing and business plan, your books even have to be right even though you haven’t made a penny. Your right when you mentioned ESTABLISHED businesses. I hear you but you kind of misleading people who really want to learn how to get off the ground
Thank you- I was googling stated income loans as I listened to this bullshit - first lender i pulled up asked for 12-24 months of bank statements- mfs say ANYTHING tryna get a TH-cam CHECK- it’s like selling fake drugs In the streets or bullshit drugs - you ain’t gone last long selling bullshit 😂🤣 no return customers
I've been through this You're absolutely correct I had to get a refresher because I didn't know all five banks including the credit union. My situation with time is against me but we will get there and over my dead body I will not stop until we have succeeded and we are almost there. My question I will have Ben well I have been setting up the business structure with the LLC corporation I would like to add an S corporation underneath for these purposes only this company is going to compliment the first LLC and cover and eat taxes that will be profitable and then given to charity this will be an untouched account that will provide for others. Now three brand new startup LLCs do I have to change my names. Do I have to put one in my daughter's name?
I remembered vividly when it was just only my wife who had a good credit score in the house. We all depends on her. But now am buying houses and cars for myself and the former President of the house 😂. I built a good credit score miraculously
@@loganryan9375 Behold! You won a free “One week online tutor” with Andryey_cyberhacks with the following services coming up 23rd **** boosting of lower credit scores. Fixing of credit card and spy hacks
We just opened 2nd business location that's much larger and we wanted to get some funding. Tried SBA and got denied. AM EX business card approved for only $2k. We deposit between 50-120k every month. Used car lot. I don't want to get my credit hit with hard inquiries so not sure what to do. My personal credit should be 650-700. Fico is above 700
Are you risking your personal credit with these loans or just risking business credit profile or both? In other words they don’t report to personal credit? Pls also do a vid on what credit scores are needed?
They only report directly to your business credit initially, HOWEVER, if you fail to pay or you default (or do anything negative), since you are a guarantor, it will go on your personal credit report. For example, if you get an American Express Business Blue Plus card, it will go on your business' credit report. You continue to make payments, it stays there. However, if you start to miss payments or anything negative, it will then go to your personal credit report.
Look you guys you ain't gotta go through all that come up with $5racks and purchase a shell or shelf company that's over 7 years old cause banks don't mess with company's too much if there of 5-7 years if they are earlier they look all up and down your business. This is how you do it look it up.
Great video!! However, this $50k that we can get are credit cards, not loans? Still a little confused because chase told me about credit cards and not a loan because a loan requires 2 years of business. I just want to make sure I’m understanding everything to make the best decision for my business.
Correct, I am referring to Credit cards with 0% interest for a limited of time. A business loan or term loan requires financial statements such as paycheck stubs, tax returns etc...
@@Todd3black3to answer your 2nd Q.: i believe yes you can, if the card allows cash advance. Alternatively, use the card to pay for your business expenses
hey boss, thanks for the video:) Will definitely try them all. I have business account in Truist Bank, and personal too, also personals in TD and BoA. I just got a new LLC like 2 weeks ago. I also have another question pertaining to my LLC's NAICS code. I heard that the accuracy of this code literally relates to the amount of funding one can obtain, considering that everything else is done correctly. Can you please comment on this? Thanks ☺
So you mentioned that some banks have “stated income loans” but for all banks you mentioned here, you only mentioned credit cards. Which banks have stated income loans? I’m asking because I’m thinking of using the funds for a company vehicle essential to my startup. And if I purchase with a credit card, I’m only assuming the monthly payment for it will be really high. Or am I wrong?
Thank you for sharing this information. Does your credit utilization need to be 30% or less to qualify for any of the business credit cards you mentioned?
Question, do all of these banks listed happen to do a soft pull or hard pull on the personal credit side? Since you stated they will evaluate your personal credit score.
So my question was about the personal side of credit with the inquiries. Since the personal credit is leveraged to evaluate approval for the business credit. I was told inquiries on the business side don’t matter as much as the personal side. But I mean inquiries are inquiries, aware they can be removed. Just not sure if this will hit an inquiry on both or just the personal side.
@@Londondaganshard Inquican be removed off a business account.. I’m confused, I thought it’s your personal credit that’s being leveraged, don’t you mean you can remove it off your personal credit
So me and my wife are starting our own Amazon store and I’m trying to secure 3-$5000 to help purchase items for resale now instead of the 2 of us waiting on our personal checks from our jobs… any advice on how to get the money as quick as possible?
For their consumer cards, Amex is notorious for requesting that a 4506t(tax transcript) be completed after an approval. Has anyone experienced this while applying for their business cards as well?
