I am a bank teller, and I just have to say I love when people know exactly what they want. Even if you don't, thats ok! We will figure it out together. I get paid to serve you and I am happy to do so. I do love striking up conversations about the cash envelopes, so much fun to get ideas and inspiration from others!! You're awesome Alyssa!!!
Does your main bank have Zelle? The Capital One app does and you just go into Capital One, press on your checking account, hit “Send Money With Zelle,” request however much from your main account using your phone number or email you have linked to your main bank account and then you confirm the transfer either through your email/text or in your main accounts app and it goes through immediately even during non-business hours💝
LOL you must edit that out!!! 😂😂 I’m a new subscriber, trying to get my spending under control so we don’t go into card debt (AGAIN)!! your videos are so helpful!!
It would be great if you showed your running tally for your debt snowball after you figure out what you'll be contributing to it every paycheck. It would make it so much more exciting to see that money at work!
I just bought my 1st wallet today for cash envelope purposes!!! I'm so excited!!!! Soon I'll be getting the one you have!!! Thank you so much for all the inspiration!!!
I had my $500 emergency fund before I started (because I was under the income threshold that Dave Ramsey recommends the lower emergency fund for) but then when my income went up, I was doing sinking funds while simultaneously increasing my emergency fund to the full $1000.
I love your videos!!😍 i decided to start my own planning videos! For 2019 I was inspired to plan and budget for the year and your videos make me want to❤️
I love your videos so much! I messaged you once before that you inspired me to start working my way out of debt and start using a cash envelope system. I get paid once a month as a state employee so it's been a little bit of trial and error figuring out what works best but I think I'm getting there. In December my cat ended up getting hit by a car (he's 100% fine and healed!) but it ended up being over $1,000+ dollars in emergency vet bills, and BECAUSE of the cash envelope system, I had that money put away and was able to pay for my cat's care without charging up a credit card or being unable to afford it. Thank you so much for taking the time making these videos! :D
you may get a better deal on health insurance if you aren't under your parents one, and use youe own income in the health care market i pay like 30 a month cuz I qualified for a discount credit. something to look into next year
How are you feeling about your filofax system? Do you like it better than your previous system? I love your videos and they inspired me to start mine!!!
Thank you for these videos! My boyfriend and I have just started following Dave Ramsey's baby steps, but budgeting is my weak point. I love that you take everything out of the bank and then deposit before a bill is due. I just took all our money out of the bank and I'm a little overwhelmed with how many bills and subscriptions the two of us have. Hopefully watching these videos will keep us inspired and on track. Thanks again and sorry for the paragraph!
Even with only 15 hours a week I’ve managed to pay off one source of debt and I’m slowly working on my credit card but it’s down from 500 to like 250 so not bad.
I wish I was paid biweekly, I love running the numbers when I get a paycheck and putting every extra cent on my debt snowball. After payday I eagerly wait a month to make a new budget. Never went over budget so far, but I want time to fly haha. Oh well, I'll just watch your video's instead to live vicariously through you
I am a manager for a retail store and when we get change we ask for a specific amount of money so me asking tellers for specific denominations doesn't bother me one bit lol thanks retail!
Just a quick observation: Why don’t you just Zelle the money to yourself instead of transferring it and having to wait the 2-3 business days? My two bank accounts are the Capital One 360 and Bank of America. I get paid through my BOA account and all of my bills come out of Capital One. So when I know the number I need to transfer, I use Zelle so it’s immediate. The 2-3 business day transfer makes me nervous lol
Does your boyfriend also budget using this method? I notice you don't have a go out to eat envelope, do you just not go out to eat or use your spending envelope?
