The UK Car Insurance Market is Broken. I think Tesla started the Power War which broke it
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- เผยแพร่เมื่อ 23 ก.ค. 2024
- Car Insurance. Its one of the big costs of motoring, and there's a lot of news stories about how expensive it is. My renewal this year was crazy - and I'm not alone.
Lots of reasons are given why insurance costs are so high. "Blame EVs" say the FUD, with nonsense about how "a scratch" on the battery writes off the whole car.
But I think there is a real problem hidden behind the FUD. Thanks to the success of Tesla, car power outputs are shooting up. Even small cars now have big power - and the more power the higher the risk to the insurer...
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Hi Ian, thanks for covering this. I'd love to buy a new Model Y but the insurance is too crippling. And before anyone asks I'm a very mature low risk, not high mileage driver who has never had any points on my licence living in a nice sedate area with the car garaged. Guess it will have to be a pre-owned Audi Q4! Pity.
Spot on with the Tesla power trip that all manufacturers are on now.
That plus the high tech in today's cars with an inability to repair cheaply is the problem.
Insurance should look at number of accidents and cost to repair. Classifying on BHP is out of date. My Model 3 performance is fast but it has lots of safety features, doesn't spin wheels because of traction control. Stops for traffic lights, physically stops me turning steering wheel to drive into cars in my blindspot cars. Apply braking when it thinks something is veering into my lane. Slams on the brakes when cyclists fall of their bikes right in front of me....
No I don't believe it's Tesla's fault but rather the UK insurance industry using the electric car as a cash cow.
Here in France my renewal on my Tesla model Y has just arrived for my fully comprehensive policy and this year it has indeed increased in price by 12 euros taking it to 366 euros for the year including European wide breakdown coverage. I have also just been quoted 312 euros for a second Toyota BZ4X, granted in France we don't pay insurance tax on electric vehicles but that in no way justifies the amounts that people in the UK are currently paying for car insurance.
Tesla in France is actually considered a safe car and as a result is one of the cheaper electric car's to insure.
Model Y is the safest car in the world! Highest ever score at the time of testing by both EuroNCAP and American safety bodies! But it’s also vastly powerful and fast. So it gets a huge insurance group.
Uninsured drivers have killed the insurance industry imho Ian.
In the 80s and 90s, there were very powerful Fast Fords. Because of their power, and also because the security wasn't good enough, they became uninsurable. In the end, Ford stopped making them.
This will end when car makers cannot sell to private buyers because the insurance is too high.
My MYLR was involved in a non fault accident resulting in being written off. It was 2 months old at the time of the accident. The third parties insurer has messed around and accrued to date over 20k in costs for storage and replacement hire vehicle costs, and are yet to replace my car. My point is Insurers seemingly do not bother about costs as they have a captive market of motorists who HAVE to pay whatever they charge to drive. For a supposedly regulated industry it is shameful practice!
I had similar with my diesel Volvo. More than a month of it being away was sat accruing crazy daily charges for the courtesy car
You are right about Tesla power. I have Model 3 Highland RWD. I only use it in chill mode with a speed limit at 80 mph. In standard mode I find it's hard to drive smoothly. My Tesla has more power than I will ever need on the UK roads.
I watched Local Hero a few days ago. I knew it was filmed north of Aberdeen…then I recognised them driving down one off the roads from your video and the ‘village’ of Pennan of course.
I think I agree with your proposition. My situation is a bit odd. My ICE Alfa Romeo 505bhp was less to insure than my BMW 340 bhp EV!
I totally agree with what you are saying. We are hoping to get a Tesla Model Y when our Cupra Born PCP is up which will probably dovetail with the “ Juniper “ edition being launched. But I am equally worried about insurance costs Love what you do. Keep them coming.
