Well explained. A small query- increment amount in Tier 2 account will b taxed as interest under the head income from other sources or it will b taxes as capital gain income?
2 sawal hai Q1. Suppose mere tire2 me total 80k amount hai mai usme se 40k nikalna chahta hu aur rest 40k waise hi invest hota rahe next year se fir se usme thoda thoda paisa dalta rahu to kya ye possible hai? Q2. Suppose mai pura 80k nikal leta hu aur tire2 account bill kr deta hu to kya hoga kya account band hojayega, aur agar band hojata hai to kya fir se mai tire2 account khol sakta hu ya nahi?
Yes, there are two options 1. Tax saving scheme (only for government employees) 2. Non tax saving scheme ( For anyone ) There you can choose 2nd option and then PFM i.e. Pension Fund Manager first Then you can choose for 'E' Equity scheme Like HDFC Pension Fund Manager scheme E
अब राज्य सरकार द्वारा NPS को बंद कर दिया हे तो क्या एम्प्लोयी अब भी उसमे पेमेंट जमा कर सकता हे या नही, अगर करवाता हे तो राज्य सरकार का कॉन्ट्रिब्यूशन नही होने पर अकाउंट को ब्लाक तो नही किया जायेगा कृपया इस संबंध में मार्गदर्शन प्रदान करे
Nice information presented by you. I have a question about Income Tax - As you said that Tier-II amount withdrawal is taxable (receive in bank account) as per IT slab. Could please clarify if I transfer amount (it is one type of withdrawal) from tier II to tier for payment of tier one account purpose… is it also taxable ?
If person take retirement befor the age 60 . NPS account will be close for pension then what will be happen with NPS tire 2 account . Can we take SWP of that of that tire 2 account
Madam, at the age of 60 after retirement, 60:% from tier l account can be withdrawn. Then if amount accumulated in tier ll can be shifted to tier l for tax saving in tier ll account?
Pls explain reg taxation for Nps tier 2 account investment are these taxed as debt or as equity??. Is jt a good option for MF. Pls make a video on same.
How to resolve this issue on the final payment page while doing new registration for NPS - "The response from the Payment Gateway for the payment attempt against this acknowledgement number is awaited. We request you to wait for the re-try of payment process for registration in NPS #" ?
NPS tier 2 for general citizen, annual kitne return pe tax lagega? vomoaring it to bank savings interest rate jiska minimum interest earn krne pe hi taxable hota hai. NPS tier 2 mein transactions pe koi tax lagega ya nahi?
KRIPAYA ONLINE EXIT KARNE KI KYA PRAKRIYA HAI. NPS APP MAI EXIT KAA OPTION NAHI HAI. BAHUT JAGAH LIKH DIYA KOI SAMADHAN NAHI MIL RAHA. FUND MANAGER KAHTA HAI KI WE POP NAHI HAIN AUR ISLIYE DETAIL OR EXIT NAHI KAR SAKTE HAIN. KRIPYA KOI CREDIBLE AUTHORITY JAISE , PFRADA YA MINISTRY KE SAMBANDHIT AUTHORITY KAA EMAIL DIGIYEGA
Query : 1)Can one open nps tier 1 and tier 2 account simultaneously? 2) if i have both nps tier 1 and tier 2 account ..can i close tier 2 account later while keeping tier 1 account ?
If in our tier 2 account there is corpus of Rs.10 lakh and we transfer whole corpus into tier 1 and withdraw 60 % then in this way can we save tax on the corpus of tier 2 account ?
I want to withdraw from tier 2 nps account but not happening. I have already penny dropped my bank details 3 days before. What can I do now for withdrawal money please tell me
Premature Nps exit request approved but money is not transfer to my account. But now I want continue nps. Is there any option to continue it at this stage? Please reply
Good information! 👍🏼 But very general in nature. Specifically how nps tier-II will generate good returns, depends upon what percentage of allocation one is alloting for equity, debt, corporate bonds and alternate asset class. The trick lies here. Which a general or a lay investor finds confusing and difficult to decide. And basis what should one decide? Please make a video on this important decision of asset allocation and guide. Then only can one make the best use of tier-II account. Also a comparison between that asset allocation (which you will guide for better returns) versus the mutual fund schemes (in comparison to it.
