Child Maintenance, School Uniform & Extras. Must Knows.
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- เผยแพร่เมื่อ 5 ส.ค. 2024
- Child Maintenance Service, School Uniform and Extras!
In this video, Child Maintenance UK, discusses child maintenance, specifically focusing on school uniforms and extras. The Child Maintenance Service (CMS) is a government agency that calculates, collects, and pays child maintenance to separated parents in England, Wales, and Scotland. Child maintenance refers to regular financial support to cover a child's living costs.
The CMS calculation is based primarily on the income of the paying parent. There are different rates depending on factors like the number of children and shared care arrangements. Other children from different relationships are also considered in the calculation. The presenter emphasizes the importance of notifying the CMS about other children for accurate calculations.
School uniforms are not part of the CMS calculation. The CMS does not provide a list of items it covers; it focuses on financial contributions toward the child's overall living expenses. Extras like school trips, uniforms, and after-school activities are not accounted for in the CMS calculation. These are considered discretionary expenses beyond the legal obligation of child maintenance.
The presenter suggests that parents paying extra for non-essential items might consider private arrangements. CMS contributions are meant to cover essential living costs, and paying extra is not mandated by the CMS. Private arrangements should be clearly defined to avoid misunderstandings.
The presenter addresses concerns about how the money is spent by the receiving parent. The CMS does not regulate or dictate how child maintenance funds are allocated. Parents have discretion over spending, and CMS does not consider the specifics of expenditures in its calculations.
In summary, child maintenance through the CMS is primarily based on income and shared care arrangements. It does not cover specific items like school uniforms or extras. Parents paying extra should do so through private arrangements, and CMS contributions are intended to support basic living costs. The presenter advises against trying to control how child maintenance funds are spent by the receiving parent.
The video concludes with a reminder to like, subscribe, and comment, and the presenter encourages viewers to research and seek more information if needed.
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Child Maintenance School Uniform And Extras. Must Knows
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Chapters
00:00 Introduction
00:42 How child maintenance is worked out
05:43 What is the Child Maintenance Service position
08:05 Consider a private arrangement over CMS.
10:06 What can child maintenance be spent on?
12:25 Tell child maintenance about your other children
12:53 Summary of School uniform and extras video.
#cms #csa #childsupport #childmaintenance #childmaintenanceuk #childmaintenanceservice #dwp #hmrc #ChildBenefit #EducationSupport #ParentingTips #FinancialSupport #SingleParents #FamilyFinance #schooluniforms
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To watch all our videos, most recent first, watch the playlist at th-cam.com/play/PL6UguIk9XjGlqNQZk8Za-w_PZWag2ObZf.html
Does the calculation take into account the number of suicides in the UK, because people are bullied, made to feel worthless
No. It is based on the paying parents income.
What a weird comment
@@MADblueSHEEEP I think there may be other issues relating to the comment. However the answer to the comment is that the CMS do not factor in suicide rates. They follow a calculation proscribed by parliament which is based on the paying parents income, less pension contributions, with shared care taken into account.
The CMS follow the calculation proscribed by parliament. When the CMS opens a case, a book is sent to the parent paying, explaining the calculation.
Whilst i havent produced a video, explicitly breaking down the calculation, if you watch the playlist, you will be able to pick out various parts of the calculation, and how they may be reduced or lowered.
Here is the playlist.
th-cam.com/play/PL6UguIk9XjGlqNQZk8Za-w_PZWag2ObZf.html
But they are responsible for suicide in males corrupt system to say the least
Necessary living costs of the paying parent should be taken into account
Dont disagree. What would those costs be? Mortgage / Rent
What else?
@@childmaintenanceuk Rent/Mortgage, Travel, Gas and Electric, any compulsory debts, an average allowance for groceries. I know these may fluctuate but do think there should be an agreed standard of living. No issue with these being means tested or evidenced either. I'm not talking about luxury but essential costs
I completely understand what you are saying, however I was told that CMS are there for the child's best interest but when I explained that my ex is a spenderholic and alcoholic and quite often a drug taker and I guarantee that my money is not going to my child they didn't care. So I asked them if you have the child's best interest at heart. Why do you not to check where the resident parent is spending that money. I was told they don't have time to check into it.
I think it's absolute BS to say they have the child's best interest at heart when they are clearly making a small fortune every year out of paying parents. Maybe out of the 44 million a year they make they could have a small team that would go around and check whether parents are spending the money wisely.