Hi I enjoy your channel from road trips to conversation I’m a Taxi Driver in Ireland and my insurance this year was over €2000 euro and the conversation at the Taxi Base is that insurance is going to be sky high next year partly because of what you were saying and because of insurance payouts in the event of an accident they may have to write the EV off so they insurance companies don’t know what to do so every person insurance will go up it doesn’t matter if you drive Petrol, Diesel or Electric all insurance will increase keep up the good work
I don’t believe the FUD that is put out about written off EVs. The spin initially was about damage to the battery pack writing it off. Now it’s “an accident” whether the battery pack is damaged or not. Which obviously isn’t true
Seems I should be happy not living in GB when I bought my Highland LR... Rumours from people here in Sweden (obviously not Tesla owners) were yelling about that I should pay something like between 1 200 - 1 500 GBP, so I was prepared for the worst. I got a two week trial insurance from the company Tesla use as their brand insurance company. Shortly after my purchase this insurance company came up with and offer to continue that insurance. 440 GBP per year. Nearly fell of the chair because I imagined that it was a "crap insurance" they would sell.. On the contrary actually. It was the complete package exactly as I would have been chosen if I should speck the insurance... Do I need to say I said yes in a blink? Just made a small bulk in my hatch and that I thought should cost me a fortune. The first liability fee said 630 GBP that I should pay but then insurance company came back with a correction because my insurance also contained a reduction insurance for that fee.. Now I only have to pay 240 GDP for having the hatch changed and painted... Can't complain about that...But I feel sorry for the system your insurances are based on if it's just the matter of the power you cars have.
We need a new approach for insurance as all the computer safety systems also reduce the risk. Maybe look at how many accidents in the different cars to be able to assess the risk by type of car. Interesting video and I hadn't really thought about the hp number but it has become less relevant nowadays.
It's all this crap that.put on cars. What happens if some.vandal takes.of.your mirror on your 2000 ford fiesta You swear and curse but.ultimatley you .come to someone like me if you can't do it yourself and I supply and fit.a.mirror.for less then £100:00 Now the same thing happens to your ford volvo merc bmw all with the latest.saftey features, Now your crying because that supply and fit could be a thousand pounds. And it is going to be a dealer or specialist who will do it, kerrching!!
Do we usually drive to get a kick out of it or to get from place to place safely and efficiently .
No reason it can't be enjoyable
My Insurance was 50% up on last year ,with 13 years NC and no points 15 years . Now £885 for a 14 reg SL350 . There has been an "arms race" for power and tech add-ons (radar,intelligent headlamps etc) for at least 10 years . All are very expensive to replace and have coded to the vehicle . The days of cheap repairs have gone . We would have a fair amount of work from bodyshops to match parts or calibrate components .
A great point - manufacturers have to add safety technology to get high EuroNCAP scores. Which is all very nice unless it breaks or you need crash damage repaired.
I have a 14 plate Santa Fe Premium SE. I'm retired, full protected no claims, in a nice area, with car off road. Last yr £458. This yr £851. Shopped around and got it down to £515, for pretty much like for like. So it's across the board these increases, not just what's considered luxury / sports, type vehicles.
My first insurance cost me 12.50 for the year. To put it into perspective that was one and a half weeks wages. So the cost of insurance has not gone up that much.
My 250W e-bike costs roughly the same as my 84kW car to insure. Perhaps its a simplification to blame power output for insurance cost increases?
I've got an mg5 sr with full no claims my quote for last year was £422.07 but with all the horror stories of how much insurance prices have risen I was dreading the quote for this year but it had gone up to £432.07 so I was mightily relieved
Have a Mini Cooper Electric at the moment - £198 pa fully comp premium…….. next week I take delivery of the new Electric Countryman and only one insurer could quote on it because it’s such a new model and it’s not yet showing in insurance databases………. lowest quote I could get was from BMW Insurance services and it was £700pa for a 66year old with full no claims no points. I also own a more expensive 2023 Defender 90, insurance premium includes offroad use, and I pay £360pa
The one thing about the power of the engine is also the efficiency curve, to generalise broadly because Tesla put such powerful engines in the cars, most of the time those sit at low usage where they can achieve much higher efficiency then in the top half of the usage band. There are other cars that are lighter, have same or better tires, or better drag coefficient then the Teslas. However, almost none of them can compare with them on efficiency. And one of the biggest factors of that is actually the overpowered highly efficient motor that doesn't really ramp up to a high usage rate. Thus even at 75-80 mph you get better energy consumption out of tesla then almost anything else out there. I believe the Insurance is just an unintended result, but also as to why it is going up was the amount of EV that were written-off by insurance companies unecesarily After crashes rather than having them repaired - that is one of the biggest factors in the insurance cost rising for EV, because they have a higher risk factor allocated to them.
