Thank you so much. Great, valuable & comprehensive information. Appreciate your efforts. I have a few requests for more knowledge, if you can (that may even increase your market capture): 1. Please make a detailed video for different government (public sector) health schemes and/or bima yojnas. Especially, the low class families are really suffering due to lack of knowledge on these topics. My own home workers don't have insurances, and keep asking money for health issues. 2. Please make another video, while comparing these public sector plans with private sector plans.
Hello Ma’am does HDFC Ergo Optima Secure plan cover critical illness also. It states they cover E-opinion for 51 Critical Illnesses but do they cover treatment of those 51 CI also????
GONE THROUGH YOUR VIDEO . TABLER PRESENTATION WITH PPT WOULD HAVE BEEN MORE IMPACT FULL. IT MIGHT NOT BE EASY FOR COMMON PEOPLE LIKE US TO GRASP THE TEACHING IN ONE GO. IT IS VERY DESCRIPTIVE. GREAT
Hi. How can now we know the correct Claim and Amount Settlement Ratios of these insurance companies, now that IRDAI skipped these details from its latest annual report?
Pre & post hospitalisation is covered in most of the plans. But Pre & Post Hospitalisation is only on Reimbursement basis. Whereas Hospitalisation is on Cashless basis.
Hello mam , I am NITHIN (27) , back in 2018 I was diagnosed with T-cell leukaemia (cancer), and my treatment was completed in 2020 (including tablets). Now (2024) I am cancer free for more than three years and now I am planning to by health insurance , SHOULD I MENTION PRE-EXISTING CONDITION ? Will I be insured.
Hello jee, you should never delay your decision of buying the Health Insurance as medical inflation is rising daily. You can connect with our team on WhatsApp/Call at 9650706699. They will assist you with a few suitable options. or fill this form , click here - hareepatti.com/contact-us/
Madam please make video on different Banks Group Health Policies which premiums are more less than these reguler health policies.e.g. Bank of Baroda, PNB etc.
I am working with Govt. Insurance Co. Ma'am l think you highly appreciated private health insurance rather than PSUs. PSUs are selling health insurance since 1995/96. Private insurance have just 15/17 yrs. Let's see.....
Psu ka premium apne compare kiya? Ae feature k Naam pe kuch nhi😂. Aur upar claim process me itne natak. Sarkari naukar itne attitude me rehte hai jaise customer koi bheekari ho.
All plans of all companies seem good on the face of it. The big question is - how and which plan should one opt for??? This video does not seem to address the confusion in a client’s mind. Pls take my comment as a suggestion only.
Thank you for the feedback. Choosing a suitable plan completely depend on your requirements & medical history. For more guidance on the same, feel free to connect with us on WhatsApp/Call at 9650706699.
Why do health insurance companies don't reject policy when alcohol consumption is voluntaryly declared by the buyer...but when claim arrises they rejected policy...SBI does that...they denied the policy claim ..
Hi Gurleen, Is Tata Aig Medicare not in the top 3. Could you mention why it has not qualified for this list. Also a video on government health insurance would be great as there is not much content or understanding of the same. Thank you
jee, we can't comment on the services of any online intermediary as everyone has different experience with the company. We always suggest to buy through an experienced insurance agent.
Thanks for explaining the comparison between all top medical policies .. i was really looking for the same .. someone to explain the top 5 companies in one slide ..
This is regarding Portability.. If one want to port his 5 year old policy to other, how are the PEDs are considered.. Though they will get continue benefit, but the PED bear extra loading while porting, even they had completed required waiting period of maximum 4 years with the previous provider. But in Care it is said, if they had completed required waiting period or diagnosed with new diseases like diabetes during policy period after start of policy with previous Insurer, Care Insure does not levy loading.. They consider them healthy one no Loading.. Is it so?..
Thank you Mam for the great info. I took the care health insurance policy and continuing it for 5 years. I read the quora review. Many people are disappointed with rejection ratio and heard the customer care service is very poor and they will take nearly one month to repond to the query. Did the care health is not good in the case of settlement and customer care support?
Hi, Thank you for following our content & finding it informative. For care health insurance, we won't be able to talk about claim settlement as we don't have any first hand experience with the brand yet. If you still have any doubts & wish to port, feel free to connect with our team on whatsapp/call at 9650706699.
