क्या होता है NPS Tier -II अकाउंट? NPS Tier II से जुड़ी 9 बातें
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- เผยแพร่เมื่อ 5 ก.ย. 2024
- रिटायरमेंट के लिए अगर आप पैसा जोड़ना चाहते हैं तो नेशनल पेंशन स्कीम यानी NPS एक अच्छी स्कीम है. लेकिन क्या आप जानते हैं कि NPS के दो अकाउंट हैं. Tier I और Tier II Account. सवाल उठता है कि जिनके पास Tier I अकाउंट है क्या उन्हें Tier -II अकाउंट खोलना चाहिए? NPS Tier II टैक्स के मामले में केवल केन्द्रीय कर्मचारियों के लिए फायदेमंद है. लेकिन केवल टैक्स के लिहाज से नहीं देखें तो बेहतर रिटर्न पाने के लिए NPS Tier II अकाउंट एक अच्छा विकल्प हो सकता है. कैसे NPS Tier -II अकाउंट में निवेश आपको सेविंग बैंक अकाउंट से ज्यादा रिटर्न कमाने में मदद कर सकता है और क्या हैं इसके फायदे? NPS Tier II अकाउंट को समझिए 9 सिंपल स्टेप्स में.
#NPS #Pension #Retirement #PersonalFinance
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no masala no gossip ..straight forward analysis. Superb mam
Didi etna slow to local bhi chalta 😂😂😂😂
टियर 2 से निकासी पर पूरी निकासी राशि पर टैक्स लगेगा या केवल गेन राशि पर।यह टैक्स क्या कहलाता है और कैसे गणना होती है।कृपया मार्गदर्शन करें।
Well explained.
A small query- increment amount in Tier 2 account will b taxed as interest under the head income from other sources or it will b taxes as capital gain income?
capital gain
Nice information presented by you.
I have a question about Income Tax - As you said that Tier-II amount withdrawal is taxable (receive in bank account) as per IT slab. Could please clarify if I transfer amount (it is one type of withdrawal) from tier II to tier for payment of tier one account purpose… is it also taxable ?
no this will not taxable if you doing internally transferred
No not taxable but unfortunately it’s got locked till the age of 60/ Superannuation/pre mature Exit
Nps tier 2 vs mutal fund ...via sip which one is better
thank you resolved maximum queries
Thank u very much it's Very informative video mam.
Good information and explanation in detail.
Pls explain reg taxation for Nps tier 2 account investment are these taxed as debt or as equity??. Is jt a good option for MF. Pls make a video on same.
Very knowledgeble ma'am
Elss is also giving good return and tax exemption. Can government employee invest in equity mutual fund through tier II
Yes, there are two options
1. Tax saving scheme (only for government employees)
2. Non tax saving scheme ( For anyone )
There you can choose 2nd option and then PFM i.e. Pension Fund Manager first
Then you can choose for 'E' Equity scheme
Like HDFC Pension Fund Manager scheme E
BPSC teacher ka praan no. Apply karne me tire 2 active ho gya hai usko band kaise kre
Pda rahne do bhai koi dikkat na h
जब खाता होल्ड कर रखा हो तो कैसे निकाल सकते हो हाल तोड़ता सकते हैं
What a systematic explanation madam....✌️✌️
Tear2me paise kaise jama kare
Beautiful ❤
Very good Explanation
Tiar II account se apne khate me transfer kar sakte hai. Aur shopping,tiket,eksetra me tranjekshan karpayenge ya nahi.
Good Information Madam.😊
Mera question ye hai ki agar EPF mei Paisa deposit hota h to kya NPS account open kra sakte hai?
Search labour law advisor channel
H khol skte h
But koi 1 hi jagha investment kar na
Medam 7 sal se nps account पर सिर्फ 6.5 to 7 percent ही interest मिला है
How much tax deducted during withdrawal from Tier 2?
Please Create NPS Scheme Tier-1 Full Video as early as possible.
Query :
1)Can one open nps tier 1 and tier 2 account simultaneously?
2) if i have both nps tier 1 and tier 2 account ..can i close tier 2 account later while keeping tier 1 account ?
Aapko solution mila?
@@AMANKUMARSINGH-yp1qz not at all
I think answer to your question is 'yes '.@@user-oc3cb1jq5f
क्या गुजरात स्टेट गवर्मेन्ट के कर्मचारी NPS TIER-2 में एकाउंट खोल सकते है?