Tier 2 se amount withdraw krne par income me judne wali rashi keval interest hi rhegi ya jo invest kiye the vo plus interest dono income me judenge or doNo par hi tak lagega
@@alam.meheboob how to get capital gain statement for NPS tier 2 profit ( on withdrawal) Is there any TDS? then how to get TDS certificate?? Plz reply soon, it's ITR season 😎
no masala no gossip ..straight forward analysis. Superb mam
Excellent... Direct hit.. no gossips
Thanks for giving right information
Good information and explanation in detail.
टियर 2 से निकासी पर पूरी निकासी राशि पर टैक्स लगेगा या केवल गेन राशि पर।यह टैक्स क्या कहलाता है और कैसे गणना होती है।कृपया मार्गदर्शन करें।
Nps tier 2 vs mutal fund ...via sip which one is better
Shandar shandar shandar🎉🎉🎉🎉🎉🎉
Very knowledgeble ma'am
Medam 7 sal se nps account पर सिर्फ 6.5 to 7 percent ही interest मिला है
So sweet nice information 🎉
BPSC teacher ka praan no. Apply karne me tire 2 active ho gya hai usko band kaise kre
Pda rahne do bhai koi dikkat na h
What a systematic explanation madam....✌️✌️
But there is a charge of 125rs flat on withdrawal in the Tier 2 account.
Well explained.
A small query- increment amount in Tier 2 account will b taxed as interest under the head income from other sources or it will b taxes as capital gain income?
capital gain
Good Information Madam.😊
2 sawal hai
Q1. Suppose mere tire2 me total 80k amount hai mai usme se 40k nikalna chahta hu aur rest 40k waise hi invest hota rahe next year se fir se usme thoda thoda paisa dalta rahu to kya ye possible hai?
Q2. Suppose mai pura 80k nikal leta hu aur tire2 account bill kr deta hu to kya hoga kya account band hojayega, aur agar band hojata hai to kya fir se mai tire2 account khol sakta hu ya nahi?
Thank u very much it's Very informative video mam.
Very good Explanation
Kiya Tiar Me evary month jama karna hai ya hum apne prophit ke hisab se kabhi kar sakate hai bond time ke ander ple bataiye
Elss is also giving good return and tax exemption. Can government employee invest in equity mutual fund through tier II
Yes, there are two options
1. Tax saving scheme (only for government employees)
2. Non tax saving scheme ( For anyone )
There you can choose 2nd option and then PFM i.e. Pension Fund Manager first
Then you can choose for 'E' Equity scheme
Like HDFC Pension Fund Manager scheme E
Beautiful ❤
Very good explanation
In which way the tier 1 and tier 2 helps to get the pension and after how many years saving the pension will be provided?
Good job 👍
Tiar II account se apne khate me transfer kar sakte hai. Aur shopping,tiket,eksetra me tranjekshan karpayenge ya nahi.
Mera question ye hai ki agar EPF mei Paisa deposit hota h to kya NPS account open kra sakte hai?
Search labour law advisor channel
H khol skte h
But koi 1 hi jagha investment kar na
अब राज्य सरकार द्वारा NPS को बंद कर दिया हे तो क्या एम्प्लोयी अब भी उसमे पेमेंट जमा कर सकता हे या नही, अगर करवाता हे तो राज्य सरकार का कॉन्ट्रिब्यूशन नही होने पर अकाउंट को ब्लाक तो नही किया जायेगा कृपया इस संबंध में मार्गदर्शन प्रदान करे
Nice information presented by you.
