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PPF Account Benefits - 2024
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- เผยแพร่เมื่อ 15 พ.ค. 2023
- About This Video :-
this is a full detailed video on ppf account benefits. this ppf account can be opened from post office, Government Banks or from any private bank in India.
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I had no knowledge of PPF... except that my husband got one PPF acc opened for me as I was working...
I feel so informed after watching your video.
Thanks.
बहुत ही जबरदस्त एक्सप्लेन किया सर वाकई मजा आ गया वेरी नाइस थैंक यू सर ❤
Aur ap sir yeh video dekh ke 30 mintute ki jo 5 mint m covet ho skti thi bnde ko 1 lakh ka faida krwa diye😅😅
😮😮lp😊@@titansood8001
भाई बहुत मेहनत की आपने.. समझा डाला सब कुछ.. Thank you for detailed information and analysis
Very True.
Bahut achcha samjha rahe hain sir
Very clear explanations. Thank you. This one video is enough to learn everything abt ppf. 👍
Aapne jitna details me PPF schemes ko cover kiya hai vaise koi nhi krta hai pure TH-cam channel pr
Thank you❤🌹🙏 so much sir
Income tax dene wale bharte hai
Ppf interest rate should be increased and online withdrawal facility needs to be implemented
PPF intersert rate should match with inflation atleast.
@@habeebkhan1811 Yess
Actually with compounding it will be 7.5%..as it is tax free... Effective interest is 7.75%.. Which is good
Excellent clarification of ppf account, good job .
This guy is explaning so well. Excellent explanation
Wonderful job! You addressed all the key points perfectly. Outstanding work! I'm subscribing to your channel.
Bhai lgta hai apko kuch Jayda hi samj may aa gya... Fudu kata hai aapka
ppf সম্পর্কে বিস্তারিত আলোচনা শুনলাম খুব ভালো লাগলো
Bhut ache se smjhaya 👌👏👏👍
Chhoti Chhoti chizo ko clear krna hi, apke channel ki strength h
Thanks 😊
The way you explain is so practical and anyone can easily understand
Very very informative videos sir keep it up God bless you
Thank you sirr...ye bat bilkul sahi hai...apne basic level pe samjhaya,,ganw k anpad v samaj jayega..thank you v.v.v. much sirr
आपने बहुत अच्छे तरीके से समझाया इतनी अच्छे तरीके से तो बैंक वाले भी नही समझाते है❗ और ना ही उनको इतनी गहरी जानकारी होती है ❗❗
Bahut acche se samjhaya 👌
Thanku soo much.
Regards
Very informative video every thing explained in detail
Sir very understanding explanation,, before don't know about ppf ,, but now New it, for my son i have opened ppf going to be 2year,, thanks
Every citizen must open a PPF account. This is a very good scheme of government,❤
1 - Better to deposit by 5th of each month
2- deposit max in early or first 6 months to get best benefit
🙄
What is additional permissible subscription in PPF? I would see some ammount from balance displaying under APS.
भाई बहुत ही अच्छे से एवं विस्तार से एक-एक बिन्दु समझा देते हो। मक्खन की तरह (Smoothly)समझाते हो।
भाई तुम्हारा दूसरा चैनल नहीं मिल रहा है। सबसे अच्छा यह होगा कि अगले वीडियो उसका लिंक डाल देना। वैसे इंस्टाग्राम पर मैं फॉलो करता हूँ। फेसबुक से मैं दूरी बनाकर रखता हूँ।
Apka Jo samjhana ka tarika hai o hamko bahut hi accha lagta hai
Very informative video. I have a few queries to ask. 1. Suppose my parents have PPF account in their name; what will happen after their demise? will I be given the total amount of money( considering the fact that I have been nominated by them) or will I be able to continue their PPF account in my name? 2. what happens to your PPF account once your status changes to normal Indian citizen to NRE?
noo
Great work 👍 we need these details explanation.. thank you for sharing these
Jao app bhi jao aur apka fudu katwao, kya khiladi bnega retu ram prasad
I request all of you to examine the interest rate of developed countries to assess the impact on your returns. If India wants to be developed its reliance on debt creation will grow therefore interest rates will have to come down below inflation and stay there for longer. This way the govt will be able to reduce its debt burden and create liquidity to spur investments. Even though PPF is a financial asset but not a lucrative one so I prefer investing bonds, stocks, real estate and gold.
