I'm $500,000 in Student Loan Debt!
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- เผยแพร่เมื่อ 7 ก.พ. 2025
- I'm $500,000 in Student Loan Debt!
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I find it fascinating how people keep having kids in this kind of financial situation
its distraction therapy and they think it allows them to play the blame game
IMHO if you can't afford to support a child you shouldn't have them. And don't expect others to support your children.
@@d.j.daugherty4945 Why? More children make you much happier. Eight is enough and The Brady Bunch proved it true. My Pastor told me the same as he's a great guy that we always give 10% to his program so that he has a nice house, cars, etc. next to the church, and he has a young hot wife and only two kids but he made us feel good so we are forever loyal.
@@d.j.daugherty4945 Why when they should have as many as possible at a young healthy age.
@@carolr7823sometimes kids come whether you want them or not, no matter the protection!
My wife works in the dental industry and you definitely DO NOT need a 100k degree to be an office manager. Also an office manager should make significantly more than 45k a year.
I was a Dentist and none of my office staff(outside hygienist) had 4 year degrees.
I believe her job is an office administrator, considering getting paid around 45K, which is my job. There is no education required. The dentist also thought me to help her chair side (dental assisting), no education required neither.
@@Noktackey1 how do go you about applying for a job like this?
@DaMixWizard My dentist (the dentist that's I am seeing for dental treatment) randomly called me one day and asked if I wanted to help her at the clinic and I said yes. It's just simple as that. (California allows OJT dental assistance, so you don't really need to go to school for that.)
@@Noktackey1 hmmm... connections. That's always the best way.
I will ask my dentist for a job. I bet she tells me to go to school for 4 years, and give her best friend with no college degree or experience, the job😪😁
This is why I love Jade. She’s not afraid of putting the woman to work to cleanup her mess.
Yasss! I love it! 😂 My girl!
Not just woman, on gp! Take responsibility for ur actions or suffer the consequences ❤
Nah she needs out
Caller .. “my wife is a stay at home mom”
Jade.. “we will see about that “😂😂😂😂😂😂😂😂😂
Yeh loved that! 😆
Jade is the only one who keeps women in check. Everyone else is misogynistic and treats women like toddlers.
Jade is not here to play!😂😊
He said just a stay at home mom. Respect!!!!!
So 45,000 a year. Now we have half in day care
Both went into $100k student loan debt without a job that doesn’t even require a degree. This doesn’t make any sense
He could not be a pharma rep w/o a degree. And the office mgr role may not need a college degree to perform the role, but she doesnt land the job witout the degree.
@ Nonsense. I knew of someone without a degree in pharmaceutical sales and anyone can become an office manager without a degree and besides making some $40k with a degree would be a complete waste of money
If you have to borrow $100k for school, that’s your sign to go to a community college instead and live with relatives.
@ , I don’t believe so but I am sure it helps but nevertheless it’s sales job at the end of the day and there is no degree in medical sales. They probably prefer some type of business degree but no one goes to school to become a pharmaceutical sales rep
It requires a certain amount of negative sense, in fact you could call it non-sense.
$200K to be a stay at home mom.
😂😅
Don't worry, her next husband will pay that off.
Yikes. Having a second child in the midst of all this is insane.
They should have two or three more.
@@JustinCase780I’m sure they will agree with that
@@JustinCase780 We couldn't afford condoms.
Waittttt....he went through the Ramsey program in high school AND STILL went and got 100k in student loans??? You can definitely lead a horse to water but you can't make it drink certainly comes to mind!!
That's what I was thinking. Either this guy is mentally slow or just completely irresponsible
Waittt! He started borrowing for an Associates Degree???? What school did they attend?
You can SALT THE OATS. Lol
@ Right. Completely and utterly irresponsible.
@@snowdogmula he's probably addicted to seed oils
My wife said she wanted to be a house wife. I told her she should have thought of that before she spent $85k on a degree. 😆
She still can after she clears it. Make sure she doesn’t get pregnant on accident
Exactly!!
😅
Bingo I agree 😅
@@BusArch42 especially by her side dude. The wife..."Honey I'm pregnant". Him... how? We haven't had s🥪x in a month? Her, it's a miracle baby 👶
😂 “let’s see about that” Jade is good
Jade is like, "She definitely can't stay at home." 🤣😂😂
This is such a sales plug for the product that they advertised at the beginning.
Paid off $184,000 last year May.
Sold my house because the job relocated me. Use the proceeds to pay off the student loans.
So now I am debt free and renting.
