Just to Clarify 2 things: 1. Trading 212 has protection features on CFDs, that means you can't lose more than you "put in", however you can lose more than you "expected". 2. If the share price goes down, the dividend doesn't always drop. Although it's likely that the company may cut dividends to account for the loss in share price Always do additional research before you part with your money. Best of luck to everyone!
FINALLY a realistic presentation of stock trading. I avoid watching any of these videos just because of the opposite which is a majority of videos on the internet to generate views from click baits etc. I learned a lot from this, keep up the great work and please stay grounded as you did here bro!
I know how it feels to lose money on CFD. When i started i set up an account with IG and it was a CFD account - didn't even know what a CFD was back then. Lost everything i stuck in
I started with eToro in 2016, lost all my money haha. Most people still defend CFDs, but they they don't realise that for a beginner, they don't really understand what they are doing and that they can end up losing more money than they had intended.
Excellent video! Thank you for explaining the reality of investing and how to do it. I learned a lot from this video and has answered some of my questions on this topic. Keep up the good work. New subscriber as a result. 👍🏼
Diversification might limit your risk but it will also limit your potential. You can double your principal but buying in for dividends multiple stocks over the yr to achieve 100% plus return . A compound interest calculator is your friend 👍😎
As a 14 year old trying to make money for the family is trading a good method? Due to the age restriction she said she’d make the account under her name. I’m not sure if trading is the right way or not
Thank you. I don't believe there is a limit on the number of trades. You are taxed on dividend income, as well as capital gains in excess of your £6000 allowance.
Making millions is very unrealistic unless you are investing for over 30 years. If you put it in a stock's and shares ISA, you don't have to pay tax on it. The unfortunate truth is that, it's very unlikely that you will be making millions, without investing thousands of pounds, every single month.
@@yunussavas3481 It's not a limit, it's an allowance of £6000 of capital gains, anything over that is taxed. Please do your research before investing such a large amount of money, you could lose it all, especially if you decide on trading. My recommendation will be to hold off until you understand all the basics of taxes and investing.
Think you got mixed up or misspoke on high yield dividends too. If the price drops by 50% the dividend yield will rise not fall. Dividends are declared in amount not percentages, the percentage is just a backwards looking function of share price divided by TTM dividend amount.
Finally a realist, thankyou for this no bs knowledge. Im just looking at getting started at 35y/o so would like to think i have 20 or so years to make a little pot saving 3-500 hundred a month, any advice?
Great video, You can explain things nicely bro. However I have two questions: 1. When I receive a dividend where does it go? Is it automatically invested in the stock I got the dividend from or to my wallet as money? 2. Let`s say for example I bought S&P 500 and turned on reinvesting option- when will I receive those dividends? Is it based differently on every single stock?
Thanks for the kind comment! When you receive a dividend, it goes to your available cash. You can create a pie to enable auto reinvest, but there will always be a minimum threshold to allow for it to be reinvested. You can create a pie with every company you want, and dividends in that pie, can add up to the reinvest feature.
I made a trading 212 investing account. Is it okay to start investing eith only 200 pounds. If i were to invest 200 pounds for example in an etf like the. S and p 500 will i see hardly any return ?
Boils down to simple maths. Investing is based on a % return per year that compounds on the principle. The more you can put in, the more it can grow. Not financial advice. Returns are not guaranteed. Yes £200 is a good start
I'm a beginner trader who wants to understand how to enter a trade on CFD...so I'm starting with a small amount. However why isn't there much information on how to do this with a small account.....
The price of the stock is always indicated on the top left of the screen whenever you go to buy a stock. You can't really know when a stock is high or low, never the real value is determined by the rest of the market
Good informative video, especially for newcomers. Whilst I wouldn't touch CFDs, with most retail client platforms, I would be clear that you cannot lose more money than you actually deposited. For example, Trading212 always protect you from a negative balance and would send a margin call.
Thanks for the information. But I guess it's how you look at it. Lot's of people don't really grasp the idea of negative leverage. I just wanted to extenuate that fact. Still best to stay away if you'd young and desperate for money. I get a lot of DMs like this, so thought I'd make a video about it.
Great video - thank you :) I opened a 212 investment account. Created own pie £500 with fractional shares (US most popular shares) - all good. Later topped it up with a further £500. They now show separately in the same investment account as 'Portfolio' (in blue) and 'Free Funds' (in green). Do you know how I move the 'Free funds' into the Portfolio please? TIA
Portfolio shows the current value of all your purchased shares in the investment account. Free funds is the amount of available cash in your investment account that you can use to buy shares for your portfolio.