He doesn't! I'd be happy to teach him if he wanted to but right now he's managing his money just fine without my help 😂 I have Celiac disease that has gotten VERY sensitive and very serious over the last year, so I very rarely can go out to eat unless I REALLY trust the place we're eating. And when we do go out I usually take it out of my spending envelope 😊
I wish I got paid as much as you lol. I get paid $160 weekly sometimes more and sometimes less. That’s with 2 jobs but hopefully I can get a third job to help me get more income.
first and foremost no but I’m also not going to quit those jobs anytime soon. They have been there for me since I graduated high school and when I quit my cashier job they gave me the other job. I love the jobs they just don’t pay much so I’m trying to find a job that will go around their schedules.
I am a bank teller, and I just have to say I love when people know exactly what they want. Even if you don't, thats ok! We will figure it out together. I get paid to serve you and I am happy to do so. I do love striking up conversations about the cash envelopes, so much fun to get ideas and inspiration from others!! You're awesome Alyssa!!!
You're awesome! I'm sure you calm people's anxiety by being so friendly and understanding! I hope you get a raise 😂
Girl, me too!! 😂😂
I started this in October and I have over 5k saved !! Thankyou for this idea
WOW! 😍 you're killing it!
Love your videos!!! I started this process in December and just paid off $457 in credit card debt. Great start to 2019!
shadowmusic09 great job!
You're amazing!
Yay! 👏👏
Does your main bank have Zelle? The Capital One app does and you just go into Capital One, press on your checking account, hit “Send Money With Zelle,” request however much from your main account using your phone number or email you have linked to your main bank account and then you confirm the transfer either through your email/text or in your main accounts app and it goes through immediately even during non-business hours💝
I went to my bank teller Thursday and I gave her my little slip and she was like “awesome” lol
watched a 10 min ad so that you can get that extra TH-cam revenue
You are by far the most organized envelope stuffer!! 🙌🏻🙌🏻🙌🏻
Oh my gosh, really? I feel so unorganized sometimes 😂
LOL you must edit that out!!! 😂😂 I’m a new subscriber, trying to get my spending under control so we don’t go into card debt (AGAIN)!! your videos are so helpful!!
It would be great if you showed your running tally for your debt snowball after you figure out what you'll be contributing to it every paycheck. It would make it so much more exciting to see that money at work!
moltryon yesssss!!
i’m obsessed with these videos 😭😭
Same Its so satisfying to watch and holds me over until my next paycheck when I can stuff my own envelopes and budget 😂
I just bought my 1st wallet today for cash envelope purposes!!! I'm so excited!!!! Soon I'll be getting the one you have!!! Thank you so much for all the inspiration!!!
Did you have your emergency fund or baby step 1 completed before you started sinking funds?
I had my $500 emergency fund before I started (because I was under the income threshold that Dave Ramsey recommends the lower emergency fund for) but then when my income went up, I was doing sinking funds while simultaneously increasing my emergency fund to the full $1000.
I love your videos!!😍 i decided to start my own planning videos! For 2019 I was inspired to plan and budget for the year and your videos make me want to❤️
I love your videos so much! I messaged you once before that you inspired me to start working my way out of debt and start using a cash envelope system. I get paid once a month as a state employee so it's been a little bit of trial and error figuring out what works best but I think I'm getting there. In December my cat ended up getting hit by a car (he's 100% fine and healed!) but it ended up being over $1,000+ dollars in emergency vet bills, and BECAUSE of the cash envelope system, I had that money put away and was able to pay for my cat's care without charging up a credit card or being unable to afford it.
Thank you so much for taking the time making these videos! :D
Oh my gosh, I'm so glad your cat is okay! I'm so glad you were able to cash flow the whole thing! That's what this is all about 😍 You're so awesome!
I like your video for cash video ht s good to watching your TH-cam video from Nikki Thomson xxxx
Omg My Favorite Is On. I just Ordered So Cash Envelopes To Start My Cash Stuffing..
Hi. Did you tell us your new eating plan??? If so which video
you may get a better deal on health insurance if you aren't under your parents one, and use youe own income in the health care market i pay like 30 a month cuz I qualified for a discount credit. something to look into next year
Yes, I definitely will be looking into being on my own once open enrollment comes around!