I think the question of where it’s going to end can be answered with “software locked max power outputs”. So in this realm, you tell Mr Insurance that your Model Y is locked at 200hp for example. Mr Insurance gives you a cheaper quote. If you want to unlock more power, that’s fine, but you have to tell Mr Insurance and they’ll offer a new quote.
The thing is, will lower power correlate with fewer claims? If it does then it shows that power certainly does have a risk factor, but if it doesn’t then it just demonstrates that cars are simply becoming much more expensive to repair (for all sorts of reasons).
Given that I’ve made a claim due to a cracked windscreen (and waited 8 months for it), I’ve a feeling most claims are in the 0-10mph speed category where power isn’t a factor. You won’t get too many fatalities or personal injuries in that category, but expensive replacement parts combined with long waiting times (hire car costs) does make it expensive anyway.
That makes a lot of sense
It’s more complex than more power=more money. Parts availability, the trend in replacements to be whole subsystems rather than individual components has driven repair costs sky high which in turn has led fo cars being written off for what once would be repairable. Add onto that the loss making of some underwriters (not to mention greed among some of them) and you get an a mass of contradictions with only one outcome… We pay more
I suspect it's a bit like the US muscle car phenomenon with 6 litre V8s and 500+ bhp. Why not offer detuned models to reduce insurance premiums?
It got bot all the do with horse power. How much di your head light cost to repair, My MGBGT cost 20 quid to buy an fit a new one. Rear light, How much today? back then a slight bump and a broken rear light cost 25 quid to replace,
Had to have a headlight replaced in my ID3. Someone creased the wing reversing into it, it broke the headlight clips. What should have been a cheap job cost over 3k plus hire car for 3 weeks as no headlight available.
What does an LED headlight have to do with EVs? You know they’re fitted to practically every car now?
Average cost of Tesla headlight = £1500
@@justgetateslayou were talking about cost of insurance. LED headlights cost much more so will obviously put the price of insurance up on any car that has them irrelevant of horse power.
IMO, there's a slightly more useful gauge than just 'power'... What most Australian insurance companies did once upon a time was categorise vehicles by the Power to Weight ratio. Whereby, a car weighing 2000kg, and having a 100kW engine would be $x but a higher powered car with the same weight would be charged more (all other factors like drivers age and prior crashes etc were equal). If a car here has a TURBO, then young (up to 25 years) drivers simply cannot get insurance. That doesn't stop them buying them and driving around underinsured though. (We have 'compulsory' insurance that everyone HAS to pay to cover injuries in crashes for example). As for Tesla, I have a 2022 RWD Model Y. It has a 220kW motor, and will do 0-100kph in 6.9s (quick but not insane, or even ludicrous). When I bought it, the fully comprehensive insurance cost AU$1200 (GBP620). When it came time for renewal, AAMI (my insurer) wanted an extra AU$100 making it AU$1300. I looked around, found a better offer, then called AAMI. They matched the best price I could fine (AU$1200 again). Still a lot more than any car I've ever owned, but worth every cent IMO. I just wish Tesla Insurance was in Australia.
I have the RWD version and that has more than enough power for me. Still beats most off the line. We do need small less powerful and hence cheaper to insure cars for future generations.
I am thinking of going electric with my next car, so thought I would do a few comparisons with different cars, and was surprised to find the base model 3 was just £80 more to insure than my 1.6 Diesel Golf. I will admit that the excess would be a little higher.
I guess my age helps, and where I live, but I have not suffered from all the price rises I have heard being reported. I will only be just over £500 a year if I go for the model 3.
I'm not so sure it is the power of the cars that is putting premiums up, though, I think it is the outrageous cost of repairs today, and Tesla are one of the worst in that regard. A small accident can result in 5 figure repair bill, where the damage would only be £1-2000 in any other car
Perhaps, though I think there is a rose-tinted view of repair costs. When my Volvo S90 went off for repair, most of the 5-figure bill was the hire car and management fee from the claims management pirates.