I have a question about Income Tax - As you said that Tier-II amount withdrawal is taxable (receive in bank account) as per IT slab. Could please clarify if I transfer amount (it is one type of withdrawal) from tier II to tier for payment of tier one account purpose… is it also taxable ?
no this will not taxable if you doing internally transferred
No not taxable but unfortunately it’s got locked till the age of 60/ Superannuation/pre mature Exit
Pan card mai singnture nhi hai thumb hai toh kiya Nps khulwa sakte hai
FD v/s NPS TIER 2 which will give better return for a 30% tax slab in auto conservative option
Please Create NPS Scheme Tier-1 Full Video as early as possible.
thank you resolved maximum queries
Nice video madam. Madam GPF personnel 80ccd1b ka benefits ke leye tier2 mai investment kar sakte hai kya.
No, there is no such benefits in tier 2
Yes... GPF Petsonnel can also invest in NPS Tier-II upto a maximum limit of 50000
Good information mam
If person take retirement befor the age 60 . NPS account will be close for pension then what will be happen with NPS tire 2 account . Can we take SWP of that of that tire 2 account
What will be the tax liability on capital tax gain on switching amount from NPS tier 2 to NPS tier 1
Mam kya army person ko tier ii me 80c deduction milega
Tier 2 account ka interest kaha jama hota hai 1 ya 2
Madam, at the age of 60 after retirement, 60:% from tier l account can be withdrawn. Then if amount accumulated in tier ll can be shifted to tier l for tax saving in tier ll account?
A central Govt employee can transfer the amount from Tier-II after lock-in period?
Tear2me paise kaise jama kare
Pls explain reg taxation for Nps tier 2 account investment are these taxed as debt or as equity??. Is jt a good option for MF. Pls make a video on same.
Tier 1 ka paisa bhi wapis milega ki nahi to Tier 2 kolke kyu risk Lena.
Please compare NPS tier 2 auto conservstive fund with Debt fund
Public sector bank employee tax saver scheme le sakte hai nps tier 2 mai
How to transferred tier2 ammount in tier 1.
Tiar 2 account se pese withdraw kese kre video bany plz
Till what age one can start first investment in NPS Tier 2 account
In tier 2 account central government employees deduct salary automatically like tier 1?
Very lucid analysis
How to resolve this issue on the final payment page while doing new registration for NPS - "The response from the Payment Gateway for the payment attempt against this acknowledgement number is awaited. We request you to wait for the re-try of payment process for registration in NPS #" ?
NPS tier 2 for general citizen, annual kitne return pe tax lagega? vomoaring it to bank savings interest rate jiska minimum interest earn krne pe hi taxable hota hai. NPS tier 2 mein transactions pe koi tax lagega ya nahi?
Full taxable
10 to 15%
KRIPAYA ONLINE EXIT KARNE KI KYA PRAKRIYA HAI. NPS APP MAI EXIT KAA OPTION NAHI HAI. BAHUT JAGAH LIKH DIYA KOI SAMADHAN NAHI MIL RAHA. FUND MANAGER KAHTA HAI KI WE POP NAHI HAIN AUR ISLIYE DETAIL OR EXIT NAHI KAR SAKTE HAIN.
KRIPYA KOI CREDIBLE AUTHORITY JAISE , PFRADA YA MINISTRY KE SAMBANDHIT AUTHORITY KAA EMAIL DIGIYEGA
जब खाता होल्ड कर रखा हो तो कैसे निकाल सकते हो हाल तोड़ता सकते हैं
Tear II k investment charges kitne hote h, kripiya bataye.
Thank you so much
Very nice and useful
Query :
1)Can one open nps tier 1 and tier 2 account simultaneously?
2) if i have both nps tier 1 and tier 2 account ..can i close tier 2 account later while keeping tier 1 account ?
Aapko solution mila?
@@AMANKUMARSINGH-yp1qz not at all
I think answer to your question is 'yes '.@@Rohit-x5u2y
Mam mujhe urgently paise hai nikalne hai pr nhi ho pa rha
Frize account ko kaise chalu karu
I think 80ccd1b k under tax saving deti hai
क्या गुजरात स्टेट गवर्मेन्ट के कर्मचारी NPS TIER-2 में एकाउंट खोल सकते है?