Hello jee, it depends on your requirements & medical history. You can connect with our team on WhatsApp/Call at 9650706699. They can assist you with a few suitable option. or fill this form , click here - hareepatti.com/contact-us/
Mam you are not giving advice for 4 General insurance companies because I own one of that since last 15 many years. Can I request you to consider in the comparison?
Mam, my mother is 46 years old. She has also diebetes but not severe and hospitalized before. She just taking normal medications for diebetes. Also this year she purchased "STAR HEALTH ASSURED" 3 year plan ..... So was it a good move ? Is it effective after 3 years in case of any medical need ...... please guide me
If your mother has mentioned about diabetes then it will be covered after completion of 3 years. But if not mentioned and discovered by company at the time of claim then your claim will be rejected and policy can be also cancelled due to non disclosure of fact. If not mentioned, contact you advisor and mention right now.
Ma'am there are some mistakes with Aditya Birla Activ One plan, with vytl plan it is 50% every year max 100% and with max plan it is 100% every year max 500% and irrespective of claims.
Hi Gurleen mam this is my second query and thanks for replying to my previous query now my friend wanted to port from United to niva Bupa reassure but policy was denied saying that the weight of primary member is 120 so please guide kis policy mein port karen
Me & my wife are secured under HDFC Ergo's Sarv Suraksha plan. I want to add maternity benefits at the time of renewal. Please guide on how to proceed?
Hi @GurleenKaurTikku, I want to take a health policy for my father who is having pre-existing disease like Diabetes taking insulin shots and BP, Thyroid. Could you please guide which policy is benefited for him. Age is approx 63 years
Hello jee, you can connect with us on WhatsApp/Call at 9650706699. Our team can assist you according to your requirements & medical history. Thank you 😊
Thank you jee 😊 Best policy depends on your requirements & medical history. Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
Ma'am plz star health assure plan v/s star family health optima plan ek video banaiye Kyu ke mai family health optima se assure me port karna chahta hoon
Sure, Thanks for the video suggestion. We shall bring a video soon. Other than that for any assistance in choosing a suitable health insurance plan , connect with our team on WhatsApp/Call at 9650706699.
Hi, if premium increases every year for hdfc ergo optima secure how come it is such a popular choice? Won't the premium be too much after a couple of years itself if one opts for optima secure plan?
In your last live section, Multiple time Comments about Some new Insurance buying suggestion. Now we don't have any Medical Insurance, want to buy a plan and add.a.new born baby. Which policy is good? & Acko Insurance review?
Hello jee, You can connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements. Thank you !
It depends on your requirements & medical history. For any assistance, feel free to connect with our team on WhatsApp/Call at 9650706699. oUr team can suggest you the most suitable plan.
I opted for optima secure a year a go....there was room rent capping that time. But now company has removed that so will it be applicable for my policy too or just new policies? Kindly help
@@mrtecch thnx...can you also tell....my policy has a sum assured of 10 L....but acc to the policy it will be 3 times because of various benefits like protect benefit...plus benefit etc But no where I see the sum increased in written it is just the sum assured.....I have paid for 3 years straight
@@GauravKumar-sc8fm it will be 2x for same year and 2.5x for 2nd year and 3x from 3rd year onwards. In second page there is column of insured person detail there is base sum insured and plus benefit amount Also in the last page there is written in secure benefit where its written 100 percent of sum insured. For any doubt you can contact hdfc customer care.
Very helpful video such videos are necessary, but only one concern is I think you should simplify the insurance jargons in a more simplified manner, at times it gets really heavy to understand. Just think a bit for your Target audience. Other than that really a helpful piece of information ✨
My question regarding waiting period for example i have pre existing deases snd take 3 year waiting plan after 2 year i change this policy to other this policy will consider my earlier policy two year waiting period or again i start from zero in terms of waiting period???😮
Acme runs a bpo and IT company with less brick and mirror investment thus having unfair advantage. They sell lock premium with them and refund on xyz pretext s with deductions. Irdai shd intervene and force such deposits into escrow until policy acceptance or rejection
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊
Migration is allowed in Reassure / Reassure 2.0 as per underwriting guidleines. Aspire is currently not open for migration. You can compare the features and decide
It can from person to person as per their needs & requirements. for us , these have been the Top 6 plans. It's always preferred to choose a plan depending on your requirements.