I’d read/seen that insurance concerns were more based on security (or lack of) due to Bluetooth. Dunno if this is accurate just what a reviewer said
Yup - I feel this. Went from a Volvo v40 > Tesla Model Y in December. Renewal in March went from £250 fully comp > £1050 fully comp. 10+ years NCB etc etc. love the Model Y but do not buy thinking it’s saving money and if it continues on the increase I’ll be handing it back after 2 years and just go back to ICE
I also disagree with the reasons behind the increase. It’s simple - if insurers can charge more they 100% will charge more.
I get that - but they’d do that on any car. My point was that most EVs seem to have significantly more power than their fuel equivalents and the higher insurance group to match. Regardless of whether overall prices are going up, the higher the group the bigger the bill
£850 for me, zero no claims and business use for 15k PA. Dont think that's too bad (Model Y LR)
£1100 for me (Model 3 Performance, London postcode)
If you drive around in Chill mode. MY LR would be limited to 175 kW power according to my data logging. 0-60 in 7 seconds.
Chill dials everything down. But not the low rating on the V5C which is what insurers are interested in
@@justgetatesla yeah, it’s a shame driving sensibly isn’t rewarded. I’d be happy to have an insurance enforced chill mode…. mode to get cheaper insurance.
Yep
Thanks for talking about this because no one ever does, insurance is one of the big barriers for a lot of people going electric! As our maximum legal speed limit is only 70mph why anyone would need a car with 400bhp is the question these car makers should be asking! Perhaps they made with Germans in mind.
Not sure about this. I went from a Sorento, to a Volvo XC40 0-60 in 4.8 seconds, top trim etc, and the insurance went up by about 50%. That's understandable as it's a brand new car, fast EV etc. A model Y would have been a 100% increase, for a similar priced EV. Teslas are just more expensive to insure.
I’ve got the single motor MY, but would have liked the long range but didn’t need the extra power for £8k more, wish Tesla would make a long range single motor. My insurance went up 50% with my existing insurer, (previously had a Mini Cooper S, which has an almost identical 0 to 60 time as my Tesla) which was a lot less than I was expecting. I did compare the market and their best was >£200 more than I’m now paying 🤷♂️
I adored my Mini Cooper. Wouldn’t go back though. Manual box petrol…
@@justgetateslayes, loved my mini too, but my Tesla is the best car I’ve ever owned.
Yes Tesla did kill the car industry , to some degree but not because of horse power 1) no third parties are able to supply Tesla parts , only Tesla can mend Tesla's and shortages of both parts and engineers causing delays in repairs ( so more courtesy car costs) 2) insurance can't easily determine if the battery is damaged so write the cars off. The above is not my opinion it was the opinion of the insurers as written in a report by thatchem last year. Insurance groups are calculated on 4 factors none of which are horse power, although performance is considered, the others are Parts availability and price, repair cost and price when new .
More on the 'power'. If your Tesla has not been boosted (by Tesla)... Some models have TWO power settings, Normal and CHILL MODE. Chill reduces the power output of the motor by around 30% (which is noticeable, but is plenty once you get used to it).
So, how about this as a Tesla 'option'. Make a permanently (not upgradeable/boostable) version with a MUCH lower power output (like chill, or even less). Make it a LP (Low Power version for example). This in theory should reduce insurance premiums considerably. What do other people think of this idea ?
The assumption there is that the accident was caused by the driver of the Tesla. If you had a software limited version and someone ran into the back of you, it's still a car that needs fixing.
Even a minor accident that sets off airbags gets expensive because lots of systems need replacing, ALL modern cars are expensive to repair.
The days of old bangers and a bit of welding are behind us.
That’s all true. But also true is that fast powerful cars are seen as more of a risk and charged accordingly
@@justgetatesla "seen as" yes. Some years back I investigated adding my teenage daughter to the policy of our old Volvo 850, probably worth a few hundred quid.
The policies were coming back in excess of £6000 at the bottom end, not cherry picking from page 20 of 20.
I figure that the actuaries don't have enough stats about teenage girls wrapping several decades old Volvo Estates around trees to give a good figure.
