12:05 if you have been working in a company for more than three to five years and your base policy amount is 5 lakh, you don't need to take an additional policy. Instead, you can opt for a top-up of 10 lakh, which can also cover pre-existing diseases. This way, you won't have to wait another three to five years
Bro aapne premium pay kia hai kabhi koi plot ,gaadi ke liye? Quality comes at premium price only. HDFC ergo ka maine acha hi suna hai sabse,jinhone use ki hai
Every second year hdfc are increasing premium. I took policy at 19000, they increased it to 24000, now they are demanding 28000. 2 times increased in 4 years. Janta chutiya nhi h.. I am porting my policy now.
All people in good faith of insurance companies not with customer, policys should be very simple and remove this stupid conditions because policy buyer will not explained health condition at time of hospitalization family explain and they might deviate from policy disclosure. corporate policies are good where all conditions coverd form day 1
Sbi insta 0 balance account m maximum kitna rupees rakh sakte h please reply I open bank account watching all your video you are doing great work 👍👍 please reply me if possible
Mam kon sa health insurance achha hoga ? Mera niva Bupa main hain reassure main to main upgrade karna chahta hu best plain main OPD plain hoga critical care include hain, islia konsa plain Lena hoga , aur IVF TREATMENT including hoga ? Islia kita premium hoga . Mera Reassure main hain family floter 10 lakh sum assured. 3 years ho gia. Mera dob 02/03/87 and wife dob. 11/04/89 .
After discharge the patient from hospital, if they advised to take injection at home for 4 days, is it covered these injection induced charge in health insurance
It is a very well structured video in terms of flow of interaction. Just doesn't seem to be lengthy at all. Thanks for this effort. ❤ Thanks to @GurleenKaurTikku for bringing Mohali as an example. 😊 For Maternity benefits, is husband the only male member who can buy? The number of matrimonial separations are on the rise. How is this managed for spouses by the Insurance co.? (Proposer and insured are 2 different entities, who may not continue the relationship) What happens to policies that couldn't be renewed due to unavoidable reasons? Can the policy be resumed after the lapse etc.?
In india we pay taxes for everything it's indan government responsibility to provide complete health care facilities to everyone poor or rich free check out country
Sir , mere paas group insurance hai pnb bank ke through care health ka last 5 years , Kiya mein direct care health company se insurance le sakta hun with my all no claim and 5 years timming benifits
Ye lagta h ki kisi tarah se fraud prove karke claims dene se bach jae. Har chij koi test karwai hoti h. Thoda bahut to vase bhi dard hote rahte h sabhi ko😢
presently with Nivabupa (past 2 yrs). planning to PORT with ACKO as getting very good coverage with lesser premium compared to Nivabupa. But since ACKO is new comp compared to Niva, not sure wder to PORT or to continue .. Pls suggest me
India me health insurance me bahut garbar hai.. ek simple insurance hona chahiye jise sab cover ho koi no ya deduction ya hidden chiz na ho. Afsoso ye abhi bhi nahi hai. Har policy me kuch ghapla hai
True....after lot of search, I settled on new india but atlast found it has so much sub limits that one will be discouraged to buy it. Further, claim settlement behaviour of govt officials is doubtful. So none of the company is good. Ergo is good but atlast either they drastically increase the premium once they know one is captured
Health Insurance is to costly at Higher Age . People who are continuing policy from 15-20 year's but at the age 65 and more the premium is to much costly & most of the policy discontinued because of Higher premium.
If your existing policy is for Rs. 10 Lacs & you are buying a policy for Rs. 15 Lacs then there will be no waiting period till Rs 10 Lacs but for above 5 Lacs there will be a waiting period as per the terms & conditions of the policy.
❓If i buy health policy from Online aggregator like ditto/policybazar and after few years if they dont have tie up with Insurer or I want to change the aggregator for same policy, what can be done? Is it possible to change aggregator for same policy while renewal?
मेरी पहली पॉलिसी चालू है मेरा एजेंट बोल रहा है की जैसे की मेरी स्टार हील की पॉलिसी 5 साल से चल रही है लेकिन वह बोल रहा है की केयर इंश्योरेंस कंपनी में अपनी पॉलिसी लेलो पहले पॉलिसी जैसा बेनिफिट मिलेगा क्या?
Ji if I opt for free corporate health policy in X company on May and resigned the X company by August. I got an illness at September so whether I can claim that amount? (In t&c X company policy mentions like valid for 1 year)
I have CGHS scheme as I'm central government employee. Am I eligible to take Health insurance,? And should I need to take such insurance despite having CGHS.. kindly reply
Is Icici lombard health shield 360 (for bank customers) reliable? They told that it can be renewed after 60. The premium and coverages are very tempting. Pls advise. Thanks.
