The (almost) Daily Dividends Pie on Trading 212: Do I like it? Ft.

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  • เผยแพร่เมื่อ 2 ม.ค. 2025

ความคิดเห็น • 48

  • @TheDividendExperiment
    @TheDividendExperiment 2 หลายเดือนก่อน +33

    Thanks for having me on Jubair!

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  หลายเดือนก่อน +4

      You're very welcome Chris! Thanks for participating.

    • @lordblackwood880
      @lordblackwood880 11 วันที่ผ่านมา

      We never see your face divexp. Any reason for this?

    • @TheDividendExperiment
      @TheDividendExperiment 11 วันที่ผ่านมา

      @ yep originally because I wanted the idea of The Dividend Experiment (the concept/rules) to stand alone as an idea not be attached to me as a person, then it just carried on that way as habit.
      Feel like it’s been animation video + the mascot for so long it would be weird to switch now plus it’s convenient to make these types of videos while travelling compared to set up filming myself with good lighting etc.

    • @lordblackwood880
      @lordblackwood880 11 วันที่ผ่านมา

      @TheDividendExperiment fair enough. Sounds very batman ish. Divexp is the hero we didn't know we needed and very much the hero we got.

    • @TheDividendExperiment
      @TheDividendExperiment 11 วันที่ผ่านมา

      @@lordblackwood880 haha I like that

  • @TheCompoundingInvestor
    @TheCompoundingInvestor หลายเดือนก่อน +7

    Great video. Interesting to see the history behind the Daily Dividend Pie and also how successful and popular it has become.

  • @84riquelme84
    @84riquelme84 หลายเดือนก่อน +5

    I started investing 18 months ago and copied this pie for half my portfolio. Since then I have broken the link and sold a few of the positions to consolidate into ones I like more.
    Was a great introduction to investing to get started.

    • @devlintube9610
      @devlintube9610 หลายเดือนก่อน +1

      What did you tweak out of interest?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  หลายเดือนก่อน +1

      I think it's a great motivator for sure, I wouldn't put my life savings in it, but it helped me get started in the beginning with Trading 212

    • @OH2023-cj9if
      @OH2023-cj9if 3 วันที่ผ่านมา

      So did I, it was just throwing dividends in to companies that were being subsidised or carried.
      I de-linked.
      With £10K in it, I made 3% and cut my losses. It was an expensive mistake.

  • @barbaracurley4958
    @barbaracurley4958 หลายเดือนก่อน +2

    Great video! Learnt a lot about daily dividends pie

  • @staysafehealthy
    @staysafehealthy หลายเดือนก่อน

    Thanks for sharing and giving me confidence in Trading 212! I’ve been exploring options for opening my first Stocks and Shares ISA account, and this really helped.

  • @trickydicky90
    @trickydicky90 หลายเดือนก่อน +2

    Unless you retired, go for a combination of dividend and capital growth. Otherwise, stick it in a 5% cash income account. UK, compared to the US, is more dividend orientated but look at their capital growth as a result. S&P 500 doubled in the time the FTSE100 has gone backwards. Couple with the fact the pound is now crashing so assets in dollars rise in pound terms. Dividend investment has its place , but if you starting out new to this game, go more for growth.

    • @Terrainahead1
      @Terrainahead1 3 วันที่ผ่านมา

      Great explanation. If you’re younger take more risk,

  • @barbaracurley4958
    @barbaracurley4958 หลายเดือนก่อน +1

    Just to ask if it's possible to put the pie into a Stocks and Shares ISA?

  • @Simon-uj6qo
    @Simon-uj6qo หลายเดือนก่อน

    Hi Jubair, thanks for the video. I’m still learning. Two questions spring to mind. The first is is there a charge if I want to copy a pie? Second question would be when you read balanced pies are there any charges or losses? Thank you in advance.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  หลายเดือนก่อน +1

      No charges for copying a pie or rebalancing. Position losses may occur with automatic rebalancing though.