Pl.give details of Tier I ,
NPS .
Madam, Pl do homework before podcast. NRI’s can open Tier -2 acc, they r not eligible for tax exemption of 50K / Annum. Pl correct ur podcast.
Tier-2 se withdrawal krne pr koi Tax dena hoga ya nhi?
Mam, you didn't covered 80CCD(1B)?
That is for tier1 sir
Tier 2 m ky hum stocks m sip kr skte hai ky??
How much tax deducted during withdrawal from Tier 2?
Gpf Wale khol sakte hai kya
Kya tier 2 account open krke zero balance rakh skte h?
50000,tax rebate on tier 2 😊😊😊😊
Tier 2 se kya annuity nilegi
Mam इसमे cookies clear nahi ho raha hai
If in our tier 2 account there is corpus of Rs.10 lakh and we transfer whole corpus into tier 1 and withdraw 60 % then in this way can we save tax on the corpus of tier 2 account ?
How is the returns taxed on withdrawal in tier 2?
If i tranfer money from Tier 2 to Tier 1 and Tier 2 become empty than any issue occurs or any charges would be played for that?
I want to withdraw from tier 2 nps account but not happening. I have already penny dropped my bank details 3 days before. What can I do now for withdrawal money please tell me
Upper age limit 60 nahi abhi 70 hai
What is tax on withdrawal?
Premature Nps exit request approved but money is not transfer to my account. But now I want continue nps.
Is there any option to continue it at this stage? Please reply
Tier 1 se paise lens ke baad me tier 2 paise nikalne ke samay ka antral
How can I download tier 2 form
I have tire 1 account, now I want to change my subscription to tire 2
NPS me mere 1 lakh rs h , main yeh rs kse nikal skta hu ....plz help kre
Didi etna slow to local bhi chalta 😂😂😂😂
Rasi nhi aa raha h mam
Good information! 👍🏼
But very general in nature.
Specifically how nps tier-II will generate good returns, depends upon what percentage of allocation one is alloting for equity, debt, corporate bonds and alternate asset class.
The trick lies here. Which a general or a lay investor finds confusing and difficult to decide. And basis what should one decide?
Please make a video on this important decision of asset allocation and guide. Then only can one make the best use of tier-II account.
Also a comparison between that asset allocation (which you will guide for better returns) versus the mutual fund schemes (in comparison to it.
Very nice open karne ka demo bhi bnae
Iska jabab kab degen
Madam thoda achhe se padhlo...tier 2 tax saving me 50000 ki chhut hai...
No
Rs-500/- first time jama Kiya hoon, kya mera tier 2 account active hoga??
Active hua appka account
@@bhaktaharisahoo4666 active hua 👍👍👍
Sirji mein tier 1 mai 2nd time payment kiya hai and approved be hogaya but muje nav nahi mila?
Tier 2 account open karne ke bad kitne din main account active hota hai?
Minimum two working days
Nice Information
Nps entri age 3 year ke ladka ka a/c khul sakta hai kya
18 to 60
Tier 2 se amount withdraw krne par income me judne wali rashi keval interest hi rhegi ya jo invest kiye the vo plus interest dono income me judenge or doNo par hi tak lagega
Tax will be applicable for only capital gain, not capital invested. Jo invest kiye ho woh taxable Nehi h, sirf interest par tax lagega
@@alam.meheboob Thank you very much sir
@@alam.meheboob how to get capital gain statement for NPS tier 2 profit ( on withdrawal)
Is there any TDS? then how to get TDS certificate??
Plz reply soon, it's ITR season 😎
Tier to a/c kaise khulta hai
I haven't my cheque book. Can I upload my passbook image instead of cheque book for Registration in NPS (Tier-1)
Yes
Tier 1 me only 25% hi nikal sakte only 3 time
55age per tier 2 se pura pesa. Tier 1 m transfer ker de to
60% pr koi tex nahi legaga
Tier 2 k liye fund scheme ke name bhi btaiye