@@hakimmuhammad6945 So the business blue cash card you had since last year, was this also under your LLC? Also were you a PG on that card as well, or was this solely under your business credentials? I'm seeking this info because I too have had American Expess, and within 60 days of my approval I received the dreadful 4506t request. You mentioned you just got approved a few days ago for a new card, so because of its age its still kind of early to know if that approval will stick. I hope that it does ,but just be aware that Amex can do a bait and switch at random. This is what I'm looking to avoid along with the inquiry before I reapply.
what if you had a previous personal bk more than 10 years ago and some of those bank were included in bk can you still get a business line or c/c credit with them
I Will FOREVER BE INDEBTED TO FINACIAL SOURCE . YOU HAVE CHANGED MY WHOLE LIFE I’ll CONTINUE TO PREACH ABOUT YOUR NAME FOR THE WORLD TO HEAR. YOU HAVE SAVED ME FROM A HUGE FINANCIAL DEBT
London, great content as usual. What I'm getting from this is that these five banks are start-up friendly but one still has to have decent to good personal credit, correct? I incorporated my business in 2021 in my state but still haven't really done any business because of my product development. Between 2021 and now I used my personal credit cards (I know, you're not supposed to do that - but I didn't know that at the time) and my credit score went from 709 to 614 simply because my credit utilization got hammered. Now what?? Credit repair?
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what if you had a previous personal bk more than 10 years ago and some of those bank were included in bk can you still get a business line or c/c credit with them
Bro stated income loans are now illegal in 2023... thanks for the info tho!
Can the process be done completely online? Or, do I need to go into a branch for some setup?
I'm wanting to open a business but I'm not sure what to do. Can you help ?
😊😂😂😊😊😅😅😅
The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.
Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.
" It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid , instead of trying to be very intelligent."
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.
I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Crypto Trade(Bitcoin) and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.
Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.
If you are having problem getting approved for a business or personal loan because of your poor credit you might want to consider hiring a private loan attorney and also a credit expert, that knows the exact funding option that suit your business. My credit was very poor around 400 I never thought I would still be able to get approved for $156k business loan to finance my business project. So never give up and keep applying... your idea and business worth to get recognised. Stay Bless!!!
Can you recommend the loan expert you work with?
I’m motivated. I have gotten applications rejections of recently and it’s keep me down mentally. Thanks for your words
Can you mention the attorney you work with
Congratulations on your approval? My credit is 510 and I’m looking for $500k loan with good interest rate to complete a commercial project.
As an 11 years veteran myself I would like to explore all the opportunities that are available to us. If you don’t mind giving the the contact details of the loan attorney that help you out with your application please 🙏🏼
Planning ahead can really minimize taxes! I've made a smart reinvestments, especially with some great guidance from a pro for a half year now, and it's been a game changer. I was able to reinvest my RMD strategically, and I'm now pulling in about $25k a week, despite doing very little trading myself. It's a nice cushion against financial stress. Best of luck with your RMD decisions!
25k a week? Amazing! how did you get started?
I signed up for a 1-on-1 trading session. It's like copy trading, but with personalized guidance.
the session was secure and a supportive way to improve your trading skills while earning, the best part is there's no upfront payment required at all
Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.
I suggest consulting with Patricia for guidance, This way you can get strategies designed to address your unique long/short-term goals
It's time to acknowledge that a return to 3% mortgage rates may be unrealistic. If homeowners are forced to sell, we will likely see a drop in home prices, leading to lower property valuations. I know I'm not the only one who shares this outlook.
If you're in the market, now is the time to buy. Home prices are unlikely to decrease further, and if interest rates do decline in the future, refinancing is always an option.
In my opinion, home prices need to decrease by at least 40% before the market finds balance. For those unsure about buying property right now, seeking advice from an experienced financial advisor for optimal portfolio allocation is crucial. This approach has worked for me-I’ve managed to stay profitable over the past five years, accumulating nearly $1 million in investment returns.
That's impressive! I'd be happy to share more details. I understand the hesitation, especially when it feels like many firms offer similar services. However, finding a trustworthy advisor has been key to my success.
Julianne Niemann Iwersen has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
Thank you for taking my advice. I'm glad you were able to research her background and feel confident moving forward. I hope your call goes well-her track record speaks for itself, and I'm optimistic you'll find her guidance valuable
I did stated income with Truist Bank in NC for a brand new LLC. I opened it in June of 2023 and two weeks later I got a 20K business credit card and the business isn’t even open yet. Just take action and make things happen.
Great video, brother. 👍🏽
I just opened up a Truist account. 2 weeks ago. I got a LLC fully structured been open for 2 months. My equifax 700+ .. that play fasure a go?
Thanks, bro, and good work 💪🏾
Can credit union work and online banking.
I need help getting it
Nc here too hmu plz I want to do a food trailer couple simple things that I’ve already sold before.
Hello!! how do you make such monthly, l'm a born Christian and sometimes I feel so down of myself 😭 because of low finance but I still believe God
You're correct!! I make a lot of money without relying on the government.
Investing in stocks and digital currencies is beneficial at this moment.
I just want to use this opportunity to say a very big thank's to Sonia duke and his Strategy, he changed my life.
Soina Duke program is widely available online..
This sounds so good andI would like to
be a party to this, is there any wayl can
speak with her?
Please who is this Mrs Sonia?