Have no intention of taking out a mortgage. I am planning saving and buying my house cash.
Debt free has a nice ring to it.
Suddenly my 15,000 debt is easy.
ez pz😂😂
🤣
These videos has the same effect as watching hoarders.
It’s the same. 🙄. Ramsey listeners really are the bottom of the barrel.
You're listening, aren't you? Does that put you in the barrel too? 😂
"She stays home with our daughter, and she's Pregnant again" ...oh FFS
It’s like a playbook
It's insane that they have that much debt and decided to have kids. Smh.
😂😂😂😂
Yeah , that's very dumb
Putting the cart before the horse.
I have worked with a girl for 8+ years. We started at this place while we were in college for engineering, I was in community college and a local school for as cheap as I could get an engineering degree, she went to a big name 4 year school. She literally told me yesterday her student loan payments just hit and SHE CAN'T EVEN AFFORD THEM, so she will be deferring them. We have the EXACT SAME DEGREE and very similar job positions. Glad I paid cash for community college! LOL
I’m an engineer and did the same approach as you. It baffles me that they sign up for these loans and act like they had no idea they would have to actually pay them some day. They also zeroed interest for several years. That was a great opportunity to knock the balance down. One of my freedoms’ daughters did that. She didn’t owe a lot (always worked, scholarship etc) but she buckled down and paid off everything before the loans started up again. With no interest everything went to the balance.
You work with a woman not a girl she's an adult
You did it the smart way.
Jade's jacket is FLY👌
I noticed it too!
Thank God. I paid off my student loans.
Paying half a million just to be broke is so strange
Couldn't be me
That guy going to be homeless
yes, strange, and that she was working in 45k per year job that that is actually the career she can get with 100k student loans.... even if working full time 45k per year, would take long time just to pay off student debt. seems like not worth doing the studies in the first place
its technically called ; "endentured servitude", outlawed by the constitution, but snuck in by "inside job"..g.w. bush, student debt unforgivable in bankruptcy, also unconstitional
@@richiewilks2389 She doesn't need a bachelor's degree to be an office manager.
None of this made sense
1) They asked how long interest has been accruing and he just answered how long it took to get the degrees, not how long it's been since then. Debt won't double in 5 years during school.
2) He said her degree was to become a dental office manager. I'm a dentist. Most office managers I've seen don't have any degree. My current one didn't even graduate high school
3) What kind of undergrad federal student loans are at 11-14% interest? That doesn't make sense.
the show is FAKE! dave hires craigs list actors
Exactly none of this made sense. Jade and Ken don't even call him out on this. That's always my initial thought when I hear these student loan stories, they hardly ever make mathematical sense.
@@kvgolfa dave show is FAKE, he hires craigs list actors
Yeah agree. I don't buy this guys story. I think maybe they took out a ton of student loans for "living expenses" and are not counting that as student debt or something. There is no possible way their loans tripled that fast. Esspcaily when they ARE making payments. I can't tell if the call is fake or what it is.
Wife is in student loan debt ($200k), not working ($100k/yr), 1 kid ($250k/age 18), pregnant ($250k/age 18). Plus my student loan ($200k), that's $3M in the hole over next 20 years.
2:25
There is your problem. When she racked up $200k in student loan debt she made the decision to not stay home. Not being mean, just math.
And office manager at $40k needed a six figure degree?
Having kids while having 500k in debt is INSANE
Kids come. Can’t plan everything.
@@bettygrable6440they don't fall out if the sky you know 🙄
@@bettygrable6440 You can always not stick it in until you don’t have $500k in debt anymore.
@@bettygrable6440you can plan kids 😂
People just don't don't want to think about it.
I know many people who have more debt than 500k and have kids. It's more common than you think.... still insane I agree
just saying The Censored Path to Wealth opened my eyes to stuff I never even thought about before
Scam, just do a budget and lower your costs and pay off debts then invest and boom. Not that complicated.
Got out of nursing school in august 2023 with 50 k student loan and 18 k credit card debts . Current status: 37 k left to be paid for student loan , credit card paid in full ( card cut into pieces and tossed far away 😂 ). I got no life right now but i will breathe when am done paying it all. Kinda proud of myself 😅
I don’t feel bad for people like this at all. Not even a little bit. You should know what you’re getting into when you take those loans.
Teenagers don’t understand student loans😂 come on now
@@MannyFresh4251 And yet they're far from teenagers at this point. And she's continuing not to work and they are continuing not to pay aggressively on the money they owe.