Policy achi hai…lekin ek company se dusri company me shift nhi ki ja skti..aj premiums kam hai..lekin future me definitely company badhaegi…tb aap port nhi kr paoge..ye kami hai bs uski
Can you make a video about OD Home Loan vs Normal Home Loan with proper calculations n which is better pros n cons From what I hear if the rate of interest is same then OD is always better. please explain.
After lot of search, I settled on new india but atlast found it has so much sub limits that one will be discouraged to buy it. Further, claim settlement behaviour of govt officials is doubtful. So none of the company is good. Ergo is good but atlast either they drastically increase the premium once they know one is captured or they discontinue the policy. Second option is Tata but again claim complaints are there for it. Totally lost
Brand aisa lo jo country aur country k log k liye sochti ho, Jisme name ata h TATA & Birla group. Baki ye sari companies apne pocket full fill kr rhi h
Best health insurance 38:12....
thanks for saving our time brother
Thanks bhai
Thanks bhai
Thanks bhai
thank 😂
Amazing ❤
She is such a humble and knowledgeable person. 😊
Thank you 😊
Sir mam se agar personal insurance ke liye advise leni ho to kaise contact kre
All questions are very tru and solid as well as answers.
Tikku mam hats off
Thank you jee 😊
Tere choor bajaar wale coat se hi pata chal raha hai agent hai tu !
Killer program dude ..
Love the way the questions and mam answers are absolutely a gem ..
Keep doing good work bro
Thanks a lot 😊
@@GurleenKaurTikkumam health insurance koi bhi le sakta hai ya jo itr file kia hai wo hi le sakta hai plz reply jarur dijiega mam
Best video ever on TH-cam for helth insurance ❤
Kis kis ko insurance ka ad aaya 😂😂❤❤❤
Premium 😅 at 79.
😂
Premium hai na
@@3F7662 hmmm
Premium 😅
Thank you so much for this valuable video and perfect questions asked and best reply given to us.
❤ the idea of choosing a co-payment option if having a corporate insurance.
12:05 if you have been working in a company for more than three to five years and your base policy amount is 5 lakh, you don't need to take an additional policy. Instead, you can opt for a top-up of 10 lakh, which can also cover pre-existing diseases. This way, you won't have to wait another three to five years
Lots of knowledge information about healthcare . Thank you.🙏
Mam ko bahut good Knowledge hai
Thank you !
Mam police bazaar SE hai😊😂
@@sagarnegi360 mat lo policy bazaar se insurance
Great session 👏🏻 informative 👍 @gurleen ji
Thank you !
Best information video thanks both of you. 🙏🙏🙏
Please make an video on " Term Insurance " With Expert in this relevant field Bhai...🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Zero to hero video on health insurance 🎉🎉❤❤
Amazing video, very valuable. Thanks for the info.
HDFC Ergo will loose customer by increasing big premium every yearly
Bro aapne premium pay kia hai kabhi koi plot ,gaadi ke liye? Quality comes at premium price only. HDFC ergo ka maine acha hi suna hai sabse,jinhone use ki hai
Sbse best h
I switched from HDFC ergo premium increased drastically
Every second year hdfc are increasing premium. I took policy at 19000, they increased it to 24000, now they are demanding 28000. 2 times increased in 4 years. Janta chutiya nhi h.. I am porting my policy now.
@@GauravDahiyakaha se lia ta bhai?
Very Informative podcast thank you Sir
Very informative video bro thanks 👍
🎯🎯🎯🎯🎯Madam ji aapne a to z knowledge diya 🙏 Muze plz ye bataye ki Ek nayi Insurance Company open karne ke liye minimum kitna investment lagega? 🎯🎯🎯🎯🎯
Great question
Informative podcast on health insurance,,,really nice questions and its revert,,,helpful video
In salo n policy m itni cheeje thhok daali ki kisi ko kuchh samjh nahi aati
Jaise:-pataa nahi
Very nice video....both of you are very good information wise
बहुत ही शानदार... ❤❤❤
Thanku! Very well presented!
Very important information, thankyou
Best knowledgeable video it's helps for buy insurance
Thank you 😊
Gurlin kour is best Advisor 👌
All people in good faith of insurance companies not with customer, policys should be very simple and remove this stupid conditions because policy buyer will not explained health condition at time of hospitalization family explain and they might deviate from policy disclosure.
corporate policies are good where all conditions coverd form day 1
You both explained very well, it was bit long video, but worthy ❤
Thanks a lot !
Very informative video.