Excellent video. It clarified why Amex offered me a pre approved business platinum card with 120k points bonus. I used my sole prop Amex Plum card to pay for the fees to open an LLC, and boom Amex sent me an email stating that I am pre approved to apply using the LLC I had just opened 5 days ago. I haven't applied yet because I was a little nervous as far as what I was going to put for income since I just started the LLC. It should have occurred to me that Amex already knows that I haven't made a dime yet in that LLC because it was just opened. LOL
Look you guys you ain't gotta go through all that come up with $5k and purchase a shell or shelf company that's over 7 years old cause banks don't mess with company's too much if there of 5-7 years if they are earlier they look all up and down your business. This is how you do it look it up.
how you know if that company you buy is not in dept?
You are a lie, don’t buy a shelf Corp talking about getting history. Banks are hip to that they want verified tax reports for atleast last 2 yrs of taxes. Don’t get scammed
Lemme hold $5k
WHats a shell or shelf company?
It don’t even take 5k 😊 I get mines under $400 and build them
The information have gotten from here has really helped me bunch. My LLC is just six months old. They’ve always told me I can’t get funded anywhere, but let me tell you, I got funded today. I got information here, made my research, connect with the right people and got helped.
What your insta
What if someone don't have no LLC but want to get funded to start business
@foxcollin - what bank did you get approved with and how much ??
@@86-ManifestIt will be kinda difficult unless your credit is good. You might have luck with $1500 or less with bad credit though.
My email is on my bio
Sadly, banks continue to stumble, mortgage rates is on the rise with higher imports and lower exports, yet the FED is to lessen cost. So, where do we grow and safeguard our money now? something will eventually break if they keep raising interests and quantitative tightening.
ideally, you should consider financial planning to get the best results with your money, notwithstanding economy situation
Well agreed, I'm quite lucky exposed to finance at early age, started job at 19, purchased first home at 28, got married shortly afterwards to raise kids early. Going forward, got laid-off at 40 amid covid '19 outbreak, immediately consulted with an advisor in order to stay afloat and after subsequent investments, I'm barely 25% short of $1m ballpark goal as of today.
That's incredible! would you mind if I vet your advisor pleas? started investing in stocks november 2022, but not confident to make the correct investments as of now, seeking professional help to achieve my financial goals
My Financial adviser is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
@@LagerthaJackson Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
You are the source 🏆. My LLC is just 6 month old and I was able to get $89k approved in businesses loan funding to support my business capital. Your mentorship is a great tool! Excitement and joy all over my body 🎉💃🏽💃🏽
Wow that really amazing 👏🏽
Do you work with any loan attorney to get approved ? It yesterday please tell me how I can contact him/her
I have a 700 credit score
I need up to $500k to finance projects. Can you ready the attorney you used? I will pay
@luiswhite7519 700 dosent mean anything
Hey London, I stumbled across this video and just by coincidence, I opened my first LLC a few days ago. Your platform is necessary to us newbies. Keep pushing this great financial literacy! I took great notes and will be implementing them this week!! 👏 👏
update
Thank you 💪🏾. I'm glad the content is helping
@@0397rb how'd it go?
Wow. That part about Paydex was eye-opening. Great info and the presentation was on point with no fluff. Thank you.
Glad it was helpful!
Thank you for the video. First, congrats to everyone who was able to get funding. I wish I had seen this video before I started it on my own and/or partnered with a 3rd party company.
I am still trying to get funding. Even with good credit, on time payments, and a decent career; I have not been able to get funding for my new business venture. Watching this video and seeing those whom have gotten funding has encourage me to keep trying --but at the right time. Blessings to the creator of the video and everyone on the thread.
This channel provide helpful informations to secure funding. I got a whopping loan amount approved through the attorney information I got from this channel two months ago. Gladly I found this video again. Thank you so much you earn a new sub ❤️
Can you share the attorney information if you don't mind ?
@@dr.katrinahunter7578Hello beautiful doctor. Can you please give me a lead on how to contact this attorney ? I need help
❤
Congratulations
How does a defunct business get a Paycheck Protection loan? I know of a business that has been shuttered for over a decade that got $120,000. Can your attorney help me
Thanks for this wonderful video you made that changed my life, I subscribed
I came across a comment on your video some time ago about hiring a licensed loan editor on here and I decided to give it a try as to that moment it was my last possible option to taking the first step on my dream business and to my greatest surprise I was approved funding of $53k and just got funded, I’m in great awe,I’m sure some of you could tell my excitement. I’m finally off the haul of 9-5 job lol.
Congratulations on securing that loan, quick question.
Can you explain a bit more about the role of a Licensed loan editor and how they assisted you in obtaining the loan?
Are there any challenges or obstacles you encountered during the loan application process, and how did you overcome them?
@@ernestestrada625 A Licensed loan editor is a professional who specializes in helping businesses with their loan applications. They review and edit loan documents, ensure all necessary information is included, and provide guidance on how to present the business in the best possible light to lenders. They helped me organize and present my financial information effectively, increasing my chances of loan approval.
@@Lauraln-w1 During the loan application process, I faced challenges such as understanding complex financial requirements and ensuring all necessary documents were in order. However, with the help of the loan editor, I was able to overcome these challenges by gaining clarity and presenting my financial information accurately.
@@bobbywilliams21 Can you share any resources or websites that you found helpful for researching Licensed loan editors or obtaining information about business loans and grants?