15 yrs is short time for India to become fully developed country 😂
जानकारी देने के लिए आपको बहुत बहुत धन्यवाद
Bahut hi achhi tarike se basic ko clear krte hue btaya...apka dhanyawad
Great explanation beta thanku so much❤❤
Very well explained each n every point.
Nicely explained sirji..Definitely every body will like .Thank you sir
So clear n total information ❤ 30:34
One more addition, in any yours mis circumstances, Police, Court, Govt, ED or any Agency cannot attach your PPF A/c like PF.
Prime information 👍
Itna chhota kyu? Ek 2 hour cinema bana dijiye... Popcorn khate khate dekhenge...
Edit: Thanks for the century guys ❤️
pr bhai ek ek point cover kiya h bande ne
😂😂apko kam ads dikhe isliye itni choti rehti videos
Gyan mil raha ha badiya... To le lo..
😂😂
@subhajit mahanta Agar appke Ghr walo ne Itana time tum diya hota to Aaj ye na lekhte Agala Ek ek ponit Cover kr raha hai itana kon samjhta h Accha nhi likh sakte ho To galt bhi na likho Waise tumare liye nhi hain ye 😂
आप बहुत अच्छी तरह समझाते हैं
Very nice super guidance thanks
U r amazing bro ,ur explain action is awesome with example... keep going and post most videos
You really covered it in detail and explained very nicely. It is helpful. Thank you for your efforts.
But i want to know one crucial thing here, What is the amount of 10000000 (One Crore) rupees would be after 40 years from now, if the inflation rate is growing at 6% in India. And, the inflation rate can be 9% or 10% after 40/50 years from now.
Please make one video explaining this so that most common people would be able to understand the impact of inflation rate on their invested money for such long years.
you got it😂😂😂
Thanq soooo much sir apne har choti se choti chij is video me discuss kri I salut to your hard work ❤
मैंने अक्टूबर 2015 में PPF account खुलवाया था।
और उसमें 2015 & 2016 में ही राशि जमा करवायी और बाद में नही करवायी
क्या अब राशि जमा करवा सकता हूं या नही, करवा सकता हूं तो वार्षिक कितनी?
🙏🏼
This year govt. didn't increase the ppf interest. Govt knows it very well once people entered in it can't go out, whatever maybe the interest rate. While common deposits are earning more than 8%, ppf is earning only 7.1%. What about those middle class people who are entering in this scheme for higher interest only? Govt should reconsider it.
govt will increase interest in july or October quarter ...as next year is election... just notice interest rate for july 2018 it is increased and suddenly decreased from july 2019 😂😂
Baniyo se jada umeed mat karo bhai
@@sidhantbhandari8006you should talk with some balanced and logical views.. if deposit interest decreases, then various retail loans like home vehicle education extra also decreases, and if deposit rate increases, the loan rates also increase. It doesn't happen that deposit rates like this scheme decreases whereas loan rates increase . Both are linked to the REPO rate. This is simple banking and if you don't maintain that , for example if you make the deposit rate higher than loan rates, the bank will go into liquidity and close down.
in all the developed economies or countries, deposit rates are very low like 1-2% , and so the loan rates are also 1.5-2% . This helps in economic growth as this helps in movement of goods and services. This has nothing to do with elections
Govt didnt want middle class to grow... Sad but true.
Those who are complaining about the length of vidoe they are requested to watch in 1.5 or 2x speed😅
Very nice suggestion
😂😂😂 Mai toh yahi krti hu
Good explaination, सर!
Wa bete bahut badhiya sab kuch samjha dala ❤ you are excellent Teacher Sir❤😊
Very informative information 👍🙏❤️🙏
❤ great explanation sir
Explained nicely.
Bahut achhi jankari di sir app ne
Good explanation.Thanks🙏👍
Furnishing PPF account scheme details in Hindi is 0.K. But you should give scheme details in English also, so that those of us who cannot understand and follow Hindi will be benefitted. This should be made applicable to all Govt of India schemes.
S.Jithendra Kumar.