@@Dr.JubairsFinance appreciate that , much to learn, I have no rush around 10 years until retirement, mortgage free now, so focusing on various investment opportunities
£1327 in realised profits and £322 in dividends. It's not even been 1 full year since opening. But then again, you shouldn't count your eggs so early, ask again in 20 years time :)
@@swphilosophy3040 I pinned the comment from you guys. I appreciate that. I should be more careful about the specifics. What I meant about the dividend, was that if the share price goes does, dividend will probably drop as the yield increases, as the company won't be in a position to pay out the same amount of cash next time.
Planning to invest only for 5yrs. I will withdraw the money after that and relocate to a different country. Cud you suggest me an ideal investment method ? My monthly income from job is around 3k And usually left with 700-800 quid after expenses. Appreciated!
I can't suggest to you what to invest in and I would never advise anyone to invest for such a small amount of time, there could be a market crash within those 5 years and you could easily lose half of your investments
You can't lose more than you deposited on trading 212. 🤔. That's not accurate. You can lose more than you invest in a trade. Also, there are many out here earning money trading. Earning good money is possible. And possible from small amounts if you use the right tools. Stats on it say how unlikely it is but, most of those people are coming into it without the right tools/knowledge and don't take remotely long enough to learn and become competent. It's like calling someone out of the crowd to play a Premier league football game. If they were to poll people that have taken a year+ to learn and not just stats from everyone, including who enter after a few months, the story would be very different. It would be good to explain how to people HOW to grow their portfolio/balance while learning. A video on copy trading via 212 would also be a great idea.
I agree with a lot you said. There is a pinned comment about the things that I got wrong in the video. But it's just like you say, Premiere League football, most people can't get there unfortunately.
Why would they break down? In case of a financial emergency, there is somd FSCS protection yes, but these companies are FCA regulated, so they must keeo customer deposits separate from their other money.
Just to Clarify 2 things:
1. Trading 212 has protection features on CFDs, that means you can't lose more than you "put in", however you can lose more than you "expected".
2. If the share price goes down, the dividend doesn't always drop. Although it's likely that the company may cut dividends to account for the loss in share price
Always do additional research before you part with your money. Best of luck to everyone!
Here is my code if u want :)
11Q8EfdH5d
Excellent video.
Just downloaded the trading 212 app.
This was extremely honest, short and clear.
Thanks
FINALLY a realistic presentation of stock trading. I avoid watching any of these videos just because of the opposite which is a majority of videos on the internet to generate views from click baits etc. I learned a lot from this, keep up the great work and please stay grounded as you did here bro!
Glad you learnt a lot! Thanks for watching :)
I’m telling you… most of these stocks dividend videos need to be removed. All for click bait and views.
Hey! The explanation was simple and straight forward. You gained a subscriber 🙂
Thanks Clifford, welcome aboard :)
Appreciate the realistic analysis of the trading game. It is more of a long term game for most people.
In my opinion, nobody can keep making successful short term trades that will continue to be profitable
I like this guy seems very honest and tells you how it is, thank you
Thanks Christopher!
Please make a TH-cam short with a clip of this video this is a very honest video that everyone should see. Thanks for your information
That's a good idea. One day I'll come around to that, maybe an Instagram reel. Thanks so much for the kind words
Ypu are honest, realistic, keep up the same work bro, got yourself a subscriber 🎉❤
Thank you!
I know how it feels to lose money on CFD. When i started i set up an account with IG and it was a CFD account - didn't even know what a CFD was back then. Lost everything i stuck in
I started with eToro in 2016, lost all my money haha. Most people still defend CFDs, but they they don't realise that for a beginner, they don't really understand what they are doing and that they can end up losing more money than they had intended.
Isnt interest haram?
Honest and straight to the point!
Thank you Sade!
Don't sell until prices are high.... and you'll never lose.. right?????
Useful video Jubair! £100 p/m rent would be great 😂
Thanks for watching Carlene!
Thanks for your help and information Dr Jubair .
You are very welcome Julia!
Excellent video! Thank you for explaining the reality of investing and how to do it. I learned a lot from this video and has answered some of my questions on this topic. Keep up the good work. New subscriber as a result. 👍🏼
Thank you Manfai!
Diversification might limit your risk but it will also limit your potential. You can double your principal but buying in for dividends multiple stocks over the yr to achieve 100% plus return .
A compound interest calculator is your friend 👍😎
❤️❤️❤️❤️great vid
Thank you!
Are you using an ISA acxount in trading 212?