When I was 18 I understood basic math and I was able to Google earning potentials. It's not difficult.
Not saying that colleges aren't predatory but let's stop acting like 18-year-olds are incapable of understanding career earning potential
Mercy triumphs over judgment.
Don’t be so sure. We paid cash for my daughter’s college but her best friend’s parents had her take “financial aid” every semester and didn’t explain that it was LOANS. Frankly the college website didn’t make it clear either (same college as my daughter). But this is a travesty because their income was 2.5x ours!! (We had saved $ but also put 2 bedrooms on AirBNB). She graduated with $20k in loans that she didn’t realize she had signed for. She lived at home for 2 years to pay it off. At least that was a good choice.
Wife has $200,000 in student loans and doing NOTHING with it for the foreseeable future. Make poor decisions now and get poor options later. If she wanted to stay home with the kids, the debt should have been paid down before.
Sounds like she went to college for her MRS degree.
It will not double in 5 years.
The wife took out 100k for a 45k job. And as an office manager?
Refi them, and consolidate them all into 1 loan.
The wife need to go back to work.
Yes I agree. That’s not fair for him to take care of her debt and his by himself
Did she say she’s a stay at home mom? 😂
Hope all those Frat parties were worth it. Oh, He's not making $300k, he said projected, that's not written in stone.
Yo jealous?
I’m in Pharma and I’ll tell you that he’s definitely going to make that 300k. I hate when people try to put an opinion on stuff they know nothing about
@@walteralcazarHe wouldn't be in financial ruin, I call bs.
@@walteralcazardo you mind me asking what you do? I'm going into the medical field. I'm just curious
@annawhyte5890 not at all, Im a cell therapy specialist for a big pharma here in Santa Monica. I modify T-cells to attack certain cancers. I make between 120-140k with no degree but I have 12 years experience. One of my boys is a Pharma sales Rep for 2 different pharmas and he makes about 250k a year from each company.
a lot of people have $400k in student loan debt. they're called doctors.
Wife paid $100K to get her MRS degree and is now thinks she's living in a house on easy street.
Well he is cool with it. If she asked him "honey I don't want to work" And he said "sure' then oh well. He married her. He didn't have to marry her. They keep popping out kids. He is part of that also.
Way to go dillhole, you married a very educated house mom.
ARE THESE PEOPLE CRAZY? £200K in student debt and now you wanna stay home? What was your degree in? Changing nappies?
These people are insane. Get to work!!
So glad y’all told him she needs to go back to work. All of these “stay-at-home-moms” but they’re in hundreds of thousands of dollars in debt. Crazy.
$100,000 in student loans becoming $200,000 in debts to become a stay at home parent...
This happens a lot sadly.
Think long term went it comes to going into debt kids!
Yes it does and it’s not talked about enough.
Does it really?! Wow.
Hedging their bets knowing the husband will pay it off if they get married.
One word for him: condom 😂
@@GigaChad_169 Economists estimate ovef 50 million american are in the exact same situation where they have over $200k in debt and are not working.
You don't get to be a stay at home mom with 200k in student loan debt.
Exactly
I wouldn't feel comfortable having a kid in that much debt just starting out. Why not wait three years and pay all that off. If he's really making $300k, which I don't believe, their entire lives could be different in three years without any kids. This couple has a history of poor planning.
You don’t understand buddy. YOU NEVER HAVE TO PAY A PENNY IF YOU DON’T WORK!!!! ITS DIFFERED UNTIL YOU HAVE A JOB!!!! Got that bud?
Agreed. You have to pay for your mistakes now. I don't get it...
@@miketheyunggod2534seek mental help buddy. The internet is never this serious.
If the dollar collapses don’t be fooled your debts doesn’t disappear, they add it back to the new currency or mode of barter. best advice get out of debt. make regular investments be debt free and financially stable
Safest approach i feel to go about it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
There are a lot of independent advisors you might look into. But i work with Lisa Grace Myer’ and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
Thank you for the lead. I searched her up on google, and I have sent her an email. I hope she gets back to me soon.
This situation causes me an anxiety attack just hearing it. The caller will need to get lifestyle weird & go full throttle to knock this down
Go to a third world country and you will get over your little anxiety attack.
Jade said go back to work!! 😂😂. How can she be a stay at home mom when she has $100k in debt that’s racking up interest? Who is she expecting to pay it?
