I started this video with zero knowledge, ended up with a transparent and clear understanding and sure enough that I can opt an appropriate policy for my family! You really worked hard and delivered a good clarity😊
Hello Sir, I don't really comment on videos, but yes i really really appreciate that there are still some good people who are providing very important information, because in our country if a middle class or lower class will break that is only because of the debt of medical bills, middle class person do their hard work their whole life save some money but when it comes to hospitals it all just fades away like air. In today time if a person can be saved from this debt is only with health ins. 🙏. Thank you!
Hum log lower middle class ke hain, husband 61 aur mai 57 ki hoon, health policy samajh nahi aati thi ki kaun si lein, lekin aapne bohot achhe se comparison karke bataaya, ab hum log decide kar payenge
@@gulshansingh9989feature wise to vhi acha he video open isi liye kiya tha .. ki is youtuber se confirm ho jaye pr usne to mention hi nhi kiya uska nam
You missed an important point in Room Rent Cap @8:30 - Insurance companies link all expenses with room rent, so if company is paying 50% of the room rent (because of limits) then company will only pay 50% of the total bill amount (Including procedure costs, doctor costs, meds etc irrespective of any limit). So, if one takes 10k room where 5k is limit, and total bill comes to 5 lakhs, most of us will have no issue paying those extra 5k for 3-4 days (~20k) from own pocket, but insurance company will now approve only 2.5 lakhs as all reimbursements are linked to room rent percentage and we have to shell 2.5 lakhs instead of 20k just because we surpassed the room rent criteria. That's why no room rent capping is necessary.
You mentioned a very vital point, there must be no capping in room rent. My personal Health Policy is Star Health Assure for 10,00,000/-there's no room rent capping. Thank you.
I am naive about health insurance..... But after getting you video on TH-cam....i am much more clear in all aspect of health insurance .... Thank you 🙏🏻
Itne complicated term to aasani se samjhane ke liye thank you so much Koi agar ekdum new banda bhi aaye samajhne to I don't think use koi bhi doubt hoga ❤️
Dear sir this was 45 min long video but i wanted it to go on and on, it was really nice Thank you for making such a nice informative video i really appreicate this.
I m 27, and for the last 2 years, I was so confused by all the options in the market that I kept avoiding health insurance. after watching this video and your previous podcast with Gurleen kaur, im confident to make a decision. chart/ comparison you showed were especially helpful. can’t thank you enough-really appreciate your efforts!
Comparison pic is not clear...I am unable to read the Pic...plz post it again. Otherwise the vedio fulfilled it's purpose..really educative, informative and full of knowledge...👍🙏
The New India Assurance is no. 1 insurer in India. It has 99.9 % settlement ratio. Largest cashless network with hospitals across India. Handsdown one should go with New India. My family is covered from last 7 years, claims lodged twice, cashless approved with 20 minutes after reaching hospital, with zero hassle and no hidden clauses.
This is the best video on Health Insurance Policy.🙏🏻 Sir , (*) 55 Years old ke liye kon sa policy best rahega . (*) Tax Benefits ko thora achhe se samjha Dete please 🙏🏻. (*) Top-up ke baare me bhi samjha dijiye please.
This video was super insightful! I didn’t know much about health insurance before, and it really helped me understand the basics. Thanks for breaking down the different types of plans and explaining what to look for. Now I feel more prepared to make informed choices about my own health coverage!❤
Superb video excellent explanation this is what actually we need groung level features and benefits and how actually health insurance works other channel are just telling about their promotion but you clear all the doubts
Bahut sare ese points the oro nahi bataye. Thank you so much sir. Sir, aap log to show karte ho ki settlement ratio full h , but comments me to bahut negative bolte h unke experiences ke bare me about settlements.
Very hard efforts to make clear . Best social service i saw full vdo i am a retd doctor. Though health policy is a great bussiness of selling modern nd advanced treatment but now became essential for uncertaain uninvited expence. So very helpful vdo thanks
Great video. I was thinking about getting health insurance but didn't know how to choose. I didn't know the terms related to health plans so I was hesitant.