2 sawal hai
Q1. Suppose mere tire2 me total 80k amount hai mai usme se 40k nikalna chahta hu aur rest 40k waise hi invest hota rahe next year se fir se usme thoda thoda paisa dalta rahu to kya ye possible hai?
Q2. Suppose mai pura 80k nikal leta hu aur tire2 account bill kr deta hu to kya hoga kya account band hojayega, aur agar band hojata hai to kya fir se mai tire2 account khol sakta hu ya nahi?
Shandar shandar shandar🎉🎉🎉🎉🎉🎉
Good information mam
Madam, Pl do homework before podcast. NRI’s can open Tier -2 acc, they r not eligible for tax exemption of 50K / Annum. Pl correct ur podcast.
Very good explanation
Mam mujhe urgently paise hai nikalne hai pr nhi ho pa rha
What is tax on withdrawal?
In which way the tier 1 and tier 2 helps to get the pension and after how many years saving the pension will be provided?
FD v/s NPS TIER 2 which will give better return for a 30% tax slab in auto conservative option
A central Govt employee can transfer the amount from Tier-II after lock-in period?
Tier 1 me only 25% hi nikal sakte only 3 time
Nice video madam. Madam GPF personnel 80ccd1b ka benefits ke leye tier2 mai investment kar sakte hai kya.
No, there is no such benefits in tier 2
Yes... GPF Petsonnel can also invest in NPS Tier-II upto a maximum limit of 50000
Tier 2 se kya annuity nilegi
Please compare NPS tier 2 auto conservstive fund with Debt fund
But there is a charge of 125rs flat on withdrawal in the Tier 2 account.
Very nice and useful
Thank you so much
NPS tier 2 for general citizen, annual kitne return pe tax lagega? vomoaring it to bank savings interest rate jiska minimum interest earn krne pe hi taxable hota hai. NPS tier 2 mein transactions pe koi tax lagega ya nahi?
Full taxable
10 to 15%
I have tire 1 account, now I want to change my subscription to tire 2
Tier 1 se paise lens ke baad me tier 2 paise nikalne ke samay ka antral
50000,tax rebate on tier 2 😊😊😊😊
What will be the tax liability on capital tax gain on switching amount from NPS tier 2 to NPS tier 1
Tiar 2 account se pese withdraw kese kre video bany plz
Good information! 👍🏼
But very general in nature.
Specifically how nps tier-II will generate good returns, depends upon what percentage of allocation one is alloting for equity, debt, corporate bonds and alternate asset class.
The trick lies here. Which a general or a lay investor finds confusing and difficult to decide. And basis what should one decide?
Please make a video on this important decision of asset allocation and guide. Then only can one make the best use of tier-II account.
Also a comparison between that asset allocation (which you will guide for better returns) versus the mutual fund schemes (in comparison to it.
Very lucid analysis
Frize account ko kaise chalu karu
अब राज्य सरकार द्वारा NPS को बंद कर दिया हे तो क्या एम्प्लोयी अब भी उसमे पेमेंट जमा कर सकता हे या नही, अगर करवाता हे तो राज्य सरकार का कॉन्ट्रिब्यूशन नही होने पर अकाउंट को ब्लाक तो नही किया जायेगा कृपया इस संबंध में मार्गदर्शन प्रदान करे
If person take retirement befor the age 60 . NPS account will be close for pension then what will be happen with NPS tire 2 account . Can we take SWP of that of that tire 2 account
Tier-2 se withdrawal krne pr koi Tax dena hoga ya nhi?
Very nice open karne ka demo bhi bnae
If in our tier 2 account there is corpus of Rs.10 lakh and we transfer whole corpus into tier 1 and withdraw 60 % then in this way can we save tax on the corpus of tier 2 account ?
Rs-500/- first time jama Kiya hoon, kya mera tier 2 account active hoga??
Active hua appka account
@@bhaktaharisahoo4666 active hua 👍👍👍
Good
Thanks
Good job 👍
Pan card mai singnture nhi hai thumb hai toh kiya Nps khulwa sakte hai
How to resolve this issue on the final payment page while doing new registration for NPS - "The response from the Payment Gateway for the payment attempt against this acknowledgement number is awaited. We request you to wait for the re-try of payment process for registration in NPS #" ?