    • @Simon-uj6qo
      @Simon-uj6qo หลายเดือนก่อน

      @ thank you for that. I’m guessing it’s best to do the pie and both the London exchange and US market are open at the same time.

    • @TheDividendExperiment
      @TheDividendExperiment หลายเดือนก่อน

      @@Simon-uj6qo Also for this pie worth being aware there will be 0.15% fx fee as all positions are US-listed in $

    • @Simon-uj6qo
      @Simon-uj6qo หลายเดือนก่อน

      ​@@TheDividendExperimentthank you for that. Although 0.15% soon accumulates. Is there a similar UK pie?

  • @soyboypersonalfinance1138
    @soyboypersonalfinance1138 หลายเดือนก่อน +1

    The daily divided pie is fun but I think it has and probably will continue to underperform 😬😬. However it can be could to keep some people motivated

    • @TheDividendExperiment
      @TheDividendExperiment หลายเดือนก่อน +2

      Underperformed what though? It's outperformed the ticker it's benchmarked to over each tracking period so far

    • @soyboypersonalfinance1138
      @soyboypersonalfinance1138 หลายเดือนก่อน +1

      @ $schd or vti

    • @TheDividendExperiment
      @TheDividendExperiment หลายเดือนก่อน

      @@soyboypersonalfinance1138 those are unusual choices to compare it to but it has definitely underperformed those. It's underperformed a 100% Nvidia portfolio too

  • @MummaBear
    @MummaBear หลายเดือนก่อน

    My piece always prompts me to balance it!

  • @OH2023-cj9if
    @OH2023-cj9if 3 วันที่ผ่านมา

    Small, very small dividends, no growth, subsidising failing companies, you don't get dividends each day and need to wait until a minimum is reached before it reinvests.
    I wouldn't advise using it. I lost money by using it compared to how I could have invested.

  • @XpiredCOD
    @XpiredCOD หลายเดือนก่อน

    New investor here or be the video. I’m liking the look of this pie and thinking about starting to invest into it with the spare £50 a month I have for the long term of 30-35 years. Is £50 a month for this pie enough or do I need to invest more into it

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  หลายเดือนก่อน +1

      The minimum recommended amount is £400, so once you have accumulated that, you should start to see those daily dividends. It also takes a while for thr initial dividends to start coming in as they all have different ex-dividend dates

    • @XpiredCOD
      @XpiredCOD หลายเดือนก่อน

      @ thanks for the reply and so put £400 into start with and £50 a month will be good. Or £400 each month is recommended

    • @xFieldsy
      @xFieldsy หลายเดือนก่อน

      @@XpiredCOD£400 initial deposit and then what ever you want to put in each month, in your case £50 :)

  • @macanjeez
    @macanjeez หลายเดือนก่อน

    been waiting on this video

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  หลายเดือนก่อน

      What did you think of it?

    • @macanjeez
      @macanjeez หลายเดือนก่อน

      thought it was informative like always
      you outlined a few facts on how this pie isn’t suited for me
      mostly i want a hands off approach from investing so the effort of manually updating the pie s prioritising dividends over growth isn’t for me.
      in a video could you do a part explaining the stop , limit, stop limit
      maybe i’m over thinking it
      and stop and limit is the same thing as stop/limit but why would there be a other section ?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  หลายเดือนก่อน

      @macanjeez I've recently made a video about these stop limit stuff, have you checked that out?

  • @OH2023-cj9if
    @OH2023-cj9if 3 วันที่ผ่านมา

    I took it apart and sold off most of the rubbish in it.

  • @MOHAMMEDWAHIDAKHTAR
    @MOHAMMEDWAHIDAKHTAR หลายเดือนก่อน

    Love you brother ❤️

  • @DaKoolDude
    @DaKoolDude หลายเดือนก่อน +3

    you need better thumbnails

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  หลายเดือนก่อน +1

      Yeah probably, but they work for me at the moment