Typical Dave Ramsey Callers: "Hi, Dave, I have a 500,000$ in student loan debts, I have a mortgage which is 2500$ a month. My wife has 345 credit cards. We're on Baby Step 1. We only have 3$ saved up. We have 2 leased cars, the payment for those are around 450,000$ a month.... for each. I have a truck, which is financed, it's a rolls-royce truck. It's in the neighbourhood of 3,000,000$. I make over 6$ an hour, my wife is a stay at home mom.... though not at my home"
fyi, thier all FAKE, ramsey hires craiglist actors
That's not where a dollar sign goes.
How do you not know the dollar sign goes first?
Hilarious comment of the day! Americans are soo “rich”!😂😂😂
So for the people who always claim, “people wouldn’t do these things and rack up debt if it was in high school.” Well, here’s Exhibit A. He said they did Ramsey in high school and we see how well it’s worked out. High school students are not really thinking about low cost mutual funds and avoiding car payments. Their habits are developed at home.
Glad these people don't get to dump it on the rest of us.
I agree. How many calls do you hear them tell of these massive student loans and the option is, file bankruptcy. That is the go-to for so many people. Just file bankruptcy and let everyone else pay for it. Thank goodness that doesn't apply to student loans. It's so sad when that is the mentality of people today.
Over $400K in student loan debt is wild!
I worked through college and was extremely frugal. I was able to go through my undergraduate and master's program completely debt free.
If you think you can't go through college without going in to debt, you're wrong!
Got a degree with $100k of debt, letting interest double it, then working a job earning $45k, only to be a stay at home mom a few years later. The stats that women are more likely to go to college suggest these types of stories are going to increase. 6-figure debt for worthless degrees to be a SAHM.
the gender of priviledge feels like they get to stay at home after screwing themselves over and expecting the husband to carry all the weight.
Smfh thats crazyyy!!!
It boggles my mind. And I am female! I have always worked since age 17 (41 years now). I worked through college (2 jobs) and had no loan debt. We had to delay three years to start a family to clear my husband’s debt load from college. He didn’t grow up with wise teaching like I did. We didn’t even consider trying to have kids until we were debt free except a very moderate home loan. I cut my hours when the kids were little but I never stopped working. I was usually able to pull off 32 hours a week so it was still pretty good income.
@@omarilindo968 it’s because there are so many simps, and women know this! They know they can go to college sleep around with tons of guys, party and rack up loads of debt and after they get out there will be a Nice guy sucker that has no experience with women to marry them and pay all her debt off and allow her to stay at home and trap him with a child. And they know they can just take everything in divorce once the husband pays the debt off. Men need to stop simping and this stuff will not happen as much!!
They know their husbands will eventually pay for it.
I never went into school debt cuz I know that as a man I’m expected to pay my debts
How do you even think about sex being half a million in debt
broken weiner ..😳☠️🤦🏻♀️
You win the comment section lol TRUTH!
Rational people cannot understand irrational people (and vice versa).
Release of stress!!!!!!!
@@FTG2Eli he released alot of stress in her to make a baby
Went 500k into student loans to get a great paying job that doesn’t require a degree
😂 What hourly wage is a great paying job in your opinion?
Not necessarily. information learned in school could help make him a much better sales rep.
About 4 diapers per hour 😂 @@BREEZYM6015
They rarely hire people for those types of jobs that don’t have either a degree or some experience. You have to be able to talk to the doctors and pharmacist about it. He isn’t a super hot chick.
I thought the wife $200k student loans to stay home was the funniest.
Jade says owing 160k making 60k a year is the same ratio as owing 400k and making 300k. Love to know how she did that math.
dei
I think it's just a general statement for someone making less than they owe. Someone making $60k a year is going to struggle paying off $160k of debt. Same thing for someone paying $400k when they make $300k. The Gross Income isn't the same after taxes and other bills.
@ the reality is 60%, if your debt is 60% of your income , you should Bankruptcy
both owe 100k more than they make, one just has more $ to pay that 100k with
I am soo blessed to have parents that were responsible and generous to have paid for my college. Back in the 90s, Texas had this program called “Texas Tomorrow Fund” where you were guaranteed 4 years of college tuition at an instate school for $10,000. Parents would typically pay for this when their children were infants. Needless to say that program got shut down immediately once colleges realized how much money they were missing out on. However, they still had to honor the obligations and I left college with zero debt.
You're $500,000 in debt and your wife is a stay at home mom and you have another child on the way? That doesn't make sense , tell her to get a job.
And stop knocking her up with kids yall can't afford right now lol
@ birth control is CHEAP!