Sbi insta 0 balance account m maximum kitna rupees rakh sakte h please reply I open bank account watching all your video you are doing great work 👍👍 please reply me if possible
Gurleen my favourite
Lots of ❤❤
Ghar chale jao gurleen mam ke 😂
@@shareyazkhan4845 Soch badlo bhai 🤣😂🤣
I found the content very useful 🎉
Thanks a lot !
Wonderful…👍🏻✨
Mam kon sa health insurance achha hoga ? Mera niva Bupa main hain reassure main to main upgrade karna chahta hu best plain main OPD plain hoga critical care include hain, islia konsa plain Lena hoga , aur IVF TREATMENT including hoga ? Islia kita premium hoga . Mera Reassure main hain family floter 10 lakh sum assured. 3 years ho gia. Mera dob 02/03/87 and wife dob. 11/04/89 .
Hum Star health insurance se ha u can talk with me
How can I talk with you??@@aditisaha9057
Go for anything and avoid going for Star very worst quality 😢
Very needful details
Bhai
Tata AIA Life Insurance Plan | Sampoorna Raksha Promise Plan video banawo na plz🙏
After discharge the patient from hospital, if they advised to take injection at home for 4 days, is it covered these injection induced charge in health insurance
It is a very well structured video in terms of flow of interaction. Just doesn't seem to be lengthy at all.
Thanks for this effort. ❤
Thanks to @GurleenKaurTikku for bringing Mohali as an example. 😊
For Maternity benefits, is husband the only male member who can buy?
The number of matrimonial separations are on the rise. How is this managed for spouses by the Insurance co.? (Proposer and insured are 2 different entities, who may not continue the relationship)
What happens to policies that couldn't be renewed due to unavoidable reasons? Can the policy be resumed after the lapse etc.?
बहुत अच्छा पॉडकास्ट हे गुरुलीन मॅम के साथ बहुत अच्छा
If i am living in city X and took insurance from there.. can i get admitted in another city
In india we pay taxes for everything it's indan government responsibility to provide complete health care facilities to everyone poor or rich free check out country
Absolutely right
Sir , mere paas group insurance hai pnb bank ke through care health ka last 5 years , Kiya mein direct care health company se insurance le sakta hun with my all no claim and 5 years timming benifits
Nice video🎥🎥🎥
28:55 for newly married ❤
Ye lagta h ki kisi tarah se fraud prove karke claims dene se bach jae. Har chij koi test karwai hoti h. Thoda bahut to vase bhi dard hote rahte h sabhi ko😢
presently with Nivabupa (past 2 yrs). planning to PORT with ACKO as getting very good coverage with lesser premium compared to Nivabupa. But since ACKO is new comp compared to Niva, not sure wder to PORT or to continue .. Pls suggest me
Any claims with niva..?
Nice information 👍👍👍
Very well explained sir
Excellent coverage
India me health insurance me bahut garbar hai.. ek simple insurance hona chahiye jise sab cover ho koi no ya deduction ya hidden chiz na ho. Afsoso ye abhi bhi nahi hai. Har policy me kuch ghapla hai
True....after lot of search, I settled on new india but atlast found it has so much sub limits that one will be discouraged to buy it. Further, claim settlement behaviour of govt officials is doubtful. So none of the company is good. Ergo is good but atlast either they drastically increase the premium once they know one is captured
Health Insurance is to costly at Higher Age .
People who are continuing policy from 15-20 year's but at the age 65 and more the premium is to much costly & most of the policy discontinued because of Higher premium.
She is legend in the insurance industry
Thank you 😊
Mam mere pas bank ke through group policy hai jiska premeum bhi kam hai kya yeh long term ke liye theek hai
How about ICICI elevate? Is it better than Niva Bupa?
I get claim settlement smoothly from HDFC ergo and also from Care Health Insurance.
Sir premium banking accounts pr 1 video bna do aap sbse acha smjhate ho jaise axis burgundy,hdfc imperia and many more please sir
Manipal cigna ka insurance lena chahiye ki nahi..?
Is Navi health is good health insurance??
Wow sir aaj aap bhut khush dikh rhe ho😂
Straight forward 20:18 , no bakwas.
Gurleen Ma'am is my favourite,
Unko "Chay coffee" piye baghair jane mat dena
🎉🎉🎉🎉
😂😂❤
If I want to port from one insurance company after 5 years to another . Is there any waiting period?
If your existing policy is for Rs. 10 Lacs & you are buying a policy for Rs. 15 Lacs then there will be no waiting period till Rs 10 Lacs but for above 5 Lacs there will be a waiting period as per the terms & conditions of the policy.
❓If i buy health policy from Online aggregator like ditto/policybazar and after few years if they dont have tie up with Insurer or I want to change the aggregator for same policy, what can be done? Is it possible to change aggregator for same policy while renewal?