Hi Mam reassure 2.0 mein cataract surgery ke liye kitna claim milta hai, mujhe 99000 ka package diya hai hospital me aur bataya hai ki cashless nahi hai reimbursement lena hoga,toh aap please bataye ki kitna milega,lense ki cost hai 75 k package mein
Ma'am main ek family plan Lena cha rha tha mre bache ko pre medical illness hai.....woh illness hip se related hai or uska after 20 year ke baad treatment puri tarah se hoga toh kiya woh cover ho skta hai in future .....plz guard 😢
Very nicely explain mam, , ,mam kya pnb bank se star health ki policy karwana theek rahega, , bank se karwane mei koi dikkat to nahin hoti, , pls reply kijiyega, ,
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊
We four family members previously was in HDFC Ergo optima, but this year we port to Star health , i f we want to port again to Star health, can we get previous benefits of HDFC Ergo .
It depends on your requirements & medical history. We have a detailed video available on the same as well. LINK : th-cam.com/video/4LTtX0is2GE/w-d-xo.htmlsi=LeQuuqgKmGrEbCcX For any queries, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
We always suggest to have an Individual plan as well. Otherwise, if you're satisfied with your current plan, then you shouldn't port. Please do your due diligence before choosing any policy.
Two Queries 1. To buy a healthy insurance, what will better for us to procure through broker or to procure through particular policy website, please suggest. 2. Single word answer to be needed - HDFC or Icici Lombard As per your opinion which one is the best Need your guidance and cut to cut answer as a suggestion 🙏👍👍👍
✅ To buy insurance policies, click here - hareepatti.com/contact-us/
Thank you so much. Great, valuable & comprehensive information. Appreciate your efforts.
I have a few requests for more knowledge, if you can (that may even increase your market capture):
1. Please make a detailed video for different government (public sector) health schemes and/or bima yojnas. Especially, the low class families are really suffering due to lack of knowledge on these topics. My own home workers don't have insurances, and keep asking money for health issues.
2. Please make another video, while comparing these public sector plans with private sector plans.
Noted, we will bring up a video soon!
Hello Ma’am does HDFC Ergo Optima Secure plan cover critical illness also. It states they cover E-opinion for 51 Critical Illnesses but do they cover treatment of those 51 CI also????
GONE THROUGH YOUR VIDEO . TABLER PRESENTATION WITH PPT WOULD HAVE BEEN MORE IMPACT FULL. IT MIGHT NOT BE EASY FOR COMMON PEOPLE LIKE US TO GRASP THE TEACHING IN ONE GO. IT IS VERY DESCRIPTIVE. GREAT
Thank you so much jee, keep watching for more such informative content.
Hi. How can now we know the correct Claim and Amount Settlement Ratios of these insurance companies, now that IRDAI skipped these details from its latest annual report?
Pre(Before)Hospitlization, (admit position) Hospitlization, Post(After)hospitlization, tino riskj cover ho yesa plan chahiy . 😮
Pre & post hospitalisation is covered in most of the plans. But Pre & Post Hospitalisation is only on Reimbursement basis. Whereas Hospitalisation is on Cashless basis.
Good content . May be check for small correction. 10.08 time, star health gives 25% only first year there after 10%
Okay, Thanks for correcting us.
Very detailed and comprehensive review. Thank you so much Mam for sharing this valuable information.
Indebted.
Thank you jee, keep watching !
Hello mam , I am NITHIN (27) , back in 2018 I was diagnosed with T-cell leukaemia (cancer), and my treatment was completed in 2020 (including tablets). Now (2024) I am cancer free for more than three years and now I am planning to by health insurance , SHOULD I MENTION PRE-EXISTING CONDITION ? Will I be insured.
Previous There is a health record on your name in x hospital so better to tell them and ask for medical checkup before giving policy so 👍🏻
Madam please talk Hidden Conditions of Health Insurance Companies and how they Reject a Claim ?
Yes, we already have a video on the same : th-cam.com/video/Re0paEOIzwM/w-d-xo.htmlsi=O6O5mAtck40H-KZ6
Is it a good idea to hold back to buy health insurance as there was new of government thinking on reducing the gst from 18%.
Pls give honest advise.