@@LadyMaeloraBeesbury Facts . I don't understand these callers . It seems like the ones who make the most money don't make the best decisions. It seems like the more money they make , the worse decisions they make. I don't make as much as a lot of these callers but I have a lot more money saved because I make better decisions financially and I don't have any kids.
@@todd2456 yes!! Why keep having kids if you're already in debt with student loans? These people do not make the best decisions .
@@LadyMaeloraBeesburyquite sure she's doing everything possible to avoid working and paying off that debt.
This was strategic
Gosh that is a nice Bulls jacket!
It's fucked up that our medical system is so bad, that a guy is about to earn 300k from being a rep for pharmaceuticals.
The only way to fight back is to diet, exercise, and maintain a normal weight. He must be selling ozempic type medications
Most reps run routes to hospitals/clinics. Volume sales are how you get the income.
Being a rep doesn't require that level of education though. I've seen people get into that with zero college education.
@@joshuamorin2762 He would not land a pharma sales job w/o a college degree.
How is it the medical systems fault that he is going to make 300k?
300k a year to poison people
Highly educated women professionals are great. Stay-at-home mums are great. But you can't be both; spending 100K on uni to become a stay-at-home mum is ridiculous!
I had student loan debt for 20 years and it never doubled
These are private loans which are usually high interest and adjustable rate
@@AliciaMcIntire No way they are 15% interest. No way they tripled when they ARE making payments. That would at least keep them about the same or decreasing. I think it might be a fake call. He is talking about popping out kids. Wife doesn't work. Not sure but it makes no sense.
For a woman to get a student loan but decides to stay home is wasted.
Is she going to stay home for the rest of her life? Just because she's staying home with the kids when they are very young doesn't mean she won't return to her career after they start school. So it's weird to say that a degree is "wasted" just because she's not actively using it for a small amount of time.
@@mistsofbabylonthat’s usually how it works when a girl stays home for 15 years they never go back
To be fair people don’t decide to be a stay at home mom at 18.
@@mistsofbabylon I doubt that she will ever work again. She'll likely have an excuse later on.
@@carolr7823Perhaps. I'm personally not going to lose sleep over other people's decisions.
This guy is clueless.
He doesn't know he's talking about
Staying home with the kids shouldn’t even be on the table until your loans are gone.
Well the hubs should keep it in his pants then shouldn't he
Bingo
A payment of $2800 a month with $2300 of that going to interest. That is $27,600 a year being thrown away in interest. It would be worth it to declare bankruptcy. The problem is in most case you can not bankrupt student loans. This is a terrible trap.
THANK YOU RAMSEY!! For taking away those annoying mid ads… Watching again 😊
They'll be back.
Damn 500k in debt and a stay at home mom.. Good God.
He’s not in this position because of the loans, he’s in this position because judging off his tone and responses, he’s way too passive. He’s gotta get more assertive with his life and his wife will follow suit. He sounds like he just got out of high school how he’s talking. Get after it kid 🤦🏾♂️🤷🏾♂️✊🏾
Pharm rep making $300k per year.... Passive individual? Ummm....no.
Short term thinkers and decision makers.
100s of thousands in student loans to be a stay at home mom. What are these women thinking?!
These videos are inspiring
Sheesh that interest wrecks you. It’ll be years before they get out of that. They set themselves up for failure.
I compartmentalize at times, but I can't imagine sitting by and watching my debt double. Their situation is infinitely worse now than it already was.
They were not paying their loans for a few years to double like that. I know because my 13,000 loan went to 30,000 because I wasn’t paying.
She needs to work a job, with the huge amount of debt they have.
The only requirement to be a stay at home mom is not having 6 figures of student loan debt. 😂
Unless they stay at home and use that degree for remote work lol
@@user-di7tg7qf6u remote work is still work. Stay ay home means you dont work. She needs to get her butt to work!
I pay twice a month to decrease the amount that goes toward interest so I pay more towards the principal each month
“In High School we did a Dave Ramsey day workshop and we learned that “.
Ends up with 500k in debt.
I seriously think it might be a fake call. The numbers make no sense. And they make every bad decision possible.
What a couple of morons. Half a million in debt for a bachelor's degree? I got mine completely paid for by the VA lmao. In fact, thru the Gi Bill, you actually get paid to go to school!
This call is obviously fake.
THE SHOW IS ALL FAKE, dave hires craiglist actors
Stay at home mom with all that debt 🙄
Yes not ok 😅
Sometimes I wonder if these calls are real, yeah, I know people get into debt, but $500,000 in debt with a stay at home wife and keep having babies….geez!