आपने बहुत मेहनत की हैं sir और बड़ी ही ईमानदारी से सब कुछ बताया है। धन्यवाद।
I started this video with zero knowledge, ended up with a transparent and clear understanding and sure enough that I can opt an appropriate policy for my family! You really worked hard and delivered a good clarity😊
Hello Sir, I don't really comment on videos, but yes i really really appreciate that there are still some good people who are providing very important information, because in our country if a middle class or lower class will break that is only because of the debt of medical bills, middle class person do their hard work their whole life save some money but when it comes to hospitals it all just fades away like air. In today time if a person can be saved from this debt is only with health ins. 🙏. Thank you!
बहुत अच्छा समझा दिया पॉलिसी की बाते मैं बहुत अच्छी तरह से समझ गई मुझे मै गाव मे रहती हुं. सब बाते समझ में आ गये. थँक्यू
Very good information
Hum log lower middle class ke hain, husband 61 aur mai 57 ki hoon, health policy samajh nahi aati thi ki kaun si lein, lekin aapne bohot achhe se comparison karke bataaya, ab hum log decide kar payenge
Best health insurance is care health insurance
@@gopalawasthi1111bhai tu adviser h kya care health ka
@@gulshansingh9989feature wise to vhi acha he video open isi liye kiya tha .. ki is youtuber se confirm ho jaye pr usne to mention hi nhi kiya uska nam
CARE HEALTH ki apni enemy hai?
Ma’am You should be try with NIVA BUPA . It is the best health insurance company .
आपका समझाने का तरीका बहुत ही शानदार है अब मुझे इंश्योरेंस लेने में ये वीडियो बहुत ही मददकार हैं 😊
You missed an important point in Room Rent Cap @8:30 - Insurance companies link all expenses with room rent, so if company is paying 50% of the room rent (because of limits) then company will only pay 50% of the total bill amount (Including procedure costs, doctor costs, meds etc irrespective of any limit).
So, if one takes 10k room where 5k is limit, and total bill comes to 5 lakhs, most of us will have no issue paying those extra 5k for 3-4 days (~20k) from own pocket, but insurance company will now approve only 2.5 lakhs as all reimbursements are linked to room rent percentage and we have to shell 2.5 lakhs instead of 20k just because we surpassed the room rent criteria. That's why no room rent capping is necessary.
Thanx for this commnet
Very informative video. Lot of thanks 🎉
U mean any category room wall?
You mentioned a very vital point, there must be no capping in room rent. My personal Health Policy is Star Health Assure for 10,00,000/-there's no room rent capping. Thank you.
Phle baar health insurance ke video dekhi bhut he achi jankari dee bhai apne🙏
Main life m pahli baar youTube k kisi video par comment drop kar raha hu...
Great explation sir...
Salute.....
🙌🏻🙌🏻👏🏻👏🏻👏🏻
Dear Sir, OPD charges kya hota hai...and most of companies not included OPD charges
Mat lena aged individuals max 50. Yrs Tak deta he....khud k Liye Lena he toh le sakte ho.....
I am naive about health insurance.....
But after getting you video on TH-cam....i am much more clear in all aspect of health insurance .... Thank you 🙏🏻
Sir Care supreme vs Hdfc Ergo optima secure vs Niva bupa me koun sa middle class ke liye thik hoga please.
Care supreme
Niva bupa bahut accha rahega
Care supreme best policy
Niva bupa you can buy
do not buy Niva Bhupa . Bad customer support furing emergency this is my yesterdays experience
Sar aapane bahut hi acchi tarike se samjhaya aur aaj hi mein policy le raha hun HDFC ki
Care suprime ke Bane special video banao sir ji iske bare me jankari de
Bahut achi tarah samjhaya.This is most clear and unbiased health insurance policy i have seen ❤❤❤
I think Lombard is good policy according to mee
Thank you mr @kartikbisht7042
Thanks ®ards
Neetu
ICICI lombard
Very informative, fair and comprehensive video. Thanks
Port karana se koi problem hai. Maine star se care mai port kia hu. Care kaisa rahega
Apke.samjhane.ki.skill.achhi.h.sir
Can you advise amongst new india health insurance vs hdfc ergo vs Tata AIG health insurance. Which one is best
New india
@@atulkoti7350 thank you sir
All three but claim passing ratio and cashless is better with Hdfc Ergo no1. Than TaTa no.2
Newindia 10 to 15 percent bill deduct hoga.