Tier 2 account ka interest kaha jama hota hai 1 ya 2
Maam NPS ME 50000 KA DEDUCTION jo 80ccd1B me milta h wo paisa tier-1 me deposit krne se milega kya?
Tier -2me deposit krne se nhi milega 80ccd1B ka fayda
Very nice madam
Till what age one can start first investment in NPS Tier 2 account
Iska jabab kab degen
Mam, you didn't covered 80CCD(1B)?
That is for tier1 sir
Tear II k investment charges kitne hote h, kripiya bataye.
Nice Information
How to transferred tier2 ammount in tier 1.
In tier 2 account central government employees deduct salary automatically like tier 1?
I think 80ccd1b k under tax saving deti hai
Tier 1 ka paisa bhi wapis milega ki nahi to Tier 2 kolke kyu risk Lena.
Public sector bank employee tax saver scheme le sakte hai nps tier 2 mai
If i tranfer money from Tier 2 to Tier 1 and Tier 2 become empty than any issue occurs or any charges would be played for that?
I want to withdraw from tier 2 nps account but not happening. I have already penny dropped my bank details 3 days before. What can I do now for withdrawal money please tell me
Pl.give details of Tier I ,
NPS .
high charges plus tax
Why I will pay on withdrawal from Tier-II where I have already paid Tax on those income ?? I understand on interest I will have to pay income tax but not on my corpus. Also, If someone withdraws partially then ?? For example if I have 3 Lacs in Tier-II and I want to withdraw 2Lacs how much tax I would be paying ??
Yes right question to ask I searched for answer but I not got any
How is the returns taxed on withdrawal in tier 2?
Tier 2 m ky hum stocks m sip kr skte hai ky??
Kya tier 2 account open krke zero balance rakh skte h?
Tier 2 se amount withdraw krne par income me judne wali rashi keval interest hi rhegi ya jo invest kiye the vo plus interest dono income me judenge or doNo par hi tak lagega
Tax will be applicable for only capital gain, not capital invested. Jo invest kiye ho woh taxable Nehi h, sirf interest par tax lagega
@@alam.meheboob Thank you very much sir
@@alam.meheboob how to get capital gain statement for NPS tier 2 profit ( on withdrawal)
Is there any TDS? then how to get TDS certificate??
Plz reply soon, it's ITR season 😎
Gpf Wale khol sakte hai kya
Mam इसमे cookies clear nahi ho raha hai
KRIPAYA ONLINE EXIT KARNE KI KYA PRAKRIYA HAI. NPS APP MAI EXIT KAA OPTION NAHI HAI. BAHUT JAGAH LIKH DIYA KOI SAMADHAN NAHI MIL RAHA. FUND MANAGER KAHTA HAI KI WE POP NAHI HAIN AUR ISLIYE DETAIL OR EXIT NAHI KAR SAKTE HAIN.
KRIPYA KOI CREDIBLE AUTHORITY JAISE , PFRADA YA MINISTRY KE SAMBANDHIT AUTHORITY KAA EMAIL DIGIYEGA
Premature Nps exit request approved but money is not transfer to my account. But now I want continue nps.
Is there any option to continue it at this stage? Please reply
Hlo mam meri govt job h delhi mai state govt job h tier 2 mai invest ki mene 50 lakh moonthly (sip) krke to 50 lakh withdraw krne pr tax dena hoga
Upper age limit 60 nahi abhi 70 hai
I haven't my cheque book. Can I upload my passbook image instead of cheque book for Registration in NPS (Tier-1)
Yes
Madam thoda achhe se padhlo...tier 2 tax saving me 50000 ki chhut hai...
No
Tax on withdrawal from tier 2
55age per tier 2 se pura pesa. Tier 1 m transfer ker de to
60% pr koi tex nahi legaga
Tier 2 k liye fund scheme ke name bhi btaiye
NPS me mere 1 lakh rs h , main yeh rs kse nikal skta hu ....plz help kre
How can I download tier 2 form
If l switch money from tier 2 to Tier 1, what capital tax gain earn on tier 2 will I need to pay ?
No, there will be no tax for switching the funds into Tier I
@@alam.meheboob any documentry reference
@@drsundeepnigam See NPS KI PATHSHALA channel regarding this
@@alam.meheboob thanks
Tier to a/c kaise khulta hai
Is NPS is applicable for self employed personals
NPS can be opened by anyone who wants to secure his or her retirement.