CMS job is simply to get money flowing to the other parent, without any conditions upon that. CMS costs the government around £350 million per year to fund, and they will never do checks as to what the money is spent on, as they have no power to do so, under the law.
Your issue might be resolvable via Social Services. If she is taking drugs, that may lead to the child coming to live with you.
@@childmaintenanceukI'm slightly confused. I was under the impression that the CMS is a profit making organisation and that seems to be the consensus of everyone that has looked into it. However, you tell a different story. And why if they have the powers to plunder your bank accounts and wages, do they not have the powers to check where the money is being spent? This is very much one sided and couldn't be any further away from equality if they tried.
Social Services are part of the same profit making organisation and they do not have the child best interest at heart. I have had previous dealings with these people and the way they operate is shockingly disgusting. We all know children wouldn't be given back to their fathers, they would be put into foster care and that's the last thing I want for my child.
MY CMS was recently reduced by £80 which gives me extra money to give to the kids directly. Happy days
This is a great explanation keith. 👍
Very good and informative videos with accurate information. Certain companies such as the one i work for offer car leasing schemes and cycle purchase schemes which come off your top line pay, not sure if this can offset your income to reduce child maintenance as your pension does, some people at work use it to reduce paying higher tax. Just a thought for any knowledge you may have on this for future videos. Cheers.
This comes up from time to time. For CMS purposes only the pension discounts the CMS. The other schemes are beneficial for tax purposes, but wont reduce your CMS bill. Travel expenses, shared care, and adding other children to the case will.
@@childmaintenanceukis the work around using a limited company if you are self employed? You can put a lot of stuff through the ltd company and it’s nothing to do with you personally and everything is owned by the company and not you directly.
What should a paying parent do if they can't afford to buy school uniform or clothes on the days the child is with them after they've paid CMS? The receiving parent can go on expensive holidays and days out but the paying parent struggles to do even cheap days out?
Your CMS payment represents your full legal contribution to the costs of raising a child. Your therefore should not be paying additional costs for the school uniform. Your ex doesnt pay you! If the receiving parent is refusing to provide for the child ie school uniform which you have already paid for through child maintenance, despite receiving child benefit, child maintenance etc, then maybe its a matter for social services.
It pay for barristers and solicitors legal fees to further chuld harm and parent alienation
As the CMS money goes to the other persons pot, it probably does. But it also supports a roof over their head, electric and light.
do i need to give my bank details to the paying parent?as i dont really want to be in contact with my ex anymore
If you dont provide your bank details to your ex, the case can be closed. You can ask CMS to forward the details to your ex.
oww i see ok thank you so much
What are the living costs of a child, break down please?
Not possible to break down. However from a CMS point of view, the CMS that is paid represents the paying parents contributon towards the living cots of the child.
I'm just going through this now
and for me, it's better to do CMS because it just saves the awkwardness of the ongoing battles of who owes what.....
Personally i feel that 12% is a lot ...but at the same time is enough to pay for the extra cost of providing for child over the spam of a year.
Just dont be getting a Costa or booking a holiday with it 😅.
Save it for a rainy day 😊.
At 15:40 it sounds like you contradict yourself for the next sentence. Can you clarify?
Yes, I made a mistake. I was refering to the fact that if you are a receiving parent, pay for the school uniform, but actually said paying parent. Your the 2nd person out of 1.6K of views to notice that.
They aren't extras, because there is no lost to differentiate what's included and whats extras
And thats the point. CMS is a percentage charge based on the paying parents income. CMS dont produce any lists, or define what the payment for. Its a maths calculation that represents the cost of bringing up a child. A representation of a cost, that is legally enforced. So any payments above that are extras.
What systems are in place to recover additional expenses.
Example: father pays (albeit a bit more than calculated CMS value) monthly. But it comes nowhere near the amount necessary for daycare costs.
Mother is in school, so not earning. Government program covers some of those expenses via the school but still a significant gap.
How does the mother get the father to cover half of the daycare without going to court. He has refused polite requests.
I bought my son parts of his uniform ie his shoes , trainers and sports kit but the “she devil” told them I bought nothing including lying about his dinner money I give him every week he’s with me !
The GESTAPO believed her but not me !!! 😂😂😂
How can i speak to you privately please? Thank you
PM me by Facebook messenger.
if the child staying 1 nights with other parents than the maintenance is reduced?