Sir apne bahot mehnat ki hai aur bahot ache se samjhaya hai allah apko khush rakhe aur dil se thank u sir ......❤❤❤
Why CARE is not in your bucket??
@@sanjaykumarsethi6455 they didn't paid any Money 🤑 for this chiler TH-camr
Care health insurance is best health insurance
Screen size limitation
We could have ignored others but Care has all the features required. I was about to finalize. Are there any serious issues with that ?
Care Company sub se ghatiya Insurance hai Chutya Banati hai
Yes The Knowlege Was Really Good Bhaiya
Bhaiya aap ne care insurance company insurance information add ku na kya bhaiya app bolo message
No क्लेम from care in मोस्ट केसेस
Care health insurance best health insurance of India .
Itne complicated term to aasani se samjhane ke liye thank you so much
Koi agar ekdum new banda bhi aaye samajhne to I don't think use koi bhi doubt hoga ❤️
Sir bahut sari videos dekhi , but jis simple language meine aapne ne samjhaya hai woh sabse shandaar hai 😊
Detailed Video For me because I am Insurance Agent and New to this field and it'll help me alot to present my customers the best health policy 🙏🙏
Aapne health insurance Ko bahaut hi achhe se samjhaya.thanku sir
Bahoot accha bataya sir aap ne mujhe sab kuch samjh aa gya ....... thankyou sir😊😊
First time i learned all the aspects of Insurance policy... Best video on TH-cam.
This guy has fully satisfied me by describing all the topics on health insurance very well. Love the video!😊
This is so far the best in depth video on health insurance.
2 3 din se achi video dhund raha tha sir .. finally aapki video ban gai... bahut ache se samjhaya aapne sir... Radhey Radhey 🙏
बहुत बेस्ट जानकारी दी सर आपको बहुत बहुत धन्यवाद ऐसे टॉप जानकारी देने के लिए बहुत बहुत धन्यवाद❤
2020 se aapka Video dekh raha hun isiliye abhi tak Kahin loan apply nahin kiya maine
Intezar kar raha tha bank loan offer Dene Ka tq sar
Best ever health insurance video I have ever seen even health policy contact person unable to clear , thank you so much sir 🙏🙏
बहुत ही अच्छे तरीके से समझाया 🎉
Thanks for best detailed explanation on TH-cam ❤
Aaj tk ka sbse clear video lga sir ❤❤❤
Dear sir this was 45 min long video but i wanted it to go on and on, it was really nice Thank you for making such a nice informative video i really appreicate this.
good exalent super informetion thank you god bless you and your familly
bhot achi trah se samjaya apne sir ek ek point clear kr diya very very thanks...❤
I m 27, and for the last 2 years, I was so confused by all the options in the market that I kept avoiding health insurance. after watching this video and your previous podcast with Gurleen kaur, im confident to make a decision. chart/ comparison you showed were especially helpful. can’t thank you enough-really appreciate your efforts!
Well done; one more important thing is to see what is the percentage of claims the insurance companies accepted in the last 3 years.
Which one has highest claim acceptance
सभी प्लान के बारे में आपने अच्छा से बताया सर इसके लिए बहुत बहुत धन्यवाद आगे से और अभी अच्छे से डिटेल में बताएंगे तो बहुत अच्छा रहेगा सर धन्यवाद
Comparison pic is not clear...I am unable to read the Pic...plz post it again.
Otherwise the vedio fulfilled it's purpose..really educative, informative and full of knowledge...👍🙏
You checked all boxes. Excellent explanation
The New India Assurance is no. 1 insurer in India. It has 99.9 % settlement ratio. Largest cashless network with hospitals across India. Handsdown one should go with New India. My family is covered from last 7 years, claims lodged twice, cashless approved with 20 minutes after reaching hospital, with zero hassle and no hidden clauses.