Hello jee, you should never delay your decision of buying the Health Insurance as medical inflation is rising daily.
You can connect with our team on WhatsApp/Call at 9650706699.
They will assist you with a few suitable options.
or
fill this form , click here - hareepatti.com/contact-us/
Madam please make video on different Banks Group Health Policies which premiums are more less than these reguler health policies.e.g. Bank of Baroda, PNB etc.
Star health assure plan room rent-1% of SI or max 20k till 50L SI
Hi make video about ICICI health 360 shield which is provided for ICICI customer is it good
Madam can you highlight the co payment of star assure policy after 61 years.
Niva reassure 2.0 or care supreme ? Which is good for couple?
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with some suitable options.
It would be good to compare private sector insurance with public sector insurance. Or just comparing public sector insurances would be great.
Thanks for the video suggestion. We will try to bring up a video soon 😊
I am working with Govt. Insurance Co. Ma'am l think you highly appreciated private health insurance rather than PSUs. PSUs are selling health insurance since 1995/96. Private insurance have just 15/17 yrs. Let's see.....
Aapka contact number mil sakta hai sir?
Psu ka premium apne compare kiya? Ae feature k Naam pe kuch nhi😂. Aur upar claim process me itne natak. Sarkari naukar itne attitude me rehte hai jaise customer koi bheekari ho.
GREAT JOB MAM, YOU RESOLVED MY ALL QUERIES.. I HAVE HDFC ERGO OPTIMA RESTORE , SHOULD I SWITCH TO OPTIMA SECURE ...PLZ REPLY
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements.
All plans of all companies seem good on the face of it.
The big question is - how and which plan should one opt for???
This video does not seem to address the confusion in a client’s mind.
Pls take my comment as a suggestion only.
Thank you for the feedback. Choosing a suitable plan completely depend on your requirements & medical history.
For more guidance on the same, feel free to connect with us on WhatsApp/Call at 9650706699.
Please Talk about Tata AIG Health Insurance also.Many people recomend me for Tata AIG Health Insurance treat clients Fair
Yes, we will bring up a video soon.
Keep watching !
What is the best insurance for Super senior citizens.
Thanks
Hello jee, Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a few suitable options.
Thank you 😊
Ma'am what about Bajaj Allienze health insurance compony, is it good to buy its policy ? plz reply
Hello jee, we don't have first hand experience with the company so can't comment on the services particularly.
What policy can I take if I have undergone angioplasty?
Why do health insurance companies don't reject policy when alcohol consumption is voluntaryly declared by the buyer...but when claim arrises they rejected policy...SBI does that...they denied the policy claim ..
Room Rent is dependent on Sum Assured purchased.
Hi Gurleen,
Is Tata Aig Medicare not in the top 3. Could you mention why it has not qualified for this list.
Also a video on government health insurance would be great as there is not much content or understanding of the same.
Thank you
Paid. Tata aig is best in claims. Doesn't hide charges too
Kya koi Bata sakta hai Policybazaar se insurance karna sahi hai ya galat?
Mam please make video on this
Koi issue nahi hai, go ahead, they help whenever is needed
jee, we can't comment on the services of any online intermediary as everyone has different experience with the company. We always suggest to buy through an experienced insurance agent.
@kingamitin Gurleen Ma'am se insurance lene ka bhi aacha option hai aapke pass...
@@piyushbhandari31 We are always happy to help 😊
Ma'am apse policy lene ke liye kaha sampark kare
PSUs are more trust worthy in claim management than private insurance company. Especially The New India Assurance Co Ltd.
LOL...
Please suggest the policy which provides the opd services
You can connect with our team on WhatsApp/Call at 9650706699.
or
fill this form , click here - hareepatti.com/contact-us/
Thanks for explaining the comparison between all top medical policies .. i was really looking for the same .. someone to explain the top 5 companies in one slide ..
This is regarding Portability.. If one want to port his 5 year old policy to other, how are the PEDs are considered.. Though they will get continue benefit, but the PED bear extra loading while porting, even they had completed required waiting period of maximum 4 years with the previous provider. But in Care it is said, if they had completed required waiting period or diagnosed with new diseases like diabetes during policy period after start of policy with previous Insurer, Care Insure does not levy loading.. They consider them healthy one no Loading.. Is it so?..