Hello. If the child stays with the paying parent on average 1 day per week on a forward basis, ie 52 nights or higher per year, the CMS payable is adjusted by 1/7th. Around a14% reduction. So if you are paying for seven nights, but child stays for 1 night at yours tell CMS. CMS contact details are here.
childmaintenancehelp.blogspot.com/2020/09/contact-details-for-child-maintenance.html
@@childmaintenanceuk again, this doesn't seem to be the case with me. They have told me I have to have the child for more than three nights for it to make any difference. Are we all being told a different story?
I am starting to believe that you work for the child maintenance services. The reason I believe this is you seem to be the only person that doesn't have something bad to say about them.
Check you calculation. Are you already receiving a doscount for shared care?
To get the discount it needs to be 52 nights per year, ie one night per week on a forward basis. 3 nights is therefore more than 156 days per year.
You can beleive what you like. However I have never worked for CMS, and if I did, I wouldnt be allowed to produce videos like these would I. See th-cam.com/video/H1zQox2jYF4/w-d-xo.html
I could not believe the rate of maintenance was from gross income, not nett? thats a double edged sword, punishment, no wonder a good many men commit suicide or have mental conditions
They use gross as it simplifies their administration. One of the failings of the old CSA system was that they used net, but assumed the net as they couldnt see it via HMRC, and this led to inflated assessments, and the rate was higher apparently.
.
Expenditure matters when it gets to court
CMS do not take expenditure into account, with the exceptions being few and far between.
Why am I paying 20 percent
12% / 16% / 19% for 1 2 or 3 children of your pre tax wage (gross). anything above that will be for arrears which CMS can take up to 40% of your gross wage.
Good answer
I don’t understand how school uniform is considered an extra? Child Maintenance is to provide basic needs for the children, and going to school is a basic need?
On that logic, therefore no one needs to ask for extra amounts of money to cover it. As its covered in the child maintenanc to provide the basic needs of the children. So any additional requests are extras. However thats not how the CMS equation is calciulated. As per the CMS themselves, it represents the paying parents contribution to the costs of raising a child. Except its based solely on the income of the paying parent as a percentage, or at the lowest levels a chage of £7 per week, and in some cases zero. It is not based on any needs, which is why the CMS do not specify what the money is used for, and there is no list on what the money is for.
@@childmaintenanceuk so I’m paying £600+ a month currently as my ex-wife is unfortunately withholding my children so she can have the extra income in Child Maintenance.
Surely this is sufficient for what is essentially a basic need as going to school is a legal requirement? I agree things like extra curricular activities are extras and other similar things which I contribute towards.
It’s just frustrating as whilst I’m fighting to have shared care how am I meant to progress to shared care which is ultimately the most beneficial situation for children if I’m paying so much? It doesn’t seem logical or fair to me.
Additionally, myself and many others interpret the child maintenance payments (as described under the Child Support Act 1991) is intended to cover a child’s everyday living costs, which typically include things like food, clothing, and housing. While it does not specify particular items like school uniforms, the general understanding is that the receiving parent uses the maintenance payments to cover all aspects of the child’s care and upbringing, which can include the cost of school uniforms.
I just find it frustrating to get a true understanding with all the ambiguity.
Other than that I think your videos are helpful and very informative. Thank you
@@RyanPotgieter I think the issue is that many parents are paying between 12 and 19 per cent of their income, and really struggling, whilst coping with demands for more money. Some have the means to provide school uniforms and others dont. In some cases people buy the school uniforms and then get clobbered with Collect and Pay as the CMS do not recognise that expenditure as maintenance, when they then dont have the money to pay the actual maintenance. Which is why I tell people to pay the money first, then build a pot of 3 months CMS, before they start buying things and do not be pressurered into buying anything else until they have the means to do so.
@RyanPotgieter if your ex is withholding child contact, suggest you stop the extras and use the money for a court application.
If you've got your kids 50/50 why why should you pay anything???
I quite agree John. The historical payment of Child Benefit when the legislation favours fthe mother first is wrong. So everytime someone is caught in that trap, they need to take it to CMS tribunal.
@childmaintenanceuk never heard of that, how do you do that?
@@johnshaw8013 you raise a dispute, then take it to a mandatory reconsideration. If no progress, you can then take it to tribunal.
@childmaintenanceuk I'm in court for a liability order in 5 days.
Spent 9months asking them to reconsider, they've refuse.
Calculated my payments foe 12months based on two months salary, after initially using salary from 2yrs ago. Been on UC for 8 of the last 12months, but they insist the £193/week payment should stand.
Spent 9months arguing with the narcasistic apes only to be told I have to pay for thw kids I brought into the world!