That’s a cooooold 🥶 varsity jacket Jade
100,000 dollar degree to be an office manager ??? Now wants to sit home ??
If you couldn't pay it back, you shouldn't have signed up for it. So why does other people have to pay your bills or why do you think it should just be written off?
Making $300k and owing $428k is not the same ratio as making $60k and owing $160k
I really don’t understand people who take huge debts for degrees only to turn around and go “I want to be a stay at home parent” - like that’s great, but you gotta at least get yourself out of debt before you stop the income.
Jeez. A this stay at home mom set the record straight for what it means to run away from your problems.
Neither one of those jobs required a degree that cost $100k each. Might not have needed a degree at all. She could have had a kid and stayed at home for free. She also would have made more money at Costco than as a receptionist.
It all varies in location and States, in this region Daycare cost
$300 - $380 per child, per week
His wife when she heard "wife go back to work": "Hang up the phone! Hang up the phone!"
Legit asking here. We've seen it time and time again. How do you coach your daughters? Of course you want them to have options, be able to support themselves, and not get stuck in a bad situation due to dependency, but racking up a giant stack of student loans just to spend a signigicant portion of their earning years as SAHM seems almost equally detrimental.
his SL interest alone is more than my monthly expenses. i can't imagine - and glad i don't have to imagine. mine weren't nearly as much as his, let alone theirs combined, but i'm so glad "i paid sallie mae back." (shout out to dee 1).
All i have to say is I got goosebumps knowing about this kind of debt 💸 with a wife pregnant and a another kid.
It makes me proud jade likes the Chicago bulls of Michael Jordan. That's all care😂😂
I had 24k student loan debt back in August last year. Now its $9800. I avoid private school because I’m not rich, an athlete, or a genius.
What’s the point of getting a degree that cost that much debt to just have babies immediately and not clean up what you did, before starting a family. I know babies are blessings but this story sounds like it could become a nightmare
500K for a bachelors degree in nonsense! I got my PhD in biochemistry and it cost me 100K😂😂
I think it is a fake call. It makes zero sense. Even if they paid nothing they wouldn't triple in owed this fast. And they are making payments.
Ain’t no way this guy is a pharmaceutical rep.
Maybe a pharmacist tech.
There is a better way to pay loans than from smallest to highest which is to sort the loans by interest and pay minimum required for all except pay as much as possible to the loan with the highest interest. Once that is paid off, pay as much as possible to the loan with next highest interest. Don't know why the never mention this - or I may find the reason if I am a little cynical about it.
This does not add up. He’s leaving out an elephant.
From Chi here - Jade love the bulls Jacket!!
He takes home probably $15,000 a month. Just live on $3,000 a month and throw the rest at debt. This isn’t complicated
No kidding I choose to live below my take home. The amount off the top goes to debt. I'll be completely free in at most 30 months. I am currently applying for every part-time job in my area. That will go straight to debt. If I can get one, that will take that 30 down considerably. I am single and have no plans to be in a relationship with a financially irresponsible person.
Woman please listen up - don't go into college/university and spend over $300k to get a degree you have NO DESIRE to use if you are going to be a housewife or a mother who stays home !! Its a waste of money and you HAVE to pay it back !! Just get a regular job that doesn't require a degree or spendings thousands and thousands of dollars for something you have no desire to get into !!
Let me rack up insane debt, then sit at home popping out babies-all while these stupid loans are going UP! Make this make sense.
imagine going to college in 2025
Wife cant go back to work but can work from home
A lot of young people (including myself) don’t think about the possibility of having a family and what that means prior to taking out these student loans.
Now, some of us go too far like the couple calling in because why did his wife take out a 100k loan to only make 45k a year prior to having children? Now the children are born and she makes $0. That makes absolutely no sense. She needs to find a remote job if she wants to be home. This is a mess!
How do I pay off my debt?
My wife is a stay at home mom and she has debt as well.
This is simple
Your wife isn’t working so that’s why she still has debt
And that’s why you still have debt…
These are old peoples talking about how to get out of debt…
When the ribbons and balloons are over with…
When the kids aren’t as cute anymore…
When college isn’t cute anymore…
When life gets realer…lol
I am 29yrs old debt free and I enjoy every single second of being debt free
Y’all enjoy y’all’s loans!!
I’ll never take out another loan unless it’s for an e-bike lol they pay for themselves 😂
People is already the plural form of the word person. The only reason to add a s to the word people as if you're talking about possessive tents such as more than one person's Act of owning something