Please don't buy from these 3rd party. Have agent based
@@shivram8426sir why do you say so
Best information mam
Thank you 😊
मेरी पहली पॉलिसी चालू है मेरा एजेंट बोल रहा है की जैसे की मेरी स्टार हील की पॉलिसी 5 साल से चल रही है लेकिन वह बोल रहा है की केयर इंश्योरेंस कंपनी में अपनी पॉलिसी लेलो पहले पॉलिसी जैसा बेनिफिट मिलेगा क्या?
नहीं।। स्टार में रहिए।। ज्यादा लाभ मिलेगा
Star health is waste
Star health logo ka data bechta hai
मेरा प्रश्न यह है अगर पेशेंट एडमिट होता है एक प्रॉब्लम के लिए कि अगर दूसरी प्रॉब्लम है तो उसका पैसा नहीं मिलेगा,????
Milegaa bhai
Ji if I opt for free corporate health policy in X company on May and resigned the X company by August. I got an illness at September so whether I can claim that amount? (In t&c X company policy mentions like valid for 1 year)
Nope. You can’t claim that amount.
You are not part of the organisation. Your insurance cover will get over on your last working day in your organisation.
Ulip insurance par bhi ek vedio banaiye
Meri wife ka health insurance karna hai aur mujhe epilepsy hai toh kya insurance ho sakta hai
Mam se puchyie sir..ki policy bajar se le. Ya direct comp se
Direct company se lena jada sahi hai
New India assurance is best company. It is govt company. Claim settlement is also good.
If one has x2 separate policies and gets disgnosed and hospitalized, so can he claim with both providers separately?
एक बीमा कंपनियों से क्लेम लेना तो इतना कठिन है जैसे कि आईएसपीएस की तैयारी करना।
Settlement ratio of New India Assurance company is best. Premium is also not costly.
Ek health insurance kharidne ka online demo k upr video baneye sir...
Which is best policy??? Tata aig or hdfc or any other??
Hdfc
It depends on the coverage of the policy. You have to go through the policy wording
Hdfc & icici lombard
Hdfc
Family floater me medical history main policy holder ki deni hogi ya everyone should give
Everyone
Each & every member of the policy
I have reliance Health gain policy for 2 years...is it good...??
Maine niva Bupa ka Liya hai reassurance wala , I am 28 my mother is 51 for both of us at 10 lakh each, is it good?
How much was premium ?
26794 for both
Yes it is very good..
Bhai vo claim hi ni dete bc
@@tushargupta3617 tumne independently Liya ya policy bazar se
34:56
Kaha se policy le... direct website se OR third party website se OR local agent se..pls say
Policy bazaar
Bery helpfulness
I have CGHS scheme as I'm central government employee. Am I eligible to take Health insurance,? And should I need to take such insurance despite having CGHS.. kindly reply
U can buy health insurance from any company..irrespective of CGHS
Sir j home loan pre approved ke bare m ek video bnae 💯💯
Nice interview
Thanks for information
Hme hepatitis b hai kya health insurance lena chahiye
how to find the average volume of complaints in irdai or other website? If any body knows the answer plz suggest me...
Is Icici lombard health shield 360 (for bank customers) reliable? They told that it can be renewed after 60. The premium and coverages are very tempting. Pls advise. Thanks.
Policy achi hai…lekin ek company se dusri company me shift nhi ki ja skti..aj premiums kam hai..lekin future me definitely company badhaegi…tb aap port nhi kr paoge..ye kami hai bs uski
@@XYAxisEducation thank you ji 🙏
Usefull podcast..
Awesome video
Can you make a video about OD Home Loan vs Normal Home Loan with proper calculations n which is better pros n cons
From what I hear if the rate of interest is same then OD is always better. please explain.
After lot of search, I settled on new india but atlast found it has so much sub limits that one will be discouraged to buy it. Further, claim settlement behaviour of govt officials is doubtful. So none of the company is good. Ergo is good but atlast either they drastically increase the premium once they know one is captured or they discontinue the policy. Second option is Tata but again claim complaints are there for it. Totally lost
Same here, I'm going to try with acko
Please make a video on personal accident insurance and unemployment insurance .
If you are admitted to hospital for some illness and die within seven hours.. will company pay the bill or denied that 24 hours hospital not done
Brand aisa lo jo country aur country k log k liye sochti ho, Jisme name ata h TATA & Birla group.
Baki ye sari companies apne pocket full fill kr rhi h
Kuch cases me individual lena better h as comparatively family floter
Innsurance online लेना चाहिए की किसी agent ke madhyam se
Some compny are not gives beratic surgery claim saying it's cosmetic than what to do