How are you feeling about your filofax system? Do you like it better than your previous system? I love your videos and they inspired me to start mine!!!
Where is housing costs?
I also got an extra $3 this paycheck, weird!
HOW WEIRD!!
Thank you for these videos! My boyfriend and I have just started following Dave Ramsey's baby steps, but budgeting is my weak point. I love that you take everything out of the bank and then deposit before a bill is due. I just took all our money out of the bank and I'm a little overwhelmed with how many bills and subscriptions the two of us have. Hopefully watching these videos will keep us inspired and on track. Thanks again and sorry for the paragraph!
Loved the video! Can’t wait to see the next one 🥰
Even with only 15 hours a week I’ve managed to pay off one source of debt and I’m slowly working on my credit card but it’s down from 500 to like 250 so not bad.
I wish I was paid biweekly, I love running the numbers when I get a paycheck and putting every extra cent on my debt snowball. After payday I eagerly wait a month to make a new budget. Never went over budget so far, but I want time to fly haha. Oh well, I'll just watch your video's instead to live vicariously through you
I got super frustrated trying to sell things on EBay, I’m going to look into Mercari! Thanks for the tip!
Have you ever tried the 52 week savings challenge or $5 challenge? Would love to see your take on these types of savings options.
Retail workers always ask for specific denominations when we go to the bank. This is no different! ❤
I am a manager for a retail store and when we get change we ask for a specific amount of money so me asking tellers for specific denominations doesn't bother me one bit lol thanks retail!
Lol that July mistake in the beginning 😂
Ugh I can't with myself 😂
You have pretty nails. I love watching how you budget.
Try the madewell road trippers first you will love them!
Haha, $50 bills are pretty annoying lol
I hate my job takes out so much for taxes and insurance 😕
Can you get health ins with your work? My company offers it and its $150 for my kids and i
Unfortunately open enrollment has passed so I have to wait until I think July before I can try and join my work's health insurance.
What do you pay for your pets get with?
Just a quick observation:
Why don’t you just Zelle the money to yourself instead of transferring it and having to wait the 2-3 business days?
My two bank accounts are the Capital One 360 and Bank of America. I get paid through my BOA account and all of my bills come out of Capital One. So when I know the number I need to transfer, I use Zelle so it’s immediate. The 2-3 business day transfer makes me nervous lol
I could probably pretty easily do that, but so far the transfer time hasn't negatively impacted me so I just haven't bothered 😂
Alyssa Herbert totally understand! I was more curious if the thought ever crossed your mind, is all :)
for the bills that are drafted do you have them draft out of your capital one account?
Yes I do! I have a capital one checking called "Money for Bills" and that's where I set up all of my auto-pays to draft from.
Does your boyfriend also budget using this method? I notice you don't have a go out to eat envelope, do you just not go out to eat or use your spending envelope?
He doesn't! I'd be happy to teach him if he wanted to but right now he's managing his money just fine without my help 😂 I have Celiac disease that has gotten VERY sensitive and very serious over the last year, so I very rarely can go out to eat unless I REALLY trust the place we're eating. And when we do go out I usually take it out of my spending envelope 😊
I wish I got paid as much as you lol. I get paid $160 weekly sometimes more and sometimes less. That’s with 2 jobs but hopefully I can get a third job to help me get more income.
You know Dave would say to work towards a better job, right?
first and foremost no but I’m also not going to quit those jobs anytime soon. They have been there for me since I graduated high school and when I quit my cashier job they gave me the other job. I love the jobs they just don’t pay much so I’m trying to find a job that will go around their schedules.
💵🌈💵🌈💵🌈💵🌈💵🌈💵
I’m always so curious.. how old are you?
24!
Yay another video xx
We got the same name lol well my whole middle name 😋
🥰***
Alyssa, I just wanted to tell you, you’re one of the TH-camrs that inspired me to start my channel and track my finances!! ❤️
Thank you so much! ❤️