However, the problem isn't the value of that car but the damage costs to modern cars and that's all of them. That's the key part that many are missing while immediately trying to blame insurance costs on electric cars (because the Daily Mail said so, the same Daily Mail that thinks a Jaguar E Pace is an EV so nothing new there.)
Hi Ian, I agree with what you are saying, but think it's more to do with insurance companies ripping us off. I'm looking to buy a model Y. The insurance quotes I'm getting don't make sense. With the same companies the MYP is the cheapest and the RWD the most expensive and with the MYLR bang in the middle. Cost to repair would be the roughly same for each cost the replace would be more for the MYP. MYP group 50 MYRWD group 48. So no logic whatsoever.
It will be interesting to see what happens when Tesla launch the Model 2. If Tesla insist on going for 200+ hp its going to fail being a cheaper car thats affordable because of insurance alone.
Think of a starter motor on an ICE car, it can produce a lot of torque for a short time. I think here that 'torque' is being confused with 'power'. Any time you floor an EV it eats battery energy, and you lose a fair bit of range. Electric motors are used on trains because an electric motor has maximum torque at zero revs to start the train moving, so called 'breakaway torque' , but as the speed rises the torque drops. It really is the simplest of maths, if a EV has a 75KWh battery and 1 HP = 746 watts, ( 75KW = 100 hp) that battery can sustain 100 hp for 1 hour, sure an EV with 75KW battery can sustain 200HP for 30 minutes, 400HP for 15 minutes etc - do the math. ..... where a tank of ICE fuel can sustain 100HP until the tank is empty, or 500 HP until the tank is empty... Unlike an EV battery an ICE fuel tank gets lighter as the fuel is used up.
Someone else made a similar point. In what circumstances are you putting any drivetrain - fuel or electric - under full load for a sustained period?
Hi Ian - power isn't the problem imo - it's just that insurance companies are using that as the excuse to rape their clients - I mean, it's not like we have a choice whether to insure the vehicle or not is it?
I have the Highland LR in Ultra Red & it costs me 400€ per year fully comp - not bad I don't think.
Do you have Tesla Insurance yet over there? I think this has to be the way to go eventually - the nutjobs who launch at every opportunity & drive erratically should pay more.
Nah man I need 1000HP that’s where it’ll end 🥴
Try to get your roof screen fixed, if a branch fell on it, It will cost thousands.
“Roof screen”. You mean the roof? Sure - but a glass roof is hardly an EV exclusive is it?
I had a tree branch drop on a BMW 318i metal sunroof it cost an arm and two legs to fix. Next car, a MB C class, was written off in a hail storm. Shit happens...
Very few people want to go 0 to 60 faster than 6 seconds. We have a horsepower , torque race because the manufacturers can’t deliver range.
A more powerful motor delivers more regen.
@@djtaylorutube there has been no re world advance in range or efficiency we’ve gone from 3.5 to 3.8 in 10 years the technology is at its peak. If you look at any of the 100,000 mile battery scans there is a lot of energy lost and not stored 15 to 27% on the batteries I ve seen scanned. Regen is not effective at low speed or lightweight EVs.
@@tobycolin6271 Ok then, at a higher speed or downhill with a heavier EV, a more powerful motor delivers more regen. 🤪
Original Ioniq delivers 6 m/kWh on a good day, much higher on an exceptional day. Maybe the motors are at a plateau, just as Otto cycle was before Atkinson cycle. Same scenario, ICE over 100 years old and stuck at around 30-40% efficiency at best.
It is what it is. Different battery chemistry is where development exists to increase energy density and charging capability.
@@djtaylorutube generator to road efficiency of an EV is no where near the efficiency claimed. 7 % grid lost , 25% charging and storage losses, gives you about 2.2 to 2.8 miles per kWh. Co2 on the uk grid is 240g of CO 2 (162 gas 32.4 burning wood in Drax + 40 from the interconnected supply) per kWh.
240x1.07x1.25 gives a remote CO2 per kWh of 145g of CO2 per mile only 10% better than my BMW diesel and I haven’t got 60,000 miles of manufacturing Carbon dioxide debt to pay off.