Available on TeI-egram
@NAOMIWILSON1 is her user name for help..
Yes I am :)
As a 14 year old trying to make money for the family is trading a good method? Due to the age restriction she said she’d make the account under her name. I’m not sure if trading is the right way or not
Trading is not a good way of making a regular income, no matter how old you are, especially not under 18. I don't recommend.
Put your money in an index fund, in 7 years your money will have doubled at the age of 21
Good work Jubair and well explained
Thanks for watching Professor Dividends 🙂
Great content! How many day trades can you do can you do unlimited trading buy and sell in a day? And how do u get taxed???
Thank you. I don't believe there is a limit on the number of trades. You are taxed on dividend income, as well as capital gains in excess of your £6000 allowance.
So your only allowed 6k how you ment to make millions then??
Making millions is very unrealistic unless you are investing for over 30 years. If you put it in a stock's and shares ISA, you don't have to pay tax on it. The unfortunate truth is that, it's very unlikely that you will be making millions, without investing thousands of pounds, every single month.
@@Dr.JubairsFinance what is the 6k limit im looking to go in with 100k so is there any limits thanks for you're reply
@@yunussavas3481 It's not a limit, it's an allowance of £6000 of capital gains, anything over that is taxed. Please do your research before investing such a large amount of money, you could lose it all, especially if you decide on trading. My recommendation will be to hold off until you understand all the basics of taxes and investing.
CFDs generally have negative balance protection now, so you can only lose what you put in
Think you got mixed up or misspoke on high yield dividends too. If the price drops by 50% the dividend yield will rise not fall.
Dividends are declared in amount not percentages, the percentage is just a backwards looking function of share price divided by TTM dividend amount.
i dont like cfds the spreads with leverage tends to be so wide unless it jumps and or down massively its very hard to get past the break even point
Yes I agree. It's too much of a risk for me personally, so I stay away
Finally a realist, thankyou for this no bs knowledge. Im just looking at getting started at 35y/o so would like to think i have 20 or so years to make a little pot saving 3-500 hundred a month, any advice?
If I were to start again, I would just go with a global index, still will have around 60% weighting in the USA, so could be a decent long term hold
@@Dr.JubairsFinance thanks for taking the time to reply, I was leaning towards global. All the best
Great video, You can explain things nicely bro. However I have two questions:
1. When I receive a dividend where does it go? Is it automatically invested in the stock I got the dividend from or to my wallet as money?
2. Let`s say for example I bought S&P 500 and turned on reinvesting option- when will I receive those dividends? Is it based differently on every single stock?
Thanks for the kind comment! When you receive a dividend, it goes to your available cash. You can create a pie to enable auto reinvest, but there will always be a minimum threshold to allow for it to be reinvested. You can create a pie with every company you want, and dividends in that pie, can add up to the reinvest feature.
@@Dr.JubairsFinance Oh ok, thank you so much! I`m subscribing ;)
Leveraged granite stocks can be a better option than cfd’s
Thanks hun really helpful 🎉
You're welcome!
I made a trading 212 investing account. Is it okay to start investing eith only 200 pounds. If i were to invest 200 pounds for example in an etf like the. S and p 500 will i see hardly any return ?
Boils down to simple maths. Investing is based on a % return per year that compounds on the principle. The more you can put in, the more it can grow. Not financial advice. Returns are not guaranteed. Yes £200 is a good start
I'm a beginner trader who wants to understand how to enter a trade on CFD...so I'm starting with a small amount. However why isn't there much information on how to do this with a small account.....
Should be the same thing really with smaller amounts
@@Dr.JubairsFinance thanks 👏🏾
Trading 212 why they are ask insurance number is that ok brother
Yes, very normal, every broker asks for this
How do I know if I am buying the stock low or high and where does it says how much a stock cost in trade212?
The price of the stock is always indicated on the top left of the screen whenever you go to buy a stock. You can't really know when a stock is high or low, never the real value is determined by the rest of the market
Good informative video, especially for newcomers.
Whilst I wouldn't touch CFDs, with most retail client platforms, I would be clear that you cannot lose more money than you actually deposited. For example, Trading212 always protect you from a negative balance and would send a margin call.
Thanks for the information. But I guess it's how you look at it. Lot's of people don't really grasp the idea of negative leverage. I just wanted to extenuate that fact. Still best to stay away if you'd young and desperate for money. I get a lot of DMs like this, so thought I'd make a video about it.
4am italy... Watching your video and planing to start trading... Which app would be best for trading in Europe. ?
Trading is pretty risky. But if you really want to, try Trading 212. Are they offered in Italy?