I think Hindi should be mandatory to all South Indian schools so that problems like yours should not happen to any of Indian individuals. Best solution is show chota bhim and other Hindi cartoon to your kids so next time your kid doesn't face the same problem as yours.
Maine bhi kraya hai sir
Tq so much bht Acha information dia hai
Tab to aaj ki tareeke me FD is better option than PPF as rate of intrest is decreasing history
I started it in 2003 @9% n now its 7.1% but Thanks a lot ki pura time dekar samjha ya sab points❤
Thank you Sir ! You have suggested well and good. Now we should have to do which capability is supportable . Thanks a lot.
Hello Guduji,
Instead of explaining about exemptions on taxes, pre-matured advance, withdrawal etc., pl. show in a tabular format in brief how much shall be da amt. of maturity against monthly deposits of certain amount in PPF.
Very nice explanation sir
Very well explained….Thanku
Very well explained, thanks
Can we only deposit 500 Rs if we missed to deposit money in some financial year? Can I deposit 150k+140k in current financial year If I deposited 10k Rs in 2005 ?
Sir bhut achhe se smjhaya sir sal me kisi bhi mhine me dal skti hu paisa 5 tarik se phle
Information dene ke liye thank you
Thanks a ton for such a clear explanation of the PPF scheme.
Regards.
O?
Absolutely amazing your explanation. God bless you Sirji.
Very well explained, Thank you sir
Thank you sir for the detailed information
Interest rates will be around 1-2% in next 30-40 years just like US, UK. Not much benefit in long-term extension
But good video overall !!!
OMG kaise jiyenge log phir
Toh phir tab nikal lo na kya jata hai humara
Sir as u say,2ppf accounts cannot b open nor b close before maturity then is this possible that PPF account can b transferred from 1bank to other bank or post office? Sir plz guide
It is online,no need to transfer.
Good evening sir ji very informative video
Hii sir,, the best bank
Union Bank of India or HDFC Bank.....ppf kosa bank par kolega achha hai please reply sir
Very informative video 🙏🏻🙏🏻😥
Grand Salute Sir...👌👌👌
Very good Expansion sir🙏
good explantion sir g💐
I have a small doubt, will the interest of PPF account be compounded and will be treated as principal amount for further years, OR will we get the interest in our savings bank account every year?
Compounded annually
PPF is not an investment plan but purely for financial security.
Power of compounding.
1.5 lacs for 60 years gets you 12,21,00,000=00
@@shaileshkher3423 what will you do of that amount after 60years
@@tejas788❤
@@tejas788It will be beneficial for the next gen.
I have renewed my PPF after 15 years. Then one more time after 5 years. But now the next renewal is not allowed by SBI. Can you please share the web link where this information is captured
What is additional permissible subscription in PPF? I would see some ammount from balance displaying under APS.
It is allowed
ખુબ સારી રીતે સમજાવા બદલ આપનો આભાર.
very very valuable information dear, God bless you, and live long long with good health and wealth:)
Thanku soo much for your wishes 🙏🏻
Sir it was so informatic ... 1 (one) question remains untouched which needs to be addressed...
Sir is it necessary to invest equal amont through the year.
Like 1000 monthly or 12000 yearly. Is it compulsory to keep fixed. Can't we do like 1000, 5000, 2000, 3500 again 500 .... Keeping the total investment under the yearly limit of 150000 ?
I will answer this question as I have a PPF account. Yes, it's your choice how much you wanna invest in a month(minimum 500 in a year to keep the account active). Make sure why the end of the FINANCIAL YEAR, the total should be 1.50 lakh( I know most Indians won't be able to invest that amount). I hope this answers your query
Minimum 500 to be invested annually to keep account active otherwise as per ur convenience with tax planning
You can do
Minimum 500 and Max 1.5L (yearly) iss bich jitna daalna hai daalo no restrictions. Yearly 500 minimum daalne padenge tumne
You can invest Rs.500 to 1.5 lacs per year....upper total deposit limited to Rs.1.5 lacs per year.
But max.12 times in a financial year Only.
Even if you don't want to invest in PPF, opening PPF account is beneficial. You can just do min 500 PA investment to keep it active. Then, when the maturity time is few years away and interest rate is lucrative, you can start doing max investment to get tax free interest instead of doing FD😅
Rich people will definitely do it..