JP Morgan Chase, Bank of America, PNC Bank, US Bank, American Express
You got it 👍🏽
Whether you’re an individual in need of a personal loan or a business in need of funding to expand your operations, it’s important to understand what financing options are available to you. Loans and grants are the two most common ways to obtain funding. While the two accomplish the same end result, grants and loans are fundamentally different. Before submitting an application for either one, it’s important to understand the difference between a grant and a loan.The main difference between a grant and a loan is repayment. A loan requires you to repay the money you borrow, whereas a grant does not. Grants are, essentially, a gift. In other words, they’re non-repayable. I really appreciate this Chanel for letting have full knowledge about it.
You need help because you need some money for a start up business or a personal or business grant .Finacial Source is the team you need to help you.
Financial source is the solution to all situations surrounding financial grants /loan Assist .. .
loan attorney Finacial Source approved my grants yesterday
What’sapp
+1
Thanks!
Thank you 💪🏾🙏🏾
When you have your Ile you can get a grant to start a business that what I do
How?
@@official_lyrics1876 ok are you ready to get your grant
@@official_lyrics1876 you can get your grant
Thanks I really appreciate you I got my grant the way you directed me 🎉
How does this work?
Thank you for this! I've been stuck because of extra things needed for starting my business after planning for so long.. This is gold! 👍
Gratitude 🙏🏾
Absolutely life-changing service! I never knew a service could have such a profound impact check *911day-to-day* . It's like having a personal assistant for every aspect of life. Highly recommended!
Finally- thank you for telling the TRUTH!
YOU MUST USE YOUR PERSONAL CREDIT IN THE BEGINNING!!!
yes because people keep telling me to build my business credit, and that I wont need to use my personal credit at all. I just started my LLC march 2024 and just received my Dun and bradstreet number this week. Everything that I have applied for has been denied. and I have been so discouraged. thanks for this video I am going to look into someone to help me build my personal credit as well as my business credit which is just brand new nothing on it.video very helpful. I will be staying tuned in with this channel. thanks again!
Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
I don’t rust them. They all gamble about the same thing which they are not even sure of. It's a waste of time
I won't recommend gold and coop although it's a good investment. I'II suggest digital assets as it's the best future investment. It's advisable to seek financial assistance based on your available capital and area of interest or preference.
True. Am not ready to gamble my money with anyone. That's sick, am looking at spending my savings and I can't afford to lose it.
@ArridanoCasgrainThanks for sharing, I just looked her up on the web and I would sav she really has an impressive background in investing.
I will write her an e-mail shortly.
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
I am so happy I came across this video today I watch business content all the time but this is the first video I felt explained detail by detail how to obtain business funding as a new business thanks for this gem .
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $485k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
Wow, that's stirring! Do you mind connecting me to
your advisor please. I desperately need one to diversified my portfolio.
I've actually been looking into advisors lately, the news I've been seeing in the market hasn't been so encouraging. who's the person guiding you?
Cioffibrown Alison* is the licensed fiduciary I use. he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television.
You can use something else. for me he strategy works hence my result. He provides entry and exit point for the securities I focus on.
Thats facts, most these youtubers will sell you in dream can get a loan in “60 seconds without credit” its waste of time. Appreciate your take on it👌🏾
I got a usbank and this video is very useful to me, thanks buddy. There’s some lending companies I know that grants loans up to 50k too at very reasonable interest rates.
No problem 🙏🏾
@schukerD same here please share because the biggest block I come across is starting capital
@schukerD The company is called “Credit Mirage “
Hi. Do you have any names
@@lew8250 CREDIT -- MIRAGE
Just left chase bank. I have new llc. My pwesonal credit is flawless and the only offered 2500 credit card. Like really
Thanks!
You're welcome and thank you for the support 💪🏾
I get grant easily when I get my llc 🎉
Ohh nice 🎉
Can you only get grants when you already have a business?
Deposit and withdrawals don’t take too much time. The SBA grant process is very comfortable.. I highly recommend Financial Source both for novice and professional
Financial source is the solution to all situations surrounding financial grants /loan Assist .. .
@@MasterSelfLove Yes absolutely
I opened a business account at BOA for my LLC with no income from the llc yet also applied for a business credit card at the request of the banker and got approved for over 10k with no business income however, my personal credit is 800.
PG
Great work 💪🏾💪🏾
Sis, I need your advice. I am new in this, what is your Instagram?
Were you used as a self guarantor for business credit?
@@MuvaLaNegra no
I been on TH-cam for about 6 months watching different TH-cam channels break down business credit and other gems. You stand at the top of that list. Best info I have gotten thus far. Greatly appreciate the free information.
Awesome! Thank you!
Facts
Information was very clear to understand
New to this. Trying to gain as much knowledge as possible. Thank you for sharing
That was a great video. Awesome. I’m going to these banks within the next 30 days. Thank you for your info.😂❤❤
I literally just filed for my LLC today, the timing of me seeing this video is impeccable!! Such great info bro! Keep it up!!!! Appreciate the information
Gratitude 🙏🏾
I got mine set up last week, I applied to chase but they rejected my application. Not sure why and my personal credit score is above 750.