@@Dr.JubairsFinance yes they offer.
@@Dr.JubairsFinance Thanks i am now installing it.
great vid thanks
Thank you!
Great video - thank you :) I opened a 212 investment account. Created own pie £500 with fractional shares (US most popular shares) - all good. Later topped it up with a further £500. They now show separately in the same investment account as 'Portfolio' (in blue) and 'Free Funds' (in green). Do you know how I move the 'Free funds' into the Portfolio please? TIA
Portfolio shows the current value of all your purchased shares in the investment account. Free funds is the amount of available cash in your investment account that you can use to buy shares for your portfolio.
Straight forward and honest, thank you for the information, great video, considering a side hustle of investment as a stream for end game money
Thanks Andrew! Yes definitely Endgame money and not anything quick
@@Dr.JubairsFinance appreciate that , much to learn, I have no rush around 10 years until retirement, mortgage free now, so focusing on various investment opportunities
If you don't mind me asking, how much have you actually made from trading 212?
£1327 in realised profits and £322 in dividends. It's not even been 1 full year since opening. But then again, you shouldn't count your eggs so early, ask again in 20 years time :)
What if you just use the Tax-savings to make it into a bank account? :)
Like a Cash ISA?
On T212, VUSA all-time high is £69 roughly. Does that mean the S&P500 is currently at the all-time high or near?
The VUSA is near all time highs yes. But it is mostly because of the conversion differences between the £ and the $
Great Channel Jubair, you explain things so well.👍
Thanks so much Dave :)
It is very nicely explained. It would be better if it wasn't false, though.
@@swphilosophy3040 I pinned the comment from you guys. I appreciate that. I should be more careful about the specifics. What I meant about the dividend, was that if the share price goes does, dividend will probably drop as the yield increases, as the company won't be in a position to pay out the same amount of cash next time.
Planning to invest only for 5yrs. I will withdraw the money after that and relocate to a different country. Cud you suggest me an ideal investment method ? My monthly income from job is around 3k And usually left with 700-800 quid after expenses. Appreciated!
I can't suggest to you what to invest in and I would never advise anyone to invest for such a small amount of time, there could be a market crash within those 5 years and you could easily lose half of your investments
Love this
Thanks so much for watching
I just trade to make some money here and there but i totally agree it’s not a good source of income
Thanks for watching! I think that it's important to realise what trading ultimately is, so that you can decide fkr yourself, what you want to do.
Nice video 👍👍👍🥰🤦♂️
Thanks Lawrence!
Is trading 212 cfd is safe platform?
Depends on what your definition of safe is?
For money wich we deposit and maybe earn
Very true
truth
TSL3 👌
How can you promote EDF index as a Muslim? You will be investing in companies that may be involved in Haraam and you will get a portion of that sin.
Where does he say that he is a Muslim in this video. Even if he is, that should be between his God and himself. Who are you to judge him?
@@pjack81the name Jubair is Islamic. However I completely agree with you :)
Live and let live.
You can't lose more than you deposited on trading 212. 🤔. That's not accurate. You can lose more than you invest in a trade. Also, there are many out here earning money trading. Earning good money is possible. And possible from small amounts if you use the right tools. Stats on it say how unlikely it is but, most of those people are coming into it without the right tools/knowledge and don't take remotely long enough to learn and become competent. It's like calling someone out of the crowd to play a Premier league football game. If they were to poll people that have taken a year+ to learn and not just stats from everyone, including who enter after a few months, the story would be very different. It would be good to explain how to people HOW to grow their portfolio/balance while learning. A video on copy trading via 212 would also be a great idea.
I agree with a lot you said. There is a pinned comment about the things that I got wrong in the video. But it's just like you say, Premiere League football, most people can't get there unfortunately.
if you are making money why do you make videos on you tube with 20k views 😂
To educate others about what is possible
@@Dr.JubairsFinancehe hating😂do u msg private
Being financially free means you can pursue things that interest you maybe he likes to do videos. Maybe you like being a TH-cam troll?
@@jasondowling4790That’s definitely the comment of the week👍🏻
Thankful for the education! I redistributed my funds on 212 after watching this!
What happens after 10/15 years investing and trading 212 break down
Why would they break down? In case of a financial emergency, there is somd FSCS protection yes, but these companies are FCA regulated, so they must keeo customer deposits separate from their other money.
How can you promote EDF index as a Muslim? You will be investing in companies that may be involved in Haraam and you will get a portion of that sin.
Investing has nothing to do with religion… It’s strictly business mate.