In case of demise of account holder during 15 yrs period, what will be the out come of PPF account.
@@narendradev2330 Total Amount with interest will be given to your nomini/legal hier.
Is there any death benefit?
What happens if I have not deposited anything in my ppf account for 8 years and now I want to deposit
Aap jo bolte ho bahot achhe se szmaj aata he
Sir isme mere kafi sawalo ke jawab mil gaye thanks
Sir, is ppf rate of rate is same for all bank ? In ICICI it is also 7.1 rate of interest
Yes, There is no difference as interest is as per government norm!
Well explained video💯
wonderful explanation for layman
Very intellectual and fulll explained 🎉
Is the PPF account of a married couple treated as a single account or treated separately?
Single
one pan one person
start invest at age of 25 and keep investing till 75 everyear 1.5 lakh to get the amount as informed in thumbnail.
Conditons:
Assumed that interest rate will remain constant for 50 years.
Assuming the scheme will continue for next 50 years.
Assuming that you will keep earning till 75 age
and if you are above 30 forget about investing for 50 years, marr jaiga re tu itne time me toh
Suru hone se pehle hi khatam ho gya investment journey 😅
Excellent information sir. Thank you Sir.
Thankq lot. The real twist of Modi is at the end of video!!!?😢😢
I have a question, if someone has a ppf account and now is settled outside India as a permanent resident of that country(not citizen). In that case can he still deposit money in ppf account?
❤
50 साल में ये छः करोड रूपए सिर्फ छः लाख के बराबर ही होगे भाई आप शायद महंगाई आंटी को भुल गए है भाई साहब 😂
For 60 years @1.5 lacs will fetch you 12,21,00000=00
How much you have deposited? 90,00,000=00
Even after factoring for inflation you still stand to gain.
PPF is not for investment but pure financial security.
Please treat it this way.
SIP shuru kar de
Bhai tu kuchh nhi krega
Bas execuse hi de
Excellent information on PPF.. It is hoped that you will make a similar detailed vlog on SWP scheme.
Achhi jankari di sir apne thanks
क्या ये sip से बेहतर हैं.
No, ppf me interest rate fix he, sip me variable hota means more than 7%
Ppf is tax free
If only our State / Central Govt officers cloud be more responsible, am sure that our public would Understand each Govt Scheme more clearly to make use of it.
This will not only ensure Faith, Trust & a sense of liking for the Political Party in power. Added to this, if the local MLAs & MPs hold a regular meating in each Sector, in urban areas, every Quarter, all Problems of a city can be resolved easily.
As of now the public resort to agitation etc which is unwanted.
Amazing explanation. Thank you so much.
Amazing explore sir nice video reg. Ppf
22 me job lagi aur 50 saal tak maine invest kiya aur 72 me jab milega paisa.. tab main ghanta hilaunga us paiso se 😢
Sir ji...zindagi aapki 72 me khatam nahi hogi, uske baad bhi 8-10 zijda reh sakte ho aap... Tab aapki job rahegi nahi..magar requirements kamm nahi hogi, especially medical issues... Uswaqt yahi paisa zindagi bacha lega aapki...
@@aninditasaha0307😂😂
medical bills hi zindagi h 😂😂
Same question mera hai better enjoy with your current money dont be fool with chutiya sceme😅😅😅
@@ankitkaushik5215 agar aapke paas future me bahut paisa kissi source se aanewala hai, like papa ki property ya unka jama kiya gaya paisa, tab aap zaroor karo... Magar hum jaise log, jinke paas aisa kuch nahi, sab kuch salary se hi karna padhta hai, hamare liye to ppf vardaan hai..waise life kabhi bhi karwa badal sakti hai sir... Kya pata.. Kal yeh current paisa ho na ho... Goodluck
22 me job lgi...lkn invest to 15 saal hi krne h...mtlb 37 tk pse mil jayenge...udate raho...or fir ek investment chalu kr do..
Very nice and useful information
Thank you 🙏🙏 बहुत ही बढ़िया समझाया
@XYAxisEducation Nicely explained sir... Thank you.😊
FD interest rate TDS is deducted on 40k and 50k(for Sr citizens) annually
Jai shree Ram
❤