Thank you Mam for the great info. I took the care health insurance policy and continuing it for 5 years. I read the quora review. Many people are disappointed with rejection ratio and heard the customer care service is very poor and they will take nearly one month to repond to the query. Did the care health is not good in the case of settlement and customer care support?
Hi, Thank you for following our content & finding it informative.
For care health insurance, we won't be able to talk about claim settlement as we don't have any first hand experience with the brand yet.
If you still have any doubts & wish to port, feel free to connect with our team on whatsapp/call at 9650706699.
Icici elevate yea phir care supreme konsa company Sahi hai.care ka feedback kaisa hain
Hello jee, it depends on your requirements & medical history.
You can connect with our team on WhatsApp/Call at 9650706699. They can assist you with a few suitable option.
or
fill this form , click here - hareepatti.com/contact-us/
Mam you are not giving advice for 4 General insurance companies because I own one of that since last 15 many years. Can I request you to consider in the comparison?
Sure, we will bring up a comparison soon.
Hi Madam,
Thanks for the very informative video, it would more better if you have add the clain settlement ratio also...
Noted !!
Thank you & keep watching !
Mam, my mother is 46 years old. She has also diebetes but not severe and hospitalized before. She just taking normal medications for diebetes. Also this year she purchased "STAR HEALTH ASSURED" 3 year plan ..... So was it a good move ? Is it effective after 3 years in case of any medical need ...... please guide me
Yes
If your mother has mentioned about diabetes then it will be covered after completion of 3 years.
But if not mentioned and discovered by company at the time of claim then your claim will be rejected and policy can be also cancelled due to non disclosure of fact.
If not mentioned, contact you advisor and mention right now.
Hi madam
Star health assured insurance plan policy cancel kar sakte he kya.
Amount refunded hota he kya
Depends when you are cancelling the policy.
Hi Gurleen Ji can you guide us if any of these policy cover OPD consultation
Ma’am StarHealth Insurance is good for good claim?
We haven't had first hand experience with STAR HEALTH yet, so can't comment on the claim process.
Ma'am there are some mistakes with Aditya Birla Activ One plan, with vytl plan it is 50% every year max 100% and with max plan it is 100% every year max 500% and irrespective of claims.
Rightly pointed
Is co-pay applicable for star health assure policy when entered at 58 years but during/after renewal at age 61?
Hi Gurleen mam this is my second query and thanks for replying to my previous query now my friend wanted to port from United to niva Bupa reassure but policy was denied saying that the weight of primary member is 120 so please guide kis policy mein port karen
Ma'am after purchasing niva Health insurance , how many days we can claim ? ( Minimum days required)
after frst claim settled
bhai jab aapko jarurat padegi neva bupa aapko kabhi claim settled hi nahi kregi Aapko different different reasons deke claim denied kiya jayega
Madam,.Aditya Birla group Health Insurance can it be converted into individual policy with continuity benefits.
As per new IRDAI master circular , it can now be converted.
Please check this video : th-cam.com/video/JixTgYfPv1g/w-d-xo.htmlsi=RoGV8JOXtO9X9Rp8
Me & my wife are secured under HDFC Ergo's Sarv Suraksha plan. I want to add maternity benefits at the time of renewal. Please guide on how to proceed?
You can connect with the HDFC ERGO health insurance customer care or drop a mail as well.
You can take help from your insurance agent as well.
Very useful excellent analytical review
Glad it was helpful, Keep watching !
Hi @GurleenKaurTikku, I want to take a health policy for my father who is having pre-existing disease like Diabetes taking insulin shots and BP, Thyroid. Could you please guide which policy is benefited for him. Age is approx 63 years
Hello jee, you can connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
Bahut confusion hai kon sa lu ..varanasi se..family ka lena hai
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
I am in star family health optima, want migrate to some other policy can u suggest me the best one
Hello jee, you can connect with us on WhatsApp/Call at 9650706699. Our team can assist you according to your requirements & medical history.
Thank you 😊
Good morning Madam, nicely covered, which is the best policy to take ,niva Bupa or star assure
Thank you jee 😊 Best policy depends on your requirements & medical history.
Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
Dono hi sahi nahi hai. Aap Aditya birla ki Active one ya active fit le lo, Acko se le lo ya fir Manipal Cigna ki prime le lo.