Some fabulous “statistics” being quoted there
I do not buy this argument. If increased power was leading to increased accidents, that would show up directly in the accident statistics and insurers will have actual accident data for different car types. EVs are heavier so they need more horsepower for the same performance. Unless Tesla is lying to us, Teslas have a very low relative accident rate and it should be this that insurers are judging by. I think the problem is escalating repair costs. We have a huge labour shortage in the UK due to Brexit and post-covid disability rates. Changes in car design have lowered the write-off threshold and shortages of spare parts and profiteering have increased costs further. Even relatively minor scratches and scrapes have become very expensive to repair. And yes, there is a significant danger of very expensive battery pack write-offs due to underside impacts (which the state of UK roads will not be helping). What is needed is manufacturer provided insurance. This makes enormous sense, particularly when considering FSD, but in any case it gives manufacturers incentive to keep repair costs under control.
Remember that the biggest consideration for insurers is risk. If a Tesla is guaranteed to cost £30k to fix but the chance is tiny, that will be ok. Too many of the companies simply don’t yet understand EVs and that increases their assessed risk and they price accordingly.
Some of the stuff - they weigh more, the batteries can’t be repaired etc - it’s all FUD but it appears that some insurers believe it!
@@justgetatesla I do not think EVs being heavier is FUD: they are! Whether this is important is the FUD. Weight does not impact efficiency in the same way for an EV (more power in, but also more power back during regenerative braking), but it does still mean you need more horsepower to get the same acceleration. Also there is FUD that EVs are particularly expensive to insure: again this is true, but ICE car insurance rates have shot up this year too. People considering switching are comparing last years (for their old ICE) with this years (incidentally for an EV).
My point was that “EVs are heavier than normal cars” is FUD - plenty of big heavy diesels as well. EVs will not collapse car parks or tear up roads. As for power vs weight, they have massively more power than is needed to overcome the weight of the battery. And that is my point - we’re paying for that power
@@justgetatesla My point is you've not convinced me that higher power is the cause of higher insurance. My insurance went up over 40% at the last renewal and my Model Y Long Range still has exactly the same power it had when I bought it two years ago. I think insurance companies set premiums based on the expected cost of claims. I've not seen any evidence that the number of claims is going up, so the increases must be due to the average cost of a claim going up. If the thesis in your video was correct, the increase in power would have led to an increase in accidents, or an increase in the profitability of insurance companies! The real FUD here is that EV rates have uniquely ballooned. I think ALL car insurance rates have ballooned, specifically in the UK, and the people who have noticed this are those who have renewed recently and, crucially, those who are considering changing cars a disproportionate number of whom are considering changing from ICE to EV.
Not sure I agree. The reason EVs are so powerfull is because its easy and cheap to make powerful EVs (certainly in comparison to providing siimilar power via an ICE), so power levels were always going to rise. Ive seen no evidence that EVs are more likely to be involved in accidents than ICE cars i agree with those saying thst its a combination of higher repair costs for EVs, and the fact that they are more expensive means that insurance companies have decided EV drivers are prepared to pay more and are therefore taking advantage to profiteer.
It’s a debate! I don’t think there is evidence to prove anyone right or wrong. On the power output point, there are now a decent number of EVs without banzai levels of power. But they’re still in the minority
I don’t believe it’s Tesla’s fault; it’s peoples lack of research before committing to buying cars that are way more powerful than what they have been driving previously.
No it's not. Repair costs are the main reason, pure and simple.
But compare otherwise identical vehicles - as I have done. Same structure / electronics / technology. Just a different drivetrain
@@justgetatesla am still trying to decipher that, my brain won't kick in.... however that's all of the reasons it's gone up I am referring to. It's not gone up cus of the power, it's gone up cus of the costs to repair. Doesn't matter what the drivetrain is but EV's cost far more, they just do.
So which bits cost more to repair on a Corsa powered by a motor vs a Corsa powered by petrol? It’s the same car, same chassis, body, electronics. The fuel car has a far more complex drivetrain with endless parts, the EV has far fewer parts which last longer.
Are you saying that if I crash a Corsa and it needs a bonnet and wing replacing that they cost more than if I had the same crash and the same damage on the petrol car?