SMH.
@KevinG1994 it's not just about a score it's your credit profile number of accts types of accounts
@@KevinG1994omg you’re lucky. My credit score was 731, now it’s 555. 🥴
I’ve wasted years trying to cut corners around elevating with bad credit. In 2023, I accepted that my personal credit has to be up to par. No options
@26sajdah thank you for saying this. The lesson we all have to learn is: you can get the business credit/business loan bag quickest once you have fixed up all issues on your personal credit file **first!** There's no shortcuts to it. Start today, and 30 days to 60 days later when your personal credit file is all nice, apply for as many business credit cards as you like.
Absolutely. Your credit must be in position
@@jalabi99how long would you say you should maintain good credit before applying for a business credit card?
@@_dayanaluna from my experience, as soon as your FICO reaches the minimum that that particular credit card issuer requires. But if you want to play it safe, you should wait until your FICO is at least 15 points above the minimum score required, just to give some wiggle room.
@@Londondagans to qualify for these stated income credit cards what would your credit score have to be? I have a 670 would I qualify once I get an LLC??? please help
To be honest, I will always be productive and appreciative to you Grantdocks for getting me approved for a $60,000 small business grant for my furniture business. What I could not do myself, you did it all in just a few days as you promised! You are magnificent and God bless you for your good deeds.
How much did you have to pay for the paper work to get done?
Everywhere ive checked they want my LLC to be at least 2 years old .. ive heard this a lot but thats what the issue i keep running in to. And ive checked all the ones these videos talk about
That's because you're asking for a business loan
@Londondagans Thanks , ima re watch this video cause that is what I tried to do so I'm guessing I missed something lol .. thanks for the reply as well .
I remember doing “stated income” back in the early 2000’s to buy properties and then 2008 hit and that was the end of the “stated income” era but I see it’s creeping back!
Stated income for credit cards but not mortgages
Great video! Thanks so much
It's back for mortgages as well. I close about 1 per month.
@@9chilidog good to know. I purchased 8 properties in the early 2000’s that way.
It is all too good to be true, you can’t get funded by those banks unless your personal credit is over 700
Nice delivery!
Ugh. Personal credit is trashed...was so excited about this at first.
Work on fixing it first it only take 6m
How Awesome is That Wonderful information, My Business Credit Someone Used it through Bank of America so I'm Trying to Finalize My investigation Sometimes you have to investigate things to protect from these Thieves. Documented Well Said. Thank you Jesus for this information I need for my LLC Business.
The most straight forward video on the subject. Thank you.
Thanks for watching. Are you subscribe?
So basically you’re saying if your personal credit is trash you can’t get business funding ? Although the LLC is supposed to separate the person from their business. I’m a criminal lawyer but for some reason many have asked me to be an agent on their LLC application and I know some of them personally have bad credit but thriving businesses.
Business account don’t show on personal credit profile so you are keeping it separate. Also, you can thrive in business with bad credit because of the revenue you make
Any business can choose any reliable person to be a registered agent for their LLC! It can be your aunt, a close friend, ect! Just looks more professional when it's someone with a profession.That's why they ask you to be their agent.
@@LondondagansSo if it's separate why do they use your personal credit as a basis for your Business loan?
exactly...personal credit is a contingency for biz credit approval
@@lovelyrich54to make sure u pay the loan back that's why banks are not dumb
The best way to attain financial security and being debt free is making better investment decisions. I always tell myself you don't need that new Car or that vacation just yet and that mindset helps me make more money investing. For example last year I invested 70k in stocks and Defi and made about 380k, but guess what? I put it back and traded with her again and now I'm rounding up close to a million. Delayed gratification always pays off.
I will really like to know how this things actually work and build my finance. My finance is in shambles.
@@DeniseGarcia897 There are quite a number of blue chip stocks and Defi assets available in the market, get in on them
@@Meriamguetat Aside from a good capital, you will most importantly need the service of a broker who understands the market, with those you’d be able to preserve your capital and make high yields investment
@@Meriamguetat Having a broker is essential for portfolio growth and diversification. My broker is "Doris Janette Maule" You can easily search her on Google. She has extensive knowledge of the financial markets and will be of great help to you
The mistake most people make is rushing into trading without adequate knowledge or guide
Thanks great information but u right my score is at 750 and so far I have 2 Amex business cc / one for 2k and the other for 10k going for Chase Ink next 🎉
Did you have any business lender accounts reporting before? Did you wait to get your PAYDEX score with vendor accounts or did you have the business set up properly with great personal credit only?
To be honest I first received my offer through my NAV Business Account. For American Express The Blue Cash Rewards card. I said okay I will just take the pre approved offer and hard inquiry on my report and keep it moving. Got the card in minutes. After submitting well approved for like 2k. Noting was reported as of yet I just started NAV like one month before the offer I believe. I got approved for a Wells Fargo Business credit card also for 10K before American Express.