@@ghewda niva bupa mai kya kharabi hai sir? Mai lene ki soch raha tha
Ma'am plz star health assure plan v/s star family health optima plan ek video banaiye
Kyu ke mai family health optima se assure me port karna chahta hoon
Sure, Thanks for the video suggestion.
We shall bring a video soon. Other than that for any assistance in choosing a suitable health insurance plan , connect with our team on WhatsApp/Call at 9650706699.
Hi, if premium increases every year for hdfc ergo optima secure how come it is such a popular choice? Won't the premium be too much after a couple of years itself if one opts for optima secure plan?
premium increases by 200-300 rs per year. If you see that way every year your income will also increase by 2k atleast.
Thanks a lot Kaurji. Awesome video.❤❤
Can we migrate from one Insurance Company to another Compy
Madam...64+ Age & 52+ age Parents ke best policy kiya hain?
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
In your last live section, Multiple time Comments about Some new Insurance buying suggestion.
Now we don't have any Medical Insurance, want to buy a plan and add.a.new born baby.
Which policy is good? &
Acko Insurance review?
Valuable information. Thanks for explaining in detail
Glad it was helpful, keep watching !
MAM PLS SUGGEST BEST PLAN AMONG ALL THE SIX COMPANIES FOR FAMILY
Hello jee,
You can connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements.
Thank you !
Nice video. Very informative. Thanks for making such videos.
Thanks a lot, keep watching !
Which is best,.care supreme or niva Bupa reassure 2.0 platinum
It depends on your requirements & medical history.
For any assistance, feel free to connect with our team on WhatsApp/Call at 9650706699.
oUr team can suggest you the most suitable plan.
After watching this vedio...my question to you .. which is the best one ..and trust worthy
Go for HDFC ERGO
Any health insurance gives coverage for Hernia surgery without waiting period?
Mam, Which is the best posiises for hypertension/High BP patient?
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements.
I think manipal cigna lifetim health plan should also be taken into consideration
Is there any Co-payment in Policy Premium above 65 years in Star Assure please reply.
I have star family optima insurance 3 yes old. Is maternity covered?
@GurleenKaurTikku OPD cover sach mein benifit milta hai kya? I am planning for Niva bupa insurance.
Care mein from 2020-2023 Lagatar 4 saal tak Policy premium ki hai par ab paise adjust nahi kar paya to policy katm hogi kya
Thanks madam useful information but priemium yearly once but i want monthly premium can available please suggest me medam
Use credit card & convert it to EMI.
I opted for optima secure a year a go....there was room rent capping that time.
But now company has removed that so will it be applicable for my policy too or just new policies?
Kindly help
It will be applicable when u continue policy for next yeqr. New policy terms and conditions will be emailed to you
@@mrtecch thnx...can you also tell....my policy has a sum assured of 10 L....but acc to the policy it will be 3 times because of various benefits like protect benefit...plus benefit etc
But no where I see the sum increased in written it is just the sum assured.....I have paid for 3 years straight
@@GauravKumar-sc8fm it will be 2x for same year and 2.5x for 2nd year and 3x from 3rd year onwards.
In second page there is column of insured person detail there is base sum insured and plus benefit amount
Also in the last page there is written in secure benefit where its written 100 percent of sum insured.
For any doubt you can contact hdfc customer care.
Is cancer covered in both policy specially care?
Ma'am which health plan is best for heart and diabetes patients
Care supreme plan is best
I am working in care health insurance as a agency Maneger contact me👍🏼
Very helpful video such videos are necessary, but only one concern is I think you should simplify the insurance jargons in a more simplified manner, at times it gets really heavy to understand. Just think a bit for your Target audience.
Other than that really a helpful piece of information ✨
Thank you for the feedback, we will try to inculcate in our future videos.
My question regarding waiting period for example i have pre existing deases snd take 3 year waiting plan after 2 year i change this policy to other this policy will consider my earlier policy two year waiting period or again i start from zero in terms of waiting period???😮
You have to start from initial if you port in other company
you don't need to wait from start
My question meri policy niva bupa reassure 3 year ki hai policy hai 1 sal ho gya kya me aspire plan me ja sakta hu
No you can change only next year
Anyone knows which is best if we need 1-2 yr pre existing condition, I had a minor surgery in 2014 will it be considered as pre existing condition
Madam can I port a retail health policy to bank customized health policy?