@@justgetatesla c'mon, All of the gas cars parts are readily available and easily repaired. EV's need more knowledge = more skills = more equipment = more costs and there isn't enough knowledge around. Gas cars are easily repaired and far cheaper. Add to this the insurance companies are shit scared of batteries and the costs involved to repair or replace. So the insurance has gone stupid as the costs involved come out as more and more EV's need repairing or more from crashed or whatever. The costs to repair a petrol or diesel car are not the same. Then there is still the 'big crash vs is the battery going to be ok' scenario. They don't know and are scared of possible issues after. You don't get that with gas or diesel cars do you?
@@justgetatesla you talk about general parts and totally divert away from the main reason this has started to increase insurance.... the batteries. MacMaster had an issue that luckily was not the battery as at first thoughts and would have cost him thousands if he'd have needed a new battery. Gas cars don't. That;s the issues. Batteries are expensive, simple. Until the technology does a leap into something better, batteries will always be expensive and cost thousands.
Funny how people claim they are green when they get an EV, and they buy it because 'it accelerates quickly'.... how green is that. EV power is not sustainable like ICE power, EV power is a transient thing not a sustainable power - the battery would melt. What an EV has is 'torque'... Every time you floor an EV your range drops by about 5km....
“Not sustainable like ICE power”. Yes. We have an infinite supply of oil… 😂
@@justgetateslaI had to read it twice, he means that the maximum power can't be sustained, whereas his suggestion is that an ICE engine can run redline non stop.
Everything has design parameters, just depends on what those parameters are. Formula E exists and we don't see melting batteries.
Ah ok. Well in the UK the speed limit is 70 mph. Once you get up to speed the amount of power needed to maintain that speed is hugely diminished, regardless of the car or the drivetrain.
So in what circumstances is any car run flat out at full power? Ever? Even on a track that isn’t true.
@@justgetatesla Think of a starter motor on an ICE car, it can produce a lot of torque for a short time. I think here that 'torque' is being confused with 'power'. Any time you floor an EV it eats battery energy, and you lose a fair bit of range. Electric motors are used on trains because an electric motor has maximum torque at zero revs to start the train moving, so called 'breakaway torque' , but as the speed rises the torque drops. It really is the simplest of maths, if a EV has a 75KWh battery and 1 HP = 746 watts, ( 75KW = 100 hp) that battery can sustain 100 hp for 1 hour, sure an EV with 75KW battery can sustain 200HP for 30 minutes, 400HP for 15 minutes etc - do the math. ..... where a tank of ICE fuel can sustain 100HP until the tank is empty, or 500 HP until the tank is empty... Unlike an EV battery an ICE fuel tank gets lighter as the fuel is used up.
@@chrissmith2114 Which EV do you have that loses a fair amount of range when floor it. I can honestly say a sprint away from the light or a swift overtake in my EV makes no measurable difference to the range.
Tesla should provide their own insurance as they do in China and many us states.
So buy a Vauxhall then wuss
“Wuss”. Bless
All insurance quotes are going up because of electric vehicles, nothing to do with power. If an electric vehicle has an accident it is written off because the batteries are too expensive to replace. I have a 500 horse power petrol car for a long time but the insurance has increased a lot due too electric vehicle sales.
FUD. Not remotely true. “If an EV has an accident” - what, any accident? - “it is written off because the batteries are too expensive to replace”. You do know how funny that sounds to anyone with a brain?
@@justgetatesla most people who have brains know, electric vehicles are not the future. They do not go as far as they say on a single charge, they take too long to charge and they cost way too much to repair if they are involved in an accident because the batteries cost more than the used car value of the car. Stick with petrol/diesel. I do love your enthusiasm for electric vehicles but it no where near viable in the uk.
Yeah you’ve made the same stupid point again about batteries
@@justgetatesla what else is there to talk about when talking about electric vehicles. The batteries are the main talking point, they are not up to the job.
@@andrewbrown5402Your right, they're not viable in the UK, that's why we're driving ours to Italy next month.
I loathe the backward facing UK, unfortunately it's only for a holiday, I have to return to prison Island.