@mickeytorres6630: they been sending me pre approvals since 2022 for there chase Ink Business card. I still haven’t taken they offer. I can get that anytime. Maybe I will get it for the fun of it 2024. Got more important personal things to get in place before them
Does the card show up as an inquiry on personal credit
@@gsp1634just applied for ink card, personal did take an inquiry
Uhh London and viewers, fyi:
Stated income vs projected income refer to different types of income:
Stated income represents the actual earnings or revenue generated by a person, business, or investment over a specific period, such as a year or a quarter.
Projected income, on the other hand, represents income that is anticipated or forecasted to be earned or generated in the future.
Very useful information, i will put to use ASAP
Talk about helping Somebody, Thank you My Brotheren. You are Appreciated!!
I appreciate that
@Londondagans can I get a free llc. And where do I apply for one at
I get my loaf approved with attorney she help make it easier for me to get it 🎉
@MonicaFreeman-xe3hf who are you
What the you what from me
What was the attorney's fee?
I did PNC and WF and they both asked for statements with a 815 credit score.
With a 3 yr biz. I did the projected income etc z it didn’t work
Unfortunately, even with an 815 your data points can be off or you didn't complete the process right. Schedule a call with me
Thank you at least someone being honest every bank he described the worst at getting approved for especially being black.
Good Job Sir Thank u. I Respect the Brother Smarts
If you have good credit you can get a loan to start your business
If I have a 730 with 3800 a month income with a good co-signer will I get approved for a new business loan?
@@Reagan-yb9deyes you can get it approved in a earlier way
@@Reagan-yb9de yea you can get it are you interested in getting it
@@Reagan-yb9de I can help you out with that
@@Flex-er4pi how so?
I'm just getting my LLC This was very helpful I know I've got a ways to go
Please allow me a copy of the list of banks and financial institutions that will provide funding for a fairly new LLC. I have not yet made much income which is hindering my growth without working Capital. No Doc situation up front could work wonders for my present and future although I have the EIN# and my LLC intact my personal savings I've exhausted having invested in my own business and now we're both in desperate need of financial support to lift off. Having the vision is just partly great but it becomes only a dream without the right mix to bring it to pass. Thank you for all you do.
Most banks in America have stated income business credit cards with no proof of income. Your personal credit needs to be in position
Well said brother you keep fighting on, I'll do the same. We've overcame much more, it's in our genes!! Love peace and Righteousness
I had less than $5k in my account yesterday! Today I received $78k from a startup business grant program, I applied for 2 weeks ago. I'm very happy the grantors found my idea very worthy of this investment, and awarded this money. Thank you so much for this opportunity.
what were the qualifications that you needed to apply for it?
@@pandawave6155 Depends on your kind of business?
Big ups to everyone working effortlessly trying to earn a living while building wealth. I am 50 and my wife 44 we are both retired with the net worth of over $3million with no depts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now earn monthly through passive income. .
Not quite long I started investing. I did a trial investment in stock like Disney but to be honest I don’t know what am doing and I don’t think I made anything either. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated. .
@@stephaniejose5565 investing requires higher knowledge. I invest across the top markets but not by myself tho. i follow the guidelines of Alexandra Diana Jose. you might have heard of her.. I can correctly say she’s worth her salt as a investment advisor as her diversification skills are top notch/ I say because i see that in her results as my portfolio grows by averages of 30 to 5O% on a monthly basis, unlike i can say for my IRA which has just been trudging along. my portfolio just mirrors what her place and not just on some particular industries of my choosing. .
@@stephaniejose5565
@@paigehuston2060 please how do i get in touch with her.
Impressive. Would you mind sharing some more details. I’d like to have a talk with her. .
@@stephaniejose5565 She is easy to find , make a quick research of her on the internet with her name Alexandra Diana Jose . She works with anyone independent of their location.•.
Im liking the way you explain just applied for my LLC. Thanks!
I TRULY ENJOYED UR VIDEO, WHICH ARE VERRRRRY INFORMATIVE!!!😊
Will definitely need this. Got a high risk business but it's in an unsaturated niche.
Thank you! I recently established an LLC and woke up thinking of reaching out to Banks to get funding for expenses. God send.
So if it's business credit that relies on your personal credit, once approved which credit is impacted by the new credit line, the business or personal? How does that relate to an Limited Liability company?
Exactly! I would like to understand that math too!
The Business credit lines report on the business credit report...
What if I recently tried to acquire credit on my personal and was rejected? Will that hurt my chances? I applied to 3 credit cards and got denied for 2 and I got approved for 1 with a $4K starting limit...
Where did you apply for that credit card from? And what all did you have to do?
After I explicitly told the Bank of America banker not to, she purposely labeled me as the "owner" instead of the manager, etc. I requested the number for the Credit Analyst department to request reconsideration and a potential title change, but I was informed that I have to wait 24 hours to make the request. I'm feeling really frustrated about this situation!
This was very helpful. This was my first video & I subscribed! Be blessed :)
Awesome! Thank you! 🙏🏾
I just opened a Cargo Van business in January of 2023, but the company has been open since January of 2020. At this time, I'm averaging $9 to $10K a month. I need funds to expand by purchasing a new vehicle to get a contract.