But they have sublimits
Premiums are high
Best video of insurance policy ever I watched... Thank you bhai
Sir detail bahut deeply informative thi…
Thank you so much
This is the best vedeo for health insurance thank you so much sir for delivering this knowledge ❤
This is the best video & explanation for health insurance 👍
Sir aap ne bahut ache se samjaya thanks
Yaar maza aa gya... आसानी से समझ में आ गया सब
Thanks for providing necessary information before buying the health insurance
Best video to know about health insurance, appreciate all your efforts
Very Good explanation sir.
I'm very much confused about life insurance but now I'm clear which one is better for me.
हेल्थ insurance के बारे मे बहोत अच्छेसे information आप ने दि है 😊
This is the best video on Health Insurance Policy.🙏🏻
Sir ,
(*) 55 Years old ke liye kon sa policy best rahega .
(*) Tax Benefits ko thora achhe se samjha Dete please 🙏🏻.
(*) Top-up ke baare me bhi samjha dijiye please.
Actually you gave complete and correct information about health insurance, so thank you very much.
🙏🙏
This is best video on health insurance sir❤❤❤
Now I'm going to take Health Insurance for myself and My Father.
❤❤❤❤ Thank you very very much Sir
बहुत अच्छा। आसानी से समझ आया।
Its a good video for those people who are don't know anything about health insurance
One of the best Videos I have ever seen. You ha ve saved our lives with this video. Thankyou so much♥️
Best
Aaj zero se bahut kuchh samjh aa gaya❤
Bahut acche se explain Kiya h sirji dhanyabaad
One of the best video on health insurance policy. Thank you sir. ❤❤❤❤
Bht he ache se brief Kiya...kafi kuch pata chala aap ke vedio se.thank you
each and every minute remarkable to us
I am really excited to know these important information and knowledge from your explination sir.....Thank you so much....Jai Hind....
This man is here to educate everyone for their good will 🙌👀
Very informative video and easily understand all health insurance terms
Hello sir,
Aap ne Bahut ache se difference btaye apna insurance plan ke bare . Thank you sir
This video was super insightful! I didn’t know much about health insurance before, and it really helped me understand the basics. Thanks for breaking down the different types of plans and explaining what to look for. Now I feel more prepared to make informed choices about my own health coverage!❤
Best description and comparison about health insurance till now
Very good information about medical health insurance comparing the vedio. Many thanks for your support😅😅
Sir bahut achcha laga
Bahut kuch seekhne ko mila
Thank you ☺️☺️☺️☺️
Best of explanation, if add switch over process then it will help for those want to switch policy
Sir. Your speech very important.
Really good video. Keeping this link for future reference and sharing with friends and family
Really Best Video on Health Policy Sir, appreciate your hard work. Going with Niva Bupa
Best video i have ever seen on insurance.
best explanation .... clears all the doubts 👍
I like the way you described about the topic which is difficult to understand....thank you
The best explanation on youtube
Best and in detail you have explained the policy thanks
Superb video excellent explanation this is what actually we need groung level features and benefits and how actually health insurance works other channel are just telling about their promotion but you clear all the doubts
Bahut sare ese points the oro nahi bataye. Thank you so much sir. Sir, aap log to show karte ho ki settlement ratio full h , but comments me to bahut negative bolte h unke experiences ke bare me about settlements.
Very hard efforts to make clear . Best social service i saw full vdo i am a retd doctor. Though health policy is a great bussiness of selling modern nd advanced treatment but now became essential for uncertaain uninvited expence. So very helpful vdo thanks
Most policies are being owned by these big corp hosp,where treatment is verycostly butthrow tpa it is managable .
Sir you explain very good about all points of health insurance...& You also covered all details
VERY GOOD VIDEO ON HEALTH INSURANCE.
Very good awareness to people sir, I personally like it
Bohut bohut dhanyawad ❤ policy ko itna ache say samjhane ke liye
Bahut achhe se samjhaya sir aapne
Thank you
Great video. I was thinking about getting health insurance but didn't know how to choose. I didn't know the terms related to health plans so I was hesitant.
After seeing many videos, real information was here 💯
Sir apne bahut achchhe tarike se samjaya vvvvery nice sir ji
This vedio give best clearity about health policy 👍 thanks sir
Best video on health insurance
Thank you sir
Definitely going to gift 1 policy on my birthday for myself 😊
Sir aap bahut achha se samjhate hai thanks sir