Acme runs a bpo and IT company with less brick and mirror investment thus having unfair advantage. They sell lock premium with them and refund on xyz pretext s with deductions. Irdai shd intervene and force such deposits into escrow until policy acceptance or rejection
Thank you ma'am, great information, iam working in care health insurance .
Keep Watching for more such informative content 😊
Is health insurance for only 3 year if I purchase any health insurance??
Ma'am which is the policy for maternity after 1year
Go for care health insurance
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
Thank you 😊
Mam I am a subscriber of Niva Bupa Companion Plan since 2020. SHOULD I MOVE TO REASSURE OR ASPIRE FOR BETTER FEATURES
Migration is allowed in Reassure / Reassure 2.0 as per underwriting guidleines. Aspire is currently not open for migration.
You can compare the features and decide
TATA AIG BEST AND TRUSTED HAIN JISKA ZIKRA BHI NAHI KIYA
It can from person to person as per their needs & requirements. for us , these have been the Top 6 plans. It's always preferred to choose a plan depending on your requirements.
Which plan has good CSR ? More than 95%
You can check the annual reports by IRDAI for more details.
ma'am aapko Tata Aig medicare premier ko comparison karna chahiye tha.
Very informative video thanks for clearing all confusion
Hi Ma'am ,my wife is 1 moth old pregnant which policy i have to take to cover for maternity??
No policy can be issued now as there are certain waiting periods in maternity
Hi Mam reassure 2.0 mein cataract surgery ke liye kitna claim milta hai, mujhe 99000 ka package diya hai hospital me aur bataya hai ki cashless nahi hai reimbursement lena hoga,toh aap please bataye ki kitna milega,lense ki cost hai 75 k package mein
Ma'am main ek family plan Lena cha rha tha mre bache ko pre medical illness hai.....woh illness hip se related hai or uska after 20 year ke baad treatment puri tarah se hoga toh kiya woh cover ho skta hai in future .....plz guard 😢
hi, please suggest me an individual health insurance plan, health coverage upto 10 lakh and premium budget of Rs 8,000
Hello jee, please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options.
Very nicely explain mam, , ,mam kya pnb bank se star health ki policy karwana theek rahega, , bank se karwane mei koi dikkat to nahin hoti, , pls reply kijiyega, ,
Dikkat hoti Hai.. bhut limit hoti hai
Kaisi dikkat Bhai
Madam manipalcigna, care & hdfc me se konsa insurance best he
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
Thank you 😊
We four family members previously was in HDFC Ergo optima, but this year we port to Star health , i f we want to port again to Star health, can we get previous benefits of HDFC Ergo .
केयर की पॉलिसी बहुत अच्छी है मैंनेी लिया है
Great 👍
which insurance is best for family and include under 9 month of maternity expanses ?
Minimum waiting period is 1 year in star health woman care policy
जबरदस्त जानकारी दी गई हैं और वह भी एक ही वीडियो के माध्यम से
Juvanile arthritis hai to kon si policy le sakte hai please bataye
Is Aditya Birla Activ one Nxt good as a floater for parents who are above 70 years?
It depends on your requirements & medical history. We have a detailed video available on the same as well. LINK : th-cam.com/video/4LTtX0is2GE/w-d-xo.htmlsi=LeQuuqgKmGrEbCcX
For any queries, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
@@GurleenKaurTikkuis this suggestion chargeable.
HDFC ergo bank policy hai 6 sal se, abhi main change Karun ya continue karu
We always suggest to have an Individual plan as well.
Otherwise, if you're satisfied with your current plan, then you shouldn't port. Please do your due diligence before choosing any policy.
Mam ji helth insurance lene k kitne din baad paise k cover dete h aur 30 day bolte h agar wske baad koi gamver bimari ho t cover denge k nahi
Yes, there is always an initial waiting period of 30 days.
Two Queries
1. To buy a healthy insurance, what will better for us to procure through broker or to procure through particular policy website, please suggest.
2. Single word answer to be needed - HDFC or Icici Lombard
As per your opinion which one is the best
Need your guidance and cut to cut answer as a suggestion 🙏👍👍👍