Schedule a discovery call
I wish people would post accurate information. Most of these cards you started report to business credit and your personal credit report. Which then hurts your personal credit because of the added debit. Also, BOFA you would need to have established business credit already in order to qualify for a credit card. Most new business don't have business credit.
Ok. Thank you, Jane Doe........
I have Amex business cards and the only time they will report to personal credit, is if you go into a negative situation with them. None of the business cards I have report to personal from Amex because I keep them in good standing. Now Capital One will report to personal regardless, but he didn’t mention them.
That's not true. I got a business credit card the same day I opened my business account at BOA no established credit.
@@kathryn428LLC? How much were you approved for of you don't me asking? Also did they consider your personal credit to get the credit card or that didn't matter?
@@lovelyrich54 10k business credit card. I'm sure it was based on my personal credit as I had not started making any business money at that time.
Thank you for the information and advice
I noticed a poster on your wall “MAMBA MENTALITY”
Curious to know
Mamba means crocodile in Swahili
Thank you. I am a big fan of Kobe Bryant (RIP)
Thanks for the free lenders list😊
You're welcome 🔥
They are going to want bank statements and look at your credit. Chase will not hand you $50,000 on a stated income anybody can do that. People go try it and then they run into roadblocks. And you never hear a response from the Blogger they got their clickbait
In my video, I state that they will look at your credit 100%. However, when it comes to your credit if you meet the requirements you can get up to $50,000 with no proof of income. Thank you for your feedback
@@Londondaganswhere dog? Had my first business in 2009 and learned about business credit then. 4th business now and Chase is NOT giving no 50k to any new business without 2 years of business tax returns. Credit alone isn’t going to do it. SBA doesn’t even do that. Micro loan Dept of SBA and the cap is 25k and you better have 10k in your new business account, a STRONG marketing and business plan, your books even have to be right even though you haven’t made a penny. Your right when you mentioned ESTABLISHED businesses. I hear you but you kind of misleading people who really want to learn how to get off the ground
@@godssonlaz120 the keyword you are saying is LOAN... I’m saying income-stated unsecured business credit cards. Big difference
Thank you- I was googling stated income loans as I listened to this bullshit - first lender i pulled up asked for 12-24 months of bank statements- mfs say ANYTHING tryna get a TH-cam CHECK- it’s like selling fake drugs In the streets or bullshit drugs - you ain’t gone last long selling bullshit 😂🤣 no return customers
@@godssonlaz120yes SBA is tough for new businesses
I got my loan approved
How
@@ryanburgos-jimenez7344 we have to talk about that
Thank you so much I get my loan approved too.
@@ryanburgos-jimenez7344 are you still interested in getting your loan to
@@ClaraNancy-ru4lvhow?
Great Information! 👍🏾🏆
I've been through this You're absolutely correct I had to get a refresher because I didn't know all five banks including the credit union. My situation with time is against me but we will get there and over my dead body I will not stop until we have succeeded and we are almost there. My question I will have Ben well I have been setting up the business structure with the LLC corporation I would like to add an S corporation underneath for these purposes only this company is going to compliment the first LLC and cover and eat taxes that will be profitable and then given to charity this will be an untouched account that will provide for others. Now three brand new startup LLCs do I have to change my names. Do I have to put one in my daughter's name?
I remembered vividly when it was just only my wife who had a good credit score in the house. We all depends on her. But now am buying houses and cars for myself and the former President of the house 😂. I built a good credit score miraculously
I only built up my credit scores
Who’s the former president of the house 😂
@@loganryan9375literally he’s referring to the house who had been good taking care of the house with her good credit score (card)
@@loganryan9375 Behold! You won a free “One week online tutor” with Andryey_cyberhacks with the following services coming up 23rd **** boosting of lower credit scores. Fixing of credit card and spy hacks
No one is an island; but there is perfection!
We just opened 2nd business location that's much larger and we wanted to get some funding. Tried SBA and got denied. AM EX business card approved for only $2k. We deposit between 50-120k every month.
Used car lot.
I don't want to get my credit hit with hard inquiries so not sure what to do.
My personal credit should be 650-700. Fico is above 700
I got you…Schedule a call
Are you risking your personal credit with these loans or just risking business credit profile or both? In other words they don’t report to personal credit? Pls also do a vid on what credit scores are needed?
They only report directly to your business credit initially, HOWEVER, if you fail to pay or you default (or do anything negative), since you are a guarantor, it will go on your personal credit report. For example, if you get an American Express Business Blue Plus card, it will go on your business' credit report. You continue to make payments, it stays there. However, if you start to miss payments or anything negative, it will then go to your personal credit report.
they will approve you based on your personal credit as well..these are not no pg apps
Look you guys you ain't gotta go through all that come up with $5racks and purchase a shell or shelf company that's over 7 years old cause banks don't mess with company's too much if there of 5-7 years if they are earlier they look all up and down your business. This is how you do it look it up.
appreciate you sharing this information , very helpful !
Thank you, I love to hear it
Thank you for the content. Question: do you have to open a business checking account with each one before you apply for the $50K business credit card?
No, but it does help.
So how would I apply? I’m a little lost
Great video!! However, this $50k that we can get are credit cards, not loans? Still a little confused because chase told me about credit cards and not a loan because a loan requires 2 years of business. I just want to make sure I’m understanding everything to make the best decision for my business.
Correct, I am referring to Credit cards with 0% interest for a limited of time. A business loan or term loan requires financial statements such as paycheck stubs, tax returns etc...
@@Todd3black3to answer your 2nd Q.: i believe yes you can, if the card allows cash advance. Alternatively, use the card to pay for your business expenses
@@Todd3black3him500
@@Londondagansyour video made it sound like these banks offer stated income LOANS as well as cc’s not just cc’s
Convenience checks, PayPal, Stripe, Zelle, etc
hey boss, thanks for the video:) Will definitely try them all. I have business account in Truist Bank, and personal too, also personals in TD and BoA. I just got a new LLC like 2 weeks ago. I also have another question pertaining to my LLC's NAICS code. I heard that the accuracy of this code literally relates to the amount of funding one can obtain, considering that everything else is done correctly. Can you please comment on this? Thanks ☺
So you mentioned that some banks have “stated income loans” but for all banks you mentioned here, you only mentioned credit cards.
Which banks have stated income loans?
I’m asking because I’m thinking of using the funds for a company vehicle essential to my startup. And if I purchase with a credit card, I’m only assuming the monthly payment for it will be really high.
Or am I wrong?
What happen if you’re business go bankrupt?. How ull pay back then?
Great content 🎉🎉🎉
Thank you 🙌
Thank you for sharing this information. Does your credit utilization need to be 30% or less to qualify for any of the business credit cards you mentioned?
I recommend 10% or lower credit utilization. 30% is mediocre
@@Londondagans Okay, thanks.
Question, do all of these banks listed happen to do a soft pull or hard pull on the personal credit side? Since you stated they will evaluate your personal credit score.
Hard pull but hard inquiries can be removed on business accounts 💪🏾
So my question was about the personal side of credit with the inquiries. Since the personal credit is leveraged to evaluate approval for the business credit. I was told inquiries on the business side don’t matter as much as the personal side. But I mean inquiries are inquiries, aware they can be removed. Just not sure if this will hit an inquiry on both or just the personal side.
@@weupful did you ever get an answer for this I’m curious myself
@@Londondaganshard Inquican be removed off a business account.. I’m confused, I thought it’s your personal credit that’s being leveraged, don’t you mean you can remove it off your personal credit
So me and my wife are starting our own Amazon store and I’m trying to secure 3-$5000 to help purchase items for resale now instead of the 2 of us waiting on our personal checks from our jobs… any advice on how to get the money as quick as possible?
Happy for you guys. Got my funding secured with a another method you wont mind giving a trial because it was quick with not very much requirements
Hi! Where do you go (website) to get a dnb number for a new LLC?
Thank you in advance!
Great information. You just broke it down so simple and for free. I know there’s more but thank you 🙏.
Nothing is free boo and there are details he still has not mentioned
For their consumer cards, Amex is notorious for requesting that a 4506t(tax transcript) be completed after an approval. Has anyone experienced this while applying for their business cards as well?
@@hakimmuhammad6945 good work 💪🏾
@@hakimmuhammad6945 So the business blue cash card you had since last year, was this also under your LLC? Also were you a PG on that card as well, or was this solely under your business credentials? I'm seeking this info because I too have had American Expess, and within 60 days of my approval I received the dreadful 4506t request. You mentioned you just got approved a few days ago for a new card, so because of its age its still kind of early to know if that approval will stick. I hope that it does ,but just be aware that Amex can do a bait and switch at random. This is what I'm looking to avoid along with the inquiry before I reapply.
Got Business Blue last year, no problem. I have had a relationship with Amex back to the mid 80’s though.
Thanks for sharing I created my llc in 2020 having issue finding financing
@@sweetcapricorndo the Navy Federal hack and build a relationship
File your llc for free 🎉
what if you had a previous personal bk more than 10 years ago and some of those bank were included in bk can you still get a business line or c/c credit with them
Can the process be done completely online? Or, do I need to go into a branch for some setup?
HOW?
@Laewrence Can you please send me the name of your attorney? I would love for him to get my loan approved so I can get started soon. Thank you.
What credit score is need it to be approved for such?? Just got my LLC. 5 months ago one source sad 680 is a mus to get such funds
That not true
Your credit profile plays a bigger part. The data is what matters. Credit scores alone can be misleading. Schedule a call with me
He's the best 👍 very informative.
So when you put your PG with your business credit what kind of score do you need? And will it be a hard credit pull on PG?
680 but it's based on your credit profile. It can be a soft pull or a hard pull but it depends on the bank
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Great video. You explained it well. Thank you.
You're welcome! 🙏🏾
London, great content as usual. What I'm getting from this is that these five banks are start-up friendly but one still has to have decent to good personal credit, correct? I incorporated my business in 2021 in my state but still haven't really done any business because of my product development. Between 2021 and now I used my personal credit cards (I know, you're not supposed to do that - but I didn't know that at the time) and my credit score went from 709 to 614 simply because my credit utilization got hammered. Now what?? Credit repair?